| Author | Message | ||
     Rajusk Legend Username: Rajusk Post Number: 32496 Registered: 02-2008 Posted From: 170.74.55.82 Rating: N/A |
only difference.. no business tried.. 24% interest badulu ..YKW badhithudini FD try cheyyali  | ||
| Rajusk Legend Username: Rajusk Post Number: 32495 Registered: 02-2008 Posted From: 170.74.55.82 Rating: N/A |
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| Rajusk Legend Username: Rajusk Post Number: 32494 Registered: 02-2008 Posted From: 170.74.55.82 Rating: N/A |
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| Rangoon Comedian Username: Rangoon Post Number: 1813 Registered: 08-2009 Posted From: 113.23.137.124 Rating: |
oka 10 years back mutual funds lo try chesa- bokka padindi oka 7 years back started to give out siders for 24% interest - bokka padindi(even one bond didn't get return we are loosers) oka 5 years back real estate lo invest chesa- same price(even its not get 1 % interest) oka 3 years back business lo invest chesa- ippatiki not loss not gain oka 6 months back nundi 9% interst in the form of fixed deposit. eppudu interest unte appudu account check chesukuntunna. fixed deposit dhi tappa naaku ippudu edi better anapinchadamu ledhu brother. sbi, icici is good on online to do FD | ||
| Raman Legend Username: Raman Post Number: 30691 Registered: 01-2009 Posted From: 59.92.92.33 Rating: N/A |
nee yenks 5 to 6% ivvaru kada antha chinna time ki 7 kanna ivvaru ani naa uddesam | ||
| Filmbuff Side Hero Username: Filmbuff Post Number: 5118 Registered: 11-2011 Posted From: 117.212.123.121 Rating: N/A |
Parvaledu le, naku kooda ee Java, C++, Python gatra ravu asala.... | ||
| Kishorebharath Junior Artist Username: Kishorebharath Post Number: 179 Registered: 03-2007 Posted From: 117.200.182.89 Rating: N/A |
FD is safe with regard to risks in india,But inflation real return takkuva due to inflation but TDS 10% cut,cooperatives sometimes they offer till 13% also but risky dicgc 1 lakh varake protection istadi In Postal int is little less but no tds "Most people are other people. Their thoughts are someone else's opinions, their lives a mimicry, their passions a quotation." -oscar wilde | ||
| Telugodu Junior Artist Username: Telugodu Post Number: 119 Registered: 06-2014 Posted From: 68.80.48.217 Rating: N/A |
Assalu cheyaledu bhayya...peddaga idea lekunde..indulo bhi interest vastunda bhayya? Vl study more on this too.. | ||
| Rebel Hero Username: Rebel Post Number: 12234 Registered: 02-2008 Posted From: 159.45.197.11 Rating: N/A |
why ? are u going back to india in near future ? ikkada 401k,529 anni plans lo maximum contrubute chesesava ? | ||
| Rajusk Legend Username: Rajusk Post Number: 32471 Registered: 02-2008 Posted From: 170.74.56.82 Rating: N/A |
Basky kurrod tega seppetodu..what is the procedure...Vindia lo unde cheyyala idi ? | ||
| Gotcha Hero Username: Gotcha Post Number: 16915 Registered: 02-2008 Posted From: 8.19.193.14 Rating: N/A |
mee financial instruments post okka mukka ardam kaledu naaku which makes me think how backward i am in financial knowledge This Andhra real estate is for sale. | ||
| Mahiz Junior Artist Username: Mahiz Post Number: 139 Registered: 10-2012 Posted From: 199.82.243.101 Rating: N/A |
bayya .. ee 15 Years dani Details isthara Shoulders Flapping ... Stomach Filling ... | ||
| Chitti_babu Hero Username: Chitti_babu Post Number: 12165 Registered: 03-2012 Posted From: 108.179.36.130 Rating: N/A |
Debt mkt lo one of the safest instrument ... Low risk - Low reward ante FD (Bank moosi dobbithe principal ki kooda no guarantee) Best ante Nationalized banks ... reputed PSU ayina okay 8.5 to 9% interest rate, yield will be less than 8.5 to 9%(above 10,000 INR accrued interest attracts 10.2% TDS) Kisan Vikar Patra - follows Rule 72 .... Investment double avvaali ante 72/(current rate of interest) = X years NSC - National Saving certificate, no TDS, 80c section lo tax rebate ... almost like a bank rate...but fixed for 5 years term Money marri ekkuva vunte... better to consult Financial advisor for 360 degree outlook on investments widen horizon | ||
| Jacksparrow Side Hero Username: Jacksparrow Post Number: 6420 Registered: 07-2008 Posted From: 95.44.25.147 Rating: N/A |
go NRE/NRI fixed deposits... incase u want to convert the money back to $ it will be easy... all banks offer such FDs... | ||
| Coolmac Megastar Username: Coolmac Post Number: 27875 Registered: 05-2007 Posted From: 65.170.103.156 Rating: N/A |
46 days ki 8.25% ante adhi per annum lekkallone ani telusu anukuntunna meeku... for eg..1lac 46 days ki este... year ki 8250 vastundhi...ante 46 days ki calculate cheskovali | ||
| Raman Legend Username: Raman Post Number: 30688 Registered: 01-2009 Posted From: 59.92.92.29 Rating: N/A |
46 days ki 8.25% aa ekada? | ||
| Raman Legend Username: Raman Post Number: 30687 Registered: 01-2009 Posted From: 59.92.92.29 Rating: N/A |
46 days ki 8.25% aa ekada? | ||
| Coolmac Megastar Username: Coolmac Post Number: 27869 Registered: 05-2007 Posted From: 65.170.103.156 Rating: N/A |
nen HDFC lo 46 days deposits maintain chestu vuntaanu which gives 8.25% interest... money eppudu kavalante appu teeseyyochu le short term ithe ani ee vidhanam annamata... this is just to keep the money not falling in value by inflation... but not to earn money... | ||
| Filmbuff Side Hero Username: Filmbuff Post Number: 5117 Registered: 11-2011 Posted From: 117.198.129.236 Rating: N/A |
Ee sodhi FDs enduku kaani, as i have advised earlier - for the debt part of your portfolio, do not look beyond the tax savings bond. Almost all my fixed income portfolio is parked here. You get tax free returns of 8.7 - 8.8%. So on a pre-tax basis, you are getting close to 13%. For a retail investor, the maximum invt. is 10 lakhs per issue. Currently there are no issues open, most issues open in the period Dec - February. However you can buy in the open market on NSE - apart from the interest, you can also gain from capital appreciation of these bonds on the NSE. I have made close to 20% annualised on most of my fixed income portfolio. Please check the status of NRI investments in these, otherwise transfer the money to a family member and invest in their name. And unlike a PPF, there is no lock-in, most of these bonds are actively traded on NSE and are quite liquid. | ||
| Redbull Side Hero Username: Redbull Post Number: 3018 Registered: 03-2009 Posted From: 157.83.97.242 Rating: N/A |
I didn't understand...? per year max 1.5 lakhs deposit cheyyochu after 15 years you will get 46+ lakhs interest earned at 8.7% which is tax free...may not be best..but one of the investment option and u can deposit...just 1.5L each year | ||
| Saint Legend Username: Saint Post Number: 38012 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
ee DB lo fixed deposits tho karodpathi avvagala ideas itche ekaika vyakthi OT!!! FD king! | ||
| Jalsa Megastar Username: Jalsa Post Number: 25324 Registered: 02-2008 Posted From: 159.53.110.140 Rating: N/A |
Basic ga, you have to report any income that you get for a given year when filing taxes. Andhukey, even if the amount is < 10K USD, if you earn interest at the end of a given year, you have to report it. The Indian bank will give you a statement of account where it shows that you have earned interest every month, BUT, the conditions of the fixed deposit explicitly mention that if you withdraw any principal amount in the first year, interest is not payable. Tax file chesetappudu, this clause allows us not to report that interest. | ||
| Risingstar Legend Username: Risingstar Post Number: 33150 Registered: 08-2008 Posted From: 192.175.173.36 Rating: N/A |
yearly 21k petti 15 years ki 1.6c theesukovacha? Reddy is not casete "its way of life" - Gootle annai on Sunday 29th March 2009 | ||
| Telugodu Junior Artist Username: Telugodu Post Number: 117 Registered: 06-2014 Posted From: 68.80.48.217 Rating: N/A |
Can u detail this bhayya? Ex: today I FD 1 lakh @ 9% rate, next ? | ||
| Redbull Side Hero Username: Redbull Post Number: 3015 Registered: 03-2009 Posted From: 157.83.97.242 Rating: N/A |
annay..there is lot of difference between noraml indian account FD and NRE FD.. NRE FD lo you will get 30% more as its tax freee | ||
| Shutter_butter Junior Artist Username: Shutter_butter Post Number: 309 Registered: 06-2014 Posted From: 213.123.202.94 Rating: N/A |
Rajin chits Pvt Ltd lonaa? | ||
| Jalsa Megastar Username: Jalsa Post Number: 25323 Registered: 02-2008 Posted From: 159.53.78.143 Rating: N/A |
Nope, it's dead easy now. India lo evaraina untey inka easy. They have improved a LOT. | ||
| Redbull Side Hero Username: Redbull Post Number: 3014 Registered: 03-2009 Posted From: 157.83.97.242 Rating: N/A |
if u are still indian citizen open PPF account..each year max 1.5 lakhs pettochu frm this year..u can withdraw until 15 years...after 15 yrs..you will get 45+lakhs all this is tax free.... you have option to extend this 45+ l to further 5 years | ||
| Jatayu Side Hero Username: Jatayu Post Number: 3425 Registered: 04-2012 Posted From: 72.163.217.102 Rating: N/A |
3-4L ki gippudu vindia lo eda dorukutunnai saaru...  Hard core Mahesh Bob fan | ||
| Gotcha Hero Username: Gotcha Post Number: 16912 Registered: 02-2008 Posted From: 8.19.193.14 Rating: N/A |
FD compulsory ga chestanu ante Comany FD's untayi like KCP FD avi best. check eenadu epaper roju advt's padata untayi. u will get 12% on those. This Andhra real estate is for sale. | ||
| Telugodu Junior Artist Username: Telugodu Post Number: 116 Registered: 06-2014 Posted From: 68.80.48.217 Rating: N/A |
Vaddule bhayya. .not so good experiences  | ||
| Jalsa Megastar Username: Jalsa Post Number: 25322 Registered: 02-2008 Posted From: 159.53.78.143 Rating: N/A |
First, go with State Bank of India of State Bank of Hyderabad. Safe always. FD antey, you have to report that here when filing for taxes, if your account balance > 10K USD. I did an NRE 2 yr term deposit with Karur Vysya Bank few years ago. This time around I had to report that when filing taxes. Ee deposit lo condition entantey, interest is payable after the term maturity and if we withdraw the principal within 1 yr of the deposit, no interest is payable. So, when i was filing the taxes, there was a clause in the tax rule about losing interest in any condition and if that's true, then we don't have to report it for that year. So, for the first year of my term deposit, I didn't have to report it. But after maturity, I had to. | ||
| Gotcha Hero Username: Gotcha Post Number: 16911 Registered: 02-2008 Posted From: 8.19.193.14 Rating: N/A |
personal loan inka booka. i am talking about housing loan. hosing ki it is 10.5 kada. This Andhra real estate is for sale. | ||
| Redbull Side Hero Username: Redbull Post Number: 3013 Registered: 03-2009 Posted From: 157.83.97.242 Rating: N/A |
abba chaa..india lo personal loan interest rate is 14-15% adhe US lo 2-3% ki dorukuthundhi personal loan.. inka.. $,£ antha easy gaa padavu le... it was in 40 rs range for good 6-7 years..now it will stay in 60 rs range for same 5-6 years | ||
| Jatayu Side Hero Username: Jatayu Post Number: 3424 Registered: 04-2012 Posted From: 72.163.217.102 Rating: N/A |
atta petti sana pogottukunnam.. stay away from chits... unnadi (asalu) potundi.. unchukunnadi (vaddi) potundi.. Hard core Mahesh Bob fan | ||
| Redbull Side Hero Username: Redbull Post Number: 3012 Registered: 03-2009 Posted From: 157.83.125.12 Rating: N/A |
may be other websites have improved much.. but my view is..I have icici NRE/NRO accounts from last 10-11 years...easy to open..close..and move around ur money... | ||
| Gotcha Hero Username: Gotcha Post Number: 16910 Registered: 02-2008 Posted From: 8.19.193.14 Rating: N/A |
if u r in us, better to take loans in india so that if rupee depreciates further say from 60 to 70 u will save lot of money. on the other hand if ruppe 60 nunchi 40 kelte u will loose. say 30 lakhs loan teesukunavu which is like 50k usd, 70 ki padipote ruppe all u need to pay is 42k. This Andhra real estate is for sale. | ||
| Xxx Side Hero Username: Xxx Post Number: 6637 Registered: 04-2009 Posted From: 149.168.132.16 Rating: N/A |
invest in a stock mutual fund or in some blue chip stock , the first one is less risk and less reward , but better than FD .. - | ||
| Jatayu Side Hero Username: Jatayu Post Number: 3423 Registered: 04-2012 Posted From: 72.163.217.102 Rating: N/A |
1-3 yrs ki aithe 9% untadi annai.. > 3 or <1 aithe it will be less... but one thing.. interest will become part of your taxable income.. Senior citizens unte vallaki around 9.5% daka untadi.. so put on someone who doesnt have a fixed income &/or senior citizens.. Hard core Mahesh Bob fan | ||
| Thikka_sankara Hero Username: Thikka_sankara Post Number: 12971 Registered: 02-2012 Posted From: 122.164.223.211 Rating: N/A |
wont suggest.... banking with icici is not smooth.... edava chaala melikal pedathaadu.... sbi has pretty good online banking and very reliable... so is hdfc too.... keka link: fikileaks, | ||
| Rajin Side Hero Username: Rajin Post Number: 2660 Registered: 05-2012 Posted From: 76.29.101.83 Rating: N/A |
gambling alavatu vunnavallu. local chits lo pettandi ...  #Adminkish, #kishRocks, #kishTheLegend, #wewantkish, #kishNoMoreBootshang | ||
| Thikka_sankara Hero Username: Thikka_sankara Post Number: 12970 Registered: 02-2012 Posted From: 122.164.223.211 Rating: N/A |
last line is correct... its not completely useless... you need to have a mix of everything... motham risk chesi market lo/mfs lo ettadam kastam.... safe options and reliable kooda undaali keka link: fikileaks, | ||
| Redbull Side Hero Username: Redbull Post Number: 3011 Registered: 03-2009 Posted From: 157.83.125.12 Rating: N/A |
go for icici..konchem PSU banks tho compare cheste interest rate thakkuva...but opening..closing..and their website is good compared with other PSUS.. be cautious that you must open NRE FD account where in interest rate is not taxable.. NRO FD open cheste..they pay interest only after deduction tax... | ||
| Zamindar Side Hero Username: Zamindar Post Number: 4719 Registered: 10-2013 Posted From: 209.208.247.4 Rating: N/A |
oh ok thank you Hyderabad State lo Telangana State Party ki enti sambandam. | ||
| Gotcha Hero Username: Gotcha Post Number: 16909 Registered: 02-2008 Posted From: 8.19.193.14 Rating: N/A |
inflation is 7.5%, interest rate is 9%. so ur actual gain is just 1.5%. ante india lo 100rs bank lo este next year ki u can buy goods with that money morth 92.5rs only. so don't fall for FD options. FD is for senior people ani naa feeling or just one of the buckets u save. This Andhra real estate is for sale. | ||
| Telugodu Junior Artist Username: Telugodu Post Number: 115 Registered: 06-2014 Posted From: 68.80.48.217 Rating: N/A |
Thx for the info bhayya..Hmmm lands lo ettenta ledu bhayya..edo oka 3 4 lakaraalu pettalani thinking..lands mana range lo levu ga ee rojullo | ||
| Thikka_sankara Hero Username: Thikka_sankara Post Number: 12969 Registered: 02-2012 Posted From: 122.164.223.211 Rating: N/A |
post office is now transforming into a full fledged bank.... anyway... below link shows only 8.5% maxx http://www.indiapost.gov.in/TimeDeposit.aspx keka link: fikileaks, | ||
| Shutter_butter Junior Artist Username: Shutter_butter Post Number: 308 Registered: 06-2014 Posted From: 213.123.202.94 Rating: N/A |
nope, 8.5% only | ||
| Thikka_sankara Hero Username: Thikka_sankara Post Number: 12968 Registered: 02-2012 Posted From: 122.164.223.211 Rating: N/A |
dont tie it like that.... repoddnna $ vs rs maaradu ani gurantee ledu.... anyway... once you decided for fd in India, then this thread keka link: fikileaks, | ||
| Zamindar Side Hero Username: Zamindar Post Number: 4718 Registered: 10-2013 Posted From: 209.208.247.4 Rating: N/A |
postal department lo fixed iethey intrest yeekuwa ani vinna dani sangati enti Hyderabad State lo Telangana State Party ki enti sambandam. | ||
| Xxx Side Hero Username: Xxx Post Number: 6636 Registered: 04-2009 Posted From: 149.168.132.16 Rating: N/A |
Rupee depreciation is more , in 2006 dollar is 40 now it is 60 , 50% gone .. so better put in lands or property - | ||
| Thikka_sankara Hero Username: Thikka_sankara Post Number: 12966 Registered: 02-2012 Posted From: 122.164.223.211 Rating: N/A |
any standard banks like sbi, hdfc, icici lo around 9% istaayi.... if you have savings account, you can use netbanking and book fd online.... transfer amount to your account and open fd.... as simple as that.... lesser known banks may offer more lucrative %.... though, keka link: fikileaks, | ||
| Film_fan Megastar Username: Film_fan Post Number: 27463 Registered: 03-2008 Posted From: 80.0.251.1 Rating: N/A |
good thread....naaku kooda usefull.....konchem postandi We are what we repeatedly do. Excellence, then, is not an act, but a habit. -- Aristotle | ||
| Telugodu Junior Artist Username: Telugodu Post Number: 114 Registered: 06-2014 Posted From: 68.80.48.217 Rating: N/A |
Bhayyas, have been thinking about FDing sime money in india for sometime. 9% interest rate ani vinna which looks very good for future needs.. Ye banks aythe better and any precautions while FD ing? Any risks?Jara share chesukondi bhayyas |
