| Author | Message | ||
     Basky_indya Hero Username: Basky_indya Post Number: 15420 Registered: 10-2007 Posted From: 65.24.56.148 Rating: N/A |
oh my bad. yes ur right. 80% of premium paid amounte. ento 2 years insurance lo chesina, confuse ayya post appudu.. mY Telugu Divine www.gurugeetha.blogspot.com | ||
| Cylonesubbarao Hero Username: Cylonesubbarao Post Number: 10021 Registered: 02-2008 Posted From: 72.90.131.243 Rating: N/A |
This is where you are mistaking anukuntunna... 80% of what you paid as premium ani anukuntunna not the maturity amount. My uncle retired as Area Manager in LIC.... I can check. You must be the change you wish to see in the world  | ||
| Basky_indya Hero Username: Basky_indya Post Number: 15418 Registered: 10-2007 Posted From: 65.24.56.148 Rating: N/A |
YES certainly u can HAVE. JEEVAN SHREE 1 ane Policy undhi. MANY 1 time premium lump sum policies r there too.. SUM ASSURED oka 30 lakhs atla undetattu policy teeskovali ... then after 2-3 years eligible for LOAN for 80% of sum assured. oka 20 laks loan vastundi.... LOANS tirigi ketteyali + regular Premium kattukuntu povali... last lo HOUSE , elagoo mature aithe policy dabbul vasthai.. mY Telugu Divine www.gurugeetha.blogspot.com | ||
| Cylonesubbarao Hero Username: Cylonesubbarao Post Number: 10020 Registered: 02-2008 Posted From: 72.90.131.243 Rating: N/A |
Idi work out avvadu ani anukuntunna... LIC Policy meeda loan aa.... if you have more information please do share. You must be the change you wish to see in the world | ||
| Basky_indya Hero Username: Basky_indya Post Number: 15413 Registered: 10-2007 Posted From: 65.24.56.148 Rating: N/A |
its always to invest in LIC FOR HUGE POLICY 1ST. THEN TAKE LOAN FROM THAT POLICY. BANKS LOAN EPPATIKAYINAA BOKKE... IF U TAKE LIC POLICY LOAN, LAST KI installments katttestam, illu manadhi aipothundi, plus policy mature appudu baagane dabbulu vasthai.. another main adv. untimely godforbidden banks family member ki appu antagadutundi, in case of lic, its not so... mY Telugu Divine www.gurugeetha.blogspot.com | ||
| Jalsa Side Hero Username: Jalsa Post Number: 5330 Registered: 02-2008 Posted From: 159.53.78.143 Rating: N/A |
SBI, SBH laantivi better. Last time I talked SB of Indore manager, he said there's no prepayment penalty with their bank, and he was comparing to other private banks. SBI etc laanti banks lo service kooda chaala improve ayindhi. | ||
| Cylonesubbarao Hero Username: Cylonesubbarao Post Number: 10015 Registered: 02-2008 Posted From: 72.90.131.243 Rating: N/A |
These rates are only for < 20-25 Lakhs loans... anything above it is 1o-11% range lo ne unnayi. Certain companies get 0.5% discount... naa wife vaalla company ki qualify ayyi... we got 0.5% discount on the loan. Not everyone charges this amount. Naaku telisi ICICI lanti vaallu charge 1-2% range... 3 ayite kaadhu for sure. I took from LIC and they charged just 0.5% processing fee... very nominal compared to private banks. Most important people ignore to look at is... pre-payment penalty. Suppose you take a loan for 10 years and plan to clear off by 5th year then it is called pre-payment and private banks charge a penality fee for this one. I don't know the range but ICICI maathram charge chestundi... LIC will charge if you pay before 3 years (I took 15 years loan). Another thing India lo kooda you have 2 types lo loans... fixed rate and floating rate so depending on the loan type your interest may increase or decrease. I took floating and naaku oka 0.5% thaggindi 2 months back. Make sure you find out all these things from the banks before going for mortgage loans in India. My personal advise is to go with Nationalized banks like SBI, SBH, LIC than private banks. You must be the change you wish to see in the world | ||
| Proline Side Hero Username: Proline Post Number: 3150 Registered: 06-2008 Posted From: 170.22.76.10 Rating: N/A |
istaar...kaani 3% processing fee + they can change the APR at any time ...  so find another bakra and do balance transfer...and keep doing this untill the loan is cleared... ... | ||
| Jalsa Side Hero Username: Jalsa Post Number: 5329 Registered: 02-2008 Posted From: 159.53.78.140 Rating: N/A |
// i heard its around 11%.// ippudu 8-9% ki isthunna. RBI lowered interest rates. | ||
| Jalsa Side Hero Username: Jalsa Post Number: 5328 Registered: 02-2008 Posted From: 159.53.78.140 Rating: N/A |
//General Power of Attorney// meetho comedy enti, serious gaaney...GPA antey grade point average ani telsu, nuvvu cheppina meaning telvadh | ||
| Rebel Side Hero Username: Rebel Post Number: 4507 Registered: 02-2008 Posted From: 151.151.21.101 Rating: N/A |
India lo interest rates entha untay ? i heard its around 11%...then why it's better thn loans frm US...ikada personal loans 9% ki ala vastay ga | ||
| Cylonesubbarao Hero Username: Cylonesubbarao Post Number: 10014 Registered: 02-2008 Posted From: 170.61.20.228 Rating: N/A |
 Serious aa comedy na... General Power of Attorney You must be the change you wish to see in the world | ||
| Jalsa Side Hero Username: Jalsa Post Number: 5325 Registered: 02-2008 Posted From: 159.53.110.142 Rating: N/A |
what is GPA? | ||
| Cylonesubbarao Hero Username: Cylonesubbarao Post Number: 10005 Registered: 02-2008 Posted From: 170.61.20.228 Rating: N/A |
It depends anukuntunna... usual ga ikka US banks lo evaro okaru untaaru to notary ki. If not you can go to local Muncipal Building and they will notarize too. But usual ga documents ni as is ga evaru notarize cheyyaru.... manam 'This is a true copy of the original' ani raasi akkada sign chesthe aa signature ni notarize chestaaru. I have done it recently and my loan is from LIC Housing Finance. You must be the change you wish to see in the world | ||
| Machomegastar Side Hero Username: Machomegastar Post Number: 2254 Registered: 02-2008 Posted From: 208.105.1.254 Rating: N/A |
for Some banks like biralhome, you can simply get the gpa notarized any sorrounding bank but some banks like icici insist the gpa be notarized by indian embessy . | ||
| Tpg Junior Artist Username: Tpg Post Number: 825 Registered: 02-2008 Posted From: 65.200.165.111 Rating: N/A |
great ! thanks bro SBI - no idea on the interest rate - still working with them | ||
| Indian Junior Artist Username: Indian Post Number: 580 Registered: 02-2008 Posted From: 99.185.122.134 Rating: N/A |
which bank you are taking loan brother?? Interest rate ? Attorney antha avasaramu ledhu, any notary will do. | ||
| Tpg Junior Artist Username: Tpg Post Number: 824 Registered: 02-2008 Posted From: 65.200.165.111 Rating: N/A |
India Bank Loan GPA - Question - where to get it done here? i mean notary saripothadi aa - or we need to goto Attorney aa? TIA |
