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Personal Loan in US

Chalanachithram.com DB » New TF Industry Related » Archive through June 24, 2015 » Personal Loan in US « Previous Next »

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Gotcha
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Posted on Tuesday, June 23, 2015 - 10:34 pm:       

Mahiz
ur investment is very slow one, apt and that too in hyd.

So assume u dont have that apt loan and suddenly u have that cash in ur hand what would u do. Nee answer batti chepachu wheter its better to pay off for u or do something.
This Andhra real estate is for sale.
 

Mahiz
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Posted on Tuesday, June 23, 2015 - 10:28 pm:       


Gotcha:




Apt meedha bhayya ..Place Hyd ..
 

Gotcha
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Posted on Tuesday, June 23, 2015 - 10:17 pm:       

Mahiz
India lo loan pay cheyadanika aa nee loan plan?

India lo loan deni meeda and which place?
This Andhra real estate is for sale.
 

Mahiz
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Posted on Tuesday, June 23, 2015 - 10:15 pm:       


Ksk:




Thanks Bhayya
 

Ksk
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Posted on Tuesday, June 23, 2015 - 05:08 pm:       


Mahiz:




I did the same thing

BT..Niku unna credit cards lo chudu...offers place lo...max cards will offer balance transfer to your checking account with 0or2or3or4% fee. 12 to 15 months interest free untundhi vatiki
 

Mahiz
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Posted on Tuesday, June 23, 2015 - 01:45 pm:       

ee BT ( Balance Transfer) ela work avuthundho chepandi ..
manamu card apply chesthe .. vache credit limit tho .. mana checkings/savings account lo ela vpadthayi money ?
 

Mahiz
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Posted on Tuesday, June 23, 2015 - 01:41 pm:       

thanks bhayya ..

ikkada thesukuni india lo payoff chedhamu ani plan ?

is that good ?
 

Blackmamba
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Posted on Tuesday, June 23, 2015 - 12:41 pm:       


Jodhaa:

pakkana unna restaurant baavundhi..try chesaava eppudu ayena?Sea food


adi try cheyaledi kaani couple of other seafood restaurants lo tinna.. very good
 

Jodhaa
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Posted on Tuesday, June 23, 2015 - 12:38 pm:       


Blackmamba:


pakkana unna restaurant baavundhi..try chesaava eppudu ayena?Sea food
 

Rediff
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Posted on Tuesday, June 23, 2015 - 12:31 pm:       


Babu:



DB worald lo puttindi akkadegaa .. appudappudu check chestaa..almost 10 times anna motham delete ayipoyi vunta emails andulo .. clean slate every time
 

Babu
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Posted on Tuesday, June 23, 2015 - 12:29 pm:       


Rediff:




sure
..inka idlebrain vadthunnava.. monne eppudo check chesa..nenu kuda..
 

Babu
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Posted on Tuesday, June 23, 2015 - 12:27 pm:       


Kukatpally:

9 yrs lo 115 posts aa




verteran ni mama..
dbs 14 yrs ROM charithra..btdb lo (10K posts) okkate...significant contribution.
 

Sony
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Posted on Tuesday, June 23, 2015 - 12:25 pm:       


Kukatpally:

uncle cheap ga oka 20k kavali yem cheyyali... details and docs list yettu


Credit union ki po, checking+savings account open chesta along with paystub direct deposit, personal loan entaki istav ani adugu, work out ayipoddi
 

Rediff
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Posted on Tuesday, June 23, 2015 - 12:24 pm:       


Babu:

diffu mama..fine...ala ala saagithopothundi jeevitham... ela vunnav...kentucky lone unnava..or moved anywhere..



me fine too .. ok email padey rediff at idlebrain ki
 

Kukatpally
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Posted on Tuesday, June 23, 2015 - 12:22 pm:       


Sony:



uncle cheap ga oka 20k kavali yem cheyyali... details and docs list yettu
 

Sony
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Posted on Tuesday, June 23, 2015 - 12:20 pm:       


Blackmamba:

which one is better.. miles or ring?


combination of both, ippudu you do groceries at costco/bjs anuko vaala ccs with 5% back ostadi that will work better with combination of miles/points card

ippudu barclays cover all airlines, hotels

costco/bjs gives u deals on theme parks etc
 

Kukatpally
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Posted on Tuesday, June 23, 2015 - 12:19 pm:       


Babu:

Post Number: 115
Registered: 12-2006



9 yrs lo 115 posts aa
 

Babu
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Posted on Tuesday, June 23, 2015 - 12:18 pm:       


Rediff:




diffu mama..fine...ala ala saagithopothundi jeevitham...

ela vunnav...kentucky lone unnava..or moved anywhere..
 

Rediff
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Posted on Tuesday, June 23, 2015 - 12:14 pm:       

hi babu mama how are you?
 

Blackmamba
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Posted on Tuesday, June 23, 2015 - 12:13 pm:       


Sony:


which one is better.. miles or ring?

Jodhaa:

clearwater beach ki enduku antha hype


it is good no
 

Sony
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Posted on Tuesday, June 23, 2015 - 12:13 pm:       


Gotcha:


say you can get loans on credit cards for 2% BT offer for $30,000. Personal loan lo inko $25,000 teesukovachu ani marchi potunaru.

so use personal loan in this scenario. u plan to make a really big purchase in us or india. apply for personal loan. get atlest 25k to 30K in personal loan, then use CC offers which will give u another 30k. so total u get 60k. don't use cc first and then apply for personal loan, u wont get loan as ur debt ratio is higher.


+1, credit unions lo personal loan rates baga work out avtayi, but they require collaterals, usual gaa paycheck direct deposit tho ichestaru loan
 

Ksk
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Posted on Tuesday, June 23, 2015 - 12:12 pm:       


Babu:

okkasari kuda AF fee waiver thesukokapothe,
you have good chance, just call and ask..



thx babu...e week lo call chesi adugutha
 

Gotcha
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Posted on Tuesday, June 23, 2015 - 12:11 pm:       

ikkada andaru wrong advise istunaru.

say you can get loans on credit cards for 2% BT offer for $30,000. Personal loan lo inko $25,000 teesukovachu ani marchi potunaru.

so use personal loan in this scenario. u plan to make a really big purchase in us or india. apply for personal loan. get atlest 25k to 30K in personal loan, then use CC offers which will give u another 30k. so total u get 60k. don't use cc first and then apply for personal loan, u wont get loan as ur debt ratio is higher.
This Andhra real estate is for sale.
 

Jodhaa
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Posted on Tuesday, June 23, 2015 - 12:09 pm:       


Blackmamba:


clearwater beach ki enduku antha hype
 

Babu
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Posted on Tuesday, June 23, 2015 - 12:08 pm:       


Ksk:

16K limit
6K BT tesanu...just BT ke use chestha aah card
now US Air to American Airlines convert chesaru




okkasari kuda AF fee waiver thesukokapothe,
you have good chance, just call and ask..

btw nenu kuda monne 6k geekanu..same card ki...1% fee tho
 

Sony
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Posted on Tuesday, June 23, 2015 - 12:08 pm:       


Blackmamba:

enduku emiti elaa??


every year travel expenses (domestic+international) varaku baga help avtundi
better than cash back, so if your cash back is around 2% you will get around 2K a year, travel expenses ekkuva unte, neeku 2K paina help untundi ee card tho

Best card mataku Black card ani okati undi, daani yearly fees around 400 or something, naaku offer ochindi kaani teesukoledu, mana DB lo TI uncle is using it
 

Gotcha
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Posted on Tuesday, June 23, 2015 - 12:07 pm:       


Rusthum:

8.5% APR ki isthadi.


waste

use PNC.com or Discover.com and you will get for 7%
prosper.com is also good.
This Andhra real estate is for sale.
 

Ksk
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Posted on Tuesday, June 23, 2015 - 12:07 pm:       


Babu:



16K limit
6K BT tesanu...just BT ke use chestha aah card
now US Air to American Airlines convert chesaru
 

Babu
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Posted on Tuesday, June 23, 2015 - 12:06 pm:       


Mahiz:

Online chooste lending club , propser , best egg etc vachayi .. edhi best ? .. anyone used the above




best option is CC with 0 % interest with 0% fee, few cards unnayi..if you want to go for it.
otherwise 1% fee or 2 %fee or the common 3% fee ...ilantive chala cards like for each lender (chase, boa,citi, barclays, uscard, amex).

next option is local credit union, or dcu...nee car title medha loan thesukovacchu..car value kante..double ka istharu..konni banks..interest rates around 6 to 8 for 36 to 60 months.

discover kuda better ee.
last option is prosper, lending club etc
 

Babu
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Posted on Tuesday, June 23, 2015 - 12:03 pm:       


Ksk:

3yrs back doola kodi US Airways Barclays card tesukunna 99$ fee




3 yrs AF pay chesava...
how good your utilization ratio with that card.
okkasari kuda AF waive thesukopothe,, call them and ask for it.
easy for US air ways but not easy for Arrival card
 

Babu
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Posted on Tuesday, June 23, 2015 - 12:01 pm:       


Sony:

ee technique teliyaka 2 years nunchi pending lo ettanu ee card ni




arrival plus gurincha..you can downgrade to arrival anytime.
churning ki ayithe best to close and reopen in next 24 months.
 

Bunty717
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Posted on Tuesday, June 23, 2015 - 12:01 pm:       

max enta istaaru ee per loan..
 

Ksk
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Posted on Tuesday, June 23, 2015 - 12:00 pm:       


Banam:



3yrs back doola kodi US Airways Barclays card tesukunna 99$ fee
1% BT
Ippudu call chesthe aah fee waive chese chances em ana unnai antava bro
 

Blackmamba
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Posted on Tuesday, June 23, 2015 - 11:56 am:       


Sony:

asalake archakamaina card adi, daani points are very powerful...


enduku emiti elaa??
 

Ksk
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Posted on Tuesday, June 23, 2015 - 11:54 am:       

Discover 20K 8% tesukunna nenu last year
 

Sony
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Posted on Tuesday, June 23, 2015 - 11:24 am:       


Banam:

Tarvatha customer care tho matladutunte, she said points will be transferred too...


cool ayite, sign up chesta, asalake archakamaina card adi, daani points are very powerful....only chase lo oka card match cheyagalugutundi, migitha antha buss cards
 

Banam
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Posted on Tuesday, June 23, 2015 - 11:22 am:       


Sony:




Credit isthahdu annai... Daanitho we can pay credit card bill kadha..

Tarvatha customer care tho matladutunte, she said points will be transferred too...
Green Bay Packers!!
 

Sony
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Posted on Tuesday, June 23, 2015 - 11:20 am:       


Banam:

Yeah ikkada technique enti ante redeemed all the miles in the 11th month.


redeemed ante used aa lekapote transfer chesukunav, eti chesina tussi great ho bhai
 

Biriyani
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Posted on Tuesday, June 23, 2015 - 11:18 am:       


Mahiz:

Online chooste lending club , propser , best egg etc vachayi .. edhi best ? .. anyone used the above




dcu best...
 

Banam
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Posted on Tuesday, June 23, 2015 - 11:17 am:       


Sony:




Yeah ikkada technique enti ante redeemed all the miles in the 11th month.
Green Bay Packers!!
 

Sony
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Posted on Tuesday, June 23, 2015 - 11:12 am:       


Banam:

Nenu Barclays Miles plus open chesanu... Frequent traveller ki baga useful..kakapothe 89$ fee after 1st year...
1 year ayipoyetappudu call chesi close cheyamani request chesthe MILES PLUS nunchi MILES ki change chesindhi.. No fee..


eti nijama, mari vaadu ichina miles anni unayaaa

ee technique teliyaka 2 years nunchi pending lo ettanu ee card ni
 

Sony
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Posted on Tuesday, June 23, 2015 - 11:11 am:       


Saint:

interest rate entha?


depends on your Credit rating.....general gaa janalu 10K to 25K daaka akkada teesukuntaru
 

Rebel
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Posted on Tuesday, June 23, 2015 - 11:05 am:       

Very easy - CCDB
Return kooda ivvakarledu.
 

Banam
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Posted on Tuesday, June 23, 2015 - 11:03 am:       


Sony:




CC ki deals emi vuntayi Sony..
Nenu Barclays Miles plus open chesanu... Frequent traveller ki baga useful..kakapothe 89$ fee after 1st year...
1 year ayipoyetappudu call chesi close cheyamani request chesthe MILES PLUS nunchi MILES ki change chesindhi.. No fee..

But BT ki maathram best card.. Card open chesiappudu 2% transaction fee vesadu.. Once adhi payoff chesina tarvatha nunchi 1% transaction fee vestunnad on any other BT's..
Green Bay Packers!!
 

Saint
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Posted on Tuesday, June 23, 2015 - 11:02 am:       


Sony:

Big Amount ante 10K+ ante best mataku Lending club,

chinna amounts ki CC BT deals vetukovadame




interest rate entha?
 

Sony
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Posted on Tuesday, June 23, 2015 - 11:01 am:       

Big Amount ante 10K+ ante best mataku Lending club,

chinna amounts ki CC BT deals vetukovadame
 

Saint
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Posted on Tuesday, June 23, 2015 - 11:00 am:       

Sesani @ 0% APR.
 

Sony
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Posted on Tuesday, June 23, 2015 - 10:58 am:       


Banam:


dora, barclays miles card deal unte cheppu
 

Onlymovies
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Posted on Tuesday, June 23, 2015 - 10:58 am:       

@banam, naaku always 2% offer pampistaadu
 

Banam
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Posted on Tuesday, June 23, 2015 - 10:57 am:       


Onlymovies:




Chase slate card open chesinappude 0% fees..
Tarvatha any BT 3% normal gaane like all other cards..

Best BT card BARCLAYS... Any time 1% fees...
Green Bay Packers!!
 

Onlymovies
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Posted on Tuesday, June 23, 2015 - 10:55 am:       

Chase slate card, for new card 0% APR for with 0 transaction fee for 18 months..

18 months lo pay off cheyyaleka pothe, Bofa/chase 0% APR for 18 monts with 3% transaction fee

18 months lo pay off cheyyaleka pothe, malli chase slate card 0% APR and 2% transaction fee for 18 months

cycle repeats
 

Banam
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Posted on Tuesday, June 23, 2015 - 10:53 am:       


Diwakaram_april1:




Yeah Short term ke bro..
2 months lo payoff chesanu...lekapothe interest tadisi mopedu avutundhi..
Green Bay Packers!!
 

Jodhaa
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Posted on Tuesday, June 23, 2015 - 10:53 am:       

Sesani undaga loand enduku dandaga.
 

Diwakaram_april1
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Posted on Tuesday, June 23, 2015 - 10:52 am:       


Banam:

Naaku 9.5% ki ichaadu..



aah interest ki loans aah? dhanikante credit cards meedha best emo kada incase of short term.
 

Banam
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Posted on Tuesday, June 23, 2015 - 10:35 am:       

Start with DCU..
Naaku 9.5% ki ichaadu..
Green Bay Packers!!
 

Hero
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Posted on Tuesday, June 23, 2015 - 10:34 am:       

propser
 

Saint
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Posted on Tuesday, June 23, 2015 - 10:33 am:       

discover card meeda isthadu personal loans
leda nuvvu cheppinavi
Barclays
DCU
 

Rusthum
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Posted on Tuesday, June 23, 2015 - 10:32 am:       

DCU Best annai.. 8.5% APR ki isthadi.. try that.. ofcourse credit history undali..
 

Mahiz
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Posted on Tuesday, June 23, 2015 - 01:22 am:       

Online chooste lending club , propser , best egg etc vachayi .. edhi best ? .. anyone used the above

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Click on following links to open cliparts by Alphabetical Order

  A   B   C   D   E   F   G   H   I   J   K   L   M  

N   O   P   Q   R   S   T   U   V   W   X   Y   Z  

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