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Secondcup08
Junior Artist Username: Secondcup08
Post Number: 29 Registered: 10-2008 Posted From: 199.74.155.50
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, April 09, 2010 - 12:49 pm: |
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Maverick:
MAV, okasari naku email cheyyu mama,konni ques vunnai e HSA meeda. secondcup08@gmail.com TIA |
   
Sachin
Hero Username: Sachin
Post Number: 14648 Registered: 04-2008 Posted From: 24.187.205.230
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, April 09, 2010 - 12:01 pm: |
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Rekkadithe_gani_dokkadadhu:eductable 350 ani t&c lo rsadu anuko...neeku ee frob vochina first 350 nuvvu kattali..migatavi insurance % ni batti covering..5000 bill vochindi anuko..5000-350=4650 deeniki 80-20% lu apply avutaayi..until you reach out of pocket max...after u r bill exceeds this out of pocket max 100% will be paid by insurance..
thanks rekka_bokka annai  |
   
Rekkadithe_gani_dokkadadhu
Comedian Username: Rekkadithe_gani_dokkadadhu
Post Number: 1238 Registered: 01-2010 Posted From: 165.95.7.15
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, April 09, 2010 - 11:53 am: |
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Sachin:
deductable 350 ani t&c lo rsadu anuko...neeku ee frob vochina first 350 nuvvu kattali..migatavi insurance % ni batti covering..5000 bill vochindi anuko..5000-350=4650 deeniki 80-20% lu apply avutaayi..until you reach out of pocket max...after u r bill exceeds this out of pocket max 100% will be paid by insurance.. నేను డిస్కొ చేసెప్పుడు..నీ కీ బోర్డ్ మాత్రమే పని చేయాలి...కాదని ఇంకా ఏది పని చేసినా నీ ఐ.పి. బ్యాన్.. ©RGD |
   
Sachin
Hero Username: Sachin
Post Number: 14645 Registered: 04-2008 Posted From: 24.187.205.230
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, April 09, 2010 - 11:39 am: |
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Maverick:
thanks annai..... |
   
Maverick
Hero Username: Maverick
Post Number: 15148 Registered: 01-2008 Posted From: 192.146.101.24
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, April 09, 2010 - 11:09 am: |
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Sachin:
idi kooda choodu..this is what i am using. http://www.colohealth.com/blue-cross-hsa.htm |
   
Sachin
Hero Username: Sachin
Post Number: 14644 Registered: 04-2008 Posted From: 24.187.205.230
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, April 09, 2010 - 11:06 am: |
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Maverick:
Ok thanks.... |
   
Maverick
Hero Username: Maverick
Post Number: 15146 Registered: 01-2008 Posted From: 192.146.101.24
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, April 09, 2010 - 11:02 am: |
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Sachin:thanks annai....3000 paina entha yainaa vaade kadathaadaaa..manakem sambandham ledu kada
http://www.anthem.com/wps/portal/ahplife?content_path=member /nv/f3/s2/t0/pw_a035103.htm&label=Anthem|s%20HSA-qualified%20High-deductible%20Health%20Plans Check it..out basic ga deductible is different from out of pocket veru..plan batti deductible can be equal to out of pocket or out of pocket may be higher than deductible..coverage begins 100% after u spend out of pocket. nenu icchina link choodu |
   
Sachin
Hero Username: Sachin
Post Number: 14643 Registered: 04-2008 Posted From: 24.187.205.230
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, April 09, 2010 - 10:57 am: |
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Maverick:u can deduct this from ur income while filing taxes. worst case u visit doctor many times, u end up using that 3000 completely..but if u dont visit, it stays with u next year and u can reduce ur contribution next year so that u pay less premium
thanks annai....3000 paina entha yainaa vaade kadathaadaaa..manakem sambandham ledu kada |
   
Maverick
Hero Username: Maverick
Post Number: 15145 Registered: 01-2008 Posted From: 192.146.101.24
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, April 09, 2010 - 10:52 am: |
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Sachin:idi 3000 ne kada.
u can deduct this from ur income while filing taxes. worst case u visit doctor many times, u end up using that 3000 completely..but if u dont visit, it stays with u next year and u can reduce ur contribution next year so that u pay less premium |
   
Sachin
Hero Username: Sachin
Post Number: 14642 Registered: 04-2008 Posted From: 24.187.205.230
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, April 09, 2010 - 10:47 am: |
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Maverick:enta ayyindi bill total?
naaakem thelusu.....vaadu manaki bill em ivvadu kadaaa.....nuvvu cheppina HSA edo baane undi...nenu elaaagoo 270*12 = 3200 kadathanna...idi 3000 ne kada...baane undi  |
   
Maverick
Hero Username: Maverick
Post Number: 15143 Registered: 01-2008 Posted From: 192.146.101.24
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, April 09, 2010 - 10:45 am: |
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Sachin:last year 2 times vella specialist daggariki ..oka saari knee pain , oka saaari back pain...2 times x-ray theeyinchaaaa
enta ayyindi bill total? basic ga nuvvu premium kadatava insurance company ki..use it or not that money is gone....ade premium vadiki kattakunda u move to HSA..deductible andulonchi pay chey when u exhaust ur deductible, u get 100% coverage.money stays with u..u can invest it like an IRA account into mfs etc.. |
   
Sachin
Hero Username: Sachin
Post Number: 14641 Registered: 04-2008 Posted From: 24.187.205.230
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, April 09, 2010 - 10:42 am: |
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Maverick:nuvvu ekkuvaga doctor daggaraki vellakapote? enni sarlu veltaventi?
Sachin:generalgaa yearly oka 2-3 times visit chestha doctor ni ....body pains thappa manaki peddga rogaaalu raaavu.....
last year 2 times vella specialist daggariki ..oka saari knee pain , oka saaari back pain...2 times x-ray theeyinchaaaa |
   
Maverick
Hero Username: Maverick
Post Number: 15142 Registered: 01-2008 Posted From: 192.146.101.24
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, April 09, 2010 - 10:39 am: |
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Sachin:abbo ala ayithe boka kada annai.....
nuvvu ekkuvaga doctor daggaraki vellakapote? enni sarlu veltaventi? |
   
Sachin
Hero Username: Sachin
Post Number: 14640 Registered: 04-2008 Posted From: 24.187.205.230
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, April 09, 2010 - 10:38 am: |
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Maverick:
thanks annai..... |
   
Maverick
Hero Username: Maverick
Post Number: 15140 Registered: 01-2008 Posted From: 192.146.101.24
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, April 09, 2010 - 10:38 am: |
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Bunty717:enta pay chestavu month ki
wife company side coverage and i contribute full 5950$ allowed. so thats 5950/12..that money stays with me and i can use it for future expenses..say i accumulate 10k in 2 years, i can reduce my 3rd year premium by contributing only 2000(2000/12) for 3rd year. |
   
Sachin
Hero Username: Sachin
Post Number: 14639 Registered: 04-2008 Posted From: 24.187.205.230
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, April 09, 2010 - 10:36 am: |
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Andhrawala:so por wxample nuvvu doctor daggarki vellevu. instead of copay of $10 or 15 u pay pretty much the whole bill (as dicounter to ur insurance carrier). Once it crosses the deductible amt insurance will pay the bills
abbo ala ayithe boka kada annai..... |
   
Maverick
Hero Username: Maverick
Post Number: 15139 Registered: 01-2008 Posted From: 192.146.101.24
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, April 09, 2010 - 10:35 am: |
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Sachin:
http://en.wikipedia.org/wiki/Health_savings_account idi chaduvu..basic ga ur plan will be High deductible plan..and ur monthly premimums will go to a bank account..u will get a debit card..u pay ur deductibles from that...u can contribute 3000$(for 2010) from ur income per anum to this HSA account..coverage will be say 80-20...u will get 100% cover after u spend ur deductible for an year...say this year u contributed 3000$ to ur account and u didnt have a doctor visit, then that 3000$ can be carried over to next year and u can reduce ur premiums further in next year...general good health lo unna singles ki best plan idi..u can deduct taht 3k from ur earnings when u file taxes |
   
Bunty717
Side Hero Username: Bunty717
Post Number: 7060 Registered: 02-2008 Posted From: 161.185.151.155
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, April 09, 2010 - 10:35 am: |
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Maverick:
enta pay chestavu month ki |
   
Andhrawala
Side Hero Username: Andhrawala
Post Number: 2296 Registered: 03-2008 Posted From: 192.58.204.226
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, April 09, 2010 - 10:33 am: |
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Sachin:annai ee deductible endi...naaku asalu ardham kaaadu..explain seyyi plssss
ee deductible anta amount nuvvu pay sesekaaa ne Insurance will start paying any claims. so por wxample nuvvu doctor daggarki vellevu. instead of copay of $10 or 15 u pay pretty much the whole bill (as dicounter to ur insurance carrier). Once it crosses the deductible amt insurance will pay the bills |
   
Andhrawala
Side Hero Username: Andhrawala
Post Number: 2295 Registered: 03-2008 Posted From: 192.58.204.226
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, April 09, 2010 - 10:31 am: |
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Sachin mama, Check eHealthinsurance.com rates vary depending upon the plan employer paln 270 per month before tax ante see what are ur tax savings. It is kind of arnd 220 per month after tax. so if u can get coverage with 5K deductible and per month preium of $100 it might be worth. so basically u are buying coverage for catastrohpes |
   
Sachin
Hero Username: Sachin
Post Number: 14637 Registered: 04-2008 Posted From: 24.187.205.230
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, April 09, 2010 - 10:28 am: |
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Chantodu:25,00 deductible ettukuni monthly 65 kattuko....but if you viist than upfront 2500 pay seyyali ...
annai ee deductible endi...naaku asalu ardham kaaadu..explain seyyi plssss |
   
Sachin
Hero Username: Sachin
Post Number: 14636 Registered: 04-2008 Posted From: 24.187.205.230
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, April 09, 2010 - 10:27 am: |
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Maverick:move to HSA single health issues leni vallaki best adi..ikkada family and hsa..no issues
annai plan details cheppavaaa.....simple terms lo....health issues levu...but appudappudu body pains vachi x-rays paadu theeyistha untaaaa ..... |
   
Chantodu
Side Hero Username: Chantodu
Post Number: 8520 Registered: 07-2007 Posted From: 12.34.246.78
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, April 09, 2010 - 10:27 am: |
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25,00 deductible ettukuni monthly 65 kattuko....but if you viist than upfront 2500 pay seyyali ... |
   
Maverick
Hero Username: Maverick
Post Number: 15138 Registered: 01-2008 Posted From: 192.146.101.24
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, April 09, 2010 - 10:25 am: |
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move to HSA single health issues leni vallaki best adi..ikkada family and hsa..no issues |
   
Sachin
Hero Username: Sachin
Post Number: 14635 Registered: 04-2008 Posted From: 24.187.205.230
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, April 09, 2010 - 10:17 am: |
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single.....united healthcare vaaadiki 270$ per month kadathanna (medical+vision)....employer gaadi daggare gropu plan lo unnanu as of now.... plan copay: office/spec/ER/URG/HOSP 15$ /30$/100$/50$/0% Deductible applies.... idi worth enaaa?.....generalgaa yearly oka 2-3 times visit chestha doctor ni ....body pains thappa manaki peddga rogaaalu raaavu..... inkedanna altervative unte chepppandi....ee deductible etc naaku ardham kaaavu....keep in simple words |