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Car Insurance

Chalanachithram.com DB » New TF Industry Related » Archive through May 20, 2015 » Car Insurance « Previous Next »

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Rowdy
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Username: Rowdy

Post Number: 34016
Registered: 01-2010
Posted From: 24.98.101.143

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Posted on Monday, May 18, 2015 - 11:15 pm:       

thanks for the thread Mahiz Bhai

new car update chesthe current insurance vadu 50% raise chesi dobbadu

other insurances(including Gieco) try chesthe similar quote istunnadu

Gieco lo different options to try chestunte max quotes reached ani error vachindi ... so different email ID ichi try maaditindi ... to my surprise quote current rate kante takkuva ki vachindi ... malla double check chesanu, everything is same ... idi comprehensive coverage inka bagunde ...

so alaa eeroju kalisochindi ... thanks again to Mahiz Bhai
 

Jeffa
Junior Artist
Username: Jeffa

Post Number: 269
Registered: 10-2012
Posted From: 161.225.129.111

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Posted on Monday, May 18, 2015 - 06:37 pm:       


Starc:

phone chesi.. cheppu.. I do not have proof but i drove for 10 years ani..



Will try this...
 

Starc
Junior Artist
Username: Starc

Post Number: 381
Registered: 03-2015
Posted From: 173.76.193.235

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Posted on Monday, May 18, 2015 - 06:34 pm:       

Indian License lekunte.. rape sesi vadultharu boston area lo..

Geico lo ee madya indian experience verbal ga accept chesharu ani vinna.. phone chesi.. cheppu.. I do not have proof but i drove for 10 years ani..
 

Saint
Legend
Username: Saint

Post Number: 51088
Registered: 01-2011
Posted From: 12.22.163.132

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Posted on Monday, May 18, 2015 - 06:09 pm:       


Jeffa:


Just now I ran my current Geico policy exactly(even lower per incident coverage) by Mercury. Its actually $600 higher than Geico per year. (even Geico didnt accept Indian Driving Experience). If we get the Indian Driving Experience Letter(we are trying to get it ASAP), It would be even lower on Geico.
I geuss so far, Geico is the best coverage for my policy so far.




hmm....naaku license vachina kothallo I was with mercury for 2 years...aa time lo migatha vi anni 450-500 range lo quotes itcharu...I think I remember I got it thru esurance...250 kotchindi..! last 2 years nunchi geico lo vunna...mercury only CA lone covered. maa state lo ledu..so geico ki move ithe, oka 30-40 ekkuva padindi anukunta for same car...
 

Jeffa
Junior Artist
Username: Jeffa

Post Number: 268
Registered: 10-2012
Posted From: 161.225.129.111

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Posted on Monday, May 18, 2015 - 06:06 pm:       


Saint:

ante pedda companies lo aa option ye vundadu...mercury lanti vatillo first licence in US/first license in home country ane options vuntayi..



Just now I ran my current Geico policy exactly(even lower per incident coverage) by Mercury. Its actually $600 higher than Geico per year. (even Geico didnt accept Indian Driving Experience). If we get the Indian Driving Experience Letter(we are trying to get it ASAP), It would be even lower on Geico.
I geuss so far, Geico is the best coverage for my policy so far.
 

Saint
Legend
Username: Saint

Post Number: 51087
Registered: 01-2011
Posted From: 12.22.163.132

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Posted on Monday, May 18, 2015 - 05:51 pm:       


Jeffa:


Anni insurance companies honor cheyyav ee statement ni. Geico was asking to get a letter from indYa stating the driving history with the driving license number etc. They will check the license number online(now you can check driving license number online for AP etc




ante pedda companies lo aa option ye vundadu...mercury lanti vatillo first licence in US/first license in home country ane options vuntayi..
 

Jeffa
Junior Artist
Username: Jeffa

Post Number: 267
Registered: 10-2012
Posted From: 161.225.129.111

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Posted on Monday, May 18, 2015 - 05:39 pm:       


Saint:

vaadu emi chesadu ante..US lo license lekapoyina, india lo license at 16 years nunchi vunnattu pettadu....



Anni insurance companies honor cheyyav ee statement ni. Geico was asking to get a letter from indYa stating the driving history with the driving license number etc. They will check the license number online(now you can check driving license number online for AP etc).
 

Saint
Legend
Username: Saint

Post Number: 51085
Registered: 01-2011
Posted From: 12.22.163.132

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Posted on Monday, May 18, 2015 - 05:28 pm:       

state lo local ga konni insurance companies vuntayi..andulo try maadi..it will be dead cheap...

CA lo vunnapud I had mercury insurance and it was 250 for 6 months for both comprehensive/collision/liability...for a old car (12 years)...

my collegue was using the same insurance and he got reimbursed 2 times for collision. once car was totalled.

vaadu emi chesadu ante..US lo license lekapoyina, india lo license at 16 years nunchi vunnattu pettadu....
 

Jeffa
Junior Artist
Username: Jeffa

Post Number: 266
Registered: 10-2012
Posted From: 161.225.129.111

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Posted on Monday, May 18, 2015 - 05:25 pm:       


Sanju:

Idhi initial ga work avuthundi...future lo drivers ni remove chesthey mee premium peluthundi...check chesukondi before you take them off of your policy




I guess I may lose the Group discount if I dont have at least one additional driver(other than me) /one additional car in my policy. But it may not impact as long as me and my wife is on the policy with both of us on good drive record.
I dont have a clue why our premium may be jacked up for the reasons other than the above. (You may be right but I am still trying to be convinced).

When I have entered into US, I was added onto my brother and his wife's group policy(my first car was registered on my brother name) with AAA. Later after few years, I got onto my own policy and started another Tree of Group Insurance.. now adi perigi perigi peddadai total 6 drivers and 5 vehicles one policy ayi koorchundi...
 

Mahiz
Junior Artist
Username: Mahiz

Post Number: 384
Registered: 10-2012
Posted From: 199.82.243.103

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Posted on Monday, May 18, 2015 - 04:44 pm:       

Thanks andariki .. chala inputs icharu ..

Learner License kadu .. he got the license itself .. he completed road test ..
 

Sanju
Junior Artist
Username: Sanju

Post Number: 841
Registered: 02-2008
Posted From: 208.178.195.218

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Posted on Monday, May 18, 2015 - 04:17 pm:       


Jeffa:

There is a trick to get good low insurance premium for good coverage for new drivers. It needs an existing good driver help.
Here is what I have done for my new to US BIL and now to his wife(new driver)
I have added him as an additional driver to my current policy(two drivers, three vehicles already on it). Then he bought a car of his own later, it was registered on my name(since the car should be registered on my name in order to be in my policy). Then now his new driver wife also was added as an additional driver(while me and my wife are primary on the same policy). This way, their low driving experience could be shadowed under our existing good driving record policy. But the risk for me is that I own any liability on their car(as it was registered on my name).

He has saved at least $800 per year per driver this way.
It comes as a Multi car, Multi driver discounts..
Just an idea... it may not work for everyone, but just in case..




Idhi initial ga work avuthundi...future lo drivers ni remove chesthey mee premium peluthundi...check chesukondi before you take them off of your policy
 

Sanju
Junior Artist
Username: Sanju

Post Number: 840
Registered: 02-2008
Posted From: 208.178.195.218

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Posted on Monday, May 18, 2015 - 04:14 pm:       


Sanju:

early




yearly*
 

Sanju
Junior Artist
Username: Sanju

Post Number: 839
Registered: 02-2008
Posted From: 208.178.195.218

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Posted on Monday, May 18, 2015 - 04:14 pm:       

Boston antunnaru kabatti early oka 1200 esukondi...
 

Banam
Side Hero
Username: Banam

Post Number: 9452
Registered: 12-2011
Posted From: 162.118.16.5

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Posted on Monday, May 18, 2015 - 04:11 pm:       

New to US ante anni Insurance companies ivvavu anukunta, I mean if he is on Learners Permit...

Best Progressive anukuntunna Lerners Permit ki...

Ade Valid License vunte, try Esurance, GEICO and Farmers... tarvatha verevi try cheyu...
Kuvaaaaaay Leonard -- The STAR in making !!!
 

Tombrady
Legend
Username: Tombrady

Post Number: 35759
Registered: 05-2012
Posted From: 216.163.216.61

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, May 18, 2015 - 04:05 pm:       

amica and other insurance take IDP as driving record so it will help to show them we have driving record since yrs or so, that should help in getting good rates
 

Jeffa
Junior Artist
Username: Jeffa

Post Number: 265
Registered: 10-2012
Posted From: 161.225.129.111

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, May 18, 2015 - 04:04 pm:       

There is a trick to get good low insurance premium for good coverage for new drivers. It needs an existing good driver help.
Here is what I have done for my new to US BIL and now to his wife(new driver)
I have added him as an additional driver to my current policy(two drivers, three vehicles already on it). Then he bought a car of his own later, it was registered on my name(since the car should be registered on my name in order to be in my policy). Then now his new driver wife also was added as an additional driver(while me and my wife are primary on the same policy). This way, their low driving experience could be shadowed under our existing good driving record policy. But the risk for me is that I own any liability on their car(as it was registered on my name).

He has saved at least $800 per year per driver this way.
It comes as a Multi car, Multi driver discounts..
Just an idea... it may not work for everyone, but just in case..
 

Tombrady
Legend
Username: Tombrady

Post Number: 35758
Registered: 05-2012
Posted From: 216.163.216.61

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, May 18, 2015 - 03:46 pm:       

boston aithey either geico or amica insurance best
 

Bunty717
Moderator
Username: Bunty717

Post Number: 44324
Registered: 02-2008

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, May 18, 2015 - 03:46 pm:       


Mahiz:

he is new to us .


good thrd.. cheap n best anakundaa best ani esevu thrd.. geico,startfarm laanti pedda ins companies lo ellatam bestuuu.. as a newbie chaala avasaram..
 

Sesani
Megastar
Username: Sesani

Post Number: 22277
Registered: 08-2014
Posted From: 170.200.144.21

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Posted on Monday, May 18, 2015 - 03:45 pm:       


Mahiz:

boston


Best ante antha easy ga cheppalem tammudu....

Fresh driver kaabatti regular ga cheap unde companies will quote very high (experience tho cheptunna)...

Try to call all the insurance companies which provide insurance in the neighborhood and get a quote.. DO NOT TRY ONLINE.. call them, compare plans and buy over the phone...
 

Sesani
Megastar
Username: Sesani

Post Number: 22276
Registered: 08-2014
Posted From: 170.200.144.21

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, May 18, 2015 - 03:45 pm:       


Mahiz:

boston


Best ante antha easy ga cheppalem tammudu....

Fresh driver kaabatti regular ga cheap unde companies will quote very high (experience tho cheptunna)...

Try to call all the insurance companies which provide insurance in the neighborhood and get a quote.. DO NOT TRY ONLINE.. call them, compare plans and buy over the phone...
 

Banam
Side Hero
Username: Banam

Post Number: 9446
Registered: 12-2011
Posted From: 108.198.228.138

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, May 18, 2015 - 03:32 pm:       

Esurance.com lo manchi Quote istadhu compare chesi..
Ask him to try that..
Kuvaaaaaay Leonard -- The STAR in making !!!
 

Mahiz
Junior Artist
Username: Mahiz

Post Number: 383
Registered: 10-2012
Posted From: 146.18.173.105

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, May 18, 2015 - 03:31 pm:       

Friend is living in boston .. he is new to us .. just got license ..
best car insurance edhi .. how to compare .. his zip code is 01545

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