| Author | Message | ||
Anthamidhya Junior Artist Username: Anthamidhya Post Number: 572 Registered: 02-2017 Posted From: 70.119.103.67 Rating: N/A |
alaa kuuda try cheyyakuudadha? | ||
Telugu_times Legend Username: Telugu_times Post Number: 55829 Registered: 02-2008 Posted From: 99.0.30.9 Rating: N/A |
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Naaistam Junior Artist Username: Naaistam Post Number: 704 Registered: 03-2014 Posted From: 12.252.19.134 Rating: N/A |
 - Stalker - 'S'traight talker - Robb Stark from House Stark :p - Speak the truth, even if your voice shakes | ||
Anthamidhya Junior Artist Username: Anthamidhya Post Number: 571 Registered: 02-2017 Posted From: 204.63.45.70 Rating: N/A |
Should try for 2x at 40 by going to a low paying job | ||
Mahiz Side Hero Username: Mahiz Post Number: 3587 Registered: 10-2012 Posted From: 165.225.35.19 Rating: N/A |
Congrats Annayi. | ||
Scout75 Junior Artist Username: Scout75 Post Number: 918 Registered: 08-2018 Posted From: 74.83.116.116 Rating: N/A |
Congrats Uncle | ||
Speaker Side Hero Username: Speaker Post Number: 4953 Registered: 01-2019 Posted From: 192.197.178.2 Rating: N/A |
will be done very soon, mortgage freeeeeeeeeeeeeeeeeeeeeeeeeeeeee Inform, Amuse, Confuse, Evoke.. | ||
Scout75 Junior Artist Username: Scout75 Post Number: 915 Registered: 08-2018 Posted From: 74.83.116.116 Rating: N/A |
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Biggboss Hero Username: Biggboss Post Number: 10860 Registered: 08-2017 Posted From: 24.6.111.180 Rating: N/A |
are you a US citizen? | ||
Scout75 Junior Artist Username: Scout75 Post Number: 913 Registered: 08-2018 Posted From: 74.83.116.116 Rating: N/A |
It also depends on personal preference, Our Family CPA's advice is to repay the house as soon as you can without a second thought. Idi entha mandi chestharu. Maa family lo kontha mandi prefer 30 yr loan on house and some prefer 15 yr. 15 chesthe monthly IRA allocation amount etta miguluddi ? just asking anthe wanted to know some answers before I buy a house | ||
Ramjirao Side Hero Username: Ramjirao Post Number: 2475 Registered: 02-2019 Posted From: 152.51.56.1 Rating: N/A |
Yero thammi. 30 varaku naya paisa seyaledhu. after that few years just minimum annaa etta avvuidhi million or 2 million. | ||
Gotcha Legend Username: Gotcha Post Number: 33136 Registered: 02-2008 Posted From: 172.87.48.134 Rating: N/A |
nenu 19K contribution till i was 35 cheyaledu anni telisi kuda. FOB valaki different priorities untayi. ... | ||
Hero Hero Username: Hero Post Number: 13917 Registered: 09-2009 Posted From: 38.101.193.194 Rating: N/A |
last 25 years contribution ante mantalu...mee account lo 2 million unda | ||
Gotcha Legend Username: Gotcha Post Number: 33134 Registered: 02-2008 Posted From: 172.87.48.134 Rating: N/A |
maa office lo telolu first day nunchi conributing appu appu ee, adi salary nunchi potundi 401k matiki full contributing. desis lo oka abcd undedi aame kuda full contribute chesedi, manole lack of information ... | ||
Scout75 Junior Artist Username: Scout75 Post Number: 910 Registered: 08-2018 Posted From: 74.83.116.116 Rating: N/A |
22 ki 18k ela uncle adi kastam, paiga 90% batch ki study loan vuntadi on top of that oka car . oka 4 yrs ittage ayipothandi 30 ki start chesthe goppa. The greatest advice in this matter i received was from my Dad and Uncle , they said contribute 10% of your monthly salary to 401k or to put it in good MF's. Following it since 26. | ||
Ramjirao Side Hero Username: Ramjirao Post Number: 2473 Registered: 02-2019 Posted From: 152.51.56.1 Rating: N/A |
US nenu 26 appudu occhenu. naa first few years salary is 37K. yearly 18K yaada nunchi pettedhi. Offocurse didnt contribute to 401K till I am 30 anukooo also start chesekaa intial years just did minimum to get employer match. Later ocne increased my contribution to 10K or 15K then employer stopped matching | ||
Scout75 Junior Artist Username: Scout75 Post Number: 909 Registered: 08-2018 Posted From: 74.83.116.116 Rating: N/A |
You can open at any broker sites but you have to choose the funds. | ||
Scout75 Junior Artist Username: Scout75 Post Number: 908 Registered: 08-2018 Posted From: 74.83.116.116 Rating: N/A |
inka konaledu kaani aa age vache time ki konali ani naa tokkalo plan | ||
Gotcha Legend Username: Gotcha Post Number: 33131 Registered: 02-2008 Posted From: 172.87.48.134 Rating: |
manolaki lack of guidance valla kaani 40 ki why can't u double ur 40ik. say u started working 22, every year 18K-19K contribute cheste akkade 342,000 vachindi. add Compounded growth for 18 years ekkadiko velali lekka prakaram kaani most of desis do not contribute to 401k till they are close to 40s ... | ||
Pullarao Comedian Username: Pullarao Post Number: 1288 Registered: 03-2017 Posted From: 107.77.72.75 Rating: N/A |
please suggest Roth IRA provider. fidelity? | ||
Ramjirao Side Hero Username: Ramjirao Post Number: 2469 Registered: 02-2019 Posted From: 152.51.56.1 Rating: N/A |
40 years ki almost double chesevu antee really great feat. 50 ki koodaa bahusaa close gaa chesthaavu | ||
Gotcha Legend Username: Gotcha Post Number: 33129 Registered: 02-2008 Posted From: 172.87.48.134 Rating: N/A |
inkoti edo IRA lo ekkuva contribute cheyochu anukunta kada. Anyhow double my salary antandi naa age ki I am short by 25k so have to catch up.I contribute 40% to my 401k  .50 ki 4 times antunadu adi difficult to catch laga undi have to change my contribution even higher then... | ||
Ramjirao Side Hero Username: Ramjirao Post Number: 2463 Registered: 02-2019 Posted From: 152.51.56.1 Rating: N/A |
yee oorlo age 35 ki house konnavu?? 40 ki double ur salary annaadu. so neeku 40 ki nee salary ki one time equa; aindhaa ledhaa also this may happen assuming you maxoput the 401K contribution. Usthaad kurrodi maadhiri paisa pettakundaa yaada nunchi osthundhi | ||
Scout75 Junior Artist Username: Scout75 Post Number: 907 Registered: 08-2018 Posted From: 74.83.116.116 Rating: N/A |
Ramji uncle deeniki answer cheppi punyam kattuko | ||
Scout75 Junior Artist Username: Scout75 Post Number: 906 Registered: 08-2018 Posted From: 74.83.116.116 Rating: N/A |
YOu cannot put more than that per year | ||
Scout75 Junior Artist Username: Scout75 Post Number: 905 Registered: 08-2018 Posted From: 74.83.116.116 Rating: N/A |
Awesome......Choose the right funds ennaki tirigi choodakarledu I also opened one kaani H1B meeda edo additional documentation ani adigadu ...pampinchali | ||
Ustad Megastar Username: Ustad Post Number: 27435 Registered: 07-2008 Posted From: 76.169.161.29 Rating: N/A |
Almost 40...0 401K. Totally licked. I learned long ago, never to wrestle with a pig. You get dirty and besides, the pig likes it - George Bernard Shaw | ||
Baatasari Side Hero Username: Baatasari Post Number: 3742 Registered: 10-2018 Posted From: 171.159.66.10 Rating: N/A |
H1 specifically, are like golden goose to the US econ system.. normuskuni all fees, wait times, tolerate work for lowest to low salaries ( WITCH ) no representation officially but selectively taxing them, is an outright discrimination - that wont float as an idea.. like i said, they will try to empty our purses in different way.. mainly H1 fees increase, force all H1 aspirants to do some US Masters, etc.. these serve same purpose, but are legal atleast.. brahma satyam jagan-mithyä jivo brahmaiva näparah | ||
Gotcha Legend Username: Gotcha Post Number: 33128 Registered: 02-2008 Posted From: 96.87.93.22 Rating: N/A |
chala takuva emo kada masteru, meeru eppudu nuncho saving kabati mee bucket full undochu. ... | ||
Ramjirao Side Hero Username: Ramjirao Post Number: 2451 Registered: 02-2019 Posted From: 152.51.56.1 Rating: N/A |
//if you work, SS radhu. after 67 years I think u can work and still get SS benefits You can begin to work and continue to receive SSI benefits as long as your wages and other resources do not exceed the SSA’s income limit for SSI; however, your monthly benefit amount will be reduced in proportion to your income. Here's how the SSA reduces your income. Both the federal benefit amount and the SSI income limit is $771 (in 2019). The SSA will reduce your benefit by the amount of your countable income. If your only income is from your job, the SSA does not include the first $85 you earn toward your countable income. After taking the $85 adjustment off of your income, the SSA will deduct, from your monthly benefits, 50 cents for every dollar you earn. Here is an example of a person who earns $1,000 a month from working: $1,000 - $85 = $915 ÷ 2 = $457.50. The individual’s monthly SSI benefit amount would be reduced by $457.50. Your monthly benefit amount is also affected by the amount your state adds to the federal SSI payment, if any. For more information, see our article on how much SSI pays. If your SSI payments stop because you earn too much money (that is, if your countable income is over $771 per month), but you are subsequently forced to quit work because of your disability, the SSA will reinstate your benefits without the need for a new application for a period of five year | ||
Ramjirao Side Hero Username: Ramjirao Post Number: 2450 Registered: 02-2019 Posted From: 152.51.56.1 Rating: N/A |
//what it should be when you have started your career in US at 27 or 28? you are earning $50,000 by age 30, you should have $25,000 banked for retirement. so lets reduce it by 50K in totality ainaa idhi ballapark estimate anthe kathaa | ||
Sri_anji Hero Username: Sri_anji Post Number: 13105 Registered: 02-2008 Posted From: 20.133.14.254 Rating: N/A |
what it should be when you have started your career in US at 27 or 28? The best Odarpu | ||
Jai_ycp Hero Username: Jai_ycp Post Number: 19683 Registered: 04-2015 Posted From: 100.36.224.18 Rating: N/A |
if you work, SS radhu. | ||
Ramjirao Side Hero Username: Ramjirao Post Number: 2448 Registered: 02-2019 Posted From: 152.51.56.1 Rating: N/A |
//I think it pays for both spouse and minor children with some maximum family limit Pay for surviving spouse who takes care of minor children/ If no minor children surviving spouse will egt only when she or he attains retirement age | ||
Anthamidhya Junior Artist Username: Anthamidhya Post Number: 570 Registered: 02-2017 Posted From: 204.63.45.69 Rating: N/A |
I think it pays for both spouse and minor children with some maximum family limit | ||
Ramjirao Side Hero Username: Ramjirao Post Number: 2447 Registered: 02-2019 Posted From: 107.77.104.31 Rating: N/A |
Ssa pays for ur minor child. If no children then spouse get when she attain the retirement age | ||
Anthamidhya Junior Artist Username: Anthamidhya Post Number: 568 Registered: 02-2017 Posted From: 204.63.45.69 Rating: N/A |
I see 3k pay out , survivor benefits of 2k each - any idea how these are paid if you are on h1b and you die. If the pay out is in that range then I’ll be happy that family is covered in case of unexpected death... Ee madhya chaavu thots ekkuva ayyayi, donno why | ||
Mahiz Side Hero Username: Mahiz Post Number: 3582 Registered: 10-2012 Posted From: 165.225.35.19 Rating: N/A |
outrage vasthe maatram peekedhi emi undi .. no representation in the houses kada .. | ||
Mahiz Side Hero Username: Mahiz Post Number: 3581 Registered: 10-2012 Posted From: 165.225.35.19 Rating: N/A |
annayi .. news lo chusindhi cheppanu .. kindaki edho link ichanu .. koncham over emo number kaani .. my thinking is FAT 401k lekapoina govt kuda koncham money isthundhi monthly ani antunna .. idhi kuda news chusi thelusukunnade .. | ||
Siloan Legend Username: Siloan Post Number: 64858 Registered: 03-2008 Posted From: 132.174.100.203 Rating: N/A |
nuvvu fakutunnav ani clear ga arthamavutundi with your age n guage working experience | ||
Ramjirao Side Hero Username: Ramjirao Post Number: 2436 Registered: 02-2019 Posted From: 152.51.56.1 Rating: N/A |
//Someone in the family I know gets about 370$ right now Naaku ocche yearly SSA statement lo it says will get around $2000 per month if I continue to make the yearly pay which I am doing currently | ||
Anthamidhya Junior Artist Username: Anthamidhya Post Number: 567 Registered: 02-2017 Posted From: 204.63.45.69 Rating: N/A |
Just recently did the math, if you have 2M in 401k, assuming 7% return n discounting to current time, it will give you 75k an year. Think if you can live with that amount with house paid off Very rough numbers - assumption here is your investments are still indexed and not in bonds which means you are still playing long term game with 401k , any remaining amount will go to kids | ||
Boeing747 Side Hero Username: Boeing747 Post Number: 6494 Registered: 04-2016 Posted From: 192.213.136.166 Rating: N/A |
ya India lo invest cheste then its a problem if you retire in US..but ikkada kuda property lo invest cheste constant returns vastai ga bro | ||
Baatasari Side Hero Username: Baatasari Post Number: 3738 Registered: 10-2018 Posted From: 171.161.160.10 Rating: N/A |
some healthy, necessary disco.. SSN mgmt.. worst ga unnadi - fact but i DONT think there will be defaults ( like some1 below says manam katte daniki 25% istaru etc ) cos that will just be illegal.. i would tend to believe.. SSN money will be squeezed from other avenues ( like H1 fee increase, tax increase, etc ) that are easy to negotiate.. SSN benefits entire US prejanikam depenendet.. they cant touch.. ika H1 vallaki clause petti .. edo manaki anyayam cheste.. will cause outrage i believe.. brahma satyam jagan-mithyä jivo brahmaiva näparah | ||
Scout75 Junior Artist Username: Scout75 Post Number: 904 Registered: 08-2018 Posted From: 4.14.11.202 Rating: N/A |
4K year ka babai Someone in the family I know gets about 370$ right now . 4k ravali ante ee army lo vundi retire ayithe vasthayi or if you have a disability | ||
Scout75 Junior Artist Username: Scout75 Post Number: 903 Registered: 08-2018 Posted From: 4.14.11.202 Rating: N/A |
you will loose a lot if you want to bring them back to USA | ||
Scout75 Junior Artist Username: Scout75 Post Number: 902 Registered: 08-2018 Posted From: 4.14.11.202 Rating: N/A |
Let say 35 ki house konte how can you double your income in 401k | ||
Ramjirao Side Hero Username: Ramjirao Post Number: 2433 Registered: 02-2019 Posted From: 152.51.56.1 Rating: N/A |
To an extent you will know based on ur family history. Like how many years ur grand father etc lived. But these days life expectancies increased You shouldn't outlive ur savings period. | ||
All_day Side Hero Username: All_day Post Number: 5511 Registered: 06-2012 Posted From: 107.0.27.252 Rating: N/A |
Don't count on social security, it's on the verge of going broke. manamretire ayye time ki, if we get 25% of what we paid, adhe padivelu. I could introduce myself properly, but it's not really necessary. You will know me well enough and soon enough, depending on a diverse range of variables. It suffices to say that at some point in time, I will be standing over you, as genially as possible. Your soul will be in my arms. A color will be perched on my shoulder. I will carry you gently away.... | ||
Mahiz Side Hero Username: Mahiz Post Number: 3579 Registered: 10-2012 Posted From: 104.129.192.95 Rating: N/A |
mee govt ee annayi .. PBS lo chusanu chala discussions.. infact ee program's ki money saripovadamu ledhu ani kuda annaru .. that means they are unable to collect enough taxes to send out checks every month ane ga ardham .. https://www.pbs.org/newshour/health/medicare-and-social-secu rity-stay-on-unsustainable-financial-paths-reports-show | ||
Ysr2009 Side Hero Username: Ysr2009 Post Number: 6981 Registered: 03-2014 Posted From: 129.135.1.217 Rating: N/A |
>> i heard ppl get around 4k check every month from govt after retirement ye govt babai? US govt paisa ivvadu.. If you pay social security taxes, you will get some SS money. but the amount depends on how much you contributed all your working years. | ||
Mahiz Side Hero Username: Mahiz Post Number: 3578 Registered: 10-2012 Posted From: 104.129.192.95 Rating: N/A |
whatever my point is govt will be pitch in .. i heard ppl get around 4k check every month from govt after retirement | ||
Boeing747 Side Hero Username: Boeing747 Post Number: 6491 Registered: 04-2016 Posted From: 69.75.84.81 Rating: N/A |
401k lo $6k etti migatha $600k ni invest chesav ga baa..safe nuvu | ||
Siloan Legend Username: Siloan Post Number: 64853 Registered: 03-2008 Posted From: 205.160.169.248 Rating: N/A |
deii every week ki yemi maratayi | ||
Boeing747 Side Hero Username: Boeing747 Post Number: 6490 Registered: 04-2016 Posted From: 69.75.84.81 Rating: N/A |
401k lo minimum amt petti migatha savings ni invest chesthe better, in lands, property etc ani naa yokka idi | ||
Speaker Side Hero Username: Speaker Post Number: 4939 Registered: 01-2019 Posted From: 192.197.178.2 Rating: N/A |
entha chettuki antha gaali... Savings should be there...n will be there for a rainy day..or when we r post-retirement... ayyina bokkale eha...evvadu ikkada America lo retire ayyedi thokkalodi..??? office lo inkaa 70's lo kooda work chesetollu unnaaru chaala mandi...despite getting their pensions n social security... ikkadiki occhaaka...tappadu inka...kaaali gaa koorsuni peeekedi eti ledu... Inform, Amuse, Confuse, Evoke.. | ||
Emc2 Legend Username: Emc2 Post Number: 74657 Registered: 03-2008 Posted From: 216.81.94.69 Rating: N/A |
6000 unnayi, nenu licked antara It's ok | ||
Ysr2009 Side Hero Username: Ysr2009 Post Number: 6980 Registered: 03-2014 Posted From: 129.135.1.217 Rating: N/A |
These days, I am putting all my money into Roth. My contribution in 2018 && 2019: Roth 401k - $19K Roth IRA - $6K Spouse 401K - $19K Spouse Roth IRA - $6K Son Roth IRA - $6K | ||
Redbull Side Hero Username: Redbull Post Number: 6440 Registered: 03-2009 Posted From: 195.43.48.136 Rating: N/A |
If you consider 401K is only your post job income then these numbers looks good. but if you have other forms of investment, not necessarly u need to meet these numbers. these pension/retirement platforms come up with these numbers so that they can eat your retirement pot in the form of fees/commissions. good retirement pot is needed, but at the same time balance your investments | ||
Bunty717 Legend Username: Bunty717 Post Number: 59510 Registered: 02-2008 Posted From: 161.185.161.172 Rating: N/A |
ippudu unna pace lo develop ayite.. infact we'll fall short by a huge margin ani naa yokka adi idi.. vellu cheppe numbers saripovu.. | ||
Bunty717 Legend Username: Bunty717 Post Number: 59509 Registered: 02-2008 Posted From: 161.185.161.172 Rating: N/A |
On an average how many years will an Indian(in US) live ?// mana life journey lo start date ee teulus.. end date evariki teliayadu.. so ee planning.. | ||
Bunty717 Legend Username: Bunty717 Post Number: 59508 Registered: 02-2008 Posted From: 161.185.161.172 Rating: N/A |
naa lanti daily coolies deggara thesukuni .. i thought govt will pitch in ..// adi SSN.. | ||
Eureka Junior Artist Username: Eureka Post Number: 381 Registered: 06-2013 Posted From: 204.145.114.6 Rating: N/A |
On an average how many years will an Indian(in US) live ? | ||
Mahiz Side Hero Username: Mahiz Post Number: 3576 Registered: 10-2012 Posted From: 104.129.192.95 Rating: N/A |
why uncle .. naa lanti daily coolies deggara thesukuni .. i thought govt will pitch in .. Life is short! Spend as much time as possible on the net arguing with strangers about politics! | ||
Bumper Hero Username: Bumper Post Number: 17177 Registered: 07-2014 Posted From: 161.11.160.176 Rating: N/A |
social security and medicare taxes kaduthunam kadhaa?? vallu health care provide cheayaraa after 60? reverse mortgage untundhi kadha adhi saripotundi for living. ssn taxes, medicare taxes, health insurance, auto insurance , life insurance and 401k. future gurunchi bayapetti slaves ni chesthunaruu manalnii. | ||
Bunty717 Legend Username: Bunty717 Post Number: 59501 Registered: 02-2008 Posted From: 161.185.161.172 Rating: N/A |
70 years ki 1 million bank lo petukoni emi chestharuu?// 70 ki potaaam ani teliste avasaram ledu 1 mil.. aa time teliyadu kadaa.. 85 varuku unte appudu ekkada nunchi vostaayi.. adi earning age kuda kaadu.. so mundu jagratha annatu.. manam 40yrs back ilaa untundi ani imagine chesukunnamaa.. same next 40yrs lo ee world elaa untundoo.. infact 1mil saripotundi ani kaadu.. just backup antee.. | ||
Ramjirao Side Hero Username: Ramjirao Post Number: 2432 Registered: 02-2019 Posted From: 152.51.56.1 Rating: N/A |
//70 years ki 1 million bank lo petukoni emi chestharuu? Life expectancy is around 90 years. so nuvvu 20 years bathikithe u will withdraw yearly say around 50K for the expenses Insurance and long term care are prohibitively expensive int his country paisalu kkonchem ekkuva vunna parledhu kaani thakkuva aithe matuku life will be hell | ||
Ramjirao Side Hero Username: Ramjirao Post Number: 2431 Registered: 02-2019 Posted From: 152.51.56.1 Rating: N/A |
401K is for ur survival in the old life so that u wont depend on ur kdis for money and malli vallu ivvaledhu ani feel avvakudnaa whatever balance remains after u will go to the kdis | ||
Bumper Hero Username: Bumper Post Number: 17176 Registered: 07-2014 Posted From: 161.11.160.176 Rating: N/A |
70 years ki 1 million bank lo petukoni emi chestharuu? | ||
Bunty717 Legend Username: Bunty717 Post Number: 59500 Registered: 02-2008 Posted From: 161.185.160.29 Rating: N/A |
80 ki , 90 ki entha undali kuda chepalsindiii. kasta padi sampadicnahtam next vache vadu tagi tandanallu chesi motham udcheyatamm. unadhi antha merey enjoy cheyandii. dont give any money to kids show them how to earn money// 401k self gurincheee.. kids gurinchi kaadu.. mana survival kosam.. | ||
Bumper Hero Username: Bumper Post Number: 17173 Registered: 07-2014 Posted From: 161.11.160.176 Rating: N/A |
80 ki , 90 ki entha undali kuda chepalsindiii. kasta padi sampadicnahtam next vache vadu tagi tandanallu chesi motham udcheyatamm. unadhi antha merey enjoy cheyandii. dont give any money to kids show them how to earn money | ||
Ramjirao Side Hero Username: Ramjirao Post Number: 2427 Registered: 02-2019 Posted From: 152.51.56.1 Rating: N/A |
This sounds more reasonable | ||
Ramjirao Side Hero Username: Ramjirao Post Number: 2426 Registered: 02-2019 Posted From: 152.51.56.1 Rating: N/A |
Fidelity has some pretty concrete ideas. By the time you’re 30, the company calculates you should have saved half of your annual salary. If you are earning $50,000 by age 30, you should have $25,000 banked for retirement. By age 40, you should have twice your annual salary. By age 50, four times your salary; by age 60, six times, and by age 67, eight times. If you reach 67 years old and are earning $75,000 per year, you should have $600,000 saved. |
