| Author | Message | ||
     Getafix Side Hero Username: Getafix Post Number: 5808 Registered: 02-2008 Posted From: 159.127.66.112 Rating: N/A |
http://abcnews.go.com/Politics/HealthCare/health-care-bill-o bama-sign-bill-tuesday/story?id=10169801&page=1 | ||
| Getafix Side Hero Username: Getafix Post Number: 5807 Registered: 02-2008 Posted From: 159.127.66.112 Rating: N/A |
Ee bill tho mee current insurance ki effect emi undadhu.. mee premiums effect kaavu. But your provider will be effected because the insurance companies no longer can deny insurance to children who have preexisting conditions and they(campanies) cannot limit policies by placing caps. Ee bill companies ni, uninsured vallaki cheap ga ammalani force em cheyyadu.. cheap ga kondariki ammi aa loss ni manalantolla meeda heavy premiums charge chesi bharthi chesukotam antu em ledu. Govt will insure people with no coverage on a subsidized basis by taxing people who earn more than $200k and families which earn more than $250k and by medicare cuts. | ||
| Guttonkay Side Hero Username: Guttonkay Post Number: 2966 Registered: 05-2008 Posted From: 148.87.67.136 Rating: N/A |
already ee yr penchadu 280 nunchi 320 chesadu for me, wife and kid ------------------------------------------------------------ yeah, already co-pay and premiums perigayi. ippudu inka perugatayyemo. bad! This is when it is blood boiling to see us being good people stuck to doing things right and then some who abuse the system. | ||
| Idle_yzag Megastar Username: Idle_yzag Post Number: 22188 Registered: 02-2008 Posted From: 198.80.144.187 Rating: N/A |
yes I know, ee bill tho inka perguthundi antunna RahulGandhi/JP/Chiru | ||
| Getafix Side Hero Username: Getafix Post Number: 5806 Registered: 02-2008 Posted From: 159.127.66.112 Rating: N/A |
Meedi company insurace aa brother? If you are covered by your employer then I think the change in premiums and co pay might be due to the change in your employer offerings. Last year benefit selections tho compare chesukondi .. I am sure the plan you have now will be different. Last year recession effect valla chala companies cost cutting peru meeda benefits packages lo changes chesayi.. and any increase in premiums and co-pays might be due to that. | ||
| Telugubabu Comedian Username: Telugubabu Post Number: 1272 Registered: 10-2009 Posted From: 216.235.145.67 Rating: N/A |
i think overall this bill is good. it heps in bad times. canada , europe lo vunde vallu vachi cheppali National Health insurance ela vuntundo. Expect nothing, live frugally on surprise. | ||
| Telugubabu Comedian Username: Telugubabu Post Number: 1271 Registered: 10-2009 Posted From: 216.235.145.67 Rating: N/A |
inka peruguthundi. co pay peruguthundi. employee & unemployee coverage lo peddaga difference vundadu. sometimes you wish to be unemployed to get govt benifits. j/k. Expect nothing, live frugally on surprise. | ||
| Telugubabu Comedian Username: Telugubabu Post Number: 1269 Registered: 10-2009 Posted From: 216.235.145.67 Rating: N/A |
I don't forsee any direct impact on life insurance policy premiums. regular doctor checkups may minimize number of age/health related deaths in future. but it all depends on quality of medical treatment in future. but in anycase it is unlikely that insurance companies will reduce the premium amount. Expect nothing, live frugally on surprise. | ||
| Idle_yzag Megastar Username: Idle_yzag Post Number: 22184 Registered: 02-2008 Posted From: 198.80.144.187 Rating: N/A |
 already ee yr penchadu 280 nunchi 320 chesadu for me, wife and kid coverage kuda tagginchadu, for co-pay 15 nunchi 20 chesadu outof pocket zero nunchi 1000 chesadu RahulGandhi/JP/Chiru | ||
| Guttonkay Side Hero Username: Guttonkay Post Number: 2964 Registered: 05-2008 Posted From: 148.87.67.134 Rating: N/A |
Another question Does this affect people who buy life insurance policies in future? | ||
| Telugubabu Comedian Username: Telugubabu Post Number: 1268 Registered: 10-2009 Posted From: 216.235.145.67 Rating: N/A |
yes big or small corporates offer right now. what i am saying is insuarance companies like UnitedHealth, Blue cross blue sheild, aetna are going increase corporate group insurance covergae premium in future. what do corporate do now? increase employee portion from salary, they may cut your salary. or cut work force. or they just pay if they have money. all that i am saying is there is an impact for sure. Expect nothing, live frugally on surprise. | ||
| Scallion Side Hero Username: Scallion Post Number: 3417 Registered: 05-2009 Posted From: 206.123.17.17 Rating: N/A |
I think many of the corporates as of today offer plans which covers this, unless you are working for a real small consulting or you are buying individual insurance... Jai NTR, Jai Jai TDP | ||
| Telugubabu Comedian Username: Telugubabu Post Number: 1267 Registered: 10-2009 Posted From: 216.235.145.67 Rating: N/A |
to answer your question, Six months after enactment, insurance companies could no longer denying children coverage based on a preexisting condition. Starting in 2014, insurance companies cannot deny coverage to anyone with preexisting conditions. Insurance companies must allow children to stay on their parent's insurance plans through age 26. Excise Tax -- Beginning in 2018, insurance companies will pay a 40 percent excise tax on so-called "Cadillac" high-end insurance plans worth over $27,500 for families ($10,200 for individuals). insurance companies have to increase the premiums to recover their loss. but not immediately. may be after 3,4 years. Expect nothing, live frugally on surprise. | ||
| Telugubabu Comedian Username: Telugubabu Post Number: 1266 Registered: 10-2009 Posted From: 216.235.145.67 Rating: N/A |
Medicare Payroll tax on investment income -- Starting in 2012, the Medicare Payroll Tax will be expanded to include unearned income. That will be a 3.8 percent tax on investment income for families making more than $250,000 per year ($200,000 for individuals). Excise Tax -- Beginning in 2018, insurance companies will pay a 40 percent excise tax on so-called "Cadillac" high-end insurance plans worth over $27,500 for families ($10,200 for individuals). Dental and vision plans are exempt and will not be counted in the total cost of a family's plan. Tanning Tax -- 10 percent excise tax on indoor tanning services. Expect nothing, live frugally on surprise. | ||
| Scallion Side Hero Username: Scallion Post Number: 3415 Registered: 05-2009 Posted From: 206.123.17.17 Rating: N/A |
insurance companies will calculate the premium for the coverages they offer to set of people belonging to a particular corporation based on the analysis they do conduct on the same set of people belonging to that particular corporation Jai NTR, Jai Jai TDP | ||
| Mrhyderabad Side Hero Username: Mrhyderabad Post Number: 5385 Registered: 01-2008 Posted From: 167.230.38.120 Rating: N/A |
High-income families would be hit with a tax increase on wages and a new levy on investments under President Barack Obama's health care overhaul bill. Cost of healthcare Lilli Day | Photodisc | Getty Images For the first time, the Medicare payroll tax would be applied to investment income, beginning in 2013. A new 3.8 percent tax would be imposed on interest, dividends, capital gains and other investment income for individuals making more than $200,000 a year and couples making more than $250,000. The bill also would increase the Medicare payroll tax by 0.9 percentage point to 2.35 percent on wages above $200,000 for individuals and $250,000 for married couples filing jointly. If god doesn't like the way I live, let him tell me, not you | ||
| Telugubabu Comedian Username: Telugubabu Post Number: 1265 Registered: 10-2009 Posted From: 216.235.145.67 Rating: N/A |
if your household income is above 250K, you will pay more medicare/medicaid taxes to govt. Expect nothing, live frugally on surprise. | ||
| Scallion Side Hero Username: Scallion Post Number: 3414 Registered: 05-2009 Posted From: 206.123.17.17 Rating: N/A |
Can you explain this.. Rep lu chepe talking points thapa I don't see how this will happen... Jai NTR, Jai Jai TDP | ||
| Scallion Side Hero Username: Scallion Post Number: 3413 Registered: 05-2009 Posted From: 206.123.17.17 Rating: N/A |
As of today any income bracket will not have any impact on the taxes or one the employee contribution towards insurance premiums... Said that in a long run as a result of deficit created by this bill may result in higher taxes, that is when families with higher household income will have a greater impact...... Jai NTR, Jai Jai TDP | ||
| Telugubabu Comedian Username: Telugubabu Post Number: 1264 Registered: 10-2009 Posted From: 216.235.145.67 Rating: N/A |
single star nenu ivvala. Expect nothing, live frugally on surprise. | ||
| Telugubabu Comedian Username: Telugubabu Post Number: 1263 Registered: 10-2009 Posted From: 216.235.145.67 Rating: N/A |
yes it is going to increase your monthly premium. bcause insurance companies recover their losses from corporate people. if your household income is above 250K, you will pay more medicare/medicaid taxes to govt. but say if you and your spouse both are out of work, then you will get subsidised insurance from exchange. good and bad both. just like auto insurance. if you are a good driver, you pay for everyone. but something happens, it helps you. Expect nothing, live frugally on surprise. | ||
| Mrhyderabad Side Hero Username: Mrhyderabad Post Number: 5383 Registered: 01-2008 Posted From: 167.230.38.120 Rating: |
average choosthe mana desi IT working couples income ikkadi local working couples kante chaala ekkuva vuntundi kadaa (as very few couples work in it) So high income bracket lo vunde vaallaki it costs lot more ani vinna. If god doesn't like the way I live, let him tell me, not you | ||
| Idle_yzag Megastar Username: Idle_yzag Post Number: 22172 Registered: 02-2008 Posted From: 198.80.144.187 Rating: N/A |
ee bill tho insurance amount thaguthundha employer ichee coverage ki? how does this will effect to full time desi employee, koncham lite veyandi RahulGandhi/JP/Chiru | ||
| Guttonkay Side Hero Username: Guttonkay Post Number: 2952 Registered: 05-2008 Posted From: 148.87.67.134 Rating: |
Mr. Hyd, please explain what you said. enduku vaachipotundi? It's probably same for all working couples right -not just desis? | ||
| Mrhyderabad Side Hero Username: Mrhyderabad Post Number: 5382 Registered: 01-2008 Posted From: 167.230.38.120 Rating: |
Working desi couples ki vaachipotundi ani talk  If god doesn't like the way I live, let him tell me, not you | ||
| Bhikhu Side Hero Username: Bhikhu Post Number: 5933 Registered: 10-2008 Posted From: 148.129.71.52 Rating: N/A |
nov elections lo dems ghoram ga vodipotaru antunnar nijama? | ||
| Ipc302 Side Hero Username: Ipc302 Post Number: 4556 Registered: 02-2008 Posted From: 24.167.20.113 Rating: N/A |
bottomline ....it is aimed at US citizens mostly...medicare blah blah I dont know whether they have included Visa holders in this bill...everybody needs to be insured or get themselves insured for health coverage-compulsorily | ||
| Jodhaa Hero Username: Jodhaa Post Number: 12412 Registered: 02-2008 Posted From: 220.225.72.212 Rating: N/A |
E health bill bottom line enti? | ||
| Jacksparrow Comedian Username: Jacksparrow Post Number: 1247 Registered: 07-2008 Posted From: 195.212.29.83 Rating: N/A |
Aarogya sri  | ||
| Mahi_chiru Junior Artist Username: Mahi_chiru Post Number: 6 Registered: 05-2008 Posted From: 171.161.48.16 Rating: N/A |
I hope india will have some health care system in place atleast nearer to this developed countries | ||
| Jacksparrow Comedian Username: Jacksparrow Post Number: 1240 Registered: 07-2008 Posted From: 195.212.29.83 Rating: N/A |
i think NHS is a better scheme for residents (including asylum seekers) from what i heard ... European health system rocks anyways... | ||
| Film_fan Hero Username: Film_fan Post Number: 10778 Registered: 03-2008 Posted From: 81.138.131.153 Rating: N/A |
is this the same as NHS in UK? If so good... A computer lets you make more mistakes faster than any invention in human history - with the possible exceptions of handguns and tequila. -- Mitch Radcliffe | ||
| Onlytruth Legend Username: Onlytruth Post Number: 60115 Registered: 01-2007 Posted From: 96.248.53.169 Rating: N/A |
TAXES: Dramatically scales back a Senate-passed tax on high-cost insurance plans that was opposed by House Democrats and labor unions. The tax would be delayed until 2018, and the thresholds at which it is imposed would be $10,200 for individuals and $27,500 for families. To make up for the lost revenue, the bill applies an increased Medicare payroll tax to the investment income and to the wages of individuals making more than $200,000, or married couples above $250,000. The tax on investment income would be 3.8 percent. PRESCRIPTION DRUGS: Gradually closes the "doughnut hole" coverage gap in the Medicare prescription drug benefit that seniors fall into once they have spent $2,830. Seniors who hit the gap this year will receive a $250 rebate. Beginning in 2011, seniors in the gap receive a discount on brand name drugs, initially 50 percent off. When the gap is completely eliminated in 2020, seniors will still be responsible for 25 percent of the cost of their medications until Medicare's catastrophic coverage kicks in. EMPLOYER RESPONSIBILITY: As in the Senate bill, businesses are not required to offer coverage. Instead, employers are hit with a fee if the government subsidizes their workers' coverage. The $2,000-per-employee fee would be assessed on the company's entire work force, minus an allowance. Companies with 50 or fewer workers are exempt from the requirement. Part-time workers are included in the calculations, counting two part-timers as one full-time worker. SUBSIDIES: The proposal provides more generous tax credits for purchasing insurance than the original Senate bill did. The aid is available on a sliding scale for households making up to four times the federal poverty level, $88,200 for a family of four. Premiums for a family of four making $44,000 would be capped at around 6 percent of income. HOW YOU CHOOSE YOUR HEALTH INSURANCE: Small businesses, the self-employed and the uninsured could pick a plan offered through new state-based purchasing pools called exchanges, opening for business in 2014. The exchanges would offer the same kind of purchasing power that employees of big companies benefit from. People working for medium-to-large firms would not see major changes. But if they lose their jobs or strike out on their own, they may be eligible for subsidized coverage through the exchange. GOVERNMENT-RUN PLAN: No government-run insurance plan. People purchasing coverage through the new insurance exchanges would have the option of signing up for national plans overseen by the federal office that manages the health plans available to members of Congress. Those plans would be private, but one would have to be nonprofit | ||
| Onlytruth Legend Username: Onlytruth Post Number: 60114 Registered: 01-2007 Posted From: 96.248.53.169 Rating: N/A |
INSURANCE MARKET REFORMS: Starting this year, insurers would be forbidden from placing lifetime dollar limits on policies, from denying coverage to children because of pre-existing conditions, and from canceling policies because someone gets sick. Parents would be able to keep older kids on their coverage up to age 26. A new high-risk pool would offer coverage to uninsured people with medical problems until 2014, when the coverage expansion goes into high gear. Major consumer safeguards would also take effect in 2014. Insurers would be prohibited from denying coverage to people with medical problems or charging them more. Insurers could not charge women more | ||
| Onlytruth Legend Username: Onlytruth Post Number: 60113 Registered: 01-2007 Posted From: 96.248.53.169 Rating: N/A |
INSURANCE MANDATE: Almost everyone is required to be insured or else pay a fine. There is an exemption for low-income people. Mandate takes effect in 2014. COST: $940 billion over 10 years, according to the Congressional Budget Office. HOW MANY COVERED: 32 million uninsured. Major coverage expansion begins in 2014. When fully phased in, 95 percent of eligible Americans would have coverage, compared with 83 percent today |
