| Author | Message | ||
     Cinejeevi Side Hero Username: Cinejeevi Post Number: 2069 Registered: 01-2008 Posted From: 65.244.125.146 Rating: N/A |
if u dont user ur credit cards for long time they will cancel. naaku ee madhya chala ayyinayi alaga. edo store lo edo konte card teesukondi 0% or discount antadu. teestam. i never activate those either. after 2 yrs notice comes.. shred the cards.. no harm to credit history or anything. its just that keeping ur acct in the books costs more money and they cancel that to avoid operational expenses. earlier they used to send monthly statements with zero balance and since long they stopped. now cancelling.. Enugu ni maanabhangam sEttE padi lachchalu ivvachcha?? | ||
| Politricks Side Hero Username: Politricks Post Number: 4567 Registered: 03-2008 Posted From: 75.75.78.185 Rating: N/A |
Idle "yevarnina vunatara like vadi store lo geeki, 2-3% deduct cheskoni remaining amount ivvadaniki?" Ala kudardu....but call your credit card company and find if they can give balance transfer option now and if they say YES...ask them to send checks! | ||
| Telugufan Junior Artist Username: Telugufan Post Number: 528 Registered: 05-2008 Posted From: 12.13.141.101 Rating: N/A |
neko 0% kavalante most of the time new card thesunkunte estaru, enthaku mundhu ala ecchevallu, nenu first AAA visa thesukunnanu 15K , 0% one year, next year discover card 20K , 0% thesukoni AAA kattnu. eppudu ala estunnaro ledho theliyadhu, so 2 years 0% medha vachhinatlu, (2% fee thesukunnadu) | ||
| Idle_yzag Hero Username: Idle_yzag Post Number: 14838 Registered: 02-2008 Posted From: 198.80.153.5 Rating: N/A |
 JP/YSR/Rahul/Chiru | ||
| Mallik Side Hero Username: Mallik Post Number: 6574 Registered: 10-2008 Posted From: 162.116.29.69 Rating: N/A |
Akkada adhe anukuntaa vundaaru.. idly eppudu aduguthaada, eppudu terichi iddaamaa ani.. In this db, there's always someone watching you!!  | ||
| Idle_yzag Hero Username: Idle_yzag Post Number: 14837 Registered: 02-2008 Posted From: 198.80.153.5 Rating: N/A |
thank annai... yaa, last yr alane theskunna check veskoni 1 yr 0%APR ichadu... ippudu money kavali yevarnina vunatara like vadi store lo geeki, 2-3% deduct cheskoni remaining amount ivvadaniki? JP/YSR/Rahul/Chiru | ||
| Politricks Side Hero Username: Politricks Post Number: 4566 Registered: 03-2008 Posted From: 75.75.78.185 Rating: N/A |
Mc mama "Politricks mama.. Appu ni avoid cheyyi mama.. veelainantha varaki.. i learnt a lesson during my MS days.. appu ante shake shakeela naaki.." I am also dead against appu mama...but konni sandarbaallo tappatledu! | ||
| Politricks Side Hero Username: Politricks Post Number: 4565 Registered: 03-2008 Posted From: 75.75.78.185 Rating: N/A |
Idle For example naaku ninna oka offer ochhindi oka credit card vaadidi (aa card pai $12K limit)! Vaadu antaadu 12 months 1.99% APR on balance transfer ani...konni checks pampaadu!! Aa checks raasukoni nenu checking account lo kuda vesukovachhu and APR will be 1.99% for 1 year (Plus 3% balance transfer fee ante total 4.99% for 12 months anuko)!! Yetti paristhithullo CASH teesukoku card PIN use chesi....katham avutham APR kattaleka! | ||
| Mallik Side Hero Username: Mallik Post Number: 6572 Registered: 10-2008 Posted From: 162.116.29.69 Rating: N/A |
Politricks mama.. Appu ni avoid cheyyi mama.. veelainantha varaki.. i learnt a lesson during my MS days.. appu ante shake shakeela naaki.. In this db, there's always someone watching you!! | ||
| Bunty717 Comedian Username: Bunty717 Post Number: 1158 Registered: 02-2008 Posted From: 161.185.151.155 Rating: N/A |
CC APR and cash withdrawl APR diff untundi.. | ||
| Politricks Side Hero Username: Politricks Post Number: 4564 Registered: 03-2008 Posted From: 75.75.78.185 Rating: N/A |
Wood thammud "18% too much, card ni batti apr's untayi, master cards vi thakkuva untayi" Cash APRs ala ne untay... | ||
| Politricks Side Hero Username: Politricks Post Number: 4563 Registered: 03-2008 Posted From: 75.75.78.185 Rating: N/A |
Idle Oops...neeku telidu anukoni aa upothgatham antha seppanu!! Bottomline is neeku 10K kavali ante oke okka margam undi!! Oko sari neeku balance transfer offer pamputhadu aa credit card vaadu....that is high rate balances ni naa card paiki transfer chesuko and for 6 months APR will be just 1.99% type lo!! Nuvvu yemi cheyochhu ante DO A BALANCE TRANSFER TO YOUR CHECKING ACCOUNT and you can use all the credit limit kabatti nee checking account lo ki $10K ochhi padathay and you can use that money!! | ||
| Woodpecker Side Hero Username: Woodpecker Post Number: 2987 Registered: 09-2008 Posted From: 199.198.251.106 Rating: N/A |
18% too much, card ni batti apr's untayi, master cards vi thakkuva untayi | ||
| Scallion Junior Artist Username: Scallion Post Number: 439 Registered: 05-2009 Posted From: 65.217.188.20 Rating: N/A |
Not for cash advance. Jai TDP. Jai Jai NTR | ||
| Bunty717 Comedian Username: Bunty717 Post Number: 1157 Registered: 02-2008 Posted From: 161.185.151.155 Rating: N/A |
3-5% for cash option ante andaru tesukuntru.. APR chala ekkuva untundi.. | ||
| Politricks Side Hero Username: Politricks Post Number: 4562 Registered: 03-2008 Posted From: 75.75.78.185 Rating: N/A |
Idle "ala kadu annai... ippudu naku 10k cash kavali, how to get from credit card?" Neeku $10K card unte daanlo Cash only ye $2000 untadi...that means if you use the card for purchases you can upto 10K but cash kavali ante limit may be oka 2K ala ne untadi! Aa 2K teesukovali ante call the card sevice...they will give a PIN, use it in any ATM and take! | ||
| Idle_yzag Hero Username: Idle_yzag Post Number: 14836 Registered: 02-2008 Posted From: 198.80.153.5 Rating: N/A |
cash APR 18% anta and that too only 2k limit  JP/YSR/Rahul/Chiru | ||
| Jodhaa Side Hero Username: Jodhaa Post Number: 9884 Registered: 02-2008 Posted From: 98.28.107.203 Rating: N/A |
ledhu andi, e madya with out any notification cards close chesthunnaru..patel lo 5 years old card okati close chesaaru..and balance kooda cheppakunda thaggisthunnaru.. | ||
| Woodpecker Side Hero Username: Woodpecker Post Number: 2986 Registered: 09-2008 Posted From: 199.198.251.106 Rating: N/A |
cashback theesuko from any atm machine, general ga 3-5% interest untayi | ||
| Idle_yzag Hero Username: Idle_yzag Post Number: 14834 Registered: 02-2008 Posted From: 198.80.153.5 Rating: N/A |
ala kadu annai... ippudu naku 10k cash kavali, how to get from credit card? JP/YSR/Rahul/Chiru | ||
| Film_fan Side Hero Username: Film_fan Post Number: 6195 Registered: 03-2008 Posted From: 81.138.131.153 Rating: N/A |
asalu how to use these credit cards? 10k limit vundi, I dont use more than 500 anytime... ippudu money avsaram ayayi, how can I take? --- nuvvu correct ga vaduthunnav....alagey continue..... "Any one who has never made a mistake has never tried anything new" - Einstein | ||
| Idle_yzag Hero Username: Idle_yzag Post Number: 14833 Registered: 02-2008 Posted From: 198.80.153.5 Rating: N/A |
asalu how to use these credit cards? 10k limit vundi, I dont use more than 500 anytime... ippudu money avsaram ayayi, how can I take? JP/YSR/Rahul/Chiru | ||
| Film_fan Side Hero Username: Film_fan Post Number: 6192 Registered: 03-2008 Posted From: 81.138.131.153 Rating: N/A |
Naaku inform cheyaledu bedar! --- oh sorry.....aithey meerey example....aa vishayam lo.... UK lo ani cheppalenu gaani.....naakaithey pamparu..... banks policy batti untundhi emo..... "Any one who has never made a mistake has never tried anything new" - Einstein | ||
| Politricks Side Hero Username: Politricks Post Number: 4561 Registered: 03-2008 Posted From: 75.75.78.185 Rating: N/A |
Film_fan bedar "but most of the time close chesey mundhu...inform chesthunnaru...." Naaku inform cheyaledu bedar! | ||
| Film_fan Side Hero Username: Film_fan Post Number: 6190 Registered: 03-2008 Posted From: 81.138.131.153 Rating: N/A |
manalo kondaru...ee credit cards clean up chesthunnattey.....banks kooda chesthunnayi.... inactive cards ki reminders pampatam.....confirmation adagatam whether you want to still have it ani.....so ila chesthunaru ee madya..... but most of the time close chesey mundhu...inform chesthunnaru....then i make small transaction and keep it active... "Any one who has never made a mistake has never tried anything new" - Einstein | ||
| Humpty_dumpty Side Hero Username: Humpty_dumpty Post Number: 2349 Registered: 02-2009 Posted From: 38.117.247.14 Rating: N/A |
credit card company waadiki kooda some gives credit ( their investment)...if that is no returning anything (in terms of the APT you are paying), I think both the investors and CC companies are playing it safe and reducing their risk... as CS Rao said, it is better to use the card once in a while..for phone cards, gas, etc...something recurring and minimal... Why so Serious? | ||
| Politricks Side Hero Username: Politricks Post Number: 4560 Registered: 03-2008 Posted From: 75.75.78.185 Rating: N/A |
Mental_sachinodu, Rebel and Cyclone bedars Thanks...I will try using unused cards here and there...so that avi use ayi nattu record untadi!! Recent gaa naavi CHASE vaadu rendu cancel chesadu as I have not been using them!! | ||
| Cylonesubbarao Hero Username: Cylonesubbarao Post Number: 10206 Registered: 02-2008 Posted From: 170.61.18.228 Rating: N/A |
Irrespective of your revolving credit... andharu meeru recent ga activity leka pothe they are just closing the accounts and in few cases not even a prior notice. It happened with my Chase Credit Cards.... Citi Bank vaadu oka mail kottadu... endhuku le ani okasaari gas kottinchadaaniki use chesaa... anthe all set. So try to use them to make a small transaction. Inka kontha mandi reducing the credit limits... endhuku ra ante you are not using it to the full limit and we decided that you don't need that much ani chepparu. You must be the change you wish to see in the world  | ||
| Rebel Side Hero Username: Rebel Post Number: 4539 Registered: 02-2008 Posted From: 151.151.21.104 Rating: N/A |
checking lo 3-6 months expenses unchukuni koncham koncham credit cards kadutu undu...also use all ur credit cards every 3 months or so..like edanna shop ki elinapudu aa credit card geeki tarvata kattey..that way they will be active | ||
| Mental_sachinodu Comedian Username: Mental_sachinodu Post Number: 1277 Registered: 10-2008 Posted From: 63.161.147.10 Rating: N/A |
credit cards cancellation andhariki avuthunaayi annai. I do not think it is mainly because of your revolving credit. Unused cards cancel chesesthunaaru. the world of appearances may or may not be real, or both may and may not be real - or may be indescribable; or may be real and indescribable, or unreal and indescribable; or in the end may be read and unreal and indescribable - its all Syadvada | ||
| Politricks Side Hero Username: Politricks Post Number: 4559 Registered: 03-2008 Posted From: 75.75.78.185 Rating: N/A |
Naaku konni credit cards unnay like total limits about $60K! Koddo goppa ee desam lo sampadinchindi desam lo yettatam tho naa checking and savings lo pedda dabbu ledu! Koddi ee madhayana job shake shakeela la undatam tho yenduku anna manchidi checking account lo buffer le pothe yela ani koddi cards heavy gaa geeka last 4 months! Daaniki taggattu monna kotta car kuda finance lo teesukoni total appu including Car loan oka $35K daaka shoot ayyindi! But yeppudu APR low lo ne undatam tho pedda interests katte paristhithi ledu and OK that way!! But recent gaa ee economy vallano leda revolving credit perigindi ani feel ayyaro sachhinollu konni Credit Card companies....naa unused inactive cards for last 3-4 years vi CANCEL cheyatam modalettaru!! Oka 3 cards cancelled in last 2 months! Ippudu question yendante...shall I pay some balances (say oka $15K) to reduce my revolving credit so that naa cards cancel kakunda untay? Or Checking account lo asala dabbu leka povatam danger aa? I know economy down unna ee tarunam lo DB lo naa lanti vallu inka undochhu so wise advice ivvandi...helping gaa untadi! |
