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Message |
   
Hey
Junior Artist Username: Hey
Post Number: 498 Registered: 10-2008 Posted From: 66.67.114.55
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 17, 2008 - 08:51 pm: |
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Jodhaa:
 "A successful person is one who can lay a firm foundation with the bricks that others throw at him or her" |
   
Jodhaa
Side Hero Username: Jodhaa
Post Number: 7697 Registered: 02-2008 Posted From: 65.186.82.73
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 17, 2008 - 08:16 pm: |
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Apsrtc:
BTW, meeru Sql anukonta kada. MCTS itchaara meeru? |
   
Ipc302
Comedian Username: Ipc302
Post Number: 1696 Registered: 02-2008 Posted From: 24.206.89.130
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 17, 2008 - 08:14 pm: |
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Jodhaa:sorry friends, I was just joking..coke ala adigey sariki navvu vachi, friend name meedha theesukonna ani cheppa
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Jodhaa
Side Hero Username: Jodhaa
Post Number: 7695 Registered: 02-2008 Posted From: 65.186.82.73
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 17, 2008 - 08:12 pm: |
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Hey:
3t3:
Biscuit:
sorry friends, I was just joking..coke ala adigey sariki navvu vachi, friend name meedha theesukonna ani cheppa. |
   
Jodhaa
Side Hero Username: Jodhaa
Post Number: 7693 Registered: 02-2008 Posted From: 65.186.82.73
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 17, 2008 - 08:10 pm: |
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Envision:Nijam cheppu loan tho gold konukkunavu kadoo
I wish.... |
   
Jodhaa
Side Hero Username: Jodhaa
Post Number: 7692 Registered: 02-2008 Posted From: 65.186.82.73
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 17, 2008 - 08:10 pm: |
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Apsrtc:Unless your SSN is used in ur friend loan application as a co-applicant/co-signer bank do not care about who you are. Technically your friend took total finacial responsibility and paying it off. The payment might go from ur account and it does not matter to the bank. Thats the reason this loan do not come under ur credit profile. I assume the bank loan officer must have clarified that to you. One option you can do is: talk to the banker to release the finacial responsibility of ur student loan to you from ur friend. By transferring the loan responsibility on to your SSN, your friend is off the hook and ur SSN taken into consideration from now on as primary applicant. Studentloan/citi bank have that facility for student loans co-signed with friends/relatives. If that option is not there, talk to the bank to add you are also as co-applicant to existing loan. At least from now on it comes in your credit profile. Also just remember while taking help of friends to buy car/get loan just add them as co-signer not as a independent applicant.
. Ayyo, nenu edho joke chesa andi...na SSN meedha leka pothey, na report lo update kaaledhu ani ikkada ela adugutha...... |
   
Apsrtc
Junior Artist Username: Apsrtc
Post Number: 52 Registered: 08-2008 Posted From: 71.68.36.215
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 17, 2008 - 08:07 pm: |
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Unless your SSN is used in ur friend loan application as a co-applicant/co-signer bank do not care about who you are. Technically your friend took total finacial responsibility and paying it off. The payment might go from ur account and it does not matter to the bank. Thats the reason this loan do not come under ur credit profile. I assume the bank loan officer must have clarified that to you. One option you can do is: talk to the banker to release the finacial responsibility of ur student loan to you from ur friend. By transferring the loan responsibility on to your SSN, your friend is off the hook and ur SSN taken into consideration from now on as primary applicant. Studentloan/citi bank have that facility for student loans co-signed with friends/relatives. If that option is not there, talk to the bank to add you are also as co-applicant to existing loan. At least from now on it comes in your credit profile. Also just remember while taking help of friends to buy car/get loan just add them as co-signer not as a independent applicant. |
   
Envision
Junior Artist Username: Envision
Post Number: 768 Registered: 04-2008 Posted From: 66.35.226.228
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 17, 2008 - 08:06 pm: |
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Jodhaa:
Nijam cheppu loan tho gold konukkunavu kadoo  |
   
Jodhaa
Side Hero Username: Jodhaa
Post Number: 7690 Registered: 02-2008 Posted From: 65.186.82.73
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 17, 2008 - 08:03 pm: |
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Mallik:mazaak chestunnaa ani cheppu pleese..
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Jodhaa
Side Hero Username: Jodhaa
Post Number: 7689 Registered: 02-2008 Posted From: 65.186.82.73
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 17, 2008 - 08:02 pm: |
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Gotcha:it takes atleast a month to see the updates of ur payments.
Nenu last 18 months nunchi pay chesthunna..so far no na report lo update kaaledhu |
   
Gotcha
Side Hero Username: Gotcha
Post Number: 2095 Registered: 02-2008 Posted From: 24.13.183.233
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 17, 2008 - 07:50 pm: |
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it takes atleast a month to see the updates of ur payments. |
   
Biscuit
Junior Artist Username: Biscuit
Post Number: 366 Registered: 10-2007 Posted From: 64.40.227.22
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 17, 2008 - 04:06 pm: |
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Jodhaa:
frnd ssn ni peru mida loan tesukunna. |
   
Tinku
Comedian Username: Tinku
Post Number: 1836 Registered: 08-2008 Posted From: 198.133.105.244
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 17, 2008 - 04:04 pm: |
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Jodhaa:enduku tinku, sofa venakala dakkunnavu?
akkada undi miru em matladukuntaro vintunna. Ilantivi anni govt loni jarguthayi.So don't blame us - Congi. |
   
3t3
Junior Artist Username: 3t3
Post Number: 317 Registered: 05-2008 Posted From: 207.114.255.54
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 17, 2008 - 03:27 pm: |
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Jodhaa:oh, na SSN meedha theesukovala?oops, theliyaka, friend SSN meedha theesukonna.
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Hey
Junior Artist Username: Hey
Post Number: 495 Registered: 10-2008 Posted From: 66.67.114.55
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 17, 2008 - 03:26 pm: |
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Jodhaa:oh, na SSN meedha theesukovala?oops, theliyaka, friend SSN meedha theesukonna. Ippudu ela
 Old id One "A successful person is one who can lay a firm foundation with the bricks that others throw at him or her" |
   
Jodhaa
Side Hero Username: Jodhaa
Post Number: 7686 Registered: 02-2008 Posted From: 65.186.82.73
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 17, 2008 - 03:20 pm: |
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Tinku:
enduku tinku, sofa venakala dakkunnavu? |
   
Tinku
Comedian Username: Tinku
Post Number: 1835 Registered: 08-2008 Posted From: 198.133.105.244
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 17, 2008 - 03:16 pm: |
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 Ilantivi anni govt loni jarguthayi.So don't blame us - Congi. |
   
Jodhaa
Side Hero Username: Jodhaa
Post Number: 7684 Registered: 02-2008 Posted From: 65.186.82.73
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 17, 2008 - 03:09 pm: |
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Mallik:Untadi.. Infact ee mooditki mana all credit history report cheshnaa, score different gaa untadi.. Equifax vaadu stict officer ranjit.. transunion vaadu cool.. experion middle annattu.. Banks general gaa ee reports follow ainaa, scoring maatram vaalla own software untadi.. kondaru fico score choostaru..
hmm..k..Loan officer Equifax tho check chestha ani cheppindu..so lets c..emi chebuthaado... |
   
Mallik
Side Hero Username: Mallik
Post Number: 2016 Registered: 10-2008 Posted From: 69.27.233.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 17, 2008 - 03:02 pm: |
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Jodhaa:oh, na SSN meedha theesukovala?oops, theliyaka, friend SSN meedha theesukonna. Ippudu ela?
mazaak chestunnaa ani cheppu pleese.. In this db, there's always someone watching you!!  |
   
Mallik
Side Hero Username: Mallik
Post Number: 2015 Registered: 10-2008 Posted From: 69.27.233.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 17, 2008 - 02:59 pm: |
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Jodhaa:Satti, ila oka bureau ki chesi inkoka dhaaniki cheyyaka pothey score diff vuntadhi kada among them? General ga banks e report follow avuthaye credit decision ki?
Untadi.. Infact ee mooditki mana all credit history report cheshnaa, score different gaa untadi.. Equifax vaadu stict officer ranjit.. transunion vaadu cool.. experion middle annattu.. Banks general gaa ee reports follow ainaa, scoring maatram vaalla own software untadi.. kondaru fico score choostaru.. In this db, there's always someone watching you!!  |
   
Jodhaa
Side Hero Username: Jodhaa
Post Number: 7683 Registered: 02-2008 Posted From: 65.186.82.73
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 17, 2008 - 02:58 pm: |
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Cocanada:Loan nee SSN meede teeskunnava?
oh, na SSN meedha theesukovala?oops, theliyaka, friend SSN meedha theesukonna. Ippudu ela? |
   
Cocanada
Side Hero Username: Cocanada
Post Number: 5188 Registered: 01-2008 Posted From: 136.181.195.17
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 17, 2008 - 02:57 pm: |
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Jodhaa:
Loan nee SSN meede teeskunnava? |
   
Jodhaa
Side Hero Username: Jodhaa
Post Number: 7681 Registered: 02-2008 Posted From: 65.186.82.73
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 17, 2008 - 02:56 pm: |
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Mallik:oka saari calling cheshi kanukko..
loan officer ki call chesina..Equifax ki report chesthunnam ani cheppadu, kani naku aa report lo emi kanipisthaledhu... Satti, ila oka bureau ki chesi inkoka dhaaniki cheyyaka pothey score diff vuntadhi kada among them? General ga banks e report follow avuthaye credit decision ki? |
   
Jodhaa
Side Hero Username: Jodhaa
Post Number: 7678 Registered: 02-2008 Posted From: 65.186.82.73
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 17, 2008 - 12:09 pm: |
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Mallik:Eee apr (APY kaadu), ki nee score atleast 100 points improve avvaali over a span of two years.. oka saari calling cheshi kanukko.. paisal istaa ani cheppu report chesthe..
ok let me call the Bank manager.. |
   
Mallik
Comedian Username: Mallik
Post Number: 1993 Registered: 10-2008 Posted From: 69.27.233.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 17, 2008 - 11:54 am: |
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Jodhaa:Lite ela satti, nelaki 1K kaduthunna from last 16 months & inka 8 months vundi @10.5% APY.Idhi history ki add avuthey score improve avvadhu antaava?
Eee apr (APY kaadu), ki nee score atleast 100 points improve avvaali over a span of two years.. oka saari calling cheshi kanukko.. paisal istaa ani cheppu report chesthe.. In this db, there's always someone watching you!!  |
   
Jodhaa
Side Hero Username: Jodhaa
Post Number: 7677 Registered: 02-2008 Posted From: 65.186.82.73
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 17, 2008 - 11:49 am: |
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Mallik:Avunaa.. lite.. emainaa loaning ki try chestunnavaa?
Lite ela satti, nelaki 1K kaduthunna from last 16 months & inka 8 months vundi @10.5% APY.Idhi history ki add avuthey score improve avvadhu antaava? Loaning antey, repu urgent edhanna money avasaram ayethe,theesukovadaaniki kaanesam manchi score vundali kada? |
   
Jodhaa
Side Hero Username: Jodhaa
Post Number: 7676 Registered: 02-2008 Posted From: 65.186.82.73
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 17, 2008 - 11:44 am: |
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Abcdefghij:but other college loans, trust loan or scholarship etc they give based on some criteria, even if your credit is bad u get it and they dont report.
some criteria antey, in our case, ma univ ni choosi a bank maaku loan itchindhi irrespective of credit history(i am sure idhi check kooda chesi vundaru) for a fixed APR for all the students. So ilaantivi add avvava? add cheyyali anukonna chepinchalema? |
   
Mallik
Comedian Username: Mallik
Post Number: 1990 Registered: 10-2008 Posted From: 69.27.233.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 17, 2008 - 11:44 am: |
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Jodhaa:nenu 3 bureaus lo choosa na report, dhentlo kooda ledhu.
Avunaa.. lite.. emainaa loaning ki try chestunnavaa? In this db, there's always someone watching you!!  |
   
Abcdefghij
Side Hero Username: Abcdefghij
Post Number: 2937 Registered: 02-2007 Posted From: 68.79.114.159
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 17, 2008 - 11:37 am: |
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depends on where u got the loan. if u got it from private banks or creditcards they report coz they give u based on your credit, but other college loans, trust loan or scholarship etc they give based on some criteria, even if your credit is bad u get it and they dont report. |
   
Jodhaa
Side Hero Username: Jodhaa
Post Number: 7675 Registered: 02-2008 Posted From: 65.186.82.73
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 17, 2008 - 11:34 am: |
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Mallik:General gaa atleast one credit bureau ki annaa chestai..
nenu 3 bureaus lo choosa na report, dhentlo kooda ledhu. |
   
Jodhaa
Side Hero Username: Jodhaa
Post Number: 7674 Registered: 02-2008 Posted From: 65.186.82.73
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 17, 2008 - 11:32 am: |
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Bicchapathi:entha % interest kattavu.. ? loan mida.. adi matters..
10.5% |
   
Mallik
Comedian Username: Mallik
Post Number: 1989 Registered: 10-2008 Posted From: 69.27.233.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 17, 2008 - 11:31 am: |
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Neeku loan ichhina kwampany okkosaari all three credit bureaus report cheyyakapovachhu.. General gaa atleast one credit bureau ki annaa chestai.. In this db, there's always someone watching you!!  |
   
Bicchapathi
Side Hero Username: Bicchapathi
Post Number: 2013 Registered: 02-2008 Posted From: 141.158.20.2
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 17, 2008 - 11:29 am: |
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entha % interest kattavu.. ? loan mida.. adi matters.. Murder cheste ne Puli, Kabja cheste Tiger .. Ivanni chesina vade Mukyamanthri kavadaniki arhudu ante.. Ma annayya chiru Raktham panchi, Manchi mansutho Mukyamanthri ayyi Tiger anipinchukutadu chudandi |
   
Jodhaa
Side Hero Username: Jodhaa
Post Number: 7673 Registered: 02-2008 Posted From: 65.186.82.73
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 17, 2008 - 11:20 am: |
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??? Becs na credit report lo asalu nenu loan pay chesthunnattey ledhu... |