| Author | Message | ||
     True_indian Side Hero Username: True_indian Post Number: 4753 Registered: 01-2008 Posted From: 69.134.203.27 Rating: N/A |
not true, you take second mortgage if you take 80 first, 20 second with zero down you wont pay PMI for condos you wont have lawn maintainence we need kakarla to certify lot of Mental Kandidates | ||
| True_indian Side Hero Username: True_indian Post Number: 4752 Registered: 01-2008 Posted From: 69.134.203.27 Rating: N/A |
as you said you bought for longterm then dont worry it will come up we need kakarla to certify lot of Mental Kandidates | ||
| Xxx Junior Artist Username: Xxx Post Number: 311 Registered: 04-2009 Posted From: 65.220.13.2 Rating: N/A |
It depends, some builders don't pay them ! | ||
| Xxx Junior Artist Username: Xxx Post Number: 310 Registered: 04-2009 Posted From: 65.220.13.2 Rating: N/A |
Home Insurance, PMI insurance -> if you don't put 20 % down, Lawn maintenance -> if you have some Yard infornt of your house Utility bills --> Much Electric bills etc, as you live in a big house HOA fees ---> If you live in a Community you need to pay HOA fees, Add to this the regular maintenace to the home, and houses losing value and intrests you pay to bank, In short --> not worth ->  | ||
| Mikkymouse Side Hero Username: Mikkymouse Post Number: 3561 Registered: 04-2008 Posted From: 216.111.115.2 Rating: N/A |
Edhi chala ekkuva kadha? Aina edhi eppudu maarcharu. memu 2006 dec konnam. Appudu 5% down chesam. Aa taruvata eppudu rate prakaram 70k thaggindhi. Mari konadam manchido kado telledhu. But memu shortterm kosam konaledhu. Ekkade (atleast 10 more years)settle ayye uddesam tho konnamu and mortagage kattadam lo problem ledhu. And sontha entlo enjoy chestunnam ane cheppachu. Ellu theesukunnaka maa eddari job wise adhee kalisi vachindi ane feeling undhi. So ellu konadam okay na, labhama , nastama ani deside chesukoleka pothunna. meere mantaru? | ||
| Humpty_dumpty Side Hero Username: Humpty_dumpty Post Number: 5682 Registered: 02-2009 Posted From: 38.117.247.14 Rating: N/A |
TI bro, 30% koncham ekkuva emo...last year naa colleague konnadu he paid less than 20 % @rebel what you and TI said abt closing costs is true... | ||
| Rebel Side Hero Username: Rebel Post Number: 6629 Registered: 02-2008 Posted From: 75.73.190.3 Rating: N/A |
how ? for 200K house property taxes - 3K( depending on state) closing costs as said by TI paid by seller,even they dont cost more than 6K... now u also get 8K govt credit at the same time if you are renting u pay around 15K per yr... provided in the worst case u need to go out of country perm. and u dont own significantly on the house...u can always refinance and take cash on house...in the current market its not bokka fr buyer | ||
| Jalsa Moderator Username: Jalsa Post Number: 10728 Registered: 02-2008 Rating: N/A |
nenu 20% annaanu, 30% antey inkaa bokka | ||
| True_indian Side Hero Username: True_indian Post Number: 4751 Registered: 01-2008 Posted From: 69.134.203.27 Rating: N/A |
in this market you have to put down 30% to get financing you get 8k tax credit, we need kakarla to certify lot of Mental Kandidates | ||
| Kingaa_bongaa Side Hero Username: Kingaa_bongaa Post Number: 6839 Registered: 02-2008 Posted From: 69.174.58.20 Rating: N/A |
ante ammithe manaki emi raadhu , return lo maname kattaali ane case lo alaa ellipovachu. Manaki Manam Kingu, Choosevallaki Bongu. | ||
| Jalsa Moderator Username: Jalsa Post Number: 10727 Registered: 02-2008 Rating: N/A |
vaallu emi peekaleka povachu, manakey dabbu bokka le | ||
| True_indian Side Hero Username: True_indian Post Number: 4750 Registered: 01-2008 Posted From: 69.134.203.27 Rating: N/A |
 evadu babu cheppindi closing cost r paid by builder if you buy new and by seller if its old you can negotitate the relators commission also humpty dude, email me your contact i give you more info ramayada@gmail.com we need kakarla to certify lot of Mental Kandidates | ||
| Kingaa_bongaa Side Hero Username: Kingaa_bongaa Post Number: 6837 Registered: 02-2008 Posted From: 69.174.58.20 Rating: N/A |
adhi worst case, ee market lo ammithe emi raaavu kadhaa. plus gc reject ayyiback velthunnaadu ante, for good kadhaa, inkem peekuthaar? ofcourse 1 yr tharvaatha H1 meedha raavaali ante peru maarchukuni raavaali, lekapothe airport lo ne esesthaar. Manaki Manam Kingu, Choosevallaki Bongu. | ||
| Ford Comedian Username: Ford Post Number: 1079 Registered: 10-2009 Posted From: 24.34.24.3 Rating: N/A |
Just becoz you want to become house owner for couple of years , you want to buy 300k house ? first year closing cost ani adi ani idhi ani 50k egurutundi.. aa 60 k tirigi ravali ante minimum 10 years undali intlo.. H1b ni dekanu kuda dekadam ledu usa lo.. next 5months lo tisi dobbutharu ani talk.. enduku nayana 40laks daka bokka.. india lo invest cheste 1cr avutundi 5 years tirakkunda.. soid asha.. GC vachinodike kathi ledu illu ippudu Papayya | ||
| Rebel Side Hero Username: Rebel Post Number: 6627 Registered: 02-2008 Posted From: 75.73.190.3 Rating: N/A |
worst case scenario chepi untadu...keys vadile mundu they make sure they will refinance again and dont have cash hanging on the house...antha dabbu bank di kada tanadi kadu...inka closing costs etc manam katte rent ki saripotay...again this is worst case mr.hyd good move! | ||
| Jalsa Moderator Username: Jalsa Post Number: 10716 Registered: 02-2008 Rating: N/A |
Antha dabbu petti koni, closing costs, maintenance costs, property tax, interest katti, alaa vadhilesi vellipovadamenti | ||
| Jalsa Moderator Username: Jalsa Post Number: 10715 Registered: 02-2008 Rating: N/A |
nuvvu ichina link lo emundho chadavaledhu. But, keys vadhilesi vellipothey loss konna vaallakey kadhaa? | ||
| Kingaa_bongaa Side Hero Username: Kingaa_bongaa Post Number: 6825 Registered: 02-2008 Posted From: 69.174.58.20 Rating: N/A |
manchidhe kadhaa, report seyaalsina avasaram ledhu rental income. Manaki Manam Kingu, Choosevallaki Bongu. | ||
| Kingaa_bongaa Side Hero Username: Kingaa_bongaa Post Number: 6824 Registered: 02-2008 Posted From: 69.174.58.20 Rating: N/A |
idea bagundhi kaane, lock seydam endhukuu? alaage ellipovachugaa Manaki Manam Kingu, Choosevallaki Bongu. | ||
| Kingaa_bongaa Side Hero Username: Kingaa_bongaa Post Number: 6823 Registered: 02-2008 Posted From: 69.174.58.20 Rating: N/A |
dump tamud, enti sangathulu? Manaki Manam Kingu, Choosevallaki Bongu. | ||
| Humpty_dumpty Side Hero Username: Humpty_dumpty Post Number: 5679 Registered: 02-2009 Posted From: 72.75.83.48 Rating: N/A |
thanks GK...u summarized it pretty well ford and ravino ...thanks | ||
| Ford Comedian Username: Ford Post Number: 1077 Registered: 10-2009 Posted From: 24.34.24.3 Rating: N/A |
another thing is.. H1b mida rental income valid kadu .. You should hire property management. Papayya | ||
| Guttonkay Comedian Username: Guttonkay Post Number: 1926 Registered: 05-2008 Posted From: 148.87.67.136 Rating: N/A |
If you buy condo in a good area (close to metro or university) you can get good rentals most of the time. This works out best with your R2I plans. The market now is a good market to buy a condo. If you buy at the peak market then condo is a lousy idea. A lot of my friends bought a condo before leaving for India and are managing them to rental property management companies. Pros: Cheapest of all kinds of real estate Easy to rent out for the most part of the year Not many maintenance issues - you can manage from afar with rental management company and couple of condo warranty purchases. Cons: Resale value is typically low condo fee - keeps on going up, will never go down Buy a top floor unit or townhome style unit so you don't have neighbor issues. | ||
| Ford Comedian Username: Ford Post Number: 1076 Registered: 10-2009 Posted From: 24.34.24.3 Rating: N/A |
USA lo house konavu ante.. there are some basic things You are tied to one location and if you are h1b then you are going to loose many opportunities becoz of location. House is not good unless your going to hold it for atleast 10 years. else you would loose not less than 50k House antha bagunte ok but if some thing goes wrong with any structure of the house then you would be spending thousands of dollars for repairs and other things. Finally ni visa issues. if something goes wrong you have to just drop keys and file foreclosure. enno untai..just home owner ani seppukovadaniki.. as Ravino said just be in aprtment and get ride of this all Papayya | ||
| Paga_babai_paga Comedian Username: Paga_babai_paga Post Number: 1287 Registered: 09-2009 Posted From: 144.15.255.227 Rating: N/A |
endi monna T issue ki antha viragyamaaa? Investment, development antha midya antavaaa.  Admin Abbayi, Neku chetulu etti ettali Dandam. | ||
| Mrhyderabad Side Hero Username: Mrhyderabad Post Number: 4990 Registered: 01-2008 Posted From: 166.137.138.184 Rating: N/A |
Rebel, Anduke nenu L1 visa meeda through tcs work sese appud illu konna :-) (vomerica ki vachina 2 years ki)  If god doesn't like the way I live, let him tell me, not you | ||
| Ravino786 Hero Username: Ravino786 Post Number: 11205 Registered: 12-2006 Posted From: 24.208.255.93 Rating: |
Cheppi cheppi type sesi sesi tala noppi fingers noppi... if one of u is doctor and or have GC buy a home...enjoy the stay live life..., investment kosam konodhu .... whereever u are India or US buy a home to live in it and buy land to cultivate...enjoy life...rest mee vignathi... Rajashekaruni jeevitam rastraniki ankitam. http://www.youtube.com/watch?v=NZAebuKrdjs&feature=player_embedded# Rajanna Amar Hai. | ||
| Humpty_dumpty Side Hero Username: Humpty_dumpty Post Number: 5677 Registered: 02-2009 Posted From: 38.117.247.14 Rating: N/A |
@hyder what u say makes sense...nenu undaydhee maryland bhiku dora, right now mind kee pedha illu kavaali anna frame ledu...alochisthaa untay nuvvu seppindhee kooda correct... genral opinion enti condo meedha ani ee thread...thanks to all | ||
| Bhikhu Side Hero Username: Bhikhu Post Number: 5407 Registered: 10-2008 Posted From: 148.129.71.52 Rating: N/A |
condo ki appt ki pedda theda undadu..same feeling town home better | ||
| Mrhyderabad Side Hero Username: Mrhyderabad Post Number: 4989 Registered: 01-2008 Posted From: 166.137.139.2 Rating: N/A |
RTI light teesukoni own home enjoy cheyochu ane concept tho proceed avvandi :-) townhouse better IMO. Condo ayina, apartment Anna feeling vastundi naaku. First own house buying time lo rental, resale value etc alochisthe u need to compromise a lot. 2nd house ki ayithe u can think abt them. Btw, Which state? If god doesn't like the way I live, let him tell me, not you | ||
| Pavala Side Hero Username: Pavala Post Number: 9354 Registered: 02-2008 Posted From: 85.83.28.9 Rating: N/A |
 Maayaabazaar entivodu valle eit ayindhi - Oka Telivayina kurrod | ||
| Humpty_dumpty Side Hero Username: Humpty_dumpty Post Number: 5676 Registered: 02-2009 Posted From: 38.117.247.14 Rating: N/A |
thanks Rebel and AW | ||
| Andhrawala Side Hero Username: Andhrawala Post Number: 2044 Registered: 03-2008 Posted From: 65.190.65.171 Rating: N/A |
Condo or townhome is definitely good idea if he payment is just couple of 100s more than renting 2/3 bed room apartment. U get tax benefit plus u will have something after x number of years. definitely if u move then u can give for rent but it all depends on the city u are living etc | ||
| Rebel Side Hero Username: Rebel Post Number: 6624 Registered: 02-2008 Posted From: 75.73.190.3 Rating: |
check out these threads for more insight: desi view: I particularily liked below comment in one of the the thread - If you want to buy a home after you get your green card, mostly you will get after your retirement. I don't want to feel "my home" when I am 68 and after my kids are out on their own. So I decided, dump the H1B, H4, 485, 131, 761, 797, 999, 888, I94, EAD, AP... AAD, CCD etc crap in trash, and bought the home. I am happy. Even if I am asked to leave the country tomorrow, I just lock the door, throw the keys in trash and take off. Who cares when life matters. http://immigrationvoice.org/forum/forum5-all-other-green-car d-issues/974946-buying-home-before-gc-2.html http://immigrationvoice.org/forum/forum2-retrogression-prior ity-dates-and-visa-bulletins/18085-buying-house-when-i485-is -pending.html | ||
| Pavala Side Hero Username: Pavala Post Number: 9352 Registered: 02-2008 Posted From: 85.83.28.9 Rating: N/A |
tamul condo antey thodukkunedhaa? Maayaabazaar entivodu valle eit ayindhi - Oka Telivayina kurrod | ||
| Dreamcatcher Junior Artist Username: Dreamcatcher Post Number: 246 Registered: 11-2009 Posted From: 131.131.1.131 Rating: N/A |
Tammudu, Ee market lo RE is a risk investment. If you can hold it for long, then it is a very good investment. Market conditions/stats prakaaram, market bottom reach ainatte unless another wave of foreclosures come and flood the market. Take all these things into consideration before you invest. Yes, THs are better bet than condos, except for certain locations where it does not matter what type of house it is. :-) | ||
| Humpty_dumpty Side Hero Username: Humpty_dumpty Post Number: 5675 Registered: 02-2009 Posted From: 38.117.247.14 Rating: N/A |
@hyder antay antaav...RTI okkati anay kaadhu, desham lo plans kee owning something expensive than a condo kee thinking | ||
| Humpty_dumpty Side Hero Username: Humpty_dumpty Post Number: 5674 Registered: 02-2009 Posted From: 38.117.247.14 Rating: N/A |
//If in a metro city and location is close to a metro station, there is highly unlikely chance of prices going down.// DC bro, this is what I was thinking...I am looking in Rockville MD where you can walk to the metro...metro lo 30 mins to DC.. off metro limits ayithay rates antha gaa increase avvav anukuntaa | ||
| Mrhyderabad Side Hero Username: Mrhyderabad Post Number: 4988 Registered: 01-2008 Posted From: 166.137.139.2 Rating: N/A |
RTI light teesukoni own home enjoy cheyochu ane concept tho proceed avvandi :-) townhouse better IMO. If god doesn't like the way I live, let him tell me, not you | ||
| Dreamcatcher Junior Artist Username: Dreamcatcher Post Number: 245 Registered: 11-2009 Posted From: 131.131.1.131 Rating: N/A |
Depends on the location. If in a metro city and location is close to a metro station, there is highly unlikely chance of prices going down. | ||
| Humpty_dumpty Side Hero Username: Humpty_dumpty Post Number: 5673 Registered: 02-2009 Posted From: 38.117.247.14 Rating: N/A |
@elca //I dont remeber paying anything extra for maintenance....// yaa..regular HOA lo u pay at least 100 ...ikkada kooda may be a bit(20-30%) more anukuntunna.. | ||
| Humpty_dumpty Side Hero Username: Humpty_dumpty Post Number: 5672 Registered: 02-2009 Posted From: 38.117.247.14 Rating: N/A |
@Rebel on h1 brother. townhome rates ekkuva manchi location lo konaali antay. i know depreciation is a factor. wanted to explore what are the ifs and buts | ||
| Elcaminocapastrino Hero Username: Elcaminocapastrino Post Number: 18996 Registered: 03-2008 Posted From: 72.255.40.213 Rating: N/A |
I dont remeber paying anything extra for maintenance.... | ||
| Mikkymouse Side Hero Username: Mikkymouse Post Number: 3542 Registered: 04-2008 Posted From: 216.111.115.2 Rating: N/A |
minimum 300 vesukovachu. Teda endhuko teleedhu. Madhi single family home and maa HOA fee $100. | ||
| Mikkymouse Side Hero Username: Mikkymouse Post Number: 3541 Registered: 04-2008 Posted From: 216.111.115.2 Rating: N/A |
Endhukani. Takkuva rate and normal ga katte rent ki konchem add chesukunte vachestundhi kadha. | ||
| Woodpecker Side Hero Username: Woodpecker Post Number: 5775 Registered: 09-2008 Posted From: 161.165.196.84 Rating: N/A |
condos koni rent ki ivvadam better, that way it's good | ||
| Rebel Side Hero Username: Rebel Post Number: 6617 Registered: 02-2008 Posted From: 75.73.190.3 Rating: N/A |
GC unda bro or buying on h1 ? townhome aina set cheskovachu kada | ||
| Elcaminocapastrino Hero Username: Elcaminocapastrino Post Number: 18995 Registered: 03-2008 Posted From: 72.255.40.213 Rating: N/A |
Thammudu condo is usually good for ung couple with no kids.... and yes renting is pretty easy if its in a good neighbourhood.... maintenance fees antey reg tax lite bill water bill thaffithey inga em undav ....its like owning a property.... | ||
| Telugufan Comedian Username: Telugufan Post Number: 1936 Registered: 05-2008 Posted From: 173.67.49.155 Rating: N/A |
condos montly maintenence charges ekkava antaru, avi kuda add chesukondi montly paymentlo ( 400 to 500 ani vinnanu exact no theliyadhu) | ||
| Mikkymouse Side Hero Username: Mikkymouse Post Number: 3539 Registered: 04-2008 Posted From: 216.111.115.2 Rating: N/A |
$200 Ekkuva aithe konadame better. Rent money waste kakunda untundhi. konchem manchi ellu, own house lo unnattu untundhi. Alage rent ki este vachevallu kooda ekkuva untaru comparattive town home tho chooste. Maintenense fee matram ekkuva untundhi anukunta. | ||
| Bhikhu Side Hero Username: Bhikhu Post Number: 5405 Registered: 10-2008 Posted From: 148.129.71.52 Rating: N/A |
condos ki resale value takuva tammud..unless it is a an end unit..nak condos ki appt ki pedda teda anipichadu | ||
| Dhaarkaar Hero Username: Dhaarkaar Post Number: 18734 Registered: 02-2008 Posted From: 198.204.133.208 Rating: N/A |
Condos ki depreciation ekkuva ani telchaaru eppudo disco vachipadu. | ||
| Humpty_dumpty Side Hero Username: Humpty_dumpty Post Number: 5670 Registered: 02-2009 Posted From: 38.117.247.14 Rating: N/A |
owning and living in a condo meedha mee opinion pettandi...pros and cons vs owning a townhome... naa current apt rent kee oka 200 extra tho mortgage set chesthay i will get a decent condo..so I am thinking... future perspective lo RTI in 3-4 yrs...so did not want to buy/invest in a bigger home... condo ayithay rent kee ichi manage cheyyochu as condo will be near to metro etc anukuntunna... condo issues yela untaai...maintenance fees etc ...also resale yela untaadhi thanks in advance |
