| Author | Message | ||
Jacksparrow Comedian Username: Jacksparrow Post Number: 1638 Registered: 07-2008 Posted From: 89.234.93.245 Rating: N/A |
its only partial withdrawl as per the policy doc... but scallion cheppinatlu agents might show a loop hole to encash full fund... | ||
Jacksparrow Comedian Username: Jacksparrow Post Number: 1637 Registered: 07-2008 Posted From: 89.234.93.245 Rating: N/A |
i guess u can switch but switching charges antu evo apply avutai... in general, secure funds nav will be lower than growth fund but time ala edchindi... market crash kada one year... so stocks directed affected growth fund value... secure fund is low risk and lower benefits compared to growth fund... anthaa timing... ippudu market pickup avutondi kaabatti wait cheste growth fund can go up... scallion can answer better on this... | ||
Dada Junior Artist Username: Dada Post Number: 518 Registered: 12-2006 Posted From: 146.171.254.97 Rating: N/A |
Money Plus Lock In period is 3 years... Yes - You can redeem it with LIC after the 3 year period based on the NAV on that day | ||
Jacksparrow Comedian Username: Jacksparrow Post Number: 1636 Registered: 07-2008 Posted From: 89.234.93.245 Rating: N/A |
25% premium allocation, mortality, 0.8 to 1.3 % fund management, policy admin 600Rs per year etc... calculate urself... how much money did u invest and how many units were u allocated... multiply them with 11.6 and see whether u gained or in -ve... | ||
Idle_yzag Megastar Username: Idle_yzag Post Number: 22417 Registered: 02-2008 Posted From: 198.80.144.187 Rating: N/A |
em charges?
why my apples are in growth fund, secure fund 12.50 vundi, can I change the option for getting more return? or is it high risk? TIA RahulGandhi/JP/Chiru | ||
Jacksparrow Comedian Username: Jacksparrow Post Number: 1635 Registered: 07-2008 Posted From: 89.234.93.245 Rating: N/A |
11.6 ante guarantee -ve lo untaaav paina charges anni apply ayyaka... dabbulavasaram lepothe hold chey..... markets elagu pickup avutunnai and growth funds gain in booming market since most the fund is invested in stocks... | ||
Jacksparrow Comedian Username: Jacksparrow Post Number: 1634 Registered: 07-2008 Posted From: 89.234.93.245 Rating: N/A |
antha vishnu maaya  just checking policy charges... dopidi saami ee ulips in lic... 25% premium allocation, mortality, 0.8 to 1.3 % fund management, policy admin 600Rs per year, matti mashaanam ... thoo deenexmma ippudu growth fund value 11.6 unte inka setikochedi -ve untaadi ... | ||
Linkmaster Hero Username: Linkmaster Post Number: 13507 Registered: 02-2008 Posted From: 173.15.107.157 Rating: N/A |
THammudu neeku ilantivi kudaa kaavaalaaaa? money ila waste cheyaku... inko plot nokkey ade padi untadi | ||
Scallion Side Hero Username: Scallion Post Number: 3694 Registered: 05-2009 Posted From: 206.123.17.17 Rating: N/A |
Prasthutam ayithe better... kani eni years anedhi chepalenu Jai NTR, Jai Jai TDP | ||
Scallion Side Hero Username: Scallion Post Number: 3693 Registered: 05-2009 Posted From: 206.123.17.17 Rating: N/A |
Kadu, you can withdraw in full... mee agent ni adagandi chebuthadu margalu... Jai NTR, Jai Jai TDP | ||
Idle_yzag Megastar Username: Idle_yzag Post Number: 22414 Registered: 02-2008 Posted From: 198.80.144.187 Rating: N/A |
yenni yrs? RahulGandhi/JP/Chiru | ||
Jacksparrow Comedian Username: Jacksparrow Post Number: 1633 Registered: 07-2008 Posted From: 89.234.93.245 Rating: N/A |
yes and no, but money plus-I lo u can only take partial amount after 3 years... see this point... Under Regular Premium policies where atleast 3 years’ premiums have been paid, partial withdrawal will be allowed subject to a minimum balance of two annualized premiums in the Policyholder’s Fund Value. so in case if u paid 3 installment years, u can only encash one years worth of units... nothing more... | ||
Scallion Side Hero Username: Scallion Post Number: 3691 Registered: 05-2009 Posted From: 206.123.17.17 Rating: N/A |
Dabulu urgent ga avasaram leka pothe retain cheyi brother.... Jai NTR, Jai Jai TDP | ||
Idle_yzag Megastar Username: Idle_yzag Post Number: 22412 Registered: 02-2008 Posted From: 198.80.144.187 Rating: N/A |
annai ee NAV 180 vunchatam nachidi antav, sell chesai mantava? amre growth fund 11.60 vundi 10Rs dhi 3 yrs ki RahulGandhi/JP/Chiru | ||
Scallion Side Hero Username: Scallion Post Number: 3690 Registered: 05-2009 Posted From: 206.123.17.17 Rating: N/A |
Nope, Unit linked life insurance plan's will have a Lock in period of 3 years, Money plus is also ULIP so only 3 years... said that investing in Money plus might be benefitial only in long run.... Jai NTR, Jai Jai TDP | ||
Ntr_rocks Side Hero Username: Ntr_rocks Post Number: 8193 Registered: 04-2009 Posted From: 170.142.177.181 Rating: N/A |
Thank you..I will see | ||
Jacksparrow Comedian Username: Jacksparrow Post Number: 1632 Registered: 07-2008 Posted From: 89.234.93.245 Rating: N/A |
annai, first thing is wht r u expecting from a health insurance package... lic product lo u pay premium for every year depends on the age of the entry and duration of policy... during that hospital day care charges ani, major surgery benefit ani lic will pay back depends on illness... benefits section lo oka lookkey... and max age they can enter this scheme is 55... so they can take a policy of 10years if they are below 55... u can pay online for any scheme as long as u share the login details from the person insured.... so u can manage ur parents payments online pretending them | ||
Jacksparrow Comedian Username: Jacksparrow Post Number: 1631 Registered: 07-2008 Posted From: 89.234.93.245 Rating: N/A |
2006 lo start ayindi... inka Rs.12-13 lo kottukuntondi... and more over its money plus-I scheme that is in circulation now.... launched in 2008... its nav is around Rs.14 which means if u join scheme now u will be buying those units at 14rs..... policy doc here http://licindia.com/money_plus1_features.htm .... its policy term is 10 or 15 to 20years... so lockin will be based on ur term... If its me i would go with scheme like wealth plus where highest nav is guaranteed... mrhyd thread undi choodu wealthplus scheme meeda... | ||
Ntr_rocks Side Hero Username: Ntr_rocks Post Number: 8186 Registered: 04-2009 Posted From: 170.142.177.181 Rating: N/A |
not for me...for my parents...India lone vuntaru...Pay cheyacha..? Is it good if we are in India? | ||
Idle_yzag Megastar Username: Idle_yzag Post Number: 22406 Registered: 02-2008 Posted From: 198.80.144.187 Rating: N/A |
Nav 180, where is the locking period in it. RahulGandhi/JP/Chiru | ||
Jacksparrow Comedian Username: Jacksparrow Post Number: 1626 Registered: 07-2008 Posted From: 89.234.93.245 Rating: N/A |
nee reqs ento teleedu kaani health insurance product undi lic lo... http://licindia.com/Health_Protection_Plus_features.htm u can pay it online... | ||
Ntr_rocks Side Hero Username: Ntr_rocks Post Number: 8185 Registered: 04-2009 Posted From: 170.142.177.181 Rating: N/A |
annai LIC lo Health insurance vuntada..? Teliyaka adugutunna koddiga seppandi... vunte ela kattali...benefits enti.. | ||
Jacksparrow Comedian Username: Jacksparrow Post Number: 1624 Registered: 07-2008 Posted From: 89.234.93.245 Rating: N/A |
locking period depends on the policy term anukuntunna... sale cheyali anukunte u can only sell it back to LIC... they will buy them according to the NAV of that day... check this link for latest navs... http://licindia.com/plan_navs.htm | ||
Idle_yzag Megastar Username: Idle_yzag Post Number: 22405 Registered: 02-2008 Posted From: 198.80.144.187 Rating: N/A |
1. what is the locking period 2. what is the process to sell it? RahulGandhi/JP/Chiru |