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Wise Spending....

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Kingaa_bongaa
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Posted on Friday, May 21, 2010 - 09:43 pm:       


Stig:

... edo oka roju setilo breitling ... kaaliki testoni ..wardrobe mottam Brioni, Zegna .. Franco modo la tho nindipovalani kwaish !!



Manaki Manam Kingu, Choosevallaki Bongu.
 

Guttonkay
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Posted on Friday, May 21, 2010 - 09:41 pm:       

edo oka roju setilo breitling ... kaaliki testoni ..wardrobe mottam Brioni, Zegna .. Franco modo la tho nindipovalani kwaish
------------------------------------------------------------ -
expensive taste bro!

suits vadtara regular ga? Otherwise I will have to ask u why do you buy them :-)

naku jackets/scarves joruga kone alavatu vundi. Nordstorm has a very good selection. 15 scarves vunnayi and I still feel tempted when I see a scarf I "think" I like. ee madya adi kooda taggincha.
 

Guttonkay
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Posted on Friday, May 21, 2010 - 09:37 pm:       

Mikky is right.

Many guys tend to be disorganized. sale kosam wait cheykunda kontaru. receipts yekkadante akka pettestaru. time ki return ivvaru.

Anyone wants to save or spend less has to be more organized and be timely in terms of returns etc.

annesi electronics konakunte return icche pani vundadu ani db sodharimanulu cheppamanaru :-)
 

Stig
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Posted on Friday, May 21, 2010 - 09:36 pm:       


Guttonkay:




Shopping kelte kacchitanga chamru vadultadi ... saana control chesukovali edaina konakunda aagalante ... 4 months ayyindi mall kelli ... mall kellalante maa sedda sikaku ... anduke premium outlets meeda paddam dula teeripotundi ... Suits ante pichhi ... edo oka roju setilo breitling ... kaaliki testoni ..wardrobe mottam Brioni, Zegna .. Franco modo la tho nindipovalani kwaish !!



-------
Only seven people have looked The Stig straight in the eyes. They are all dead now !!


 

Mikkymouse
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Posted on Friday, May 21, 2010 - 09:28 pm:       


Ruj:

neek pelli avasaramaara ani resound vachindi akkai idhi chaduvuthunte..atma ghosha anukunta



 

Hail_the_labour
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Posted on Friday, May 21, 2010 - 09:22 pm:       


Guttonkay:


somehow I feel you are very organised stuff kind role.

you are quite practical in approach and lead by example ani anukuntunna.clear and consise.

general ga ye doctor garo ammai aithe ila neat ga,planned ga,organised ga vundatam choosa.. :-)
 

Guttonkay
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Posted on Friday, May 21, 2010 - 09:05 pm:       

Savatsarala tarabadi vaadestara !!
------------------------------------------

It's human nature to get bored with frequently/commonly used stuff.

nakayite every year whole new set of wardrobe kontunna feeling vastundi. okkosari inta manchi battalu salvation army ki ichestunna enduku anipistundi.

I feel people who can manage the thin line between having enough good quality clothes and not giving too many clothes to salvation army are rather smart.
 

Kingaa_bongaa
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Posted on Friday, May 21, 2010 - 09:01 pm:       


Stig:

Savatsarala tarabadi vaadestara !!


ante quality gurinchi chepthunnaa, enni yrs vadochu anedhi depends on u.
Manaki Manam Kingu, Choosevallaki Bongu.
 

Stig
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Posted on Friday, May 21, 2010 - 09:00 pm:       


Kingaa_bongaa:

AE konte 1 or 2 yrs eskovachu, 50 petti AF konte 6 yrs eskovachu




Savatsarala tarabadi vaadestara !!





-------
Only seven people have looked The Stig straight in the eyes. They are all dead now !!


 

Kingaa_bongaa
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Posted on Friday, May 21, 2010 - 08:56 pm:       

enti saameee idhi? kharchu pettandi ippudu kakapothe yeppudu?

Twitter:

ante AF shirt konukkune badhulu AE shirt konokkovatama leka pothe


offtopic, 20 ki vasthundhi kadhaa ani AE konte 1 or 2 yrs eskovachu, 50 petti AF konte 6 yrs eskovachu, body size same vunte.
Manaki Manam Kingu, Choosevallaki Bongu.
 

Indiarocks
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Posted on Friday, May 21, 2010 - 07:02 pm:       


Trueleader:





leader [lee-der] -noun : A person who can publicize himself in the media, and is very successful at it.
 

Okahyderabadi
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Posted on Friday, May 21, 2010 - 06:48 pm:       


Guttonkay:

I am sure all of you know this already

Part of ur income should go towards savings. If you can put it in another bank account that u can't really all the better.

nenu 30% savings lo vesta
the rest spend for all monthly expenses
try to save in the 70% anukunta. sometimes it works, sometimes it doesn't

How not to spend:

pick one of the following options:

- shopping vellakapovadam
- vellina window shopping ki velladam
- vellina chethi lo cash pettukuni velladam
- whatever u want to buy, save for it first. This will make u value what u r buying and will also make u wonder if u really need it.
- if u r a spender, marry one who is not into buying a thing, any thing ;-)


nenayite I try to spread my expenses over time. ee year emi konali, ee year too many expenses vunte, what can be moved 6 months out ani alochistanu. if it's not urgent/emergency/critical chetilo cash flow vundi or I can manage from the next bonsu check or I don't have to sell stock ayitene konta.

hope that helps.




meeku pelli ayi unte family lucky, kakapote vache vadu lucky good going sister
In history there is no such thing as the last word on any subject research leads to new things every day
 

Ruj
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Posted on Friday, May 21, 2010 - 06:44 pm:       


Mikkymouse:

1. nee pelli ela chesukovali anukuntunnavo mundhu plan chesuko. Dhanni bayapadakunda/ appu lekunda chesukovali.
2. pelli ayyaka ekkadaki anna vellali anuko. dhani karchualki+ akkada wife emayina choosi muchatapadi konukuntanu ante happy ga konichela undali(ekkada no appu/no credit cards)
3. Illu thesukunnaka aa ammayini entiki kavalasindhi happy ga lonukonichentha money undali.

Evi minumum.


neek pelli avasaramaara ani resound vachindi akkai idhi chaduvuthunte..atma ghosha anukunta
Congress, the worst thing ever to happen to Bharat
 

Venkateswarlu
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Posted on Friday, May 21, 2010 - 06:34 pm:       


Jodhaa:

Lots of confusion on how much we can spend in our life...spending ki edhanna criteria vunda?


Simple.. if you are not sure about buying an item, dont spend.. maa inti pakkaavidaki ravval necklace undi ani naakkoodaa kaavaali ante.. idigo.. itne confusions/dilemmas ostaa untai.. Ofcourse we live in a relative world.. but follow your conscience..

Personally nenu paisal ni neella lekka karsu pedthaa.. to control, munde oka 20L appu/loan teesukunnaa.. and chittis baane estaa untaa.. so oka force untadi.. My marwadi friend gaadu seppetod.. mana deggara paisal unnaa loan theeskoni dhandha cheyyaale ani.. in the same lines, forced saving undetattu chooskovaale..
In this db, there's always someone watching you!!
 

Chiru_fan
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Posted on Friday, May 21, 2010 - 06:17 pm:       

I am very very poor at fin planning...
CHIRU - SACHIN - FEDERER
 

Scallion
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Posted on Friday, May 21, 2010 - 06:15 pm:       

Saving cheyavadhu ani chepanu kani chese padathi **}important ... Naa personal segregation ayithe matram quality of life compromise ayoo or saradalu theerchu kovatam maneso save chesi bank account lo petukoni kurchunaru anukoni emi labam?

I personally believe

my netpay $100 naku kavalsinatlu spend chesukonte I will save $20.. naa sevings ni penchu kovatam gurinchi nenu spend chese $80 lo kontha tagichukovatam kane I look to increase my net pay & try to invest my $20 savings wisely
Jai NTR, Jai Jai TDP
 

Scallion
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Posted on Friday, May 21, 2010 - 06:12 pm:       

Saving cheyavadhu ani chepanu kani chese padathi impotent ... Naa personal segregation ayithe matram quality of life compromise ayoo or saradalu theerchu kovatam maneso save chesi bank account lo petukoni kurchunaru anukoni emi labam?

I personally believe

my netpay $100 naku kavalsinatlu spend chesukonte I will save $20.. naa sevings ni penchu kovatam gurinchi nenu spend chese $80 lo kontha tagichukovatam kane I look to increase my net pay & try to invest my $20 savings wisely
Jai NTR, Jai Jai TDP
 

Joe
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Posted on Friday, May 21, 2010 - 06:09 pm:       

I dont mind my spending.. eppudoo lekka pettukonu. But I wish I could invest... Manaki shopping thappa invesment ante theleedhu...
To be interested in the changing seasons is a happier state of mind than to be hopelessly in love with spring
 

Mikkymouse
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Posted on Friday, May 21, 2010 - 06:05 pm:       


Ruj:

pelli ki mudu planning ela undalo seppandi..pelli samayaniki entha savings undali etc etc




1. nee pelli ela chesukovali anukuntunnavo mundhu plan chesuko. Dhanni bayapadakunda/ appu lekunda chesukovali.
2. pelli ayyaka ekkadaki anna vellali anuko. dhani karchualki+ akkada wife emayina choosi muchatapadi konukuntanu ante happy ga konichela undali(ekkada no appu/no credit cards)
3. Illu thesukunnaka aa ammayini entiki kavalasindhi happy ga lonukonichentha money undali.

Evi minumum.
 

Ruj
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Posted on Friday, May 21, 2010 - 06:00 pm:       


Trueleader:

Maa relatives lo 4 people who are very poor ni chadivistunanu......so vallaku college fees+living expenses istunanu.....



keka annai nuvvu:-)
Congress, the worst thing ever to happen to Bharat
 

Mikkymouse
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Posted on Friday, May 21, 2010 - 05:59 pm:       

Nenu aithe every month entha saving ani pettu kunta. migathadhi every month expenses and konchem shopping kind of ani pettukunta. Ee month konalsina avasarma emi leka pothe aa money next month ki roll over avuthundhi. appatu kooda avvaka pothe india velli nappudu lekkalu choosukokunda aa money (ante maree too much kadhu)spend chesta.

naa policy enti ante dhanna konnappudu aa konna santhoshanni poorthiga anubhavinchali. okavela ala pettina money sari podhu savings lo nundi thiyyali aithe nenu konadam valla vachina happiness savings lo nundi theesene anna bhada kanna rentinpu ekkuvaga unte appudu konta.
 

Ruj
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Posted on Friday, May 21, 2010 - 05:59 pm:       

pelli ki mudu planning ela undalo seppandi..pelli samayaniki entha savings undali etc etc
Congress, the worst thing ever to happen to Bharat
 

Mikkymouse
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Posted on Friday, May 21, 2010 - 05:54 pm:       


Executor:

nti ee thread reverse lo nadustundhi. ladies ekkuva karchu pettesthaarani gents class peekutuntaaru usual ga. ikkada gents taking classses from ladies




Nijaniki nagalu, (Nagalu eppdu kind of savinge kaanee karchu kadhu)). antoo ammayilu ekkuva karuchu pettinattu untundhu kaanee abbayile teliyakunda karchu pedatharu. Ammayilu karchu pette tappudu bane alochistaru.

Ex: naaku kaanee, maa ammayiki kaane ekkada emayina kavalasi vaste konchem sale lantivi vunnaya nia choosukoni konta. Appatiki avasaram leka poyina sale unnappudu theesukoni avasaram ainappude vadatha. sarigga leka pothe recipts dhachi return esta.
Hubby sangathi ki vaste eppudu avasram aithe appudu entha rate anndhi/ee shop lo konchem thakku va unnayi annadhi chooda kunda kontadu. Reciepts ekkado pedathadu. Return evvadaiki bhaddakam so 3 months kalam aipothundhi ela annamata.

kaanee thanu avasaralake karchu peduthunna, nenu ekkvua spend chestunna anukuntadu kaanee nenu spend chesina every penny kanipistundi. Thanadhi chooste emi undhadhu including bank balance tho saha.
 

Jalsa
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Posted on Friday, May 21, 2010 - 05:53 pm:       


Trueleader:

Maa relatives lo 4 people who are very poor ni chadivistunanu......so vallaku college fees+living expenses istunanu.....



Annaa, leader antey nuvvu :-) truly inspirational. Naaku aa thought undhi, to adopt a child. and sponsor education for few.
 

Nanigadu
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Posted on Friday, May 21, 2010 - 05:44 pm:       


Trueleader:

Maa relatives lo 4 people who are very poor ni chadivistunanu......so vallaku college fees+living expenses istunanu.....




AWESOMOE annai... anni danalakantey vidya danam manchidi antaru... you are doing a great job, hats off anthey...

Financial Pilanning spelling kuda sarigga rayatam chatha kadu naku... edi kanipisthey adi konesthu vunta... andukey monni madhaney antey pelli ayyaka, intlo appa cheppesa montham financial handling... naa bank accounts nunchi credit card bills varaku anni intloney chuskuntaru...
When you point a fingre at some body remember that there are three fingers pointing at you and one finger pointing at God
 

Guttonkay
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Posted on Friday, May 21, 2010 - 05:34 pm:       

how what is the real way of saving kodhiga vivaristhara
--------------------------------------------------------
nenu pedda pistani kadu, i will tell u what I do.

first thing i tried was to get out of college debt. enta ekkuva veelu ayite anta ekkuva every month pay chesedanni.

I made the mistake of buying expensive car also. personally i like fast cars, so that I kind of thing to me is okay. daniki kooda veelainanta tvaraga pay chesa.

every month savings lonchi money tiyyakoodadu (for regular expenses), veelaite inka ekkuva savings lo veyyali ani alochistanu.

credit card expenses more than 1000 vundakoodadu ani try chestanu and I always pay off on time, full balance.

appulu ivvanu, teesukonu.

excel file maintain chese scene ledu kani, I have a full hold on what my regular expenses are. so, dani kanna ekkuva avutunte alochistanu. enduku avutundi ani.

my bad habbits:
lunch kontanu roju. okkosari dinner kooda
expensive samanlu kontanu
not able to negotiate deals with isp and all that kind crap.

good habits:
- sale choosi konadam. vidiga kooda kontanu, but if there is a 10$ off coupon at macy's i make sure to use it.
- danalu iste dani regret cheyyanu.
- regular ga vadevi bulk lo kontanu. like the cereal I eat, if it's on sale I buy 5 boxes of it instead of buying one box at a time on full price. costco naa lanti vallaki chala useful


lunch dabba techukune manchi buddhi eppudu vastundo teliyadu.

major expenses india ki velte or vacation teesukunte vuntayi. india ki vellinappudu daanalu ekkuva. anavasaram ga gold konadam. ivi lekunte india lo kooda kharchulu vundavu. It feels like I am saving to go to india and spend :-)
 

Executor
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Posted on Friday, May 21, 2010 - 05:15 pm:       


Twitter:


sorry. wrong word. I meant online payments. dosn't matter manual or automatic. but the keyword is budget. if u set a budget for everything- yes i mean everything and stick it to it, it just gives you more control and easy to manage. it's just a big conception that some ppl don't know how save. They just don't know how to manage.
 

Mental_sachinodu
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Posted on Friday, May 21, 2010 - 05:14 pm:       


Stig:




congrats bro...


nenu emi saving cheyaledhu..

I have invested everything in india. ikkada US lo emi levu... repu podhunna job pothe, petta beda sardhi flight ekkayatame type lo undhi... i plan to save some now... lets see how that goes.
the world of appearances may or may not be real, or both may and may not be real - or may be indescribable; or may be real and indescribable, or unreal and indescribable; or in the end may be read and unreal and indescribable - its all Syadvada
 

Jalsa
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Posted on Friday, May 21, 2010 - 05:11 pm:       

naa paycheck lo emi migalatledhu kadhaa ani, 10% of every fortnightly paycheck savings account ki pettaanu.

ika investments etc nothing.
 

Twitter
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Posted on Friday, May 21, 2010 - 05:10 pm:       


Executor:

I would say, the trick is budgeting. and you can put it to max force by utilising technology. for ex. automating payments



automate chesthe enti laabam elagaina bills online lo manual ga kadatham kadha adhe amount are there any discounts for automation ?
 

Executor
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Posted on Friday, May 21, 2010 - 05:07 pm:       


Twitter:

nenu karchu ela cheyakoodadho adagatam ledhu saving ela cheyalo aduguthunna


I would say, the trick is budgeting. and you can put it to max force by utilising technology. for ex. automating payments
 

Guttonkay
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Posted on Friday, May 21, 2010 - 05:06 pm:       

TI bro,

naku kooda weekend mall ki vellakunte yedo la vuntadi. kani, ala velli ila ravadam nerchukunna.

My goal is to not take money out of savings. ila chinna chinna steps try chestunna.

What I am really bad at is making money multiply. kashtapadi sampadinchadam vachu kani, danni penchatam ravali. stocks lo oka chilli, land konte kabja. endukule.
 

Twitter
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Posted on Friday, May 21, 2010 - 05:03 pm:       


Executor:

enti ee thread reverse lo nadustundhi. ladies ekkuva karchu pettesthaarani gents class peekutuntaaru usual ga. ikkada gents taking classses from ladies



exec nenu karchu ela cheyakoodadho adagatam ledhu saving ela cheyalo aduguthunna . na udheysam lo karchu cheyaka povatam is not equal to saving.
 

True_indian
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Posted on Friday, May 21, 2010 - 05:01 pm:       


Trueleader:

Maa relatives lo 4 people who are very poor ni chadivistunanu......so vallaku college fees+living expenses istunanu..


very good job
we need kakarla to certify lot of Mental Kandidates
 

Stig
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Posted on Friday, May 21, 2010 - 05:00 pm:       


Secondcup:



Mental_sachinodu:






Trueleader:

Maa relatives lo 4 people who are very poor ni chadivistunanu......so vallaku college fees+living expenses istunanu.....








-------
Only seven people have looked The Stig straight in the eyes. They are all dead now !!


 

Ntr_rocks
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Posted on Friday, May 21, 2010 - 05:00 pm:       


Guttonkay:




maa mummy naaku class peekani roju vundadu akkai....roju call chesta...roju tittinchukunta....aina no use...

ala alavatu ayipoyindi...
If you don't like Something, Change it. If you can't Change it, Change the way you think about it.
 

Executor
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Posted on Friday, May 21, 2010 - 04:59 pm:       


Twitter:

how what is the real way of saving kodhiga vivaristhara


enti ee thread reverse lo nadustundhi. ladies ekkuva karchu pettesthaarani gents class peekutuntaaru usual ga. ikkada gents taking classses from ladies
 

Twitter
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Posted on Friday, May 21, 2010 - 04:55 pm:       


Trueleader:

Maa relatives lo 4 people who are very poor ni chadivistunanu......so vallaku college fees+living expenses istunanu.....



nijanga Trueleader ve mama nuvu
 

Twitter
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Posted on Friday, May 21, 2010 - 04:54 pm:       


Guttonkay:

aa taruvata chinnaga nerchukunna. anduke nenu nakanna chinna vallu, school finish chesi job start chese vallani chooste automatic ga lecturing mode lo ki vellipotha :-D I feel I learned the hard way, others shouldn't.



saving cheyatam nerchukunedhela ? ante AF shirt konukkune badhulu AE shirt konokkovatama leka pothe Ch.Biryani thinalani vunte V.Biryani tho saripettukovatama ..how what is the real way of saving kodhiga vivaristhara
 

Secondcup
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Posted on Friday, May 21, 2010 - 04:52 pm:       


Stig:

Aithe naa batuku masi bogge !!




ante meru iddaru baaga spend chese vallena tammudu.
 

Mental_sachinodu
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Posted on Friday, May 21, 2010 - 04:51 pm:       


Stig:

Aithe naa batuku masi bogge !!




already decide ayipoyindhaa ayithe... hevvar ani..
the world of appearances may or may not be real, or both may and may not be real - or may be indescribable; or may be real and indescribable, or unreal and indescribable; or in the end may be read and unreal and indescribable - its all Syadvada
 

Ntr_rocks
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Posted on Friday, May 21, 2010 - 04:50 pm:       


Trueleader:


Maa relatives lo 4 people who are very poor ni chadivistunanu......so vallaku college fees+living expenses istunanu.....


N number of Vigils...
If you don't like Something, Change it. If you can't Change it, Change the way you think about it.
 

Stig
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Posted on Friday, May 21, 2010 - 04:49 pm:       


Guttonkay:

- if u r a spender, marry one who is not into buying a thing, any thing ;-)




Aithe naa batuku masi bogge !!



-------
Only seven people have looked The Stig straight in the eyes. They are all dead now !!


 

Trueleader
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Posted on Friday, May 21, 2010 - 04:49 pm:       

naku vachey monthly income lo 10% spending for all my living expenses and other luxury spending

90% savings will be sent to my father....Financially planning lo nenu chala poor..... my father is very strong in it......he will take care of that

Maa relatives lo 4 people who are very poor ni chadivistunanu......so vallaku college fees+living expenses istunanu.....

So as of now......life no tensions ....as most of my money is going to savings
 

Guttonkay
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Posted on Friday, May 21, 2010 - 04:48 pm:       

which enkamma is giving single stars?
 

Ntr_rocks
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Posted on Friday, May 21, 2010 - 04:45 pm:       


Guttonkay:


rox bro,

nuvvu baccha gadivi (saying that with respect). inka chala time vundile.




chaa....
If you don't like Something, Change it. If you can't Change it, Change the way you think about it.
 

True_indian
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Posted on Friday, May 21, 2010 - 04:42 pm:       


Guttonkay:

annay garu,

meerua, scallion laga, jodhaa, neel etc etc anta oka kovaki chendina varu. U can spend and not even blink.

nenu ala kadu kada and I like to be organized. poorva janmalo nenu marvadi seth ayi vunta. I like to watch money grow. balance takkuva ayite maha badha ga vuntadi.



selli anta ledu, i am not born rich nor i am rich
i work hard to party like hell,
i want to live my life for today
my wife saves everything for my daughter, i dont get 1 dollar from her salary
na salary business money spend chestam ante
but we never plan anything, anta implusive

weekend mall pokapote wife ki edo miss ayinattu untundi
nanny untundi kanuka kid to kuda ekkuva problem kadu anduke

but you rock with your planning
i can never plan for my spending limit

btw: r roje panerai submersible watch konna
we need kakarla to certify lot of Mental Kandidates
 

Guttonkay
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Posted on Friday, May 21, 2010 - 04:41 pm:       

by birth rich kaadu...inka earning ledu...spending ekadidi..ee jeevitam entenemo..chass
------------------------------------------------------------ ------
rox bro,

nuvvu baccha gadivi (saying that with respect). inka chala time vundile.

I used to be awful with spending. school lo ayite dining hall pani chesi sampadinchana danikante ekkuva spending vundedhi. parents pampistunnaru kada ani cheppi vallu teliyakunda spending. funding vacchaka ante. OPT lo job vacchinappudu ayite I didn't know what to do with ALL that money. okkasaranna savings account ane mata kani, parents ki pampiddam ani kani alochinchaledu. maa parents kooda ammayilaninchi teesukokoodadhu ano, emo they never asked for anything. By the time I came to H1 I was actually take cash advance on credit card. That was probably my lowest point in terms of spending.

aa taruvata chinnaga nerchukunna. anduke nenu nakanna chinna vallu, school finish chesi job start chese vallani chooste automatic ga lecturing mode lo ki vellipotha :-D I feel I learned the hard way, others shouldn't.
 

True_indian
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Posted on Friday, May 21, 2010 - 04:39 pm:       


Annavaram:

i have no financial planning
i guess you are just born with it or jsut takes a lot of effort to get that kind of discipline in
iam just plain unfit for it
so ila bandi laagincheyatame



ne enduku planning, planning chese vallu ne deggara pani chestunte
we need kakarla to certify lot of Mental Kandidates
 

Simba
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Posted on Friday, May 21, 2010 - 04:31 pm:       


Guttonkay:

nenayite I try to spread my expenses over time. ee year emi konali, ee year too many expenses vunte, what can be moved 6 months out ani alochistanu. if it's not urgent/emergency/critical chetilo cash flow vundi or I can manage from the next bonsu check or I don't have to sell stock ayitene konta.



Vaammo!! Mee middle name EXCEL aa?:-)
 

Ntr_rocks
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Posted on Friday, May 21, 2010 - 04:27 pm:       

by birth rich kaadu...inka earning ledu...spending ekadidi..ee jeevitam entenemo..chass
If you don't like Something, Change it. If you can't Change it, Change the way you think about it.
 

Rarebell
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Posted on Friday, May 21, 2010 - 04:24 pm:       

dabbunna maa rajula disco thread naakemi pani



Nenu Simha Premiere Show choosanu, What about U?
 

Twitter
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Posted on Friday, May 21, 2010 - 04:19 pm:       


Annavaram:



same here etu gaali veeshte ate no planning ee GVonkay lantollani choosi nerchukovali
 

Mental_sachinodu
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Posted on Friday, May 21, 2010 - 04:19 pm:       


Stig:

Eee thread soosi nenu kontaina budhhi techhukunta anukuntunna !!




:D

manam just side lo ala nilabadi.. soosthu undatame ...
the world of appearances may or may not be real, or both may and may not be real - or may be indescribable; or may be real and indescribable, or unreal and indescribable; or in the end may be read and unreal and indescribable - its all Syadvada
 

Jalsa
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Posted on Friday, May 21, 2010 - 04:18 pm:       

i have no financial planning
i guess you are just born with it or jsut takes a lot of effort to get that kind of discipline in
----------------------
same2same here
 

Annavaram
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Posted on Friday, May 21, 2010 - 04:14 pm:       

i have no financial planning
i guess you are just born with it or jsut takes a lot of effort to get that kind of discipline in
iam just plain unfit for it
so ila bandi laagincheyatame
 

Stig
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Posted on Friday, May 21, 2010 - 04:13 pm:       

Eee thread soosi nenu kontaina budhhi techhukunta anukuntunna !!



-------
Only seven people have looked The Stig straight in the eyes. They are all dead now !!


 

Kalikaalam
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Posted on Friday, May 21, 2010 - 04:11 pm:       

//avunu. 401k saving ani neneppudu anukoledu. retiremend fund vere, regular savings veru kada//

I'd like to implement that.
 

Guttonkay
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Posted on Friday, May 21, 2010 - 04:10 pm:       

only criteria "Avasaram". idhi vundale kaani ela spend cheyyalo automatic ga thelusthadhi.
---------------------------------------------------------
twitter bro,

I think that's what jodhaa was referring to.

avasaralke kharchu pedite, spending ela tagginchukovadam anna idhi vundadhu kada
 

Guttonkay
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Posted on Friday, May 21, 2010 - 04:09 pm:       

401k kakundaa inkoka 30% ???
---------------------------
avunu. 401k saving ani neneppudu anukoledu. retiremend fund vere, regular savings veru kada.
 

Guttonkay
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Posted on Friday, May 21, 2010 - 04:09 pm:       

annalu,

nenedo setti gari muddula manavarilini anukuneru. nenem bojanam cheyyakunda, kodini doolaniki kattesi vistaraku lo korivikaram tine baapathu kadu :-)

All luxuries and major investments I try to plan and buy ani naloni kavayitri bhavam.
 

Kalikaalam
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Posted on Friday, May 21, 2010 - 04:07 pm:       

//nenu 30% savings lo vesta //
401k kakundaa inkoka 30% ???
 

Twitter
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Posted on Friday, May 21, 2010 - 04:06 pm:       


Jodhaa:

.spending ki edhanna criteria vunda?



only criteria "Avasaram". idhi vundale kaani ela spend cheyyalo automatic ga thelusthadhi.
 

Kalikaalam
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Posted on Friday, May 21, 2010 - 04:05 pm:       

//for some reason, i dont think much in the lines of spending. kavali anipisthe entha vasthunvu ayina without thinking twice konestha.. konali anipinchaka pothe, entha thakkuva lo vasthunna pedha care cheyanu.... but in my case, im not much interested in shopping ... sooo naa reasoning pedha panicheyadhu emoo..//

Same here.

Example:Fruits ante ishtam. dfferetn varies try chesthaanu. Lychee fruits Box $70/- ani chappagaane dabbulu tisichi konesaanu fruit store lo. pakkana vunna maa co-brother"pichi aa niku?? aa pichi fruits ki atha dabbu kharchu pedathaavaa??" ani nasuguthu ne vuntaadu. ayinaa naa flow naade..
 

Mental_sachinodu
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Posted on Friday, May 21, 2010 - 04:02 pm:       

for some reason, i dont think much in the lines of spending. kavali anipisthe entha vasthunvu ayina without thinking twice konestha.. konali anipinchaka pothe, entha thakkuva lo vasthunna pedha care cheyanu.... but in my case, im not much interested in shopping ... sooo naa reasoning pedha panicheyadhu emoo..
the world of appearances may or may not be real, or both may and may not be real - or may be indescribable; or may be real and indescribable, or unreal and indescribable; or in the end may be read and unreal and indescribable - its all Syadvada
 

Man_of_masses
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Posted on Friday, May 21, 2010 - 03:58 pm:       


Jodhaa:


 

Annavaram
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Posted on Friday, May 21, 2010 - 03:57 pm:       


Guttonkay:

I am sure all of you know this already

Part of ur income should go towards savings. If you can put it in another bank account that u can't really all the better.

nenu 30% savings lo vesta
the rest spend for all monthly expenses
try to save in the 70% anukunta. sometimes it works, sometimes it doesn't

How not to spend:

pick one of the following options:

- shopping vellakapovadam
- vellina window shopping ki velladam
- vellina chethi lo cash pettukuni velladam
- whatever u want to buy, save for it first. This will make u value what u r buying and will also make u wonder if u really need it.
- if u r a spender, marry one who is not into buying a thing, any thing ;-)


nenayite I try to spread my expenses over time. ee year emi konali, ee year too many expenses vunte, what can be moved 6 months out ani alochistanu. if it's not urgent/emergency/critical chetilo cash flow vundi or I can manage from the next bonsu check or I don't have to sell stock ayitene konta.

hope that helps.




 

Guttonkay
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Posted on Friday, May 21, 2010 - 03:57 pm:       

inta organized ga untara
------------------------
annay garu,

meerua, scallion laga, jodhaa, neel etc etc anta oka kovaki chendina varu. U can spend and not even blink.

nenu ala kadu kada and I like to be organized. poorva janmalo nenu marvadi seth ayi vunta. I like to watch money grow. balance takkuva ayite maha badha ga vuntadi.
 

Bunty717
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Posted on Friday, May 21, 2010 - 03:54 pm:       


True_indian:

inta organized ga untara


nenu bagane organized
ga untaa..ala ani compromise avanu.. quality or quantity vishyam lo..

kani I think before I spend..
kids kosam ayite.. thinking cheyanu..
whistle esthe pilladni kottadam chiru tappu...

daariki addu vochi meeda padatante pakkaki toyyadam tappu kane kadhu -- OT
 

True_indian
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Posted on Friday, May 21, 2010 - 03:51 pm:       


Guttonkay:

nenayite I try to spread my expenses over time. ee year emi konali, ee year too many expenses vunte, what can be moved 6 months out ani alochistanu. if it's not urgent/emergency/critical chetilo cash flow vundi or I can manage from the next bonsu check or I don't have to sell stock ayitene konta.




inta organized ga untara
we need kakarla to certify lot of Mental Kandidates
 

Jodhaa
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Posted on Friday, May 21, 2010 - 03:46 pm:       


Guttonkay:

nenayite I try to spread my expenses over time. ee year emi konali, ee year too many expenses vunte, what can be moved 6 months out ani alochistanu. if it's not urgent/emergency/critical chetilo cash flow vundi or I can manage from the next bonsu check or I don't have to sell stock ayitene konta.


 

Guttonkay
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Posted on Friday, May 21, 2010 - 03:43 pm:       

I am sure all of you know this already

Part of ur income should go towards savings. If you can put it in another bank account that u can't really all the better.

nenu 30% savings lo vesta
the rest spend for all monthly expenses
try to save in the 70% anukunta. sometimes it works, sometimes it doesn't

How not to spend:

pick one of the following options:

- shopping vellakapovadam
- vellina window shopping ki velladam
- vellina chethi lo cash pettukuni velladam
- whatever u want to buy, save for it first. This will make u value what u r buying and will also make u wonder if u really need it.
- if u r a spender, marry one who is not into buying a thing, any thing ;-)


nenayite I try to spread my expenses over time. ee year emi konali, ee year too many expenses vunte, what can be moved 6 months out ani alochistanu. if it's not urgent/emergency/critical chetilo cash flow vundi or I can manage from the next bonsu check or I don't have to sell stock ayitene konta.

hope that helps.
 

True_indian
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Posted on Friday, May 21, 2010 - 03:42 pm:       


Simba:

tutthi!!



we need kakarla to certify lot of Mental Kandidates
 

True_indian
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Posted on Friday, May 21, 2010 - 03:41 pm:       


Jodhaa:



ne deggara dabbulu lekava povadam endi selli

btw: e sari party cheste, alludu ki koddiga rich battalu veyi
mottam nuve karuchupettaku, patel ki cheppu

india lo unnava ikkadiki vacchava
we need kakarla to certify lot of Mental Kandidates
 

Sachin
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Posted on Friday, May 21, 2010 - 03:37 pm:       


Jodhaa:




akkai .....babu birthday ki vachina guests andarikee gold chains badulu...silver chains isthe wise spending anukuntannaaa
 

Cinejeevi
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Posted on Friday, May 21, 2010 - 03:37 pm:       

naaku ardhamaindi enti ante jodhamma ee last 6 months ninchi karchu pettina 50L kaaka maro 50L ki tender edutondi.. daniki emi cheppala ani thinking... kadaa?
kurraaDanukuni kunukulu teesE verridaanikee pilupu.. idE naa mElukolupu
 

Executor
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Posted on Friday, May 21, 2010 - 03:36 pm:       


Jodhaa:

True Indian Dabbulu vundi spend chesthuntey badha padaalsindhi emi vundi..leka spend chesthunteney badha antha


vunna dabbulu pothe badha padaali kaani leni dabbulu pothe badha enduku? That's how America works. Don't worry. u r not alone sis
 

Simba
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Posted on Friday, May 21, 2010 - 03:35 pm:       


Jodhaa:

..ela cheyyali? eppudu, ela, enduku spend cheyyalo decide chesedhi ela? Lots of confusion on how much we can spend in our life...spending ki edhanna criteria vunda?



Yes, criteria undi.

How much: Jeetam ayipoyedaka.
On What: Nenu electronics and technology meeda karchu pedata. Maa wife, clothes/accessories meeda spend chestundi.
Why: tutthi!!
 

Jodhaa
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Posted on Friday, May 21, 2010 - 03:34 pm:       

@ True Indian Dabbulu vundi spend chesthuntey badha padaalsindhi emi vundi..leka spend chesthunteney badha antha :-(
 

King
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Posted on Friday, May 21, 2010 - 03:33 pm:       


Jodhaa:



Jodha..mail for you @ jodhaaa.akbar@gmail.com
 

Moviefan84
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Posted on Friday, May 21, 2010 - 03:32 pm:       


True_indian:

dabbulu unte ido bada




LOL
 

Executor
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Posted on Friday, May 21, 2010 - 03:31 pm:       

when wife's not spending, it's wise spending ani evaro sepparu kiki
 

Joe
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Posted on Friday, May 21, 2010 - 03:30 pm:       

Makes you happy - short term but donot have to regret in the long run
ee rendu satisfy aithe , koneyadame.
To be interested in the changing seasons is a happier state of mind than to be hopelessly in love with spring
 

True_indian
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Posted on Friday, May 21, 2010 - 03:28 pm:       


Jodhaa:


dabbulu unte ido bada
we need kakarla to certify lot of Mental Kandidates
 

Linkmaster
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Posted on Friday, May 21, 2010 - 03:25 pm:       


Jodhaa:





neevu kummey Jodha..

daaniki kontha mande putti pettaru...

Idle/nannu emi adakku...
 

Platypus
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Posted on Friday, May 21, 2010 - 03:24 pm:       

One of the great mysteries of life. Should I upgrade my Cathode Ray to an LCD? Should I refresh my 32 inch LCD with a 50 inch LCD? Can I live with a Corolla or Do I need a Ford Explorer? What about the 7 series? Do I travel economy to India or First Class?

Desaalu maarinaa, khandaalu daatinaa dilemma okate. Daaniki answer ledu.
There are 10 types of people in this world. Those who understand binary and those who don't.
 

Idle_yzag
Megastar
Username: Idle_yzag

Post Number: 23762
Registered: 02-2008
Posted From: 198.80.144.187

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Posted on Friday, May 21, 2010 - 03:22 pm:       


Jodhaa:

ela cheyyali?


sethooo

RahulGandhi/JP/Chiru
 

Rasputin
Moderator
Username: Rasputin

Post Number: 8382
Registered: 02-2008

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Votes: 2 (Vote!)

Posted on Friday, May 21, 2010 - 03:21 pm:       

Neekenduku Jodha, just spend cheseyyi.
GreatBong: The old Sachin radiated heat. The new Sachin gives light. But he still remains the sun
 

Jodhaa
Hero
Username: Jodhaa

Post Number: 12879
Registered: 02-2008
Posted From: 115.118.75.86

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Posted on Friday, May 21, 2010 - 03:20 pm:       

..ela cheyyali? eppudu, ela, enduku spend cheyyalo decide chesedhi ela? Lots of confusion on how much we can spend in our life...spending ki edhanna criteria vunda?

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