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Personal debt in america

Chalanachithram.com DB » New TF Industry Related » Archive through January 09, 2015 » Personal debt in america « Previous Next »

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Archive through January 07, 2015Rajin200  01-08-15  02:26 pmSaint
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Botsa_fan
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Username: Botsa_fan

Post Number: 6431
Registered: 07-2013
Posted From: 158.48.6.140

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Posted on Thursday, January 08, 2015 - 04:53 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Asdf:

vaarni, s clubs matrame vunde malls aa. concept kotha ga vundi


ya ave clubs vunnayi dayton lo sale ki $450K.Ready antey seppi konedham :D

chala mandhi commercial real estate meeda paddaru..Family dollar stores vundey propertys and other national retailer vunde property.
Sharabha Sharabha..0/18 rest Prathipadu bi-ections and agadu hype.

Atlantis - chusavuga...me place eppdu okkade kinde anne ardamiyenda..oka telugu tammudu avedhana
about kapus.
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Banam
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Username: Banam

Post Number: 7755
Registered: 12-2011
Posted From: 100.8.124.125

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Posted on Thursday, January 08, 2015 - 04:21 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Royyala_nayudu:



Rajin:




Just doubt anthe annai's... :-)
Sir Sachin Ramesh Tendulkar || Green Bay Packers || San Antonio Spurs
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Rajin
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Username: Rajin

Post Number: 8288
Registered: 05-2012
Posted From: 63.250.254.2

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Posted on Thursday, January 08, 2015 - 04:20 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Banam:

H1B extension appudu will USCIS pull credit history.. Appudu emi problem avvadhaa, as there will be sudden fall in score?...


only crime vistory , civil ayina no problem....
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Royyala_nayudu
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Username: Royyala_nayudu

Post Number: 3373
Registered: 04-2014
Posted From: 205.144.127.200

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Banam:



H1B extension appudu will USCIS pull credit history.. Appudu emi problem avvadhaa, as there will be sudden fall in score?...


lol!!! evaru chepparu saami USCIS oodu Credit History pull chesthad ani :D
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Banam
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Post Number: 7754
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Posted on Thursday, January 08, 2015 - 03:55 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Gotcha:




I'm following same philosophy, kaani kinda comments choosina tarvatha oka doubt...

H1B extension appudu will USCIS pull credit history.. Appudu emi problem avvadhaa, as there will be sudden fall in score?...
Sir Sachin Ramesh Tendulkar || Green Bay Packers || San Antonio Spurs
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Gotcha
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Username: Gotcha

Post Number: 19012
Registered: 02-2008
Posted From: 8.19.193.14

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Posted on Thursday, January 08, 2015 - 03:26 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Saint
Exactly naa philosphy follow ayipotunadu. use ur credit to maximum usage. credit meeda 20 lkhs india lo invest cheste 10 times perigindi so use all these kind of scenarous etc.
This Andhra real estate is for sale.
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Rajin
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Username: Rajin

Post Number: 8287
Registered: 05-2012
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Asdf:

vaarni, s clubs matrame vunde malls aa. concept kotha ga vundi


strip mall ante telvad annattu em cheppav
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Twitter
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Username: Twitter

Post Number: 36514
Registered: 10-2009
Posted From: 198.240.130.75

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Andhrawala:

mana vooru kaadhu. Rolesville (near Capital Blvd. )30 miles ikkad nunchi Dan Ryan Builders. GraniteRidge community




super ..asalu akkada konali ane thought ela vachhindhi etc manchi cheddalu call lo matadukundham ..
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Asdf
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Username: Asdf

Post Number: 839
Registered: 12-2014
Posted From: 205.157.110.11

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Posted on Thursday, January 08, 2015 - 03:07 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Botsa_fan:

strip malls kontunnaru.




vaarni, s clubs matrame vunde malls aa. concept kotha ga vundi
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Botsa_fan
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Username: Botsa_fan

Post Number: 6430
Registered: 07-2013
Posted From: 158.48.6.140

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Posted on Thursday, January 08, 2015 - 02:59 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Coolmac:

naaku telisina 6 kurrollu kalisi oka shopping complex konnaaru of around 8-10 shops vunnai with party city, indian grocery,restaurant inka konni... idhi manchi idea emo


Ma cinci lo chala mandhi strip malls kontunnaru..commercial real estate..ippudu chala hot :D
Sharabha Sharabha..0/18 rest Prathipadu bi-ections and agadu hype.

Atlantis - chusavuga...me place eppdu okkade kinde anne ardamiyenda..oka telugu tammudu avedhana
about kapus.
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Andhrawala
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Username: Andhrawala

Post Number: 36265
Registered: 03-2008
Posted From: 152.51.56.1

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Posted on Thursday, January 08, 2015 - 02:57 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Sonyvaio:

one time charge aa ee 500




yepp onetime


Coolmac:


one more thing:

dont depend on the agent to get the repairs done when tenant want something to get fixed.. choose ur own repairmen..like plumber,electrician etc... have some one handy who really fixes the problems but not just replace the equipment.




Property Management aithe monthly 10% charge chesthaanu and they will handle service calls andhi. But being local I will try to handle it my self
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Coolmac
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Username: Coolmac

Post Number: 30018
Registered: 05-2007
Posted From: 65.170.103.234

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Andhrawala:

Real estate agent. she will charge 500




one more thing:

dont depend on the agent to get the repairs done when tenant want something to get fixed.. choose ur own repairmen..like plumber,electrician etc... have some one handy who really fixes the problems but not just replace the equipment..

mem vunna rental house ki AC pani cheyyakapothe, agent got some person who said just replace AC system as it is 18yrs old..kani owner got some guy who just repaired it for 150bucks...as ur home is pretty new, no problems now..but down the line cheptunna... sink leakage, bathroom leakage lantivi sarva sadhaaranam ga vuntai
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Sonyvaio
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Username: Sonyvaio

Post Number: 15871
Registered: 12-2006
Posted From: 68.9.134.125

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Andhrawala:

Real estate agent. she will charge 500 , find tenmant run credit check etc and manaki nacchithe ivvocchu


one time charge aa ee 500
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Andhrawala
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Username: Andhrawala

Post Number: 36264
Registered: 03-2008
Posted From: 152.51.56.1

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Twitter:


ye community lo annai TH




mana vooru kaadhu. Rolesville (near Capital Blvd. )30 miles ikkad nunchi

Dan Ryan Builders. GraniteRidge community
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Kuyyo_morro
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Username: Kuyyo_morro

Post Number: 16345
Registered: 02-2011
Posted From: 65.218.189.132

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Posted on Thursday, January 08, 2015 - 02:48 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Andhrawala:

yesterday she showed me one profile. credit score around 740 and aame jeetham 62K and state govt employee nai cheppindhii. that lady liked the house and willign to take andhii


6% of the rent standard market practice. stable job unte 600 credit ayina give it. 740 credit unnollu can afford a new home on their own.
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Coolmac
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Username: Coolmac

Post Number: 30017
Registered: 05-2007
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Kuyyo_morro:

Inkoti thelusukunnadi enti ante in RE. Ladies ni involve cheyyakudadu in house buying.

Oka townhome which we were staying for rent few years back, owner gave an option to buy at the beginning of the lease (2months into the lease). recently married appude manaki illa, 80 meeku-20 maaku Inc. lo job lanti discussion chesi konaledu.

Memu vacate chesinappudu 50k profit from what the owner wanted to sell to us ki ammesadu.




profit ani kakunda mana situation ni batti manam decide cheskovali konana vadha ani...ladies meedha thoseyyakandi tappu ni :D
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Vr0000m
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Username: Vr0000m

Post Number: 185
Registered: 03-2011
Posted From: 165.200.85.161

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Andhrawala:

Real estate agent. she will charge 500 , find tenmant run credit check etc and manaki nacchithe ivvocchu

yesterday she showed me one profile. credit score around 740 and aame jeetham 62K and state govt employee nai cheppindhii. that lady liked the house and willign to take andhii




500 for once a lease term (1 yr) ante not bad
Go PACK Go!!!
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Royyala_nayudu
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Username: Royyala_nayudu

Post Number: 3369
Registered: 04-2014
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Sonyvaio:

Jujji, you are lucky panick avakunda options cheppi support gaa undatam


so true Baa :D

Intha deep shit lo vunnappudu YoungBrain ani TIDB member(Weidbee solutions) adhinetha naaku H1 chestha ani cheppi 4K nokkesadu. Athaniki motham naa situation explain chesa, mana DB member TeePee employer anthanu, alage thammi H1 file chesedham bongu boshanam ani cheppi 4K adigithe appu chesi icha, athanu matram file cheyyaledhu sari kada, thirigi dabbulu kooda iyyaledhu oka 3 years varaku.
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Andhrawala
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Post Number: 36263
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Posted From: 152.51.56.1

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Vr0000m:

tenants ni meere vethukkovala? leka property management vallaki ichera?




Real estate agent. she will charge 500 , find tenmant run credit check etc and manaki nacchithe ivvocchu

yesterday she showed me one profile. credit score around 740 and aame jeetham 62K and state govt employee nai cheppindhii. that lady liked the house and willign to take andhii
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Twitter
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Post Number: 36512
Registered: 10-2009
Posted From: 198.240.130.75

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Andhrawala:




ye community lo annai TH
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Kuyyo_morro
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Post Number: 16344
Registered: 02-2011
Posted From: 65.218.189.132

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Inkoti thelusukunnadi enti ante in RE. Ladies ni involve cheyyakudadu in house buying.

Oka townhome which we were staying for rent few years back, owner gave an option to buy at the beginning of the lease (2months into the lease). recently married appude manaki illa, 80 meeku-20 maaku Inc. lo job lanti discussion chesi konaledu.

Memu vacate chesinappudu 50k profit from what the owner wanted to sell to us ki ammesadu.
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Andhrawala
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Username: Andhrawala

Post Number: 36262
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Kuyyo_morro:

Condos ki disadvantage their price doesnt go up much. 100k konna after 5 years 120k ki ammochu




Bank lo pedithee aa maathram koodaa raadhu kathaa

also nenu adhee opinion tho innaaalu konaledhuu


ippudu maa voorlo 2 years back 160K pedithee ippudu avi around 190 vunnaayi


andhukee maa voorlo kaaka okaa 30 miles dooram lo konnaa. maa vooru desi addaa. so beekaram gaa perigeyii. rents are pretty much same
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Vr0000m
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Post Number: 184
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Posted From: 165.200.85.161

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Andhrawala:




tenants ni meere vethukkovala? leka property management vallaki ichera?
Go PACK Go!!!
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Coolmac
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Post Number: 30016
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Kuyyo_morro:

kakkurti gaani lekka 3yr lease sign chesa. Tension free undochu ani.




not a problem u can break by offering him moving costs or 1/2months rent free etc... try it..i want to sell the home ani cheppi..kavalante konukkomani kuda offer ivvandi
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Coolmac
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Post Number: 30015
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Andhrawala:




naaku telisina 6 kurrollu kalisi oka shopping complex konnaaru of around 8-10 shops vunnai with party city, indian grocery,restaurant inka konni... idhi manchi idea emo
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Kuyyo_morro
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Andhrawala:

emundhii vaadi lease inkaa enni months vundhi. sell it after that. ee lopu market emi padakapovacchuu


kakkurti gaani lekka 3yr lease sign chesa. Tension free undochu ani.
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Kuyyo_morro
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Posted on Thursday, January 08, 2015 - 02:39 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Condos ki disadvantage their price doesnt go up much. 100k konna after 5 years 120k ki ammochu.
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Andhrawala
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Username: Andhrawala

Post Number: 36261
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Kuyyo_morro:

Nenu theesukunna oka illu 2 yrs back. 250k for rental. Daani rate 60k perigindi. Ammudham ante lease lo unnadu tenant.




emundhii vaadi lease inkaa enni months vundhi. sell it after that. ee lopu market emi padakapovacchuu
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Andhrawala
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Post Number: 36260
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Tombrady:

telisina friend bought 3-4 condos anni rent ichad montly 1000$ daka osthadi

eti cheyyakarledii malli cheques ochesthai ofcourse kasta bad area invested around 110k ee malli




each condo for 110K and and rental of 1000 per month

bad area aithee rental potam kastam avvocchu and collection tooo
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Kuyyo_morro
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Andhrawala:


Nenu theesukunna oka illu 2 yrs back. 250k for rental. Daani rate 60k perigindi. Ammudham ante lease lo unnadu tenant.
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Andhrawala
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Post Number: 36259
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Posted on Thursday, January 08, 2015 - 02:35 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Coolmac:


maa appice lo chinku gadu vuntaadu of age around 40-45... aadiki 10 houses vunnai in texas..rental income is 10K anta monthly... ee money vaaduthu inkaa konestunnadu houses... aadu software coolie manalaage.




dhairyam seyyaali thammiii

also equity tho loans theesi alaa konesthaaruu

maa voolo saalamandhiki 2-3 rental properties vunnaayi


loan theesukuni India lo kontee vache incoem will not be enough for EMI. But US lo easygaa cover avvudhiiii. adhi advantage
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Tombrady
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Post Number: 31436
Registered: 05-2012
Posted From: 216.163.216.56

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Andhrawala:

Linku maadhiri US lo ok 4-6 townhomes vuntee happygaa retirement income vachesthundhii




idi good investment ila 250/350 lu valla peddaga use vundadhu

telisina friend bought 3-4 condos anni rent ichad montly 1000$ daka osthadi

eti cheyyakarledii malli cheques ochesthai ofcourse kasta bad area invested around 110k ee malli
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Coolmac
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Username: Coolmac

Post Number: 30014
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Posted From: 65.170.103.234

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Posted on Thursday, January 08, 2015 - 02:33 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Andhrawala:

will be one year lease. anthaku minchi raasinaa entha honor avvudoo doubtee

maa realtor thro konna 4 buyers ki by the time of closing tenant dorikedu

Innaalu bhayapade poledhuuu. This is 1st step. oka two years choosi comfortable aithee will buy one more

Linku maadhiri US lo ok 4-6 townhomes vuntee happygaa retirement income vachesthundhii




maa appice lo chinku gadu vuntaadu of age around 40-45... aadiki 10 houses vunnai in texas..rental income is 10K anta monthly... ee money vaaduthu inkaa konestunnadu houses... aadu software coolie manalaage..
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Andhrawala
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Username: Andhrawala

Post Number: 36257
Registered: 03-2008
Posted From: 152.51.56.1

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Coolmac:


brand new ithe problem ye ledhu..kani brandnew antha takkuva vundhi ante occupancy continuous ga vuntadhaa choodandi...vandha takkuva ayinaa longterm lease raayinchandi





will be one year lease. anthaku minchi raasinaa entha honor avvudoo doubtee

maa realtor thro konna 4 buyers ki by the time of closing tenant dorikedu

Innaalu bhayapade poledhuuu. This is 1st step. oka two years choosi comfortable aithee will buy one more

Linku maadhiri US lo ok 4-6 townhomes vuntee happygaa retirement income vachesthundhii
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Vr0000m
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Username: Vr0000m

Post Number: 182
Registered: 03-2011
Posted From: 165.200.85.161

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Posted on Thursday, January 08, 2015 - 02:31 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Andhrawala:

townhome cost 155K

down 40K (25% pettaali)

so loan is for 110K. Principal+interest monthly will be arnd 580 (for 30 year loan)

HOA fee 110, Insurance 40m property tax 150 pm = 900

so balance of 350 per month.





Go PACK Go!!!
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Coolmac
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Username: Coolmac

Post Number: 30012
Registered: 05-2007
Posted From: 65.170.103.234

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Posted on Thursday, January 08, 2015 - 02:29 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Sonyvaio:

height takkuva unnavallatho veru


ee position gurthu raaledhu :D
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Sonyvaio
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Username: Sonyvaio

Post Number: 15870
Registered: 12-2006
Posted From: 170.48.19.254

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Posted on Thursday, January 08, 2015 - 02:29 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Jujji, you are lucky panick avakunda options cheppi support gaa undatam
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Coolmac
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Username: Coolmac

Post Number: 30011
Registered: 05-2007
Posted From: 65.170.103.234

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Posted on Thursday, January 08, 2015 - 02:28 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Andhrawala:

brand new house kabatti typical gaa 1st 5-6 years issues raakoodadhuu




brand new ithe problem ye ledhu..kani brandnew antha takkuva vundhi ante occupancy continuous ga vuntadhaa choodandi...vandha takkuva ayinaa longterm lease raayinchandi
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Andhrawala
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Username: Andhrawala

Post Number: 36256
Registered: 03-2008
Posted From: 152.51.56.1

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Posted on Thursday, January 08, 2015 - 02:28 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Vr0000m:

Rent - (loan ki down payment + property tax + condo fee + maintenance) antha kalipi yearly 5K miguluthundha?




townhome cost 155K

down 40K (25% pettaali)

so loan is for 110K. Principal+interest monthly will be arnd 580 (for 30 year loan)

HOA fee 110, Insurance 40m property tax 150 pm = 900

so balance of 350 per month.
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Sonyvaio
Hero
Username: Sonyvaio

Post Number: 15869
Registered: 12-2006
Posted From: 170.48.19.254

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Posted on Thursday, January 08, 2015 - 02:26 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Coolmac:

Nilabadataniki height gani, padukunte hieght enduk rajaa?


hey you naughty, vangunappudu kuda height unna ammayila tho dhana dhana veru, height takkuva unnavallatho veru
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Vr0000m
Junior Artist
Username: Vr0000m

Post Number: 181
Registered: 03-2011
Posted From: 165.200.85.161

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Posted on Thursday, January 08, 2015 - 02:26 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Andhrawala:

Monne investment ki ani oka 155K petti townhome konnaa. closing will be end of this month

down around 40K ivvaaali. rent is 1250 per month. karsulu ponuu yearly around 5K miguthundhi. so naa investment 40K meedha around 10% return anukoo (tenant vunnathavaraku)




ignore my prev post :D

Rent - (loan ki monthly payment + property tax + condo fee + maintenance) antha kalipi yearly 5K miguluthundha?
Go PACK Go!!!

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