| Author | Message | ||
     Kalikaalam Junior Artist Username: Kalikaalam Post Number: 143 Registered: 01-2008 Posted From: 171.159.192.10 Rating: N/A |
//"880 on a scale of 501-990" ani vundi// ilaa ani naa report mida raasi vundi. antha kante naaku theliaydu. | ||
| Cylonesubbarao Junior Artist Username: Cylonesubbarao Post Number: 343 Registered: 02-2008 Posted From: 170.61.20.242 Rating: N/A |
Each union has a separate scoring scale. Naaku telisi 850 max is for Transunion & Equifax anukunta. Ee madhya kottha ga combined average ani edo follow avutunnaru Car dealers kurrollu. నేడేరా నీకు నేస్తమూ రేపే లేదు నిన్నంటే నిండుసున్నరా రానే రాదు ~ Veturi | ||
| Kkd Junior Artist Username: Kkd Post Number: 252 Registered: 02-2008 Posted From: 170.61.18.228 Rating: N/A |
 | ||
| Maverick Junior Artist Username: Maverick Post Number: 17 Registered: 01-2008 Posted From: 192.146.101.26 Rating: N/A |
aite nee score 880/3 emo 293..below 350  | ||
| Maverick Junior Artist Username: Maverick Post Number: 16 Registered: 01-2008 Posted From: 192.146.101.26 Rating: N/A |
880 credit score aa..850 max anukunta  | ||
| Battalsatti Junior Artist Username: Battalsatti Post Number: 29 Registered: 02-2008 Posted From: 69.45.100.129 Rating: N/A |
B: Totally wrong.. 2.9% apr naaku vachhindi.. and mine is upper 700's. Loans/cards/aprs anevi: 1. Credit Score 2. Not just on your past loans but also on "Longevity of the Loan" 3. You income/spending strength 4. Finally, mana face value.. sodi gaadi laaga pothe, evadainaa narukutaadu.. so, loan officer tho proper argument/haggle seyyaali.. and do have multiple options.. nuvve naa daivam ani nee bankodi deggarko, oka car dealer deggarko pothe, estaadu vaadu.. needi entha unnaa.. so, do proper homework.. if not, you will pay for your laziness.. experience tho sebutunnaa.. | ||
| Cylonesubbarao Junior Artist Username: Cylonesubbarao Post Number: 330 Registered: 02-2008 Posted From: 170.61.18.228 Rating: N/A |
Papi, ledhu... you are wrong. Credit Score ni saana takkuva anchana vestunnavu. Credit Risk is indirectly proportional to your score. Credit Score algorithm itself is so complicated that each credit bureau uses a different method. But bottom line is your APR is based on this score. If you are high risk (low Score) then they will increase your APR and vice versa. Housing market lo recent ga saana mandi manavallu enter ayyaru ga... check with them... their experiences with the various banks and their APR. నేడేరా నీకు నేస్తమూ రేపే లేదు నిన్నంటే నిండుసున్నరా రానే రాదు ~ Veturi | ||
| Bicchapathi Junior Artist Username: Bicchapathi Post Number: 18 Registered: 02-2008 Posted From: 141.158.20.2 Rating: N/A |
babai.. credit score ni chudanu kuda chudaru babai.. loans baga tisukunnadu ki 650 to 750 madyalo untundi.. kani vadiki offers baga untai.. nivu credit score agencies lo history pull chesinappudu.. total loan amount .. paid .. defaults .. missed ani list vastadi.. valla decission major vatimida depend avuthadi.. Ippati varaki loan tisukokunte.. tisukoni oo 6 months lo pay back cheyyandi..talli miku unde offers chusukondi.. Hond vade istunnadu 4.0 apr ani.. .. vere vallaku 6.0 ki takkuva ivvadu even ni score 750 above unna | ||
| Cylonesubbarao Junior Artist Username: Cylonesubbarao Post Number: 328 Registered: 02-2008 Posted From: 170.61.18.228 Rating: N/A |
But Credit Score is what determines whether a Bank can give you loan or not. Credit Score is used to calculate credit risk which in turn takes into account your outstanding loans, and loan repayment capability etc etc. Credit Score is prime that any lender will look into before approving a loan in USA. నేడేరా నీకు నేస్తమూ రేపే లేదు నిన్నంటే నిండుసున్నరా రానే రాదు ~ Veturi | ||
| Bicchapathi Junior Artist Username: Bicchapathi Post Number: 16 Registered: 02-2008 Posted From: 141.158.20.2 Rating: N/A |
Babai.. credit score tho loans ravu.. Vadu.. how much you took before and how much you paid back and what was your frequency of payment .. ante ninnu entha nammocchu.. ane dani mida untadi.. Walmart,indian store gurinchi card use cheste.. loans icchetapudu evvadu care cheyyadu.. credit score tho santhosha padakandi | ||
| Battalsatti Junior Artist Username: Battalsatti Post Number: 28 Registered: 02-2008 Posted From: 69.27.233.254 Rating: N/A |
Swaary.. one imp point.. Experian and Equifax differ in the way they score our credit. Experian vaadu 30% of credit limit on credit card vaadithe, scoring taggistaadu.. quite opposite Equifax... Transunion vaadi kadhe veru.. Ee three companies lo always, transunion di ekkuva untadi.. i think he is too liberal.. | ||
| Kalikaalam Junior Artist Username: Kalikaalam Post Number: 117 Registered: 01-2008 Posted From: 171.159.192.10 Rating: N/A |
//ledu mama 850 is max..but okasari call chesi kanukko mama report correcto kado..// Ledu maama.report naa daggare vundi.Online lo kuda chusaanu. Nuvvu cheppedi yedo okka credit company vaadidi ayi vuntundi. nneu chepepdi Vatage score by Expereian. idi 3 companies joint score anta. | ||
| Kalikaalam Junior Artist Username: Kalikaalam Post Number: 116 Registered: 01-2008 Posted From: 171.159.192.10 Rating: N/A |
report antha type chese opika ledu gaani, summary isthunnaanu vaadu thittina buthulani "mortgage lo mari thakkuva kattavu.Inka yekkuva kadithe score perugudhi. Ni mida loan iche vaallaku nammakam perugudhi" "recent ga thisukonna crad balance limit mari thakkuvagaa vundi.mari anthagaa kakkurthi padamaaka.." "cards mari thondaragaa musesthunnavu.yekkuva rojulu vunchukonte score perugudhi" antu inkaa chaalaa ichaadu. | ||
| Just4fun Junior Artist Username: Just4fun Post Number: 356 Registered: 10-2007 Posted From: 24.131.225.94 Rating: N/A |
ledu mama 850 is max..but okasari call chesi kanukko mama report correcto kado.. | ||
| Kalikaalam Junior Artist Username: Kalikaalam Post Number: 115 Registered: 01-2008 Posted From: 171.159.192.10 Rating: N/A |
//credit score scale runs from 300 to 850..// Kaadu maa. The sentence in my report is "880 on a scale of 501-990" ani vundi | ||
| Kalikaalam Junior Artist Username: Kalikaalam Post Number: 114 Registered: 01-2008 Posted From: 171.159.192.10 Rating: N/A |
//nuvvu telisi adugutunnaavaa, teliyaka adugutunnaava, ikkada jenaalani vedimpulaku guri cheyadaaniki adugutunnaavaa? // Battalastti maama, Thappugaa rdham chesukonnaavu. Naa score bhibhthsam ane nu anukonnaanu. Kaani report lo naa risk gradeis B annaadu."excellent' ani analedu. Andukani doubt vachi adigaanu. Paiga nenu, nuvvu anukonnatlu naadi bhibhathsam yemi kaadu ani ippude ardam ayyindi. Naaku akshinthalu vesthu raasaadu report lo. | ||
| Just4fun Junior Artist Username: Just4fun Post Number: 355 Registered: 10-2007 Posted From: 24.131.225.94 Rating: N/A |
 credit score scale runs from 300 to 850.. | ||
| Battalsatti Junior Artist Username: Battalsatti Post Number: 20 Registered: 02-2008 Posted From: 69.45.100.129 Rating: N/A |
Kalikaalam bedar.. nuvvu telisi adugutunnaavaa, teliyaka adugutunnaava, ikkada jenaalani vedimpulaku guri cheyadaaniki adugutunnaavaa? 880 anedi bheebhatsamaina score and that too you had good loans.. inkaa emi kavaalai baabai? enduku ikkada jenaala jeevithaaltho aadukuntaav? idi vedhimpu charya gaa bhaavinchi, mimmalni takshaname ee ccdb nunvi veli veyaalsindigaa manavi sesukuntunnaa.. | ||
| Kalikaalam Junior Artist Username: Kalikaalam Post Number: 113 Registered: 01-2008 Posted From: 171.159.192.10 Rating: N/A |
KKD, Ippdude chusaanu. report lo last lo konni points lo nenu yekkada weak gaa vunnaano raasaadu | ||
| Kalikaalam Junior Artist Username: Kalikaalam Post Number: 112 Registered: 01-2008 Posted From: 171.159.192.10 Rating: N/A |
KKD maam, Thanks for your reponce. Ide first loan kaadu maama. Home mortgage,creidt cards, auto loans..anni vunnaayi.5 years gaa america lo vunnaanu.Naa peru mida loans start ayyi 3 years ayyindi. | ||
| Kkd Junior Artist Username: Kkd Post Number: 240 Registered: 02-2008 Posted From: 68.196.116.154 Rating: N/A |
Nee credit score good or bad anedhi depends on various factors. If you have not had any loan so far and this score is based only on your credit card usage then it doesnt make any good if you are going for first time loan. Your score of 800+ will not count. If the purpose is to get a new credit card or house lease etc...it is pretty good. Other than that this score doesnt make any good if your score is built just on credit card purchases but not a loan. I have never taken a loan so far . My credit score is solely built on my credit card purchases and i have around 780 or so. So does one of my collegue. He wanted to buy a new car and wanted to finance it..but the car dealer didnt give him the best deal as his credit score of 780 or so doesnt mean as they check from some other agency for loans which needs to have previous loan history. This is what i know from my knowledge...Others might have more knowledge like Ravino. | ||
| Kalikaalam Junior Artist Username: Kalikaalam Post Number: 110 Registered: 01-2008 Posted From: 171.159.192.10 Rating: N/A |
Yekkada negative remarks levu. antha clean gaa vundi. ayina kuda risk score Top lo ledu.yenduko ardham kaavadam ledu | ||
| Kalikaalam Junior Artist Username: Kalikaalam Post Number: 109 Registered: 01-2008 Posted From: 171.159.192.10 Rating: N/A |
I got my 880 credit score as per Experian credit Agency. Yevaranna credit reporting experts vunte cheppandi. Idi manchi score ye kadaa? Kaani vaadu ichina report lo Your risk Grade is :B ani vasthondi.ant emari top score kaadu ani meaninge kadaa? yenudku alaa vachindi. Konchem confusion gaa vundi. |
