| Author |
Message |
   
Gochi
Junior Artist Username: Gochi
Post Number: 38 Registered: 12-2006 Posted From: 24.229.138.244
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 11:53 pm: |
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1.5 years back used car konnanu for an amount $ X (Full loan) Casually i felt like.. to know what is my car value right now ? and found that its $ Y (KBB fair/good value) Now i opened my car loan account and found that payoff amount is equal to same above $Y i.e if i immediately sell-off my car , aa amount loan pay-off ki saripotadhi ee 1.5 years kattina per month $ 250..car rent aa ? aa matram daniki brand new cars lease ke teesukovachu ga ....used cars koni vaade kante... where is my understanding wrong ? Understanding lo wrong emi ledhu,concept saana correctgaa undi....Used car aina,New car aina time tho depreciate avuthaayi kadhaa,so you are just paying the depreciation amount every month as interest At the end of the Loan,nee car inkaa nadusthaandante you are in profit,aagipothe its ok anukovaali kaabatti depreciation rate kante thakkuva interest unna loan theesesko OT maayya
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True_indian
Side Hero Username: True_indian
Post Number: 2046 Registered: 01-2008 Posted From: 64.102.254.33
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 10:59 pm: |
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Chiru_fan:Kottha car kontee manakee bokka.... dantloo yee dounbt leedu.
idi teliyaka enni thousanda waste chesano  |
   
Chiru_fan
Side Hero Username: Chiru_fan
Post Number: 2691 Registered: 04-2008 Posted From: 70.17.14.173
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 10:56 pm: |
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Kottha car kontee manakee bokka.... dantloo yee dounbt leedu... late gaa thelusukunna...In mid of 2005, I bought a corolla (66K miles) for $3600 -- it's a base model car (full to dakota annattu)... ippati varaku daani meeda oka $400 extra karchu pettanu.... ippudu 101K miles...and still going great.... Mera puranaa naam...Idlebrain_fan |
   
True_indian
Side Hero Username: True_indian
Post Number: 2045 Registered: 01-2008 Posted From: 64.102.254.33
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 10:53 pm: |
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Andhrawala:My insurance is arnd 90 for two cars and two drivers. Total coverage with 100/250 deductibel
ikkada 250 per month |
   
Andhrawala
Junior Artist Username: Andhrawala
Post Number: 571 Registered: 03-2008 Posted From: 68.221.42.244
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 10:49 pm: |
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Onlytruth:Andaru mee data pettandi 1. New/used Car purchased amount (down payment + loan) : 2. No of months used : 3. Monthly loan repayment amount: 4. Current KBB value :
2005 Toyota Sienna brand new. $28,000 almsot down annocchu (as 4000 from old car sale and rest on 0% balance transfer) paid it off in 24 months Ippudu value thalsukunte gunde jaarudhi. around 17K vundocchemo inkoti 2001 Nissan Sentra paid 1400K for brand new car. Ippudu 110K miles. Ammithe 2-3K raavochemo. Car is not an asset but a requisite for u to work to earn ur pay. In the current market better stick to ur car. DOnt sell and buy new one unless u can easily afford for it My insurance is arnd 90 for two cars and two drivers. Total coverage with 100/250 deductibel |
   
One
Side Hero Username: One
Post Number: 4304 Registered: 09-2008 Posted From: 66.67.114.55
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 10:35 pm: |
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True_indian:13yrs lo cars meda dabbulu baga waste chesa but i have enjoyed happliy
dabbulu vunavi andukaney kadha..... |
   
True_indian
Side Hero Username: True_indian
Post Number: 2042 Registered: 01-2008 Posted From: 64.102.254.33
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 10:26 pm: |
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13yrs lo cars meda dabbulu baga waste chesa but i have enjoyed happliy |
   
Coolpix
Hero Username: Coolpix
Post Number: 12322 Registered: 01-2008 Posted From: 68.196.76.246
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 10:25 pm: |
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One:nuvu isthava OT ki
Satire... |
   
True_indian
Side Hero Username: True_indian
Post Number: 2041 Registered: 01-2008 Posted From: 64.102.254.33
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 10:23 pm: |
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One:eni car lu maya neku
right now 3 kani pata lexus problems unnayi so desi repair vadiki ista ani cheppa |
   
True_indian
Side Hero Username: True_indian
Post Number: 2040 Registered: 01-2008 Posted From: 64.102.254.33
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 10:21 pm: |
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unless u change car every 3 yrs no point in leasing |
   
One
Side Hero Username: One
Post Number: 4303 Registered: 09-2008 Posted From: 66.67.114.55
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 10:20 pm: |
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True_indian:
eni car lu maya neku  |
   
True_indian
Side Hero Username: True_indian
Post Number: 2039 Registered: 01-2008 Posted From: 64.102.254.33
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 10:20 pm: |
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Mallik:Evarikainaa DCU lo membership unte nannu refer cheyyagalaraa? I need a dcu account.. already have northwest fed union.. but Desi Credit Union la membership lekunte ijjat kaa savaal ayyindi..
ramayada@gmail.com ki mail ampite i can refer |
   
True_indian
Side Hero Username: True_indian
Post Number: 2038 Registered: 01-2008 Posted From: 64.102.254.33
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 10:19 pm: |
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Andaru mee data pettandi Car 1 2001 Benz clk320 1. New/used Car purchased amount (down payment + loan) : 51000, no down 2. No of months used : still using 3. Monthly loan repayment amount: fully paid but monthly was 975 4. Current KBB value : 15k Car 2 2009 Lexus rx 350 1. New/used Car purchased amount (down payment + loan) : 44000, no down 2. No of months used : 6 months old 3. Monthly loan repayment amount: 1025( 48 months term) 4. Current KBB value : N/A Car 3 2001 lexus es 300 1. New/used Car purchased amount (down payment + loan) : 34000 full down on credit card 0% apr for 24months 2. No of months used : 6yrs 3. Monthly loan repayment amount: 4. Current KBB value : no value, has some repairs so desi repair shop want it for 2-3k |
   
Jalsa
Comedian Username: Jalsa
Post Number: 1250 Registered: 02-2008 Posted From: 67.82.102.34
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 10:17 pm: |
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Onlytruth:pending loan amount ki equal or less ayinappudu NO POINT OWNING A CAR anipistaandhi
now you know Why US is in recession  |
   
Simhapuri_kurrodu
Junior Artist Username: Simhapuri_kurrodu
Post Number: 140 Registered: 07-2008 Posted From: 76.109.147.47
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 10:12 pm: |
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Mrhyderabad:$2000 ki koni 1 year lo 30K miles add chesi 2250 ki (year 2003 lo) ammesaa
too much mama, naa frdu 600 ki koni 800 ki ammadu after 1 year use  |
   
One
Side Hero Username: One
Post Number: 4299 Registered: 09-2008 Posted From: 66.67.114.55
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 10:07 pm: |
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Coolpix:aaa car kooda ivvanu neeku.
nuvu isthava OT ki
 |
   
One
Side Hero Username: One
Post Number: 4298 Registered: 09-2008 Posted From: 66.67.114.55
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 10:07 pm: |
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Onlytruth:
better go buy new one or use same car......lease lo chala rules vunayi.... |
   
Coolpix
Hero Username: Coolpix
Post Number: 12313 Registered: 01-2008 Posted From: 68.196.76.246
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 09:52 pm: |
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Onlytruth:1.5 years back used car konnanu for an amount $ X (Full loan)
Businessu bokka leka satta unte..neeku lease car kaavalsochindaaa... unna car toluko...allari sesavante...aaa car kooda ivvanu neeku..
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Mrhyderabad
Junior Artist Username: Mrhyderabad
Post Number: 228 Registered: 01-2008 Posted From: 76.124.219.90
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 06:41 pm: |
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My first car Corolla ni $2000 ki koni 1 year lo 30K miles add chesi 2250 ki (year 2003 lo) ammesaa  I am going to Vote for Chiru... |
   
Whoami
Side Hero Username: Whoami
Post Number: 2453 Registered: 10-2008 Posted From: 68.40.67.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 06:29 pm: |
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Mallik:
if at all Mav mama neeku hand isthey nenu ninnu refer chesta le |
   
Whoami
Side Hero Username: Whoami
Post Number: 2452 Registered: 10-2008 Posted From: 68.40.67.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 06:28 pm: |
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Onlytruth:2009 Accord lease $129 12,000 miles per year, 24 months, $2,995 cap cost reduction, plus applicable taxes, 1st month payment, DMV, $595 Bank Fee vaadi baadha enti ? 2,995 cap cost reduction endhi ?
ippudunna deal idi but neeku vastundi inka better deal 2009 Accord Featured Special Lease $209.00 per month for 36 months. $2,899.00 total due at signing. Includes down payment with no security deposit. Excludes taxes, titles and fees. For well-qualified buyers |
   
Mallik
Comedian Username: Mallik
Post Number: 1588 Registered: 10-2008 Posted From: 24.0.13.16
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 06:25 pm: |
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Mav: Thanks.. nenu illu move aitunnaa.. so move avangane mail chestaa.. with new address.. In this db, there's always someone watching you!!  |
   
Maverick
Side Hero Username: Maverick
Post Number: 8220 Registered: 01-2008 Posted From: 65.42.208.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 06:23 pm: |
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Mallik:Evarikainaa DCU lo membership unte nannu refer cheyyagalaraa? I need a dcu account
battal, i can..mail me at bitnbyte @ gmail |
   
Onlytruth
Megastar Username: Onlytruth
Post Number: 25067 Registered: 01-2007 Posted From: 69.206.247.146
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 06:21 pm: |
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Bicchapathi:0% apr for only specific customers .. edo 800+ credit score.. oo 200k loan payback chesina history vadike untadi
720+ ki ani seppindu Bicchapathi:Vadu evado.. manual untundi.. Drive for 129 ante.. intial payment not less than 5000 untadi.. enjoy madi
conditions anni already ichinaadu ga  Meesalu tippadam Gandhism ; Aayanaki vunna pourusham meeku teliyadhu - Journalists tho chiru |
   
Mallik
Comedian Username: Mallik
Post Number: 1587 Registered: 10-2008 Posted From: 24.0.13.16
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 06:21 pm: |
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Evarikainaa DCU lo membership unte nannu refer cheyyagalaraa? I need a dcu account.. already have northwest fed union.. but Desi Credit Union la membership lekunte ijjat kaa savaal ayyindi.. In this db, there's always someone watching you!!  |
   
Bicchapathi
Comedian Username: Bicchapathi
Post Number: 1798 Registered: 02-2008 Posted From: 141.158.20.2
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 06:19 pm: |
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OT.. Daniki payyalu istunnada leda sudu.. Vadu evado.. manual untundi.. Drive for 129 ante.. intial payment not less than 5000 untadi.. enjoy madi 0% apr for only specific customers .. edo 800+ credit score.. oo 200k loan payback chesina history vadike untadi Murder cheste ne Puli, Kabja cheste Tiger .. Ivanni chesina vade Mukyamanthri kavadaniki arhudu ante.. Ma annayya chiru Raktham panchi, Manchi mansutho Mukyamanthri ayyi Tiger anipinchukutadu chudandi |
   
Onlytruth
Megastar Username: Onlytruth
Post Number: 25066 Registered: 01-2007 Posted From: 69.206.247.146
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 06:18 pm: |
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2009 Accord lease $129 12,000 miles per year, 24 months, $2,995 cap cost reduction, plus applicable taxes, 1st month payment, DMV, $595 Bank Fee vaadi baadha enti ? 2,995 cap cost reduction endhi ? Meesalu tippadam Gandhism ; Aayanaki vunna pourusham meeku teliyadhu - Journalists tho chiru |
   
Onlytruth
Megastar Username: Onlytruth
Post Number: 25065 Registered: 01-2007 Posted From: 69.206.247.146
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 06:16 pm: |
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Whoami:inthaku nuvvu ee brand and model car anukuntunnavu cheppu
NEW 2009 Accord ..lease $129 OR buy 0% APR offer undhi maa local dealer Meesalu tippadam Gandhism ; Aayanaki vunna pourusham meeku teliyadhu - Journalists tho chiru |
   
Whoami
Side Hero Username: Whoami
Post Number: 2450 Registered: 10-2008 Posted From: 68.40.67.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 06:12 pm: |
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Mallik:
Mahindra vadu Scorpio USA lo next year release anta |
   
Whoami
Side Hero Username: Whoami
Post Number: 2449 Registered: 10-2008 Posted From: 68.40.67.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 06:11 pm: |
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Mallik:Toyota tercel 89 ayyuntadi..
Geo Metro/ Geo Prism ayithey inka better |
   
Whoami
Side Hero Username: Whoami
Post Number: 2448 Registered: 10-2008 Posted From: 68.40.67.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 06:10 pm: |
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Maverick:
ippudu 4plus anukuntanu APR @ DCU |
   
Mallik
Comedian Username: Mallik
Post Number: 1586 Registered: 10-2008 Posted From: 24.0.13.16
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 06:09 pm: |
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"inthaku nuvvu ee brand and model car anukuntunnavu cheppu" Toyota tercel 89 ayyuntadi.. In this db, there's always someone watching you!!  |
   
Whoami
Side Hero Username: Whoami
Post Number: 2447 Registered: 10-2008 Posted From: 68.40.67.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 06:09 pm: |
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Onlytruth:
inthaku nuvvu ee brand and model car anukuntunnavu cheppu |
   
Maverick
Side Hero Username: Maverick
Post Number: 8217 Registered: 01-2008 Posted From: 65.42.208.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 06:08 pm: |
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Mvssr75:It is with USA credit union.
try dcu..i was with usa credit union, but refinanced with dcu..dcu good interest rate and deals |
   
Mvssr75
Junior Artist Username: Mvssr75
Post Number: 417 Registered: 05-2008 Posted From: 12.10.219.40
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 06:07 pm: |
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Cocanada:
Sometimes you can get Brand New cars for 0%,.99%,2.99% Loans. I pay $381 per Month for 6 years 6.99 . It started 2.5 years back. I want to retain the car for atleast 5 years. Annual Mileage is roughly. It is with USA credit union. At that time my Credit History is good but not long enough Finally it is going to be a Deficit only. But you enjoy new car, unlimited mileage, Man-Machine relation etc |
   
Basky_indya
Hero Username: Basky_indya
Post Number: 13566 Registered: 10-2007 Posted From: 65.30.78.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 06:04 pm: |
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Mallik:Basky: Add on driver ki pelindi antav aithe.. daaniki, car leasing oddu anataaniki link ledu ani naa feeling..
pelindi extra driver ki ani kaaadu. FINE print tappakunda chooodali. lease 2000 antadu, but final ga workout cheskuni decide gavale ani naa meaning mY Telugu Divine www.gurugeetha.blogspot.com |
   
Mallik
Comedian Username: Mallik
Post Number: 1585 Registered: 10-2008 Posted From: 24.0.13.16
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 06:03 pm: |
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Rasp: Nee deggara platinum visa card unte daannithoti geeku.. annee aa carde bharisthadi.. Basky: Add on driver ki pelindi antav aithe.. daaniki, car leasing oddu anataaniki link ledu ani naa feeling.. If you lease the car, trips eyyaneeki you again have to rent.. dont use lease car.. sontha car konte jolly trips ki rent chesthav kadaa?? same logic for leased vehicle.. In this db, there's always someone watching you!!  |
   
Cocanada
Side Hero Username: Cocanada
Post Number: 4982 Registered: 01-2008 Posted From: 136.181.195.17
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 06:00 pm: |
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Onlytruth:where is my understanding wrong ?
brand new car ki nela ki 600-700 kattali used car ki nela ki 300-400 adiyunu teliyadu tama saardhamu
 "What makes you is what you love. Not what loves you" - Donald Kauffman |
   
Basky_indya
Hero Username: Basky_indya
Post Number: 13565 Registered: 10-2007 Posted From: 65.30.78.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 05:58 pm: |
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wednesday morning 9am to monday morning 9am Time and distance: 116. DW : 79 PAI : 15 SLP: 64. add driver : 100 ________________________ 370 change. excise tax, sales tax, motham 400 around. mY Telugu Divine www.gurugeetha.blogspot.com |
   
Rasputin
Comedian Username: Rasputin
Post Number: 1688 Registered: 02-2008 Posted From: 192.146.101.71
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 05:54 pm: |
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Mallik:enterprise vaadi deggara insurance teeskunnavaa
Nenu ayithe usually Damage Waiver teesukunta. Lekapothe return chesetappudu evo scratches gurinchi godava chesthaaru. Dabbu pothe poyindi peace of mind untundi. Recently, in-laws vachinappudu SUV rent chesaa. Pakka roju morning kallallo light paduthondi ani Visor ni flip chesa, oodi vollo padindi. Return chesetappudu, adi voodindi choosukundehe ani cheppi vachesa. Coolpix: Kacchitamayina stand leni GOPI's ee desanaki anavasram.. |
   
Basky_indya
Hero Username: Basky_indya
Post Number: 13564 Registered: 10-2007 Posted From: 65.30.78.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 05:53 pm: |
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Maverick:enduku add chesav asalu extra driver?
as i told earlier, my contribution was NONE. maa IN_LAW pettindu. ekkuva kaadu le ani, NANNU koooda add cheyipichukunna. Motham bill choooosi, he did not tell anything. nenu mathram shock mY Telugu Divine www.gurugeetha.blogspot.com |
   
Maverick
Side Hero Username: Maverick
Post Number: 8216 Registered: 01-2008 Posted From: 65.42.208.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 05:51 pm: |
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Basky_indya:BOKKA ekkada ante, DRIVER -additional : daily 20 anta,
enduku add chesav asalu extra driver? |
   
Whoami
Side Hero Username: Whoami
Post Number: 2446 Registered: 10-2008 Posted From: 68.40.67.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 05:50 pm: |
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Mallik:Neeku sontha car ledaa? unte, daanimeeda insurance ledaa? unte, mallee enterprise vaadi deggara insurance teeskunnavaa? teesukunte enduku teeskunnav..?
point catch chesavu nenu ade adugudamu anukunna $380 dollars chala ekkuva. |
   
Basky_indya
Hero Username: Basky_indya
Post Number: 13563 Registered: 10-2007 Posted From: 65.30.78.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 05:49 pm: |
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Mallik:
mallik tammi, I did not take insurance. BOKKA ekkada ante, DRIVER -additional : daily 20 anta, total POTU galla laaga, 1 + 2(additional) drivers. THANKSGIVING holiday unde, so CAR 1 day extra mundu teeskunnam. wednesday thru monday 9am. ADDITIONAL driver allowance ee: 20 per daily ante, 100 dollars additional ke ayindhi. mY Telugu Divine www.gurugeetha.blogspot.com |
   
Whoami
Side Hero Username: Whoami
Post Number: 2445 Registered: 10-2008 Posted From: 68.40.67.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 05:49 pm: |
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Onlytruth:less ayinappudu NO POINT OWNING A CAR anipistaandhi
Nenu only leasing endukantey every other year kotha car vadavachu kabatti. Same with my spouse. |
   
Maverick
Side Hero Username: Maverick
Post Number: 8215 Registered: 01-2008 Posted From: 65.42.208.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 05:48 pm: |
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Onlytruth: 1. New/used Car purchased amount (down payment + loan) : 2. No of months used : 3. Monthly loan repayment amount: 4. Current KBB value :
oka acura 2000 model nelaki 130 installment 3 years kbb 7k konnadi 6500 ki accord 2005 nelaki 340 intalment..kbb ippudu 12000 chillara..konnadi 14k ki..economy effect anukunta..konnapudu chooste 15k choopinchindi..dealer gadi daggara private party kante takkuva konna anukunna |
   
Mallik
Comedian Username: Mallik
Post Number: 1584 Registered: 10-2008 Posted From: 24.0.13.16
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 05:45 pm: |
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"ex. monna: enterprise vadu LONGWEEKEND car trip ki WEB lo 105 showed, final BILL, 380 ayyindhi... " Neeku sontha car ledaa? unte, daanimeeda insurance ledaa? unte, mallee enterprise vaadi deggara insurance teeskunnavaa? teesukunte enduku teeskunnav..? Nenu three days ki book chesthe, intermediate car 65 dolls kannaa ekva heppud kaaledu.. In this db, there's always someone watching you!!  |
   
Onlytruth
Megastar Username: Onlytruth
Post Number: 25064 Registered: 01-2007 Posted From: 208.101.35.52
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 05:43 pm: |
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Andaru mee data pettandi 1. New/used Car purchased amount (down payment + loan) : 2. No of months used : 3. Monthly loan repayment amount: 4. Current KBB value :
Meesalu tippadam Gandhism ; Aayanaki vunna pourusham meeku teliyadhu - Journalists tho chiru |
   
Razesh
Hero Username: Razesh
Post Number: 15495 Registered: 12-2006 Posted From: 117.200.1.15
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 05:40 pm: |
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Onlytruth:KBB value ki adhi ammalemu kabatti moosukoni refinance ki velli interest rate lower sesukogaligite adhe best aa ? just 41K miles on the car..i can use much longer
appy ga Kinetic Honda eskoni litre petrol pakkanodi chetha kottinchi voorantha thirigetodivi...elantodivi ela ayipoyaav maavaaa My Blog : http://sombheri.blogspot.com/
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Chilipy
Junior Artist Username: Chilipy
Post Number: 683 Registered: 02-2008 Posted From: 72.196.200.138
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 05:40 pm: |
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King:too much interest. Nenu $700 with 2.99 APR
credit history bad ga unde naaku and plus it was bimmer CM Chiru Zindabad!! |
   
King
Junior Artist Username: King
Post Number: 177 Registered: 08-2008 Posted From: 148.107.1.20
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 05:39 pm: |
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Chilipy:550$
too much interest. Nenu $700 with 2.99 APR |
   
Politricks
Side Hero Username: Politricks
Post Number: 2198 Registered: 03-2008 Posted From: 153.39.180.149
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 05:39 pm: |
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75K tirigina car kabatti Comprehensive Insurance teesukole and pai less on Auto Insurance, ila chala ne gain factors anukuntunna used car tho! |
   
Chilipy
Junior Artist Username: Chilipy
Post Number: 682 Registered: 02-2008 Posted From: 72.196.200.138
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 05:38 pm: |
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Razesh:Ram Gopal Varma Mumbai dhadula pai cinema announce chesinattu vundhi (nee bashalone)
 CM Chiru Zindabad!! |
   
Razesh
Hero Username: Razesh
Post Number: 15493 Registered: 12-2006 Posted From: 117.200.1.15
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 05:38 pm: |
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Onlytruth:fresh ga 0% APR paina brand new car BUY chesthe elaa untundhi ?
Ram Gopal Varma Mumbai dhadula pai cinema announce chesinattu vundhi (nee bashalone) My Blog : http://sombheri.blogspot.com/
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Annavaram
Junior Artist Username: Annavaram
Post Number: 387 Registered: 12-2006 Posted From: 99.155.48.103
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 05:38 pm: |
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Onlytruth: akkade tempt avutunna gemini here u know
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Politricks
Side Hero Username: Politricks
Post Number: 2197 Registered: 03-2008 Posted From: 153.39.180.149
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 05:37 pm: |
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Nenu 75K tirigina used car oka $6000 ki konna 2004 AUG la, ippudu 177K, and I might have spent $3000 (apart from stuff like Oil change). Ippudu ammithe oka $2000 osthadi anukuntunna!! Naaku work out ayinatte anukuntunna!! |
   
Onlytruth
Megastar Username: Onlytruth
Post Number: 25062 Registered: 01-2007 Posted From: 208.101.35.52
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 05:37 pm: |
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Ippudaite eti seyyanu ? KBB value ki adhi ammalemu kabatti moosukoni refinance ki velli interest rate lower sesukogaligite adhe best aa ? just 41K miles on the car..i can use much longer Meesalu tippadam Gandhism ; Aayanaki vunna pourusham meeku teliyadhu - Journalists tho chiru |
   
Bicchapathi
Comedian Username: Bicchapathi
Post Number: 1796 Registered: 02-2008 Posted From: 141.158.20.2
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 05:37 pm: |
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I got my car on down payment. monthly 40$ insurance.. petrol oo 120$ month.. 160$ to lagistunna.. mida car ippatiki ippudu ammithe 60% dabbulu return vastai.. So second hand car konnappudu direct payment cheyyadam better endukante 5 or 6k lo kontam kabatti Murder cheste ne Puli, Kabja cheste Tiger .. Ivanni chesina vade Mukyamanthri kavadaniki arhudu ante.. Ma annayya chiru Raktham panchi, Manchi mansutho Mukyamanthri ayyi Tiger anipinchukutadu chudandi |
   
Onlytruth
Megastar Username: Onlytruth
Post Number: 25061 Registered: 01-2007 Posted From: 208.101.35.52
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 05:35 pm: |
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Annavaram:ledu saradha and doola undi ante ammesi lease kellipo every 2 or 3 yrs ki puri jagan gaadi level lo heroines ni intro chesina feeling neeku untadi
akkade tempt avutunna gemini here u know Annavaram:nuvvu kbb value chusi murisipoku, kbb value ki epattiki car ammalevu
Annavaram:the longer u keep it the more value you get for your money
correcte.... Meesalu tippadam Gandhism ; Aayanaki vunna pourusham meeku teliyadhu - Journalists tho chiru |
   
Chilipy
Junior Artist Username: Chilipy
Post Number: 680 Registered: 02-2008 Posted From: 72.196.200.138
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 05:34 pm: |
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baboo, ikkada nelaki 550$ dobbichukutunna with interest rate of 11% CM Chiru Zindabad!! |
   
Basky_indya
Hero Username: Basky_indya
Post Number: 13556 Registered: 10-2007 Posted From: 65.30.78.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 05:34 pm: |
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OT. DONT GO FOR LEASING. Conditions chaala untai... its not worthy... Insurance peruguthadi (since its almost new car value) bokka. ex. monna: enterprise vadu LONGWEEKEND car trip ki WEB lo 105 showed, final BILL, 380 ayyindhi... chaala EXTRAS untai, rent,lease lo mY Telugu Divine www.gurugeetha.blogspot.com |
   
Mental_sachinodu
Junior Artist Username: Mental_sachinodu
Post Number: 497 Registered: 10-2008 Posted From: 63.161.147.10
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 05:33 pm: |
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In my view car is not an asset, its a perishable in an economic context. I have never bought a new car so far, its value only comes down over time, and you spend on it. I will buy a new car, when i can make the money from a resource that does not take my time to earn... adhi eppatiki jarigenoo.. ippudu vaaduthunna car 2003 Infinity, 5 months back konnaanu the world of appearances may or may not be real, or both may and may not be real - or may be indescribable; or may be real and indescribable, or unreal and indescribable; or in the end may be read and unreal and indescribable - its all Syadvada |
   
Basky_indya
Hero Username: Basky_indya
Post Number: 13555 Registered: 10-2007 Posted From: 65.30.78.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 05:32 pm: |
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The LOOP is at 12-18months period where the DEPRICIATION is HIGHEST applied. car 2 years old konte, 3 years ki PEDDHAGA depriciate avvadu. but NEW or ALMOST -NEW (6 months old,1 yeear old) SUFFER MAXIMUM depreiciation. mY Telugu Divine www.gurugeetha.blogspot.com |
   
Onlytruth
Megastar Username: Onlytruth
Post Number: 25060 Registered: 01-2007 Posted From: 208.101.35.52
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 05:32 pm: |
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Whoami:nee longterm and short term plans batti untundi
hmmm plan antu em ledhu....edaina naaku ok basic ga..... mana OWN (loan )car worth , pending loan amount ki equal or less ayinappudu NO POINT OWNING A CAR anipistaandhi Meesalu tippadam Gandhism ; Aayanaki vunna pourusham meeku teliyadhu - Journalists tho chiru |
   
Mallik
Comedian Username: Mallik
Post Number: 1583 Registered: 10-2008 Posted From: 24.0.13.16
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 05:31 pm: |
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And, nuvvu yearly eshe mileage takva undaale.. ex: if you use it for work, oka 20miles lopu undaali driving distance.. lekunte yearly 12K limit daate avakaasham lekapoledu.. In this db, there's always someone watching you!!  |
   
Annavaram
Junior Artist Username: Annavaram
Post Number: 386 Registered: 12-2006 Posted From: 99.155.48.103
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 05:30 pm: |
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ot mamayy ippudu unna market lo nuvvu kbb value chusi murisipoku, kbb value ki epattiki car ammalevu so u will ned up paying out of pocket if you clear the loan and sell it i would suggest clear the loan and keep the car the longer u keep it the more value you get for your money ledu saradha and doola undi ante ammesi lease kellipo every 2 or 3 yrs ki puri jagan gaadi level lo heroines ni intro chesina feeling neeku untadi |
   
Mallik
Comedian Username: Mallik
Post Number: 1582 Registered: 10-2008 Posted From: 24.0.13.16
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 05:29 pm: |
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New cars only: If you want to keep the car for atleast 5yrs, then buy else lease. And leasing appudu cash down cheyyaali around 2K. If you can lower this 'cash down' amount, inkaa manchidi.. Bottomline, lease is better.. In this db, there's always someone watching you!!  |
   
Onlytruth
Megastar Username: Onlytruth
Post Number: 25059 Registered: 01-2007 Posted From: 208.101.35.52
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 05:29 pm: |
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Maverick:
12k ante ok mileage
Maverick:u shud have started with used car around 7k-8k..
14K(inc DMV tax) tho start chesaa, ippudu soosthe 9,500 ani undhi 1.5 yr lo 4.5K dhamaal Meesalu tippadam Gandhism ; Aayanaki vunna pourusham meeku teliyadhu - Journalists tho chiru |
   
Rasputin
Comedian Username: Rasputin
Post Number: 1686 Registered: 02-2008 Posted From: 192.146.101.71
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 05:28 pm: |
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Onlytruth:fresh ga new car Lease chesthe
Neeku paatha ante rotha kabatti deeniki set ayipo, if you are ok with mileage restrictions. Kondaru dealers different mileage options kooda isthaaru with different prices. Usually 10k, 12k, 15k a year untaayi. Alaage 2 year lease would be a little bit more expensive than a 3 year lease. Coolpix: Kacchitamayina stand leni GOPI's ee desanaki anavasram.. |
   
Whoami
Side Hero Username: Whoami
Post Number: 2442 Registered: 10-2008 Posted From: 68.40.67.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 05:28 pm: |
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Onlytruth:fresh ga 0% APR paina brand new car BUY chesthe elaa untundhi ? Or fresh ga new car Lease chesthe elaa untundhi ?
nee longterm and short term plans batti untundi |
   
Maverick
Side Hero Username: Maverick
Post Number: 8209 Registered: 01-2008 Posted From: 65.42.208.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 05:27 pm: |
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Onlytruth:aprox entha untundhi yearly cap ?
12k miles |
   
Maverick
Side Hero Username: Maverick
Post Number: 8208 Registered: 01-2008 Posted From: 65.42.208.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 05:27 pm: |
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ot, u shud have started with used car around 7k-8k.. |
   
Onlytruth
Megastar Username: Onlytruth
Post Number: 25058 Registered: 01-2007 Posted From: 208.101.35.52
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 05:26 pm: |
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Mvssr75:- If you intend to retain the car only for 2-3 years / Lease is the best. But limitation is #of Miles you drive
aprox entha untundhi yearly cap ? Meesalu tippadam Gandhism ; Aayanaki vunna pourusham meeku teliyadhu - Journalists tho chiru |
   
Onlytruth
Megastar Username: Onlytruth
Post Number: 25057 Registered: 01-2007 Posted From: 208.101.35.52
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 05:25 pm: |
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Politricks:high interest pay chesi untav...
high interest rate ye vundhi 8.5% ..urgent ga refinance cheyyaali.. refinance chesi loan pay off chese badulu... asalu car teesesi loan pay off chesi ... fresh ga 0% APR paina brand new car BUY chesthe elaa untundhi ? Or fresh ga new car Lease chesthe elaa untundhi ? suggestions pls Meesalu tippadam Gandhism ; Aayanaki vunna pourusham meeku teliyadhu - Journalists tho chiru |
   
Rasputin
Comedian Username: Rasputin
Post Number: 1684 Registered: 02-2008 Posted From: 192.146.101.71
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 05:18 pm: |
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Nee case better. Naa car ammithe naa loan amount clear kooda kaadu, nenu inka extra pay cheyyalsi untundi. 3 year loan teesukunte used car meeda usual ga tvaraga upside-down situation nundi bayatapadochu if the value of the car holds good. Brand New meeda eppudoo konchem risk ye. Value takkuna padipothundi initially. Ee gamble antha enduku anukunte munde depreciation intha untundi ani decide ayyi Lease teesukovadame better. Money Factor, and Mileage limit OK ayithe Lease is definitely better for short term usage. Coolpix: Kacchitamayina stand leni GOPI's ee desanaki anavasram.. |
   
Mvssr75
Junior Artist Username: Mvssr75
Post Number: 416 Registered: 05-2008 Posted From: 12.10.219.37
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 05:17 pm: |
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Onlytruth:
You almost got it OT. - If you intend to retain the car only for 2-3 years / Lease is the best. But limitation is #of Miles you drive - if you want unlimited mileage, want to have car for atleast 5-6 years, Buy is the best |
   
Politricks
Side Hero Username: Politricks
Post Number: 2196 Registered: 03-2008 Posted From: 153.39.180.149
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 05:17 pm: |
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OT Full loan ante, mari aa time lo nee credit history yekkuva samvatsaraalu ledu ante, may be high interest pay chesi untav... |
   
Onlytruth
Megastar Username: Onlytruth
Post Number: 25056 Registered: 01-2007 Posted From: 208.101.35.52
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, December 03, 2008 - 05:10 pm: |
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1.5 years back used car konnanu for an amount $ X (Full loan) Casually i felt like.. to know what is my car value right now ? and found that its $ Y (KBB fair/good value) Now i opened my car loan account and found that payoff amount is equal to same above $Y i.e if i immediately sell-off my car , aa amount loan pay-off ki saripotadhi ee 1.5 years kattina per month $ 250..car rent aa ? aa matram daniki brand new cars lease ke teesukovachu ga ....used cars koni vaade kante... where is my understanding wrong ? Meesalu tippadam Gandhism ; Aayanaki vunna pourusham meeku teliyadhu - Journalists tho chiru |