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Gotcha
Megastar Username: Gotcha
Post Number: 20019 Registered: 02-2008 Posted From: 8.19.193.14
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 06:14 pm: |
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Simba:I live present. Life eppudu end ayina, there are no regrets
young age lo unapudu alane anipistundi evari kaina. look at common people who are older, they all have the guilty of not making a mark. so living present kaadu manamu poyinaka manai gurtu petukuntaro ledo chudali. manani gurthu petukunedi only if u help others or have some immovable landmarks on ur name where people refer by that. so ala alochinchu  This Andhra real estate is for sale. |
   
Gotcha
Megastar Username: Gotcha
Post Number: 20018 Registered: 02-2008 Posted From: 8.19.193.14
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 06:10 pm: |
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Chillarodu:houses ante min 1.5 C kaavali kadha? antha loan ante vaasipoddhi.
paupulo kaalu esedi akkade. u r not buying houses for living for investment so paata houses konuko no need to buy brand new villas. manchi area lo koncham 10 year houses which will appreciate anukunavi konnu. This Andhra real estate is for sale. |
   
Gotcha
Megastar Username: Gotcha
Post Number: 20017 Registered: 02-2008 Posted From: 8.19.193.14
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 06:08 pm: |
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Last_avataar:naaku oka loan unte , adi teere varaku not happies
cos ur thinking like an indian. think like american, loans valla nastam emi ledu at the worst nee credit history padu avutundi. just change ur prespective u will be good. This Andhra real estate is for sale. |
   
Last_avataar
Side Hero Username: Last_avataar
Post Number: 5518 Registered: 09-2012 Posted From: 12.10.219.226
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 05:13 pm: |
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Chillarodu:
Yes you are right. Oka Investment Baaga click ayite , it paves way to next investments In my case, naa investments pedda workout kaledu. So confidence raaledu |
   
Chillarodu
Side Hero Username: Chillarodu
Post Number: 7090 Registered: 03-2008 Posted From: 128.103.224.124
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 05:12 pm: |
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Last_avataar:But how people can sleep well, running their show on many juggling loans (financial crisis unte that is different) buying various properties naaku oka loan unte , adi teere varaku not happies
initial investments lucky gaa workout ayithe.. aa tharuvaatha oka dhairyam vuntadhi. avasaram ayithe we can sell those and clear off everything ani. |
   
Saint
Legend Username: Saint
Post Number: 46923 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 05:08 pm: |
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Last_avataar:good to know many views But how people can sleep well, running their show on many juggling loans (financial crisis unte that is different) buying various properties naaku oka loan unte , adi teere varaku not happies
one way it is good right? |
   
Last_avataar
Side Hero Username: Last_avataar
Post Number: 5517 Registered: 09-2012 Posted From: 12.10.219.226
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 05:06 pm: |
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good to know many views But how people can sleep well, running their show on many juggling loans (financial crisis unte that is different) buying various properties naaku oka loan unte , adi teere varaku not happies |
   
Chillarodu
Side Hero Username: Chillarodu
Post Number: 7089 Registered: 03-2008 Posted From: 128.103.224.124
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 05:03 pm: |
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Simba:I live present. Life eppudu end ayina, there are no regrets.
end ayina tharuvaatha evarina regret ela feel avutharu? brathiki vundam kadha  |
   
Simba
Hero Username: Simba
Post Number: 18032 Registered: 02-2008 Posted From: 166.137.252.16
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 05:02 pm: |
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I live present. Life eppudu end ayina, there are no regrets. |
   
Tombrady
Legend Username: Tombrady
Post Number: 33168 Registered: 05-2012 Posted From: 216.163.216.13
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 04:58 pm: |
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Saint:contracting cheseppudu oka place lo vundamu...FTE ithe anna anukoavchu.... also, illu maintain cheyyali ante chala oopika kavali ikkda....antha time/maintenance spend cheyyagaliigithe worth it...naaku endukoo antha illu maintain cheyyalemu ane bhayam...next year illu konali ani target petta ..choddam!
agree contracting issue ne but ade consultant sends money to india to buy lans or apts annappudu ade money half save chesina u can pay down payement kada ala saving chesthe anyways naa thought process idi le cannot blame others india lo entha vunna manam ikkada enjoy cheyyakunte kota eating rice watching chicken anukonta..house maintainance is not veasy re agree tappadu mana illu anukotame |
   
Chillarodu
Side Hero Username: Chillarodu
Post Number: 7088 Registered: 03-2008 Posted From: 128.103.224.124
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 04:57 pm: |
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Saint:it will go down mama..CC utilisation perigithe, CS tagguddi... overall utilisation above 30% vunte baaga tagguddi...ade above 80% complete ga down avuthundi...naadi BTs chesaka above 80% vuntadi..CS 620 ki padipoyindi
may be naadhi less than 40% utilization vundi vuntundhi.. Home equity credit line kooda kalipi total credit limit choopisthadu. |
   
Saint
Legend Username: Saint
Post Number: 46920 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 04:55 pm: |
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Tombrady: EAD/GC ki house ki eti link if you have approved i-140? appreciate avvavu like in india but u are living in ur own home that is why u came here right? india lo 1 cr vundi ikkada apt lo 10 yrs vunte whats the point? balance vundali agree alane live ur life annnaru adi imp ani naa feeling
contracting cheseppudu oka place lo vundamu...FTE ithe anna anukoavchu.... also, illu maintain cheyyali ante chala oopika kavali ikkda....antha time/maintenance spend cheyyagaliigithe worth it...naaku endukoo antha illu maintain cheyyalemu ane bhayam...next year illu konali ani target petta ..choddam! |
   
Saint
Legend Username: Saint
Post Number: 46919 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 04:53 pm: |
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Chillarodu: naaku BT repeated gaa isthunnaru (you can write check to your bank account). I take them and pay off in 1 year. I think vaallaki upfront 3% (BT fee) pay chethunnam. That will be enough for them. I did not see my CH going down
it will go down mama..CC utilisation perigithe, CS tagguddi... overall utilisation above 30% vunte baaga tagguddi...ade above 80% complete ga down avuthundi...naadi BTs chesaka above 80% vuntadi..CS 620 ki padipoyindi |
   
Tombrady
Legend Username: Tombrady
Post Number: 33165 Registered: 05-2012 Posted From: 216.163.216.13
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 04:52 pm: |
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Chillarodu:Most of them who live in own house here does more.. maa circle lo home equity loan theesukoni India lo invest chesina vallantha happy
that is the way to do it, get what u want here and invest smartly |
   
Tombrady
Legend Username: Tombrady
Post Number: 33164 Registered: 05-2012 Posted From: 216.163.216.13
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 04:51 pm: |
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Saint:coolie endhi bro? EAD/GC lekunda illu ela kotnamu? konochu..but avi emi apperciate kaavu kada? (except few areas)
EAD/GC ki house ki eti link if you have approved i-140? appreciate avvavu like in india but u are living in ur own home that is why u came here right? india lo 1 cr vundi ikkada apt lo 10 yrs vunte whats the point? balance vundali agree alane live ur life annnaru adi imp ani naa feeling |
   
Chillarodu
Side Hero Username: Chillarodu
Post Number: 7086 Registered: 03-2008 Posted From: 128.103.224.124
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 04:51 pm: |
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Tombrady:how many of them are living in own house in US?
Most of them who live in own house here does more.. maa circle lo home equity loan theesukoni India lo invest chesina vallantha happy |
   
Chillarodu
Side Hero Username: Chillarodu
Post Number: 7085 Registered: 03-2008 Posted From: 128.103.224.124
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 04:49 pm: |
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Idle_yzag:oka sari BT chesava ante CH goranga padipothundhi,malli 1yr-15months varaku peragadhu, ee madyalo car konalem, inka oksari house/car theskunte inkevadu BT eevadu anukunta
naaku BT repeated gaa isthunnaru (you can write check to your bank account). I take them and pay off in 1 year. I think vaallaki upfront 3% (BT fee) pay chethunnam. That will be enough for them. I did not see my CH going down |
   
Saint
Legend Username: Saint
Post Number: 46917 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 04:48 pm: |
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Tombrady: how many of them are living in own house in US? india lo apts/lands vundi ikkada kooli laga vunte eti labham
coolie endhi bro? EAD/GC lekunda illu ela kotnamu? konochu..but avi emi apperciate kaavu kada? (except few areas) |
   
Tombrady
Legend Username: Tombrady
Post Number: 33163 Registered: 05-2012 Posted From: 216.163.216.13
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 04:45 pm: |
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IMP kochen:: how many of them are living in own house in US? india lo apts/lands vundi ikkada kooli laga vunte eti labham |
   
Saint
Legend Username: Saint
Post Number: 46915 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 04:44 pm: |
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Idle_yzag: oka sari BT chesava ante CH goranga padipothundhi,malli 1yr-15months varaku peragadhu, ee madyalo car konalem, inka oksari house/car theskunte inkevadu BT eevadu anukunta
ha ha ha...BT chesaka, next CC statement vachaka paduddi.....nuvvu pay chesina next statement ki malli legusthundi... last year nenu BT chesaka car konna(0% APR), car konnaka kooda BT chesa...it has nothing to do with auto lloan..houseloan emanna ala vutnademo... I am playing with CCs from last 4-5 years idly... last year personal loan/car laon/ BTs addagoluga chesa...ofcourse CH licked..now almost back on track...next 6 months lo CCs malli clear....auto/personal loan vunna kooda Cscore 740 range ki elthundi! |
   
Chillarodu
Side Hero Username: Chillarodu
Post Number: 7084 Registered: 03-2008 Posted From: 128.103.224.124
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 04:42 pm: |
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Gotcha:apartments no, but houses yes depends on area too.
houses ante min 1.5 C kaavali kadha? antha loan ante vaasipoddhi. I would prefer take loans here and buy lands in India. Don't buy cheap lands that are far from city. Buy something even small in already booming place. |
   
Idle_yzag
Legend Username: Idle_yzag
Post Number: 38259 Registered: 02-2008 Posted From: 12.130.4.244
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 04:40 pm: |
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Saint:house loan appudu/car loan appduu plan chesi teesukutne all set....last year nenu car loan/personal loan/CC BTs ..rakthabhishekam chesa...illu kone daniki next planning cheyyali..aa time ki malli set chestham credit score and history!
oka sari BT chesava ante CH goranga padipothundhi,malli 1yr-15months varaku peragadhu, ee madyalo car konalem, inka oksari house/car theskunte inkevadu BT eevadu anukunta JP/Chiru |
   
Saint
Legend Username: Saint
Post Number: 46913 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 04:38 pm: |
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Chillarodu: That is very reason why you can't buy them now. Inka intha kante appreciate avuthai anukonu.
yes...ippudu edi konna burn avvatam gurantee |
   
Saint
Legend Username: Saint
Post Number: 46912 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 04:38 pm: |
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Amaravathi: ask royyalnaidu what happened to his apt price now since last 5yrs or so..my bro bought an apartment 3yrs back in core vizag for 55lacs...akkade sachindhi price inkaa... oka range daati povu apartments eppatikee...single family homes do appreciate becoz of land
yes may be depends on area & prize also....nenu cheppina vallu konnavi 15L range vi...30+ annaru 1 year back...I kinda agree with u..koddiga risk ekkuve apt tho... |
   
Chillarodu
Side Hero Username: Chillarodu
Post Number: 7083 Registered: 03-2008 Posted From: 128.103.224.124
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 04:37 pm: |
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Saint:idhi wrong anukuntunna.... 5 years back vjy lo apts rats ki ippati rates ki ponthana ledu...in fact vizag lo kooda....my frens got apts in vizag ...5-6 years ayyi vuntadi..now more than 100% appreciation vundi!
That is very reason why you can't buy them now. Inka intha kante appreciate avuthai anukonu. |
   
Last_avataar
Side Hero Username: Last_avataar
Post Number: 5515 Registered: 09-2012 Posted From: 12.10.219.226
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 04:37 pm: |
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exactly .... Mumbia, Pune lanti places kakunada... if any one buys a flat with 90 lakhs in places like Hyd and Bangalore as investment (not for their living) and pay interest How much it will appreciate at the end. |
   
Amaravathi
Junior Artist Username: Amaravathi
Post Number: 8 Registered: 04-2015 Posted From: 65.170.103.234
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 04:34 pm: |
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Saint:in fact vizag lo kooda....my frens got apts in vizag ...5-6 years ayyi vuntadi..now more than 100% appreciation vundi!
ask royyalnaidu what happened to his apt price now since last 5yrs or so..my bro bought an apartment 3yrs back in core vizag for 55lacs...akkade sachindhi price inkaa... oka range daati povu apartments eppatikee...single family homes do appreciate becoz of land |
   
Saint
Legend Username: Saint
Post Number: 46909 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 04:28 pm: |
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Amaravathi: Buying an apartment is not an investment if you are an NRI... India lo vunnollaki Yes.. to save taxes... house price perigi returns vastai anukovatam brama..unless u buy an apartment at very low cost or the region u bought becomes drastic like Hitech city area... for eg.. 50lacs apartment konnaav vizag manchi area lo... 10down cheste,..40lacs loan on 11% interest meedha..monthly interst ye 40K vuntadhi... ante yearly interest u pay 4.4lacs... 5yrs lo 18lacs interest pay chestaav... appatiki antha peruguthundhaa apartment... buildings peragavu antha veeji ga...apartment ante depreciation kuda vuntadhi...
idhi wrong anukuntunna.... 5 years back vjy lo apts rats ki ippati rates ki ponthana ledu...in fact vizag lo kooda....my frens got apts in vizag ...5-6 years ayyi vuntadi..now more than 100% appreciation vundi! |
   
Amaravathi
Junior Artist Username: Amaravathi
Post Number: 6 Registered: 04-2015 Posted From: 65.170.103.234
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 04:26 pm: |
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Chillarodu:Is it really profitable to buy apartments/houses on loan? year interest 10% vunte.. will there be more than 10% appreciation for apts?
Buying an apartment is not an investment if you are an NRI... India lo vunnollaki Yes.. to save taxes... house price perigi returns vastai anukovatam brama..unless u buy an apartment at very low cost or the region u bought becomes drastic like Hitech city area... for eg.. 50lacs apartment konnaav vizag manchi area lo... 10down cheste,..40lacs loan on 11% interest meedha..monthly interst ye 40K vuntadhi... ante yearly interest u pay 4.4lacs... 5yrs lo 18lacs interest pay chestaav... appatiki antha peruguthundhaa apartment... buildings peragavu antha veeji ga...apartment ante depreciation kuda vuntadhi... |
   
Saint
Legend Username: Saint
Post Number: 46908 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 04:23 pm: |
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Idle_yzag: maxout sesthe credit history will go dogs, clear cheyali priorities tagginchali. Invest chesinavi 5 yrs aithe gani kontha pergavu, drastic ga pergali ante 15 yrs, huh
idly...credit history vundi emi chesthunnam? house loan appudu/car loan appduu plan chesi teesukutne all set....last year nenu car loan/personal loan/CC BTs ..rakthabhishekam chesa...illu kone daniki next planning cheyyali..aa time ki malli set chestham credit score and history! |
   
Idle_yzag
Legend Username: Idle_yzag
Post Number: 38258 Registered: 02-2008 Posted From: 12.130.4.244
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 04:20 pm: |
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Saint:maxout on loans evry 2 years....clear cheyyandi malli maxout cheyyandi... invest chesi vunte, avi ammatam konatam cheyyali!
maxout sesthe credit history will go dogs, clear cheyali priorities tagginchali. Invest chesinavi 5 yrs aithe gani kontha pergavu, drastic ga pergali ante 15 yrs, huh JP/Chiru |
   
Gotcha
Megastar Username: Gotcha
Post Number: 20015 Registered: 02-2008 Posted From: 8.19.193.14
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 04:06 pm: |
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Chillarodu:apartments
apartments no, but houses yes depends on area too. This Andhra real estate is for sale. |
   
Saint
Legend Username: Saint
Post Number: 46898 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 04:02 pm: |
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Chillarodu: Is it really profitable to buy apartments/houses on loan? year interest 10% vunte.. will there be more than 10% appreciation for apts?
ante organized spending vuntadi kada? next tight finances nadustha vuntayi so unncessary expenses tagguthayi... plus india lo peragatam tappa taggatam ledu....so baane vutnayi..! nenu late ga realise ayya..appatike licked. ignore item gallu! |
   
Saint
Legend Username: Saint
Post Number: 46897 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 04:01 pm: |
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maxout on loans evry 2 years....clear cheyyandi malli maxout cheyyandi... invest chesi vunte, avi ammatam konatam cheyyali! ignore item gallu! |
   
Chillarodu
Side Hero Username: Chillarodu
Post Number: 7082 Registered: 03-2008 Posted From: 128.103.224.124
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 04:00 pm: |
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Gotcha:keep buying properties on credit, emi mohamata padaku. mohamata padite build cheyalevu go with HDFC bank, easy ga istadu loan. also private banks easy ga istayi nationalized banks lot of paperwork adugutayi
Is it really profitable to buy apartments/houses on loan? year interest 10% vunte.. will there be more than 10% appreciation for apts? |
   
Brighton
Comedian Username: Brighton
Post Number: 1440 Registered: 05-2014 Posted From: 216.228.224.84
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 03:57 pm: |
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gold coin konadanike lachha sarlu alochistunte, monne illu konna ooo pillochhi meereppusu kontunnaru ani adigindi... em cheptam...  |
   
Tombrady
Legend Username: Tombrady
Post Number: 33141 Registered: 05-2012 Posted From: 216.163.216.13
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 03:18 pm: |
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sagam fake sagam loans |
   
Gotcha
Megastar Username: Gotcha
Post Number: 20014 Registered: 02-2008 Posted From: 8.19.193.14
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 03:15 pm: |
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Last_avataar:IDBI
keep buying properties on credit, emi mohamata padaku. mohamata padite build cheyalevu go with HDFC bank, easy ga istadu loan. also private banks easy ga istayi nationalized banks lot of paperwork adugutayi. This Andhra real estate is for sale. |
   
Emc2
Legend Username: Emc2
Post Number: 38479 Registered: 03-2008 Posted From: 128.229.4.22
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 03:01 pm: |
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this is nothing compare to sesani single salary tho europe lo banks ki funding chesthunnadu, how how how
 |
   
Reentry
Side Hero Username: Reentry
Post Number: 3706 Registered: 06-2009 Posted From: 65.198.163.137
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 02:50 pm: |
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mana DB lo AW, mav inthakante ekkuvaki konnaru |
   
Andhrawala
Legend Username: Andhrawala
Post Number: 38827 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 02:48 pm: |
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Last_avataar:Ela Kontunnaru
Katnam dabbulathooo or else eppudo konna plot ippudu rate perigithee development kiccchi or sale chesi kontaaru No Signature |
   
Last_avataar
Side Hero Username: Last_avataar
Post Number: 5511 Registered: 09-2012 Posted From: 12.10.219.226
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, April 02, 2015 - 02:30 pm: |
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I am surprised to know when my HM gets latest reports - Guys working India Buying 3 homes / apartments - Guys working in one salary in US , Buying 1.25 cr something 3rd one, while still not cleared the loans Ela Ela possible avutuondi. IDBI bank vaadu naaku 10 lakhs NIR Loan iyyataniki enno chitralu chubinch 7.5 years ke ichaadu I am missing something ot lacking something to venture... - |