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Rocknrolla
Junior Artist
Username: Rocknrolla

Post Number: 123
Registered: 08-2009
Posted From: 70.124.48.253

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Posted on Monday, August 31, 2009 - 12:29 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Idle_yzag:



2007 nov lo.... but am off from that burden...
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Unknown
Junior Artist
Username: Unknown

Post Number: 526
Registered: 03-2008
Posted From: 71.57.54.110

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Posted on Sunday, August 30, 2009 - 10:48 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Hindu:




This guy provides best services..LIC Nagaraj..contact them if u feel they can help

http://www.licnagaraju.com/
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Scallion
Comedian
Username: Scallion

Post Number: 1291
Registered: 05-2009
Posted From: 67.82.39.202

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Posted on Sunday, August 30, 2009 - 10:23 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Idle_yzag:

HSBC




HSBC nunchi for sure they will accept transfer brother, lock chesu kondi
Jai NTR, Jai Jai TDP
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Idle_yzag
Hero
Username: Idle_yzag

Post Number: 16175
Registered: 02-2008
Posted From: 65.96.117.91

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Posted on Sunday, August 30, 2009 - 10:22 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Scallion:


annai if SBI can take loan transfer from HSBC, paper work I can follow up. Issue here is I heard SBI will not take loan transfer from certain banks ani, Isnt that true?

I have 2 home loans, one from Sundaram finance and other one from HSBC
JP/YSR/Rahul/Chiru
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Scallion
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Username: Scallion

Post Number: 1290
Registered: 05-2009
Posted From: 67.82.39.202

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Posted on Sunday, August 30, 2009 - 10:06 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Idle_yzag:




Brother I could not find the mail, I will check my work mail Mon morning, If I remember correctly following are the documents you need.

EC for 3 years /Previous loan account statement/Salary slip/Salary account statement /2 years IT return/HUDA plan/occupancy certificate .

after submitting all the above doc there will be Lawyers verification and evaluator will inspect the property

SBI may ask you for surity from a third person from the time they release the funds to the time they get the document transferred from HSBC

said that, With the formation of the RACPC (Retail Account Central Processing Cell), am sure that things move much faster now, It also depends on the amount you are looking for.

I will check my work mail tomorrow and forward it to you brother.
Jai NTR, Jai Jai TDP
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Scallion
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Username: Scallion

Post Number: 1289
Registered: 05-2009
Posted From: 67.82.39.202

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Posted on Sunday, August 30, 2009 - 09:51 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Idle_yzag:




searching my old mails brother will send you in few Min
Jai NTR, Jai Jai TDP
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Idle_yzag
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Username: Idle_yzag

Post Number: 16173
Registered: 02-2008
Posted From: 65.96.117.91

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Posted on Sunday, August 30, 2009 - 09:49 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Bump for Scallion, waiting for you details, plz mail me qa_funcandperf@yahoo
JP/YSR/Rahul/Chiru
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Idle_yzag
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Username: Idle_yzag

Post Number: 16171
Registered: 02-2008
Posted From: 65.96.117.91

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Posted on Sunday, August 30, 2009 - 09:42 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Cylonesubbarao:

I don't know this option brother.


Yes they hv that option to avoid penality, if you want immediately then we will be charged
JP/YSR/Rahul/Chiru
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Cylonesubbarao
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Username: Cylonesubbarao

Post Number: 12329
Registered: 02-2008
Posted From: 72.90.170.114

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Posted on Sunday, August 30, 2009 - 09:40 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Scallion:

You are correct brother but there is a way to avoid it. You retain 13 Installments and prepay rest of all. Then you pay 13 installments in their normal course and the loan get closed normally with no penalty.


I don't know this option brother.
You must be the change you wish to see in the world
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Cylonesubbarao
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Username: Cylonesubbarao

Post Number: 12328
Registered: 02-2008
Posted From: 72.90.170.114

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Posted on Sunday, August 30, 2009 - 09:39 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Cylonesubbarao:

I don't think so brother... they do have it.


Typo from my side. ICICI has prepayment penalty.
You must be the change you wish to see in the world
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Idle_yzag
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Username: Idle_yzag

Post Number: 16170
Registered: 02-2008
Posted From: 65.96.117.91

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Posted on Sunday, August 30, 2009 - 09:31 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Scallion:


Brother, If you are serious regarding shift of your loan i can send you details




plzz annai qa_funcandperf@yahoo ki pampinchandi
JP/YSR/Rahul/Chiru
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Scallion
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Username: Scallion

Post Number: 1288
Registered: 05-2009
Posted From: 67.82.39.202

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Posted on Sunday, August 30, 2009 - 09:30 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Idle_yzag:




Brother, If you are serious regarding shift of your loan i can send you details
Jai NTR, Jai Jai TDP
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Scallion
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Username: Scallion

Post Number: 1287
Registered: 05-2009
Posted From: 67.82.39.202

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Posted on Sunday, August 30, 2009 - 09:25 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Idle_yzag:

SBI vallu,




SBI can brother
Jai NTR, Jai Jai TDP
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Idle_yzag
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Username: Idle_yzag

Post Number: 16169
Registered: 02-2008
Posted From: 65.96.117.91

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Posted on Sunday, August 30, 2009 - 09:22 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Scallion:


annai LIC/SBI vallu, can they take loan transfer from sundaram or HSBC?
JP/YSR/Rahul/Chiru
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Scallion
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Username: Scallion

Post Number: 1286
Registered: 05-2009
Posted From: 67.82.39.202

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Posted on Sunday, August 30, 2009 - 09:22 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Cylonesubbarao:

I don't think so brother... they do have it. Nenu recent ga okati apply chesaa... and I know.




You are correct brother but there is a way to avoid it. You retain 13 Installments and prepay rest of all. Then you pay 13 installments in their normal course and the loan get closed normally with no penalty.
Jai NTR, Jai Jai TDP
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Idle_yzag
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Username: Idle_yzag

Post Number: 16168
Registered: 02-2008
Posted From: 65.96.117.91

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Posted on Sunday, August 30, 2009 - 09:21 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Rocknrolla:

ok.. nenu thisukunna time lo... ma friends had hard time repaying the loan... esp with ICICI...


yeppudu theskunnav annai, I took in 2006 and last yr I paid 90%, actually it works like this

Nothing will be charged if we pay pay principle amount leaving last 11 or 13 installments
JP/YSR/Rahul/Chiru
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Scallion
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Username: Scallion

Post Number: 1285
Registered: 05-2009
Posted From: 67.82.39.202

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Cylonesubbarao:

I don't think so brother... they do have it. Nenu recent ga okati apply chesaa... and I know.




You are correct brother but there is a way to avoid it. I retain 13 Installments and prepay rest of all. Then you pay 13 installments in their normal course and the loan get closed normally with no penalty.
Jai NTR, Jai Jai TDP
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Rocknrolla
Junior Artist
Username: Rocknrolla

Post Number: 122
Registered: 08-2009
Posted From: 70.124.48.253

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Posted on Sunday, August 30, 2009 - 09:05 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Cylonesubbarao:



meeku manchi rate vacindhi

nenu 10.75% katte vaadini but floating.. appatlo ICICI vaadu 12% annadu.. LIC floating kooda okanoka time lo 14 touch chesindi...
1 yr tharuvaatha statement choosi... kallu thuduchokoni... bulk payments modalu petta...
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Cylonesubbarao
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Username: Cylonesubbarao

Post Number: 12327
Registered: 02-2008
Posted From: 72.90.170.114

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Posted on Sunday, August 30, 2009 - 08:31 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Scallion:

ICICI dont


I don't think so brother... they do have it. Nenu recent ga okati apply chesaa... and I know.

So I went for LIC Home Finance and they are very good. But mana Idle kurrodu cheppe rates are for < 20 Lakhs ki... I took more than that and their rate is 9.5 for 20 Lakhs and above.

Naa wife oka Indian MNC lo chesthaadi... and through her we got another .5% discount.
You must be the change you wish to see in the world
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Rocknrolla
Junior Artist
Username: Rocknrolla

Post Number: 121
Registered: 08-2009
Posted From: 70.124.48.253

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Posted on Sunday, August 30, 2009 - 08:00 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Scallion:



ok.. nenu thisukunna time lo... ma friends had hard time repaying the loan... esp with ICICI...
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Scallion
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Username: Scallion

Post Number: 1284
Registered: 05-2009
Posted From: 67.82.39.202

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Posted on Sunday, August 30, 2009 - 07:21 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Idle_yzag:

SBI try chey bedar, lower intrest, dheniki specific timeperiod antu vundadhu all depends upon paper work movement in bank




you can get it in 20 days if you know some one working for SBI
Jai NTR, Jai Jai TDP
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Scallion
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Username: Scallion

Post Number: 1283
Registered: 05-2009
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Posted on Sunday, August 30, 2009 - 07:18 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Rocknrolla:

pre payment penalty




most of the banks lo ipudu you dont have pre payment penalty, I know SBI & ICICI dont have any
Jai NTR, Jai Jai TDP
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Hindu
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Username: Hindu

Post Number: 101
Registered: 08-2009
Posted From: 99.34.235.42

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Posted on Sunday, August 30, 2009 - 02:18 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

nen fwd chesanu, chuskondi//

thanks brother I got it.
Aka Indian
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Idle_yzag
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Username: Idle_yzag

Post Number: 16167
Registered: 02-2008
Posted From: 65.96.117.91

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Posted on Sunday, August 30, 2009 - 02:14 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Hindu:


nen fwd chesanu, chuskondi
JP/YSR/Rahul/Chiru
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Hindu
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Post Number: 100
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Posted on Sunday, August 30, 2009 - 01:48 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Give me your mail ID. I will give you Area Manager LICHFL's contact details.//

hello Rayalseematelugodu tammudu

yekkada vunnavu , waiting for the mail, pls send to kishorereddy80@yahoo.com
Aka Indian
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Hindu
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Post Number: 98
Registered: 08-2009
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Posted on Sunday, August 30, 2009 - 01:14 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Give me your mail ID. I will give you Area Manager LICHFL's contact details.//

RST
here is the email address

kishorereddy80@yahoo.com
Aka Indian
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Rocknrolla
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Username: Rocknrolla

Post Number: 120
Registered: 08-2009
Posted From: 70.124.48.253

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Posted on Sunday, August 30, 2009 - 01:13 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Idle_yzag:

qa_funcandperf@yahoo.com



mail sent from hydbluez....
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Rocknrolla
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Username: Rocknrolla

Post Number: 119
Registered: 08-2009
Posted From: 70.124.48.253

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Posted on Sunday, August 30, 2009 - 01:09 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

i took LIC loan in 2007 and it gave the lowest interest rate that time.. Its good.. u can pay back everything without any pre payment penalty. I took the loan and cleared in 2+ yrs without prepayment penalty...
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Rayalseematelugodu
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Username: Rayalseematelugodu

Post Number: 876
Registered: 08-2008
Posted From: 115.184.162.56

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Posted on Sunday, August 30, 2009 - 01:08 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Idle_yzag:




mail sent
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Idle_yzag
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Username: Idle_yzag

Post Number: 16166
Registered: 02-2008
Posted From: 65.96.117.91

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Posted on Sunday, August 30, 2009 - 01:01 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Rayalseematelugodu:


Give me your mail ID. I will give you Area Manager LICHFL's contact details.




annai plz mail to me too qa_funcandperf@yahoo.com
JP/YSR/Rahul/Chiru
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Rayalseematelugodu
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Username: Rayalseematelugodu

Post Number: 874
Registered: 08-2008
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Posted on Sunday, August 30, 2009 - 12:48 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Hindu:

do you have any contact person and phone number in LIC where I can call?




Give me your mail ID. I will give you Area Manager LICHFL's contact details.
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Rayalseematelugodu
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Username: Rayalseematelugodu

Post Number: 873
Registered: 08-2008
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Posted on Sunday, August 30, 2009 - 12:47 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Hindu:




SBI offering 8%int p.a for first 3 years after that as per market(floating)
LICHFL offering 8.9% p.a for first 3 years(floating). Fixed i think both are @12.5%+
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Hindu
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Username: Hindu

Post Number: 97
Registered: 08-2009
Posted From: 99.34.235.42

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Posted on Sunday, August 30, 2009 - 12:38 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Public sector bank or LIC housing finance is good.//

websites antha clear gaa ledhu babai, have you taken a loan from LIC?, do you have any contact person and phone number in LIC where I can call?

SBI is better annaru but it takes lot of time some times even 6 months ani kooda chepparu
Aka Indian
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Redplanet
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Username: Redplanet

Post Number: 4556
Registered: 05-2008
Posted From: 24.91.69.137

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Posted on Sunday, August 30, 2009 - 12:32 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Public sector bank or LIC housing finance is good. Interest rate varies from period to period. Check with few banks and decide yourself.

For documentation visit their respective websites.
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Idle_yzag
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Username: Idle_yzag

Post Number: 16165
Registered: 02-2008
Posted From: 65.96.117.91

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Posted on Sunday, August 30, 2009 - 12:06 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Hindu:


SBI try chey bedar, lower intrest, dheniki specific timeperiod antu vundadhu all depends upon paper work movement in bank
JP/YSR/Rahul/Chiru
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Hindu
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Post Number: 96
Registered: 08-2009
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Posted on Sunday, August 30, 2009 - 11:48 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Guys

who ever bought a flat using NRI home loan please post here. as much as information you can give.

Bank or Instituation:
Interest rate , fixed or float:
Documents needed:
How much time took from start until to get loan:
Negatives/positives:
suggestions:


Thank you very much
Aka Indian

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