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Guttonkay
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Username: Guttonkay

Post Number: 517
Registered: 05-2008
Posted From: 209.246.0.14

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Posted on Thursday, May 21, 2009 - 02:25 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

no, mine were all here. I took with india health insurance twice and SRI once. All claims were processed in the states.
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Cinejeevi
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Username: Cinejeevi

Post Number: 1468
Registered: 01-2008
Posted From: 65.244.125.146

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Posted on Thursday, May 21, 2009 - 02:01 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

guttonkaay
so all the claims are paid in india?
don't discuss on last week announced election results as they are past.
abusing NTR who died 13 yrs ago isalways current topic
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Guttonkay
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Username: Guttonkay

Post Number: 516
Registered: 05-2008
Posted From: 209.246.0.14

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Posted on Thursday, May 21, 2009 - 02:00 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

kv rao & india health network are same as far as I know.

The thing with this insurance if you go to american doctors they will say we don't know what this insurance is, so pay first and claim on your own.

The insurance itsef is good. They paid my mom's claims without any issues. You have to do your homework though. Get ur parents to go thro health checkups before coming here, get them to get a letter from a doctor in India stating there are no pre-existing conditions and if you do have to take ur parents to doctor make sure to get the forms from the doctor office and insurance companies which your parents have sign saying they authorize you to talk to them on your behalf. File the claims and make regular phone calls and you will get your bills paid.
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Cinejeevi
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Username: Cinejeevi

Post Number: 1466
Registered: 01-2008
Posted From: 65.244.125.146

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Posted on Thursday, May 21, 2009 - 01:45 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

hmmm. last time nenu www.visitorscoverage.com lo teesukunna in 2006. luckily there was no need of doctor. i paid around 1000 for both for 5 plus months. ee KV rao stuff kooda night study sesi edo okati decide setta.
don't discuss on last week announced election results as they are past.
abusing NTR who died 13 yrs ago isalways current topic
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Babu
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Username: Babu

Post Number: 34
Registered: 12-2006
Posted From: 65.208.22.26

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Posted on Thursday, May 21, 2009 - 01:22 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Mrhyderabad:

If you take pre-exisitng RIDER by paying extra 100 bucks or so... all the expenses will be covered..




motham kaadhu anukunta around 15k anukunta max, unnanthalo better
but still critical cases lo emi panikiraadhu
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Babu
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Username: Babu

Post Number: 33
Registered: 12-2006
Posted From: 65.208.22.26

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Posted on Thursday, May 21, 2009 - 01:20 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Mrhyderabad:

Check yellow pages and consult a local physician office for appointment and you are responsible for the deductible amount ($75 or $250 for < 70 years old or $500 per sickness for 70 plus). Insurance Card should be presented to the provider at the time of service




Mrhyd mama, did you try this kvrao. nenu vinnadi emitante velladi some india network ani
chala chotla, manam mundi katti tharuvatha claim chesukomantunnaru ani
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Guttonkay
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Username: Guttonkay

Post Number: 515
Registered: 05-2008
Posted From: 209.246.0.14

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Posted on Thursday, May 21, 2009 - 01:19 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

all the expenses kaadu, there is a limit on how much they will cover. I think the limit is 50,000 dollars which is not a lot if you consider hospital stay at all.

But if you don't have major health issues and can live with simple pre-existing ocnditionss like hypothyroidism or arthritis which would need doctor visits due to join paints, steroid shots etc., then kvrao india health network is excellent.

If you have pre existing conditions and end up needing a surgery and hospital stay etc., i think all visitor insurances are the same
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Spy_india
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Username: Spy_india

Post Number: 2735
Registered: 02-2008
Posted From: 135.214.154.100

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Posted on Thursday, May 21, 2009 - 01:19 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Cinejeevi:

koncham ekkuvaina dabbu kattesi roju dannam ettukodame... vamericalo unnanni naallu emi avaddu ani.




avunu .. ma mother -in-law ki ear infection ochindi ninan doctor daggaraki tisuku velite docotor tablets raasi idnia lo choopinchukondi detail gaa inkemannaa unte ikkada aa test ani ee test ani antaaru insurance to p[roblem avutadi malli ee lopu ivi vaadandi ani icchaaru (north indian doctor )
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Mrhyderabad
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Username: Mrhyderabad

Post Number: 1577
Registered: 01-2008
Posted From: 167.230.38.118

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Posted on Thursday, May 21, 2009 - 12:57 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Cinejeevi:

so in that case KVRAO might be a better option



yeah. and they give a ID card which you can use just like your aetna card.
Perception is immune to Intellectual Correction ...
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Cinejeevi
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Username: Cinejeevi

Post Number: 1459
Registered: 01-2008
Posted From: 65.244.125.146

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Posted on Thursday, May 21, 2009 - 12:41 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

thx for the clarification. so in that case KVRAO might be a better option. I just don't want to take any chances to be frank. koncham ekkuvaina dabbu kattesi roju dannam ettukodame... vamericalo unnanni naallu emi avaddu ani.
don't discuss on last week announced election results as they are past.
abusing NTR who died 13 yrs ago isalways current topic
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Mrhyderabad
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Username: Mrhyderabad

Post Number: 1576
Registered: 01-2008
Posted From: 167.230.38.118

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Posted on Thursday, May 21, 2009 - 12:39 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Cinejeevi:

ee pre existing rider enTi?

already edanna complications unnayi ani committ avaDama? for eg my FIL has sugar.




If a person needs to get a surgery done after coming here... most of the visitor insurance policies won't cover them if the root cause is a pre-existing condition like HIGH BP, Diabetes or any other issues.

If you take pre-exisitng RIDER by paying extra 100 bucks or so... all the expenses will be covered..
Perception is immune to Intellectual Correction ...
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Cinejeevi
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Username: Cinejeevi

Post Number: 1457
Registered: 01-2008
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Posted on Thursday, May 21, 2009 - 12:35 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

ee pre existing rider enTi?

already edanna complications unnayi ani committ avaDama? for eg my FIL has sugar.
don't discuss on last week announced election results as they are past.
abusing NTR who died 13 yrs ago isalways current topic
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Cinejeevi
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Username: Cinejeevi

Post Number: 1456
Registered: 01-2008
Posted From: 65.244.125.146

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Posted on Thursday, May 21, 2009 - 12:34 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

buyamericaninsurance seems to be OK on a first look. Will look deeper later tonight again and will decide by this weekend. Thx babu maayya
don't discuss on last week announced election results as they are past.
abusing NTR who died 13 yrs ago isalways current topic
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Spy_india
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Username: Spy_india

Post Number: 2734
Registered: 02-2008
Posted From: 135.214.42.68

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Posted on Thursday, May 21, 2009 - 12:20 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

http://www.kvrao.org/

pre existing rider anta tisukunnadi
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Spy_india
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Username: Spy_india

Post Number: 2733
Registered: 02-2008
Posted From: 135.214.40.68

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Posted on Thursday, May 21, 2009 - 12:19 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

memu monna sunday tisukunnaam .. one free check up kooda unnadi ani

kanukkoni chpeutaa
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Mrhyderabad
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Username: Mrhyderabad

Post Number: 1572
Registered: 01-2008
Posted From: 167.230.38.118

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Posted on Thursday, May 21, 2009 - 12:05 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Babu:

kvrao is ok if you have pre conditions, otherwise konchem thalanoppi claims ki, paper claims cheyyali anukunta




b) Check yellow pages and consult a local physician office for appointment and you are responsible for the deductible amount ($75 or $250 for < 70 years old or $500 per sickness for 70 plus). Insurance Card should be presented to the provider at the time of service.
Perception is immune to Intellectual Correction ...
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Babu
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Username: Babu

Post Number: 32
Registered: 12-2006
Posted From: 65.208.22.26

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Posted on Thursday, May 21, 2009 - 11:23 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

CJ mama, howdy

nenu ayithe buyamericaninsurance ani undhi thru immihelp akkada konna

kvrao is ok if you have pre conditions, otherwise konchem thalanoppi claims ki, paper claims cheyyali anukunta

patriot america, atlas america ivi PPO network so, claims ki easy, but only -ve is no insurance for pre conditions
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Cinejeevi
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Username: Cinejeevi

Post Number: 1452
Registered: 01-2008
Posted From: 65.244.125.146

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Posted on Thursday, May 21, 2009 - 10:24 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Just saw KV Rao (thx 2 google) and he quotes around 2K plus. Has anyone taken recently?. I am looking at www.visitorcoverage.com and he is quoting around 1550 to 2000 for couple for 6 months.
anniyya sannidhi.... adE maaku pennidhi.... kanipinchani daivamE aaa anniyya lOna unnadi....
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Film_fan
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Username: Film_fan

Post Number: 5050
Registered: 03-2008
Posted From: 81.138.131.153

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Posted on Thursday, May 21, 2009 - 10:18 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

kvrao only usa visitors ka?
"Any one who has never made a mistake has never tried anything new" - Einstein
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Wrathchild
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Username: Wrathchild

Post Number: 3755
Registered: 03-2009
Posted From: 192.146.101.71

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Posted on Thursday, May 21, 2009 - 10:17 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

kvrao.org
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Cinejeevi
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Username: Cinejeevi

Post Number: 1451
Registered: 01-2008
Posted From: 65.244.125.146

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Posted on Thursday, May 21, 2009 - 10:16 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

any online link or phone number please?
anniyya sannidhi.... adE maaku pennidhi.... kanipinchani daivamE aaa anniyya lOna unnadi....
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Mrhyderabad
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Username: Mrhyderabad

Post Number: 1570
Registered: 01-2008
Posted From: 167.230.38.118

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Posted on Thursday, May 21, 2009 - 09:24 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

KV Rao plan try cheyyandi... heard lot of good reviews about it.

They also have optional rider for "PRE-EXISTING CONDITIONS"
Perception is immune to Intellectual Correction ...
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Cinejeevi
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Username: Cinejeevi

Post Number: 1448
Registered: 01-2008
Posted From: 69.182.72.197

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Posted on Wednesday, May 20, 2009 - 09:51 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

I need to have some good visitors insurance coverage for my in-laws starting from June 5th till about 6 months. Last time I took some insurance and thankfully never used it (daily pooja time lo doctor daggarakellakooDadu ani oka extra dannam ).

I remember paying something around $1000 for both FIL and MIL and looking around same or even if little extra should not matter if the coverage is good. Trying to find those links but if any of you used recently a good coverage please pass on the info. If it needs to be sent via mail then cinejeevi@yahoo.com

TIA
anniyya sannidhi.... adE maaku pennidhi.... kanipinchani daivamE aaa anniyya lOna unnadi....

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