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Rocknrolla
Junior Artist Username: Rocknrolla
Post Number: 123 Registered: 08-2009 Posted From: 70.124.48.253
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 31, 2009 - 12:29 am: |
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Idle_yzag:
2007 nov lo.... but am off from that burden... |
   
Unknown
Junior Artist Username: Unknown
Post Number: 526 Registered: 03-2008 Posted From: 71.57.54.110
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, August 30, 2009 - 10:48 pm: |
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Hindu:
This guy provides best services..LIC Nagaraj..contact them if u feel they can help http://www.licnagaraju.com/ |
   
Scallion
Comedian Username: Scallion
Post Number: 1291 Registered: 05-2009 Posted From: 67.82.39.202
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, August 30, 2009 - 10:23 pm: |
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Idle_yzag:HSBC
HSBC nunchi for sure they will accept transfer brother, lock chesu kondi Jai NTR, Jai Jai TDP |
   
Idle_yzag
Hero Username: Idle_yzag
Post Number: 16175 Registered: 02-2008 Posted From: 65.96.117.91
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, August 30, 2009 - 10:22 pm: |
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Scallion:
annai if SBI can take loan transfer from HSBC, paper work I can follow up. Issue here is I heard SBI will not take loan transfer from certain banks ani, Isnt that true? I have 2 home loans, one from Sundaram finance and other one from HSBC JP/YSR/Rahul/Chiru |
   
Scallion
Comedian Username: Scallion
Post Number: 1290 Registered: 05-2009 Posted From: 67.82.39.202
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, August 30, 2009 - 10:06 pm: |
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Idle_yzag:
Brother I could not find the mail, I will check my work mail Mon morning, If I remember correctly following are the documents you need. EC for 3 years /Previous loan account statement/Salary slip/Salary account statement /2 years IT return/HUDA plan/occupancy certificate . after submitting all the above doc there will be Lawyers verification and evaluator will inspect the property SBI may ask you for surity from a third person from the time they release the funds to the time they get the document transferred from HSBC said that, With the formation of the RACPC (Retail Account Central Processing Cell), am sure that things move much faster now, It also depends on the amount you are looking for. I will check my work mail tomorrow and forward it to you brother. Jai NTR, Jai Jai TDP |
   
Scallion
Comedian Username: Scallion
Post Number: 1289 Registered: 05-2009 Posted From: 67.82.39.202
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, August 30, 2009 - 09:51 pm: |
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Idle_yzag:
searching my old mails brother will send you in few Min Jai NTR, Jai Jai TDP |
   
Idle_yzag
Hero Username: Idle_yzag
Post Number: 16173 Registered: 02-2008 Posted From: 65.96.117.91
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, August 30, 2009 - 09:49 pm: |
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Bump for Scallion, waiting for you details, plz mail me qa_funcandperf@yahoo JP/YSR/Rahul/Chiru |
   
Idle_yzag
Hero Username: Idle_yzag
Post Number: 16171 Registered: 02-2008 Posted From: 65.96.117.91
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, August 30, 2009 - 09:42 pm: |
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Cylonesubbarao:I don't know this option brother.
Yes they hv that option to avoid penality, if you want immediately then we will be charged JP/YSR/Rahul/Chiru |
   
Cylonesubbarao
Hero Username: Cylonesubbarao
Post Number: 12329 Registered: 02-2008 Posted From: 72.90.170.114
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, August 30, 2009 - 09:40 pm: |
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Scallion:You are correct brother but there is a way to avoid it. You retain 13 Installments and prepay rest of all. Then you pay 13 installments in their normal course and the loan get closed normally with no penalty.
I don't know this option brother. You must be the change you wish to see in the world
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Cylonesubbarao
Hero Username: Cylonesubbarao
Post Number: 12328 Registered: 02-2008 Posted From: 72.90.170.114
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, August 30, 2009 - 09:39 pm: |
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Cylonesubbarao:I don't think so brother... they do have it.
Typo from my side. ICICI has prepayment penalty. You must be the change you wish to see in the world
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Idle_yzag
Hero Username: Idle_yzag
Post Number: 16170 Registered: 02-2008 Posted From: 65.96.117.91
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, August 30, 2009 - 09:31 pm: |
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Scallion: Brother, If you are serious regarding shift of your loan i can send you details
plzz annai qa_funcandperf@yahoo ki pampinchandi JP/YSR/Rahul/Chiru |
   
Scallion
Comedian Username: Scallion
Post Number: 1288 Registered: 05-2009 Posted From: 67.82.39.202
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, August 30, 2009 - 09:30 pm: |
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Idle_yzag:
Brother, If you are serious regarding shift of your loan i can send you details Jai NTR, Jai Jai TDP |
   
Scallion
Comedian Username: Scallion
Post Number: 1287 Registered: 05-2009 Posted From: 67.82.39.202
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, August 30, 2009 - 09:25 pm: |
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Idle_yzag:SBI vallu,
SBI can brother Jai NTR, Jai Jai TDP |
   
Idle_yzag
Hero Username: Idle_yzag
Post Number: 16169 Registered: 02-2008 Posted From: 65.96.117.91
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, August 30, 2009 - 09:22 pm: |
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Scallion:
annai LIC/SBI vallu, can they take loan transfer from sundaram or HSBC? JP/YSR/Rahul/Chiru |
   
Scallion
Comedian Username: Scallion
Post Number: 1286 Registered: 05-2009 Posted From: 67.82.39.202
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, August 30, 2009 - 09:22 pm: |
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Cylonesubbarao:I don't think so brother... they do have it. Nenu recent ga okati apply chesaa... and I know.
You are correct brother but there is a way to avoid it. You retain 13 Installments and prepay rest of all. Then you pay 13 installments in their normal course and the loan get closed normally with no penalty. Jai NTR, Jai Jai TDP |
   
Idle_yzag
Hero Username: Idle_yzag
Post Number: 16168 Registered: 02-2008 Posted From: 65.96.117.91
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, August 30, 2009 - 09:21 pm: |
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Rocknrolla:ok.. nenu thisukunna time lo... ma friends had hard time repaying the loan... esp with ICICI...
yeppudu theskunnav annai, I took in 2006 and last yr I paid 90%, actually it works like this Nothing will be charged if we pay pay principle amount leaving last 11 or 13 installments JP/YSR/Rahul/Chiru |
   
Scallion
Comedian Username: Scallion
Post Number: 1285 Registered: 05-2009 Posted From: 67.82.39.202
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, August 30, 2009 - 09:21 pm: |
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Cylonesubbarao:I don't think so brother... they do have it. Nenu recent ga okati apply chesaa... and I know.
You are correct brother but there is a way to avoid it. I retain 13 Installments and prepay rest of all. Then you pay 13 installments in their normal course and the loan get closed normally with no penalty. Jai NTR, Jai Jai TDP |
   
Rocknrolla
Junior Artist Username: Rocknrolla
Post Number: 122 Registered: 08-2009 Posted From: 70.124.48.253
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, August 30, 2009 - 09:05 pm: |
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Cylonesubbarao:
meeku manchi rate vacindhi
nenu 10.75% katte vaadini but floating.. appatlo ICICI vaadu 12% annadu.. LIC floating kooda okanoka time lo 14 touch chesindi... 1 yr tharuvaatha statement choosi... kallu thuduchokoni... bulk payments modalu petta... |
   
Cylonesubbarao
Hero Username: Cylonesubbarao
Post Number: 12327 Registered: 02-2008 Posted From: 72.90.170.114
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, August 30, 2009 - 08:31 pm: |
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Scallion:ICICI dont
I don't think so brother... they do have it. Nenu recent ga okati apply chesaa... and I know. So I went for LIC Home Finance and they are very good. But mana Idle kurrodu cheppe rates are for < 20 Lakhs ki... I took more than that and their rate is 9.5 for 20 Lakhs and above. Naa wife oka Indian MNC lo chesthaadi... and through her we got another .5% discount. You must be the change you wish to see in the world
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Rocknrolla
Junior Artist Username: Rocknrolla
Post Number: 121 Registered: 08-2009 Posted From: 70.124.48.253
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, August 30, 2009 - 08:00 pm: |
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Scallion:
ok.. nenu thisukunna time lo... ma friends had hard time repaying the loan... esp with ICICI... |
   
Scallion
Comedian Username: Scallion
Post Number: 1284 Registered: 05-2009 Posted From: 67.82.39.202
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, August 30, 2009 - 07:21 pm: |
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Idle_yzag:SBI try chey bedar, lower intrest, dheniki specific timeperiod antu vundadhu all depends upon paper work movement in bank
you can get it in 20 days if you know some one working for SBI Jai NTR, Jai Jai TDP |
   
Scallion
Comedian Username: Scallion
Post Number: 1283 Registered: 05-2009 Posted From: 67.82.39.202
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, August 30, 2009 - 07:18 pm: |
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Rocknrolla:pre payment penalty
most of the banks lo ipudu you dont have pre payment penalty, I know SBI & ICICI dont have any Jai NTR, Jai Jai TDP |
   
Hindu
Junior Artist Username: Hindu
Post Number: 101 Registered: 08-2009 Posted From: 99.34.235.42
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, August 30, 2009 - 02:18 pm: |
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nen fwd chesanu, chuskondi// thanks brother I got it. Aka Indian |
   
Idle_yzag
Hero Username: Idle_yzag
Post Number: 16167 Registered: 02-2008 Posted From: 65.96.117.91
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, August 30, 2009 - 02:14 pm: |
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Hindu:
nen fwd chesanu, chuskondi JP/YSR/Rahul/Chiru |
   
Hindu
Junior Artist Username: Hindu
Post Number: 100 Registered: 08-2009 Posted From: 99.34.235.42
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, August 30, 2009 - 01:48 pm: |
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Give me your mail ID. I will give you Area Manager LICHFL's contact details.// hello Rayalseematelugodu tammudu yekkada vunnavu , waiting for the mail, pls send to kishorereddy80@yahoo.com Aka Indian |
   
Hindu
Junior Artist Username: Hindu
Post Number: 98 Registered: 08-2009 Posted From: 99.34.235.42
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, August 30, 2009 - 01:14 pm: |
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Give me your mail ID. I will give you Area Manager LICHFL's contact details.// RST here is the email address kishorereddy80@yahoo.com Aka Indian |
   
Rocknrolla
Junior Artist Username: Rocknrolla
Post Number: 120 Registered: 08-2009 Posted From: 70.124.48.253
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, August 30, 2009 - 01:13 pm: |
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Idle_yzag:qa_funcandperf@yahoo.com
mail sent from hydbluez.... |
   
Rocknrolla
Junior Artist Username: Rocknrolla
Post Number: 119 Registered: 08-2009 Posted From: 70.124.48.253
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, August 30, 2009 - 01:09 pm: |
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i took LIC loan in 2007 and it gave the lowest interest rate that time.. Its good.. u can pay back everything without any pre payment penalty. I took the loan and cleared in 2+ yrs without prepayment penalty... |
   
Rayalseematelugodu
Junior Artist Username: Rayalseematelugodu
Post Number: 876 Registered: 08-2008 Posted From: 115.184.162.56
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, August 30, 2009 - 01:08 pm: |
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Idle_yzag:
mail sent |
   
Idle_yzag
Hero Username: Idle_yzag
Post Number: 16166 Registered: 02-2008 Posted From: 65.96.117.91
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, August 30, 2009 - 01:01 pm: |
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Rayalseematelugodu: Give me your mail ID. I will give you Area Manager LICHFL's contact details.
annai plz mail to me too qa_funcandperf@yahoo.com JP/YSR/Rahul/Chiru |
   
Rayalseematelugodu
Junior Artist Username: Rayalseematelugodu
Post Number: 874 Registered: 08-2008 Posted From: 115.184.162.56
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, August 30, 2009 - 12:48 pm: |
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Hindu:do you have any contact person and phone number in LIC where I can call?
Give me your mail ID. I will give you Area Manager LICHFL's contact details. |
   
Rayalseematelugodu
Junior Artist Username: Rayalseematelugodu
Post Number: 873 Registered: 08-2008 Posted From: 115.184.162.56
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, August 30, 2009 - 12:47 pm: |
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Hindu:
SBI offering 8%int p.a for first 3 years after that as per market(floating) LICHFL offering 8.9% p.a for first 3 years(floating). Fixed i think both are @12.5%+ |
   
Hindu
Junior Artist Username: Hindu
Post Number: 97 Registered: 08-2009 Posted From: 99.34.235.42
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, August 30, 2009 - 12:38 pm: |
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Public sector bank or LIC housing finance is good.// websites antha clear gaa ledhu babai, have you taken a loan from LIC?, do you have any contact person and phone number in LIC where I can call? SBI is better annaru but it takes lot of time some times even 6 months ani kooda chepparu Aka Indian |
   
Redplanet
Side Hero Username: Redplanet
Post Number: 4556 Registered: 05-2008 Posted From: 24.91.69.137
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, August 30, 2009 - 12:32 pm: |
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Public sector bank or LIC housing finance is good. Interest rate varies from period to period. Check with few banks and decide yourself. For documentation visit their respective websites. |
   
Idle_yzag
Hero Username: Idle_yzag
Post Number: 16165 Registered: 02-2008 Posted From: 65.96.117.91
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, August 30, 2009 - 12:06 pm: |
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Hindu:
SBI try chey bedar, lower intrest, dheniki specific timeperiod antu vundadhu all depends upon paper work movement in bank JP/YSR/Rahul/Chiru |
   
Hindu
Junior Artist Username: Hindu
Post Number: 96 Registered: 08-2009 Posted From: 99.34.235.42
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, August 30, 2009 - 11:48 am: |
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Guys who ever bought a flat using NRI home loan please post here. as much as information you can give. Bank or Instituation: Interest rate , fixed or float: Documents needed: How much time took from start until to get loan: Negatives/positives: suggestions: Thank you very much Aka Indian |