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Calling USA - DB Doctors : Need Sugge...

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Gotcha
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Username: Gotcha

Post Number: 16289
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Posted on Wednesday, June 25, 2014 - 03:18 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Rebel:

use that debt and invest in stocks and then stock market tanks..u will end up as ZERO


invest in india. make ur children study medicine in Manipal, SRM kinda premier institues etc, if u worry about not being easy to bring back the money
This Andhra real estate is for sale.
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Okahyderabadi
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Gotcha:

u r thinking like an indian in US. Don't payoff ur debt IN US, use that debt for some other investment is my principle.


please visit "Financial Planning" thread
In history there is no such thing as the last word on any subject research leads to new things every day
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Rebel
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Gotcha:

Don't payoff ur debt IN US, use that debt for some other investment is my principle.


use that debt and invest in stocks and then stock market tanks..u will end up as ZERO

parigetti paalu tagatam kante nilabadi nillu tagatam best
A known devil(paying off mortsgage) is better than unknown evil(unknown investments)
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Gotcha
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Okahyderabadi:

you are still in debt and don't own the asset. My priority is to be debt free and at the same time build my assets.


u r thinking like an indian in US. Don't payoff ur debt IN US, use that debt for some other investment is my principle.
This Andhra real estate is for sale.
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Jalsa
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depressing threads end avavu...ravadhhuuuuuuuu anukuntuney vachaanu, chasss.....
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Okahyderabadi
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lets us the other thread Financial planning
In history there is no such thing as the last word on any subject research leads to new things every day
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Tombrady
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Okahyderabadi:

My mortage is entirely paid off using my income, wife income goes towards some savings and other commitments - takes care of her parents in India - teachers do not make an awful lot of money in this country




exactly thats my point if you are on 1 salary you cannot do that kada antunna le

what you did was nice asala hopefully i can do that pay off debts/mortgages early

and relax
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Mental_sachinodu
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Maverick:

why payoff at this low interests? i am on 15 yr with 2.75, not even thinking of paying off early




for savvy investors it does not make sense. 2.75 over 15 yrs kante ekva income generate cheyagala prospects lo invest chesthunte, you are loosing money if you are paying off. but if you are not making that kind of investment does not make sense to keep paying.

anyway, there is other benefits of paying off, it is peace of mind, considering the worst can happen to the main earner.
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Okahyderabadi
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Maverick:

okahyd

why payoff at this low interests? i am on 15 yr with 2.75, not even thinking of paying off early


you are still in debt :-) and don't own the asset. My priority is to be debt free and at the same time build my assets. If you have kids growing up other things play a factor too

may be this needs a separate thread
In history there is no such thing as the last word on any subject research leads to new things every day
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Okahyderabadi
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Tombrady:

okahyderabadi bedaru,

good points but 2 salaries vunte easy to payoff andulo when to pay off anedhi

depends on our priorities kada


My mortage is entirely paid off using my income, wife income goes towards some savings and other commitments - takes care of her parents in India - teachers do not make an awful lot of money in this country :-)
In history there is no such thing as the last word on any subject research leads to new things every day
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Okahyderabadi
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Nepatriot:

Sorry to divert this into a Home mortgage discussion.. You planned it well and need some discipline to do what you did.. But home mortgage is the cheapest money .. why would you pay it off..you mean to say paid it off to take a fresh loan?




There is nothing like cheap debt

When you are debt free you freed up the money to be used somewhere else -

simple example:
Home: if you are paying 2500 (1600 + 800 = mortgage + taxes)
Car: 250 * 2 = 500

you free up 2100 , which you can invest elsewhere to grow your assets. if you planned to invest in india lets say - even at a rate or Rs40 per $ its close to 85k pm that you can invest. }
In history there is no such thing as the last word on any subject research leads to new things every day
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Siloan
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Maverick:

i am on 15 yr with 2.75




nee shudi maamooldi kaadu le
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Maverick
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okahyd

why payoff at this low interests? i am on 15 yr with 2.75, not even thinking of paying off early
Happy Vizag
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Tombrady
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okahyderabadi bedaru,

good points but 2 salaries vunte easy to payoff andulo when to pay off anedhi

depends on our priorities kada
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Humpty_dumpty
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Okahyderabadi:

you could do a bi-weekly and shave off 7 yrs of that 30 if you just go with this.


currently paying to chase...waadu NO annad for bi-weekly
RE is appreciating quite well in my location, need to check on that equity
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Nepatriot
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Okahyderabadi:




Sorry to divert this into a Home mortgage discussion.. You planned it well and need some discipline to do what you did.. But home mortgage is the cheapest money .. why would you pay it off..you mean to say paid it off to take a fresh loan?
Jai JanaSena
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Okahyderabadi
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Humpty_dumpty:

thanks bro
my int rate is 3.75 @30 yrs
at purchase, paid a point for closing
i plan to do it when my equity hits 20%


good interest rate, even with your current one you could do a bi-weekly and shave off 7 yrs of that 30 if you just go with this. If RE is appreciating in your city try and get a evaluation done of your home to see if you hit that equity
In history there is no such thing as the last word on any subject research leads to new things every day
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Humpty_dumpty
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Okahyderabadi:


thanks bro
my int rate is 3.75 @30 yrs
at purchase, paid a point for closing
i plan to do it when my equity hits 20%
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Okahyderabadi
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Rajusk:

nen Khairnar (remember demolition man)....ayana Ambani..with expanding biziness


Raju garu absolutely no other businesses, the only one I had in india is gone (jagga puynamam ) so I do not venture in to anything like that. I am content with my asset planning here. Now that I am debt free I am trying to identify way to add to my income here - options are doing some real estate investments, options
In history there is no such thing as the last word on any subject research leads to new things every day
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Okahyderabadi
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Humpty_dumpty:

thanks much
i went with the 30 yr 2 yrs back
need to shift to a 15 yr one when the int rates drop/steady and also get one where bi-weekly payments are allowed


- Rates are pretty low now, if you have the equity go for it, see if you can get some lenders
- avoid PMI
- see if they can do lender paid PMI (sometimes they do)
- do not make the mistake of rolling in closing costs (it will add up later since you are paying interest on that), it may sound little higher now but if you plan to hold your home for > 5 years it makes absolute sense. work out the combination, pay a point (if you dont have equity or if you get a better deal) its worth it.
- bi-weekly payment All lenders allow that, you will end up paying little more that what you are now ~300-400 but will pay down the home faster and also build equity quicker.

do your research thoroughly before ,Typical question they ask is what is your objective in refy (you want to reduce your payment or term etc) make sure you have your objectives right and use some calculators online to arrive at a figure that you have in mind.
In history there is no such thing as the last word on any subject research leads to new things every day
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Rajusk
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Humpty_dumpty:

got it ...mee RE anthaa binaami aa




nen Khairnar (remember demolition man)....ayana Ambani..with expanding biziness
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Humpty_dumpty
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Rajusk:


khairnar and ambani ni okati line lo etla esavu..nee ****


got it ...mee RE anthaa binaami aa :D
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Okahyderabadi
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Okahyderabadi:



House was a new home - ~300k
Mortgage time: 15 years
Net Int rate : 4.4
Time it took: 8 yrs

Rider: I have a steady job that is not prone to market conditions and no immigration issues as I had immigration benefits quite early, wife works as a public school teacher(not very high pay) , have benefits from employer.

Generally followed the same principle for Cars too - I did not buy a new vehicle but had with low mileage and good warranty and paid down not just a monthly payment but some extra towards principle each month.
In history there is no such thing as the last word on any subject research leads to new things every day
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Rajusk
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Humpty_dumpty:

rajusk, hyder lanti peers tho yettago run seyya lemu




khairnar and ambani ni okati line lo etla esavu..nee ****
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Humpty_dumpty
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Okahyderabadi:

see above


thanks much
i went with the 30 yr 2 yrs back
need to shift to a 15 yr one when the int rates drop/steady and also get one where bi-weekly payments are allowed
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Rajusk
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Okahyderabadi:

enduku raju garu, just was very conscious on not getting carried away brought my home 15 years go and paid it off.




meeru vunde area naaku avidea ledu..cost of housing etc...but maa NJ area lo matram bahuth kasht hai..adi naaku telusu..naa keyboard ki telusu

But as others mentioned..would still like to know..if we can learn anything from your experience..
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Okahyderabadi
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Humpty_dumpty:

bhayya if you dont mind
can you share some numbers ( not actual) - ~300k
when you bought the house - how many times your household income was the mortgage you took? - 3 times
and when you paid off
did you do it incrementally? - if so ...how much % of mortgage, income did you target each year( say avg) - started off with a 15 yr conventional(higher interest) and then refy to lower interest when the opportunity came , followed the bi-weekly payment principle always (was fortunate enough that my advisor was a great guy who explained the concept to me), took 1 year more than target but achieved it.
or did you pay it off in bulk/chunks (diverting returns from other assets)


- see above
In history there is no such thing as the last word on any subject research leads to new things every day
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Maverick
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Dreamcatcher:



Humpty_dumpty:


15yrs loan ani cheppakane cheppaduga..
Happy Vizag
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Dreamcatcher
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Humpty:

can you share some numbers ( not actual)
when you bought the house - how many times your household income was the mortgage you took?
and when you paid off
did you do it incrementally? - if so ...how much % of mortgage, income did you target each year( say avg)
or did you pay it off in bulk/chunks (diverting returns from other assets)




+1. Neney veddaam anukunna, but hesitated.


Okahyderabadi:




veelaithay postandi, I am very curious to see what was your strategy.
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Humpty_dumpty
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Okahyderabadi:

brought my home 15 years go and paid it off.


bhayya if you dont mind
can you share some numbers ( not actual)
when you bought the house - how many times your household income was the mortgage you took?
and when you paid off
did you do it incrementally? - if so ...how much % of mortgage, income did you target each year( say avg)
or did you pay it off in bulk/chunks (diverting returns from other assets)


rajusk, hyder lanti peers tho yettago run seyya lemu
so just trying to set my limitations here
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Okahyderabadi
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Rajusk:

malli okkasari (mee venu you brahmi)


enduku raju garu, just was very conscious on not getting carried away brought my home 15 years go and paid it off.
In history there is no such thing as the last word on any subject research leads to new things every day
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Rajusk
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Okahyderabadi:

I follow simple principle - I do not splurge on anything that is extravagant - i do not deny anything to them but within my limits

- we still go on a vacation each year - i manage it by working extra and making that extra
- all my vehicles are paid off
- my house is paid off




malli okkasari (mee venu you brahmi)

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Jay
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best advice get on the forums for usmle
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Jay
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first things first house surgeon is not like residency .
residency is post graduation.

most of the indian doctors coming here after doing step 1 and step 2 ck, which you can take in india.
step 2 has one more part which is cs for which you can apply for visitor visa.
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Dreamcatcher
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Okahyderabadi:

cars paid off, house paid off




Annai,

tussi great ho.
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Last_avataar
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Okahyderabadi:




Chala baaga Chepparu Bro. Yes all these are absolutely Valid as educational costs are sky rocketting every where
War is over - Let the Peace & Development Prevails all over. !!! Jai Hind !!!
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Okahyderabadi
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Andhrawala:

How about Indian Dentists in USA

Am planning to send my daughter to India for BDS. Is it OK or not


I think they have something similar NBDE

http://en.wikipedia.org/wiki/National_Board_Dental_Examinati on

read up more before .
In history there is no such thing as the last word on any subject research leads to new things every day
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Okahyderabadi
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Last_avataar:

Thank you Bro. if I take my state 529, and my child study in another state
can we use that fund ?



There are some strategies to get some course that count towards UG at cheaper rates and the credits are counted.

As a parent you need to be a guide to your kid and not bully them and get the to understand that education costs and its an investment in their future.

Most important for parents - having kids is great but giving them a better future is utmost important, times are different now

I follow simple principle - I do not splurge on anything that is extravagant - i do not deny anything to them but within my limits

- we still go on a vacation each year - i manage it by working extra and making that extra
- all my vehicles are paid off
- my house is paid off

Fix targets and work towards them

1. get your kids to enroll in - advance placement classes or credit classes in high school that can cut down some time in UG (plus the fees)
2. try and get the pre-reqs at community college where its cheaper to get them, make sure they count at the school where they may go. this is a huge cost saving
3. working through the college and go to evening school if possible so they earn while they work.

ps: these are just my views not necessary everybody should agree.
In history there is no such thing as the last word on any subject research leads to new things every day
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Andhrawala
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Okahyderabadi:


I wanted to type out the whole process but somebody summed it up nicely here you go

http://www.happyschools.com/indian-doctors-in-us-options/




How about Indian Dentists in USA

Am planning to send my daughter to India for BDS. Is it OK or not
No Signature
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Okahyderabadi
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Last_avataar:

Thank you Bro. if I take my state 529, and my child study in another state
can we use that fund ?


you can do that one in 12 month period,research all your questions about 529 if you plan to use it as they have a cost to to manage it
In history there is no such thing as the last word on any subject research leads to new things every day
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Last_avataar
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Okahyderabadi:




Thank you Bro. if I take my state 529, and my child study in another state
can we use that fund ?
War is over - Let the Peace & Development Prevails all over. !!! Jai Hind !!!
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Hero
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Risingstar:




meeku,sasibob,link,scal,hyder,emc2 lanti vallaki college saving tho relation enti

that is for pay check to pay check people ki

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Okahyderabadi
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Okahyderabadi:


If your child gets a scholarship the funds can be used for another child or it can be used for further studies but it has to be used for study related only
IRS has good answers to FAQ's

http://www.irs.gov/uac/529-Plans:-Questions-and-Answers


my answer was correct but specific to your question more detailed

http://www.savingforcollege.com/questions-answers/article.ph p?article_id=137
In history there is no such thing as the last word on any subject research leads to new things every day
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Okahyderabadi
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Last_avataar:



If your child gets a scholarship the funds can be used for another child or it can be used for further studies but it has to be used for study related only
IRS has good answers to FAQ's

http://www.irs.gov/uac/529-Plans:-Questions-and-Answers
In history there is no such thing as the last word on any subject research leads to new things every day
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Last_avataar
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Okahyderabadi:




529 : Question

people say that if a child is having 52 plan he is not eligible for scholaships or Aid they get in the colleage if eligible ? is it true

if yes can we change the 529 plan from 2nd child name onto 1st child , after tgy have joined the colleage
War is over - Let the Peace & Development Prevails all over. !!! Jai Hind !!!
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Okahyderabadi
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Rajusk:



In history there is no such thing as the last word on any subject research leads to new things every day
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Analog
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Okahyderabadi:

age when you started saving is important tammi, I assumed you started in early 30's otherwise you should put a bulk amount to start the fund to get a head start and then start putting more. the calculator gives you based on your kids age and the amount of funds required for the college each year.




Thanks Bro..very gud info....
NenoDi neeve gelichi... nee gelupu naadani thalachi... raagaalu ranjilu roje raaji rammanTi
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Rajusk
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Okahyderabadi:

there are many options you can do a 529 (there are some restrictions) or you can do a Roth IRA or IRA. So for example

if your child is 5 years old (which is when i started fund for my first kid)


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Okahyderabadi
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sorry did not mean to divert the original topic
In history there is no such thing as the last word on any subject research leads to new things every day
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Maverick
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Risingstar:

lol.. email ki reply ivvaledhu enti?


not needed annaru for now..malla follow up marchipoya.sorry abt that.thanks for responding
Happy Vizag
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Risingstar
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Maverick:

meeru kooda monthly 2k pakakna pettakapote ela?ofcourse india lo ekaralu ekaralu set cheste tight ee..still u can do it




lol.. email ki reply ivvaledhu enti?
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Okahyderabadi
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Risingstar:

Will be attending a college that currently costs 50000$ annually.
Has 18 years until college.
Will attend college for 8 years on a full time time basis.

If your goal is to cover 100% of the $1,149,053 projected cost of college,
you will need to start making monthly contributions of $2,022 to meet that goal.




so you chose to go to a private school or ivy league for under grad which is a bad plan - at UG level it does not matter where you do, all that matters is a good GPA and track record.
In history there is no such thing as the last word on any subject research leads to new things every day
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Okahyderabadi
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Rajusk:


there are many options you can do a 529 (there are some restrictions) or you can do a Roth IRA or IRA. So for example

if your child is 5 years old (which is when i started fund for my first kid)

and i take a college that has 25k as off campus fee for instate
and i pay 100% of the costs and you have $0 in college savings currently
and you expect college costs to rise by 5% each year and you expect to put 6% after tax the college fund required is :

If your goal is to cover 100% of the $203,185 projected cost of college,
you will need to start making monthly contributions of $688 to meet that goal

Raising kids is a joy but its expensive too these days to get them good education

1. Scholarships and grants cover about 30% of total college costs.
2. Parents’ income and savings account for another 27%.


Here are some resources

College Savings Plans: Ways to Save
As you start to save for college, consider three of the most popular ways to set up a college fund: 529 College Savings Plans, UGMA/UTMAs, and Education Savings Accounts (ESAs).
Each one offers different features and benefits. Other methods include high-yield savings accounts, life insurance, and mutual funds. A financial advisor can help you choose the best one for your needs.

529 College Savings Plan
State-sponsored 529 plans are one of the most popular ways to save for college. You can invest in any state’s 529 plan regardless of your residence, but check with your own state’s plan first. Most offer special tax advantages for residents. 529 plans give you additional benefits such as:
The account owner has full control over the account, so you can be sure the money is used for college.
Your assets can be used for any qualified higher education expense, including tuition, fees, and certain room and board costs.
Earnings grow tax deferred and are free from federal income tax when used for qualified higher education expenses.1
Most plans offer gifting programs, which allow friends and family to celebrate milestones by making contributions directly into your account.

UGMA/UTMA
An UGMA/UTMA (which stands for The Uniform Gift to Minors Act/Uniform Transfers to Minors Act) is a custodial account usually set up at a bank. The assets in the account are designated for the child, but do not have to be used solely on education. Benefits include:
Flexibility – you choose how you want to invest the money, with options including mutual funds, stocks, bonds, or CDs.
Control – the money is still yours until the child reaches the age of majority, and then it belongs to the beneficiary. But keep in mind – it then becomes their choice whether or not to use the money for college-related expenses.

Education Savings Account (ESA)
An ESA (also known as a Coverdell ESA) allows you to contribute up to $2,000 per year, per beneficiary to be used for education expenses like tuition and fees. The benefits of an ESA include:
The account owner maintains full control over the account until the beneficiary reaches 30 years of age. After that, any assets left in the account transfer to the beneficiary and may be taxable upon withdrawal.
As with 529 College Savings Plans, your earnings grow tax deferred and are free from federal income tax when used for qualified higher education expenses.1
In history there is no such thing as the last word on any subject research leads to new things every day
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Maverick
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Risingstar:

you will need to start making monthly contributions of $2,022 to meet that goal.


meeru kooda monthly 2k pakakna pettakapote ela?ofcourse india lo ekaralu ekaralu set cheste tight ee..still u can do it
Happy Vizag
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Rajusk
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Risingstar:


yaa.. papam valla friend cancer thoo chanipoyad anta last week




oh..bad..

btw..kurrod permission kosam waiting..nenu news veyyadaniki
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Risingstar
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Okahyderabadi:

age when you started saving is important tammi, I assumed you started in early 30's otherwise you should put a bulk amount to start the fund to get a head start and then start putting more. the calculator gives you based on your kids age and the amount of funds required for the college each year.




Will be attending a college that currently costs 50000$ annually.
Has 18 years until college.
Will attend college for 8 years on a full time time basis.

If your goal is to cover 100% of the $1,149,053 projected cost of college,
you will need to start making monthly contributions of $2,022 to meet that goal.
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Rajusk
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Okahyderabadi:

then start putting more.




putting where ?

deeniki oka link/advice padeyandi..
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Risingstar
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Rajusk:

btw..kurrod contact loki vachada..ade mana SAP kurrod..




yaa.. papam valla friend cancer thoo chanipoyad anta last week
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Okahyderabadi
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Risingstar:

aa money thoo one year fee kooda raadhu unkul
month ki min 2k save cheyyali pilallani medicine appulu lekunda chadivinchalantee


:-) age when you started saving is important tammi, I assumed you started in early 30's otherwise you should put a bulk amount to start the fund to get a head start and then start putting more. the calculator gives you based on your kids age and the amount of funds required for the college each year.
In history there is no such thing as the last word on any subject research leads to new things every day
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Rajusk
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Risingstar:

month ki min 2k save cheyyali pilallani medicine appulu lekunda chadivinchalantee




ee range saving ante..SAP lo pani seyyalsinde..(eti antaru)


btw..kurrod contact loki vachada..ade mana SAP kurrod..
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Cool_indian
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Maverick:

is there a location constraint? are you not open to moving to a diff place because of ur job




Ledu babai...we have applying all around the country
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Cool_indian
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New_user:

Luck plays bigger role. Right place, right time. NYC, Chicago ayithe better.




Perfect. I think my place Boston did not help us in this.
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Risingstar
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Okahyderabadi:

All it takes is that ext 300-400$ every month to build up a good fund




aa money thoo one year fee kooda raadhu unkul
month ki min 2k save cheyyali pilallani medicine appulu lekunda chadivinchalantee
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Dreamcatcher
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If location is not a constraint, move to middle colder states like Minnesota, ND, SD, IO, etc...your chances improve quite a bit.
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Okahyderabadi
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Rajusk:

aa lekkal soosthunte..chivaraki manaki migiledi enti anedi samajh avvatled


education is expensive and you need to plan, that is why an american kid who goes to school comes out with an average debt > 50k and there are no "runa mafi schemes here :-)
In history there is no such thing as the last word on any subject research leads to new things every day
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New_user
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CoolIndian

Luck plays bigger role. Right place, right time. NYC, Chicago ayithe better.
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Rajusk
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Okahyderabadi:

All it takes is that ext 300-400$ every month to build up a good fund

go here to calculate how much you need and multiply by number of kids, ofcourse if your kid is excellent at school they may get some scholarships but that is after your contingencies




aa lekkal soosthunte..chivaraki manaki migiledi enti anedi samajh avvatled
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Okahyderabadi
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Rajusk:

Stage 3 of USMLE not cleared...or with given scores..not getting admission..?? (you don't have to answer, if you don't want to..but just wanted to know..practical difficulties anthe )


tammi, as you know education here is not just marks - its a combination of all things
1. acads
2. extra credits/qualifications
3. USMLE
4. how you perform in the interviews (though lot of people discount this)

india lo tops may fall flat here due to the way the exams are structured here, as usual brain and logical thinking matters not just repetition, you have to have that rounded personality and aptitude and zeal ( does not matter after you get out but to get in you need to exhibit these)

clearing USMLE is not a cake wake contrary to popular perception, there are many US grads that do not qualify, it takes lot of preparation to get through and get in to a program that you like. Some people drop because they did not get in to a program they like.
In history there is no such thing as the last word on any subject research leads to new things every day
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Maverick
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Cool_indian:


is there a location constraint? are you not open to moving to a diff place because of ur job
Happy Vizag
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Cool_indian
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Username: Cool_indian

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Rajusk:

Stage 3 of USMLE not cleared...or with given scores..not getting admission..??




Stage 3 cleared 2 years back babai
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Okahyderabadi
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Cool_indian:

Its all luck. Now a days, there is a lot of competition from students coming from Carribean etc. Traditionally Medical education is very costly in US. I see a lot of American's (including ABCD's) going to Indai/Carribean (Very popular destination) and getting their MBBS degress. In residency programs, they obviously prefer citizens.

Inka recos antara, adi kooda luck and doesnt work all the time. And I am not that influential


definite ga expensive that is correct but you have to build the education fund from 30's (if you have kids) for any kind of education if you dont want to end up with debts. All it takes is that ext 300-400$ every month to build up a good fund

go here to calculate how much you need and multiply by number of kids, ofcourse if your kid is excellent at school they may get some scholarships but that is after your contingencies

http://www.savingforcollege.com/college-savings-calculator/i ndex.php
In history there is no such thing as the last word on any subject research leads to new things every day
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Maverick
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my friends wife got into residency in 2011 and she is out now..pediatrics branch..program ki vellinappudu only ead.
Happy Vizag
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Rajusk
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Cool_indian:

Its all luck. Now a days, there is a lot of competition from students coming from Carribean etc. Traditionally Medical education is very costly in US. I see a lot of American's (including ABCD's) going to Indai/Carribean (Very popular destination) and getting their MBBS degress. In residency programs, they obviously prefer citizens.

Inka recos antara, adi kooda luck and doesnt work all the time. And I am not that influential




Stage 3 of USMLE not cleared...or with given scores..not getting admission..?? (you don't have to answer, if you don't want to..but just wanted to know..practical difficulties anthe )
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Risingstar
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Cool_indian:

Carribean (Very popular destination




mana gaddam srinivas school undhi gaa

http://en.wikipedia.org/wiki/Windsor_University_School_of_Me dicine
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Cool_indian
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Posted on Tuesday, June 24, 2014 - 03:37 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Its all luck. Now a days, there is a lot of competition from students coming from Carribean etc. Traditionally Medical education is very costly in US. I see a lot of American's (including ABCD's) going to Indai/Carribean (Very popular destination) and getting their MBBS degress. In residency programs, they obviously prefer citizens.

Inka recos antara, adi kooda luck and doesnt work all the time. And I am not that influential
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Rajusk
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Okahyderabadi:

they have problem clearing USMLE3



Cool_indian:

Good USMLE scores,




nenu all three cleared anukontunna..or may be I misread..
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Maverick
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Cool_indian:


100% true. My wife is trying to get into residency for the past 3 years. Good USMLE scores, Greencard...still no 'LUCK'


kavalsina program ravatleda? or asalu edi ravatleda?
Happy Vizag
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Okahyderabadi
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Rajusk:

where do they lose out..just asking out of curiosity ..

hospitals vallu Residency ki chance ivvara ??


they have problem clearing USMLE3
In history there is no such thing as the last word on any subject research leads to new things every day
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Risingstar
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Emc2:


meekenduku mastaru inka dabbul
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Rajusk
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Cool_indian:

100% true. My wife is trying to get into residency for the past 3 years. Good USMLE scores, Greencard...still no 'LUCK'

And I know several like this




where do they lose out..just asking out of curiosity ..

hospitals vallu Residency ki chance ivvara ??
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Siloan
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Cool_indian:

100% true. My wife is trying to get into residency for the past 3 years. Good USMLE scores, Greencard...still no 'LUCK'




exisitng residency students recommendations via professors ..pani setthayani sollar
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Emc2
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Cool_indian:




ask her to join in some research program or ER, other wise very dificult..

pappam anipisthadi vallu pade kastaniki..same q
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Okahyderabadi
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Emc2:

intha amayakudivi enti raju, one of the most dangerous career is medicine in US..


naa telisina valla family lo oka 4-5 members are pursuing medicine, not sure what you mean by dangerous. maa ammayi gearing towards it also and will be ready in 3 more years.
It all depends where you do your undergrad , india lo chesi vaste matram route is little harder ani perception but I have seen lot of them got through.

Last_avatar - simple ga cheppali ante inko route undi which I have seen people use - get married come over here and then start USMLE. Direct ga route is little difficult
In history there is no such thing as the last word on any subject research leads to new things every day
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Cool_indian
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Emc2:

intha amayakudivi enti raju, one of the most dangerous career is medicine in US..




100% true. My wife is trying to get into residency for the past 3 years. Good USMLE scores, Greencard...still no 'LUCK'

And I know several like this
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Sbk2012
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Last_avataar:

What are the options for a MBBS grad to pursue further sudies in USA
Please let me know What Steps and Exams they need to take up
Any Web Resources ?




get USMLE done first
next residency for 3 years or so. for foreign medical grads options are limited.
Then, fellowship if the want
next go for a job or start your own shop
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Emc2
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Rajusk:

naaku telisi raanu vaallu evvaru leru..at least desi janabha lo



intha amayakudivi enti raju, one of the most dangerous career is medicine in US..

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Rajusk
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Emc2:

residency program rakapothe life M ayinatte 300:1 ratio competition..




naaku telisi raanu vaallu evvaru leru..at least desi janabha lo
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Emc2
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Rebel:

india lo 5 yrs




kadamma total 6yrs avuthundi, house surgeon kuda cheyali.
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Rebel
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mbbs school india lo 5 yrs, US lo 8 yrs based on that article ?
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Emc2
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residency program rakapothe life M ayinatte 300:1 ratio competition..
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Emc2
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Last_avataar:

What are the options for a MBBS grad to pursue further sudies in USA




for MBBS there is nohing called further studies for MS(master of doc)

one has to complete step1,2,3 and clinicals and apply for residency program, this is like a job...

if they want to go for non medical fields than they can do MS in other streams..
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Rajusk
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Okahyderabadi:

I wanted to type out the whole process but somebody summed it up nicely here you go




meeru kooda typing sesthe saduvutham kada rao garu..

maa intlo kooda okallu ready avuthar in 5 years..from now :D
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Dreamcatcher
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okahyderabadi:

its a wrong perception




top institutions like IITs, IIMs, AIIMS, etc grads ki visa relatively easy ga ayipotundi anukunta rao gaaru. something I observed over time.
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Last_avataar
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Okahyderabadi:




Thank You Brother for the nice information
War is over - Let the Peace & Development Prevails all over. !!! Jai Hind !!!
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Okahyderabadi
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Reentry:

AIIMS ante too good raaja
vaallaki US lo red carpet welcome


nothing like that, its a wrong perception
In history there is no such thing as the last word on any subject research leads to new things every day
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Dreamcatcher
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AIIMS grad antay pilisi visa sethilo etti US teesukostaaru anukunta. too good.
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Reentry
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AIIMS ante too good raaja
vaallaki US lo red carpet welcome
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Okahyderabadi
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Last_avataar:

it is for my Niece who will be entering 3rd year in AIIMS



I wanted to type out the whole process but somebody summed it up nicely here you go

http://www.happyschools.com/indian-doctors-in-us-options/
In history there is no such thing as the last word on any subject research leads to new things every day
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Rajusk
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Last_avataar:

3rd year in AIIMS




WOW !!!
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Last_avataar
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Okahyderabadi:




it is for my Niece who will be entering 3rd year in AIIMS
War is over - Let the Peace & Development Prevails all over. !!! Jai Hind !!!
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Okahyderabadi
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Last_avataar:

What are the options for a MBBS grad to pursue further sudies in USA
Please let me know What Steps and Exams they need to take up
Any Web Resources ?


who are you asking for? what is the aspirant doing now
In history there is no such thing as the last word on any subject research leads to new things every day
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Rudraksha
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mangali band band settu ki usa ravala??
TDP A Threat to Society, boon to K's--Vjawarrior
CBN will make Andhra better than Sing-a-POOR
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Sukumarudu
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y-e-s eppatinundi boothu aindi admin nataraja.
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Sukumarudu
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Last_avataar:

Steps


have to take STEPS
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Last_avataar
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Posted on Tuesday, June 24, 2014 - 02:14 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

What are the options for a MBBS grad to pursue further sudies in USA
Please let me know What Steps and Exams they need to take up
Any Web Resources ?
War is over - Let the Peace & Development Prevails all over. !!! Jai Hind !!!

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