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Kingaa_bongaa
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Username: Kingaa_bongaa

Post Number: 4706
Registered: 02-2008
Posted From: 69.174.58.20

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Posted on Wednesday, October 21, 2009 - 05:08 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Guttonkay:

kb, employers health plan tho all issues are covered. I am talking about inrsurance catalyst going to buy on his own.


OK.
Manaki Manam Kingu, Choosevallaki Bongu.
Proud to be Never-been-banned CCDB'r
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Guttonkay
Comedian
Username: Guttonkay

Post Number: 1388
Registered: 05-2008
Posted From: 148.87.67.133

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Posted on Wednesday, October 21, 2009 - 05:07 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

kb, employers health plan tho all issues are covered. I am talking about inrsurance catalyst going to buy on his own.
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Kingaa_bongaa
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Username: Kingaa_bongaa

Post Number: 4705
Registered: 02-2008
Posted From: 69.174.58.20

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Posted on Wednesday, October 21, 2009 - 05:01 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Kingaa_bongaa:

For example, Family with 2 children

Zero deductible, 1200 per month
2500 deductible, 725 per month
5000 deductible 425 per month.

copay 25 - 35
emergency - 125 copay, rest goes into deductble




assuming you will take 1 yr insurance, then last option looks good to me because even if you had to pay 5000 ded for some reason, split into 12 and add to the prem = 950 per month, u r still saving 250 per month.
Or best case scenario, if you dont have to go to the doctor, u r saving 5000 per yr.
Manaki Manam Kingu, Choosevallaki Bongu.
Proud to be Never-been-banned CCDB'r
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Kingaa_bongaa
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Username: Kingaa_bongaa

Post Number: 4704
Registered: 02-2008
Posted From: 69.174.58.20

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Posted on Wednesday, October 21, 2009 - 04:57 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Guttonkay:

no company covers preexisting conditions.


I'm not 100% sure, but if you go with an employers group plan, evrything is covered.
Manaki Manam Kingu, Choosevallaki Bongu.
Proud to be Never-been-banned CCDB'r
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Kingaa_bongaa
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Username: Kingaa_bongaa

Post Number: 4703
Registered: 02-2008
Posted From: 69.174.58.20

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Posted on Wednesday, October 21, 2009 - 04:56 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Catalyst:

Thanks for the valueable suggestion. Ma company jan 1st nunchi provide chesthadi....


Also, when filling applciation, last 5 yrs lo visit chesina doctors information, vaallu diagnose chesina results, annee provide cheyyaali nuvvu. They will call the doctor and inquire. so any pre-existing will not be covered.
edhainaa kadupu noppi vachi scanning ki vellalsi vasthey 1200 ki india ticket koni, akkada inko 300 spend chesi 1 week lo thirigi raa if you have that much vacation.
ikkada scanning cheyinchalante around 3000 minimum.
Manaki Manam Kingu, Choosevallaki Bongu.
Proud to be Never-been-banned CCDB'r
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Guttonkay
Comedian
Username: Guttonkay

Post Number: 1385
Registered: 05-2008
Posted From: 148.87.67.133

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Posted on Wednesday, October 21, 2009 - 04:52 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

no company covers preexisting conditions. Unless u have some serious conditions better buy drugs like vitamin D supplement on ur own.
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Catalyst
Junior Artist
Username: Catalyst

Post Number: 119
Registered: 07-2009
Posted From: 12.18.141.172

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Posted on Wednesday, October 21, 2009 - 04:39 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Kingaa_bongaa:

mee company ye date nunchi insurance provide chesthundhi? nuvvu application fill chesi, vallu proces cheyalante min 2 weeks padthundhi, although you may specify effective date as today. but until they finalize the application process, you are not guaranteed coverage.
So nuvvu insurance apply chesi next week hospital ki velthey, the know it before they process ur application, and may reject coverage or increase premiums.
so I suggest first go to a doctor, prefer desi. if you dont have insurance they will charge you around $50 - $60 per visit. then explain him ur insurance situation, he will advise if scanning is necesary.
naa suggestion, u can manage without insurance until your company provides in 2 months.




Thanks for the valueable suggestion. Ma company jan 1st nunchi provide chesthadi....

By the way..these figures are more helpful to me...Thanks a TON:
Zero deductible, 1200 per month
2500 deductible, 725 per month
5000 deductible 425 per month.

copay 25 - 35
emergency - 125 copay, rest goes into deductble
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Kingaa_bongaa
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Username: Kingaa_bongaa

Post Number: 4700
Registered: 02-2008
Posted From: 69.174.58.20

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Posted on Wednesday, October 21, 2009 - 04:30 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Catalyst:

...stomach lo pain vundhi...adhe bayam anthe...scanning kaani checkup kaani veldhaamu ani anukuntunna


mee company ye date nunchi insurance provide chesthundhi? nuvvu application fill chesi, vallu proces cheyalante min 2 weeks padthundhi, although you may specify effective date as today. but until they finalize the application process, you are not guaranteed coverage.
So nuvvu insurance apply chesi next week hospital ki velthey, the know it before they process ur application, and may reject coverage or increase premiums.
so I suggest first go to a doctor, prefer desi. if you dont have insurance they will charge you around $50 - $60 per visit. then explain him ur insurance situation, he will advise if scanning is necesary.
naa suggestion, u can manage without insurance until your company provides in 2 months.
Manaki Manam Kingu, Choosevallaki Bongu.
Proud to be Never-been-banned CCDB'r
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Kingaa_bongaa
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Username: Kingaa_bongaa

Post Number: 4699
Registered: 02-2008
Posted From: 69.174.58.20

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Posted on Wednesday, October 21, 2009 - 04:22 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

For example, Family with 2 children

Zero deductible, 1200 per month
2500 deductible, 725 per month
5000 deductible 425 per month.

copay 25 - 35
emergency - 125 copay, rest goes into deductble
Manaki Manam Kingu, Choosevallaki Bongu.
Proud to be Never-been-banned CCDB'r
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Catalyst
Junior Artist
Username: Catalyst

Post Number: 118
Registered: 07-2009
Posted From: 12.18.141.172

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Posted on Wednesday, October 21, 2009 - 04:17 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Kingaa_bongaa:

inkaa konchem clear gaa cheppu babai. endhukante,
Individual(Not thru employer) insurance theeskunte pre-existing cover avvadhu, plus upto 3 months no wellness checks. if its just vitamin-d counter lo dorukuthaay kadhaa.
Also, family aa single aa?




Family basu....deductible $2500 vundhi

Below are the examples....please guide how to choose and which one to use...

Deductible takkuvunte premium ekkava vuntadhi below post lo chepparu kaani...aa dedectible meet ayye daaka manma kattali kadha...mari ela choose cheyali basu....regular ga pone hospital ki kaani...stomach lo pain vundhi...adhe bayam anthe...scanning kaani checkup kaani veldhaamu ani anukuntunna

AM Best Rating: B++
Plan Type Deductible Coinsurance Office Visit
PPO $2,500 30% $30

Optimum 5000

AM Best Rating: A
Plan Type Deductible Coinsurance Office Visit
PPO $5,000 20% $20 Copay Deductible does not apply
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Kingaa_bongaa
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Username: Kingaa_bongaa

Post Number: 4697
Registered: 02-2008
Posted From: 69.174.58.20

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Posted on Wednesday, October 21, 2009 - 03:52 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Catalyst:

minimum 500 vundhi dedec and co-pay 20 vundhi.....ela select chesukovali asalu...inko 2 months lo na comp provide chestundhi naaku insurance...nenu medication teesukuntunna Vitamin D and others ki now. So, I need of insurance


inkaa konchem clear gaa cheppu babai. endhukante,
Individual(Not thru employer) insurance theeskunte pre-existing cover avvadhu, plus upto 3 months no wellness checks. if its just vitamin-d counter lo dorukuthaay kadhaa.
Also, family aa single aa?
Manaki Manam Kingu, Choosevallaki Bongu.
Proud to be Never-been-banned CCDB'r
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Atlantis
Junior Artist
Username: Atlantis

Post Number: 818
Registered: 07-2008
Posted From: 12.177.226.23

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Posted on Wednesday, October 21, 2009 - 03:51 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Catalyst:

deductible and co-pay entha vundali basu..koncham light veyyi....



bro...if you have a low deductible your monthly premium will be high and vise varsa. dud' upto 3000 okay anukuntunna...if you dont see doctor regularly.
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Catalyst
Junior Artist
Username: Catalyst

Post Number: 117
Registered: 07-2009
Posted From: 24.21.107.139

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Posted on Wednesday, October 21, 2009 - 03:40 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Atlantis:


ee link lo try chey...major health insurence companys nunde quotes vasthay...select the one thats best for you...month 2 month pay cheyyochu

http://www.ehealthinsurance.com/




deductible and co-pay entha vundali basu..koncham light veyyi....

minimum 500 vundhi dedec and co-pay 20 vundhi.....ela select chesukovali asalu...inko 2 months lo na comp provide chestundhi naaku insurance...nenu medication teesukuntunna Vitamin D and others ki now. So, I need of insurance
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Wrathchild
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Username: Wrathchild

Post Number: 9694
Registered: 03-2009
Posted From: 192.146.101.24

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Posted on Wednesday, October 21, 2009 - 03:37 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Risingstar:




fine sing..work ekkuva anthe..
Ape is apple....... NYSE code laaga vaadadu telugudesam
apple dance annaadu AA dhi

moral:yaapa puvvu cheduga undunu
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Risingstar
Hero
Username: Risingstar

Post Number: 14742
Registered: 08-2008
Posted From: 98.225.199.48

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Posted on Wednesday, October 21, 2009 - 03:34 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Wrathchild:




how are yaa? enti kanapadatam ledhu ee madhyana
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Guttonkay
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Username: Guttonkay

Post Number: 1384
Registered: 05-2008
Posted From: 148.87.67.132

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Posted on Wednesday, October 21, 2009 - 03:34 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

self ki health insurance gurinchi naku antaga teliyadu andi. NETIP lanti dvara health insurance teesukovacchemo. mamuluga edanna large scale organization lo member ayite you can buy insurance thro them.

OT lanti vallaki idea vundachu.

Check this story on how to get insurance on ur own
http://www.cnn.com/2009/HEALTH/02/12/ep.health.insurance.hel p/index.html

and this
http://www.kiplinger.com/basics/managing/insurance/healthins urance.html

and this
http://seniorliving.about.com/od/retirement/a/findhealthinsu r.htm
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Wrathchild
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Username: Wrathchild

Post Number: 9692
Registered: 03-2009
Posted From: 192.146.101.24

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Posted on Wednesday, October 21, 2009 - 03:31 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

assurant health
Ape is apple....... NYSE code laaga vaadadu telugudesam
apple dance annaadu AA dhi

moral:yaapa puvvu cheduga undunu
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Atlantis
Junior Artist
Username: Atlantis

Post Number: 816
Registered: 07-2008
Posted From: 12.177.226.23

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Posted on Wednesday, October 21, 2009 - 03:31 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Catalyst:

Health insurance



ee link lo try chey...major health insurence companys nunde quotes vasthay...select the one thats best for you...month 2 month pay cheyyochu

http://www.ehealthinsurance.com/
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Catalyst
Junior Artist
Username: Catalyst

Post Number: 116
Registered: 07-2009
Posted From: 24.21.107.139

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Posted on Wednesday, October 21, 2009 - 03:30 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

For myself only
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Guttonkay
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Username: Guttonkay

Post Number: 1382
Registered: 05-2008
Posted From: 148.87.67.132

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Posted on Wednesday, October 21, 2009 - 03:27 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

for urself or visitors?

Visitors insurance ayite try india health network
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Catalyst
Junior Artist
Username: Catalyst

Post Number: 115
Registered: 07-2009
Posted From: 24.21.107.139

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Posted on Wednesday, October 21, 2009 - 03:19 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

sorry bro - Health insurance
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Risingstar
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Username: Risingstar

Post Number: 14739
Registered: 08-2008
Posted From: 98.225.199.48

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Posted on Wednesday, October 21, 2009 - 03:18 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

which insurance? Auto? Health?
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Catalyst
Junior Artist
Username: Catalyst

Post Number: 114
Registered: 07-2009
Posted From: 24.21.107.139

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Posted on Wednesday, October 21, 2009 - 03:15 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

i need good insurance for 2 months. pls suggest me few. What i should be looking for????

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