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Rocky
Junior Artist
Username: Rocky

Post Number: 315
Registered: 02-2007
Posted From: 68.99.54.200

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Posted on Tuesday, September 30, 2008 - 10:57 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Jacksparrow:

but equity rates lo number of years ekkuva kada mama... so eod, u pay more interest kada?




It depends on your planning mama. Suppose your target is short term. It worked out for some who sold their homes quickly.
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Jacksparrow
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Username: Jacksparrow

Post Number: 63
Registered: 07-2008
Posted From: 194.46.236.238

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Posted on Tuesday, September 30, 2008 - 10:55 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Rocky:


but equity rates lo number of years ekkuva kada mama... so eod, u pay more interest kada?
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Onlytruth
Megastar
Username: Onlytruth

Post Number: 20383
Registered: 01-2007
Posted From: 24.195.246.255

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Posted on Tuesday, September 30, 2008 - 10:46 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

within 2 hrs of today's session ...UP 265 points
Sahajeevanam raajyangaparam ga , samajikam ga tappu kaadhu - Prajarajyam No.2 Mithra
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Billg
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Username: Billg

Post Number: 6
Registered: 09-2008
Posted From: 24.0.21.141

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Posted on Tuesday, September 30, 2008 - 10:41 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Telugu_times

------------------------------------------------------------ -

Yep, you are perfectly true......

}Day trading itself is a big risk ... at this shaky market
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Film_fan
Comedian
Username: Film_fan

Post Number: 1209
Registered: 03-2008
Posted From: 81.138.131.153

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Posted on Tuesday, September 30, 2008 - 10:36 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

It is very important to keep emergency fund. Open a separate account and keep some money just for emergency. Keep atleast what you think necessary for worst scenario.
---

good suggestion.....nenu anukokunda last yr end nundi start chesa....for emergency situation.....atleast i think it will help ride out.....the bad phase 'when' it hits......
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Rocky
Junior Artist
Username: Rocky

Post Number: 305
Registered: 02-2007
Posted From: 68.99.54.200

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Posted on Tuesday, September 30, 2008 - 10:07 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Politricks:

Rocky

Cool, thx.




2/3 yrs back, people who had homes and who had equity on their homes, took equity loans at 5% and invested that in indian Real Estate which yielded them high returns. But Equity loans are cheaper than CC and also CC are smaller and you cannot really comapre them. Lot of house owners took equity loans to use it for CC due to low equity rates.
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Politricks
Comedian
Username: Politricks

Post Number: 1532
Registered: 03-2008
Posted From: 153.39.180.149

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Posted on Tuesday, September 30, 2008 - 10:03 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Rocky

Cool, thx.
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Rocky
Junior Artist
Username: Rocky

Post Number: 304
Registered: 02-2007
Posted From: 68.99.54.200

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Posted on Tuesday, September 30, 2008 - 10:01 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Politricks:

Naadi oka question...

Say, we have a credit card balance of $15,000 on a card. Manam kattese situation lo ne unnam, and the interest on the balances is say 5.99%. Katteyatam better aa leka Ye market conditions lo, gommuna mana dabbu mana kada unchukoni Card balance konchem konchem kattukotam better aa?




Depends on your cash flow situation:

1. Say you have cash crunch, keep the credit and pay it slowly

2. Suppose you have enough balance with you, if you get a return on your investment more than 6% then you can keep the credit

3.Or if you don't get enough return on your investment or the market is bad, then pay off your debt.
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Kkd
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Username: Kkd

Post Number: 7723
Registered: 02-2008
Posted From: 170.61.18.228

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Posted on Tuesday, September 30, 2008 - 09:58 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Naked_basket:

This is exactly how the rating agencies screwed everything and you still believe in rating analysts???




naku telvad thammud...nenu market nunchi few years back out ...malla enter avvaledhu ....i am just sharing what i heard. mee eignatha tho mundhuku ellandi...
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Politricks
Comedian
Username: Politricks

Post Number: 1530
Registered: 03-2008
Posted From: 153.39.180.149

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Posted on Tuesday, September 30, 2008 - 09:57 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Naadi oka question...

Say, we have a credit card balance of $15,000 on a card. Manam kattese situation lo ne unnam, and the interest on the balances is say 5.99%. Katteyatam better aa leka Ye market conditions lo, gommuna mana dabbu mana kada unchukoni Card balance konchem konchem kattukotam better aa?
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Naked_basket
Junior Artist
Username: Naked_basket

Post Number: 74
Registered: 09-2008
Posted From: 199.171.86.140

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Posted on Tuesday, September 30, 2008 - 09:57 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Kkd:

thammud...ninna expert analysis chooosa night around 10.00 ki




Simple Question andi!!!!!

If the people on market analysis want to analyse, what is their incentive to tell the truth??? Just think about it. If a so called financial expert makes a claim "A" and secretly invests in it and gets 10 other to root for him, the only incentive on the back of which he will make u privy to info is that the information will drive his investment value up!!!!!!!

This is exactly how the rating agencies screwed everything and you still believe in rating analysts???
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Rocky
Junior Artist
Username: Rocky

Post Number: 301
Registered: 02-2007
Posted From: 68.99.54.200

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Posted on Tuesday, September 30, 2008 - 09:57 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Here the problem is Stock market does not really reflect the economy. They are not directly proportional. Stocks of companies that are doing great also dips when the stok market as whole goes down. Right now sentiment is dominating the market because of uncertainty.

I am positive about economy re-bounce after Feb,mar 2009. Stay away from Stock market totally unless you have some extra cash.
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Kalikaalam
Junior Artist
Username: Kalikaalam

Post Number: 972
Registered: 01-2008
Posted From: 96.245.123.209

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Posted on Tuesday, September 30, 2008 - 09:54 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

//Inni rojula tharuvaatha hiring aa? Good for u //

avunu. Inka next 3 months vudhyogam raadule ani thadi gudda yesukoni haayigaa Net Flix ki sign up chesukoni movies chusukontu vunte..monna oka roju vendor phone chesi "You did splendid job in so and so date interview. Are you, still, open in the market?" ani adigi AIG lo ichaaru vudhyogam.
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Telugu_times
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Username: Telugu_times

Post Number: 8154
Registered: 02-2008
Posted From: 40.0.40.10

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Posted on Tuesday, September 30, 2008 - 09:54 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Dow + 200 points now
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Kkd
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Username: Kkd

Post Number: 7722
Registered: 02-2008
Posted From: 170.61.18.228

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Posted on Tuesday, September 30, 2008 - 09:53 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

thammud...ninna expert analysis chooosa night around 10.00 ki .....they are suggesting dont get tempted into market now...wait and watch.. if you are long term 5-10 years...then go otherwise careful ani seppar....he said best bet Bonds ani seppad
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Kkd
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Username: Kkd

Post Number: 7721
Registered: 02-2008
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Posted on Tuesday, September 30, 2008 - 09:51 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Tinku:

Apple investors lost $20 billion yesterday




Apple near future chala bad vuntaadhi...ee economy lo Apple products evaru konaru.....
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Naked_basket
Junior Artist
Username: Naked_basket

Post Number: 73
Registered: 09-2008
Posted From: 199.171.86.140

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Posted on Tuesday, September 30, 2008 - 09:51 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

For all those who bluntly reject marxism, Lenin long time back wrote that:

"best way to destroy the Capitalist System was to debauch the currency. By a continuing process of inflation, governments can confiscate, secretly and unobserved, an important part of the wealth of their citizens. By this method they not only confiscate, but they confiscate arbitrarily; and, while the process impoverishes many, it actually enriches some."

What happened is exactly the same but on a global scale!!!!
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Naked_basket
Junior Artist
Username: Naked_basket

Post Number: 72
Registered: 09-2008
Posted From: 199.171.86.140

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Posted on Tuesday, September 30, 2008 - 09:49 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Politricks:

Ippudu malli BAD days start avuthay ane benga gaa undi! I know this trend is CYCLIC and occurs every 10 years ani vignulu antaaru!




Not sure about this andi!! In as much I know, there are 2 schools of thought that propose 2 differing theories. One is the Keynesian principle of regulation and taxation which believes that Govt intervention can avoid boom and busts..in short monetary policy is what they believe in.The problem with this point of view is that it treats that inflation is not a part and parcel of recession.

Neo classicism believes that Govt intervention can't avoid so called business cycles and that recessions are inevitable coz they lead to cheap money ( as the Govt uses its fiat money) which in turn drives a boom.
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Rocky
Junior Artist
Username: Rocky

Post Number: 299
Registered: 02-2007
Posted From: 68.99.54.200

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Posted on Tuesday, September 30, 2008 - 09:48 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Kalikaalam:

America lo depression mari dhaarunam gaa vuntundani bhaya peduthunnaaru. "GDP rate","bail Out','Higher inflation"..laanti technical terms pakkana petti "situation yelaa vunda bothundi? ","middle class vaallamu thisukovaalsina jaagrathalu" yemito konchem cheppandi.

(1)House Owners: House owners ki(Green Card kudaa vundi) raaboye risk yemiti? Jobs, billings yelaa vundabothunnaayi? yelaa deal cheyyaali?
(1)H1B visa mida vunna vaallaku: Yi situation lo(asale Billings down avuthunna rojullo), ika yi recession kuda thodu ayithe situation khachitham gaa bad avuthundi. kaani ye range lo vundabothondi? America raavadam kudaa anavasaram antaaraa??

first situation lo nenu vunnaanu. Second situation lo maa cousin vunnaadu. Via vachi vundi. America raavaalaa? Vadhaa?? ane dilema lo vunnaadu.





Forgot to add one more thing.

It is very important to keep emergency fund. Open a separate account and keep some money just for emergency. Keep atleast what you think necessary for worst scenario.
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Telugu_times
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Username: Telugu_times

Post Number: 8152
Registered: 02-2008
Posted From: 40.0.40.10

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Posted on Tuesday, September 30, 2008 - 09:46 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Margin tho, stocks konadam very risy bedhar, espcially in a shaky market like this.
I learned that mistake in the 2000-01 market.
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Tinku
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Username: Tinku

Post Number: 419
Registered: 08-2008
Posted From: 98.192.74.63

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Posted on Tuesday, September 30, 2008 - 09:45 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Sorry to hear that Bill.You shud not have sold it then.It was the one of the biggest drop for Apple.

What made u sell? I did sell Apple yesterday but not for a monetary loss.It was more of a emotional loss for me.
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Billg
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Username: Billg

Post Number: 5
Registered: 09-2008
Posted From: 24.0.21.141

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Posted on Tuesday, September 30, 2008 - 09:43 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Naked_basket Sir,

I am still bullish on Apple.......As i am a day trader......i bought many apple shares on debit.

Still i hold many apple shares but yesterday i need to sell some shares as i got margin call....

I was little dispointed with apple iphone strategy in India......
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Naked_basket
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Username: Naked_basket

Post Number: 71
Registered: 09-2008
Posted From: 199.171.86.140

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Posted on Tuesday, September 30, 2008 - 09:37 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Billg:

I lost nearly $40k in my apple shares yesterday




just a piece of concern...What made u think of selling apple in a panic driven down market...doesn't make sense to me...tech stocks return in the last 3-4 years barring google has been very pedantic. Apple certainly is a good stock to hold and U shud have never sold it in the first place.
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Politricks
Comedian
Username: Politricks

Post Number: 1529
Registered: 03-2008
Posted From: 153.39.180.149

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Posted on Tuesday, September 30, 2008 - 09:33 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Film_Fan

Year or two ante chala time kada brother!! I think things are going worser than those in 2001-03!!

Nenu 2000 end lo ochha ye country ki and have gone thru those tough 3 years (2001-03)! Ghoram gaa unde problem. Naa circle lo friends oka 20 unte, aa 20 lo atleast 7-10 had very tough times and had to take jobs in Fuel stations, grocery stores etc.

Nenu 2001 June lo oka 20 member company lo job accept chesa. Vaadu yentha jeetham chepthe antha ki G Moosuku accept chesi 4 years moosuku pani chesa! Aa job tho financial gaa grow kaaleka poya, but pauper ayi road na padakunda bathiki poya!

Ippudu malli BAD days start avuthay ane benga gaa undi! I know this trend is CYCLIC and occurs every 10 years ani vignulu antaaru! But ye sari mari 4-5 years ke debbbesindi and ye langa REPUBLICANS policies punyama ani intha fast gaa malli problems!!
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Billg
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Username: Billg

Post Number: 3
Registered: 09-2008
Posted From: 24.0.21.141

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Posted on Tuesday, September 30, 2008 - 09:30 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Tinku,

I lost nearly $40k in my apple shares yesterday
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Rocky
Junior Artist
Username: Rocky

Post Number: 297
Registered: 02-2007
Posted From: 68.99.54.200

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Posted on Tuesday, September 30, 2008 - 09:29 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

House market.

I sold my home in 2007 sensing bad things. I suggest to wait until March. Govt is pumping money into Freddi and Fannie and this will ease credit freeze. New govt means whole lot of change in every thing, should improve things.
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Rocky
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Username: Rocky

Post Number: 296
Registered: 02-2007
Posted From: 68.99.54.200

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Posted on Tuesday, September 30, 2008 - 09:25 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

The problem is Finance companies are doing badly. They command only 15% of the total market capitalization but now they command the market direction.

The recovery process will be very slow. Bail out is only a pshychological thing. Bail out is basically the govt buys the debts(bad and doubtful debts) from these banks and finance companies. Even if Bail out is passed it takes years for finance insts to recover.

As far market is concerned, it will not be good. The other sectors are doing OK. If the oil prices stabilize around $90, it helps other sectors.

I suspect the market will look good after the new president takes over Oval office. Unitl then, this uncertainty will continue.

1. If you own a house - If there is no urgent need to get rid of it, do't worry about it. Because the rents are also so high.

2. If you are on H1, nothing really you can do, keep the job and also be careful about your spening. Save as much as possible. Be ruthless about your spending and saving.
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Jodhaa
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Username: Jodhaa

Post Number: 6124
Registered: 02-2008
Posted From: 65.24.211.234

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Posted on Tuesday, September 30, 2008 - 09:24 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Kalikaalam:

annatlu ..aa madhya yeppudo interview questions post chesaakadaa?? Vallu ippudu ichaaru job.


Congrats andi. Vorni, adhi eppudo long time back itchina interview anukonta kada?inni rojula tharuvaatha hiring aa? Good for u :D :D
No one can make you feel inferior without your permission, remember they are no better
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Pavala
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Username: Pavala

Post Number: 3183
Registered: 02-2008
Posted From: 193.47.71.253

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Posted on Tuesday, September 30, 2008 - 09:19 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Film_fan:

naa gut feeling entantey.....this particular problem will phase out in a year or two......so hold tight....



dhenino clear ga chepthey better....
Yevadu boora voodhithey Pamulannee bussumani puttalo nundi bhayataku vasthaayo, vaade Pavala
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Film_fan
Comedian
Username: Film_fan

Post Number: 1205
Registered: 03-2008
Posted From: 81.138.131.153

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Posted on Tuesday, September 30, 2008 - 09:10 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

idhi global trend anukutunna....India lo unna...ekkuva rojulu aithey....escape avvalem ani naa opinion......

andariki..effect untundhi kabatti...take as it comes policy better.....

america ravatam manesey antha problem undhi anukonu....expecially if india is the alternative....

Perm jobs lo unnollaki matram..okatey...mantram....seat ki glue antinchukoni....koorchotamey.....

naa gut feeling entantey.....this particular problem will phase out in a year or two......so hold tight....
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Tinku
Junior Artist
Username: Tinku

Post Number: 418
Registered: 08-2008
Posted From: 98.192.74.63

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Posted on Tuesday, September 30, 2008 - 09:07 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Apple investors lost $20 billion yesterday.
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Kalikaalam
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Username: Kalikaalam

Post Number: 970
Registered: 01-2008
Posted From: 96.245.123.209

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Posted on Tuesday, September 30, 2008 - 09:00 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

annatlu ..aa madhya yeppudo interview questions post chesaakadaa?? Vallu ippudu ichaaru job. Yekkada ante...AIG lo.

"yethese company" lo vudhyogama ani friends navvuthunnaaru.
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Maverick
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Username: Maverick

Post Number: 6784
Registered: 01-2008
Posted From: 69.243.164.90

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Posted on Tuesday, September 30, 2008 - 08:59 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Savage:

Marv passport pani ayinda? same day kotha passport ichesara?




ledu..same day ivvatledu chicago lo..counter daggara submit cheste 5 working days annadu..i opted for express mail delivery..they gave a tracking number.
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Kalikaalam
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Username: Kalikaalam

Post Number: 969
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Posted on Tuesday, September 30, 2008 - 08:57 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

//mee cousin ki india lo solid job unte light teesukomanu for the time being//

India lo job vundi CTS lo..Vere H1 company dwaaraa visaa vachindi. auithe konchem wait cheyyamani cheppadam better anukonta..
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Savage
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Username: Savage

Post Number: 3407
Registered: 02-2008
Posted From: 148.129.71.53

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Posted on Tuesday, September 30, 2008 - 08:56 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Marv passport pani ayinda? same day kotha passport ichesara?
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Maverick
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Username: Maverick

Post Number: 6783
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Posted on Tuesday, September 30, 2008 - 08:53 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

tammud chesedi emundi..wait and watch..try 200% to keep up ur job.


mee cousin ki india lo solid job unte light teesukomanu for the time being.india lo job lekapote US ki rammanu..tough times chooste it makes him better.
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Kalikaalam
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Username: Kalikaalam

Post Number: 967
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Posted on Tuesday, September 30, 2008 - 08:41 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

America lo depression mari dhaarunam gaa vuntundani bhaya peduthunnaaru. "GDP rate","bail Out','Higher inflation"..laanti technical terms pakkana petti "situation yelaa vunda bothundi? ","middle class vaallamu thisukovaalsina jaagrathalu" yemito konchem cheppandi.

(1)House Owners: House owners ki(Green Card kudaa vundi) raaboye risk yemiti? Jobs, billings yelaa vundabothunnaayi? yelaa deal cheyyaali?
(1)H1B visa mida vunna vaallaku: Yi situation lo(asale Billings down avuthunna rojullo), ika yi recession kuda thodu ayithe situation khachitham gaa bad avuthundi. kaani ye range lo vundabothondi? America raavadam kudaa anavasaram antaaraa??

first situation lo nenu vunnaanu. Second situation lo maa cousin vunnaadu. Via vachi vundi. America raavaalaa? Vadhaa?? ane dilema lo vunnaadu.

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