| Author | Message | ||
     Scallion Side Hero Username: Scallion Post Number: 2397 Registered: 05-2009 Posted From: 65.217.188.20 Rating: N/A |
SBI will be your best bet
Wrong, you can apply for NRI loan.... Jai NTR, Jai Jai TDP | ||
| Machomegastar Side Hero Username: Machomegastar Post Number: 3695 Registered: 02-2008 Posted From: 208.105.1.254 Rating: N/A |
Birla home vadu ayithe very least documenattion tho loans istadu!!! idbi also the same peoples star YSR amar rahe!!! | ||
| Basky_indya Hero Username: Basky_indya Post Number: 18186 Registered: 10-2007 Posted From: 208.11.223.20 Rating: |
ayya garu gamaninchali. Nationalisation mundhu, sagam baapatu banks PRIVATE ee... em chesayo andariki telusu... Avi correct process follow ayyayi kabatte, half-century years kotti inka bagunnai... rest me ICICI ATM queues Gigantic Techno fuctional Mega Blockbuster Magnum Opus BOMMA | ||
| Basky_indya Hero Username: Basky_indya Post Number: 18185 Registered: 10-2007 Posted From: 208.11.223.20 Rating: |
CITI bank ATM 1969 lo pettaru. emantav..... Govt Bank Line lo Ninchunna 'adoka thutthi'. ICICI bank QUEUE lendhi ....comedy of combodians Gigantic Techno fuctional Mega Blockbuster Magnum Opus BOMMA | ||
| Basky_indya Hero Username: Basky_indya Post Number: 18184 Registered: 10-2007 Posted From: 208.11.223.20 Rating: N/A |
HDFC and SBI news For a 20-year loan of Rs 30 lakh, a borrower will pay a fixed rate of 8.25% up to March 2012 and then a floating rate thats 500 basis points below the prime lending rate (PLR) — the institution's benchmark rate. Currently, the PLR is 13.75%. The scheme is strikingly similar to what SBI launched earlier this year. Under the scheme, a borrower pays a fixed rate of 8% for the first year and 8.5% for the second and third years. From the fourth year, the borrower can opt between a fixed and a floating rate. SBI's floating rate is 275 basis points less than its benchmark rate, which is 11.75%, according to information on its website. Gigantic Techno fuctional Mega Blockbuster Magnum Opus BOMMA | ||
| Basky_indya Hero Username: Basky_indya Post Number: 18183 Registered: 10-2007 Posted From: 208.11.223.20 Rating: N/A |
For a 20-year loan of Rs 30 lakh, a borrower will pay a fixed rate of 8.25% up to March 2012 and then a floating rate that’s 500 basis points below the prime lending rate (PLR) — the institution’s benchmark rate. Currently, the PLR is 13.75%. The scheme is strikingly similar to what SBI launched earlier this year. Under the scheme, a borrower pays a fixed rate of 8% for the first year and 8.5% for the second and third years. From the fourth year, the borrower can opt between a fixed and a floating rate. SBI’s floating rate is 275 basis points less than its benchmark rate, which is 11.75%, according to information on its website. Gigantic Techno fuctional Mega Blockbuster Magnum Opus BOMMA | ||
| Mallik Moderator Username: Mallik Post Number: 8586 Registered: 10-2008 Rating: N/A |
100% agree.. with the advent of MNC's, mana govt banks siggu padi niddara lechaai.. In recent couple of years, however, they are on par with pvt. banks.. ippudu ICICI ki pothe ninnu evadoo dekhadu.. oka pedda Q.. ATM ki kooda chaanthaadu antha Q untadi.. adhe SBI/HDFC ki po.. manager lechi ostaadu.. things are changing for good. I use to use icici for money transfer.. but no more since two years.. SBI online is no less to ICICI.. and my money goes to our indian govt.. In this db, there's always someone watching you!!  | ||
| Mrhyderabad Side Hero Username: Mrhyderabad Post Number: 4164 Registered: 01-2008 Posted From: 167.230.38.120 Rating: N/A |
10+ years customer ikkada. I use most of the ICICI products like home loans, personal loan, credit cards, Remit2India, Demat, ICICI Lombard etc. If it was not for private banks like ICICI then SBI, Corp bank etc inkaa orthodox banking process follow avutu vundevi emo till date. (there used to be one SBI/SBH atm near paradise in 1999... working hours 7 AM to 7 PM  ) Ikkada bank of america senior management lo vunna oka athani ki ICICI login ayyi vaadi online banking features choopisthe he said "Unbelievable" For me ICICI  If god doesn't like the way I live, let him tell me, not you | ||
| Getafix Side Hero Username: Getafix Post Number: 3820 Registered: 02-2008 Posted From: 159.127.66.112 Rating: N/A |
3.5 yrs ga customer bro nen ICICI ki.. virakthi kaligindhi naaku ayithe.. india lo refinancing ane concept ledu.. so okasari fix ayithe inka set | ||
| Mrhyderabad Side Hero Username: Mrhyderabad Post Number: 4162 Registered: 01-2008 Posted From: 167.230.38.120 Rating: N/A |
Too generic blanket statement emo. If god doesn't like the way I live, let him tell me, not you | ||
| Getafix Side Hero Username: Getafix Post Number: 3818 Registered: 02-2008 Posted From: 159.127.66.112 Rating: N/A |
Dont ever go to ICICI.. naa builder naaku apt ammetappudu he tied me up with ICICI and they are by far worst banks out there in india..Icici vadi interest rates market rate kante konchem ekkuva..SBI still is the leader and in rcent times they have become agressive too.. na last india trip lo oka SBI branch kelthe managaer nannu kurchobetti cooldrink teppinchi mari maryada sesadu..if not SBI then HDFC is the best bet. | ||
| Mallik Moderator Username: Mallik Post Number: 8583 Registered: 10-2008 Rating: N/A |
nen every year place maaruthaa untaa.. nen konalen.. illu unte aa kale veru..  .. chaalaa feel avutunnaa..In this db, there's always someone watching you!! | ||
| Rebel Side Hero Username: Rebel Post Number: 5853 Registered: 02-2008 Posted From: 151.151.7.51 Rating: N/A |
Yeah okataithe undali india lo..I am talking abt people buying left n right and giving to rent | ||
| Rebel Side Hero Username: Rebel Post Number: 5852 Registered: 02-2008 Posted From: 151.151.7.51 Rating: N/A |
no problemo...thats the best thng to do...aithe ikkada konesava nuvvu.. | ||
| Mallik Moderator Username: Mallik Post Number: 8582 Registered: 10-2008 Rating: N/A |
ikkada, akkada konte meekemainaa problem aa..  In this db, there's always someone watching you!! | ||
| Mvssr75 Junior Artist Username: Mvssr75 Post Number: 818 Registered: 05-2008 Posted From: 12.10.219.165 Rating: N/A |
Boss Nuvu cheppedi Nijame. Kaani Move avvatam antha easy decision kaadu. That to i FEel we should have atleast one place to live in INDIA. | ||
| Rebel Side Hero Username: Rebel Post Number: 5849 Registered: 02-2008 Posted From: 151.151.7.51 Rating: N/A |
ikkada settle ainollu even on h1b...india lo 9% interest etti plots/flats kone badulu US lo 5% ki konukovachu ga...u can stay in that home unlike in india...nenu india ellipotunna antaru evaru ellaru ee nootiko kotiko okalu tapithe | ||
| Mvssr75 Junior Artist Username: Mvssr75 Post Number: 817 Registered: 05-2008 Posted From: 12.10.219.165 Rating: N/A |
Nothing Personal Andi. I am looking at (not confirmed) an duplex apartment (1835 sft) in vizag, some where near eenaadu office. They are quoting 46+. My parents will go an see in the weekend. BTW- How much interest rates is with ICICI fixed and floating for 20 years ? When I give POA to my my father, It should be fine ? | ||
| Mallik Moderator Username: Mallik Post Number: 8581 Registered: 10-2008 Rating: N/A |
Mothham two weeks lo aipoyindi.. Ofcourse i was there in india but nen just start cheshna anthe.. rates appudu naaku 7.5 ki ochhindi.. 2005 lo idi.. sundaram vaadiki phone cheyyi tammi.. second hand info kannaa direct best.. In this db, there's always someone watching you!! | ||
| Bhikhu Side Hero Username: Bhikhu Post Number: 4719 Registered: 10-2008 Posted From: 148.129.71.53 Rating: N/A |
go for UTI service chana bavuntundi | ||
| Mrhyderabad Side Hero Username: Mrhyderabad Post Number: 4161 Registered: 01-2008 Posted From: 167.230.38.120 Rating: N/A |
KCR ee roju vuntaadu repu pothaadu. Flat/Plot padi kaalala paatu padilam gaa vuntundi  If god doesn't like the way I live, let him tell me, not you | ||
| Reentry Junior Artist Username: Reentry Post Number: 462 Registered: 06-2009 Posted From: 65.198.163.148 Rating: N/A |
MR HYD garu, ee KCR lolli time lo HYD lo flat konadam safe antaara? | ||
| Mrhyderabad Side Hero Username: Mrhyderabad Post Number: 4158 Registered: 01-2008 Posted From: 167.230.38.120 Rating: N/A |
Here is the complete list: http://www.apnaloan.com/home-loan-india/rates.html meeru evariki ayina PoA pampisthe they can handle everything from there. Btw, flat ekkada kontunnaru? how much? personal ayithe you can ignore. If god doesn't like the way I live, let him tell me, not you | ||
| Mrhyderabad Side Hero Username: Mrhyderabad Post Number: 4157 Registered: 01-2008 Posted From: 167.230.38.120 Rating: N/A |
i took 2 home loans in last 4 years from icici. Didn't ask any deposit. If you can get a good agent they will find some loopholes to get you the best deal. If god doesn't like the way I live, let him tell me, not you | ||
| Mvssr75 Junior Artist Username: Mvssr75 Post Number: 816 Registered: 05-2008 Posted From: 12.10.219.165 Rating: N/A |
Sunadaram Fin, Process Ela Untundi. HOW can a Person sitting here can approach them online / thru Father ? What Interest Rates is he giving ? | ||
| Mallik Moderator Username: Mallik Post Number: 8579 Registered: 10-2008 Rating: N/A |
Easy gaa ICICI quick ainaa, vaadu edo non-refundable deposit aduguthadu.. and loan meeda 0.05% entho ivvaali anukuntaa.. been a while I took.. my fend prakaaram HDFC is best.. you can try Sundaram.. nen ICICI ki pothe aadu 50K kattu non-refundable annadu.. lite lo ani sundaram la theeshna.. he didnt charge me any at that time.. In this db, there's always someone watching you!! | ||
| Mrhyderabad Side Hero Username: Mrhyderabad Post Number: 4156 Registered: 01-2008 Posted From: 167.230.38.120 Rating: N/A |
An individual will also be considered NRI if his stay in India is less than 182 days during the preceding financial year. If god doesn't like the way I live, let him tell me, not you | ||
| Mallik Moderator Username: Mallik Post Number: 8578 Registered: 10-2008 Rating: N/A |
Already agri property manam konochho konalemo meeda naaanaa confusining.. iffudu NRI ante IT adn FEMA defined to different ante.. naayokka valla kaadu.. In this db, there's always someone watching you!! | ||
| Mvssr75 Junior Artist Username: Mvssr75 Post Number: 815 Registered: 05-2008 Posted From: 12.10.219.165 Rating: N/A |
No Sir, It was an oversight from my site. I went into the link and checked it. Thanks a lot for all the help and Guidance. | ||
| Mrhyderabad Side Hero Username: Mrhyderabad Post Number: 4154 Registered: 01-2008 Posted From: 167.230.38.120 Rating: N/A |
naa post ni ignore chesaaraa or overlooked? If god doesn't like the way I live, let him tell me, not you | ||
| Mvssr75 Junior Artist Username: Mvssr75 Post Number: 814 Registered: 05-2008 Posted From: 12.10.219.165 Rating: N/A |
Hello Bro, I believe NRI are only citizens / GC holders. All Others are Temporary resident aliens. Correct me if i am wrong. IT wise I may be NRI. But FEMA wise I may not fall under NRI. an NRI is independently defined under Foreign Exchange Management Act (FEMA), 1999 which is based on permanent residence of an Overseas Indian who may be an Indian citizen or Person of Indian Origin i.e. foreign citizen of Indian Origin permanently settled and residing outside India for purpose of employment, profession,vocation, business or having a permanent home and family ties abroad. On the other hand, a 'Non-Resident's definition under the Income Tax Act, 1961 (IT Act) is wedded to number of days of an individual's stay in India during a particular financial year. Normally an NRI is said to be Non-Resident under IT Act if his stay in India does not exceed 181 days in a financial year which commences on 1st April and ends on 31st March. A few simple examples may make subject-matter crystal clear. | ||
| Basky_indya Hero Username: Basky_indya Post Number: 18153 Registered: 10-2007 Posted From: 208.11.223.20 Rating: N/A |
Incometax directive brands you an NRI technically (181 days stay ekkada vunte akkada) But it also will take Other clause where Last of 7 years lo Max portion is also considered to determine the status. for these some parameters will be taken into account. Gigantic Techno fuctional Mega Blockbuster Magnum Opus BOMMA | ||
| Basky_indya Hero Username: Basky_indya Post Number: 18152 Registered: 10-2007 Posted From: 208.11.223.20 Rating: |
There is a semi status. Ordinarily resident. Not-oridinary resident ani. it means, YOU are an NRI but you fall into 'those 2 categories' depending on some parameters. ee matter weekend atla discuss cheddam. busy now. Gigantic Techno fuctional Mega Blockbuster Magnum Opus BOMMA | ||
| Risingstar Hero Username: Risingstar Post Number: 16536 Registered: 08-2008 Posted From: 159.182.1.4 Rating: N/A |
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| Mvssr75 Junior Artist Username: Mvssr75 Post Number: 812 Registered: 05-2008 Posted From: 12.10.219.165 Rating: N/A |
Thank you Very Much Basky. Once more Question. Technically a H1B cannot be called as NRI. So The loan need not be applied as NRI ? Am iCorrect ? | ||
| Basky_indya Hero Username: Basky_indya Post Number: 18151 Registered: 10-2007 Posted From: 208.11.223.20 Rating: N/A |
SBI /HDFC can workout for you Gigantic Techno fuctional Mega Blockbuster Magnum Opus BOMMA | ||
| Mrhyderabad Side Hero Username: Mrhyderabad Post Number: 4153 Registered: 01-2008 Posted From: 167.230.38.120 Rating: N/A |
easy gaa, quick gaa ante ICICI rocks. SBI, LIC etc lot of documentation and process. If you are a single earner with 100K income then you can get up to 60 lakhs easily. Check this: http://www.icicibank.com/pfsuser/icicibank/ibank-nri/nrinewv ersion/rates/loanchecker.htm If god doesn't like the way I live, let him tell me, not you | ||
| Mvssr75 Junior Artist Username: Mvssr75 Post Number: 811 Registered: 05-2008 Posted From: 12.10.219.165 Rating: N/A |
Dear DBers, I have decided to purchase a flat. I am here is US from past few years H1B, having residents Indian accounts also. 1. Who is the Best Bank / Instituion to get Home Loan ? 2. What is the procedure if you are here ? 3. what is the current rates on Fixed and Floating ? 4. Which is better in the above question ? 5. Is any one providing a loan above 30 lakhs now a days for people who live here ? Appreacite if knowledgable People guide me in this matter } |
