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Kingaa_bongaa
Side Hero Username: Kingaa_bongaa
Post Number: 4706 Registered: 02-2008 Posted From: 69.174.58.20
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 21, 2009 - 05:08 pm: |
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Guttonkay:kb, employers health plan tho all issues are covered. I am talking about inrsurance catalyst going to buy on his own.
OK. Manaki Manam Kingu, Choosevallaki Bongu. Proud to be Never-been-banned CCDB'r
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Guttonkay
Comedian Username: Guttonkay
Post Number: 1388 Registered: 05-2008 Posted From: 148.87.67.133
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 21, 2009 - 05:07 pm: |
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kb, employers health plan tho all issues are covered. I am talking about inrsurance catalyst going to buy on his own. |
   
Kingaa_bongaa
Side Hero Username: Kingaa_bongaa
Post Number: 4705 Registered: 02-2008 Posted From: 69.174.58.20
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 21, 2009 - 05:01 pm: |
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Kingaa_bongaa:For example, Family with 2 children Zero deductible, 1200 per month 2500 deductible, 725 per month 5000 deductible 425 per month. copay 25 - 35 emergency - 125 copay, rest goes into deductble
assuming you will take 1 yr insurance, then last option looks good to me because even if you had to pay 5000 ded for some reason, split into 12 and add to the prem = 950 per month, u r still saving 250 per month. Or best case scenario, if you dont have to go to the doctor, u r saving 5000 per yr. Manaki Manam Kingu, Choosevallaki Bongu. Proud to be Never-been-banned CCDB'r
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Kingaa_bongaa
Side Hero Username: Kingaa_bongaa
Post Number: 4704 Registered: 02-2008 Posted From: 69.174.58.20
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 21, 2009 - 04:57 pm: |
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Guttonkay:no company covers preexisting conditions.
I'm not 100% sure, but if you go with an employers group plan, evrything is covered. Manaki Manam Kingu, Choosevallaki Bongu. Proud to be Never-been-banned CCDB'r
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Kingaa_bongaa
Side Hero Username: Kingaa_bongaa
Post Number: 4703 Registered: 02-2008 Posted From: 69.174.58.20
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 21, 2009 - 04:56 pm: |
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Catalyst:Thanks for the valueable suggestion. Ma company jan 1st nunchi provide chesthadi....
Also, when filling applciation, last 5 yrs lo visit chesina doctors information, vaallu diagnose chesina results, annee provide cheyyaali nuvvu. They will call the doctor and inquire. so any pre-existing will not be covered. edhainaa kadupu noppi vachi scanning ki vellalsi vasthey 1200 ki india ticket koni, akkada inko 300 spend chesi 1 week lo thirigi raa if you have that much vacation. ikkada scanning cheyinchalante around 3000 minimum. Manaki Manam Kingu, Choosevallaki Bongu. Proud to be Never-been-banned CCDB'r
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Guttonkay
Comedian Username: Guttonkay
Post Number: 1385 Registered: 05-2008 Posted From: 148.87.67.133
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 21, 2009 - 04:52 pm: |
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no company covers preexisting conditions. Unless u have some serious conditions better buy drugs like vitamin D supplement on ur own. |
   
Catalyst
Junior Artist Username: Catalyst
Post Number: 119 Registered: 07-2009 Posted From: 12.18.141.172
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 21, 2009 - 04:39 pm: |
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Kingaa_bongaa:mee company ye date nunchi insurance provide chesthundhi? nuvvu application fill chesi, vallu proces cheyalante min 2 weeks padthundhi, although you may specify effective date as today. but until they finalize the application process, you are not guaranteed coverage. So nuvvu insurance apply chesi next week hospital ki velthey, the know it before they process ur application, and may reject coverage or increase premiums. so I suggest first go to a doctor, prefer desi. if you dont have insurance they will charge you around $50 - $60 per visit. then explain him ur insurance situation, he will advise if scanning is necesary. naa suggestion, u can manage without insurance until your company provides in 2 months.
Thanks for the valueable suggestion. Ma company jan 1st nunchi provide chesthadi.... By the way..these figures are more helpful to me...Thanks a TON: Zero deductible, 1200 per month 2500 deductible, 725 per month 5000 deductible 425 per month. copay 25 - 35 emergency - 125 copay, rest goes into deductble |
   
Kingaa_bongaa
Side Hero Username: Kingaa_bongaa
Post Number: 4700 Registered: 02-2008 Posted From: 69.174.58.20
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 21, 2009 - 04:30 pm: |
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Catalyst:...stomach lo pain vundhi...adhe bayam anthe...scanning kaani checkup kaani veldhaamu ani anukuntunna
mee company ye date nunchi insurance provide chesthundhi? nuvvu application fill chesi, vallu proces cheyalante min 2 weeks padthundhi, although you may specify effective date as today. but until they finalize the application process, you are not guaranteed coverage. So nuvvu insurance apply chesi next week hospital ki velthey, the know it before they process ur application, and may reject coverage or increase premiums. so I suggest first go to a doctor, prefer desi. if you dont have insurance they will charge you around $50 - $60 per visit. then explain him ur insurance situation, he will advise if scanning is necesary. naa suggestion, u can manage without insurance until your company provides in 2 months. Manaki Manam Kingu, Choosevallaki Bongu. Proud to be Never-been-banned CCDB'r
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Kingaa_bongaa
Side Hero Username: Kingaa_bongaa
Post Number: 4699 Registered: 02-2008 Posted From: 69.174.58.20
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 21, 2009 - 04:22 pm: |
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For example, Family with 2 children Zero deductible, 1200 per month 2500 deductible, 725 per month 5000 deductible 425 per month. copay 25 - 35 emergency - 125 copay, rest goes into deductble Manaki Manam Kingu, Choosevallaki Bongu. Proud to be Never-been-banned CCDB'r
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Catalyst
Junior Artist Username: Catalyst
Post Number: 118 Registered: 07-2009 Posted From: 12.18.141.172
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 21, 2009 - 04:17 pm: |
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Kingaa_bongaa:inkaa konchem clear gaa cheppu babai. endhukante, Individual(Not thru employer) insurance theeskunte pre-existing cover avvadhu, plus upto 3 months no wellness checks. if its just vitamin-d counter lo dorukuthaay kadhaa. Also, family aa single aa?
Family basu....deductible $2500 vundhi Below are the examples....please guide how to choose and which one to use... Deductible takkuvunte premium ekkava vuntadhi below post lo chepparu kaani...aa dedectible meet ayye daaka manma kattali kadha...mari ela choose cheyali basu....regular ga pone hospital ki kaani...stomach lo pain vundhi...adhe bayam anthe...scanning kaani checkup kaani veldhaamu ani anukuntunna AM Best Rating: B++ Plan Type Deductible Coinsurance Office Visit PPO $2,500 30% $30 Optimum 5000 AM Best Rating: A Plan Type Deductible Coinsurance Office Visit PPO $5,000 20% $20 Copay Deductible does not apply |
   
Kingaa_bongaa
Side Hero Username: Kingaa_bongaa
Post Number: 4697 Registered: 02-2008 Posted From: 69.174.58.20
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 21, 2009 - 03:52 pm: |
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Catalyst:minimum 500 vundhi dedec and co-pay 20 vundhi.....ela select chesukovali asalu...inko 2 months lo na comp provide chestundhi naaku insurance...nenu medication teesukuntunna Vitamin D and others ki now. So, I need of insurance
inkaa konchem clear gaa cheppu babai. endhukante, Individual(Not thru employer) insurance theeskunte pre-existing cover avvadhu, plus upto 3 months no wellness checks. if its just vitamin-d counter lo dorukuthaay kadhaa. Also, family aa single aa? Manaki Manam Kingu, Choosevallaki Bongu. Proud to be Never-been-banned CCDB'r
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Atlantis
Junior Artist Username: Atlantis
Post Number: 818 Registered: 07-2008 Posted From: 12.177.226.23
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 21, 2009 - 03:51 pm: |
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Catalyst:deductible and co-pay entha vundali basu..koncham light veyyi....
bro...if you have a low deductible your monthly premium will be high and vise varsa. dud' upto 3000 okay anukuntunna...if you dont see doctor regularly. |
   
Catalyst
Junior Artist Username: Catalyst
Post Number: 117 Registered: 07-2009 Posted From: 24.21.107.139
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 21, 2009 - 03:40 pm: |
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Atlantis: ee link lo try chey...major health insurence companys nunde quotes vasthay...select the one thats best for you...month 2 month pay cheyyochu http://www.ehealthinsurance.com/
deductible and co-pay entha vundali basu..koncham light veyyi.... minimum 500 vundhi dedec and co-pay 20 vundhi.....ela select chesukovali asalu...inko 2 months lo na comp provide chestundhi naaku insurance...nenu medication teesukuntunna Vitamin D and others ki now. So, I need of insurance |
   
Wrathchild
Side Hero Username: Wrathchild
Post Number: 9694 Registered: 03-2009 Posted From: 192.146.101.24
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 21, 2009 - 03:37 pm: |
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Risingstar:
fine sing..work ekkuva anthe.. Ape is apple....... NYSE code laaga vaadadu telugudesam apple dance annaadu AA dhi moral:yaapa puvvu cheduga undunu |
   
Risingstar
Hero Username: Risingstar
Post Number: 14742 Registered: 08-2008 Posted From: 98.225.199.48
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 21, 2009 - 03:34 pm: |
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Wrathchild:
how are yaa? enti kanapadatam ledhu ee madhyana |
   
Guttonkay
Comedian Username: Guttonkay
Post Number: 1384 Registered: 05-2008 Posted From: 148.87.67.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 21, 2009 - 03:34 pm: |
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self ki health insurance gurinchi naku antaga teliyadu andi. NETIP lanti dvara health insurance teesukovacchemo. mamuluga edanna large scale organization lo member ayite you can buy insurance thro them. OT lanti vallaki idea vundachu. Check this story on how to get insurance on ur own http://www.cnn.com/2009/HEALTH/02/12/ep.health.insurance.hel p/index.html and this http://www.kiplinger.com/basics/managing/insurance/healthins urance.html and this http://seniorliving.about.com/od/retirement/a/findhealthinsu r.htm |
   
Wrathchild
Side Hero Username: Wrathchild
Post Number: 9692 Registered: 03-2009 Posted From: 192.146.101.24
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 21, 2009 - 03:31 pm: |
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assurant health Ape is apple....... NYSE code laaga vaadadu telugudesam apple dance annaadu AA dhi moral:yaapa puvvu cheduga undunu |
   
Atlantis
Junior Artist Username: Atlantis
Post Number: 816 Registered: 07-2008 Posted From: 12.177.226.23
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 21, 2009 - 03:31 pm: |
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Catalyst:Health insurance
ee link lo try chey...major health insurence companys nunde quotes vasthay...select the one thats best for you...month 2 month pay cheyyochu http://www.ehealthinsurance.com/ |
   
Catalyst
Junior Artist Username: Catalyst
Post Number: 116 Registered: 07-2009 Posted From: 24.21.107.139
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 21, 2009 - 03:30 pm: |
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For myself only |
   
Guttonkay
Comedian Username: Guttonkay
Post Number: 1382 Registered: 05-2008 Posted From: 148.87.67.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 21, 2009 - 03:27 pm: |
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for urself or visitors? Visitors insurance ayite try india health network |
   
Catalyst
Junior Artist Username: Catalyst
Post Number: 115 Registered: 07-2009 Posted From: 24.21.107.139
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 21, 2009 - 03:19 pm: |
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sorry bro - Health insurance |
   
Risingstar
Hero Username: Risingstar
Post Number: 14739 Registered: 08-2008 Posted From: 98.225.199.48
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 21, 2009 - 03:18 pm: |
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which insurance? Auto? Health? |
   
Catalyst
Junior Artist Username: Catalyst
Post Number: 114 Registered: 07-2009 Posted From: 24.21.107.139
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 21, 2009 - 03:15 pm: |
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i need good insurance for 2 months. pls suggest me few. What i should be looking for???? |