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Guttonkay
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Username: Guttonkay

Post Number: 6566
Registered: 05-2008
Posted From: 148.87.67.135

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Posted on Thursday, September 02, 2010 - 03:37 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Bhikhu:




nenu teesukoledu bro.
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Bhikhu
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Username: Bhikhu

Post Number: 7190
Registered: 10-2008
Posted From: 148.129.129.154

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Posted on Thursday, September 02, 2010 - 03:33 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

guttu selli visitors care and patriot etta untundi..
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Shikari
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Username: Shikari

Post Number: 452
Registered: 03-2010
Posted From: 122.169.132.74

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Posted on Thursday, September 02, 2010 - 03:30 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

thankyou all :-)
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Acf
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Username: Acf

Post Number: 197
Registered: 01-2008
Posted From: 38.109.75.245

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Posted on Thursday, September 02, 2010 - 03:14 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Guttonkay:

If you have to end up going to ER, don't give ur info as the contact information. That's what I read elsewhere. giving ur name at ERs make u responsible for payments ani chadivanu. not sure if that's true.




evaridanna (patient related) SSN theesukuntaranukunta...
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Guttonkay
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Username: Guttonkay

Post Number: 6556
Registered: 05-2008
Posted From: 148.87.67.135

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Posted on Thursday, September 02, 2010 - 03:10 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Jalsa:

mari pre-existing condition(s) untey?




With pre-existing conditions all bets are off. You just have to hope that they don't need to go to doctor while here. Get full checkup before coming, get all meds, wear shoes at home (no cuts etc for diabetics) and so on.

I think only india health network and atlas world have some kind of rider program.

Both of them on their website claim that if a situation arises where the pre-existing condition goes into some kind of intense/acute situation, they will cover the doctor visit.

peronsally I think it's hogwash.

Read both insubuy.com and indiahealthnetowrk.com for more info

http://health.indianetwork.org/inf-7May10.htm
http://www.insubuy.com/guide/faq/pre-existing-conditions-vis itor-medical-insurance.jsp
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Moviefan84
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Username: Moviefan84

Post Number: 2925
Registered: 10-2008
Posted From: 68.163.80.210

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Posted on Thursday, September 02, 2010 - 03:09 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Jalsa:

mari pre-existing condition(s) untey?




Still..

Guttonkay:

- Get a letter from the doctor in India that they have no pre-existing condition as of whatever date (before journey begins)




india lo letter sampadinchadam pedda kashtam kaademo kada.
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Jalsa
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Username: Jalsa

Post Number: 14012
Registered: 02-2008

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Posted on Thursday, September 02, 2010 - 03:05 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Here are few tips on claims from personal experience

- Get a letter from the doctor in India that they have no pre-existing condition as of whatever date (before journey begins)
- If you do go to doctor, before your parents leave get a form from the doctor office that says your parents authorize you as the person who can talk to doctor office and insurance company.
- Be very, very persistent with ur calls to insurance company. Call every week, take the name and badge number of the person you spoke to and take notes.
- If you have to end up going to ER, don't give ur info as the contact information. That's what I read elsewhere. giving ur name at ERs make u responsible for payments ani chadivanu. not sure if that's true.
--------------------
mari pre-existing condition(s) untey?
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Moviefan84
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Username: Moviefan84

Post Number: 2923
Registered: 10-2008
Posted From: 68.163.80.210

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Posted on Thursday, September 02, 2010 - 03:04 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Guttonkay:

- If you have to end up going to ER, don't give ur info as the contact information. That's what I read elsewhere. giving ur name at ERs make u responsible for payments ani chadivanu




Ee post save chesukuntaaa.. Idi follow ayipoyi porapatuna edainaaa thedaa vaste.. phalanaa guttonkay ilaa chepparu ani ee post proof choopinchochchu kadaa. :-)
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Guttonkay
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Username: Guttonkay

Post Number: 6553
Registered: 05-2008
Posted From: 148.87.67.135

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Posted on Thursday, September 02, 2010 - 02:57 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Here are few tips on claims from personal experience

- Get a letter from the doctor in India that they have no pre-existing condition as of whatever date (before journey begins)
- If you do go to doctor, before your parents leave get a form from the doctor office that says your parents authorize you as the person who can talk to doctor office and insurance company.
- Be very, very persistent with ur calls to insurance company. Call every week, take the name and badge number of the person you spoke to and take notes.
- If you have to end up going to ER, don't give ur info as the contact information. That's what I read elsewhere. giving ur name at ERs make u responsible for payments ani chadivanu. not sure if that's true.
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Rasputin
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Username: Rasputin

Post Number: 9579
Registered: 02-2008

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Posted on Thursday, September 02, 2010 - 02:51 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Evarayina claim chesina vaaru untey telusuthundi. My parents took ICICI Lombard. But, they did not have to visit a doc here
An idea is like a Virus.
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Komaranna
Junior Artist
Username: Komaranna

Post Number: 265
Registered: 07-2010
Posted From: 12.34.246.79

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Posted on Thursday, September 02, 2010 - 02:43 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

icici lambard is cheap n best..but you need to take before they start to usa
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Guttonkay
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Username: Guttonkay

Post Number: 6551
Registered: 05-2008
Posted From: 148.87.67.135

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Posted on Thursday, September 02, 2010 - 02:41 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

I personally feel US is better. God forbid they have to go to doctor, it's easier for you to deal with it all if the company is in US. That said, if someone had good experience with dealing with an Indian company, you can go with that.

We have taken with india healthnetwork in the past. I know people who took with SRI (before AIG collapse) in the past and with Atlas America via insubuy.com

There is also g1g.com that sells various insurance options.

immihelp.com forums sections has a huge insurance section. Over there someone named Narendra answers insurance questions. I think he owns insubuy.com

good luck.
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Uppu
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Username: Uppu

Post Number: 2143
Registered: 11-2007
Posted From: 206.16.32.135

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Posted on Thursday, September 02, 2010 - 02:36 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

India lo cheap and best. US toll free number istadu. Let us hope they never use it

http://www.reliancegeneral.co.in/Individuals/Pages/travel-he alth-insurance-features.aspx
âGenerations to come will scarce believe that such a one as this walked the earth in flesh and blood.â
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Shikari
Junior Artist
Username: Shikari

Post Number: 451
Registered: 03-2010
Posted From: 122.169.132.74

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Posted on Thursday, September 02, 2010 - 02:32 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

ma parents ee month lo US velthunnaru for 6 months,Travel insurance india lo teesukunte better aa,US better aa...entha avuthundhi,evari daggara teesukunte better..experts light veyandi :-)

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