| Author | Message | ||
     Ustad Megastar Username: Ustad Post Number: 23667 Registered: 07-2008 Posted From: 206.16.133.52 Rating: N/A |
S&P index fund lo 100K invest cheste 15 years tarvatha 364K ayitayi. Similarly, own stock picking toh 15% return achieve cheste 800K. Strength is the product of struggle, you must do what others don't to achieve what others won't - Henry Rollins | ||
| Nepatriot Junior Artist Username: Nepatriot Post Number: 659 Registered: 11-2013 Posted From: 68.195.90.152 Rating: N/A |
from one of the financial advisor's perspecive, Most of the 529 plan returns are less (5-6% per year) compared to a general mutual fund (around 10%) so the tax savings you get on 529 returns vs a mutual fund are not worth it..on top of it you don't have any restrictions or fines..so saving for college in a general mutual fund is not a bad idea.. Jai JanaSena | ||
| Gotcha Hero Username: Gotcha Post Number: 19974 Registered: 02-2008 Posted From: 175.101.68.72 Rating: N/A |
Invest in vizag or vijayawada. Hyd lo apartments kuppalu teppaku ga katesaru asalu appreciation ela vastundi ani expect chestunaru? Aparna Sarovar ani aparna vodu katadu super unayi hyd lo but those are for living not investment This Andhra real estate is for sale. | ||
| Xxx Side Hero Username: Xxx Post Number: 8380 Registered: 04-2009 Posted From: 149.168.132.16 Rating: N/A |
I don't live those expensive cites .. below average c grade city only  ; the property value never came back to the 2008 peaks and may never come to it All the Indians are preferring to buy new homes and there is plenty of land , wood and prefabricated Chinese stuff to complete the homes in 50 days .. The old homes are abundant and not touched by the latest buyers. If the location is right and land is full and only if the schools are good , then you may recover or profit from it . But now those properties are very expensive .. Also this DB has creamy layer of people who make 150K+ atleast, those rates are unheard in places where I work. There are tons of 3 or 4 + years of experience who are ready to work for 70k and many Indian companies are getting them on various Visas . Their work is good too . There are always exceptions - | ||
| Xxx Side Hero Username: Xxx Post Number: 8379 Registered: 04-2009 Posted From: 149.168.132.16 Rating: N/A |
I did go through both experiences .. bought a house in US , which is bad investment, invested very little in India , so naa ghar kaa naa ghat kaa
I heard if you have 529 , the scholarships will be rejected .. It is like Roth 401k, gains are not taxed ; if you have maxed your retirement accounts , they you may invest in it - | ||
| Ninjawarrior Junior Artist Username: Ninjawarrior Post Number: 425 Registered: 02-2015 Posted From: 216.31.219.19 Rating: N/A |
depends on where you buy....If you buy in the heart of silicon valley, after spending a million or two on a house and taking care of kids education expensses, how much other income do you have for investing? If you seriously want to invest in India, then working in Silicon Valley is not a good idea...Austin or Dallas or Midwest is a much better option.... | ||
| Xxx Side Hero Username: Xxx Post Number: 8378 Registered: 04-2009 Posted From: 149.168.132.16 Rating: N/A |
buying home is not an investment in USA , it is something you will enjoy ; investing in stocks is good , assuming you know how to manage them , I did not make much as I did make many stupid bets .. assuming you have some one to look after in India , property is one of the safe bets with great rewards. As the experts claim now, it seems India stock market is more attractive - | ||
| Boglehead Junior Artist Username: Boglehead Post Number: 15 Registered: 06-2014 Posted From: 174.59.126.97 Rating: N/A |
Nepatriot, What's wrong with 529s? I think there are good reasons to invest in 529, at least for some folks. | ||
| Nepatriot Junior Artist Username: Nepatriot Post Number: 658 Registered: 11-2013 Posted From: 68.195.90.152 Rating: N/A |
putting all savings in India is not a good idea.. buy a home, put money in 401k, put money for college (any mutual fund/spy/dji not 529), any more surplus then India.. India investments has its share of issues.. Jai JanaSena | ||
| Nepatriot Junior Artist Username: Nepatriot Post Number: 657 Registered: 11-2013 Posted From: 68.195.90.152 Rating: N/A |
Your post (not investing in India) wont make sense to lot of dbers until they go through the experience.. Jai JanaSena | ||
| Andhrawala Legend Username: Andhrawala Post Number: 38230 Registered: 03-2008 Posted From: 173.95.190.5 Rating: N/A |
4-5 years kastapadi sampaadinchina 80K tho costly vehicle konadam foolishness. Costl vehicles are for business people who make that money in an year or two and want tax deductions. not for mango people who save 15-20K per year. 5 years lo save 80K and inko 5-8 years lo 80K hush kaaki No Signature | ||
| Optionsgenius Junior Artist Username: Optionsgenius Post Number: 121 Registered: 12-2014 Posted From: 24.6.116.100 Rating: N/A |
observe cheyyalli Indian markets ni baga. too much 10x aeyei chances unnayei in 5 yrs antey. | ||
| Optionsgenius Junior Artist Username: Optionsgenius Post Number: 120 Registered: 12-2014 Posted From: 24.6.116.100 Rating: N/A |
Ravino garu Gc enka 2-3yrs pattachu.appati daka ekkada emi konanu ekkada. na business income indian paypal lo credit avuthadi so aa income tho indian properties pay off cheddamani thinking. ekkadi US salaries tho US assets kondamani. okatti ardam kaledu kids kosam money US techukovatam, entha money side cheyyalli kids education ki US la.Schooling 14yrs, most of our desi kids do well here, pay cheyalsi vachina entha untundi US lo $ lo? | ||
| Boglehead Junior Artist Username: Boglehead Post Number: 14 Registered: 06-2014 Posted From: 174.59.126.97 Rating: N/A |
But, money doesn't hold value in India due to inflation, which eats into the purchasing power pretty quickly. Though, its not easy to turn 80k into 800k in 15 yrs in the US, its very likely that the purchasing power of 5cr in India will be about the same as its in the US, though dollar value will be less than 800k. | ||
| Xxx Side Hero Username: Xxx Post Number: 8375 Registered: 04-2009 Posted From: 149.168.132.16 Rating: |
Only possible in India .. $80k needs to $800k , stock market needs to ; In US it will take may be 30 years in mutual funds - | ||
| Xxx Side Hero Username: Xxx Post Number: 8374 Registered: 04-2009 Posted From: 149.168.132.16 Rating: N/A |
If you have your parents or some one to look after , nothing can beat investment in India .. I learned it very hard way by not investing in India as my parents advised many times to do it and I regret my whole life for not listening to them Buying a costly SUV with hard earned money and savings is a joke .. if you have to save 80k by struggling 5 years and you spend it on SUV ,, that makes no sense at all as suggested by red brother .. We can good money in US, to multiply it has to be India - | ||
| Boglehead Junior Artist Username: Boglehead Post Number: 13 Registered: 06-2014 Posted From: 174.59.126.97 Rating: N/A |
Turning 50lks in to 5 crores should be pretty easy given the rate of inflation in India. Lets say it takes about 5 yrs for the money to double. 5 yrs- 1 cr 10 yrs- 2 cr 15 yrs- 4 cr | ||
| Boglehead Junior Artist Username: Boglehead Post Number: 12 Registered: 06-2014 Posted From: 174.59.126.97 Rating: N/A |
Have to agree with Ravino786. Investing in India is not worth the time, effort or anything for that matter, unless you want to go back to India for good. | ||
| Filmbuff Side Hero Username: Filmbuff Post Number: 6447 Registered: 11-2011 Posted From: 103.22.193.3 Rating: N/A |
50 lakhs to become 5 crores in 15 years is around 16% CAGR. 16% ravalante for a growing economy is not difficult. Indian GDP might grow at around 7-8% over the next few years and this is the real growth rate. If you add the inflation of 6-7%, this would translate to around 14-15% nominal growth rate. And this is for the broad economy, including slower growing sectors like agriculture etc. So the non-agri sector can easily grow at 16% nominal growth over time and the stock market should track this. Even otherwise, there are tax free bonds that give you 8.8%, that translates to close to 13% pre-tax. So again on a risk-free basis, you have bonds that give you 13%. So all in all, making 50 lakhs to 5 crores is not too difficult. Just invest in an index fund or something like Goldman Sachs Nifty ETF. | ||
| Inquisitive Junior Artist Username: Inquisitive Post Number: 185 Registered: 09-2014 Posted From: 72.201.252.26 Rating: N/A |
I think you misunderstood me. I was asking a genuine question. I didn't mean to say that Nandagiri hills isn't worth 1.1 lacs per square yard. I just want to know what the price would be like in Film Nagar, Prashasan Nagar, Journalist Colony, Pedamma Tempe etc. | ||
| Harvard Junior Artist Username: Harvard Post Number: 414 Registered: 02-2015 Posted From: 183.82.184.72 Rating: N/A |
Inquisitive Dorling NANDAGIRI hills truly rocks. There u won't find crap crowd or pedestrians Its a separate layout with richie rich people. Pawan kalyan , Gopichand live there Think its beverly hills of Jubliee hills. Mostly huge bungalows and few apartments, But costly there land would be 1 lakh 10 thousand per sq yard. | ||
| Inquisitive Junior Artist Username: Inquisitive Post Number: 183 Registered: 09-2014 Posted From: 72.201.252.26 Rating: N/A |
Do you have any idea of the land value in other parts of Jubilee Hills like Film Nagar, Prashasan Nagar, Journalists colony? | ||
| Onlytruth Legend Username: Onlytruth Post Number: 161436 Registered: 01-2007 Posted From: 104.182.130.135 Rating: N/A |
మిషనà±â à°à°¾à°à°¤à±à°¯ à°ªà±à°°à°¾à°°à°à°à±à°¤à±à°¸à°µà° à°¸à°à°¦à°°à±à°à°à°à°¾ à°°à±à°à°¡à± à°°à±à°à±à°² à°à±à°°à°¿à°¤à° నిà°à°¾à°®à°¾à°¬à°¾à°¦à±âలౠà°à°°à°¿à°à°¿à°¨ à°¸à°à°²à± à°¬à±à°¡à± à°à°¾à°°à±à°®à°¿à°à±à°²à°à°¦à°°à°¿à°à± పిà°à°à°¨à±à°²à± à°à°à°¦à±à°¤à±à°¨à±à°¨à°¾à°¯à°¾? à°à°¨à°¿ à°à±à°¸à±à°à°°à±â à°ªà±à°°à°¶à±à°¨à°¿à°à°à°à°¾, à°²à±à°¦à± à°²à±à°¦à°¨à°¿ పలౠà°à±à°¤à±à°²à± à°ªà±à°à°¿ à°²à±à°à°¾à°¯à°¿. à°¦à±à°à°¤à± à°¸à°à°²à± à°à°²à°à°¡à°¿ à°°à±à°à°¿à°à°¦à°¿. à°à°¦à°¿ à°à°®à°¨à°¿à°à°à°¿à°¨ à°à±à°¸à±à°à°°à±â âà°à± à°¤à±à°²à°à°à°¾à°£â à°à°à°à± నినదిà°à°à°¾à°°à±. à°ªà±à°°à°à°²à± à°à±à°¡à°¾ తమ సమసà±à°¯à°²à°¨à± మరà°à°¿à°ªà±à°¯à°¿ âà°à± à°¤à±à°²à°à°à°¾à°£â à°à°à°à± à°ªà±à°°à°¤à°¿à°¸à±à°ªà°à°¦à°¿à°à°à°¾à°°à±. | ||
| Linkmaster Legend Username: Linkmaster Post Number: 45842 Registered: 02-2008 Posted From: 67.167.225.234 Rating: N/A |
This is where we live | ||
| Vja2va Comedian Username: Vja2va Post Number: 1997 Registered: 11-2014 Posted From: 68.100.237.194 Rating: N/A |
+1  | ||
| Chillarodu Side Hero Username: Chillarodu Post Number: 7013 Registered: 03-2008 Posted From: 128.103.224.124 Rating: |
Rental properties in India is NOT good investment. The only way you make money is when property appreciates. So, it's better to buy piece of land than apartment | ||
| Maverick Legend Username: Maverick Post Number: 56201 Registered: 01-2008 Posted From: 108.171.131.187 Rating: N/A |
is it apartment or house with land? Happy Vizag | ||
| Gsn1 Side Hero Username: Gsn1 Post Number: 3234 Registered: 03-2008 Posted From: 68.100.133.254 Rating: N/A |
I second Ravino. Well said brother! | ||
| Chillarodu Side Hero Username: Chillarodu Post Number: 7012 Registered: 03-2008 Posted From: 128.103.224.124 Rating: N/A |
DB standards prakaram 80k is 6 months saving (after reasonably good life) anta Guruji.. | ||
| Ravino786 Megastar Username: Ravino786 Post Number: 21267 Registered: 12-2006 Posted From: 107.147.202.150 Rating: N/A |
andrawala 80k is heard earned taxed money.., hopefully.., and if u lived resonbly good life it would have took at-least 4-5 years to save them.., INdia lo HYd lo or Andra lo investment is worst ...buy a bog house here if u have one go for second one ... buy costly SUV live good malli same old cant repeat .. any way good luck... | ||
| Andhrawala Legend Username: Andhrawala Post Number: 38222 Registered: 03-2008 Posted From: 173.95.190.5 Rating: N/A |
Hyderabad investment is better in the current context. rental income varakuu baaga vasthaayi also why not invest in USA the 50 or 60 lakhs and give the property on rent. US lo capital appreacition anthaa leapoinaa rental returns baaguntaaayi No Signature | ||
| Andhrawala Legend Username: Andhrawala Post Number: 38221 Registered: 03-2008 Posted From: 173.95.190.5 Rating: N/A |
endhi Gulujeee, 80K USD investment keee loosing mind and peace?? ARe u serious. No Signature | ||
| Ravino786 Megastar Username: Ravino786 Post Number: 21266 Registered: 12-2006 Posted From: 107.147.202.150 Rating: |
around 80k .., investment in India is loosing mind and peace.., any where its head ace...repu kids kosam nuvvu money ekkadiki techukolevu...endhukante akkada reg value okati untadhi and neeku vache money oka amount untadhi..., techukodam forget it.., if you want to go and enjoy the property by staying in the property or if its land cultivate land and liv en the land.. repeted ga chepthe bagundadu i said several times before...live luxury life have top insurances for you wife and kids..buy a big house here ..,have funds for kids school.travel ..see world.., donate little and be happy... | ||
| Andhrawala Legend Username: Andhrawala Post Number: 38219 Registered: 03-2008 Posted From: 173.95.190.5 Rating: N/A |
Lagoon bhayyaa 50 lakhs thoo 5 crores??? emanukuntunnaavu bhayyyooooo. 10 times in 15 years. kastam anukuntaaaa Indvidual company meedha petti adhi click aitheee might be possible but otherwise. Nope No Signature | ||
| Bluelagoon Comedian Username: Bluelagoon Post Number: 1174 Registered: 12-2013 Posted From: 202.65.144.206 Rating: N/A |
filmbuff bayya oka 50 lakhs( after 3 years) nenu mutual funds lo invest ceddhamu anukuntunan for my kids college education 3 yaers tharuvatha vallaki 5 years vasthayi so solid gaa oka 15 yaers time untadhji vallaki college time vacche sariki ee 50 lakhs oka 5 crores aye chance undha if I invest in mutual funds for 15 yaers.individial ga stocks pick ceyali ante chala vopika time kaavali mee lanti advisors ni follow ayiteh oka 5 cr target reach avvagalana oka 15 yaers time lo with 50 lakhs in hand ee 5 crores edho medicine chadhuuvuku( in case donation) upayogapadathayi naukuntunna appatiki i.e after 15 yaers.in case they wont study medicine aa time ki edho oka property kobnavacchu anedhi naa aasa | ||
| Filmbuff Side Hero Username: Filmbuff Post Number: 6445 Registered: 11-2011 Posted From: 103.22.193.3 Rating: N/A |
Investments kosam aithe at the current moment, RE kante sub par investment inkoti ledhu...akkada akkada windfalls undachu...but on an average most RE investments over the past 10-15 years have given FD returns at best..liquidity undadhu, significant overhang of inventory, recent clamp down on black money etc etc have killed the industry. In some cities, the inventory overhang is close to 5-6 years...Hyd sangathi Bangalore scene http://economictimes.indiatimes.com/wealth/real-estate/realt y-trends/bengalurus-unsold-residential-inventory-hits-record -high-at-rs-85k-cr/articleshow/46628153.cms Pune http://www.business-standard.com/article/companies/real-esta te-developers-woo-buyers-with-freebees-in-pune-115031001052_ 1.html Bombay - decade of backlog anta http://articles.economictimes.indiatimes.com/2015-03-19/news /60286783_1_navi-mumbai-developers-indiabulls-real-estate | ||
| Durgamma Junior Artist Username: Durgamma Post Number: 280 Registered: 09-2014 Posted From: 89.126.123.43 Rating: |
Hyd is sucks its is suicidal , unless you are a Muslim no point in buying a Muslim city.. AP lo ekkada Konna you will benifit tremendously and most imp security...for your property Phelwans and snake gangs are very dangerous guys TDP for life. Leader thappu chesthe leader ni change chestham Party ni kadhu- idhe TDP abimanula sidantham | ||
| Harvard Junior Artist Username: Harvard Post Number: 410 Registered: 02-2015 Posted From: 183.82.184.72 Rating: N/A |
Optionsgenius DORLING TRY THESE 2 brands. They are very popular in and around jubilee hills, srinagar colony ,banajara hills, somajiguda, kavuri hills phase 2 etc vamsi ram buidlers http://www.vamsirambuilders.com legend builders http://www.legendindia.co.in | ||
| ~chirutha~ Side Hero Username: ~chirutha~ Post Number: 2875 Registered: 10-2011 Posted From: 223.227.172.194 Rating: N/A |
Rendu waste, Bangalore North lo cheyyandi. Bangalore lo 50 lacs pedithe 20k rent. Be Kool  | ||
| Termi Side Hero Username: Termi Post Number: 5560 Registered: 01-2012 Posted From: 124.123.38.136 Rating: N/A |
to be safe in future, hyd lo invest cheyandi.. hyd can progress fwd in any worst case situation..guntur ki inkaa antha scene ledu Hardcore Prabhas raju fan | ||
| Harvard Junior Artist Username: Harvard Post Number: 408 Registered: 02-2015 Posted From: 183.82.184.72 Rating: N/A |
Optionsgenius THEN BUY @ Kavuri Hillsâ¦.. Decent area .! U get rent @ 20,000 U get decent apartments some with swimming pool. 80 lacs to 2 crs @ kavuri hills Also u can buy @ banjara hills (luxury apartments with swimming pool or gym there rental value will be 40 thousand and above. Also land value is 1 lac 10 thousand per square yard | ||
| Optionsgenius Junior Artist Username: Optionsgenius Post Number: 119 Registered: 12-2014 Posted From: 24.6.116.100 Rating: N/A |
vespa dorling its not for living dorling its for renting/investment purpose. | ||
| Harvard Junior Artist Username: Harvard Post Number: 406 Registered: 02-2015 Posted From: 183.82.184.72 Rating: N/A |
Optionsgenius dorling buy some premium apartments ! u shall feel the different crowd and u feel u are living else where. Jubliee hills Try these link http://halcyonphoenix.com/highondesign.htm or Banjara Hills rohit reddy prestigious apartments (they are like BMW or MERCEDES in apartments) http://www.signaturedevelopers.in | ||
| Optionsgenius Junior Artist Username: Optionsgenius Post Number: 118 Registered: 12-2014 Posted From: 24.6.116.100 Rating: N/A |
50lks ki undi 3 bd guntur lo shymala nagar ane place la, future lo 75-1crore avvachu. so thinking. | ||
| Suyodhan Side Hero Username: Suyodhan Post Number: 2453 Registered: 01-2013 Posted From: 66.25.7.4 Rating: |
right now both are waste. Hyd lo hydpe ledu kaani price down ledu. Guntur lo hype vundi kaani dont know which way it turns. Liquid cash vunte edanna manchi polam konukkondi mee dad or mom peru meeda. | ||
| Mockingbird Comedian Username: Mockingbird Post Number: 1415 Registered: 02-2015 Posted From: 64.20.41.122 Rating: N/A |
asalu investment ki apts enti mastaru | ||
| Optionsgenius Junior Artist Username: Optionsgenius Post Number: 117 Registered: 12-2014 Posted From: 24.6.116.100 Rating: N/A |
India velthunna next week. 2 options think chestunna for signing up new investments. 1)hrderabad lo villas 2)guntur lo 3 bed room and another 2 bed room. this is for investment not for living in those apts/villas. |
