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Car insurance deductible comprehensiv...

Chalanachithram.com DB » New TF Industry Related » Archive through December 25, 2015 » Car insurance deductible comprehensive/collision « Previous Next »
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Aquarian
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Username: Aquarian

Post Number: 2812
Registered: 12-2012
Posted From: 167.187.101.239

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Posted on Thursday, December 24, 2015 - 12:25 pm:       


Meghan:

Enta ani chusthe 500$ deductible vundi danni 1000$ ki maristhe 150/month ki tagguthundi




same cards printed 6 months back...changed the deduc to 1000$..next month accident by wifey....total bill 1500..i paid deductable 1000$...gieco paid just 500$

if driver/drivers have great driving sense and history go for 1000$ deduc or else stick with 500$
 

Zamindar
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Username: Zamindar

Post Number: 9965
Registered: 10-2013
Posted From: 209.208.247.24

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Posted on Thursday, December 24, 2015 - 12:17 pm:       


Meghan:

Oka 6 months ayina tarvatho evo discounts vuntai anukunta then It will further come down hopefully


correct and monitoring device edo pamputhadu to get better discount you can check that also
 

Banam
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Username: Banam

Post Number: 11896
Registered: 12-2011
Posted From: 162.118.16.5

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Posted on Thursday, December 24, 2015 - 11:51 am:       


Gotcha:

mee oorlo ante denema emi rates saami i pay 380$ for 6 months in IL, Dallas lo it is 600$ for 6 months.




State Tax ledhu ani dobbutunnar prathi daani meedha ikkada..

At the end of the day naaku NJ and Dallas lo APT lo vunte Cost of Living same kanipistundhi...
Green Bay PACKERS ||San Antonio SPURS ||Sachin Ramesh TENDULKAR
 

Meghan
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Username: Meghan

Post Number: 1403
Registered: 03-2014
Posted From: 76.122.78.172

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Posted on Thursday, December 24, 2015 - 11:46 am:       

Thanks for your suggestions.... Increased coomprehensive and collision to 1000$ deductible ... played with some other thinks and was able tor educe my rate from initial 189$/month to 137$/Month

Oka 6 months ayina tarvatho evo discounts vuntai anukunta then It will further come down hopefully
 

Gotcha
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Username: Gotcha

Post Number: 23221
Registered: 02-2008
Posted From: 172.87.48.134

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Posted on Thursday, December 24, 2015 - 11:40 am:       


Banam:


mee oorlo ante denema emi rates saami i pay 380$ for 6 months in IL, Dallas lo it is 600$ for 6 months.
...
 

Sesani
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Username: Sesani

Post Number: 34038
Registered: 08-2014
Posted From: 207.140.166.10

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Posted on Thursday, December 24, 2015 - 11:32 am:       


Meghan:

I am trying to understand how other DB members options are ... Whether they keep the deductible at 500 or 1000.




Ok.. naa comprehensive is 500 - this will not have a major impact.. comprehensive covers 'act of god' and few other things so 500 ettina..

naa Collision is 1000 - this has major impact.. accidents anni collision kindiki vastayi... 1000 is reasonable for this ani naa idi..
 

Banam
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Username: Banam

Post Number: 11895
Registered: 12-2011
Posted From: 162.118.16.5

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Posted on Thursday, December 24, 2015 - 11:29 am:       


Gotcha:

vammo 6 months ki 900 aa, kompadeesi Dallas lona undedi nuvvu?




denemma 4 years nunchi single incident ledhu naaku 6 months ki 900 vestunnadu bayya dallas lo...

NJ lo ne same coverage ki 600 katte vaadini... :-(
Green Bay PACKERS ||San Antonio SPURS ||Sachin Ramesh TENDULKAR
 

Sesani
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Username: Sesani

Post Number: 34036
Registered: 08-2014
Posted From: 207.140.166.10

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Posted on Thursday, December 24, 2015 - 11:27 am:       


Meghan:




Naa experience... first time insurance is always expensive...

NJ la first time insurance geico gave me 1800 for 6 months... spoke to 3-4 insurance companies and esurance gave it for 900... after six months switched to geico and got it got 600-700ish..

So keep looking for options.. call multiple companies.. after few months on history all set aithadu.. time and patience important
 

Meghan
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Username: Meghan

Post Number: 1402
Registered: 03-2014
Posted From: 76.122.78.172

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Posted on Thursday, December 24, 2015 - 11:25 am:       


Sesani:

r u trying to understand if the deductible on comprehensive can be increased to reduce the monthly payment




I am trying to understand how other DB members options are ... Whether they keep the deductible at 500 or 1000.
 

Tombrady
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Username: Tombrady

Post Number: 41853
Registered: 05-2012
Posted From: 216.163.220.32

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Posted on Thursday, December 24, 2015 - 11:25 am:       

high deductible is fine esp calculate the diff. 30*12=360$

how often u will have an accident ante very rare so

go with 1000$-150$
 

Meghan
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Username: Meghan

Post Number: 1401
Registered: 03-2014
Posted From: 76.122.78.172

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Posted on Thursday, December 24, 2015 - 11:24 am:       


Gotcha:

vammo 6 months ki 900 aa, kompadeesi Dallas lona undedi nuvvu?




Atlanta first time insurance teesukunna , andukemo ani doubting ...

Normal ga entha vundochu per 6 months on average
 

Zamindar
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Username: Zamindar

Post Number: 9964
Registered: 10-2013
Posted From: 73.43.28.105

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Posted on Thursday, December 24, 2015 - 11:23 am:       


Meghan:

Honda CRV 15 EX-L


no suprise between 110 to 150 mamule for new car and no driving history ..gieco has good rating ...other insurance might come down little bit
 

Sesani
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Username: Sesani

Post Number: 34035
Registered: 08-2014
Posted From: 207.140.166.10

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Posted on Thursday, December 24, 2015 - 11:22 am:       


Meghan:


nee question artham kaale.. r u trying to understand if the deductible on comprehensive can be increased to reduce the monthly payment?

comprehensive meeda antha impact undadu, collision deductible penchithe u will see the difference.. chances of using the comprehensive coverage are less compared to collision coverage so collision is more pain to the pocket
 

Gotcha
Megastar
Username: Gotcha

Post Number: 23220
Registered: 02-2008
Posted From: 172.87.48.134

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Posted on Thursday, December 24, 2015 - 11:18 am:       


Meghan:

150/month


vammo 6 months ki 900 aa, kompadeesi Dallas lona undedi nuvvu?
...
 

Meghan
Comedian
Username: Meghan

Post Number: 1400
Registered: 03-2014
Posted From: 76.122.78.172

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Posted on Thursday, December 24, 2015 - 11:16 am:       


Zamindar:




Honda CRV 15 EX-L
 

Zamindar
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Username: Zamindar

Post Number: 9963
Registered: 10-2013
Posted From: 73.43.28.105

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Posted on Thursday, December 24, 2015 - 11:15 am:       

Car enti
 

Meghan
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Username: Meghan

Post Number: 1399
Registered: 03-2014
Posted From: 76.122.78.172

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Posted on Thursday, December 24, 2015 - 11:09 am:       

driving record gud, 1 car , 1 driver ... first time insurance
 

Sanju
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Username: Sanju

Post Number: 2819
Registered: 02-2008
Posted From: 73.180.170.155

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Posted on Thursday, December 24, 2015 - 11:04 am:       


Meghan:

180/month esad


enni carlu? Entha mandi driverlu? Driving record ela vundi?
 

Meghan
Comedian
Username: Meghan

Post Number: 1398
Registered: 03-2014
Posted From: 76.122.78.172

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Posted on Thursday, December 24, 2015 - 10:53 am:       

Geico vadu 180/month esadu.... Enta ani chusthe 500$ deductible vundi danni 1000$ ki maristhe 150/month ki tagguthundi

Any suggestions will be appreciated

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