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Muddamandaram
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Username: Muddamandaram

Post Number: 18152
Registered: 05-2011
Posted From: 49.204.29.104

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Posted on Friday, October 25, 2013 - 02:16 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Bangarappa:


neeku DB kottalaagundeee.

Ikkada 5 rs 6 rs interest workout ayyayi
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True_indian
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Username: True_indian

Post Number: 8872
Registered: 01-2008
Posted From: 75.190.168.32

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Posted on Thursday, October 24, 2013 - 10:02 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Saint:

oka 10 mandini hire chesi eseyyi okko naa ko gadini...





konda surekha ma intlo rent ki undedi, tea ki tikana leni batch
yrs yrs rent and money appu teesukune vallu


attanti valle land kabza
.those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches.
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Bangarappa
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Username: Bangarappa

Post Number: 304
Registered: 09-2013
Posted From: 99.8.56.59

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Posted on Thursday, October 24, 2013 - 10:01 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Muddamandaram:

Dont even part a single dollar to some one elses controooolllllll.
Even if the returns are too hugeeee.




anna asalu NRIs gurinchi yenduku.... naive ga vunte andaru anthe ga NRI aina India lo vunollu aina.

paapam Akshaye Kanna 50 lakhs ettadu oka couple diggara... couple said we will double your investment in 45 days. Double kakunda motha bokka ayipoindi .

Bill Gates 50 lakhs 45 days lo 1 crore chesta ani cheppinakoda konchem nammabudi kadu...
andaru kalisi adataniki idhi yemaina holy pandaga ?
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Saint
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Username: Saint

Post Number: 23771
Registered: 01-2011
Posted From: 68.13.100.193

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Posted on Thursday, October 24, 2013 - 09:48 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


True_indian:


lands konte andaru muncharu wgl lo konda murali gadu, hyd lo inki gunda




annai....lands (big chunks) kontunnappudu hyderabad lanti places lo definate ga manchi backing vundali..leda manam akakda vundi choosukovali....sorry to hear ur oss...

oka 10 mandini hire chesi eseyyi okko naa ko gadini...
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True_indian
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Post Number: 8871
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Posted on Thursday, October 24, 2013 - 09:46 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Scallion:

TI, Inko manchi idea is building warehouses....

example 1: Bangalore ki dagaralo, probably Thumkur road lo oka 20 Acres land konandi, costs about 20 Cr avuthundi, one important key point you should remember is ee site ki road facing baga ekuva undetlu chusukondi if that is not possible chala normal facing undi ekuva depth unte takuva cost ki konukoni mere oka 60 feet road vadulukondi lopaliki ( Intention hear is 10 equal bits 2 Acrs each or 5 equal bits 5 Acrs each ga vida gote la undali dimentions) now build 10 warehouses, each will be about 60,000 sq feet vasthayi and will cost 3.5 cr..... mee total investment around 55 Cr....

manchi corporates ni choosi rent ki ivandi, sq feet ki around 12 to 15 Rs vasthundi... now sell few of them.. usual ga ee modal lo 6 or 7 amithe miru petindi meeku venaki vachesthundi




sir 55cr cheitlo unte IT coolie enduku chestada
na total portfoilo 25 crores undadu

i invested lot in dubai, indian real estate, stuck
dubai vadu kattadu money radu, india lo friend gadu munchadu

i am looking to invest 2-3 crs cash now in real estate for good venture
i am liquidating some stores here and might move some more

started buying commerical real estate in hyd from 3-4 yrs just for rent yield

lands konte andaru muncharu wgl lo konda murali gadu, hyd lo inki gunda
.those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches.
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Muddamandaram
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Username: Muddamandaram

Post Number: 18149
Registered: 05-2011
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Posted on Thursday, October 24, 2013 - 08:22 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

3varaina saree ee businesslo ayina full knowledge gain seyyakundaa digitheee ambar fitting adipoddi.
Indialooo boku naa kodukulu meeee dollars ni dinarsgaa maarchestaaam ani seppi chaalaa simplegaa aallu sheiklu avuthaaaru.

2 to 3 second hand egasferiences(Antha ayyipoyaaka settlementski vachaaru)
Dont even part a single dollar to some one elses controooolllllll.
Even if the returns are too hugeeee.
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Nexuss
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Username: Nexuss

Post Number: 207
Registered: 04-2011
Posted From: 204.45.133.74

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Posted on Thursday, October 24, 2013 - 08:07 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Andhrawala:

- SIPs in Mutual funds



Is this in India or US? Can you suggest some nice options in this?

Coolmac:

-SIPs in India



which one in India?
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Emc2
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Username: Emc2

Post Number: 19923
Registered: 03-2008
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Posted on Thursday, October 24, 2013 - 05:53 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

http://smallbusiness.yahoo.com/advisor/250-million-14-olds-b ig-idea-origami-owl-185200844.html

idi chadivi vathalu pettukondi,
no signature
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Okatelugodu
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Username: Okatelugodu

Post Number: 7007
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Posted on Thursday, October 24, 2013 - 05:20 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Filmbuff:




I agree that anyone with money can enter, but as long as there is demand and you can built a niche for yourself in business like function halls still you may be in the money.

Obviously, if you have grand, innovative idea that you can execute on then there's nothing like it.
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Linkmaster
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Post Number: 38861
Registered: 02-2008
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Posted on Thursday, October 24, 2013 - 05:09 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Filmbuff:




I agree with.. I guess all these are like part-time sleeping money bussinesess ..

guys are not talking about facebook/google level..

anyways creativity and skill works
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Linkmaster
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Post Number: 38860
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Posted on Thursday, October 24, 2013 - 05:06 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Scallion:




city ki 10 KM dooram lo unte?
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Filmbuff
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Post Number: 2828
Registered: 11-2011
Posted From: 78.100.53.5

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Posted on Thursday, October 24, 2013 - 05:04 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

My fundamental problem with many of these suggestions, not to downplay their potential, is that there is no value one is adding to that business. When one is starting a cold storage, wedding hall, warehouse..how different are you from the dozens of people out there who are already doing it...it is basically a real estate investment and earning money on it - in an earlier generation it was movie halls now it is schools, warehouses, wedding halls..

There are no barriers to entry in these projects, apart from finance, and there are hundreds of folks in India who have loads of money to build and scale these businesses overnight. Try to think creatively about how you can add value to these businesses, otherwise there is no difference to what you do and what some moneyed goon can do. Are there technology improvements you can do, logistics support (3rd party logistics), supply chain management, cost reductions, new energy management in running warehouses etc...Erect barriers to entry, lekapothe you are not doing your education or skills to any better use..
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Okatelugodu
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Post Number: 7006
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Posted on Thursday, October 24, 2013 - 05:01 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Scallion:




Thanks Brother for the insights.

Ivala repu coastal towns lo 0.75-1 acre land ante first of all land dorakadu. Dorikina too much initial investment.

Emanna oka 600-700 sq yards lo manage cheyyagaligithe manchi benefit vundachu
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Scallion
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Username: Scallion

Post Number: 639
Registered: 09-2013
Posted From: 193.134.162.66

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Posted on Thursday, October 24, 2013 - 04:55 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Okatelugodu:




Mee function hall kanuka best in town ayithe miku inko peda advantage, food catering mee vale cheyavachu and is very profitable
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Scallion
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Post Number: 638
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Posted on Thursday, October 24, 2013 - 04:51 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Okatelugodu:




poola mandapam decoration vadu 50K nunchi 1L charge chestadu.... vadu fuction hall owner ki kontha katali ila other income stream vala function halls are surviving
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Scallion
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Post Number: 637
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Posted on Thursday, October 24, 2013 - 04:49 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Okatelugodu:

3. How much is the daily rent for a function halls with say around 1000 guess capacity?




Ika pothe miru thelusukovalsina asalu vishayam... rental mida depend ayithe function hall asalu workout avadu

you will have alternative income stream on function hall's for example rentals on chairs and utensils... chair rental approximate ga 6 to 8 rs untadi... 1000 gusts vasthe dining ki oka 300 and function place lo oka 400 minimum vestharu

capital : ROI of function hall is very minimal compared to capital : ROI of chairs, utensils, lighting etc etc
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Scallion
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Post Number: 636
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Posted on Thursday, October 24, 2013 - 04:42 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Okatelugodu:

How much is the daily rent for a function halls with say around 1000 guess capacity?





Scallion:

towns like gudivada G pagala kadithe you can expect 1L per day




idi peek time lo marriage ki vache rent, un-season lo 35 to 40K ki kooda istharu.....

you can bet on 60 high paid occupancies for year and around 40 low rental occupancies for year

motham oka 80L dari dapulalo ravachu income
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Scallion
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Username: Scallion

Post Number: 635
Registered: 09-2013
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Posted on Thursday, October 24, 2013 - 04:36 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Okatelugodu:

1. Land required in an average town.
2. How much parking is required
3. How much is the daily rent for a function halls with say around 1000 guess capacity?




1000 gusts ni accommodate cheyali ante 0.75 to 1 Acre will be good, 2 stairs ki plan cheyali ground floor dining and 1st floor function hall...

1000 gusts ki plan cheta unte 100 car parking min undali

rent is dependent on town, locality with in the town, appearance & class of your function hall and also amenities provided in your function hall like full AC etc

towns like gudivada G pagala kadithe you can expect 1L per day
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Okatelugodu
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Posted on Thursday, October 24, 2013 - 04:31 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Coolmac:

Function halls




Function Halls build cheyyatam is an excellent option.

Do you have some insights into :

1. Land required in an average town.
2. How much parking is required
3. How much is the daily rent for a function halls with say around 1000 guess capacity?
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Aquarian
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Username: Aquarian

Post Number: 164
Registered: 12-2012
Posted From: 159.53.78.142

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Posted on Thursday, October 24, 2013 - 01:37 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Aquarian:

pillalu ela tintunnaro emi tintunnaro daggara vundi chuskovadam andaraki radu



___

dheentlo double meaning emi ledu..kothamandi parents will be busy with work and other stuff and will not have time to do all this...anthe
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Aquarian
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Post Number: 163
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Posted on Thursday, October 24, 2013 - 01:35 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Scallion:

Vijayawada lo oka school undhi Nalanda ani, ikada lunch time lo scene bhale tamashga untundi... boledu mandhi moms come to feed their children, children as big as 7th 8th ni kooda feed cheyataniki vastharu... vala drusti lo adi valu vala pilalaki isthuna utmost care naku ayithe bale comedy ga anipisthundi



____

naku maa brother ki 10th class varuku maa nanamma food tiskuni vachedi..everyday..vij lo ne..i never knew the impotance of that during that time..kani ippudu dani value telsu..pillalu ela tintunnaro emi tintunnaro daggara vundi chuskovadam andaraki radu..vachina vallu danni vadulukogudadhu...last year india vellinappudu ma nanamma ki ide cheppi gurthu cheskunnam...she is 95 plus now.
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Andhra
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Username: Andhra

Post Number: 216
Registered: 09-2013
Posted From: 144.160.5.101

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Posted on Thursday, October 24, 2013 - 01:15 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Scallion:


yes, for the first few years, he worked like an axss, almost working 24X7, he only SLEPT WHILE WORKING & took a very meagre paltry amount of 10000rs as his salary though he had a family to take care of, now he makes Lakhs a month.

Kashte Phali
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Scallion
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Post Number: 617
Registered: 09-2013
Posted From: 206.123.17.30

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Posted on Thursday, October 24, 2013 - 01:13 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Andhra:

one of my friend invested about 10 lakhs, approximately 9.25 lakhs in a business which runs cars for IT companies in Hyd in the year 2003
at the beginning they had 7 cars which were all bought on loans from Banks, now they have a fleet of 300 cars, employing 600 people & the networth of the business is now more than 30 crores
simple, but amazing idea




Ee range success ravali ante chala commitment undali, I know a company which leases AC buses for employee transport of big corporations, 20 buses tho start ayaru 40 daka prigaru but ultimate ga bankrupt...

any business ki discipline and commitment chala mukyam and rule of thumb business lo chuse rotation of money anta manadi kadu ani manadi only small percentage ani reality telusukovatam and until business starts really yielding fruits money personal avasaralako or vere investments ki divert cheyatamo cheyakunda opikaga wait cheyali
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Andhra
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Post Number: 214
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Posted on Thursday, October 24, 2013 - 01:03 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

one of my friend invested about 10 lakhs, approximately 9.25 lakhs in a business which runs cars for IT companies in Hyd in the year 2003

at the beginning they had 7 cars which were all bought on loans from Banks, now they have a fleet of 300 cars, employing 600 people & the networth of the business is now more than 30 crores

simple, but amazing idea
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Bangarappa
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Username: Bangarappa

Post Number: 299
Registered: 09-2013
Posted From: 95.154.230.253

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Posted on Thursday, October 24, 2013 - 12:55 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Gotcha:

bangarappa doesnt like entrepreneurship




I am an entrepreneur myself. I work on my own venture at the moment.

Aasa ki reality ki difference cheptunnanu.

Loanlu theesukoni assets koni vyaparam chesi edhooo warren buffett ayipodam aney thope feeling is very deadly.

Without investing much or tying yourself to massive debts and trying to make realistic good returns is different from the above.

Indian infra companies are an example. Loanlu medha loanlu theesukunaru GMR, GVK etc. kattaleka debt restructuring ki velthunaru.

Perfect example:

GVK bought a 1 billion $ undeveloped coal mine... Idhi thope feeling.. .. Ippudu adhi. Yekkadiki vellatledu. Idhi reality. Ippudu assets ammuthunaru interest burden kattadaniki.

London lo okaddu 30,000 euros ki app develop chesi yahoo. Ki 40 million USD ammesadu. Idhi thelivi entrepreneurship.

It's all about risk to reward ratio. most people buy some asset and spend their time sweating to pay the loan off... I dont know what the hell kind of business investment that is. Your net gain will be 0 or negative in the end.

Koni mandhi inka worest luck -- naku telisina vuncle laga - property leverage tho kontaru - value padidi - konukkudaniki yevado radu.

Assumptions must be made verrrryyyy realistically !
andaru kalisi adataniki idhi yemaina holy pandaga ?
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Bunty717
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Posted on Thursday, October 24, 2013 - 12:23 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Coolmac:

just 20lacs per cent annattu




18 ki ivvamanu oka cent konedaari..alaa padi untaadi..
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Coolmac
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Posted on Thursday, October 24, 2013 - 12:22 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Bunty717:


7rd junction lo oka manchi bit vundhi kontaaveti...just 20lacs per cent annattu :D
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Bunty717
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Posted on Thursday, October 24, 2013 - 12:20 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

mekku and raju goru enter ayeseriki scal and TI kuda pakkali ellipoyeru..

ee bigshots tho manakenduku ani..

iddaru kalisi nannu..
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Scallion
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Posted on Thursday, October 24, 2013 - 12:20 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Rajusk:

I personally..do not prefer to invest in something that is harmful for people in general..like Liquor business etc..




Manam kakapothe vere vadu chestadu and will make profit, liquor tage vadiki leni bada mana kenduku mastaru
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Rajusk
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Posted on Thursday, October 24, 2013 - 12:18 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Coolmac:

India lo fixed income anukunte... Function halls, Fitness centers bagunnattu vundhi...reason is no one now days want to celebrate anything at home with 50+ guests as it is tedious to cook at home with no manpower at home... and other thing is, fitness...with the westernized food culture and more physical luxury people are hitting fitness centers even in small town




Agree Rao garu..

I personally..do not prefer to invest in something that is harmful for people in general..like Liquor business etc..
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Scallion
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Posted on Thursday, October 24, 2013 - 12:17 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Scallion:

for example Vij or Guntur side city peragatam vala polalu urban lands ga mari kotisvarulu ayina valu chala mandi unaru some of them are not even graduates vala life style amazing ga untadi...

recent ga vachina dabu vala and pilalu chepatam vala these guys lo health cautiousness vachindi and some more positive improvements unayi, ilanti typical person daily routine example ga ela untado oohincha galara ?




Vijayawada lo oka school undhi Nalanda ani, ikada lunch time lo scene bhale tamashga untundi... boledu mandhi moms come to feed their children, children as big as 7th 8th ni kooda feed cheyataniki vastharu... vala drusti lo adi valu vala pilalaki isthuna utmost care naku ayithe bale comedy ga anipisthundi
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Coolmac
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Posted on Thursday, October 24, 2013 - 12:14 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Rajusk:




Chesaanu kani..avi istam lekunda chesinave ani kavi bhaavam...kick ledhu avi cheyatam valana...ikkada stocks lo 50K poyinaa aa kick veru ga vundhi Raju garu :D
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Coolmac
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Post Number: 23039
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Posted on Thursday, October 24, 2013 - 12:13 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

India lo fixed income anukunte... Function halls, Fitness centers bagunnattu vundhi...reason is no one now days want to celebrate anything at home with 50+ guests as it is tedious to cook at home with no manpower at home... and other thing is, fitness...with the westernized food culture and more physical luxury people are hitting fitness centers even in small towns...
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Rajusk
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Post Number: 27564
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Posted on Thursday, October 24, 2013 - 12:12 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Coolmac:

I personally dont like to invest in something where I do not involve much... ee RE,INdia lo business lantivi naaku pedda ga istam ledhu.



Coolmac:

Nen chesinavi/chestunnavi/cheyyali anukunnavi...

-SIPs in India

-Buying big chunks of land on outskirts(within 10kms) from town/city with good road accessibility..


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Chitti_babu
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Bangarappa:

and be very scared of debt related investments.




Idhi endhuku annav ikkada!!
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Coolmac
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Post Number: 23038
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Posted on Thursday, October 24, 2013 - 12:07 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

I personally dont like to invest in something where I do not involve much... ee RE,INdia lo business lantivi naaku pedda ga istam ledhu...

Invest ur hard earned money somewhre where u can involve in very much day to day... US salary teeskuntu India lo rich avvalani ledhu... Manchi Idea vunte just jump to India and fight to prove it!!!
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Scallion
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Saint:

money earning anedhi passion.....aa passion leka pothe life style, clean life..ilantivi best anipisthayi....




I 100% agree with your comment....

for example Vij or Guntur side city peragatam vala polalu urban lands ga mari kotisvarulu ayina valu chala mandi unaru some of them are not even graduates vala life style amazing ga untadi...

recent ga vachina dabu vala and pilalu chepatam vala these guys lo health cautiousness vachindi and some more positive improvements unayi, ilanti typical person daily routine example ga ela untado oohincha galara ?
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Coolmac
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Post Number: 23037
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Posted on Thursday, October 24, 2013 - 12:03 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Rajusk:

rao garu..maaku kooda seppochu kada..pooling lo kontunte..




pooling ante ledhu annai ippudu... cousins tho kontunna...
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Coolmac
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Post Number: 23036
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Saint:

money earning anedhi passion.....aa passion leka pothe life style, clean life..ilantivi best anipisthayi....




Very true... Just go with what u want... Life lo Kids/family life/secured income ye anukunte..stick to what u have right now..

If you have something else as ur passion, go for ventures...

Ultimately Passion neeku enti anedhi first decide avvali... Manchi family life/time and goppa rich kavali ante dobbadhu anukuntunna...u have to lose something to gain something always...
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Rajusk
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Coolmac:

Nen chesinavi/chestunnavi/cheyyali anukunnavi...

-SIPs in India

-Buying big chunks of land on outskirts(within 10kms) from town/city with good road accessibility..




ditto for me
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Rajusk
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Coolmac:

-Buying big chunks of land on outskirts(within 10kms) from town/city with good road accessibility..




rao garu..maaku kooda seppochu kada..pooling lo kontunte..
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Coolmac
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Post Number: 23035
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Posted on Thursday, October 24, 2013 - 12:00 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Nen chesinavi/chestunnavi/cheyyali anukunnavi...

-SIPs in India

-Buying big chunks of land on outskirts(within 10kms) from town/city with good road accessibility..

-prime commercial center lo oka chinna plot for future use...

- Agri sector lo chala interest vundhi but chala ekkuva vundhi prices..ROI bagundadhu ...
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Chakkera_keli
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Ruj:

bro ardham kaaledu..u mean to say until we are on h1b or after we get GC??




if you are making money and dont have GC yet....
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Chakkera_keli
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Posted on Thursday, October 24, 2013 - 11:58 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Rgvrocks:

Sodara thread Working Class families ku, typical gaa DB lo iche investment ideas meeda jump aitaremo ani be Cautious ane vuddesam to.

entrepreneurship has to come from your passion towards something, Current desi entrepreneurs nunchi you almost hear + things only as long as they are in the business, no matter how bad things are inside. Vaallanu chusi, vaalla business inko chota replicate cheyyani chuste, issues vuntayi ani caution.

I am all for entrepreneurship if it be being born from your ideas and you feel that you know enough to get into.

btw: learned from my own and others experiences, jealousy to rayadam la




i know where you are coming from.... just wanted to make sure that DB dont get hurted....:-)
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Chakkera_keli
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Posted on Thursday, October 24, 2013 - 11:55 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Scallion:

Haven't you ever saw TL's and managers looking at their phones all the time and monitoring emails ? do you think all the employed will spare a lot of time for their kids ? if your answer is yes then you have mistaken, it is all about the personality of that individual...

I completely disagree with your opinion of employees will enjoy better life or less stressful life




rgvrocks is correct for the most part annai.... entrepreneurs are the slaves of the country annai... the sacrifices they make to make money.... ultimately results in advancement of lifestyle in the country....

long term returns of their investment is very bad....
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Wellsfargo
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Post Number: 52
Registered: 06-2012
Posted From: 182.72.145.30

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Posted on Thursday, October 24, 2013 - 11:54 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

As an American living in India, I suggest on the following.
1. Stay away from any private investment(Real estate, farming, financial instruments, insurance policies, ULIPs, partnerships in companies, Movies etc). You may be lucky in a few cases but India is not yet ready. I know this is a blunt statement but is true. Laws are not as strict as they should be. People are not required to be bound by their words. Remember everyone wants your money.
2. You can trust government banks on their Fixed Deposit schemes.
3. In India, there is still lot of talent willing to work at throw away prices. If you have an idea which can tap these human resources(your market should be non Indian), that will be a good investment option.
4. In the US too look for something which only you can do ie identify the need for human resources and get it done by the talent in India. This may appear old but it definitely works...
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Saint
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Posted on Thursday, October 24, 2013 - 11:54 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

money earning anedhi passion.....aa passion leka pothe life style, clean life..ilantivi best anipisthayi....

ippudu kakapothe eppudu time spend chstharu? if u take some best shots now..u can happily retire after 45...then u will have some constnat income...

@link...nee real estate ee pedda business..andulo pedda health loss/life style loss emundi?
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Scallion
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Post Number: 613
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Posted on Thursday, October 24, 2013 - 11:53 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Linkmaster:

Chinna investment ki na life-style maari poyindi.... regular gaa gym ki elle vaadini 6 months no gym... I feel I am loosing a lot on health..




I think you need to compartmentalize successfully, may be not about investments this can even happen just with your current job... takuva risk investments ayithe ekuva happies anedi wrong assumption
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Rgvrocks
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Chakkera_keli:

even though your post is belittling towards current and future entrepreneurs..... there is reality to it......




Sodara thread Working Class families ku, typical gaa DB lo iche investment ideas meeda jump aitaremo ani be Cautious ane vuddesam to.

entrepreneurship has to come from your passion towards something, Current desi entrepreneurs nunchi you almost hear + things only as long as they are in the business, no matter how bad things are inside. Vaallanu chusi, vaalla business inko chota replicate cheyyani chuste, issues vuntayi ani caution.

I am all for entrepreneurship if it be being born from your ideas and you feel that you know enough to get into.

btw: learned from my own and others experiences, jealousy to rayadam la :-)
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Chakkera_keli
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Post Number: 2200
Registered: 08-2012
Posted From: 206.39.12.241

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Posted on Thursday, October 24, 2013 - 11:51 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Rgvrocks:

Emi success so mama, telisina preti gujju owner German car naduputadu, super rich anukuntam..emi life boss, most of the time ekkada vunna, employees/relatives emi dobbastunnaro camera footage Phone lo monitor chesukovatam, Coupons pattukoni Store sale item racks empty cheyyadam, Tremendous stress to retain Chefs/employees most of the time, Million dollar homes lo vunta kuda, Kids ku school tappa inko activity vundadu.. Low risk, talanoppi takkuva vunde investments chesukonta, happy ga job chesukonta, Honda/Toyota nadupukonta vaallu lot richer naa view lo




nenu kuda soosa gujju owners ni.... they dont have enough free time.....fundamental problem eti ante....... small business owners are not good analysts... so jeevitham antha eedi... udyogam chesukunte poyedemo anukuntaaru....

business owner requires unique set of skills to be successful millionaire......

1. oka 150K full time job (not a technical job) techukune qualifications undali
2. sales experience
3. ruthless mentality
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Linkmaster
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Posted on Thursday, October 24, 2013 - 11:50 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Scallion:

tell me one which professional is not compromising on his life-style ?




Chinna investment ki na life-style maari poyindi.... regular gaa gym ki elle vaadini 6 months no gym... I feel I am loosing a lot on health..
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Scallion
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Posted on Thursday, October 24, 2013 - 11:47 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Linkmaster:

even that success at the cost of life-style ...




not just for entrepreneurs any professional success will have an impact on life-style... tell me one which professional is not compromising on his life-style ?
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Scallion
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Rgvrocks:

Emi success so mama, telisina preti gujju owner German car naduputadu, super rich anukuntam..emi life boss, most of the time ekkada vunna, employees/relatives emi dobbastunnaro camera footage Phone lo monitor chesukovatam, Coupons pattukoni Store sale item racks empty cheyyadam, Tremendous stress to retain Chefs/employees most of the time, Million dollar homes lo vunta kuda, Kids ku school tappa inko activity vundadu.. Low risk, talanoppi takkuva vunde investments chesukonta, happy ga job chesukonta, Honda/Toyota nadupukonta vaallu lot richer naa view lo




Haven't you ever saw TL's and managers looking at their phones all the time and monitoring emails ? do you think all the employed will spare a lot of time for their kids ? if your answer is yes then you have mistaken, it is all about the personality of that individual...

I completely disagree with your opinion of employees will enjoy better life or less stressful life
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Ruj
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Posted on Thursday, October 24, 2013 - 11:44 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Chakkera_keli:

this until you get your GC

option 1: max out your 401(K) and put 100% in low cost value growth mutual fund. this money is for 20-30 years from now. Max out your roth-ira and do the same... 100% low cost growth mutual fund. idhi aina tarvatha..... migilina dabbultho ika mee istam... life entha enjoy cheyalane daani batti....travel, clothes, home, restaurants.... etc.... you decide what you want to do with remaining money...



bro ardham kaaledu..u mean to say until we are on h1b or after we get GC??
india needs to get rid of sickular-bans..sickular-bans suck
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Linkmaster
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Posted on Thursday, October 24, 2013 - 11:40 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Rgvrocks:

Emi success so mama, telisina preti gujju owner German car naduputadu, super rich anukuntam..emi life boss, most of the time ekkada vunna, employees/relatives emi dobbastunnaro camera footage Phone lo monitor chesukovatam, Coupons pattukoni Store sale item racks empty cheyyadam, Tremendous stress to retain Chefs/employees most of the time, Million dollar homes lo vunta kuda, Kids ku school tappa inko activity vundadu.. Low risk, talanoppi takkuva vunde investments chesukonta, happy ga job chesukonta, Honda/Toyota nadupukonta vaallu lot richer naa view lo





Linkmaster:

even that success at the cost of life-style ...


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Chakkera_keli
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Posted on Thursday, October 24, 2013 - 11:39 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Rgvrocks:

24x7 market nu monitor chesta, tokkalo ee stock/aa etf, Rental, Subway, restaurant investments ani cuttings ichukune batch maximum mana desis lo, Eee showoff batch lo long term success aina vaallu very negligible %.

Quality of life, health, kids future, True LowRisk/Secure Net personal wealth enta dobbi potannayo realize ayye sariki it will be too late for many.

200k+ pay chese jobs vodulukoni, evarino chusi, edo vuhinchukoni..business start chesi, anni pogottukoni heart attacks techukunnollu chala mandi vunnaru.

When looking into high return/ image boosting investments, assuming you have done enough homework knowing in & outs of your targeted investment area, include Family, Health everything else that matters to you in your decision process.




even though your post is belittling towards current and future entrepreneurs..... there is reality to it......

my suggestion was for the folks who cannot much in the USA as they dont have GC...

after GC..... entrepreneurship is fun in the USA... not everyone is successful and but you have best shot at being successful.. in this land of opportunities....

bottomline : ultimate luxury of life is not filling a timesheet....LOL
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Rgvrocks
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Linkmaster:

veetillo only gujjus get success.. even that success at the cost of life-style ...




Emi success so mama, telisina preti gujju owner German car naduputadu, super rich anukuntam..emi life boss, most of the time ekkada vunna, employees/relatives emi dobbastunnaro camera footage Phone lo monitor chesukovatam, Coupons pattukoni Store sale item racks empty cheyyadam, Tremendous stress to retain Chefs/employees most of the time, Million dollar homes lo vunta kuda, Kids ku school tappa inko activity vundadu.. Low risk, talanoppi takkuva vunde investments chesukonta, happy ga job chesukonta, Honda/Toyota nadupukonta vaallu lot richer naa view lo :-)
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Saint
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Posted on Thursday, October 24, 2013 - 11:36 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

scallion brother..mee lantollu investments ane thread esthe maa laanti vallu ee side thongi choodataniki kooda bhayapadatham...

inka andulo link, True_Indian, casino lanti vallu vunnaru ante maa bhayam double avuddi...
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Scallion
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Shikari:

.i made some small investments like 3-5 lakhs for a percentage,they are yielding very good returns...better ROI than any thing mentioned here




You have to remember one thumb of rule.... investment chinadi ayinapudu epudu returns ekuva untayi.... but along with time your capital will increase apudu kuda manchi returns vachela chusukovatame key and that is not that easy...

may be okanoka stage lo you will feel bank lo vachae 9% happy endhuku ee tokalo risk anukovachu alanti situation avoid cheyatam ela ane danigurinche manam think cheyalsindi
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Shikari
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Posted on Thursday, October 24, 2013 - 11:31 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

business cheyatam ante unnadhi antha udchesi business lo pettatam kadhu...there are many businesses which can be done with low capital.don't quit job for starting a business.job chesthu business start chesi adhi oka level ki vachaka jobs manandi.
invest in your friends who are in business,experience tho chebuthunna...this is the best thing i have done.ala ani evadu padithe vadiki..ye busines padithe andhulo pettakudadhu.invest in friends you trust,invest in the business you belive it will do well.i made some small investments like 3-5 lakhs for a percentage,they are yielding very good returns...better ROI than any thing mentioned here:-)
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Scallion
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Posted on Thursday, October 24, 2013 - 11:29 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Gotcha:

Its not just the profits and loss for most of the enterpreneurship.




exactly, RGVROCKS post padinapudu ide vedam anukoni malli lite tesukona
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Linkmaster
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Posted on Thursday, October 24, 2013 - 11:27 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Scallion:

Link, nuvu chepu few business ideas




Gotcah should help us...

naavi money making main idea kaadu.. life enjoy cheyataniki maatrame telusu..
I prefer movie theaters, hotels, restaurants.. edaina oka adda c/o address where I can join group of friends..
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Linkmaster
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Posted on Thursday, October 24, 2013 - 11:23 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Rgvrocks:

Rental, Subway, restaurant investments ani cuttings ichukune batch maximum mana desis lo, Eee showoff batch lo long term success aina vaallu very negligible %.




veetillo only gujjus get success.. even that success at the cost of life-style ...

I second chekkara keli
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Gotcha
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from the posts I can say bangappa is not very keen on enterpreurship.

Its not just the profits and loss for most of the enterpreneurship. Its the respect one gets by giving employment for others which drives most of the enterpreneurs, respect one gets for trying to be self employed. Unless u have that mindset u can't enjoy that.
This Andhra real estate is for sale.
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Scallion
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Linkmaster:




Link, nuvu chepu few business ideas
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Rgvrocks
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Posted on Thursday, October 24, 2013 - 11:13 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Bangarappa & Chakkara_Keli:

You guys said what I wanted to say, you both rock.

24x7 market nu monitor chesta, tokkalo ee stock/aa etf, Rental, Subway, restaurant investments ani cuttings ichukune batch maximum mana desis lo, Eee showoff batch lo long term success aina vaallu very negligible %.

Quality of life, health, kids future, True LowRisk/Secure Net personal wealth enta dobbi potannayo realize ayye sariki it will be too late for many.

200k+ pay chese jobs vodulukoni, evarino chusi, edo vuhinchukoni..business start chesi, anni pogottukoni heart attacks techukunnollu chala mandi vunnaru.

When looking into high return/ image boosting investments, assuming you have done enough homework knowing in & outs of your targeted investment area, include Family, Health everything else that matters to you in your decision process.
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Linkmaster
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Scallion:




chebithe meeru, TI cheppali,

maalanti Rajusks vinaali
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Scallion
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enti swami okalu kuda interesting ga veyala post lu...

I really believed there will be atleast few thought provoking post's from DBers... disappointed
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Scallion
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Scallion:

TI, Inko manchi idea is building warehouses....

example 1: Bangalore ki dagaralo, probably Thumkur road lo oka 20 Acres land konandi, costs about 20 Cr avuthundi, one important key point you should remember is ee site ki road facing baga ekuva undetlu chusukondi if that is not possible chala normal facing undi ekuva depth unte takuva cost ki konukoni mere oka 60 feet road vadulukondi lopaliki ( Intention hear is 10 equal bits 2 Acrs each or 5 equal bits 5 Acrs each ga vida gote la undali dimentions) now build 10 warehouses, each will be about 60,000 sq feet vasthayi and will cost 3.5 cr..... mee total investment around 55 Cr....

manchi corporates ni choosi rent ki ivandi, sq feet ki around 12 to 15 Rs vasthundi... now sell few of them.. usual ga ee modal lo 6 or 7 amithe miru petindi meeku venaki vachesthundi




Oka very important vishayam chepatam marchi poya.... pina kanipinche numbers chusi mankenduku le anukonavasaram ledhu, actual ga antha dabu evadu petadu...

business modal is land devolopment ki teesukovatam usual ga ilanti vati ki 1/3rd to land owner and 2/3 rds to developer untadi... you can go for project loan, usual ga 50% vasthundi, you can start building 3 initially which is 2 what you can lease out and sell and one for the land owner ivi ayinaka migathavi start cheya vachu, so rough ga mana investment is 5 to 6 Cr unte jagrathaga plan cheste possible
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Rajusk
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Posted on Thursday, October 24, 2013 - 10:49 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Marocharitra:

your detailed confessions could be a good ideas for where Not-to-Invest for some




investing ki kooda ave options..it is all timing ani septhunna..
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Rajusk
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Scallion:

Bangalore ki dagaralo, probably Thumkur road lo oka 20 Acres land konandi, costs about 20 Cr avuthundi,



Scallion:

Good investment ideas for working class




Thread title endi..content endi..

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Scallion
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True_indian:




TI, Inko manchi idea is building warehouses....

example 1: Bangalore ki dagaralo, probably Thumkur road lo oka 20 Acres land konandi, costs about 20 Cr avuthundi, one important key point you should remember is ee site ki road facing baga ekuva undetlu chusukondi if that is not possible chala normal facing undi ekuva depth unte takuva cost ki konukoni mere oka 60 feet road vadulukondi lopaliki ( Intention hear is 10 equal bits 2 Acrs each or 5 equal bits 5 Acrs each ga vida gote la undali dimentions) now build 10 warehouses, each will be about 60,000 sq feet vasthayi and will cost 3.5 cr..... mee total investment around 55 Cr....

manchi corporates ni choosi rent ki ivandi, sq feet ki around 12 to 15 Rs vasthundi... now sell few of them.. usual ga ee modal lo 6 or 7 amithe miru petindi meeku venaki vachesthundi
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Marocharitra
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Rajusk:

Confession of a bhaadithudu..selavu


your detailed confessions could be a good ideas for where Not-to-Invest for some. pls share rao garu...
JP_Rocks to OT:send babu face chuste seppachu parama corrupted ani, siggu lekunda nuvvu support seyatledu? Neekenduku evathi corrupt aite? Nuvvemanna jp supporter va
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Gotcha
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Posted on Thursday, October 24, 2013 - 10:37 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

middle class investements ila untayi anukuntuna
give for 2 rs vaddi for known persons
buy company deposits which yield around 12%, recently saw Andhra bank ad too
buy lots of gold, then deposit this gold in bank and take loans which are very cheap.
This Andhra real estate is for sale.
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Feelgud
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Detailed ga post cheyyalenu .. LIC policy s like Jeevan anand that too for kids are the worst form of investments ..
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Rajusk
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Scallion:




NJ meet and greet eppud set seddham ??
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Feelgud
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Andhrawala:

I have taken Jeevan Anand policy for my kids.


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Andhrawala
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Scallion:

Detailed ga phone lo matladukundam but mee laga manchi entrepreneur definite ga think cheyalsina line Health-care very fast growing... 2000 lo 893 billion rs una Health-care spending 2008 time ki 2600 billion rs ayindi and this is equivalent to 5% GDP

Health-care lo kooda concentrate on Homecare, Wellness and prevention like Obesity and Smoking cessation... one other very very recommended area is Healthcare IT




TI laantollaki saree

How abt options for Sanna Kaaru people like us.

Can we invest in Health Care sector. say say yearly 10 lakhs INR.
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Casino
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Linkmaster:

understand, bellow middle ki paniki raadu anna maat


ala ardham ayyithe memu emi cheptham
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Scallion
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True_indian:

dude why dont you tell us some investment ideas in india
which can be managed from here and which you need to go to india to manage

what do you think is good investments sectors and how much capital you need




Detailed ga phone lo matladukundam but mee laga manchi entrepreneur definite ga think cheyalsina line Health-care very fast growing... 2000 lo 893 billion rs una Health-care spending 2008 time ki 2600 billion rs ayindi and this is equivalent to 5% GDP

Health-care lo kooda concentrate on Homecare, Wellness and prevention like Obesity and Smoking cessation... one other very very recommended area is Healthcare IT
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Linkmaster
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Posted on Thursday, October 24, 2013 - 10:15 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Chakkera_keli:

option 1: max out your 401(K) and put 100% in low cost value growth mutual fund. this money is for 20-30 years from now. Max out your roth-ira and do the same... 100% low cost growth mutual fund. idhi aina tarvatha..... migilina dabbultho ika mee istam... life entha enjoy cheyalane daani batti....travel, clothes, home, restaurants.... etc.... you decide what you want to do with remaining money...







KEVVU KEKA
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Rajusk
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Andhrawala:

I have taken Jeevan Anand policy for my kids. premium arnd 5 lakhs yearly pay chesthuntaa. 15 year ter




Rao garu..idhantha kismat kaa khel..

you can have ULIP/Mutual Funds/SIP/Stocks..

kismat..XXXX maaretho khudha kya karega ..

so mana time bagalekapothe..em seyyalem...

Confession of a bhaadithudu..selavu :D
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Chakkera_keli
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Scallion:

Let us all discuss what do you consider as "good investment ideas for working class"

Previous generation lo mana dad's work chesinapudu they had pension plans etc which are rare now so how do you want to tackle "Saving for Retirement" , "Buying a Home" & "Saving for College" etc all at once ?




very good thread annai....i am not a great investor... but based on my experience and lessons... this is what I would suggest.....

--this until you get your GC

option 1: max out your 401(K) and put 100% in low cost value growth mutual fund. this money is for 20-30 years from now. Max out your roth-ira and do the same... 100% low cost growth mutual fund. idhi aina tarvatha..... migilina dabbultho ika mee istam... life entha enjoy cheyalane daani batti....travel, clothes, home, restaurants.... etc.... you decide what you want to do with remaining money...
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Vjawarrior
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1. SIP scheme in a good emerging FUND...
2. Chittilu...need to check the credentials carefully
3. LIC policy
4. One gold bisuit/year
5. outskirts lo every 2 years ki oka 200sq yrd plot
Naakonchem tikkundi...kaani daanikoka lekkundi...
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Linkmaster
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Bangarappa:

1. America lo condo vundi ani bragging rights
2. he thought it was a smart investment

actually he is made fun of in our circles for being not smart financially




a condo for 600K is too much.. Unless he wants to stay and enjoy urban life style...

10-15% variation is very much possible..

he can get rid off and have another investment....


anyways, where you live brother?
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Andhrawala
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Scallion:


But remember one thing, that is the time you need to pump in money but situational dependency vala you will not be able to do that and also you may pull back your investments... idi avoid avali ante ela tackle chestaru anede question




Having some LIC Policies

Taken Jeevan Anand from LIC and paying around 5 lakhs for all my policies together
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Bangarappa
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Linkmaster:




1. America lo condo vundi ani bragging rights
2. he thought it was a smart investment

actually he is made fun of in our circles for being not smart financially
andaru kalisi adataniki idhi yemaina holy pandaga ?
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Scallion
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Andhrawala:

Markets when down also it wont be more than 2-3 years (historically. correct me If I am wrong)




But remember one thing, that is the time you need to pump in money but situational dependency vala you will not be able to do that and also you may pull back your investments... idi avoid avali ante ela tackle chestaru anede question
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Reddit
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Scallion:

I thread nenu chudala ipude chusthuna, I will mail you both


ty
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Andhrawala
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Vidhata:


For kids ayite LIC etc.. better anukunta, we can preset the maturity date and also can be sure about the amount. Stocks ayite it depends on market rather than our need.
I am doing this for my kid




I have taken Jeevan Anand policy for my kids. premium arnd 5 lakhs yearly pay chesthuntaa. 15 year term. will come when my kids is around 20 years. 1st couple of years naa daggara vunna money tho chadhivinchinaa later years ki idhi panikosthundhii
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Scallion
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Reddit:




I thread nenu chudala ipude chusthuna, I will mail you both
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Linkmaster
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Bangarappa:

Same thing happened to a fellow i know in chicago... he bought a condo for $600k...he cant sell it because people are asking for 510k etc.




why he brought a condo for $600K?.. what he wants to get out of it?
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Vidhata
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Scallion:

Saving for College




For kids ayite LIC etc.. better anukunta, we can preset the maturity date and also can be sure about the amount. Stocks ayite it depends on market rather than our need.
I am doing this for my kid
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Linkmaster
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Bangarappa:

hero avali ani gas stations, rental properties, etc, ivvani kontaru. Lekapothe some other form of physical asset that produces cash.




hero naaa?
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Andhrawala
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Scallion:


2. "Saving for College" is a time specific, if you choose the above options and if market is performing real bad when you need what is your plan B




say onething. Are u talking for investment in India or US.

Any investment lo ee risk vundhi. cash mana daggara vundaali ani liquid gaa dabbu bank lo pedithee US lo hardly 1% vasthundhi (CDs). India lo 9% vachinaa just inflation beating antheyy

U need to start pulling the money before two years. last two years u will put the money in liquid cash

Markets when down also it wont be more than 2-3 years (historically. correct me If I am wrong)
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Reddit
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Scallion:


http://www.chalanachithram.com/discus/messages/115/230422.ht ml?1382616740 koncham a thread lo reply cheyyandi, or shoot me a test mail @ dogjoy@hmamail.com have some queries regarding ITC packaging franchise you spoke in some other thread.
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Linkmaster
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Casino:

ee thread middle class vallaki link garu




understand, bellow middle ki paniki raadu anna maat
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Bangarappa
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I believe everybody should learn accounting and basic financial topics in their life and invest in stocks after doing much due diligence.

hero avali ani gas stations, rental properties, etc, ivvani kontaru. Lekapothe some other form of physical asset that produces cash.

Liquidity matters the most - i think too many people invest on assumptions for the future.

Let's take case..i know a vuncle... 1.2 million etti he bought a medical property being run as a urology. he only put 200K down.

he bought it when it was fully occupied, now tenants are less, property is valued less, and he has been trying to sell it for 3 years. He'll be lucky if someone buys it even in the next 4 years. The earnings from the property cover the interest payment for that...so what is he gaining..nothing really. And all prospective buyers asked the property for $300k less than what he bought it for.

Like this some people buy houses/etc.

If he had studied basic finance, accounting and had invested in stocks... he would have made a profit from day 1.

Same thing happened to a fellow i know in chicago... he bought a condo for $600k...he cant sell it because people are asking for 510k etc.

sorry if this is irrelevant but i want to say... BE VERY smart and shrewd about investing in physical assets.

dont try to be a hero...youll become a zero. and be very scared of debt related investments.
andaru kalisi adataniki idhi yemaina holy pandaga ?
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Andhrawala
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Casino:

antha save chesthara guru meeru?




INR lo cheppenu baasu
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Scallion
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Andhrawala:

- SIPs in Mutual funds

Systematic Investment in Mutual Funds. Monthly mana savings ni batti invest either 5K or 10K or whatever amt possible

- Investment in stocks




Ivi rendu kooda good options but let me ask you few questions...

1. In both the above options you will not have any direct control over your money, it may result in multi fold gain or total loss what happens to your Retirement ?

2. "Saving for College" is a time specific, if you choose the above options and if market is performing real bad when you need what is your plan B
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Casino
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Linkmaster:

Big math for me


ee thread middle class vallaki link garu
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Linkmaster
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Big math for me
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King
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Andhrawala:

5K or 10K


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Casino
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Andhrawala:

Systematic Investment in Mutual Funds.


can you suggest any good mutual funds, vanguard or fidelity
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King
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Scallion:

"Saving for Retirement" , "Buying a Home" & "Saving for College" etc all at once ?



I would think I am successful if I am able to achieve all these at once. Cannot imagine any money leftover at the end of the day. probably i will be classified Pay check to pay check
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Casino
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Andhrawala:

Monthly mana savings ni batti invest either 5K or 10K


antha save chesthara guru meeru?
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Andhrawala
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Posted on Thursday, October 24, 2013 - 09:47 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

- SIPs in Mutual funds

Systematic Investment in Mutual Funds. Monthly mana savings ni batti invest either 5K or 10K or whatever amt possible

- Investment in Real estate
With India population growing for ever and land being limited, ippudu land meedha pettina dabbu future lod efinite peruguddhi


- Investment in stocks
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True_indian
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Username: True_indian

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Scallion:




dude why dont you tell us some investment ideas in india
which can be managed from here and which you need to go to india to manage

what do you think is good investments sectors and how much capital you need
.those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches.
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Scallion
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Username: Scallion

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Posted on Thursday, October 24, 2013 - 09:42 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

understanding Human psychology is very important to plan for the future
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Scallion
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Posted on Thursday, October 24, 2013 - 09:41 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Let us all discuss what do you consider as "good investment ideas for working class"

Previous generation lo mana dad's work chesinapudu they had pension plans etc which are rare now so how do you want to tackle "Saving for Retirement" , "Buying a Home" & "Saving for College" etc all at once ?

all the above planning jarigi inka dabu migulutha unte elanti Short-Term Investments ki veltaru ?

Daya chesi detailed ga posts veyandi, so that every one will understand and get benefited out of this...

P.S : Dayachesi ee tread ni divert cheyatam or gabu lepatam cheyavadu, DB lo una above middle income grade working class valu chepedi observe chesthe manaki chala use untadi to understand the current trends, we can analyze and act accordingly

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