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Gochi
Junior Artist
Username: Gochi

Post Number: 38
Registered: 12-2006
Posted From: 24.229.138.244

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Posted on Wednesday, December 03, 2008 - 11:53 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

1.5 years back used car konnanu for an amount $ X (Full loan)
Casually i felt like.. to know what is my car value right now ? and found that its $ Y (KBB fair/good value)
Now i opened my car loan account and found that payoff amount is equal to same above $Y
i.e if i immediately sell-off my car , aa amount loan pay-off ki saripotadhi
ee 1.5 years kattina per month $ 250..car rent aa ?
aa matram daniki brand new cars lease ke teesukovachu ga ....used cars koni vaade kante... where is my understanding wrong ?


Understanding lo wrong emi ledhu,concept saana correctgaa undi....Used car aina,New car aina time tho depreciate avuthaayi kadhaa,so you are just paying the depreciation amount every month as interest At the end of the Loan,nee car inkaa nadusthaandante you are in profit,aagipothe its ok anukovaali

kaabatti depreciation rate kante thakkuva interest unna loan theesesko OT maayya

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True_indian
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Username: True_indian

Post Number: 2046
Registered: 01-2008
Posted From: 64.102.254.33

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Posted on Wednesday, December 03, 2008 - 10:59 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Chiru_fan:

Kottha car kontee manakee bokka.... dantloo yee dounbt leedu.




idi teliyaka enni thousanda waste chesano
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Chiru_fan
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Username: Chiru_fan

Post Number: 2691
Registered: 04-2008
Posted From: 70.17.14.173

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Posted on Wednesday, December 03, 2008 - 10:56 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Kottha car kontee manakee bokka.... dantloo yee dounbt leedu... late gaa thelusukunna...In mid of 2005, I bought a corolla (66K miles) for $3600 -- it's a base model car (full to dakota annattu)... ippati varaku daani meeda oka $400 extra karchu pettanu.... ippudu 101K miles...and still going great....
Mera puranaa naam...Idlebrain_fan
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True_indian
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Username: True_indian

Post Number: 2045
Registered: 01-2008
Posted From: 64.102.254.33

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Posted on Wednesday, December 03, 2008 - 10:53 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Andhrawala:

My insurance is arnd 90 for two cars and two drivers. Total coverage with 100/250 deductibel




ikkada 250 per month
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Andhrawala
Junior Artist
Username: Andhrawala

Post Number: 571
Registered: 03-2008
Posted From: 68.221.42.244

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Posted on Wednesday, December 03, 2008 - 10:49 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Onlytruth:

Andaru mee data pettandi

1. New/used Car purchased amount (down payment + loan) :
2. No of months used :
3. Monthly loan repayment amount:
4. Current KBB value :




2005 Toyota Sienna brand new. $28,000 almsot down annocchu (as 4000 from old car sale and rest on 0% balance transfer) paid it off in 24 months

Ippudu value thalsukunte gunde jaarudhi. around 17K vundocchemo

inkoti 2001 Nissan Sentra paid 1400K for brand new car. Ippudu 110K miles. Ammithe 2-3K raavochemo.

Car is not an asset but a requisite for u to work to earn ur pay.

In the current market better stick to ur car. DOnt sell and buy new one unless u can easily afford for it


My insurance is arnd 90 for two cars and two drivers. Total coverage with 100/250 deductibel
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One
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Username: One

Post Number: 4304
Registered: 09-2008
Posted From: 66.67.114.55

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Posted on Wednesday, December 03, 2008 - 10:35 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


True_indian:

13yrs lo cars meda dabbulu baga waste chesa but i have enjoyed happliy


dabbulu vunavi andukaney kadha.....
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True_indian
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Username: True_indian

Post Number: 2042
Registered: 01-2008
Posted From: 64.102.254.33

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Posted on Wednesday, December 03, 2008 - 10:26 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

13yrs lo cars meda dabbulu baga waste chesa but i have enjoyed happliy
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Coolpix
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Username: Coolpix

Post Number: 12322
Registered: 01-2008
Posted From: 68.196.76.246

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Posted on Wednesday, December 03, 2008 - 10:25 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


One:

nuvu isthava OT ki




Satire...
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True_indian
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Username: True_indian

Post Number: 2041
Registered: 01-2008
Posted From: 64.102.254.33

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Posted on Wednesday, December 03, 2008 - 10:23 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


One:

eni car lu maya neku



right now 3 kani pata lexus problems unnayi so desi repair vadiki ista ani cheppa
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True_indian
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Username: True_indian

Post Number: 2040
Registered: 01-2008
Posted From: 64.102.254.33

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Posted on Wednesday, December 03, 2008 - 10:21 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

unless u change car every 3 yrs no point in leasing
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One
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Username: One

Post Number: 4303
Registered: 09-2008
Posted From: 66.67.114.55

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Posted on Wednesday, December 03, 2008 - 10:20 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


True_indian:


eni car lu maya neku:D:D
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True_indian
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Username: True_indian

Post Number: 2039
Registered: 01-2008
Posted From: 64.102.254.33

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Posted on Wednesday, December 03, 2008 - 10:20 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Mallik:

Evarikainaa DCU lo membership unte nannu refer cheyyagalaraa? I need a dcu account.. already have northwest fed union.. but Desi Credit Union la membership lekunte ijjat kaa savaal ayyindi..




ramayada@gmail.com ki mail ampite i can refer
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True_indian
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Username: True_indian

Post Number: 2038
Registered: 01-2008
Posted From: 64.102.254.33

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Posted on Wednesday, December 03, 2008 - 10:19 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Andaru mee data pettandi

Car 1
2001 Benz clk320
1. New/used Car purchased amount (down payment + loan) : 51000, no down
2. No of months used : still using
3. Monthly loan repayment amount: fully paid but monthly was 975
4. Current KBB value : 15k

Car 2
2009 Lexus rx 350
1. New/used Car purchased amount (down payment + loan) : 44000, no down
2. No of months used : 6 months old
3. Monthly loan repayment amount: 1025( 48 months term)
4. Current KBB value : N/A

Car 3
2001 lexus es 300
1. New/used Car purchased amount (down payment + loan) : 34000 full down on credit card 0% apr for 24months
2. No of months used : 6yrs
3. Monthly loan repayment amount:
4. Current KBB value : no value, has some repairs so desi repair shop want it for 2-3k
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Jalsa
Comedian
Username: Jalsa

Post Number: 1250
Registered: 02-2008
Posted From: 67.82.102.34

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Posted on Wednesday, December 03, 2008 - 10:17 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Onlytruth:

pending loan amount ki equal or less ayinappudu NO POINT OWNING A CAR anipistaandhi



now you know Why US is in recession :-)
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Simhapuri_kurrodu
Junior Artist
Username: Simhapuri_kurrodu

Post Number: 140
Registered: 07-2008
Posted From: 76.109.147.47

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Posted on Wednesday, December 03, 2008 - 10:12 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Mrhyderabad:

$2000 ki koni
1 year lo 30K miles add chesi 2250 ki (year 2003 lo) ammesaa


too much mama, naa frdu 600 ki koni 800 ki ammadu after 1 year use
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One
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Username: One

Post Number: 4299
Registered: 09-2008
Posted From: 66.67.114.55

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Posted on Wednesday, December 03, 2008 - 10:07 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Coolpix:

aaa car kooda ivvanu neeku.


nuvu isthava OT ki:D:D
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One
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Username: One

Post Number: 4298
Registered: 09-2008
Posted From: 66.67.114.55

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Posted on Wednesday, December 03, 2008 - 10:07 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Onlytruth:


better go buy new one or use same car......lease lo chala rules vunayi....
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Coolpix
Hero
Username: Coolpix

Post Number: 12313
Registered: 01-2008
Posted From: 68.196.76.246

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Posted on Wednesday, December 03, 2008 - 09:52 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Onlytruth:

1.5 years back used car konnanu for an amount $ X (Full loan)




Businessu bokka leka satta unte..neeku lease car kaavalsochindaaa...

unna car toluko...allari sesavante...aaa car kooda ivvanu neeku..

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Mrhyderabad
Junior Artist
Username: Mrhyderabad

Post Number: 228
Registered: 01-2008
Posted From: 76.124.219.90

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Posted on Wednesday, December 03, 2008 - 06:41 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

My first car Corolla ni $2000 ki koni 1 year lo 30K miles add chesi 2250 ki (year 2003 lo) ammesaa
I am going to Vote for Chiru...
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Whoami
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Username: Whoami

Post Number: 2453
Registered: 10-2008
Posted From: 68.40.67.41

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Posted on Wednesday, December 03, 2008 - 06:29 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Mallik:


if at all Mav mama neeku hand isthey nenu ninnu refer chesta le
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Whoami
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Username: Whoami

Post Number: 2452
Registered: 10-2008
Posted From: 68.40.67.41

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Posted on Wednesday, December 03, 2008 - 06:28 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Onlytruth:

2009 Accord lease $129

12,000 miles per year,

24 months,

$2,995 cap cost reduction,
plus
applicable taxes,

1st month payment, DMV, $595 Bank Fee


vaadi baadha enti ? 2,995 cap cost reduction endhi ?


ippudunna deal idi but neeku vastundi inka better deal

2009 Accord Featured Special Lease
$209.00 per month for 36 months. $2,899.00 total due at signing.
Includes down payment with no security deposit. Excludes taxes, titles and fees. For well-qualified buyers
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Mallik
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Username: Mallik

Post Number: 1588
Registered: 10-2008
Posted From: 24.0.13.16

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Posted on Wednesday, December 03, 2008 - 06:25 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Mav: Thanks.. nenu illu move aitunnaa.. so move avangane mail chestaa.. with new address..
In this db, there's always someone watching you!!
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Maverick
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Username: Maverick

Post Number: 8220
Registered: 01-2008
Posted From: 65.42.208.134

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Posted on Wednesday, December 03, 2008 - 06:23 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Mallik:

Evarikainaa DCU lo membership unte nannu refer cheyyagalaraa? I need a dcu account




battal, i can..mail me at bitnbyte @ gmail
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Onlytruth
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Username: Onlytruth

Post Number: 25067
Registered: 01-2007
Posted From: 69.206.247.146

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Posted on Wednesday, December 03, 2008 - 06:21 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Bicchapathi:

0% apr for only specific customers .. edo 800+ credit score.. oo 200k loan payback chesina history vadike untadi




720+ ki ani seppindu

Bicchapathi:

Vadu evado.. manual untundi.. Drive for 129 ante.. intial payment not less than 5000 untadi..

enjoy madi




conditions anni already ichinaadu ga :-(
Meesalu tippadam Gandhism ; Aayanaki vunna pourusham meeku teliyadhu - Journalists tho chiru

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Mallik
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Username: Mallik

Post Number: 1587
Registered: 10-2008
Posted From: 24.0.13.16

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Posted on Wednesday, December 03, 2008 - 06:21 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Evarikainaa DCU lo membership unte nannu refer cheyyagalaraa? I need a dcu account.. already have northwest fed union.. but Desi Credit Union la membership lekunte ijjat kaa savaal ayyindi..
In this db, there's always someone watching you!!
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Bicchapathi
Comedian
Username: Bicchapathi

Post Number: 1798
Registered: 02-2008
Posted From: 141.158.20.2

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Posted on Wednesday, December 03, 2008 - 06:19 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

OT..

Daniki payyalu istunnada leda sudu..

Vadu evado.. manual untundi.. Drive for 129 ante.. intial payment not less than 5000 untadi..

enjoy madi

0% apr for only specific customers .. edo 800+ credit score.. oo 200k loan payback chesina history vadike untadi
Murder cheste ne Puli, Kabja cheste Tiger .. Ivanni chesina vade Mukyamanthri kavadaniki arhudu ante..

Ma annayya chiru Raktham panchi, Manchi mansutho Mukyamanthri ayyi Tiger anipinchukutadu chudandi
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Onlytruth
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Username: Onlytruth

Post Number: 25066
Registered: 01-2007
Posted From: 69.206.247.146

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Posted on Wednesday, December 03, 2008 - 06:18 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

2009 Accord lease $129

12,000 miles per year,

24 months,

$2,995 cap cost reduction,
plus
applicable taxes,

1st month payment, DMV, $595 Bank Fee


vaadi baadha enti ? 2,995 cap cost reduction endhi ?
Meesalu tippadam Gandhism ; Aayanaki vunna pourusham meeku teliyadhu - Journalists tho chiru

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Onlytruth
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Username: Onlytruth

Post Number: 25065
Registered: 01-2007
Posted From: 69.206.247.146

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Posted on Wednesday, December 03, 2008 - 06:16 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Whoami:

inthaku nuvvu ee brand and model car anukuntunnavu cheppu





NEW 2009 Accord ..lease $129 OR buy 0% APR offer undhi maa local dealer
Meesalu tippadam Gandhism ; Aayanaki vunna pourusham meeku teliyadhu - Journalists tho chiru

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Whoami
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Username: Whoami

Post Number: 2450
Registered: 10-2008
Posted From: 68.40.67.41

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Posted on Wednesday, December 03, 2008 - 06:12 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Mallik:


Mahindra vadu Scorpio USA lo next year release anta
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Whoami
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Username: Whoami

Post Number: 2449
Registered: 10-2008
Posted From: 68.40.67.41

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Posted on Wednesday, December 03, 2008 - 06:11 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Mallik:

Toyota tercel 89 ayyuntadi..


Geo Metro/ Geo Prism ayithey inka better
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Whoami
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Username: Whoami

Post Number: 2448
Registered: 10-2008
Posted From: 68.40.67.41

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Posted on Wednesday, December 03, 2008 - 06:10 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Maverick:


ippudu 4plus anukuntanu APR @ DCU
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Mallik
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Username: Mallik

Post Number: 1586
Registered: 10-2008
Posted From: 24.0.13.16

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Posted on Wednesday, December 03, 2008 - 06:09 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

"inthaku nuvvu ee brand and model car anukuntunnavu cheppu"

Toyota tercel 89 ayyuntadi..
In this db, there's always someone watching you!!
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Whoami
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Username: Whoami

Post Number: 2447
Registered: 10-2008
Posted From: 68.40.67.41

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Posted on Wednesday, December 03, 2008 - 06:09 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Onlytruth:


inthaku nuvvu ee brand and model car anukuntunnavu cheppu
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Maverick
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Username: Maverick

Post Number: 8217
Registered: 01-2008
Posted From: 65.42.208.134

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Posted on Wednesday, December 03, 2008 - 06:08 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Mvssr75:

It is with USA credit union.




try dcu..i was with usa credit union, but refinanced with dcu..dcu good interest rate and deals
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Mvssr75
Junior Artist
Username: Mvssr75

Post Number: 417
Registered: 05-2008
Posted From: 12.10.219.40

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Posted on Wednesday, December 03, 2008 - 06:07 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Cocanada:




Sometimes you can get Brand New cars for 0%,.99%,2.99% Loans. I pay $381 per Month for 6 years 6.99 . It started 2.5 years back. I want to retain the car for atleast 5 years. Annual Mileage is roughly. It is with USA credit union.
At that time my Credit History is good but not long enough

Finally it is going to be a Deficit only. But you enjoy new car, unlimited mileage, Man-Machine relation etc
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Basky_indya
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Username: Basky_indya

Post Number: 13566
Registered: 10-2007
Posted From: 65.30.78.134

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Posted on Wednesday, December 03, 2008 - 06:04 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Mallik:

Basky: Add on driver ki pelindi antav aithe.. daaniki, car leasing oddu anataaniki link ledu ani naa feeling..





pelindi extra driver ki ani kaaadu. FINE print tappakunda chooodali.

lease 2000 antadu, but final ga workout cheskuni decide gavale ani naa meaning
mY Telugu Divine www.gurugeetha.blogspot.com
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Mallik
Comedian
Username: Mallik

Post Number: 1585
Registered: 10-2008
Posted From: 24.0.13.16

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Posted on Wednesday, December 03, 2008 - 06:03 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Rasp: Nee deggara platinum visa card unte daannithoti geeku.. annee aa carde bharisthadi..

Basky: Add on driver ki pelindi antav aithe.. daaniki, car leasing oddu anataaniki link ledu ani naa feeling..

If you lease the car, trips eyyaneeki you again have to rent.. dont use lease car.. sontha car konte jolly trips ki rent chesthav kadaa?? same logic for leased vehicle..
In this db, there's always someone watching you!!
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Cocanada
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Username: Cocanada

Post Number: 4982
Registered: 01-2008
Posted From: 136.181.195.17

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Posted on Wednesday, December 03, 2008 - 06:00 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Onlytruth:

where is my understanding wrong ?


brand new car ki nela ki 600-700 kattali

used car ki nela ki 300-400

adiyunu teliyadu tama saardhamu


"What makes you is what you love. Not what loves you" - Donald Kauffman
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Basky_indya
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Username: Basky_indya

Post Number: 13565
Registered: 10-2007
Posted From: 65.30.78.134

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wednesday morning 9am to monday morning 9am

Time and distance: 116.

DW : 79

PAI : 15

SLP: 64.
add driver : 100
________________________
370 change.
excise tax,

sales tax,

motham 400 around.
mY Telugu Divine www.gurugeetha.blogspot.com
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Rasputin
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Posted on Wednesday, December 03, 2008 - 05:54 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Mallik:

enterprise vaadi deggara insurance teeskunnavaa


Nenu ayithe usually Damage Waiver teesukunta. Lekapothe return chesetappudu evo scratches gurinchi godava chesthaaru. Dabbu pothe poyindi peace of mind untundi.

Recently, in-laws vachinappudu SUV rent chesaa. Pakka roju morning kallallo light paduthondi ani Visor ni flip chesa, oodi vollo padindi. Return chesetappudu, adi voodindi choosukundehe ani cheppi vachesa.
Coolpix: Kacchitamayina stand leni GOPI's ee desanaki anavasram..
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Basky_indya
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Maverick:

enduku add chesav asalu extra driver?




as i told earlier, my contribution was NONE. maa IN_LAW pettindu.

ekkuva kaadu le ani, NANNU koooda add cheyipichukunna.

Motham bill choooosi, he did not tell anything. nenu mathram shock
mY Telugu Divine www.gurugeetha.blogspot.com
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Maverick
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Posted on Wednesday, December 03, 2008 - 05:51 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Basky_indya:

BOKKA ekkada ante, DRIVER -additional : daily 20 anta,




enduku add chesav asalu extra driver?
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Whoami
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Mallik:

Neeku sontha car ledaa? unte, daanimeeda insurance ledaa? unte, mallee enterprise vaadi deggara insurance teeskunnavaa? teesukunte enduku teeskunnav..?


point catch chesavu nenu ade adugudamu anukunna $380 dollars chala ekkuva.
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Basky_indya
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Mallik:




mallik tammi, I did not take insurance.

BOKKA ekkada ante, DRIVER -additional : daily 20 anta,

total POTU galla laaga, 1 + 2(additional) drivers.

THANKSGIVING holiday unde, so CAR 1 day extra mundu teeskunnam.

wednesday thru monday 9am.

ADDITIONAL driver allowance ee: 20 per daily
ante, 100 dollars additional ke ayindhi.
mY Telugu Divine www.gurugeetha.blogspot.com
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Whoami
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Onlytruth:

less ayinappudu NO POINT OWNING A CAR anipistaandhi


Nenu only leasing endukantey every other year kotha car vadavachu kabatti. Same with my spouse.
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Maverick
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Onlytruth:


1. New/used Car purchased amount (down payment + loan) :
2. No of months used :
3. Monthly loan repayment amount:
4. Current KBB value :




oka acura 2000 model nelaki 130 installment 3 years kbb 7k konnadi 6500 ki

accord 2005 nelaki 340 intalment..kbb ippudu 12000 chillara..konnadi 14k ki..economy effect anukunta..konnapudu chooste 15k choopinchindi..dealer gadi daggara private party kante takkuva konna anukunna
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Mallik
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"ex. monna: enterprise vadu LONGWEEKEND car trip ki WEB lo 105 showed, final BILL, 380 ayyindhi... "

Neeku sontha car ledaa? unte, daanimeeda insurance ledaa? unte, mallee enterprise vaadi deggara insurance teeskunnavaa? teesukunte enduku teeskunnav..?

Nenu three days ki book chesthe, intermediate car 65 dolls kannaa ekva heppud kaaledu..
In this db, there's always someone watching you!!
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Onlytruth
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Posted on Wednesday, December 03, 2008 - 05:43 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Andaru mee data pettandi

1. New/used Car purchased amount (down payment + loan) :
2. No of months used :
3. Monthly loan repayment amount:
4. Current KBB value :


Meesalu tippadam Gandhism ; Aayanaki vunna pourusham meeku teliyadhu - Journalists tho chiru

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Razesh
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Onlytruth:

KBB value ki adhi ammalemu kabatti moosukoni refinance ki velli interest rate lower sesukogaligite adhe best aa ? just 41K miles on the car..i can use much longer




appy ga Kinetic Honda eskoni litre petrol pakkanodi chetha kottinchi voorantha thirigetodivi...elantodivi ela ayipoyaav maavaaa
My Blog : http://sombheri.blogspot.com/
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Chilipy
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King:

too much interest. Nenu $700 with 2.99 APR




credit history bad ga unde naaku and plus it was bimmer
CM Chiru Zindabad!!
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King
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Chilipy:

550$



too much interest. Nenu $700 with 2.99 APR
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Politricks
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75K tirigina car kabatti Comprehensive Insurance teesukole and pai less on Auto Insurance, ila chala ne gain factors anukuntunna used car tho!
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Chilipy
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Razesh:

Ram Gopal Varma Mumbai dhadula pai cinema announce chesinattu vundhi (nee bashalone)





CM Chiru Zindabad!!
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Razesh
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Onlytruth:

fresh ga 0% APR paina brand new car BUY chesthe elaa untundhi ?




Ram Gopal Varma Mumbai dhadula pai cinema announce chesinattu vundhi (nee bashalone)
My Blog : http://sombheri.blogspot.com/
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Annavaram
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Onlytruth:



akkade tempt avutunna :D gemini here u know





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Politricks
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Nenu 75K tirigina used car oka $6000 ki konna 2004 AUG la, ippudu 177K, and I might have spent $3000 (apart from stuff like Oil change). Ippudu ammithe oka $2000 osthadi anukuntunna!! Naaku work out ayinatte anukuntunna!!
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Onlytruth
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Posted on Wednesday, December 03, 2008 - 05:37 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Ippudaite eti seyyanu ?


KBB value ki adhi ammalemu kabatti moosukoni refinance ki velli interest rate lower sesukogaligite adhe best aa ? just 41K miles on the car..i can use much longer
Meesalu tippadam Gandhism ; Aayanaki vunna pourusham meeku teliyadhu - Journalists tho chiru

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Bicchapathi
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I got my car on down payment.

monthly 40$ insurance.. petrol oo 120$ month..

160$ to lagistunna..

mida car ippatiki ippudu ammithe 60% dabbulu return vastai..

So second hand car konnappudu direct payment cheyyadam better endukante 5 or 6k lo kontam kabatti
Murder cheste ne Puli, Kabja cheste Tiger .. Ivanni chesina vade Mukyamanthri kavadaniki arhudu ante..

Ma annayya chiru Raktham panchi, Manchi mansutho Mukyamanthri ayyi Tiger anipinchukutadu chudandi
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Onlytruth
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Annavaram:

ledu saradha and doola undi ante ammesi lease kellipo
every 2 or 3 yrs ki puri jagan gaadi level lo heroines ni intro chesina feeling neeku untadi




akkade tempt avutunna :D gemini here u know

Annavaram:

nuvvu kbb value chusi murisipoku, kbb value ki epattiki car ammalevu



Annavaram:

the longer u keep it the more value you get for your money




correcte....
Meesalu tippadam Gandhism ; Aayanaki vunna pourusham meeku teliyadhu - Journalists tho chiru

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Chilipy
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Posted on Wednesday, December 03, 2008 - 05:34 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

baboo, ikkada nelaki 550$ dobbichukutunna with interest rate of 11%
CM Chiru Zindabad!!
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Basky_indya
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OT. DONT GO FOR LEASING. Conditions chaala untai... its not worthy...


Insurance peruguthadi (since its almost new car value) bokka.


ex. monna: enterprise vadu LONGWEEKEND car trip ki WEB lo 105 showed, final BILL, 380 ayyindhi...

chaala EXTRAS untai, rent,lease lo
mY Telugu Divine www.gurugeetha.blogspot.com
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Mental_sachinodu
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Posted on Wednesday, December 03, 2008 - 05:33 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

In my view car is not an asset, its a perishable in an economic context. I have never bought a new car so far, its value only comes down over time, and you spend on it. I will buy a new car, when i can make the money from a resource that does not take my time to earn... adhi eppatiki jarigenoo.. ippudu vaaduthunna car 2003 Infinity, 5 months back konnaanu
the world of appearances may or may not be real, or both may and may not be real - or may be indescribable; or may be real and indescribable, or unreal and indescribable; or in the end may be read and unreal and indescribable - its all Syadvada
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Basky_indya
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Posted on Wednesday, December 03, 2008 - 05:32 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

The LOOP is at 12-18months period where the DEPRICIATION is HIGHEST applied.


car 2 years old konte, 3 years ki PEDDHAGA depriciate avvadu.

but NEW or ALMOST -NEW (6 months old,1 yeear old) SUFFER MAXIMUM depreiciation.
mY Telugu Divine www.gurugeetha.blogspot.com
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Onlytruth
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Whoami:

nee longterm and short term plans batti untundi





hmmm plan antu em ledhu....edaina naaku ok

basic ga.....

mana OWN (loan )car worth , pending loan amount ki equal or less ayinappudu NO POINT OWNING A CAR anipistaandhi
Meesalu tippadam Gandhism ; Aayanaki vunna pourusham meeku teliyadhu - Journalists tho chiru

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Mallik
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Posted on Wednesday, December 03, 2008 - 05:31 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

And, nuvvu yearly eshe mileage takva undaale.. ex: if you use it for work, oka 20miles lopu undaali driving distance.. lekunte yearly 12K limit daate avakaasham lekapoledu..
In this db, there's always someone watching you!!
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Annavaram
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Posted on Wednesday, December 03, 2008 - 05:30 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

ot mamayy

ippudu unna market lo nuvvu kbb value chusi murisipoku, kbb value ki epattiki car ammalevu
so u will ned up paying out of pocket if you clear the loan and sell it
i would suggest clear the loan and keep the car

the longer u keep it the more value you get for your money

ledu saradha and doola undi ante ammesi lease kellipo
every 2 or 3 yrs ki puri jagan gaadi level lo heroines ni intro chesina feeling neeku untadi
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Mallik
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Posted on Wednesday, December 03, 2008 - 05:29 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

New cars only:

If you want to keep the car for atleast 5yrs, then buy else lease. And leasing appudu cash down cheyyaali around 2K. If you can lower this 'cash down' amount, inkaa manchidi..

Bottomline, lease is better..
In this db, there's always someone watching you!!
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Onlytruth
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Posted on Wednesday, December 03, 2008 - 05:29 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Maverick:



12k ante ok mileage



Maverick:

u shud have started with used car around 7k-8k..




14K(inc DMV tax) tho start chesaa, ippudu soosthe 9,500 ani undhi :D


1.5 yr lo 4.5K dhamaal
Meesalu tippadam Gandhism ; Aayanaki vunna pourusham meeku teliyadhu - Journalists tho chiru

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Rasputin
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Posted on Wednesday, December 03, 2008 - 05:28 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Onlytruth:

fresh ga new car Lease chesthe


Neeku paatha ante rotha kabatti deeniki set ayipo, if you are ok with mileage restrictions. Kondaru dealers different mileage options kooda isthaaru with different prices. Usually 10k, 12k, 15k a year untaayi. Alaage 2 year lease would be a little bit more expensive than a 3 year lease.
Coolpix: Kacchitamayina stand leni GOPI's ee desanaki anavasram..
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Whoami
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Onlytruth:

fresh ga 0% APR paina brand new car BUY chesthe elaa untundhi ?


Or

fresh ga new car Lease chesthe elaa untundhi ?


nee longterm and short term plans batti untundi
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Maverick
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Onlytruth:

aprox entha untundhi yearly cap ?




12k miles
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Maverick
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ot, u shud have started with used car around 7k-8k..
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Onlytruth
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Posted on Wednesday, December 03, 2008 - 05:26 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Mvssr75:

- If you intend to retain the car only for 2-3 years / Lease is the best. But limitation is #of Miles you drive



aprox entha untundhi yearly cap ?
Meesalu tippadam Gandhism ; Aayanaki vunna pourusham meeku teliyadhu - Journalists tho chiru

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Onlytruth
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Politricks:

high interest pay chesi untav...




high interest rate ye vundhi 8.5% ..urgent ga refinance cheyyaali..

refinance chesi loan pay off chese badulu...

asalu car teesesi loan pay off chesi ...


fresh ga 0% APR paina brand new car BUY chesthe elaa untundhi ?


Or

fresh ga new car Lease chesthe elaa untundhi ?

suggestions pls
Meesalu tippadam Gandhism ; Aayanaki vunna pourusham meeku teliyadhu - Journalists tho chiru

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Rasputin
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Posted on Wednesday, December 03, 2008 - 05:18 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Nee case better. Naa car ammithe naa loan amount clear kooda kaadu, nenu inka extra pay cheyyalsi untundi.

3 year loan teesukunte used car meeda usual ga tvaraga upside-down situation nundi bayatapadochu if the value of the car holds good.

Brand New meeda eppudoo konchem risk ye. Value takkuna padipothundi initially. Ee gamble antha enduku anukunte munde depreciation intha untundi ani decide ayyi Lease teesukovadame better. Money Factor, and Mileage limit OK ayithe Lease is definitely better for short term usage.
Coolpix: Kacchitamayina stand leni GOPI's ee desanaki anavasram..
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Mvssr75
Junior Artist
Username: Mvssr75

Post Number: 416
Registered: 05-2008
Posted From: 12.10.219.37

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Posted on Wednesday, December 03, 2008 - 05:17 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Onlytruth:




You almost got it OT.

- If you intend to retain the car only for 2-3 years / Lease is the best. But limitation is #of Miles you drive

- if you want unlimited mileage, want to have car for atleast 5-6 years, Buy is the best
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Politricks
Side Hero
Username: Politricks

Post Number: 2196
Registered: 03-2008
Posted From: 153.39.180.149

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Posted on Wednesday, December 03, 2008 - 05:17 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

OT

Full loan ante, mari aa time lo nee credit history yekkuva samvatsaraalu ledu ante, may be high interest pay chesi untav...
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Onlytruth
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Username: Onlytruth

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Posted on Wednesday, December 03, 2008 - 05:10 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

1.5 years back used car konnanu for an amount $ X (Full loan)

Casually i felt like.. to know what is my car value right now ? and found that its $ Y (KBB fair/good value)

Now i opened my car loan account and found that payoff amount is equal to same above $Y

i.e if i immediately sell-off my car , aa amount loan pay-off ki saripotadhi

ee 1.5 years kattina per month $ 250..car rent aa ?


aa matram daniki brand new cars lease ke teesukovachu ga ....used cars koni vaade kante...

where is my understanding wrong ?
Meesalu tippadam Gandhism ; Aayanaki vunna pourusham meeku teliyadhu - Journalists tho chiru

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