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One
Hero Username: One
Post Number: 12835 Registered: 09-2008 Posted From: 76.185.86.115
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 10, 2009 - 01:11 pm: |
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Mrhyderabad:
i got it....seriously mama...thing is very much confused here........any way got ...USA lo term poly thesukovadam better antava ?..naku india lo life insurance vundi... |
   
Mrhyderabad
Side Hero Username: Mrhyderabad
Post Number: 2866 Registered: 01-2008 Posted From: 167.230.38.118
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 10, 2009 - 01:02 pm: |
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One:mama kochum clear ga chepu..naku india life insurance vundi..do u think i need term policy and this auto insurance?????....
Not sure if you are asking seriously or not. You are asking questions but overlooking the answers i guess Life Insurance in India coverage chaala takkuva vuntundi. TERM life lo takkuva premium ki coverage chaaala ekkuva vuntundi. (For ex: i pay 30K rupees p.a for a Rs 5L policy from LIC in india. And i pay 550 dollars (25K rupees) here for a 750K term policy. So 25K per year pay chesthe almost 3Cr coverage term lo) Life Ins lo manam pay chesina premium back vasthundi. In term ins, you don't get anything back. If god doesn't like the way I live, let him tell me, not you |
   
One
Hero Username: One
Post Number: 12833 Registered: 09-2008 Posted From: 76.185.86.115
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 10, 2009 - 12:56 pm: |
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Andhrawala:
mama kochum clear ga chepu..naku india life insurance vundi..do u think i need term policy and this auto insurance?????.... |
   
Andhrawala
Comedian Username: Andhrawala
Post Number: 1658 Registered: 03-2008 Posted From: 192.58.204.226
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 10, 2009 - 12:24 pm: |
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Having an Accidnetal Death covergae is good. as highest risk is getting involved in an Auto Accident. I took Term life for 150K plus 30K for Accidnetal death. so policy will pay 180K if death is due to accident while driving auto. premium is 31.00 per month |
   
Bunty717
Comedian Username: Bunty717
Post Number: 1571 Registered: 02-2008 Posted From: 161.185.151.155
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 10, 2009 - 11:18 am: |
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Onlytruth:actual ga agent is insisting on OR suggesting to purchase two 500Ks and take one on my spouse's name.....premium kuda taggutundhi anta oka 5$ per month aame iddarini enter cheyyocchu ane angle lo cheppindho leka mari idhe betterO telvadhi
ee term ins iddari peru meeda avasaram ledu emo. mana peru meeda chalu.. ee 40$ per month .. ee money to Ind lo edaina regular insurance tesukunte manchidi.. |
   
Annavaram
Comedian Username: Annavaram
Post Number: 1161 Registered: 12-2006 Posted From: 71.97.15.86
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 10, 2009 - 11:10 am: |
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OTio, do it, urgent gaa aa term teesesuko, manam pette boku karchulaki 40 per month oka lekka kaadhu it's better to have that option since you never know also one mama cheppinattu ikkada immigration status sure kanappudu you better take a lic policy in india as well get these 2 things done asap |
   
Tenali_rk
Junior Artist Username: Tenali_rk
Post Number: 633 Registered: 05-2008 Posted From: 173.66.67.96
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 10, 2009 - 11:08 am: |
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Onlytruth:suggesting to purchase two 500Ks and take one on my spouse's name...
Why do you need two 500Ks...Is you spouse working...then she too will need it |
   
One
Hero Username: One
Post Number: 12830 Registered: 09-2008 Posted From: 193.200.150.125
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 10, 2009 - 11:07 am: |
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Onlytruth:
Y term insurence??? not LIfe insurence???..oka 3 yrs kadathey chalu kadha life antha cover avuthundu...ee jobs ani rojulu chesthamo thelavadu...ee montha kataka pothey aa month ee term insurence cover kadu..better life insurence emo kadha |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 47701 Registered: 01-2007 Posted From: 193.200.150.82
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 10, 2009 - 11:06 am: |
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Bunty717: my suggestion tesuko kani ekuva tesukoku ee term insurance min 250k to 500K chala ekkuva.. Ind lo kavalante reg Insurence tesuko..
actual ga agent is insisting on OR suggesting to purchase two 500Ks and take one on my spouse's name.....premium kuda taggutundhi anta oka 5$ per month aame iddarini enter cheyyocchu ane angle lo cheppindho leka mari idhe betterO telvadhi http://twitter.com/ap2usa |
   
Bunty717
Comedian Username: Bunty717
Post Number: 1569 Registered: 02-2008 Posted From: 161.185.151.155
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 10, 2009 - 11:03 am: |
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Onlytruth:Ok , term insurance teesukuntaa..chala mandhi vunnaru ga.. decided.
my suggestion tesuko kani ekuva tesukoku ee term insurance min 250k to 500K chala ekkuva.. Ind lo kavalante reg Insurence tesuko.. |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 47700 Registered: 01-2007 Posted From: 193.200.150.152
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 10, 2009 - 11:01 am: |
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Ok , term insurance teesukuntaa..chala mandhi vunnaru ga.. decided. ee teesukovaalo voddho part ye clear ga ledhu...gaani ee NY life vaadi unique plan maatram baaga convince ayyaanu mundhE esp mana lanti professional longrun uncertainity ,immigration issues vundi visibility leni vallaki the best ee IPT mee nearby NY life agent ni contact cheyyandi best feature is : --Conversion option allows consumers to transform their coverage to a permanent policy without providing insurability i .e first 1 year ki teesukoni healthy ga enter aithe chaalu, next manaki em pre-existing condition i.e renewal time ki....vunnaa he cannot deny renewal http://twitter.com/ap2usa |
   
Mrhyderabad
Side Hero Username: Mrhyderabad
Post Number: 2864 Registered: 01-2008 Posted From: 167.230.38.118
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 10, 2009 - 10:58 am: |
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Reentry:babailu naa age 32 gippudu entha premium untundi antaaru
www.selectquote.com or www.insure.com
 If god doesn't like the way I live, let him tell me, not you |
   
Mrhyderabad
Side Hero Username: Mrhyderabad
Post Number: 2863 Registered: 01-2008 Posted From: 167.230.38.118
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 10, 2009 - 10:57 am: |
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One:term policy antey emiti? Life Insurance kadha?...avuthey neku idea ledu ee vishyam lo...nenu life insurence chesanu
Konchem different. Life Ins policy lo mee money policy term tarvatha meeku back vasthundi with additional bonus, interest etc. Term policy lo you won't get anything back. Incase of a incident sum assured amount return vasthundi. If god doesn't like the way I live, let him tell me, not you |
   
One
Hero Username: One
Post Number: 12829 Registered: 09-2008 Posted From: 193.200.150.152
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 10, 2009 - 10:56 am: |
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life insurence ki term insurance ki theda emiti?? |
   
One
Hero Username: One
Post Number: 12828 Registered: 09-2008 Posted From: 193.200.150.152
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 10, 2009 - 10:52 am: |
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Mrhyderabad:India lo TERM policies anta popular kaadu.
term policy antey emiti? Life Insurance kadha?...avuthey neku idea ledu ee vishyam lo...nenu life insurence chesanu |
   
Reentry
Junior Artist Username: Reentry
Post Number: 94 Registered: 06-2009 Posted From: 65.198.163.148
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 10, 2009 - 10:52 am: |
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babailu naa age 32 gippudu entha premium untundi antaaru |
   
Reentry
Junior Artist Username: Reentry
Post Number: 93 Registered: 06-2009 Posted From: 65.198.163.148
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 10, 2009 - 10:51 am: |
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OT annai, me in Oklahoma city.... ikkada Statefarm insurance agent saava godutunnadu theesukomani |
   
Mrhyderabad
Side Hero Username: Mrhyderabad
Post Number: 2862 Registered: 01-2008 Posted From: 167.230.38.118
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 10, 2009 - 10:50 am: |
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Onlytruth:
It is strongly recommended if you have a family. 30 years ki munde teesukunte chaala advantage. SelectQuote.com lo basic info isthe ...he will give you quotes from top companies. Medical tests lo anni clean gaa vasthe premium takkuva vuntundi. I pay 48 bucks a month for 750K - Prudential. If god doesn't like the way I live, let him tell me, not you |
   
Bunty717
Comedian Username: Bunty717
Post Number: 1567 Registered: 02-2008 Posted From: 161.185.151.155
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 10, 2009 - 10:50 am: |
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Onlytruth:
nenu tesukunna here in US .. kani 250K ki.. naku kuda same chepperu.. min 1mil undali ani.. nenu vallaki cheppenu.. naku emiaina ayite.. family ikkada unndaru.. IDN return avutaru so ..conversion lo 250k is 1cr in Ind ani.. nenu 30 per month pay chestanu deeniki.. |
   
One
Hero Username: One
Post Number: 12827 Registered: 09-2008 Posted From: 193.200.150.152
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 10, 2009 - 10:49 am: |
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Onlytruth: premium entha ? coverage entha needhi ? term ye na ?
nenu per yr 3lks pay chesa....3x3lks=total 9 lks pay chesanu......coverage entho idea ledu..i think 5crs anukonta(not sure abt it) |
   
Mrhyderabad
Side Hero Username: Mrhyderabad
Post Number: 2861 Registered: 01-2008 Posted From: 167.230.38.118
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 10, 2009 - 10:47 am: |
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One:india lo better emo kadha..
India lo TERM policies anta popular kaadu. Premium money bakc vasthundi antene india lo LIC evadu kattadu... you don't get anything back ante chaala kashtam india market lo. Ikkada 1 MIL ki EQ amount Rs 5 Crore ki india lo premium ante chinigi cheta anta avutundi If god doesn't like the way I live, let him tell me, not you |
   
One
Hero Username: One
Post Number: 12825 Registered: 09-2008 Posted From: 193.200.150.137
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 10, 2009 - 10:47 am: |
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Onlytruth: oh..idhokati undaa ? manamu ikkada unte india lo elaa accept setthaadu ? mundhu manalni seck sesukovali kadhaa aadu ? premium entha ? coverage entha needhi ? term ye na ?
yea check chesthadu..nenu india trip katanu...ikkda vundi elano idea ledu..kani oka 3 yrs kadahtey chalu life ntha cover avuthundi |
   
Tenali_rk
Junior Artist Username: Tenali_rk
Post Number: 632 Registered: 05-2008 Posted From: 173.66.67.96
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 10, 2009 - 10:45 am: |
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Onlytruth:#1 NY LIFE nunchi $40-$45 for 1M aithe manchi quote yE kadhaa....ofcourse initital ga manalni muggu loki dinchadaniki aa figure seppi untadhi...underwriting sesaaka ..babooo neeku premium 45 ki ivvalemu...ee 60 kattu antademo
That will decided only after Medical test which might reveal any health problems if any. Underwriting is based upon Medical results..Smoking, Diabetes can increase premiums |
   
Tenali_rk
Junior Artist Username: Tenali_rk
Post Number: 631 Registered: 05-2008 Posted From: 173.66.67.96
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 10, 2009 - 10:43 am: |
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One:ndia lo better emo kadha....nenu india kadha tha..oka 3 yrs kadhathey chala metlife lo
Naaku India details telvadhu Bro |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 47699 Registered: 01-2007 Posted From: 193.200.150.125
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 10, 2009 - 10:42 am: |
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One:india lo better emo kadha....nenu india kadha tha
oh..idhokati undaa ? manamu ikkada unte india lo elaa accept setthaadu ? mundhu manalni seck sesukovali kadhaa aadu ? premium entha ? coverage entha needhi ? term ye na ? http://twitter.com/ap2usa |
   
Tenali_rk
Junior Artist Username: Tenali_rk
Post Number: 630 Registered: 05-2008 Posted From: 173.66.67.96
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 10, 2009 - 10:42 am: |
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Ranga:Tenali_rk mama, 1mil ki entha premium kaduthunnaavu?
Term life : $60 for 750K Variable Life: $128 for 250K Both from Metlife Term life = Rent a house (you get nothing after 30 years) Variable life= Owning a house (After 10 years of paying, the amount accrued will pay for the rest of the time (20 more years). You can contribute but you can also decline. The choice is yours) Talk to an insurance agent from Metlife or New York Life and they will try give the details They will try to push towards variable life (more expensive, First years premium is their commission), but do not go for it.Term life is more than enough and eventually when you are doing well you can convert it into Variable life |
   
One
Hero Username: One
Post Number: 12824 Registered: 09-2008 Posted From: 193.200.150.137
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 10, 2009 - 10:40 am: |
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Onlytruth:
india lo better emo kadha....nenu india kadha tha..oka 3 yrs kadhathey chala metlife lo |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 47698 Registered: 01-2007 Posted From: 193.200.150.125
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 10, 2009 - 10:39 am: |
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Tenali_rk:I pay $60 for 750K from Metlife...Anything less than that is really good
#1 NY LIFE nunchi $40-$45 for 1M aithe manchi quote yE kadhaa....ofcourse initital ga manalni muggu loki dinchadaniki aa figure seppi untadhi...underwriting sesaaka ..babooo neeku premium 45 ki ivvalemu...ee 60 kattu antademo http://twitter.com/ap2usa |
   
Tenali_rk
Junior Artist Username: Tenali_rk
Post Number: 629 Registered: 05-2008 Posted From: 173.66.67.96
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 10, 2009 - 10:36 am: |
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Onlytruth:$1M ki premium enthaki vosthe manchi price ki vochinattu ?
I pay $60 for 750K from Metlife...Anything less than that is really good and I took it at age 27(9 years back) |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 47697 Registered: 01-2007 Posted From: 193.200.150.82
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 10, 2009 - 10:36 am: |
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Reentry:OT annai, nee agent details naaku kooda cheppu...
aame NJ lo untundhi...nuvvu ekkada ? http://twitter.com/ap2usa |
   
Reentry
Junior Artist Username: Reentry
Post Number: 92 Registered: 06-2009 Posted From: 65.198.163.148
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 10, 2009 - 10:35 am: |
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OT annai, nee agent details naaku kooda cheppu... iddharam ante eminaa discount istundho emo choodhaam |
   
Ranga
Junior Artist Username: Ranga
Post Number: 124 Registered: 07-2009 Posted From: 65.208.22.26
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 10, 2009 - 10:32 am: |
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Tenali_rk mama, 1mil ki entha premium kaduthunnaavu? citizenship vacchi two years ayyindi. kaani cheyyaalsina panulu chaalaa migilipoyaayi. responsibilities perigipothunnaay 1. Life Insurance Policy 2. living will 3. advance health care directive 4. Retirement planning ... eppudu chesthaamo ento. eppudoo DBllo padi kottukovatame kaani, bayatekelli panikocche panulu cheddaamane alochane ledu . |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 47696 Registered: 01-2007 Posted From: 193.200.150.82
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 10, 2009 - 10:31 am: |
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Tenali_rk:
$1M ki premium enthaki vosthe manchi price ki vochinattu ? i am planning initially for 1 year term , below pdf soosi daniki entha pay ceyyocchu premium cheppu http://www.newyorklife.com/file/pdf/0,2482,4628,00.pdf http://twitter.com/ap2usa |
   
Tenali_rk
Junior Artist Username: Tenali_rk
Post Number: 627 Registered: 05-2008 Posted From: 173.66.67.96
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 10, 2009 - 10:24 am: |
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Onlytruth:
I strongly recommend it...irrespective of Visa Status... If you are single...no one cares...But there is a family to take care of...then you are doing gross injustice if god forbid something happens to the bread earner I got it as soon as I got married...250k Then now 1 Million (750K Term Life + 250K Variable life) I strongly recommend it to any one who is married or About to get married..Donot leave your spouses and kids looking for help incase something happens to you Recall your yesterday's post about help for a Telugu family. TAKE IT NOW |
   
Bhikhu
Side Hero Username: Bhikhu
Post Number: 3491 Registered: 10-2008 Posted From: 148.129.71.53
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 10, 2009 - 10:22 am: |
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Onlytruth:per month $40 around padutundhi 1 million coverage ki premium....
tiskuni oka 15 yrs tarvatha lite tiskotam best |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 47695 Registered: 01-2007 Posted From: 193.200.150.82
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 10, 2009 - 10:18 am: |
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asalu idhi avasarama ? already employer dhi group term 100K coverage undhi ! gippudu NY life agent tagulukundhi, aa amount em saripotundhi ? 1 million dhi teesuko permanent dhi ani nadhi H1B visa, renew avuddho ledho telvadhi...EAD,GC lu eppatiki vocheno telvadhu...naakendhuku idhi ee permanent dhi chul hutt ante... sare ani.... "Increasing Premium Term life" ani oka padhakam soopettindhi...year or 2 years or 5 years validity untadhi...u can keep on renewing every yr or so... per month $40 around padutundhi 1 million coverage ki premium.... http://twitter.com/ap2usa |