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Message |
   
Rowdy
Legend Username: Rowdy
Post Number: 32715 Registered: 01-2010 Posted From: 12.155.202.69
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 19, 2014 - 11:18 am: |
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Gotcha: u have 5 years to pay slowly adi difference.
bottom line 1year lo pay cheskunettaithe personal loan ye best kadaa?!  |
   
Gotcha
Hero Username: Gotcha
Post Number: 18251 Registered: 02-2008 Posted From: 8.19.193.14
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 19, 2014 - 11:03 am: |
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credit card meeda catch u r paying 5% interest or 3% interest for a year, year taruvata u have to pay back full. ade personal loan ayite u have 5 years to pay slowly adi difference. This Andhra real estate is for sale. |
   
Rowdy
Legend Username: Rowdy
Post Number: 32714 Registered: 01-2010 Posted From: 12.155.202.69
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 19, 2014 - 10:54 am: |
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Gotcha:3.4 to 4. evaru babu ichedi.
Sonyvaio:personal loans credit unions takkuvaki istayi usually between 3 to 4.5/5 daaka ostundi
Discover vade 7% ichadante meeku local credit unions lo try chesthe easy ga 4 ki vachestadi |
   
Rowdy
Legend Username: Rowdy
Post Number: 32713 Registered: 01-2010 Posted From: 12.155.202.69
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 19, 2014 - 10:51 am: |
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Onlymovies:but you are paying too much on interest kada..
10% interest is not bad bhayya ... and principal ponu cumulative chuskunte 5-6% untadi after the end of term period ... suppose 15K credit undanuko ...balance transfer ki 5% fee calculate cheste vachipoddi ... oka vela idee avvakapote next year inko card lo ki chestava? ... edo oka card ki okay kani ... ilaa consolidation ki aite waste anipistondi ... |
   
Gotcha
Hero Username: Gotcha
Post Number: 18250 Registered: 02-2008 Posted From: 8.19.193.14
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 19, 2014 - 10:51 am: |
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Sonyvaio:
3.4 to 4. evaru babu ichedi. I got one personal loan from discover yesterday at 6.99. Personal laons first teesukondi taruvata credit cards vadukondi that should be the order. This Andhra real estate is for sale. |
   
Sonyvaio
Hero Username: Sonyvaio
Post Number: 13743 Registered: 12-2006 Posted From: 170.48.19.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 19, 2014 - 09:45 am: |
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Credit cards kante Personal loans ye best personal loans credit unions takkuvaki istayi usually between 3 to 4.5/5 daaka ostundi Credit cards balance transfers lo you end up paying balance transfer fees sometimes |
   
Lax
Side Hero Username: Lax
Post Number: 7508 Registered: 11-2013 Posted From: 164.144.248.26
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 19, 2014 - 09:34 am: |
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Tombrady:
congrats uncle Karimnagar Pawan Fan |
   
Onlymovies
Junior Artist Username: Onlymovies
Post Number: 414 Registered: 05-2014 Posted From: 199.173.224.30
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 19, 2014 - 09:33 am: |
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Rowdy:personal loan advantages
but you are paying too much on interest kada.. ok, Credit score peruguntundi with personal loan.. but personal loan with high interest pettukuni, nuvvu illu kone dhairyam cheyyavu kada.. credit score, emanna konataaniki tappithe inka deniki pedda use vundadu kada? |
   
Rowdy
Legend Username: Rowdy
Post Number: 32712 Registered: 01-2010 Posted From: 12.155.202.69
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 19, 2014 - 09:22 am: |
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Onlymovies: Apply for BOA/Citi (who give 0% APR for balance transfer with 3-4% transfer fee) and Chase slate (with 2% transfer fee) Last 3, 4 years ga Chase and BOA marchi march transfer chesukuntunna.
deeni valla eti labham? credit utilization peddaga taggadu avg length of credit tagguddi score change undadu min balance lu kattukuntu untav, credit card appulu teerchav personal loan advantages another kind of credit - positive impact on ur score revolving credit utilization - zero cheskovachu, leda <10% unchochu - score peruguddi unte kattestav, leda monthly inta ani kattukuntav ... easy to manage too |
   
Tombrady
Megastar Username: Tombrady
Post Number: 29324 Registered: 05-2012 Posted From: 216.163.216.56
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 19, 2014 - 09:06 am: |
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Junior_no1:congrats tom boy annai
thanks dude |
   
Onlymovies
Junior Artist Username: Onlymovies
Post Number: 412 Registered: 05-2014 Posted From: 199.173.224.30
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 19, 2014 - 09:04 am: |
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Personal loans enduku swaamy teesukunnataaru with 10+ interest rate.. Apply for BOA/Citi (who give 0% APR for balance transfer with 3-4% transfer fee) and Chase slate (with 2% transfer fee) Last 3, 4 years ga Chase and BOA marchi march transfer chesukuntunna. my 2 cents |
   
Gotcha
Hero Username: Gotcha
Post Number: 18248 Registered: 02-2008 Posted From: 50.179.11.96
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 19, 2014 - 06:00 am: |
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Fico is fair isaac vaadi mathematical model. This Andhra real estate is for sale. |
   
Newguy123
Megastar Username: Newguy123
Post Number: 24730 Registered: 01-2009 Posted From: 24.44.14.209
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 19, 2014 - 04:45 am: |
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naa friend okathanu Credit card vadithe credit padavutundani debit card vadevadu.. loans vundatam bad kaadu..mari loans life time lo emi lekapoina credit score peragadu.. ala ani talaki minchina appu vunna kastam.. |
   
Junior_no1
Junior Artist Username: Junior_no1
Post Number: 712 Registered: 09-2014 Posted From: 115.241.99.205
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 19, 2014 - 01:36 am: |
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Tombrady:same nuvvu nenu naaku last month neeku ee month btw congrats
congrats tom boy annai cinemal'lo BALA legend,DB'lo OT legend.iddaru comedylo no1 |
   
Gilakkai
Junior Artist Username: Gilakkai
Post Number: 611 Registered: 10-2012 Posted From: 198.143.152.114
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 11:27 pm: |
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Rasputin:Age of the accounts matters a lot for cracking 800
age of the accounts tho patu mee total credit limit lo 10% kanna ekkuva debt vunte, atleast 30 to 40 points difference vuntundhi ata mee credit score. adhi maintain cheyyali ante na llanti seedha saadha mango person ki kastam mesharu
 |
   
Rajin
Side Hero Username: Rajin
Post Number: 6423 Registered: 05-2012 Posted From: 76.29.101.83
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 11:12 pm: |
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Rowdy:
Ok ok |
   
Rowdy
Legend Username: Rowdy
Post Number: 32707 Registered: 01-2010 Posted From: 107.77.90.128
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 11:10 pm: |
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Rajin, masters yes ... h1 inka 3 yrs Undi ... |
   
Rajin
Side Hero Username: Rajin
Post Number: 6417 Registered: 05-2012 Posted From: 76.29.101.83
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 10:53 pm: |
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Rowdy:
Asala perm avvakundaa 7.5 yrs how? 6 max limit kada? Masters kalipara? |
   
Rasputin
Hero Username: Rasputin
Post Number: 19574 Registered: 02-2008 Posted From: 69.130.147.237
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 10:02 pm: |
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Gilakkai:
not a big deal. Age of the accounts matters a lot for cracking 800. I have two or 3 CCs which are 10-12 years old and still open in good standing. So, that helped. 01/06/2012 - 169.4; 8/1/2013 - 182 |
   
Rasputin
Hero Username: Rasputin
Post Number: 19573 Registered: 02-2008 Posted From: 69.130.147.237
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 10:00 pm: |
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780+ is good enough. Anything higher than that is not going to make a big difference (probably a little for a huge mortgage..not sure) BTW, 800+ on FICO, 800-815 range on Equifax and Experian, Transunion is low at 780 for some reason. 01/06/2012 - 169.4; 8/1/2013 - 182 |
   
Gilakkai
Junior Artist Username: Gilakkai
Post Number: 610 Registered: 10-2012 Posted From: 206.217.196.129
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 07:47 pm: |
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konni thread lu choodakoodadhu anukuntane... |
   
Gandhiguevara
Legend Username: Gandhiguevara
Post Number: 49430 Registered: 10-2009 Posted From: 192.231.133.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 07:13 pm: |
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Newguy123:OT,Gandhi MS cheyaledu ani naaku thelusu.. L1 meeda emanna vacharemo
7 years kaadhu gaani aaa 3rd H1 lo migulu ki apply chesi perm file chesaanu 6th year ending lo |
   
Pipeline
Hero Username: Pipeline
Post Number: 12481 Registered: 05-2009 Posted From: 161.141.1.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 06:56 pm: |
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ikkada transunion ani edo vundi.. aadi site lo check chesa by paying $17, idey first time credit score check cheyatam. 814 antannadu parledu anukunta. |
   
Man_of_masses
Legend Username: Man_of_masses
Post Number: 32068 Registered: 01-2008 Posted From: 174.60.182.232
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 06:53 pm: |
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Newguy123:OT,Gandhi MS cheyaledu ani naaku thelusu
 |
   
Newguy123
Megastar Username: Newguy123
Post Number: 24701 Registered: 01-2009 Posted From: 24.44.14.209
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 06:49 pm: |
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Man_of_masses:2yrs masters 2yrs OPT
OT,Gandhi MS cheyaledu ani naaku thelusu.. L1 meeda emanna vacharemo |
   
Man_of_masses
Legend Username: Man_of_masses
Post Number: 32066 Registered: 01-2008 Posted From: 174.60.182.232
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 06:46 pm: |
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Newguy123:PERM file cheyakunda 7.5 years ela vundochu?
2yrs masters 2yrs OPT  |
   
Newguy123
Megastar Username: Newguy123
Post Number: 24692 Registered: 01-2009 Posted From: 24.44.14.209
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 06:04 pm: |
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Rowdy:db lo 7.5 years nunchi US lo untoo PERM kuda file cheyyani gottam gadu evadaina unnada? ...
PERM file cheyakunda 7.5 years ela vundochu? |
   
Rowdy
Legend Username: Rowdy
Post Number: 32705 Registered: 01-2010 Posted From: 24.99.91.173
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 05:46 pm: |
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Lichtenberg:
Credit consolidation personal loan ani google cheyyandi |
   
Sesani
Side Hero Username: Sesani
Post Number: 8590 Registered: 08-2014 Posted From: 198.148.153.10
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 05:40 pm: |
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Vasu:many
naa lowest is 596... 92 dollars collection agency ki poyi 8 months record la unde... i lost 114 points on my score... of course appude just start chesina job.. ippudu 750 plus undi.. |
   
Ipc302
Moderator Username: Ipc302
Post Number: 20186 Registered: 02-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 05:30 pm: |
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@VASU Too many appulu...anduke credit score dobbs |
   
Vasu
Comedian Username: Vasu
Post Number: 1173 Registered: 10-2014 Posted From: 47.16.177.98
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:59 pm: |
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Ipc302:credit score pesthutham 676 undhi
Seriously? Emanna black mark lu unnaya annai? Usual ga mana desi batch ki 700+ lo untaru kada. Asalu e agency score idi? |
   
Lichtenberg
Comedian Username: Lichtenberg
Post Number: 1376 Registered: 08-2013 Posted From: 137.188.108.201
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:59 pm: |
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babulu....vaddi ki ee loans enti? student loans?....edannaa miss ayithunnaanaa...evo 0% offers avee ivee unnaayi |
   
Vasu
Comedian Username: Vasu
Post Number: 1172 Registered: 10-2014 Posted From: 47.16.177.98
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:58 pm: |
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Discover lo FICO ani istadu 846/850 nadi. Donno how much is it translates to other agencies. Okodu oko formula use settadu |
   
Ipc302
Moderator Username: Ipc302
Post Number: 20182 Registered: 02-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:57 pm: |
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Rowdy:
ayithe DCU vaadini gokali ...monna car laon istha ani seppad 1.99% for 60 months kaani kudarledhu ...esari personal loan teesukovali....direct deposit lantivi emanna cheyyala adhi kooda sesestha ippude...10-11% ayina parledhu credit score pesthutham 676 undhi vaadi acct nundi check chesthe...choodali amantado |
   
Rowdy
Legend Username: Rowdy
Post Number: 32704 Registered: 01-2010 Posted From: 12.155.202.69
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:54 pm: |
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Ipc302:
aa discover vadu eppudu pamputuntadu ... alane DCU vadini kuda adiganu ... DCU rate 2% cheaper kani aa transfer lu avi dobbudu naa valla kaadu ... so Dsicover ki fix ayya ... starting lo 18% for 25K and 7 years annadu ... lite teesko ani cheppa ... alaa 2-3 offers ichadu ... finally idi best anipinchi lock chesaa ... 15K 11% ki vachindi ... ee personal loan credit consolidation ki oka rate, nee checking account lo ki veyyalante oka rate undi ... naku kotha appu vaddu ra babu ani cheppanu |
   
Ipc302
Moderator Username: Ipc302
Post Number: 20180 Registered: 02-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:49 pm: |
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Rowdy:credit cards annitiki kalipi oka consolidation personal loan teeskunna 2 Re vaddi ki ... debbaki tatha digi vachadu
evadi daggara teesukunnaru etla teesukunnaru septhara..manam bhi konni cards ki 18-19% interest kadthunnam...poni balance transfer seddama ante takkuva vaddi unna cards lo ekkuva transfer balance nedhu |
   
Rowdy
Legend Username: Rowdy
Post Number: 32703 Registered: 01-2010 Posted From: 12.155.202.69
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:45 pm: |
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Gandhiguevara:but vaadiki interest veella kanna ekkuva kaduthunnavemo gaa...just consolidate ayi vuntundhi anthe
yeah, ade akkada tirakasu ... vadi interst some 11% ... all credit cards avg. rate 18% ... akkada ala save, big help entante one time monthly payment next debit/credit ratio ... < 5% ki vachesindi verasi 40 points score plus |
   
Gandhiguevara
Legend Username: Gandhiguevara
Post Number: 49428 Registered: 10-2009 Posted From: 192.231.133.253
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:45 pm: |
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Rowdy:abbo ... chala gottalu unnai ... nenu happy ga batikeyyochu
nee daridram kudaa naalane nista daridram anna maata...nenu appatlo...file cheyyamani pressure vachinappudu...OT ki inko 2 friends ki phone chese vaadni...vaallu cheyyaledhi ani cheppevallu...aaa parledhule anukunevaadni...moral of the story ...jogi jogi... |
   
Gandhiguevara
Legend Username: Gandhiguevara
Post Number: 49427 Registered: 10-2009 Posted From: 192.231.133.253
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:42 pm: |
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Rowdy:artham kaledu ... alaa loan teeskovadam valana score perigindi ani chebtunna!
but vaadiki interest veella kanna ekkuva kaduthunnavemo gaa...just consolidate ayi vuntundhi anthe |
   
Rowdy
Legend Username: Rowdy
Post Number: 32701 Registered: 01-2010 Posted From: 12.155.202.69
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:42 pm: |
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abbo ... chala gottalu unnai ... nenu happy ga batikeyyochu  |
   
Zulu
Megastar Username: Zulu
Post Number: 26106 Registered: 02-2008 Posted From: 199.168.243.252
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:40 pm: |
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Rowdy:btw, db lo 7.5 years nunchi US lo untoo PERM kuda file cheyyani gottam gadu evadaina unnada? ...
main hoon na..reyy
 |
   
Rowdy
Legend Username: Rowdy
Post Number: 32700 Registered: 01-2010 Posted From: 12.155.202.69
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:40 pm: |
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Gandhiguevara:yeti nijame....attaanti panulu seyyakudadhu ani naake thelsu kadhaa
artham kaledu ... alaa loan teeskovadam valana score perigindi ani chebtunna! |
   
Gandhiguevara
Legend Username: Gandhiguevara
Post Number: 49425 Registered: 10-2009 Posted From: 192.231.133.253
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:40 pm: |
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Getafix:As for individuals.. FICO score chusukunte chalu.. get a detailed credit report now and then to check any discrepancies..
experian lo monthly 16$ kaduthunnaa ...capital one or discover lo vundhi ani thelsukunnaa....adhi close chesesi yee discover lo Fico monitor chesthe saripodhaaa? |
   
Gandhiguevara
Legend Username: Gandhiguevara
Post Number: 49424 Registered: 10-2009 Posted From: 192.231.133.253
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:38 pm: |
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Rowdy:btw, db lo 7.5 years nunchi US lo untoo PERM kuda file cheyyani gottam gadu evadaina unnada? ...
vunnaadu...OT...Nenu...inka 10 mandi easy gaa vuntaaru... |
   
Gandhiguevara
Legend Username: Gandhiguevara
Post Number: 49423 Registered: 10-2009 Posted From: 192.231.133.253
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:37 pm: |
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Rowdy:credit cards annitiki kalipi oka consolidation personal loan teeskunna 2 Re vaddi ki ... debbaki tatha digi vachadu
yeti nijame....attaanti panulu seyyakudadhu ani naake thelsu kadhaa |
   
Rowdy
Legend Username: Rowdy
Post Number: 32699 Registered: 01-2010 Posted From: 12.155.202.69
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:37 pm: |
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Zulu: nadi 780 undi.
ellehe ... anta score unchukuni score checking enduku? btw, db lo 7.5 years nunchi US lo untoo PERM kuda file cheyyani gottam gadu evadaina unnada? ... |
   
Rowdy
Legend Username: Rowdy
Post Number: 32698 Registered: 01-2010 Posted From: 12.155.202.69
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:35 pm: |
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Gandhiguevara:
credit cards annitiki kalipi oka consolidation personal loan teeskunna 2 Re vaddi ki ... debbaki tatha digi vachadu  |
   
Gandhiguevara
Legend Username: Gandhiguevara
Post Number: 49421 Registered: 10-2009 Posted From: 192.231.133.253
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:35 pm: |
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Zulu:nadi 780 undi..credit karma kooda shame..em chesukonu..
http://www.amazon.com/Proven-Strategies-Increasing-Credit-Sc ore/dp/0979369509 aim for 850 |
   
Gandhiguevara
Legend Username: Gandhiguevara
Post Number: 49420 Registered: 10-2009 Posted From: 192.231.133.253
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:34 pm: |
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Bumper:can u elaborate this??
NY lo residing and NJ lo tax run chesevaadu maa emp...maa Tax prepare chese Gujju gaadu NJ ki submit chesaadu....nenu east coast west coast thirigi address inconsistent gaa vundi naaku NY vaadu tax filing kosam soosthannaadu ani theliyaledhu...ignorance is not a bliss annatlu...so oka 5 years tarvatha oka subha dinanaana...naa experian lo Judgement ...flana NY county 4k baaki....nuvvu egadobbaav...donga naayaala....ani thiduthoo vundhi...malli file chesi aaa sommu samarpinchukunnaa...naa report lo one year vundhi adhi...1 year thatvatha adhi poyindhi...nenu 7 years vuntundhi anukunnaa..40 points padindhi daani valla |
   
Onlymovies
Junior Artist Username: Onlymovies
Post Number: 410 Registered: 05-2014 Posted From: 199.173.224.31
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:31 pm: |
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Bumper:can u elaborate this??
manam evadikayina appunnamaa? mana peru meeda manaki teliyakunda credit cards open ayyayaa? manam emayina payments miss ayyamaa.. alaantivi choosukovaali annamataa. mana annai ala choosukoledu, one fine day NY state vaadu 4K bill balance ani telisindi.. |
   
Zulu
Megastar Username: Zulu
Post Number: 26105 Registered: 02-2008 Posted From: 199.168.243.252
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:30 pm: |
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Rowdy:adi use chesi score 700 nunchi 745 range ki penchanu 
nadi 780 undi..credit karma kooda shame..em chesukonu.. |
   
Gandhiguevara
Legend Username: Gandhiguevara
Post Number: 49419 Registered: 10-2009 Posted From: 192.231.133.253
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:30 pm: |
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Rowdy:adi use chesi score 700 nunchi 745 range ki penchanu
LOL...nenu aa simulator use chese motham kattaali anna determination ki vachaanu...25 points difference vachindhi 2 months lo |
   
Bumper
Side Hero Username: Bumper
Post Number: 2417 Registered: 07-2014 Posted From: 204.80.58.133
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:29 pm: |
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Gandhiguevara:NY state vaadu judgement to collect 4k $ yesaadu...bhayanak impact ayyindhi...
can u elaborate this?? |
   
Gandhiguevara
Legend Username: Gandhiguevara
Post Number: 49418 Registered: 10-2009 Posted From: 192.231.133.253
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:28 pm: |
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Pipeline:I have never ever checked my credit score. emi use check cheyatam valla??
alaa cheyyaka naaku oka saari NY state vaadu judgement to collect 4k $ yesaadu...bhayanak impact ayyindhi... |
   
Newguy123
Megastar Username: Newguy123
Post Number: 24691 Registered: 01-2009 Posted From: 166.137.252.120
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:26 pm: |
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Gandhiguevara:
Fico ante credit score calculation formula anuko, not separate score. |
   
Gandhiguevara
Legend Username: Gandhiguevara
Post Number: 49417 Registered: 10-2009 Posted From: 192.231.133.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:25 pm: |
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Pipeline:http://abcnews.go.com/Business/perfect-credit-score-doesnt-m atter/story?id=23287801
good read...ippude disco lo soosaa....daanlo Experian kanna takkuva vundhi....vaadu neeku mortgage ledhu anduke takkuvundhi...illu konukkuni adukku thinu antunnaadu |
   
Rowdy
Legend Username: Rowdy
Post Number: 32697 Registered: 01-2010 Posted From: 12.155.202.69
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:23 pm: |
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Zulu:
thanks ... Capone lo score kante simulator undi chudu ... bagundi adi use chesi score 700 nunchi 745 range ki penchanu  |
   
Getafix
Hero Username: Getafix
Post Number: 17472 Registered: 02-2008 Posted From: 12.151.251.178
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:23 pm: |
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Gandhiguevara:Yee Fico endhi? how is it different to those 3?
lenders ki easy chesendhuku FICO ochindi.. idivaraku all 3 reporting agencies nunchi teppichukovalsi ochedi..more processing fees and more time delay.. idi kadu ani FICO score okati set chesaru... most of lenders now go by this score nowadays. As for individuals.. FICO score chusukunte chalu.. get a detailed credit report now and then to check any discrepancies.. |
   
Pipeline
Hero Username: Pipeline
Post Number: 12478 Registered: 05-2009 Posted From: 161.141.1.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:23 pm: |
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I have never ever checked my credit score. emi use check cheyatam valla?? |
   
Bumper
Side Hero Username: Bumper
Post Number: 2416 Registered: 07-2014 Posted From: 204.80.58.133
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:22 pm: |
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Bumper:FICO is not a score
chinna correction,, FICO is not a kind of those 3 credit bureau ** |
   
Pipeline
Hero Username: Pipeline
Post Number: 12477 Registered: 05-2009 Posted From: 161.141.1.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:21 pm: |
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http://abcnews.go.com/Business/perfect-credit-score-doesnt-m atter/story?id=23287801 |
   
Kukatpally
Hero Username: Kukatpally
Post Number: 12385 Registered: 07-2014 Posted From: 57.69.14.65
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:21 pm: |
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andaru istunnaru ee FICO score... Cap One, Discover, DCU almost 2 yrs nundi  |
   
Bumper
Side Hero Username: Bumper
Post Number: 2415 Registered: 07-2014 Posted From: 204.80.58.133
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:20 pm: |
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Gandhiguevara:Yee Fico endhi? how is it different to those 3?
FICO is not a score. Its a software annattu. Oko company okoo FICO(Softeware) use chesi mana score chepotundii |
   
Banam
Side Hero Username: Banam
Post Number: 6603 Registered: 12-2011 Posted From: 162.118.16.5
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:20 pm: |
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Redsox2009:Can someone enlighten me how DCU gives you Credit score.
every month mail vastundhi ga monthly FICO score ani... Sir Sachin Ramesh Tendulkar || Green Bay Packers || San Antonio Spurs |
   
Zulu
Megastar Username: Zulu
Post Number: 26103 Registered: 02-2008 Posted From: 199.168.243.252
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:18 pm: |
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E thread choosi thelusukunna..capone vadu score isthadu ani... |
   
Gandhiguevara
Legend Username: Gandhiguevara
Post Number: 49416 Registered: 10-2009 Posted From: 192.231.133.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:17 pm: |
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Rowdy:FICO score istundi gaa
Yee Fico endhi? how is it different to those 3? |
   
Gandhiguevara
Legend Username: Gandhiguevara
Post Number: 49415 Registered: 10-2009 Posted From: 192.231.133.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:15 pm: |
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740s lo vundedhi...yee madhya client bank vaari ardhika soujanyam tho oka 25k clear chesaanu...Bank balance nil...CC balance 0-15% lo vundhi...so 25 points jump ayyindhi...migilinavi elaa vuntaayoo thelsukundhaari ani |
   
Rowdy
Legend Username: Rowdy
Post Number: 32696 Registered: 01-2010 Posted From: 12.155.202.69
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:11 pm: |
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Tombrady:
btw, congratulations ... ammaya? abbaya? |
   
Rowdy
Legend Username: Rowdy
Post Number: 32695 Registered: 01-2010 Posted From: 12.155.202.69
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:10 pm: |
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Tombrady: 3 diff. agencies nundi 3 reports aa? endhku asking ante oka agency nundi chesthe tappu lu vuntai equifax report lo experian di same vudnadu ala
I don't know ... but almost same score untundi ... 1.5 yrs nunchi vadutunna (subscription cancel cheyyaniki call cheyyali, so baddakam) but TU Score, Capital one ki Dsicover ki 20 points difference undi ... may be Bumper is right! |
   
Bumper
Side Hero Username: Bumper
Post Number: 2414 Registered: 07-2014 Posted From: 204.80.58.133
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:09 pm: |
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Redsox2009:DCU gives you credit score, this is news to me.
do u have dcu ol account ?? check inbox once |
   
Manthri
Junior Artist Username: Manthri
Post Number: 385 Registered: 02-2013 Posted From: 199.127.202.82
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:08 pm: |
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https://www.annualcreditreport.com/ as per Federal rule you can get free report (no score) from all 3 beaus once in a year |
   
Redsox2009
Junior Artist Username: Redsox2009
Post Number: 37 Registered: 05-2014 Posted From: 170.37.244.10
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:08 pm: |
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Can someone enlighten me how DCU gives you Credit score. |
   
Rowdy
Legend Username: Rowdy
Post Number: 32694 Registered: 01-2010 Posted From: 12.155.202.69
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:07 pm: |
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Redsox2009:DCU gives you credit score,
FICO score istundi gaa |
   
Sesani
Side Hero Username: Sesani
Post Number: 8589 Registered: 08-2014 Posted From: 170.200.168.16
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:07 pm: |
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Tombrady:same nuvvu nenu naaku last month neeku ee month btw congrats
congrats bhayya... GAV movie time la cheppinav... baby boy r girl?? thanks!!! |
   
Redsox2009
Junior Artist Username: Redsox2009
Post Number: 36 Registered: 05-2014 Posted From: 170.37.244.10
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:07 pm: |
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Bumper:DCU ---- Equifax
DCU gives you credit score, this is news to me. |
   
Lichtenberg
Comedian Username: Lichtenberg
Post Number: 1374 Registered: 08-2013 Posted From: 137.188.108.201
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:06 pm: |
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*credit bureau ani sadukondi |
   
Manthri
Junior Artist Username: Manthri
Post Number: 383 Registered: 02-2013 Posted From: 199.127.202.82
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:06 pm: |
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Bumper:Suppose discover credit card tisukunna vadu Transuniob ki report chestaduu, aadi no need to be reported in equifax so automatic ga length of discover card increase ite Transuion score perugutundii at the same time equifax lo asalu score undadu since Discover vadu report chealedu kabatii
99.9999% all credit beus have same info. Score is calculated based on different information |
   
Tombrady
Megastar Username: Tombrady
Post Number: 29320 Registered: 05-2012 Posted From: 216.163.216.56
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:05 pm: |
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Rowdy:nenu 3 reports subscribe chesanu ... last 1 yr nunchi vadutunna ... naa score (almost) same with all the three agencies ...
3 diff. agencies nundi 3 reports aa? endhku asking ante oka agency nundi chesthe tappu lu vuntai equifax report lo experian di same vudnadu ala |
   
Tombrady
Megastar Username: Tombrady
Post Number: 29319 Registered: 05-2012 Posted From: 216.163.216.56
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:04 pm: |
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Sesani:bhayya... ekkada poyinav ... long time no DBing...
same nuvvu nenu naaku last month neeku ee month btw congrats |
   
Lichtenberg
Comedian Username: Lichtenberg
Post Number: 1372 Registered: 08-2013 Posted From: 137.188.108.201
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:04 pm: |
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the difference is coz of difference in formualas.....FICO gaadu erripappa kaadu......even for the same credit file from same credit union, formula applied is different |
   
Sesani
Side Hero Username: Sesani
Post Number: 8588 Registered: 08-2014 Posted From: 170.200.168.16
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:03 pm: |
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Tombrady:
bhayya... ekkada poyinav ... long time no DBing... |
   
Cocanada
Legend Username: Cocanada
Post Number: 48388 Registered: 01-2008 Posted From: 173.186.242.11
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:02 pm: |
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totally depends on your profile. nee credit cards ye banks lo unnaayo daani batti |
   
Rowdy
Legend Username: Rowdy
Post Number: 32691 Registered: 01-2010 Posted From: 12.155.202.69
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:02 pm: |
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Bumper: Suppose discover credit card tisukunna vadu Transuniob ki report chestaduu, aadi no need to be reported in equifax so automatic ga length of discover card increase ite Transuion score perugutundii at the same time equifax lo asalu score undadu since Discover vadu report chealedu kabatii
nenu 3 reports subscribe chesanu ... last 1 yr nunchi vadutunna ... naa score (almost) same with all the three agencies ... |
   
Tombrady
Megastar Username: Tombrady
Post Number: 29317 Registered: 05-2012 Posted From: 216.163.216.56
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:01 pm: |
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Newguy123:vaadu ichedi trans union credit score
ade confusion credit karma or tu report lo i have around 780+ discover la 824..barclays odi free score la 810+ fico ento vareity |
   
Bumper
Side Hero Username: Bumper
Post Number: 2413 Registered: 07-2014 Posted From: 204.80.58.133
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 04:00 pm: |
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Newguy123:Tombrady: discover odu fico score 824 antunnad vaadu ichedi trans union credit score
Fico score sposnored by Transunion Fico score sponsored by Eqifax Fico score sposnored by experian ila chaduvukovali ante kadaa??? |
   
Newguy123
Megastar Username: Newguy123
Post Number: 24687 Registered: 01-2009 Posted From: 192.200.5.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 03:58 pm: |
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Tombrady:discover odu fico score 824 antunnad
vaadu ichedi trans union credit score |
   
Bumper
Side Hero Username: Bumper
Post Number: 2411 Registered: 07-2014 Posted From: 204.80.58.133
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 03:58 pm: |
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Twitter:unna mooditlo eede peesodu..aade 770 icchadante migathavi easy ga +15 esuko
ala undadu .. Suppose discover credit card tisukunna vadu Transuniob ki report chestaduu, aadi no need to be reported in equifax so automatic ga length of discover card increase ite Transuion score perugutundii at the same time equifax lo asalu score undadu since Discover vadu report chealedu kabatii |
   
Tombrady
Megastar Username: Tombrady
Post Number: 29315 Registered: 05-2012 Posted From: 216.163.216.56
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 03:58 pm: |
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Newguy123:naadi 815 ani discover vaadu antannad 
hmmm exeprian,equifax,tu lo entha vundi avg ga appudu just guess kosa masking 824 chupinchad discover naaku, alane credit score around 780 vundi all 2 reports la |
   
Tombrady
Megastar Username: Tombrady
Post Number: 29314 Registered: 05-2012 Posted From: 216.163.216.56
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 03:57 pm: |
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experian lo 770 vunte transunion lo 750+ and equifax 745+ if u have same credit inquiries on 3 reports... discover odu fico score 824 antunnad, hard to believe myfico lo chudali if it is right or wrong ani |
   
Rowdy
Legend Username: Rowdy
Post Number: 32690 Registered: 01-2010 Posted From: 12.155.202.69
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 03:56 pm: |
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Newguy123: naadi 815 ani discover vaadu antannad 
edo oka roju nenu kuda aa range ki vachestaa ... naa oldest card 7 years ... inko 3 months pothe adi 8 years ki cherukuntadi ... appudu peragochu inkaa score! |
   
Twitter
Legend Username: Twitter
Post Number: 35652 Registered: 10-2009 Posted From: 198.240.130.75
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 03:56 pm: |
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Gandhiguevara:Experian lo 770 vunte, Transunion and Equifax lo entha vuntundhi avg gaa?
unna mooditlo eede peesodu..aade 770 icchadante migathavi easy ga +15 esuko |
   
Banam
Side Hero Username: Banam
Post Number: 6594 Registered: 12-2011 Posted From: 162.118.16.5
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 03:56 pm: |
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Just4fun:Discover card free ga istunnadu fico score login avvagane
ippudu andaru istunnaru ga mostly... discover, dcu, barclay, capital one ila andaru istunnaru... Chase inka ivvatam ledhu... Sir Sachin Ramesh Tendulkar || Green Bay Packers || San Antonio Spurs |
   
Bumper
Side Hero Username: Bumper
Post Number: 2410 Registered: 07-2014 Posted From: 204.80.58.133
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 03:56 pm: |
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Royyala_nayudu:Credit Karma Transunion dhi isthadhi not experian
oh avna |
   
Newguy123
Megastar Username: Newguy123
Post Number: 24686 Registered: 01-2009 Posted From: 192.200.5.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 03:55 pm: |
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Rowdy:770 score aa? ... nenu kashtapadi matlab lu chesi 745 ki techukunna, lol
naadi 815 ani discover vaadu antannad  |
   
Newguy123
Megastar Username: Newguy123
Post Number: 24685 Registered: 01-2009 Posted From: 192.200.5.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 03:55 pm: |
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Just4fun:Discover card free ga istunnadu fico score login avvagane
adi trans union credit score |
   
Royyala_nayudu
Side Hero Username: Royyala_nayudu
Post Number: 2750 Registered: 04-2014 Posted From: 205.144.127.200
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 03:55 pm: |
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Bumper:Experian ol lo 1$ peti konuko (or) credit karma lo free
Credit Karma Transunion dhi isthadhi not experian |
   
Rowdy
Legend Username: Rowdy
Post Number: 32689 Registered: 01-2010 Posted From: 12.155.202.69
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 03:55 pm: |
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almost same untundi ... Capital one card unte vadu TU score istadu Discover FICO score istunnadu 770 score aa? ... nenu kashtapadi matlab lu chesi 745 ki techukunna, lol |
   
Bumper
Side Hero Username: Bumper
Post Number: 2409 Registered: 07-2014 Posted From: 204.80.58.133
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 03:54 pm: |
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Discover -- Transunion DCU ---- Equifax Experian ol lo 1$ peti konuko (or) credit karma lo free |
   
Bumper
Side Hero Username: Bumper
Post Number: 2408 Registered: 07-2014 Posted From: 204.80.58.133
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 03:53 pm: |
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Gandhiguevara:
chepalem anai, neku una credit cards companys and loan issue chesina banks ki particular ga edo oka credit bureau tho link untundi or thoppu vi ite 3 companies tho link untundii. So oka danlow ekuva undochu oka danlow takuva undochu. Its purely depends on calcuations. So better get all 3 and avg of all is ur safe score |
   
Just4fun
Legend Username: Just4fun
Post Number: 31037 Registered: 10-2007 Posted From: 75.181.155.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 03:51 pm: |
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Discover card free ga istunnadu fico score login avvagane |
   
Gandhiguevara
Legend Username: Gandhiguevara
Post Number: 49414 Registered: 10-2009 Posted From: 172.250.25.143
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 18, 2014 - 03:49 pm: |
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Experian lo 770 vunte, Transunion and Equifax lo entha vuntundhi avg gaa? |