| Author | Message | ||
     Idle_yzag Side Hero Username: Idle_yzag Post Number: 4493 Registered: 02-2008 Posted From: 198.80.153.5 Rating: N/A |
how? assume for 1 yr 6k and employer contribution is 1.5k = 7.5k 10% pothe 6750, 6k ni 1Re intrest veskunte.. 1 yr ki 1k intrest vasthundi inka tax bracket antava... I dont think that will be a big impact.... we are njoying with present cash | ||
| Idle_yzag Side Hero Username: Idle_yzag Post Number: 4492 Registered: 02-2008 Posted From: 198.80.153.5 Rating: N/A |
ante TCS kada (some India company)... client place lo working ani anukunna tappu aithe kshminchu....  god bless | ||
| Rebel Side Hero Username: Rebel Post Number: 2791 Registered: 02-2008 Posted From: 151.151.73.165 Rating: N/A |
digu tamud...h1 lo undi inka labor kuda apply cheyani nene 2 yrs nunchi kadtunna...neeku GC undi kummey alochinchaku inka  | ||
| Savage Side Hero Username: Savage Post Number: 3713 Registered: 02-2008 Posted From: 148.129.71.53 Rating: N/A |
tamud as of now digutunna thanks for your suggestions | ||
| Kkd Side Hero Username: Kkd Post Number: 8134 Registered: 02-2008 Posted From: 170.61.18.228 Rating: N/A |
I think YES in my case...based on employer contribution. | ||
| Kkd Side Hero Username: Kkd Post Number: 8133 Registered: 02-2008 Posted From: 170.61.18.228 Rating: N/A |
evad seppad....guessing sesaava ?? I never worked as consultant in US. | ||
| Cylonesubbarao Side Hero Username: Cylonesubbarao Post Number: 9226 Registered: 02-2008 Posted From: 72.90.180.206 Rating: N/A |
Wrong! You must be the change you wish to see in the world  | ||
| Idle_yzag Side Hero Username: Idle_yzag Post Number: 4488 Registered: 02-2008 Posted From: 198.80.153.5 Rating: N/A |
100% match aithe def ga manchidhi... 25% match aithe antha suitable yemi kadu | ||
| Rebel Side Hero Username: Rebel Post Number: 2789 Registered: 02-2008 Posted From: 151.151.21.103 Rating: N/A |
tamud dont move any funds now...u r supposed to use ur 401k when u r 60 +...appatki nuvvu -ve anukunna amount samudram lo kaakiretta antha...i mean it will rebound and increase eventually.....last 10yrs lo u can move into stable value funds... | ||
| Cylonesubbarao Side Hero Username: Cylonesubbarao Post Number: 9225 Registered: 02-2008 Posted From: 72.90.180.206 Rating: N/A |
In my personal opinion YES! You must be the change you wish to see in the world | ||
| Cylonesubbarao Side Hero Username: Cylonesubbarao Post Number: 9224 Registered: 02-2008 Posted From: 72.90.180.206 Rating: N/A |
This is what is limit... konni companies lo fixed dollar amount untadi... neeku 6% of your base salary ki limit set sesaaru. Say you are making 100K then the limit is $6000. 401K & House values ni day to day basis meeda eppudu choodakoodadhu. There will be ups and downs. Nenu 2000-2002 varaku 25% loss... but I made 22% immediate year (2003)... from then on I was always above 12-13% with very conservative approach... but spread across all categories. Ee year poyina... we will definitely make it by next year. You must be the change you wish to see in the world | ||
| Savage Side Hero Username: Savage Post Number: 3711 Registered: 02-2008 Posted From: 148.129.71.53 Rating: N/A |
nuvvu 401k lo etti desam ellipoyedapudu tistava?..tiste 10% fine + taxes vesaka still manchi investement ae na? | ||
| Idle_yzag Side Hero Username: Idle_yzag Post Number: 4485 Registered: 02-2008 Posted From: 198.80.153.5 Rating: N/A |
nuvvu consultant kada, CS permnant employee kada? | ||
| Idle_yzag Side Hero Username: Idle_yzag Post Number: 4484 Registered: 02-2008 Posted From: 198.80.153.5 Rating: N/A |
maku ee $ limit ledhu kanu 6% ki 100% match chesthadu... kani recent market lo 30% bokka rao garu... recover avuthundi antava? | ||
| Kkd Side Hero Username: Kkd Post Number: 8131 Registered: 02-2008 Posted From: 170.61.18.228 Rating: N/A |
5 years complete sesinandhuku oka gipt ichaar recent gaa...  | ||
| Cylonesubbarao Side Hero Username: Cylonesubbarao Post Number: 9222 Registered: 02-2008 Posted From: 72.90.180.206 Rating: N/A |
yes... but there is a dollar limit on 401K. They will match 100% upto $3500. Anything above... they will not match. Apart from this they also have retirement benefit... which is 5% of your base salary if you are with company for more than 5 years if not... just 2%. You must be the change you wish to see in the world | ||
| Idle_yzag Side Hero Username: Idle_yzag Post Number: 4483 Registered: 02-2008 Posted From: 198.80.153.5 Rating: N/A |
andhulo secret yemundi guruji... ma company naku isthunna details ikkada pedethe yemi avuthundi | ||
| Kkd Side Hero Username: Kkd Post Number: 8130 Registered: 02-2008 Posted From: 170.61.18.228 Rating: N/A |
mana vaadu entha ...looks to me 100%...is it right... I choose the default option...Low risk funds.....fund subbaranga vundhi... | ||
| Savage Side Hero Username: Savage Post Number: 3710 Registered: 02-2008 Posted From: 148.129.71.53 Rating: N/A |
baba and Idle 5% salary varku 25% match sestam annar..bane undi gani mundu tiste 10% fine kada..idi anta worth aa ani na doubt | ||
| Cylonesubbarao Side Hero Username: Cylonesubbarao Post Number: 9221 Registered: 02-2008 Posted From: 72.90.180.206 Rating: N/A |
Yehe... adhi specific to Savage company info... neeku endhuku? You must be the change you wish to see in the world | ||
| Cylonesubbarao Side Hero Username: Cylonesubbarao Post Number: 9220 Registered: 02-2008 Posted From: 72.90.180.206 Rating: N/A |
WRONG! Usually company will put in default stable fund or money market account which have low risk. You must be the change you wish to see in the world | ||
| Idle_yzag Side Hero Username: Idle_yzag Post Number: 4482 Registered: 02-2008 Posted From: 198.80.153.5 Rating: N/A |
ekkada pettandadi... we will also get enlightened....  | ||
| Rebel Side Hero Username: Rebel Post Number: 2788 Registered: 02-2008 Posted From: 151.151.73.165 Rating: N/A |
25% of entha ? | ||
| Savage Side Hero Username: Savage Post Number: 3706 Registered: 02-2008 Posted From: 148.129.71.53 Rating: N/A |
thanks rao garu miku oka email kodtha.. | ||
| Telugu_times Side Hero Username: Telugu_times Post Number: 8495 Registered: 02-2008 Posted From: 40.0.40.10 Rating: N/A |
usually, first 6% ki, company match chesthadhi, like dollar to dollar or fitty cents to dollar | ||
| Basky_indya Hero Username: Basky_indya Post Number: 10413 Registered: 10-2007 Posted From: 65.30.78.134 Rating: N/A |
if possibl put in desam ppf fund. public prov fund. yearly 70,000 rs. 8% int rate. tax free at maturity mY Telugu Divine www.gurugeetha.blogspot.com | ||
| Telugu_times Side Hero Username: Telugu_times Post Number: 8494 Registered: 02-2008 Posted From: 40.0.40.10 Rating: N/A |
savage, 4-5 yrs desam jump vishayam pakkana pettu gaani yes, 401k lo paisal pettadam manchidhay. Also, you dont need to invest, you can pick no investment option in 401k. Dont know, every company has that option. | ||
| Cylonesubbarao Side Hero Username: Cylonesubbarao Post Number: 9218 Registered: 02-2008 Posted From: 72.90.180.206 Rating: N/A |
25%... tho malli emanna dollar limit unda? Send me your 401K employer contribution details... soosi sebutha. You must be the change you wish to see in the world | ||
| Idle_yzag Side Hero Username: Idle_yzag Post Number: 4480 Registered: 02-2008 Posted From: 198.80.153.5 Rating: N/A |
25% waste... lite thesko annai ma employer 100% matching... ee market lo 30% down... JJ set chesadu na profile... still 30% bokka... eeroje oka manchi step thekune stable cash loki move chesa... not putting anymore in funds until market get stabilized | ||
| Savage Side Hero Username: Savage Post Number: 3705 Registered: 02-2008 Posted From: 148.129.71.53 Rating: N/A |
25% sestunnar rao garu.. | ||
| Rebel Side Hero Username: Rebel Post Number: 2786 Registered: 02-2008 Posted From: 151.151.73.165 Rating: N/A |
tamud mee employer contribute cheste tappakunda cheyyi.. nuvvu 4 yrs lo def ga vellipoyetattu aithe + empl. no contribution aithe waste ankuntunna... | ||
| Mega Junior Artist Username: Mega Post Number: 602 Registered: 02-2008 Posted From: 208.252.218.5 Rating: N/A |
babailu ee downturn na 401k 40% down choopisthundhi....:-(...but if you are entering now it should be good | ||
| Cylonesubbarao Side Hero Username: Cylonesubbarao Post Number: 9217 Registered: 02-2008 Posted From: 72.90.180.206 Rating: N/A |
If you have a good employer match 100% YES Even if you employer is not contributing... still I prefer to keep some money into this account. You must be the change you wish to see in the world | ||
| Savage Side Hero Username: Savage Post Number: 3704 Registered: 02-2008 Posted From: 148.129.71.53 Rating: N/A |
401k lo dabbul pettatam manchi idea na?..as of now 4-5 yrs lo desam jump ani anukutunna..if possibl guide seyandi |
