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Emc2
Junior Artist
Username: Emc2

Post Number: 477
Registered: 03-2008
Posted From: 68.227.220.216

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Posted on Thursday, December 31, 2009 - 06:25 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Megapowerstar:

am moving from group to individual medical policy. which is the best medical policy?

FYI i have been paying around 750 per month for self, spouse and 2 kids in the past and want to look at something little lesser from a monthly premium & deductible stand-point. kindly advise.




anthem bavundi try chey.
::naku evvaru fans leru,nene andariki favourite:-)
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Kamal
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Username: Kamal

Post Number: 5308
Registered: 08-2009
Posted From: 130.36.62.141

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Posted on Thursday, December 31, 2009 - 05:17 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Chantodu:

meena bedi




eemevar .. monika bedi ki mandira bedi ki etavutundi .. if pozible ettu anna
Sach aur saahas hai jiske mann mein - anth mein jeeth usee ki rahe ..
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Chantodu
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Username: Chantodu

Post Number: 7818
Registered: 07-2007
Posted From: 12.34.246.78

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Votes: 2 (Vote!)

Posted on Thursday, December 31, 2009 - 04:40 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

bababu, number unte forward cheyyava - devarakonda@gmail.com
***********
meena bedi 703-846-0355
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Maverick
Hero
Username: Maverick

Post Number: 11857
Registered: 01-2008
Posted From: 192.146.101.24

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Posted on Wednesday, December 30, 2009 - 05:15 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

HSA best..try cheyyandi
10k post : why do u want to do pmp?
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Kamal
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Username: Kamal

Post Number: 5113
Registered: 08-2009
Posted From: 130.36.62.140

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Posted on Wednesday, December 30, 2009 - 05:05 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Rebel:

FT...my emplyer also contributes 350 per yr to this plan so this plan makes more sense to me....ade nuvvu tiskovalante compare the premiums u pay now and with the HSA and then proceed




oh ok ..

yaa .. work out cheyyaali pretty soon ..
Sach aur saahas hai jiske mann mein - anth mein jeeth usee ki rahe ..
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Rebel
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Username: Rebel

Post Number: 6173
Registered: 02-2008
Posted From: 75.73.190.3

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Posted on Wednesday, December 30, 2009 - 05:04 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Kamal:

consulting aa annai?


FT...my emplyer also contributes 350 per yr to this plan so this plan makes more sense to me....ade nuvvu tiskovalante compare the premiums u pay now and with the HSA and then proceed
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Kamal
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Username: Kamal

Post Number: 5111
Registered: 08-2009
Posted From: 130.36.62.140

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Posted on Wednesday, December 30, 2009 - 04:58 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Rebel:

tammud naku ma company vadi plan




consulting aa annai?

thx for the link .. will go thru in detail !
Sach aur saahas hai jiske mann mein - anth mein jeeth usee ki rahe ..
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Rebel
Side Hero
Username: Rebel

Post Number: 6172
Registered: 02-2008
Posted From: 75.73.190.3

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Posted on Wednesday, December 30, 2009 - 04:56 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Kamal:

koncham details ettu


tammud naku ma company vadi plan...anduke takkuvundi..he takes care of the HSA account

ade manam open cheskovalante u need to open it like a bank account...aa details naku peddaga telvadu..u can gather some info online

http://en.wikipedia.org/wiki/Health_savings_account
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Kamal
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Username: Kamal

Post Number: 5109
Registered: 08-2009
Posted From: 130.36.62.140

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Posted on Wednesday, December 30, 2009 - 04:51 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Rebel:

HSA is good fr healthy single guys...naku 3 yrs nunchi HSA im paying only 40 per month..hosp ki vellanu kabatti it suits me...families ki kastam ee plan




babbabu .. neeku punyam untundi .. koncham details ettu .. alage nee photo okati pampisthe .. pujistanu .. :D
Sach aur saahas hai jiske mann mein - anth mein jeeth usee ki rahe ..
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Rebel
Side Hero
Username: Rebel

Post Number: 6171
Registered: 02-2008
Posted From: 75.73.190.3

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Posted on Wednesday, December 30, 2009 - 04:49 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Mallik:

HSA teeskunte, specialist deggarki povaale ante mana regular doctor po antene povaalnaa?


nakantha deep ga telvadu...velochu anukunta...In network ani aa area lo specialits list untadi aakadiki velte takuva padtadi
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Mallik
Moderator
Username: Mallik

Post Number: 9842
Registered: 10-2008

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Posted on Wednesday, December 30, 2009 - 04:46 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Rebel:


HSA teeskunte, specialist deggarki povaale ante mana regular doctor po antene povaalnaa?
In this db, there's always someone watching you!!
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Rebel
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Username: Rebel

Post Number: 6170
Registered: 02-2008
Posted From: 75.73.190.3

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Posted on Wednesday, December 30, 2009 - 04:42 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Mallik:

Gidetlundi ante, neeki sammagaa drive sette, auto insurance enduk type lo undi..


yes that's what the intention of the plan is...to make us more accountable...in favor they are giving us tax deductions
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Rebel
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Username: Rebel

Post Number: 6169
Registered: 02-2008
Posted From: 75.73.190.3

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Posted on Wednesday, December 30, 2009 - 04:41 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

HSA is like medical 401k...u can withdraw money only fr medical/dental expenses..every yr u can chip in 5K fr family and the eleft over money is carried fwd until u retire...then u can withdraw money without penalties.
naa plan lo 4K deductible so i thnk it dpends on the type of plan ankunta
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Mallik
Moderator
Username: Mallik

Post Number: 9840
Registered: 10-2008

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Posted on Wednesday, December 30, 2009 - 04:38 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Rebel/Reentry:


Single pelos ki set ayyiddemo.. naaku set kaadu.. Gidetlundi ante, neeki sammagaa drive sette, auto insurance enduk type lo undi.. [ofcourse auto ins by law undaale.. may be compre avasar ledu..] ..

nen road meeda nadskuntaa potunte hevad anna gudhhindu anko.. oddule.. HSA enduko riks laa undi..

Nen two paychex ki 400 kattetonni aetna ki..group ins.. as of now emayyindi.. kodkul 520 anavattinru.. :-( ..
In this db, there's always someone watching you!!
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Idle_yzag
Hero
Username: Idle_yzag

Post Number: 18830
Registered: 02-2008
Posted From: 198.80.144.187

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Posted on Wednesday, December 30, 2009 - 04:37 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

out of pocket ante yenti? deductable ante yenti?
RahulGandhi/JP/Chiru
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Reentry
Junior Artist
Username: Reentry

Post Number: 612
Registered: 06-2009
Posted From: 65.198.163.148

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Posted on Wednesday, December 30, 2009 - 04:35 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Mallik annai,

nee enkamma.. one year healthy gaa unnavante.. 5K next year ki carry forward chesukovachanna maata...

also as rebel said u get 30% tax deductions on whatever you paid through HSA in the year
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Rebel
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Username: Rebel

Post Number: 6168
Registered: 02-2008
Posted From: 75.73.190.3

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Posted on Wednesday, December 30, 2009 - 04:27 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Mallik:

Ante year ki 5K karsu + 12*320 .. what is the use ya?


that 12*320 is tax deductible...so u instantly save 30% of that money and can be carried fwd to next years for medivcal use..
aa 5K kuda neku hosp expenses ekkuva lekapothe avi kuda avvavu...
If u need lot of medical attention then this plan is not much use...
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Bunty717
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Username: Bunty717

Post Number: 4326
Registered: 02-2008
Posted From: 161.185.151.155

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Posted on Wednesday, December 30, 2009 - 04:27 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Rebel:

HSA is good fr healthy single guys...naku 3 yrs nunchi HSA im paying only 40 per month..hosp ki vellanu kabatti it suits me...families ki kastam ee plan




yes bachelors ki bagundi ee plan..Hosp/doc visits almost nil untayi..
just backup kosam ee plan bagundi..
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Bunty717
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Username: Bunty717

Post Number: 4325
Registered: 02-2008
Posted From: 161.185.151.155

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Posted on Wednesday, December 30, 2009 - 04:25 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Reentry:

he 5K amount once in HSA can be carry forward to next year...




Once in HSA ante..5k first manam pay cheyala HSA ki like pool cheyala..
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Mallik
Moderator
Username: Mallik

Post Number: 9839
Registered: 10-2008

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Posted on Wednesday, December 30, 2009 - 04:24 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Reentry:

but scary thing entante.. if you go small vaccination also you have to pay entire thing from your pocket till th 5K cap is reached...


Ante year ki 5K karsu + 12*320 .. what is the use ya?
In this db, there's always someone watching you!!
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Reentry
Junior Artist
Username: Reentry

Post Number: 611
Registered: 06-2009
Posted From: 65.198.163.148

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Posted on Wednesday, December 30, 2009 - 04:21 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Bunty annai adhey kada..

my calculation was i used to pay 840 per month for employer insurance...
which came to 10K...but that had every thing with 15 $ co pay..

so with HSA i used to pay 320 per month and 5k deductible which came to the same amount..

HSA lo advantage entante..if for one year we stay healthy and go for only regular check ups and vaccinations.. the 5K amount once in HSA can be carry forward to next year...
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Andhrawala
Comedian
Username: Andhrawala

Post Number: 1937
Registered: 03-2008
Posted From: 65.190.65.171

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Posted on Wednesday, December 30, 2009 - 04:19 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Try ehealthinsurance.com
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Rebel
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Username: Rebel

Post Number: 6167
Registered: 02-2008
Posted From: 75.73.190.3

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Posted on Wednesday, December 30, 2009 - 04:17 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Bunty717:

edaina more than 5K ayite ne kada Ins
will come into pic..


HSA is good fr healthy single guys...naku 3 yrs nunchi HSA im paying only 40 per month..hosp ki vellanu kabatti it suits me...families ki kastam ee plan
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Bunty717
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Username: Bunty717

Post Number: 4321
Registered: 02-2008
Posted From: 161.185.151.155

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Posted on Wednesday, December 30, 2009 - 04:13 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Reentry:

I had HSA for around 8 months this year.. the deductible was 5K and for both medical and dental the monthly premium was around 320 for four people..http://www.chalanachithram.com/discus/icons/quote3.gif

but scary thing entante.. if you go small vaccination also you have to pay entire thing from your pocket till th 5K cap is reached...




ee plan baguledu kada mama.. nuvvu 320 + almost yr long anni doc visits
ki payments nuvve chestunnavu.. edaina more than 5K ayite ne kada Ins
will come into pic..
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Trueleader
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Username: Trueleader

Post Number: 1205
Registered: 09-2009
Posted From: 216.241.170.12

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Posted on Wednesday, December 30, 2009 - 04:11 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Megapowerstar:




check in www.ehealthinsurance.com
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Reentry
Junior Artist
Username: Reentry

Post Number: 610
Registered: 06-2009
Posted From: 65.198.163.148

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Posted on Wednesday, December 30, 2009 - 04:11 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

I had HSA for around 8 months this year.. the deductible was 5K and for both medical and dental the monthly premium was around 320 for four people..

but scary thing entante.. if you go small vaccination also you have to pay entire thing from your pocket till th 5K cap is reached...
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Reentry
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Username: Reentry

Post Number: 609
Registered: 06-2009
Posted From: 65.198.163.148

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Posted on Wednesday, December 30, 2009 - 04:09 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

MPS garu,

thakkuva premium ante high deductible tho HSA theesukovaali..
you have to open a HSA account and deposit money in to claim tax benefits
if you are a healthy family then after one year.. the HSA money pays for your deductible.
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Bunty717
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Username: Bunty717

Post Number: 4320
Registered: 02-2008
Posted From: 161.185.151.155

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Posted on Wednesday, December 30, 2009 - 04:09 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Megapowerstar:

FYI i have been paying around 750 per month for self, spouse and 2 kids in the past




self,wife and 2kinds 750 ki insurance radu mama.. naku bcbs undedi
750 for self,wife and 1kid ..2nd kid putaka.. 1200 ki increase ayindi..
company ins tesukunte malli 750 paychestunna ippudu..
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Megapowerstar
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Username: Megapowerstar

Post Number: 1547
Registered: 09-2007
Posted From: 170.22.76.10

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Posted on Wednesday, December 30, 2009 - 04:08 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Chantodu:




bababu, number unte forward cheyyava - devarakonda@gmail.com
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Chantodu
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Username: Chantodu

Post Number: 7804
Registered: 07-2007
Posted From: 12.34.246.78

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Posted on Wednesday, December 30, 2009 - 04:07 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

nenu va lo vunapud locagl desi agent seap ga atena ki ichhindi i should have number somwehere
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Bhikhu
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Username: Bhikhu

Post Number: 4939
Registered: 10-2008
Posted From: 148.129.71.53

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Posted on Wednesday, December 30, 2009 - 04:06 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

BCBS guda try seyyi..i used it for some time in va
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Megapowerstar
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Username: Megapowerstar

Post Number: 1546
Registered: 09-2007
Posted From: 170.22.76.10

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Posted on Wednesday, December 30, 2009 - 04:05 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

kaiser lo anni HMOs vastunnai. i have a preferred child pediatrician who is not covered.
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Chantodu
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Username: Chantodu

Post Number: 7802
Registered: 07-2007
Posted From: 12.34.246.78

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Posted on Wednesday, December 30, 2009 - 04:01 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

va lo atena ki local agents setting sudu seap ga istahr
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Bhikhu
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Username: Bhikhu

Post Number: 4936
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Posted on Wednesday, December 30, 2009 - 03:51 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

MPS tamud if u r in VA kaiser best
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Megapowerstar
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Username: Megapowerstar

Post Number: 1545
Registered: 09-2007
Posted From: 170.22.76.10

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Posted on Wednesday, December 30, 2009 - 03:42 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

I am moving from group to individual medical policy. which is the best medical policy?

FYI i have been paying around 750 per month for self, spouse and 2 kids in the past and want to look at something little lesser from a monthly premium & deductible stand-point. kindly advise.

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