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US lo personal loan

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Saint
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Username: Saint

Post Number: 33511
Registered: 01-2011
Posted From: 12.22.163.132

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Posted on Wednesday, April 23, 2014 - 05:14 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Gotcha:


ante 800+ aa? keka kadaa nuvvu! antha scre ela vacjindi? mndu car loans, house laons emanna vunnaya?
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Saint
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Username: Saint

Post Number: 33510
Registered: 01-2011
Posted From: 12.22.163.132

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Posted on Wednesday, April 23, 2014 - 05:13 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Vjawarrior:


nee daggira title vunde kann..DCU vadi daggira vunte free money vasthndi kada neeku! danini 10% deposit esava ante car depreciation cover ipoddi kada..!
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Chillarodu
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Username: Chillarodu

Post Number: 5556
Registered: 03-2008
Posted From: 128.103.224.124

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Posted on Wednesday, April 23, 2014 - 05:13 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Vjawarrior:

deeni valla how will they benifit bro....car is a depriciating value....so the asset will be depriciating naa....will he put miles restriction etc?




depriciationki equal gaa nuvvu payments kadatha vuntav gaa..

same as giving loan to a new car isn't it?
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Gotcha
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Username: Gotcha

Post Number: 15156
Registered: 02-2008
Posted From: 8.19.193.14

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Posted on Wednesday, April 23, 2014 - 05:13 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Saint:


naadi top 1 tier lo undi, i think i am in top 5% of rating or something.
This Andhra real estate is for sale.
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Vjawarrior
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Username: Vjawarrior

Post Number: 3685
Registered: 02-2014
Posted From: 71.228.237.119

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Posted on Wednesday, April 23, 2014 - 05:11 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Chillarodu:


yes, title vaadiki ivvali.
DCU vaadu 1.24% offer chesthunnadu


deeni valla how will they benifit bro....car is a depriciating value....so the asset will be depriciating naa....will he put miles restriction etc?
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Saint
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Username: Saint

Post Number: 33508
Registered: 01-2011
Posted From: 12.22.163.132

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Posted on Wednesday, April 23, 2014 - 05:10 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Gotcha:


adhi apply chesinappudu nee score entha vundi?
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Chillarodu
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Username: Chillarodu

Post Number: 5555
Registered: 03-2008
Posted From: 128.103.224.124

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Posted on Wednesday, April 23, 2014 - 05:10 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

dhorikinantha peeki India lo invest cheyyandi (jagrathhaga)
best opportunity right now. 4-5 years lo double choodavachu
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Gotcha
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Username: Gotcha

Post Number: 15155
Registered: 02-2008
Posted From: 8.19.193.14

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Posted on Wednesday, April 23, 2014 - 05:08 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Saint:


i don't have any relationship with them, just loan apply chesa ante, so if ur score is good u should get easily
This Andhra real estate is for sale.
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Saint
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Username: Saint

Post Number: 33507
Registered: 01-2011
Posted From: 12.22.163.132

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Posted on Wednesday, April 23, 2014 - 05:08 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Linkmaster:

personal loans ani adigithe, d'po annaru nannu...


denini ina maree over vadithe anthe vuntadi.....
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Saint
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Username: Saint

Post Number: 33506
Registered: 01-2011
Posted From: 12.22.163.132

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Posted on Wednesday, April 23, 2014 - 05:07 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Gotcha:


PNC tho eppati nunchi vunnav?
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Savyasachi
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Username: Savyasachi

Post Number: 290
Registered: 12-2013
Posted From: 71.203.99.18

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Posted on Wednesday, April 23, 2014 - 05:07 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Moonwalker:

not recommended antar,, credit score 40 points dip avuddi avg ga




personal loans are unsecured loans. so even if your score goes down initially you goes up even more with in no time. creditors not only look at credit score. they also look at credit depth(length of your credit history) and credit breadth (credit cards, car loans, unsecured loans, home loans) . unsecured loans and credit cards have more impact on ur credit than car or home loans
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Saint
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Username: Saint

Post Number: 33505
Registered: 01-2011
Posted From: 12.22.163.132

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Posted on Wednesday, April 23, 2014 - 05:07 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Moonwalker:


Yes, nee score 720 vundi anuko,, personal loan tarvata 680 ki dip ayye chance vuntadi, until you clear the personal loan nee score sarigga peragadu even though you have low balances on other cards. okasari personal loan clear aiythe , you will see a good score. my persoanl exp




it depends on person-person anukunta mama!


It would be hard to predict the exact effect without knowing your full report, and even then it wouldn't be clear cut. You definitely should gain some points from your total utilization being decreased and having a number of cards reporting a $0 balance. How many points you gained would depend on how much your total utilization decreased. The effect of the personal loan on your score should be minimal. Generally you lose a few points when you open new accounts, but you could also gain some points if the loan improved your mix of credit. Regardless, it would be a single point swing either way, and the gains you got from decreasing your utilization should overshadow any score hit you might take from having the new account.
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Linkmaster
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Username: Linkmaster

Post Number: 42069
Registered: 02-2008
Posted From: 149.128.8.245

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Posted on Wednesday, April 23, 2014 - 05:05 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

personal loans ani adigithe, d'po annaru nannu...
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Saint
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Username: Saint

Post Number: 33504
Registered: 01-2011
Posted From: 12.22.163.132

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Posted on Wednesday, April 23, 2014 - 05:03 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Moonwalker:


Yes, nee score 720 vundi anuko,, personal loan tarvata 680 ki dip ayye chance vuntadi, until you clear the personal loan nee score sarigga peragadu even though you have low balances on other cards. okasari personal loan clear aiythe , you will see a good score. my persoanl exp


avuna..thats bad!
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Savyasachi
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Username: Savyasachi

Post Number: 289
Registered: 12-2013
Posted From: 71.203.99.18

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Posted on Wednesday, April 23, 2014 - 05:02 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Saint:

meeru reverse lo chepthunnaru...longer term ki ekkiva APR vuntadi..smaller term ki takkuva APR vuntadi!




donno. I talked to the dude on phone for 30-45 mins negotiating the loan amt and apr. based on my conversion thats what i figured. loan amount, apr and loan term are parabolic. you should find a right combo of loan mount,apt and loan term for optimum benefit. if you are fixed on the amount you need. there is not much viggle room.
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Gotcha
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Username: Gotcha

Post Number: 15154
Registered: 02-2008
Posted From: 8.19.193.14

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Posted on Wednesday, April 23, 2014 - 05:02 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Just4fun:


nenu pnc dagara 25k teesukuna. mee friend credit history very bad emo.
This Andhra real estate is for sale.
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Chillarodu
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Username: Chillarodu

Post Number: 5553
Registered: 03-2008
Posted From: 128.103.224.124

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Posted on Wednesday, April 23, 2014 - 05:02 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Vjawarrior:

is it....so we need to give our title to them?
2% is a gud deal




yes, title vaadiki ivvali.
DCU vaadu 1.24% offer chesthunnadu
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Moonwalker
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Username: Moonwalker

Post Number: 3310
Registered: 01-2009
Posted From: 73.52.228.230

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Posted on Wednesday, April 23, 2014 - 05:00 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Saint:

personal loan valla?

ippudu manaki major purchases like car, house, etc emi leka pothe credit score entha vunna use emundi?
instant ga padina 3-6 months lo malli full ga peruguddi!




Yes, nee score 720 vundi anuko,, personal loan tarvata 680 ki dip ayye chance vuntadi, until you clear the personal loan nee score sarigga peragadu even though you have low balances on other cards. okasari personal loan clear aiythe , you will see a good score. my persoanl exp
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Vjawarrior
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Username: Vjawarrior

Post Number: 3677
Registered: 02-2014
Posted From: 71.228.237.119

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Posted on Wednesday, April 23, 2014 - 05:00 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Chillarodu:

oka vela vehicle with out any loan vunte vaati meedha theesukunte 2% ki kooda vasthundhi


is it....so we need to give our title to them?
2% is a gud deal
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Saint
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Username: Saint

Post Number: 33500
Registered: 01-2011
Posted From: 12.22.163.132

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Posted on Wednesday, April 23, 2014 - 04:56 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Moonwalker:


not recommended antar,, credit score 40 points dip avuddi avg ga




personal loan valla?

ippudu manaki major purchases like car, house, etc emi leka pothe credit score entha vunna use emundi?
instant ga padina 3-6 months lo malli full ga peruguddi!

entha ekkuva loan vasthe nee credit worthiness antha peruguddi! and score antha perige chances vunnayi ani talk!
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Moonwalker
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Username: Moonwalker

Post Number: 3309
Registered: 01-2009
Posted From: 73.52.228.230

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Posted on Wednesday, April 23, 2014 - 04:55 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Saint:



Just4fun:




not recommended antar,, credit score 40 points dip avuddi avg ga
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Saint
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Username: Saint

Post Number: 33499
Registered: 01-2011
Posted From: 12.22.163.132

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Posted on Wednesday, April 23, 2014 - 04:54 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Just4fun:

discover vadu 25k istadu..Pnc vaadu 10k ki kuda naa frnd ki reject chesadu




yes local credit unions tho idhi oka problem..if u have been with them for couple of years, u have high chances of approval rate!
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Saint
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Username: Saint

Post Number: 33498
Registered: 01-2011
Posted From: 12.22.163.132

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Posted on Wednesday, April 23, 2014 - 04:54 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Savyasachi:


meeru reverse lo chepthunnaru...longer term ki ekkiva APR vuntadi..smaller term ki takkuva APR vuntadi!
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Just4fun
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Username: Just4fun

Post Number: 29075
Registered: 10-2007
Posted From: 204.235.114.66

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Posted on Wednesday, April 23, 2014 - 04:53 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Gotcha:

7.99 is discover vadi rate. vadu anavasaram go to local credit union or checkout pnc


discover vadu 25k istadu..Pnc vaadu 10k ki kuda naa frnd ki reject chesadu
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Savyasachi
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Username: Savyasachi

Post Number: 288
Registered: 12-2013
Posted From: 71.203.99.18

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Posted on Wednesday, April 23, 2014 - 04:53 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

it all depends on the economy and ur credit rating dude. one of my frnds got it for 6% back in 2009. i got it for 11% couple years back . the longer your term is the small your apr will be. the higher your loan amount the lower your apr will be, but they may rejet ur loan if your amount is too high.
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Chillarodu
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Username: Chillarodu

Post Number: 5551
Registered: 03-2008
Posted From: 128.103.224.124

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Posted on Wednesday, April 23, 2014 - 04:52 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Saint:

vere evari daggira teesukovachu!




nee savings/cheking acct vunna bank kooda try cheyyochu. But 7.99 kante better kashtam.
oka vela vehicle with out any loan vunte vaati meedha theesukunte 2% ki kooda vasthundhi
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Gotcha
Hero
Username: Gotcha

Post Number: 15152
Registered: 02-2008
Posted From: 8.19.193.14

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Posted on Wednesday, April 23, 2014 - 04:52 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Just4fun:

7.99% or less


7.99 is discover vadi rate. vadu anavasaram go to local credit union or checkout pnc
This Andhra real estate is for sale.
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Gotcha
Hero
Username: Gotcha

Post Number: 15151
Registered: 02-2008
Posted From: 8.19.193.14

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Posted on Wednesday, April 23, 2014 - 04:51 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

around 6%. pnc.com lo rate is fixed check it out.

https://www.pnc.com/webapp/unsec/Solutions.do?siteArea=/pncc orp/PNC/Home/Personal/Loans/Personal+Loans+and+Lines+of+Cred it/Personal+Installment+Loan
This Andhra real estate is for sale.
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Saint
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Username: Saint

Post Number: 33496
Registered: 01-2011
Posted From: 12.22.163.132

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Posted on Wednesday, April 23, 2014 - 04:50 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Just4fun:


7.99 yee lowest kadaa? inka takkuvaki itche vallu vunnara?

discover vaadu 7.99 to annadu!

vere evari daggira teesukovachu!
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Just4fun
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Username: Just4fun

Post Number: 29073
Registered: 10-2007
Posted From: 204.235.114.66

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Posted on Wednesday, April 23, 2014 - 04:49 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

personal loan 7.99% or less vaste mandi apr mama
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Saint
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Username: Saint

Post Number: 33492
Registered: 01-2011
Posted From: 12.22.163.132

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Posted on Wednesday, April 23, 2014 - 04:46 pm:   Insert Quote Edit PostDelete PostView Post/Check IPPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Good interest rate ante entha?
lets say 4 years term anuukondi!
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