| Author |
Message |
   
Emc2
Hero Username: Emc2
Post Number: 13266 Registered: 03-2008 Posted From: 71.246.229.243
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, July 25, 2013 - 02:12 pm: |
    |
Kumar:3.875
emi pay cheyakunda 3.875 ki try cheyi..you will get it Happy Anniversary
|
   
Time_pass
Side Hero Username: Time_pass
Post Number: 4695 Registered: 06-2008 Posted From: 136.174.187.5
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, July 25, 2013 - 01:57 pm: |
    |
// Chances of rates going down are more. // this si untrue. reates peraga tame kaani taggataniki chances chala takkuva |
   
Andhrawala
Megastar Username: Andhrawala
Post Number: 22576 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, July 25, 2013 - 01:37 pm: |
    |
Gotcha:refinacne lo ctach janalaki teledu. so read this carefully before making adecision. say ur loan is for 30 years and u already paid for 5 years. plan ela untundi ante initlaly u will be paying lot of interest and then slowly start paying principal. if u refinace u will be paying interest again for next few more years mostly then slowly principal so thats how banks make money. so adi alochinchukondi.
u can go for shorter term or pay additional interest etc No Signature |
   
Twitter
Megastar Username: Twitter
Post Number: 28759 Registered: 10-2009 Posted From: 192.193.171.158
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, July 25, 2013 - 01:33 pm: |
    |
Gotcha:if u refinace u will be paying interest again for next few more years mostly then slowly principal
so at the end of the day it will be same antaav .. alantappudu first finance ki refinance ki huge difference unte thappithe laabam undadhu |
   
Rebel
Hero Username: Rebel
Post Number: 10429 Registered: 02-2008 Posted From: 151.151.109.16
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, July 25, 2013 - 01:03 pm: |
    |
Kumar:i have 2 more weeks to decide myself for locking.
closing epudu anukuntunnavu ? |
   
Gotcha
Hero Username: Gotcha
Post Number: 11768 Registered: 02-2008 Posted From: 8.19.193.14
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, July 25, 2013 - 01:02 pm: |
    |
refinacne lo ctach janalaki teledu. so read this carefully before making adecision. say ur loan is for 30 years and u already paid for 5 years. plan ela untundi ante initlaly u will be paying lot of interest and then slowly start paying principal. if u refinace u will be paying interest again for next few more years mostly then slowly principal so thats how banks make money. so adi alochinchukondi. This real estate is for sale. |
   
Andhrawala
Megastar Username: Andhrawala
Post Number: 22574 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, July 25, 2013 - 12:49 pm: |
    |
Manthri:if you don't re-finance in future then only buy points Chances of rates going down are more.
Option 1 lo Kumar is not buying points He is getting 7000 hard cash for going for higher than prevailing rate so my suggestion is go for it and do refi in a month with different bank and he makes cool cash of 4000 in the bargain No Signature |
   
Kumar
Comedian Username: Kumar
Post Number: 1250 Registered: 12-2010 Posted From: 198.204.133.208
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, July 25, 2013 - 12:44 pm: |
    |
Manthri:if you don't re-finance in future then only buy points
I don't have any plans for 1 year sure...
Manthri:Chances of rates going down are more.
i have 2 more weeks to decide myself for locking... is it right to wait till 2 weeks or the interest rates from my post or ok? |
   
Manthri
Junior Artist Username: Manthri
Post Number: 52 Registered: 02-2013 Posted From: 63.165.163.20
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, July 25, 2013 - 12:35 pm: |
    |
if you don't re-finance in future then only buy points Chances of rates going down are more. |
   
Andhrawala
Megastar Username: Andhrawala
Post Number: 22572 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, July 25, 2013 - 12:20 pm: |
    |
Kumar:3. 4.5 interest rate, now I will get around $7000 difference between otion 1 and 3 is 100 dollars in monthly installment difference between otion 2 and 3 is 170 dollars in monthly installment
go for option make 7K and after a month do refi with another vendor for 4.125 provided no prepayment penalty so that way u can make 4K naa fees oka Ipad pampu saaluu No Signature |
   
Kumar
Comedian Username: Kumar
Post Number: 1249 Registered: 12-2010 Posted From: 198.204.133.208
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, July 25, 2013 - 12:17 pm: |
    |
Guys... koddiga guide cheyyandi... options 1. 4.125 interest rate, now I need to pay around $3000 2. 3.875 interest rate, now need to pay around $8000 difference between both is 65 dollars in monthly installment 3. 4.5 interest rate, now I will get around $7000 difference between otion 1 and 3 is 100 dollars in monthly installment difference between otion 2 and 3 is 170 dollars in monthly installment Guys koddiga detailed ga explain cheyyandi... which option I can select and pros and cons of that option |