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Emc2
Junior Artist Username: Emc2
Post Number: 477 Registered: 03-2008 Posted From: 68.227.220.216
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, December 31, 2009 - 06:25 pm: |
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Megapowerstar: am moving from group to individual medical policy. which is the best medical policy? FYI i have been paying around 750 per month for self, spouse and 2 kids in the past and want to look at something little lesser from a monthly premium & deductible stand-point. kindly advise.
anthem bavundi try chey. ::naku evvaru fans leru,nene andariki favourite |
   
Kamal
Side Hero Username: Kamal
Post Number: 5308 Registered: 08-2009 Posted From: 130.36.62.141
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, December 31, 2009 - 05:17 pm: |
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Chantodu:meena bedi
eemevar .. monika bedi ki mandira bedi ki etavutundi .. if pozible ettu anna Sach aur saahas hai jiske mann mein - anth mein jeeth usee ki rahe .. |
   
Chantodu
Side Hero Username: Chantodu
Post Number: 7818 Registered: 07-2007 Posted From: 12.34.246.78
Rating:  Votes: 2 (Vote!) | | Posted on Thursday, December 31, 2009 - 04:40 pm: |
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bababu, number unte forward cheyyava - devarakonda@gmail.com *********** meena bedi 703-846-0355 |
   
Maverick
Hero Username: Maverick
Post Number: 11857 Registered: 01-2008 Posted From: 192.146.101.24
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 30, 2009 - 05:15 pm: |
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HSA best..try cheyyandi 10k post : why do u want to do pmp? |
   
Kamal
Side Hero Username: Kamal
Post Number: 5113 Registered: 08-2009 Posted From: 130.36.62.140
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 30, 2009 - 05:05 pm: |
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Rebel:FT...my emplyer also contributes 350 per yr to this plan so this plan makes more sense to me....ade nuvvu tiskovalante compare the premiums u pay now and with the HSA and then proceed
oh ok .. yaa .. work out cheyyaali pretty soon .. Sach aur saahas hai jiske mann mein - anth mein jeeth usee ki rahe .. |
   
Rebel
Side Hero Username: Rebel
Post Number: 6173 Registered: 02-2008 Posted From: 75.73.190.3
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 30, 2009 - 05:04 pm: |
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Kamal:consulting aa annai?
FT...my emplyer also contributes 350 per yr to this plan so this plan makes more sense to me....ade nuvvu tiskovalante compare the premiums u pay now and with the HSA and then proceed |
   
Kamal
Side Hero Username: Kamal
Post Number: 5111 Registered: 08-2009 Posted From: 130.36.62.140
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 30, 2009 - 04:58 pm: |
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Rebel:tammud naku ma company vadi plan
consulting aa annai? thx for the link .. will go thru in detail ! Sach aur saahas hai jiske mann mein - anth mein jeeth usee ki rahe .. |
   
Rebel
Side Hero Username: Rebel
Post Number: 6172 Registered: 02-2008 Posted From: 75.73.190.3
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 30, 2009 - 04:56 pm: |
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Kamal:koncham details ettu
tammud naku ma company vadi plan...anduke takkuvundi..he takes care of the HSA account ade manam open cheskovalante u need to open it like a bank account...aa details naku peddaga telvadu..u can gather some info online http://en.wikipedia.org/wiki/Health_savings_account |
   
Kamal
Side Hero Username: Kamal
Post Number: 5109 Registered: 08-2009 Posted From: 130.36.62.140
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 30, 2009 - 04:51 pm: |
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Rebel:HSA is good fr healthy single guys...naku 3 yrs nunchi HSA im paying only 40 per month..hosp ki vellanu kabatti it suits me...families ki kastam ee plan
babbabu .. neeku punyam untundi .. koncham details ettu .. alage nee photo okati pampisthe .. pujistanu ..  Sach aur saahas hai jiske mann mein - anth mein jeeth usee ki rahe .. |
   
Rebel
Side Hero Username: Rebel
Post Number: 6171 Registered: 02-2008 Posted From: 75.73.190.3
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 30, 2009 - 04:49 pm: |
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Mallik:HSA teeskunte, specialist deggarki povaale ante mana regular doctor po antene povaalnaa?
nakantha deep ga telvadu...velochu anukunta...In network ani aa area lo specialits list untadi aakadiki velte takuva padtadi |
   
Mallik
Moderator Username: Mallik
Post Number: 9842 Registered: 10-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 30, 2009 - 04:46 pm: |
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Rebel:
HSA teeskunte, specialist deggarki povaale ante mana regular doctor po antene povaalnaa? In this db, there's always someone watching you!!  |
   
Rebel
Side Hero Username: Rebel
Post Number: 6170 Registered: 02-2008 Posted From: 75.73.190.3
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 30, 2009 - 04:42 pm: |
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Mallik:Gidetlundi ante, neeki sammagaa drive sette, auto insurance enduk type lo undi..
yes that's what the intention of the plan is...to make us more accountable...in favor they are giving us tax deductions |
   
Rebel
Side Hero Username: Rebel
Post Number: 6169 Registered: 02-2008 Posted From: 75.73.190.3
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 30, 2009 - 04:41 pm: |
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HSA is like medical 401k...u can withdraw money only fr medical/dental expenses..every yr u can chip in 5K fr family and the eleft over money is carried fwd until u retire...then u can withdraw money without penalties. naa plan lo 4K deductible so i thnk it dpends on the type of plan ankunta |
   
Mallik
Moderator Username: Mallik
Post Number: 9840 Registered: 10-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 30, 2009 - 04:38 pm: |
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Rebel/Reentry:
Single pelos ki set ayyiddemo.. naaku set kaadu.. Gidetlundi ante, neeki sammagaa drive sette, auto insurance enduk type lo undi.. [ofcourse auto ins by law undaale.. may be compre avasar ledu..] .. nen road meeda nadskuntaa potunte hevad anna gudhhindu anko.. oddule.. HSA enduko riks laa undi.. Nen two paychex ki 400 kattetonni aetna ki..group ins.. as of now emayyindi.. kodkul 520 anavattinru.. .. In this db, there's always someone watching you!!  |
   
Idle_yzag
Hero Username: Idle_yzag
Post Number: 18830 Registered: 02-2008 Posted From: 198.80.144.187
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 30, 2009 - 04:37 pm: |
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out of pocket ante yenti? deductable ante yenti? RahulGandhi/JP/Chiru |
   
Reentry
Junior Artist Username: Reentry
Post Number: 612 Registered: 06-2009 Posted From: 65.198.163.148
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 30, 2009 - 04:35 pm: |
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Mallik annai, nee enkamma.. one year healthy gaa unnavante.. 5K next year ki carry forward chesukovachanna maata... also as rebel said u get 30% tax deductions on whatever you paid through HSA in the year |
   
Rebel
Side Hero Username: Rebel
Post Number: 6168 Registered: 02-2008 Posted From: 75.73.190.3
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 30, 2009 - 04:27 pm: |
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Mallik:Ante year ki 5K karsu + 12*320 .. what is the use ya?
that 12*320 is tax deductible...so u instantly save 30% of that money and can be carried fwd to next years for medivcal use.. aa 5K kuda neku hosp expenses ekkuva lekapothe avi kuda avvavu... If u need lot of medical attention then this plan is not much use... |
   
Bunty717
Side Hero Username: Bunty717
Post Number: 4326 Registered: 02-2008 Posted From: 161.185.151.155
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 30, 2009 - 04:27 pm: |
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Rebel:HSA is good fr healthy single guys...naku 3 yrs nunchi HSA im paying only 40 per month..hosp ki vellanu kabatti it suits me...families ki kastam ee plan
yes bachelors ki bagundi ee plan..Hosp/doc visits almost nil untayi.. just backup kosam ee plan bagundi.. |
   
Bunty717
Side Hero Username: Bunty717
Post Number: 4325 Registered: 02-2008 Posted From: 161.185.151.155
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 30, 2009 - 04:25 pm: |
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Reentry:he 5K amount once in HSA can be carry forward to next year...
Once in HSA ante..5k first manam pay cheyala HSA ki like pool cheyala.. |
   
Mallik
Moderator Username: Mallik
Post Number: 9839 Registered: 10-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 30, 2009 - 04:24 pm: |
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Reentry:but scary thing entante.. if you go small vaccination also you have to pay entire thing from your pocket till th 5K cap is reached...
Ante year ki 5K karsu + 12*320 .. what is the use ya? In this db, there's always someone watching you!!  |
   
Reentry
Junior Artist Username: Reentry
Post Number: 611 Registered: 06-2009 Posted From: 65.198.163.148
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 30, 2009 - 04:21 pm: |
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Bunty annai adhey kada.. my calculation was i used to pay 840 per month for employer insurance... which came to 10K...but that had every thing with 15 $ co pay.. so with HSA i used to pay 320 per month and 5k deductible which came to the same amount.. HSA lo advantage entante..if for one year we stay healthy and go for only regular check ups and vaccinations.. the 5K amount once in HSA can be carry forward to next year... |
   
Andhrawala
Comedian Username: Andhrawala
Post Number: 1937 Registered: 03-2008 Posted From: 65.190.65.171
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 30, 2009 - 04:19 pm: |
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Try ehealthinsurance.com |
   
Rebel
Side Hero Username: Rebel
Post Number: 6167 Registered: 02-2008 Posted From: 75.73.190.3
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 30, 2009 - 04:17 pm: |
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Bunty717:edaina more than 5K ayite ne kada Ins will come into pic..
HSA is good fr healthy single guys...naku 3 yrs nunchi HSA im paying only 40 per month..hosp ki vellanu kabatti it suits me...families ki kastam ee plan |
   
Bunty717
Side Hero Username: Bunty717
Post Number: 4321 Registered: 02-2008 Posted From: 161.185.151.155
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 30, 2009 - 04:13 pm: |
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Reentry:I had HSA for around 8 months this year.. the deductible was 5K and for both medical and dental the monthly premium was around 320 for four people..http://www.chalanachithram.com/discus/icons/quote3.gif but scary thing entante.. if you go small vaccination also you have to pay entire thing from your pocket till th 5K cap is reached...
ee plan baguledu kada mama.. nuvvu 320 + almost yr long anni doc visits ki payments nuvve chestunnavu.. edaina more than 5K ayite ne kada Ins will come into pic.. |
   
Trueleader
Comedian Username: Trueleader
Post Number: 1205 Registered: 09-2009 Posted From: 216.241.170.12
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 30, 2009 - 04:11 pm: |
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Megapowerstar:
check in www.ehealthinsurance.com |
   
Reentry
Junior Artist Username: Reentry
Post Number: 610 Registered: 06-2009 Posted From: 65.198.163.148
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 30, 2009 - 04:11 pm: |
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I had HSA for around 8 months this year.. the deductible was 5K and for both medical and dental the monthly premium was around 320 for four people.. but scary thing entante.. if you go small vaccination also you have to pay entire thing from your pocket till th 5K cap is reached... |
   
Reentry
Junior Artist Username: Reentry
Post Number: 609 Registered: 06-2009 Posted From: 65.198.163.148
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 30, 2009 - 04:09 pm: |
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MPS garu, thakkuva premium ante high deductible tho HSA theesukovaali.. you have to open a HSA account and deposit money in to claim tax benefits if you are a healthy family then after one year.. the HSA money pays for your deductible. |
   
Bunty717
Side Hero Username: Bunty717
Post Number: 4320 Registered: 02-2008 Posted From: 161.185.151.155
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 30, 2009 - 04:09 pm: |
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Megapowerstar:FYI i have been paying around 750 per month for self, spouse and 2 kids in the past
self,wife and 2kinds 750 ki insurance radu mama.. naku bcbs undedi 750 for self,wife and 1kid ..2nd kid putaka.. 1200 ki increase ayindi.. company ins tesukunte malli 750 paychestunna ippudu.. |
   
Megapowerstar
Comedian Username: Megapowerstar
Post Number: 1547 Registered: 09-2007 Posted From: 170.22.76.10
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 30, 2009 - 04:08 pm: |
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Chantodu:
bababu, number unte forward cheyyava - devarakonda@gmail.com |
   
Chantodu
Side Hero Username: Chantodu
Post Number: 7804 Registered: 07-2007 Posted From: 12.34.246.78
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 30, 2009 - 04:07 pm: |
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nenu va lo vunapud locagl desi agent seap ga atena ki ichhindi i should have number somwehere |
   
Bhikhu
Side Hero Username: Bhikhu
Post Number: 4939 Registered: 10-2008 Posted From: 148.129.71.53
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 30, 2009 - 04:06 pm: |
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BCBS guda try seyyi..i used it for some time in va |
   
Megapowerstar
Comedian Username: Megapowerstar
Post Number: 1546 Registered: 09-2007 Posted From: 170.22.76.10
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 30, 2009 - 04:05 pm: |
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kaiser lo anni HMOs vastunnai. i have a preferred child pediatrician who is not covered. |
   
Chantodu
Side Hero Username: Chantodu
Post Number: 7802 Registered: 07-2007 Posted From: 12.34.246.78
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 30, 2009 - 04:01 pm: |
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va lo atena ki local agents setting sudu seap ga istahr |
   
Bhikhu
Side Hero Username: Bhikhu
Post Number: 4936 Registered: 10-2008 Posted From: 148.129.71.53
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 30, 2009 - 03:51 pm: |
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MPS tamud if u r in VA kaiser best |
   
Megapowerstar
Comedian Username: Megapowerstar
Post Number: 1545 Registered: 09-2007 Posted From: 170.22.76.10
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 30, 2009 - 03:42 pm: |
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I am moving from group to individual medical policy. which is the best medical policy? FYI i have been paying around 750 per month for self, spouse and 2 kids in the past and want to look at something little lesser from a monthly premium & deductible stand-point. kindly advise. |