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Calling Rajusk and other Mutual Fund ...

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Rajusk
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Username: Rajusk

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Posted on Monday, February 08, 2010 - 06:10 pm:       


Rajusk:




RaoGaru and King ...e-mail sent..let me know if you need more details
 

Rajusk
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Posted on Monday, February 08, 2010 - 05:55 pm:       


Mrhyderabad:




ee mail edi ..vedimail ki emi raaledu..i am ready with my list..
 

Guru
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Posted on Monday, February 08, 2010 - 02:17 pm:       

Raju garu njfundz meeda research complete ayyaka oka thread veyandi..ma lanti beginners ki use avutady. TIA.
 

Raogaru
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Posted on Monday, February 08, 2010 - 01:52 pm:       


Rajusk:

One more point.. Agents ki max commission vache dantlo manalni pettamantaru..which does not translate into max returns for us..idantha hindsight is 20-20 tho nenu chepthunna




same thing happened with my cousin in india. they took some insurance policy+fund for kids education...it was for 3yrs....investment. after 3yrs whatever they invested they are getting almost the same after the fund management fee/commission etc.

i have to wait and see how the fund will be like after few years.
nannu involvecheyakandi sir
 

Raogaru
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Posted on Monday, February 08, 2010 - 01:48 pm:       


Rajusk:

I think you did OK then


yedo meeru mohamata padutunnar andi...direct gaa cheppandi tappu/porapatu chesi untey...next time invest chesinappudu...konchem jagrattaga unta... aa pension fund lo inka next konchem amount veddamanukuntunna....so yediana teda ga untey cheppandi...
nannu involvecheyakandi sir
 

Rajusk
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Username: Rajusk

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Posted on Monday, February 08, 2010 - 01:45 pm:       

Raogaru,

I think you did OK then
 

Raogaru
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Posted on Monday, February 08, 2010 - 01:38 pm:       


Rajusk:

3 yrs mandatory gaa premium kattali..aa tharuvatha you can opt out from paying premiums but will have coverage till 10th year(or Term life) ani cheppada?




smartkid...i choose 5yrs...yrly payments. since it is for kids education...u know how it works (when in 10th class...etc).

The other one is one time (single investment plan). i did it for long term...i have no plans to take any money out of it. no more payments required...but i can add more if i want (no penalty assessed). based on the fund performance...i get the returns when i want.
nannu involvecheyakandi sir
 

Rajusk
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Username: Rajusk

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Posted on Monday, February 08, 2010 - 01:36 pm:       

Raogaru,

One more point.. Agents ki max commission vache dantlo manalni pettamantaru..which does not translate into max returns for us..idantha hindsight is 20-20 tho nenu chepthunna
 

Godfather
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Posted on Monday, February 08, 2010 - 01:34 pm:       

simple gaa seppali ante ,

Agents vallaki advantage vunnavi manaki cheptaru , for commission.. esp. lock in period 3-10 yrs vuntundi.. apatiki vadu meeku answerable kadhu kadha.. Esp. recent gaa MF's loo entry load tissesaka , ULIP's suggest chestunaru agents..
 

Rajusk
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Posted on Monday, February 08, 2010 - 01:34 pm:       

Raogaru,

Meeku agent etla cheppadu..

3 yrs mandatory gaa premium kattali..aa tharuvatha you can opt out from paying premiums but will have coverage till 10th year(or Term life) ani cheppada?
 

Raogaru
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Posted on Monday, February 08, 2010 - 01:29 pm:       


Rajusk:



Mrhyderabad:




konchem tips ivvandi agents yela book chestar...etc. asaley investment etc anta naaku kotta.

TIA
nannu involvecheyakandi sir
 

Raogaru
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Posted on Monday, February 08, 2010 - 01:28 pm:       


Rajusk:

Konni sarlu book chestaru agents/employees..




rajugaru...nenu teesukunna smartkid insurance + Fund type. it has 3.4% guaranteed addition + investment returns if any (current returns is 30% for the last 10 years...so expecting at least 6-10% in the worast case).

so adi matter...i saw the brochure for the same above info. so it is not a simple insurance policy and agent also mentioned the same thing that was in the brochure...

not sure if the agent cheated me or not..but it looks like i do not have simple policy
nannu involvecheyakandi sir
 

Rajusk
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Username: Rajusk

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Posted on Monday, February 08, 2010 - 01:22 pm:       

Evaro LIC agent naaku single star vesadu..kikiki
 

Rajusk
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Posted on Monday, February 08, 2010 - 01:19 pm:       

Aa LIC vaadi ads entha depressing gaa undevo telusu kada..entha sepu..meeru pothe..meeru pothe ani savagottevadu..

ULIPS probably show some brighter angle..that is meeru pokandane insurance enjoy xheyyoachu..time baagunte konni Units ammesi brathikundagane enjoy seyyochu
 

Mrhyderabad
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Posted on Monday, February 08, 2010 - 01:17 pm:       


Rajusk:

India lo tax purpose thappa..real ga insurance kosam insurance theesukonevallu thakkuvane..


Yeah.. anduke TERM policies anta popular kaaledu anukuntaa desam lo. Too bad...
If god doesn't like the way I live, let him tell me, not you
 

Rajusk
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Posted on Monday, February 08, 2010 - 01:15 pm:       

Hyd,

India lo tax purpose thappa..real ga insurance kosam insurance theesukonevallu thakkuvane..

Edo okati returns vasthai annaru kabatti ULIPS click ayyinayi
 

Raogaru
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Posted on Monday, February 08, 2010 - 01:15 pm:       


Mrhyderabad:

meeku teliyakundaa oka INSURANCE policy konnaru


okati insurance + fund type. smartkid is insurance this i know....but at the same time MF lo investing ani cheppad agent....tappantara?
nannu involvecheyakandi sir
 

Mrhyderabad
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Posted on Monday, February 08, 2010 - 01:10 pm:       


Raogaru:


basic gaa cheppali ante, meeku teliyakundaa oka INSURANCE policy konnaru

Desam lo Insurance ki Investment ki baaga linking chesi public ni confuse chesthunnaru
If god doesn't like the way I live, let him tell me, not you
 

Rajusk
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Posted on Monday, February 08, 2010 - 01:09 pm:       

Raogaru,

Konni sarlu book chestaru agents/employees..

Nannu employee book chesindi..edo 10 yrs mandatory investment lo.. Agent brathikinchadu..3 yrs mandatory investment with 10. Yrs coverage..

Vallaa commissions/careers kosam NRIs/wealthy vallanu book chesthu untaru
 

Raogaru
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Posted on Monday, February 08, 2010 - 01:05 pm:       


Mrhyderabad:


antey yemit mrhyd? naaku yemi teliyakunda yettanana meaning? hyd lo icici nundi oka agent intiki vachad...yee rendu intlo cheppad. so pettesa....agent yedo....x number of units ani cheppadu...fund management vaadey choostad...ledu antey manam konni pick chesukovachi ani cheppad. just filed the app...waiting for the bond papers and online login details.
nannu involvecheyakandi sir
 

Rajusk
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Posted on Monday, February 08, 2010 - 01:05 pm:       

Jalsa,

Edaina indoor practice session gaani..outdoor practise game gaani unte calling thread vestha..adi kooda subject to availability..last year maa team lo regular 14 unnaru..ee year leru..but will have to confirm with captain..
 

Mrhyderabad
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Posted on Monday, February 08, 2010 - 01:02 pm:       


Raogaru:

icici smartkid and penchan lo yetta few Ls.




Raogaru:

icici lo pettanu. itaki ULIPS anteye yemiti?




If god doesn't like the way I live, let him tell me, not you
 

Rajusk
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Posted on Monday, February 08, 2010 - 01:01 pm:       

JP,

Valueresearchonline.com and Mutualfundsindia.com lo rendu chotla compare chesi Karvy vaadi recommendations choodandi..appudu ardham authundi real advice aa..manaki edaina scheme vesada ani

Anyway NJ fundz details teliyagane I will let you know..

King,

Veelaithe ivvala night pampistha iddarki aa list..naavi edo thopu picks kaavu..konni bad picks kooda unnayi
 

Raogaru
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Posted on Monday, February 08, 2010 - 01:01 pm:       


Mrhyderabad:



King:



Rajusk:




meeru pick chesina MF's naaku kooda cheppandi raogaru23@yahoo.com..ki

nenu kooda MF meeda info choostunna. PAN card opening ki application padesa...next sharkhan tho account opening going on.
nannu involvecheyakandi sir
 

Mrhyderabad
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Posted on Monday, February 08, 2010 - 01:00 pm:       


Raogaru:

ULIPS


Unit Linked Insurance Plans
If god doesn't like the way I live, let him tell me, not you
 

Mrhyderabad
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Posted on Monday, February 08, 2010 - 01:00 pm:       

For those who are interested...


Why PMS over Mutual Funds?

MFs
. Mutual Funds as an investment vehicle are structured to reduce risks as far as possible, as they cater to thousands of investors.
. Needs that are disparate among clients, get clubbed into one scheme
. Over diversification of sectors as well as stocks


PMS
As a discerning investor, who understands the risk-reward ratio, you want
- Portfolio designed for your individual needs & objectives
- Portfolio comprising of select ideas
- Ability to take focused plays both in sectors and stocks
- Efficient allocation of assets viz. Equity, Debt and Cash as per market condition
- Flexibility to make swift changes in your portfolios
If god doesn't like the way I live, let him tell me, not you
 

Raogaru
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Posted on Monday, February 08, 2010 - 12:58 pm:       


Rajusk:

Meeru pettindi ULIPS lo na?


ledandi.

icici lo pettanu. itaki ULIPS anteye yemiti?
nannu involvecheyakandi sir
 

Rajusk
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Posted on Monday, February 08, 2010 - 12:55 pm:       

Link,

Memu mutual funds lo invest chestamu...meeru vallaki funding sestharu ade theda...
 

King
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Posted on Monday, February 08, 2010 - 12:53 pm:       


Mrhyderabad:

nenu big league ani ekkada cheppinaa?



Tamasha ki anna Hyder

Mrhyderabad:

But Way2wealth vaadi products nachaayi.

Minimum investment - 5 L



Hyder,
Yedo ikka equities meeda trading chesi chetulu kalchukunna, not that my picks are not good but used to day trade and cannot control by trading habits. So trading bund chesina. I have nil experience in MF's. Would appreciate if you can guide me in that and let me know what funds you are picking up if you dont mind.

Rajusk:

Meeru iddaru okate league kada..meeru confuse ayyi..nannu confuse cheyyakandi



raju garu nannu oggeyandi. hyder ki mee MF ffunds picks mail pampisthe can you send me the same if it is not too personal to kingabonga@gmail.com
 

Jp_rocks
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Posted on Monday, February 08, 2010 - 12:53 pm:       


Rajusk:

If you are interested only in MF..wait for few days..I am trying to find more details about www.Njfundz.com


OK....i will..thanks..

ma bammardi ki cheppa MFs konali..i'll transfer the money to u..u buy ani.....manodu karvy brokers chetha contact cheyinchadu..vallu sava laksha advice lu istunnaru..indulo pettu andulo pettu ani.....book chestunnaro teledu real advice oo teledu..
 

Jalsa
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Posted on Monday, February 08, 2010 - 12:53 pm:       

Raju garu, nenu kooda set cheyaali. ippati daka no investment. hightime now.

BTW, cricket start ayinappudu nannu marchipokandi :-)
 

Rajusk
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Posted on Monday, February 08, 2010 - 12:52 pm:       

JP,

Axis bank website tho evo details ichadu Ustad oka roju..malli search cheyyali..
 

Linkmaster
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Posted on Monday, February 08, 2010 - 12:52 pm:       

tycoons are here...
 

Rajusk
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Posted on Monday, February 08, 2010 - 12:51 pm:       

Raogaru,

Meeru pettindi ULIPS lo na?
 

Jp_rocks
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Posted on Monday, February 08, 2010 - 12:50 pm:       


Rajusk:

MF trade cheyyadaniki Demat avasaramu ledu


so axis bank or sharekhan customer support ki call chesi direct register ayyi buy cheseyocha?
 

Rajusk
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Posted on Monday, February 08, 2010 - 12:50 pm:       

JP,

If you are interested only in MF..wait for few days..I am trying to find more details about www.Njfundz.com
 

Rajusk
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Posted on Monday, February 08, 2010 - 12:48 pm:       

JP,

MF trade cheyyadaniki Demat avasaramu ledu
 

Jp_rocks
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Posted on Monday, February 08, 2010 - 12:44 pm:       


Rajusk:

Axis bank + Sharekhan isthunnadu..


can anyone get registered with axis bank/sharekhan? do we need a demat a/c to get registered and/or buy MFs?
 

Rajusk
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Posted on Monday, February 08, 2010 - 12:43 pm:       

Hyd,

Naa vedimail ki test mail pampinchu details isthanu
 

Rajusk
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Posted on Monday, February 08, 2010 - 12:41 pm:       

Hyd,

PMS ante chaala ardhalu vastai..
 

Raogaru
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Posted on Monday, February 08, 2010 - 12:38 pm:       

off topic but icici smartkid and penchan lo yetta few Ls. yee progs lo icici vaadu fund management settad. last 10yrs records pekaram 30% returns unnay.

so choodali next 10-15 years lo returns yetta untayo.
nannu involvecheyakandi sir
 

Mrhyderabad
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Posted on Monday, February 08, 2010 - 12:30 pm:       


Jalsa:

PMS antey enti?


Portfolio Management Services

Self explanatory anukuntunna. If you need more info, let me know.
If god doesn't like the way I live, let him tell me, not you
 

Jalsa
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Posted on Monday, February 08, 2010 - 12:27 pm:       

PMS antey enti?
 

Mrhyderabad
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Posted on Monday, February 08, 2010 - 12:25 pm:       


Rajusk:

Antha avasaramu ledu..anukonta


If it is not too personal, meeru hold chesthunna MFs list ivvandi or mail cheyandi.
If god doesn't like the way I live, let him tell me, not you
 

Rajusk
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Posted on Monday, February 08, 2010 - 12:23 pm:       


Mrhyderabad:

MFs lo invest chesina kuda manam watch chesthu vundaali kadaa... PMS ayithe they will take care of it as they are professionals. And they have better tools/knowledge on the market.




Antha avasaramu ledu..anukonta
 

Mrhyderabad
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Posted on Monday, February 08, 2010 - 12:22 pm:       


Rajusk:

Mutual funds etu tirigi chesedi off line trading ke..daaniki maname research chesukovachu..ValueResearchOnline.com lo velli..paina cheppina brokers lo okkalo tho velli kavalsina funds konukkovachu..


MFs lo invest chesina kuda manam watch chesthu vundaali kadaa... PMS ayithe they will take care of it as they are professionals. And they have better tools/knowledge on the market.
If god doesn't like the way I live, let him tell me, not you
 

Mrhyderabad
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Posted on Monday, February 08, 2010 - 12:19 pm:       


King:

i am also interested in Indian MF's but not in the same league as you.


nenu big league ani ekkada cheppinaa? Reliance vaadu kuda PMS offering anagaane egesukoni poyinaa.. vaadu 2 C ani cheppindu. Khel katam anukunna.

But Way2wealth vaadi products nachaayi.

Minimum investment - 5 L

Btw, single * evaru vesaaru? enduku vesaaru? Nenu emi feel avvanu.. reason cheppandi
If god doesn't like the way I live, let him tell me, not you
 

Rajusk
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Posted on Monday, February 08, 2010 - 12:18 pm:       


King:

i am also interested in Indian MF's but not in the same league as you. . Just small investment.




Meeru iddaru okate league kada..meeru confuse ayyi..nannu confuse cheyyakandi
 

Rajusk
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Posted on Monday, February 08, 2010 - 12:17 pm:       


Mrhyderabad:

Way2wealth vaadi options and past perf reports baavunnayi.

Any idea on these guys (W2W)?




Hyd,

Naaku W2W gurinchi aithe idea ledu..

Ayyina..MF ki PMS route enduku..

Axis bank + Sharekhan isthunnadu..

PMS/PIS ..will be needed for Equities investment in secondary market naaku telisi..it is like off line trading..

Mutual funds etu tirigi chesedi off line trading ke..daaniki maname research chesukovachu..ValueResearchOnline.com lo velli..paina cheppina brokers lo okkalo tho velli kavalsina funds konukkovachu..

NJ Funds vaadu isthunnadu..
 

Mrhyderabad
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Posted on Monday, February 08, 2010 - 12:15 pm:       

Fee structure:

. Fixed management fee of 1% p.a. (charged on a quarterly basis)
. Performance linked fee of 20% is charged on returns generated above a benchmark of 8%

OR

. A fixed management fee of 3% per annum

Fixed 3% better anukuntunna... wt do u think?
If god doesn't like the way I live, let him tell me, not you
 

King
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Posted on Monday, February 08, 2010 - 12:14 pm:       


Mrhyderabad:

India lo MFs meeda research chesi final gaa PMS ki decide ayya.



Can you pls give a link to them. i am also interested in Indian MF's but not in the same league as you. . Just small investment.
 

Mrhyderabad
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Username: Mrhyderabad

Post Number: 5048
Registered: 01-2008
Posted From: 167.230.38.120

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Votes: 2 (Vote!)

Posted on Monday, February 08, 2010 - 12:11 pm:       

India lo MFs meeda research chesi final gaa PMS ki decide ayya.

Reliance money try cheddam ani choosthe vaadu NRIs minimum investment 2 C annadu

Way2wealth vaadi options and past perf reports baavunnayi.

Any idea on these guys (W2W)?
If god doesn't like the way I live, let him tell me, not you

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