| Author | Message | ||
     Jacksparrow Comedian Username: Jacksparrow Post Number: 1104 Registered: 07-2008 Posted From: 89.234.93.245 Rating: N/A |
best of the lot in terms of ulip's is IDBI fortis... they dont take premium allocation charges... and invest 1.5% more if u pay single premium per year... for example, when i invested 1L they allotted me 1lakh and eight hundred rupees... but its not highest NAV guaranteed scheme... admin charge of 550, mortality charge of 70Rs.... no connection with idbi fortis either... only a satisfied customer  | ||
| Vijay Junior Artist Username: Vijay Post Number: 9 Registered: 10-2009 Posted From: 192.85.47.11 Rating: N/A |
Yes, 7250 rs per annum. | ||
| Dreamcatcher Junior Artist Username: Dreamcatcher Post Number: 510 Registered: 11-2009 Posted From: 131.131.1.131 Rating: N/A |
There are term life policies in US that give your money back at the end of the term. You pay a little bit higher premium that regular term life policies. Check with your agents. | ||
| Mrhyderabad Side Hero Username: Mrhyderabad Post Number: 5316 Registered: 01-2008 Posted From: 167.230.38.120 Rating: N/A |
Per anum i suppose, right? You are absolutely right. You need to look carefully at the fund management charges and other expenses. LIC wealth plus lo one single payment option lo FM charges are very low... only 4%... No other charges in future. HDFC, Kotak etc lo first year 12% and after that 8%, 6%, 4% vuntaayi for most of the ulips. deeni background telusaa meeku? You will be shocked... Chennai based oka INS company sudden gaa biz close chesindi due to losses. Reliance guy bought this company for 12% of its original value. Ole company lo 1 L money vunna vaallaki reliance buy out tarvata only Rs 12K ichaaru compensation. Customers went to IRDA but didn't get any justice as IRDA said "You are lucky to get that money. If we didn't approve reliance to buy the old company then you wouldn't be getting back anything" Portfolio Management Services. Not entirely true. For ex, reliance guy had taken a 4000 Cr loan from LIC for 18% interest.. to open some gas plant or something in gujarat. If god doesn't like the way I live, let him tell me, not you | ||
| Vijay Junior Artist Username: Vijay Post Number: 8 Registered: 10-2009 Posted From: 192.85.47.11 Rating: N/A |
The best & Cheapest Term Policy now availbale in India is Aegon Religare I Term plan...if u r 35 yrs age and non smoker the insurance amount for 50Lcks is just 7250rs for 25 yrs. | ||
| Jacksparrow Comedian Username: Jacksparrow Post Number: 1081 Registered: 07-2008 Posted From: 89.234.93.245 Rating: N/A |
Also, one need to look into charges like Premium allocation, mortality, policy administration, fund management charges antu they will invest only anywhere between 80 to 90% of your premium (ie, if your yearly premium is 1lakh, in real terms they invest only 80 to 90K in the market).... premium allocation charges itself ranges from 12 to 20% in these funds... Reliance discounts the premium allocation charges if you buy on internet since they dont have to pay for the agent | ||
| Jacksparrow Comedian Username: Jacksparrow Post Number: 1079 Registered: 07-2008 Posted From: 89.234.93.245 Rating: N/A |
Reliance started similar plan as well... Reliance Life Highest NAV Guarantee Plan http://www.reliancelife.com/RLIC/Products/SolutionsforIndivi duals/Plans/HighestNAVGuarantee/RLHNGP_relianceNavGuarantee. aspx no connection  | ||
| Rebel Side Hero Username: Rebel Post Number: 7072 Registered: 02-2008 Posted From: 151.151.16.8 Rating: N/A |
okay ..got it...mostly bonds n fixed income money market lo invest chestara...looks like good plan one comment frm user: http://mohanbn.com/blog/lic-wealth-plus-ulip-with-guaranteed -nav-review I would like to point out that LIC is not guaranteeing the highest return, it is just the highest NAV. Secondly it is nowhere mentioning where the Fund manager going to invest..Equity or Debt. What is the fund allocation? If its mostly Debt, then forget growth byong 15-20%, it would be 5-10%. Thirdly there are certain policy charges that are not returned, so if the policy makes loss at the time of maturity, you may even get less than 100% of initial investment. | ||
| Mrhyderabad Side Hero Username: Mrhyderabad Post Number: 5314 Registered: 01-2008 Posted From: 167.230.38.120 Rating: N/A |
200% sure. That's what impressed me. I have read all the fine print and discussed in length with diff people. But as you said, NAV may not reach 50 easily as they will NOT be investing this money in equities market. Conservative / moderate risk (med returns) approach teesukuntaaru like money markets, bonds etc. So don't expect NAV to jump like a stock price. If god doesn't like the way I live, let him tell me, not you | ||
| Telugubabu Comedian Username: Telugubabu Post Number: 1213 Registered: 10-2009 Posted From: 216.235.145.67 Rating: N/A |
what is PMS ? Human beings, like plants, grow in the soil of acceptance, not in the atmosphere of rejection. | ||
| Rebel Side Hero Username: Rebel Post Number: 7071 Registered: 02-2008 Posted From: 151.151.16.8 Rating: N/A |
he will also get 50L insurance kada >>but your units will be given to you at the rate of Rs 15 which was recorded in the first year of your policy. are u sure abt this ? fro ex..if 1st yr NAV reaches 50 and market crashes horribly and wont recover for next 6 yrs and drop to 5...they still give 50 for entire time period ? then india will become iceland | ||
| Mrhyderabad Side Hero Username: Mrhyderabad Post Number: 5313 Registered: 01-2008 Posted From: 167.230.38.120 Rating: N/A |
Ide 28L meeru PMS lo invest chesthe at the end of 21 years you might get more than 1-2C  Of course, little risky too. But even in the worst case, you will get more than 50L if you invest in MFs.If god doesn't like the way I live, let him tell me, not you | ||
| Mrhyderabad Side Hero Username: Mrhyderabad Post Number: 5312 Registered: 01-2008 Posted From: 167.230.38.120 Rating: N/A |
If god doesn't like the way I live, let him tell me, not you | ||
| Telugubabu Comedian Username: Telugubabu Post Number: 1212 Registered: 10-2009 Posted From: 216.235.145.67 Rating: N/A |
NAV 7 years better anukunta jeevan anand ayithe inka vundi. alane vuntundi. naadi 50 laks kaadu. 25 lakhs policy. i will get 50 lakhs back after 21 years. yearly premium 132k rs. total 21 years ki around 28 lakhs pay chesthanu. left side premium calculator vundi. premium age batti vuntndi. http://www.licindia.in/endowment_005_features.htm Human beings, like plants, grow in the soil of acceptance, not in the atmosphere of rejection. | ||
| Bunty717 Side Hero Username: Bunty717 Post Number: 6513 Registered: 02-2008 Posted From: 161.185.151.155 Rating: N/A |
ok miss ayya.. aa point.. NTR range alantidhi aa time ki....appatiki national politics lo vajpayee,chandrasekhar lanti vallaki NTR range ledhu... per OT | ||
| Mrhyderabad Side Hero Username: Mrhyderabad Post Number: 5311 Registered: 01-2008 Posted From: 167.230.38.120 Rating: N/A |
 If god doesn't like the way I live, let him tell me, not you | ||
| Bunty717 Side Hero Username: Bunty717 Post Number: 6512 Registered: 02-2008 Posted From: 161.185.151.155 Rating: N/A |
oh idaa.. daniki 35k enduku.. credit union vallu 250 k ki quarterly 90$ charge chestadu.. so 360$ per yr ki ee coverage vostundi.. NTR range alantidhi aa time ki....appatiki national politics lo vajpayee,chandrasekhar lanti vallaki NTR range ledhu... per OT | ||
| Mrhyderabad Side Hero Username: Mrhyderabad Post Number: 5310 Registered: 01-2008 Posted From: 167.230.38.120 Rating: N/A |
I am talking about TERM LIFE plan. In this plan, you don't get anything back if you close the plan after 25 years or so. R u talking about the same? If god doesn't like the way I live, let him tell me, not you | ||
| Bunty717 Side Hero Username: Bunty717 Post Number: 6511 Registered: 02-2008 Posted From: 161.185.151.155 Rating: N/A |
35k ki 1 cr coverage ekkada vostundi mama.. between 30-40lakhs ki vostundi emo.. nuvvu chepindi edo chala bagundi.. ippudu Ind lo already policy unte adi transfer cheyochaa US policy ki.. NTR range alantidhi aa time ki....appatiki national politics lo vajpayee,chandrasekhar lanti vallaki NTR range ledhu... per OT | ||
| Mrhyderabad Side Hero Username: Mrhyderabad Post Number: 5308 Registered: 01-2008 Posted From: 167.230.38.120 Rating: N/A |
Insured.com or selectquote.com lo try cheyandi. Based on your age monthly/annual premium quote isthaadu free gaa online lo. USA lo 1 million coverage ki (Rs 4.5 cr) annual premium 800 bucks a year (Rs 35K per anum) Same Rs 35K ki india lo term life coverage max 1 Cr vathundi anukuntaa. Future lo manam india move ayina kuda usa lo coverage valid as long as you pay premium annually. If god doesn't like the way I live, let him tell me, not you | ||
| Mrhyderabad Side Hero Username: Mrhyderabad Post Number: 5307 Registered: 01-2008 Posted From: 167.230.38.120 Rating: N/A |
HDFC 240% antunnadu mari If god doesn't like the way I live, let him tell me, not you | ||
| Maverick Hero Username: Maverick Post Number: 14285 Registered: 01-2008 Posted From: 192.146.101.71 Rating: N/A |
any suggestions? | ||
| Paga_babai_paga Side Hero Username: Paga_babai_paga Post Number: 2690 Registered: 09-2009 Posted From: 144.15.255.227 Rating: N/A |
nenu ee angle loo adagaledu annayi. Life Insurance antee naku koddo goppo idea vundhi. more details kavali annattu adigaaa.  | ||
| Mrhyderabad Side Hero Username: Mrhyderabad Post Number: 5306 Registered: 01-2008 Posted From: 167.230.38.120 Rating: N/A |
LIC site premium calculator vuntundi choodandi... mee age, policy size etc isthe it will give all the details. For regular insurance policies... go for TERM life in usa. It is very cheap but covers big amount. This WEALTH PLUS plan is for those who are looking for ULIP product (Mostly investment with basic life coverage). So don't depend solely on this for insurance. If god doesn't like the way I live, let him tell me, not you | ||
| Netsaint Side Hero Username: Netsaint Post Number: 2142 Registered: 05-2008 Posted From: 75.185.82.44 Rating: N/A |
* chaduvu. market conditions ani untadi "chinmaya chidaaanda chidvilasa brundaavana sundara sukumaara saundharya gaandharva lalaaama Thana yavvana poooritha prapoooritha prajwalitha netra thanaku thanai digivacchina vanithaa mani thana vihaara vinoda vinooothna spoorthi andhamai gandhamai anubandhamaiiiii..... My Telugu Bhakthi Blog :http://gurugeetha.blogspot.com/ | ||
| Telugubabu Comedian Username: Telugubabu Post Number: 1210 Registered: 10-2009 Posted From: 216.235.145.67 Rating: N/A |
I am paying around 125k rs per anum. last year start chesa. Human beings, like plants, grow in the soil of acceptance, not in the atmosphere of rejection. | ||
| Paga_babai_paga Side Hero Username: Paga_babai_paga Post Number: 2689 Registered: 09-2009 Posted From: 144.15.255.227 Rating: N/A |
Thanks annayi. idi edoo koncham alochinchalsina vishyamee. | ||
| Secondcup Junior Artist Username: Secondcup Post Number: 940 Registered: 02-2008 Posted From: 199.74.155.50 Rating: N/A |
My HYD / Basky, can you let me know is this is only for IND citizens? nenu canada citizen ni, anduku adigutnna. | ||
| Maverick Hero Username: Maverick Post Number: 14283 Registered: 01-2008 Posted From: 192.146.101.71 Rating: N/A |
Hyd, Monna tv lo ad choosa..bajaj allianz vadidi edo..they say 170% returns? any idea | ||
| Netsaint Side Hero Username: Netsaint Post Number: 2140 Registered: 05-2008 Posted From: 75.185.82.44 Rating: N/A |
jeevan anand is open thru out. NAV scheme will score after target amount reaching "chinmaya chidaaanda chidvilasa brundaavana sundara sukumaara saundharya gaandharva lalaaama Thana yavvana poooritha prapoooritha prajwalitha netra thanaku thanai digivacchina vanithaa mani thana vihaara vinoda vinooothna spoorthi andhamai gandhamai anubandhamaiiiii..... My Telugu Bhakthi Blog :http://gurugeetha.blogspot.com/ | ||
| Maverick Hero Username: Maverick Post Number: 14282 Registered: 01-2008 Posted From: 192.146.101.71 Rating: N/A |
per anum entha idi? is it still open? | ||
| Chiru_fan Hero Username: Chiru_fan Post Number: 11675 Registered: 04-2008 Posted From: 151.196.183.248 Rating: N/A |
THANK YOU BROTHER! CHIRU - SACHIN - FEDERER | ||
| Telugubabu Comedian Username: Telugubabu Post Number: 1209 Registered: 10-2009 Posted From: 216.235.145.67 Rating: N/A |
OCI/PIO/NRIs are eligible. Human beings, like plants, grow in the soil of acceptance, not in the atmosphere of rejection. | ||
| Mrhyderabad Side Hero Username: Mrhyderabad Post Number: 5305 Registered: 01-2008 Posted From: 167.230.38.120 Rating: N/A |
You can choose whether you want to invest one time or once a year for 3 years. It is your choice. One time choice ki minimum amount - Rs 40,000. No max limit. 3 years option ki minimum amount - Rs 20,000. No max limit. Policy term - 7 years. Maturity ayyedi 8th year lo. So if you invest 1L as a single payment today... you don't have to pay anything again in future. LIC will invest this 1 L in the fund and at the end of 8 years you will get your money back based on highest NAV of past 7 years or current price whichever is higher (even better) For ex, product date close ayyaka... NAV value decide chestharu.. more or less it will be Rs 10 per unit. Let's say down the line 6 months market improves... and NAV reaches 15 and then market crashes again will not come back for another 6-7 years or more. At the end of your policy term NAV could be Rs 1 or 2... but your units will be given to you at the rate of Rs 15 which was recorded in the first year of your policy. So total 7 years time lo any single day highest enta vuntundo aa value ni consider chesi return isthaaru. Market full recession ki vellina kuda no problem ... at least mana money ekkadiki podu in the worst case. If god doesn't like the way I live, let him tell me, not you | ||
| Netsaint Side Hero Username: Netsaint Post Number: 2139 Registered: 05-2008 Posted From: 75.185.82.44 Rating: N/A |
Mee lanti HI NETWORTH vallaki, KeyMan or inkoti undhi 10 Lakhs policy untadi. adhi teeskondi. premium pay years thakkuva, untadi. "chinmaya chidaaanda chidvilasa brundaavana sundara sukumaara saundharya gaandharva lalaaama Thana yavvana poooritha prapoooritha prajwalitha netra thanaku thanai digivacchina vanithaa mani thana vihaara vinoda vinooothna spoorthi andhamai gandhamai anubandhamaiiiii..... My Telugu Bhakthi Blog :http://gurugeetha.blogspot.com/ | ||
| Sas Junior Artist Username: Sas Post Number: 157 Registered: 06-2008 Posted From: 8.7.228.252 Rating: N/A |
US citizens kooda eligible for this scheme? | ||
| Netsaint Side Hero Username: Netsaint Post Number: 2138 Registered: 05-2008 Posted From: 75.185.82.44 Rating: N/A |
Citizens of Other countries CANNOT invest in SOME LIC Policies. avi clear ga mention chesi untundi. so Plese be piccky in that case "chinmaya chidaaanda chidvilasa brundaavana sundara sukumaara saundharya gaandharva lalaaama Thana yavvana poooritha prapoooritha prajwalitha netra thanaku thanai digivacchina vanithaa mani thana vihaara vinoda vinooothna spoorthi andhamai gandhamai anubandhamaiiiii..... My Telugu Bhakthi Blog :http://gurugeetha.blogspot.com/ | ||
| Telugubabu Comedian Username: Telugubabu Post Number: 1208 Registered: 10-2009 Posted From: 216.235.145.67 Rating: N/A |
NAV of 7 years theliyadu gaani "jeevan anand" 50 lakhs policy theesukunna. 21 yearly payments of 25 lakhs pay chesthe after 21 yeasr you will get 50 lakhs back. 50 lakhs life insurance policy is covered till death or you reach 100 years. Human beings, like plants, grow in the soil of acceptance, not in the atmosphere of rejection. | ||
| Bunty717 Side Hero Username: Bunty717 Post Number: 6508 Registered: 02-2008 Posted From: 161.185.151.155 Rating: N/A |
FD lo money vostundi.. ikkada money + insurance kuda istunnaru .. NTR range alantidhi aa time ki....appatiki national politics lo vajpayee,chandrasekhar lanti vallaki NTR range ledhu... per OT | ||
| Netsaint Side Hero Username: Netsaint Post Number: 2137 Registered: 05-2008 Posted From: 75.185.82.44 Rating: N/A |
Actual ga meeko chinna rule telusa. LIC policy bond(document original policy) itself should not be carried away to foriegn country without informing lic/rbi. Lic bond is something like next to currency bond. But offcourse, evaru paaatincharu anuko. adhi vere vishayam. "chinmaya chidaaanda chidvilasa brundaavana sundara sukumaara saundharya gaandharva lalaaama Thana yavvana poooritha prapoooritha prajwalitha netra thanaku thanai digivacchina vanithaa mani thana vihaara vinoda vinooothna spoorthi andhamai gandhamai anubandhamaiiiii..... My Telugu Bhakthi Blog :http://gurugeetha.blogspot.com/ | ||
| Paga_babai_paga Side Hero Username: Paga_babai_paga Post Number: 2686 Registered: 09-2009 Posted From: 144.15.255.227 Rating: N/A |
Idi LIC policy naa? asalu deeni benefit enti? FD kannaa elaa better? duration etc details koncham chebutaraa. FD ayithee oka 6months, one year anntnu veyachhu kadaa. alaa kuduruthundaaa? Naku a,b,c,d lu kudaa teliyavu. TIA. | ||
| Nanigadu Side Hero Username: Nanigadu Post Number: 4559 Registered: 02-2008 Posted From: 204.92.92.4 Rating: N/A |
As of now I am not a citizen of Canada, but I will soon become one, how does this work for me then? When you point a fingre at some body remember that there are three fingers pointing at you and one finger pointing at God | ||
| Telugubabu Comedian Username: Telugubabu Post Number: 1207 Registered: 10-2009 Posted From: 216.235.145.67 Rating: N/A |
LIC is safe. Human beings, like plants, grow in the soil of acceptance, not in the atmosphere of rejection. | ||
| Netsaint Side Hero Username: Netsaint Post Number: 2136 Registered: 05-2008 Posted From: 75.185.82.44 Rating: N/A |
pulp if you are serious, naa below post chaduvu. "chinmaya chidaaanda chidvilasa brundaavana sundara sukumaara saundharya gaandharva lalaaama Thana yavvana poooritha prapoooritha prajwalitha netra thanaku thanai digivacchina vanithaa mani thana vihaara vinoda vinooothna spoorthi andhamai gandhamai anubandhamaiiiii..... My Telugu Bhakthi Blog :http://gurugeetha.blogspot.com/ | ||
| Pulpfiction Hero Username: Pulpfiction Post Number: 11235 Registered: 02-2009 Posted From: 171.68.91.35 Rating: N/A |
brothers .. i want to take a 7L policy .. what does this mean ? how much premium i have to pay ? how frequently i have to pay ? when will i get the full amount return ? is there a interest etc that i get regularly as a return ? who is the best agent to talk to ? i havent dont this before .. so thanks in advance for any info provided .. power kosam poraatam manadhi - ravino | ||
| Mrhyderabad Side Hero Username: Mrhyderabad Post Number: 5304 Registered: 01-2008 Posted From: 167.230.38.120 Rating: N/A |
Meeru ee point eppudo post chesaaru... so monna LIC lo oka senior regional manager tho talking appudu same question adigaa... her answer was very simple. LIC is the only company which says "SUM ASSURED" All other companies say, insured amount, plan amount, life coverage value etc. No one else can give you a guarantee. But we can write it on paper and give it to you. NOTE: I am still not a big fan of LIC fund managers. But this PRODUCT is excellent If god doesn't like the way I live, let him tell me, not you | ||
| Netsaint Side Hero Username: Netsaint Post Number: 2135 Registered: 05-2008 Posted From: 75.185.82.44 Rating: N/A |
My Thelisina Agent is a Million-Dollar Round table member and his fulltime business is this only. if any one has serious investment plans... let me know.. I can arrange for all those courier etc thru him "chinmaya chidaaanda chidvilasa brundaavana sundara sukumaara saundharya gaandharva lalaaama Thana yavvana poooritha prapoooritha prajwalitha netra thanaku thanai digivacchina vanithaa mani thana vihaara vinoda vinooothna spoorthi andhamai gandhamai anubandhamaiiiii..... My Telugu Bhakthi Blog :http://gurugeetha.blogspot.com/ | ||
| Paga_babai_paga Side Hero Username: Paga_babai_paga Post Number: 2685 Registered: 09-2009 Posted From: 144.15.255.227 Rating: N/A |
Naku mutual funds meeda meeda assalu idea ledu. Koncham deeni elaborate chesi chebutaraaaa? ippudu manam ee scheme tesukuntee 7 years dantolenee pettalaaa? enti aslu angathi. | ||
| Bunty717 Side Hero Username: Bunty717 Post Number: 6505 Registered: 02-2008 Posted From: 161.185.151.155 Rating: N/A |
nuvvu Ind lo unnapude avutundi mama idi..online accept cheyaru.. NTR range alantidhi aa time ki....appatiki national politics lo vajpayee,chandrasekhar lanti vallaki NTR range ledhu... per OT | ||
| Mrhyderabad Side Hero Username: Mrhyderabad Post Number: 5303 Registered: 01-2008 Posted From: 167.230.38.120 Rating: N/A |
It depends on how much are you planning to invest. If it is a small amount (like less than 8 L) then you can do everything from here... as you don't need any medical checkups for less than 8L. All you need is a application form (any agent can courier it to you), passport copy, and a photograph. If god doesn't like the way I live, let him tell me, not you | ||
| Chiru_fan Hero Username: Chiru_fan Post Number: 11674 Registered: 04-2008 Posted From: 151.196.183.248 Rating: N/A |
MrHyd chiccha.... amount range and yenni years ee plans vuntaayoo koncham chepthaavaa? CHIRU - SACHIN - FEDERER | ||
| Netsaint Side Hero Username: Netsaint Post Number: 2131 Registered: 05-2008 Posted From: 75.185.82.44 Rating: N/A |
LIC has the best stakes in most of the PUBLIC SECTOR ENTERPRISES and some PVT Joint Sectors. like NTPC,and other NAVRATHNA enterprises. They are not allowed to put money in PONZY schemes or Fancy Modest Investment avenues. They are at Best Managing the wealth of the public(common/middle class). **: LIC insurance is a soveign guarantee,what it means is MONEY OWED to YOU By LIC will be Govt of INDIA responsibility to pay you. So happy Investing in LIC... followed by SBI Life "chinmaya chidaaanda chidvilasa brundaavana sundara sukumaara saundharya gaandharva lalaaama Thana yavvana poooritha prapoooritha prajwalitha netra thanaku thanai digivacchina vanithaa mani thana vihaara vinoda vinooothna spoorthi andhamai gandhamai anubandhamaiiiii..... My Telugu Bhakthi Blog :http://gurugeetha.blogspot.com/ | ||
| Mrhyderabad Side Hero Username: Mrhyderabad Post Number: 5301 Registered: 01-2008 Posted From: 167.230.38.120 Rating: N/A |
Mee post choodaka munde LIC vs SBI Life comparison post type chesa... Ee plan originally LIC conceive chesindi. But IRDA approval kosam 6 months wait chesaaru... as LIC doesn't bribe anyone. Other insurance companies went to corrupt IRDA officials and copied LIC's policy details, renamed the product and got approvals withing 2-3 months. If god doesn't like the way I live, let him tell me, not you | ||
| Pulpfiction Hero Username: Pulpfiction Post Number: 11234 Registered: 02-2009 Posted From: 171.68.91.35 Rating: N/A |
how this works for NRI's ? how to do the paper work etc ? power kosam poraatam manadhi - ravino | ||
| Mrhyderabad Side Hero Username: Mrhyderabad Post Number: 5300 Registered: 01-2008 Posted From: 167.230.38.120 Rating: N/A |
Lot of other companies like SBIlife, Bajaj, ICICI etc also launched similar products but LIC beats them hands down. For ex: SBI Life also guarantees highest NAV of 7 years but there is a fine print which is explained in page 8 of T&C. They record highest NAV only twice a month and then pickup highest among them at the end. But LICs highest NAV of 7 years does not have any fine print or exceptions. They record NAV on daily basis... 365 days... 7 years. You can choose to pay single premium or 3 year premium. Max policy term 7 years. Worst case scenario it would give you more than a FD. So no risk involved. If god doesn't like the way I live, let him tell me, not you | ||
| Gotcha Side Hero Username: Gotcha Post Number: 5680 Registered: 02-2008 Posted From: 69.211.242.14 Rating: N/A |
manchi life term insurance unte chepandi. we never asked them to publish any figures. We just issued the advt, on which they embedded the collections themselves--Allu Sirish | ||
| Cinejeevi Side Hero Username: Cinejeevi Post Number: 4402 Registered: 01-2008 Posted From: 91.103.41.50 Rating: N/A |
jodha selli oka kOTi roopayalu ala paDesi vastundEmo?? oka telangaaNa vaaDikanna turakODini nammaDam better anukunTunna!!! | ||
| Jodhaa Hero Username: Jodhaa Post Number: 12409 Registered: 02-2008 Posted From: 117.204.74.89 Rating: N/A |
followed by SBI LIFE anukonta... Thanks for sharing this info..will check it out | ||
| Mrhyderabad Side Hero Username: Mrhyderabad Post Number: 5299 Registered: 01-2008 Posted From: 167.230.38.120 Rating: N/A |
For those of you who have not heard about this... NOTE: I am not a LIC agent. But i was impressed by the product and wanted to share with you. LIC has come up with this ULIP plan few weeks ago. They are GUARANTEEING highest NAV of 7 years. So your money will be 100% safe irrespective of market. More details here: http://licindia.com/wealth_plus_feature.html This plan would only be open for 90 days or till they reach 70,000 Cr target. I was never a fan of LIC Ulip products as their fund managers are not that great (compared to its peers) But this highest NAV guarantee impressed me to take up a small plan. let me know if you have any questions. If god doesn't like the way I live, let him tell me, not you |
