| Author |
Message |
   
Chitti_babu
Hero Username: Chitti_babu
Post Number: 13615 Registered: 03-2012 Posted From: 108.60.158.130
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, March 16, 2015 - 02:01 pm: |
     |
http://www.fool.com/retirement/iras/2014/10/22/ira-vs-401k-w hich-is-better-for-you.aspx |
   
Mrhyderabad
Hero Username: Mrhyderabad
Post Number: 11187 Registered: 01-2008 Posted From: 166.137.240.109
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, March 16, 2015 - 01:33 pm: |
     |
Maserati:
last few months (6-12) lo baaga perform chesina emerging mkt funds cheppandi? And intl fund as well I used to have both in my portfolio couple of years ago but recently got rid of them Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein |
   
Sonyvaio
Hero Username: Sonyvaio
Post Number: 17955 Registered: 12-2006 Posted From: 170.48.19.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, March 16, 2015 - 12:55 pm: |
     |
Just4fun:401k, IRA both r different?
401k lo rendu unnayi, traditional 401k and IRA ani http://en.wikipedia.org/wiki/Comparison_of_401%28k%29_and_IR A_accounts |
   
Humpty_dumpty
Moderator Username: Humpty_dumpty
Post Number: 30054 Registered: 02-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, March 16, 2015 - 12:50 pm: |
     |
ok vanguard lo target 2045 ani yettan blind gaa till date indx and this one meedha sadhuvukovaali also best way to allocate below contributing sources ? employee employer matching safe harbor aa lite treat all as one antaara? till date last 2 sources are vested 100% any strategies, pitfalls? 401k for dummies ani sadhivaa...naaku thelisindhay rasaadu |
   
Maharshi
Side Hero Username: Maharshi
Post Number: 6253 Registered: 02-2008 Posted From: 170.146.220.20
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, March 16, 2015 - 12:50 pm: |
     |
Andhrawala:Yeppp. Open IRA and u can contribute upto 5500 if u dont participate in 401K
annai ...naa question kuda on the similar lines. IRA account ela opne chesthe better ..directly edanna bank ki vella or through agent aa ? |
   
Just4fun
Legend Username: Just4fun
Post Number: 32214 Registered: 10-2007 Posted From: 166.137.248.28
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, March 16, 2015 - 12:50 pm: |
     |
Ur making me confuse again. 401k, IRA both r different?? Employer through contribute chesina 5500 ee limit aa?? Or ala ekkuva limit untada. |
   
Andhrawala
Legend Username: Andhrawala
Post Number: 38084 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, March 16, 2015 - 12:45 pm: |
     |
Just4fun:One basic Q: can we maintain 401k ourself instead of through employer? Any cons or limit on the contribution ?
Yeppp. Open IRA and u can contribute upto 5500 if u dont participate in 401K No Signature |
   
Andhrawala
Legend Username: Andhrawala
Post Number: 38083 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, March 16, 2015 - 12:43 pm: |
     |
Humpty_dumpty:Vanguard Target Retirement 2055 #
Humpty. go for this It will be aggressive. Assumes that u will retire in 2055 and invest the money accordingly. No Signature |
   
Sonyvaio
Hero Username: Sonyvaio
Post Number: 17954 Registered: 12-2006 Posted From: 170.48.19.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, March 16, 2015 - 12:41 pm: |
     |
Just4fun:One basic Q: can we maintain 401k ourself instead of through employer? Any cons or limit on the contribution ?
if employer is not contributing, best would be investing in mutual funds especially index funds....401k lo money will be locked, ante teesukovachu kaani penalties pay chese kante.....INdex funds maintain cheyadam best adey Employer contribute chestunte, 401k contribution chesukovali, employer iche 3-6% long term lo effects baguntayi |
   
Sonyvaio
Hero Username: Sonyvaio
Post Number: 17953 Registered: 12-2006 Posted From: 170.48.19.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, March 16, 2015 - 12:40 pm: |
     |
Humpty_dumpty:vanguard target lo already yettyanappaa index kooda waadikay iwwanna?
index ye teesukovali, maa company vanguard ivatam ledu ani roju feel avtuna.... |
   
Humpty_dumpty
Moderator Username: Humpty_dumpty
Post Number: 30053 Registered: 02-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, March 16, 2015 - 12:38 pm: |
     |
get, sony vanguard target lo already yettyanappaa index kooda waadikay iwwanna? |
   
Just4fun
Legend Username: Just4fun
Post Number: 32213 Registered: 10-2007 Posted From: 166.137.248.28
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, March 16, 2015 - 12:38 pm: |
     |
One basic Q: can we maintain 401k ourself instead of through employer? Any cons or limit on the contribution ? |
   
Getafix
Hero Username: Getafix
Post Number: 18511 Registered: 02-2008 Posted From: 12.151.251.178
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, March 16, 2015 - 12:35 pm: |
     |
Humpty_dumpty:Vanguard Target Retirement *
nee current age using sesi retirement age estimate sesi pina fund lo etteseyy.. 401k site login avdam anukuni, password gurthundaka light teesukune batch ki Vanguard target retirement funds best.. nen majority allocation dantlo set sesa.. |
   
Sonyvaio
Hero Username: Sonyvaio
Post Number: 17949 Registered: 12-2006 Posted From: 170.48.19.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, March 16, 2015 - 12:34 pm: |
     |
Humpty_dumpty:
Vanguard Indexes teesuko annai, alage look for other funds performances |
   
Humpty_dumpty
Moderator Username: Humpty_dumpty
Post Number: 30052 Registered: 02-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, March 16, 2015 - 12:31 pm: |
     |
ippudu seppandi anything familiar I will research the ones you quote AllianzGI NFJ Small Cap Value Fund Inst. Artisan Mid Cap Value Inv BlackRock Equity Dividend (I) Columbia Acorn USA Z # Fidelity Balanced Fund Fidelity Capital & Income Fund ‡ Fidelity Capital Appreciation Fidelity Contrafund Invesco Real Estate Fund R5 # Lazard Emerging Markets / I ‡ Morgan Stanley Inst Mid Cap Growth(I) Oppenheimer International Bond Y PIMCO Real Return/Institutional PIMCO Total Return Fund (Inst) Prudential Jennison Natural Resources Z Thornburg International Value (R5) Vanguard Interm-Term Treasury Inv Vanguard Target Retirement 2010 # Vanguard Target Retirement 2015 # Vanguard Target Retirement 2020 # Vanguard Target Retirement 2025 # Vanguard Target Retirement 2030 # Vanguard Target Retirement 2035 # Vanguard Target Retirement 2040 # Vanguard Target Retirement 2045 # Vanguard Target Retirement 2050 # Vanguard Target Retirement 2055 # Vanguard Target Retirement Income # Wells Fargo Stable Return Fund N Vanguard Interm-Term Bond Index Adm # Vanguard Large Cap Index Adm # Vanguard Small-Cap Index (Admiral) # Vanguard Total Intl Stock Index Admiral # Vanguard Mid-Cap Index Fd (Admiral) # |
   
Sonyvaio
Hero Username: Sonyvaio
Post Number: 17948 Registered: 12-2006 Posted From: 170.48.19.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, March 16, 2015 - 12:30 pm: |
     |
Chass, HD annai post chesi delete chesinatunadu |
   
Sonyvaio
Hero Username: Sonyvaio
Post Number: 17946 Registered: 12-2006 Posted From: 170.48.19.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, March 16, 2015 - 12:30 pm: |
     |
Humpty_dumpty:
ichina list lo Vanguard Large cap index teesuko annai, eyes wide shut |
   
Vjawarrior
Hero Username: Vjawarrior
Post Number: 15900 Registered: 02-2014 Posted From: 153.2.247.30
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, March 16, 2015 - 12:05 pm: |
     |
Maserati:go with 50% S&P500 index ETF, 25% emerging markets etf and 25% international etf.
bhale simple gaa telchi paaresaav gaa annai |
   
Sonyvaio
Hero Username: Sonyvaio
Post Number: 17944 Registered: 12-2006 Posted From: 170.48.19.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, March 16, 2015 - 12:01 pm: |
     |
Prudential ayite cheppu annai, market is good, Large cap ani untadi if you go through the allocations, put more money there performance graph istadu every plan vaadu, aa graph batti last quarter ni batti allocations marustu untanu |
   
Rajusk
Legend Username: Rajusk
Post Number: 35974 Registered: 02-2008 Posted From: 170.74.56.82
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, March 16, 2015 - 11:59 am: |
     |
Maharshi:Tax filing ki pothe, eduru kattalsi vasthundi prathi year due to various income resources
 |
   
Just4fun
Legend Username: Just4fun
Post Number: 32208 Registered: 10-2007 Posted From: 204.235.114.65
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, March 16, 2015 - 11:58 am: |
     |
Idle_yzag:Hyder and JackJill kurrolu advising sestharu
AEPGX, ANCFX, ANEFX, SMCWX endo ivi evado gujju gadu maintain chestunnadu. ippatiki 10% down ani chupistondi. |
   
Maharshi
Side Hero Username: Maharshi
Post Number: 6252 Registered: 02-2008 Posted From: 170.146.221.27
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, March 16, 2015 - 11:57 am: |
     |
IRA accout gurinchi kuda konchem postandi ..thread veyyataniki baddakinchi veyala. Tax filing ki pothe, eduru kattalsi vasthundi prathi year due various reasons. CA sir vaadu IRA account opne chesi funds transfer chesthe daniki kontah tax exemption ani chepthu unnadu 2-3 years , final ga ee yr seseddamani decide ayya. So account open cheddam anukunte how to proceed edi better ..experts pls advise. deeni gurinche teliyadu kabatti 401k gurinchi veediki asalu teliyadu ani HD unkul artham chesukoni thread hijack ani tittakunda untadu anukuntunna..aa pi kuda gava |
   
Maserati
Comedian Username: Maserati
Post Number: 1257 Registered: 02-2015 Posted From: 161.141.1.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, March 16, 2015 - 11:53 am: |
     |
go with 50% S&P500 index ETF, 25% emerging markets etf and 25% international etf. |
   
Rajusk
Legend Username: Rajusk
Post Number: 35972 Registered: 02-2008 Posted From: 170.74.56.82
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, March 16, 2015 - 11:53 am: |
     |
Humpty_dumpty:chaala yrs badhaginchaaka ee month 401k plan site lo latest gaa login ayya
atla moola padi unna dhanaanni Padmanabhaswamy temple vallu taalalu teesinattu teesthunnara |
   
Idle_yzag
Legend Username: Idle_yzag
Post Number: 38217 Registered: 02-2008 Posted From: 12.130.4.244
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, March 16, 2015 - 11:52 am: |
     |
mee plan lo vunnavi ikkada pettu, Hyder and JackJill kurrolu advising sestharu JP/Chiru |
   
Bunty717
Moderator Username: Bunty717
Post Number: 43001 Registered: 02-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, March 16, 2015 - 11:51 am: |
     |
401k waste.. |
   
Humpty_dumpty
Moderator Username: Humpty_dumpty
Post Number: 30048 Registered: 02-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, March 16, 2015 - 11:48 am: |
     |
chaala yrs badhaginchaaka ee month 401k plan site lo latest gaa login ayya oka three funds seppandi ...generic gaa okati steady gaa long term oka avg risky okati risky 50-25-25 gaa allocate sedhaari anukuntunnaa meru seppinavi maa plan lo unnayo ledho kooda secking seyyali 401k waste ani seppamaakandi |