| Author | Message | ||
     Feelgud Junior Artist Username: Feelgud Post Number: 726 Registered: 06-2009 Posted From: 147.178.7.20 Rating: N/A |
u can go for gruh around 200 .. This is son of HDFC .. for rural housing finance page -- around 4000 mind it pls hold both for 5 years .. | ||
| Saint Hero Username: Saint Post Number: 15681 Registered: 01-2011 Posted From: 68.13.100.193 Rating: N/A |
ithe ippude koneyamanatava ee rendu? | ||
| Feelgud Junior Artist Username: Feelgud Post Number: 725 Registered: 06-2009 Posted From: 147.178.7.20 Rating: N/A |
I can not tell it .infact no one can tell ( or time) it .I can see stocks like page , gruh can give 25 - 30% CAGR for period of 5 years .. ante money nearly 3 times avutundi | ||
| Saint Hero Username: Saint Post Number: 15678 Registered: 01-2011 Posted From: 68.13.100.193 Rating: N/A |
antha ledu mam...this is @ 18% (dharma vaddi lekka)... every 3 years ki renewal.... telisina vallu nammakasthulu (gatti backgrnd vunnna vallaki itcha small amounts)... okadu ethesina manakoche profit motham nakesthadi... | ||
| Saint Hero Username: Saint Post Number: 15677 Registered: 01-2011 Posted From: 68.13.100.193 Rating: N/A |
anni ithe..urgent next 1 year lo naa money double avvali....suggstions cheppandi  | ||
| Nagfanscom Comedian Username: Nagfanscom Post Number: 1651 Registered: 12-2006 Posted From: 115.242.60.162 Rating: N/A |
projection is not for 6 months, it is for 60 months/5 years. ShriRam is much better with 13.32% yeild: http://content.icicidirect.com/mailimages/FixedDeposit_ST.ht ml | ||
| Feelgud Junior Artist Username: Feelgud Post Number: 724 Registered: 06-2009 Posted From: 147.178.7.20 Rating: N/A |
if you can manage this deenni minchindi ledu  | ||
| Feelgud Junior Artist Username: Feelgud Post Number: 723 Registered: 06-2009 Posted From: 147.178.7.20 Rating: N/A |
yep myself. But i have very good friend circle who are self made millionaires with stocks .. some of them give guest lectures in IIM-B IIM-C about indian stock market.. when i am in doubt i ask them.. | ||
| Goldrush Junior Artist Username: Goldrush Post Number: 838 Registered: 03-2012 Posted From: 173.61.88.52 Rating: N/A |
Thanks Brother.. | ||
| Saint Hero Username: Saint Post Number: 15675 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
maa babu rao daya valla 25 years nindakundane insurance policy lu teeyinchadu..US lo maa employer punyama ani term insurance kooda vachesindi (employer sponsered for 250k) | ||
| Chakkera_keli Comedian Username: Chakkera_keli Post Number: 1283 Registered: 08-2012 Posted From: 206.39.12.241 Rating: N/A |
annai... white money investing advice kaavali... RE antha black money investing ayyipoindi..... | ||
| Saint Hero Username: Saint Post Number: 15674 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
emiti 50 lachal? income on thse? antha vasthe inka eeda pani seyyatam deniki? ee investment plans deniki? | ||
| Andhrawala Megastar Username: Andhrawala Post Number: 21266 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
Sain thammi also now is the time to think of some LIC policy alsooo No Signature | ||
| Andhrawala Megastar Username: Andhrawala Post Number: 21265 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
50 lacchal aithe kanuka seppu. Mana VJAWarrior tho kalipi oka stalam konatam, job resign , sell them and continue avvocchuu No Signature | ||
| Saint Hero Username: Saint Post Number: 15672 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
naa answer ithe...feelgud /ustad sepparu ani vuntadi j/k | ||
| Saint Hero Username: Saint Post Number: 15671 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
ayana naaku cheppindi ade... | ||
| Ustad Hero Username: Ustad Post Number: 13149 Registered: 07-2008 Posted From: 206.16.133.51 Rating: N/A |
That question was for feelgud  Bragging is a mask for insecurity. Truly confident people are quiet and unassuming. | ||
| Chakkera_keli Comedian Username: Chakkera_keli Post Number: 1280 Registered: 08-2012 Posted From: 206.39.12.241 Rating: N/A |
annai... nee kaaalmoktha... ededo... maatadtunnav... asal ardham kaavatam ledu.... so respect perigipotundi.... india lo investing ane topic meedha.... zara help seyyi annai... | ||
| Saint Hero Username: Saint Post Number: 15670 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
own/research abt company fundamentals/PE ration/profits/future growth aspects/Industry/Management etc etc | ||
| Saint Hero Username: Saint Post Number: 15669 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
No Trading annai...as of now the plan is: 10% FDs/chits (India) 20% (Gold (ETF/physical anedhi inka decide kaledu)) 30% India lo stocks 20% US lo stocks 20% cash in Hand (depending on Market..this money will go into one of the above) India lo vache income (polalu/other stuff) ...thirigi india lone invest chesedam ani decide ayya....It cud be FDs/chits/vaddi ki dabbulu thippatam lantivi) paper meeda plan chala exiciting gaa vundi..implementation ela vuntadoo choodali... | ||
| Ustad Hero Username: Ustad Post Number: 13148 Registered: 07-2008 Posted From: 206.16.133.51 Rating: N/A |
Do you pick your own stocks or use any paid service? Bragging is a mask for insecurity. Truly confident people are quiet and unassuming. | ||
| Saint Hero Username: Saint Post Number: 15668 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
I agree...but I cannot take somuch returns...nuvvu millionaire avvu..ninnnu choosi anandistha.. | ||
| Vjawarrior Side Hero Username: Vjawarrior Post Number: 7395 Registered: 02-2011 Posted From: 153.2.247.30 Rating: N/A |
if u earn less than 5 lacs in India or if ur a NRI TDS exemption ki chance undi anukunta Naakonchem tikkundi...kaani daanikoka lekkundi... | ||
| Komaranna Side Hero Username: Komaranna Post Number: 3767 Registered: 07-2010 Posted From: 199.2.205.143 Rating: N/A |
Remember FD intrest amoint is TdS but ***** tamud is there any way we can avoid tax deduction apart from senior citizen accounts | ||
| Vjawarrior Side Hero Username: Vjawarrior Post Number: 7393 Registered: 02-2011 Posted From: 153.2.247.30 Rating: N/A |
annai...mee email id ivvandi....want to become ur sishyudu Naakonchem tikkundi...kaani daanikoka lekkundi... | ||
| Vjawarrior Side Hero Username: Vjawarrior Post Number: 7392 Registered: 02-2011 Posted From: 153.2.247.30 Rating: N/A |
Andhrabank...print the form....fill it...scan it....account opened. Naakonchem tikkundi...kaani daanikoka lekkundi... | ||
| Vjawarrior Side Hero Username: Vjawarrior Post Number: 7391 Registered: 02-2011 Posted From: 153.2.247.30 Rating: N/A |
karur vysya bank annai.....andhra bank is easier to open...scan the form and email them.... Naakonchem tikkundi...kaani daanikoka lekkundi... | ||
| Feelgud Junior Artist Username: Feelgud Post Number: 722 Registered: 06-2009 Posted From: 122.172.195.80 Rating: N/A |
Karur vysya , bank of baroda, city union bank for good returns.. Sbi hdtc more saftey Returns more or less anni bank lo same vuntayi.. Remember FD intrest amoint is TdS but ppf is not | ||
| Vjawarrior Side Hero Username: Vjawarrior Post Number: 7390 Registered: 02-2011 Posted From: 153.2.247.30 Rating: N/A |
Saint annai.....ee fd's, ppf's anni trash....Take a look @ Nokia.....nuvvu cheppinadaaniki 50 times ie 500% returns vache aaskaaram undi....Ikkda Isheeplu, crapdroid fanlu ekkuva unnar...telavatledu vaallaki..... Naakonchem tikkundi...kaani daanikoka lekkundi... | ||
| Komaranna Side Hero Username: Komaranna Post Number: 3766 Registered: 07-2010 Posted From: 199.2.205.143 Rating: N/A |
feel tamud ..desam lo which bank is better for longterm fd with good intrest rates..teliste ettu | ||
| Goldrush Junior Artist Username: Goldrush Post Number: 837 Registered: 03-2012 Posted From: 173.61.88.52 Rating: N/A |
20 lakhs fixed deposit ki which bank is better? U.S loo vundi ela open cheyali? | ||
| Feelgud Junior Artist Username: Feelgud Post Number: 721 Registered: 06-2009 Posted From: 122.172.195.80 Rating: N/A |
Bonds ppf and all As you like, i have travelled with ppf all types of bonds all types of FDs.. After all those i am into stocks.. Please dont buy any LIc child plan and ny ulip and all.. About indian stocks i can guide you.. Usa no idea.. Ma friend monna usa stocks 20 lakhs pogottukoni naaku call cheaadu.. Now he is completely into india stocks.. Dont trade in stocksbut invest.. Feel like you are taking partnership in company;) | ||
| Saint Hero Username: Saint Post Number: 15666 Registered: 01-2011 Posted From: 68.13.100.193 Rating: N/A |
annai...idi small investment for kids....manadi separate gaa start avuthundi....getting into long term stock trading shortly...shoes esukunna...lace bigisthunna... US/India - stock market loki okasari entry isthunna.... manam completely licked anna kaani pillala bhavishyathu minimum guarantee vundelagaa chse erpatlu ivi... | ||
| Saint Hero Username: Saint Post Number: 15665 Registered: 01-2011 Posted From: 68.13.100.193 Rating: N/A |
farmer saab...idi manakosm kaadu ani chepthunna kadaa...mana pillala kosam...manam pettedi max oka 10% vuntademo ee tyfe investment... | ||
| Feelgud Junior Artist Username: Feelgud Post Number: 720 Registered: 06-2009 Posted From: 122.172.195.80 Rating: N/A |
Saint with 12% u can not even beat the inflation..aim for 25 - 30 % CAGR.. Our aim is to have 10 cr surplus cash by the age we reach 45..come on | ||
| Netsaint Side Hero Username: Netsaint Post Number: 7649 Registered: 05-2008 Posted From: 49.204.184.19 Rating: N/A |
levu. now Maxx is 120 months 10 yrs ye. okka CANARA BANK lo mathram 20 year Recurring deposit scheme (RDS) undhi inkaa. My Telugu Bhakthi Blog :http://gurugeetha.blogspot.com/ | ||
| Feelgud Junior Artist Username: Feelgud Post Number: 719 Registered: 06-2009 Posted From: 122.172.195.80 Rating: |
Saint tammud inthq batuku batiki ppf lu bond la meeda paddava.. Longterm ki stocks minchindui ledu..comeon start ur journey with into billoniare club.. | ||
| Farmer Side Hero Username: Farmer Post Number: 8383 Registered: 03-2012 Posted From: 70.198.7.21 Rating: |
investment or business cheyyali...vayasuloo vunnappudu riks theeskovale... inkoo 5 yrs lkk retire avuthaam anukunnappudu fixed deposits esukovach...tata..birla | ||
| Komaranna Side Hero Username: Komaranna Post Number: 3764 Registered: 07-2010 Posted From: 199.2.205.143 Rating: N/A |
basky..previously 25 years FD ani edo vundedi..now a days more than 5 years FD tesi D'da? | ||
| Saint Hero Username: Saint Post Number: 15661 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
chinna pillalki ippudu vesthe vallu perige time ki use avuddi money.... musalollu FD lu esi emi sadinchali? mana lanti uuth totally licked ina...putte pillalaki minimum guarantee vundela cheyyali kadaa | ||
| Netsaint Side Hero Username: Netsaint Post Number: 7644 Registered: 05-2008 Posted From: 49.204.184.19 Rating: N/A |
how long can u wait. ippudu nuvvu 9% vacchedaaka aaagi 1 lac esthaava, appaudu corpus entha untundi just 1 lac, naalanti vadu 11 years ayyindi open jesi, so if it jumps to 9% and keeps above 9% then entire amount ki 9% varthistundi kada which is not the case in fixed deposit. where ur contracted rate remains same. My Telugu Bhakthi Blog :http://gurugeetha.blogspot.com/ | ||
| Farmer Side Hero Username: Farmer Post Number: 8382 Registered: 03-2012 Posted From: 70.198.7.21 Rating: N/A |
youthh fixed deposit veyyatam enti swami...chii | ||
| Saint Hero Username: Saint Post Number: 15656 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
PPF is also good if the interest rate stays above 9% | ||
| Saint Hero Username: Saint Post Number: 15655 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
thx bro..manchi info itcharu | ||
| Filmbuff Comedian Username: Filmbuff Post Number: 1855 Registered: 11-2011 Posted From: 223.227.240.160 Rating: N/A |
Adhe gaa nenu cheppedi that the tax free bonds of the the govt. companies give equal interest. And they are all exempt. Most importantly there is no limit, you can invest upto 10 lakhs in each company. Even NRIs can invest. And another important thing is that the actual yield on these bonds has crossed touched nearly 20% for me over the last 2 years. Around 8% tax free interest and over and above that, these bonds have appreciated by nearly 8-9% on the markets so that is nearly 16% return and if you add the tax break on the interest it is nearly 20% return. Fundamentally, we are moving to a low interest rate regime over the next few years, in that scenario it is better to go for fixed interest bearing bonds than PPF where interest rates will go down along with the market. | ||
| Netsaint Side Hero Username: Netsaint Post Number: 7641 Registered: 05-2008 Posted From: 49.204.184.19 Rating: N/A |
SAint that intrest is based in current market. PPF intrest is decided every year, so it keeps growing some more some less, but if initial years lo corpus build ayyetappudu takkuva intrest unna parledhu like 8,8.5% etc but last lo last lo intrest perige koddi, your TOTAL Savings meedha high yield will grow exponential. say 11,12,13th years ki 12% ,intrest regime undi anuko, all ur amount will get growth of 12%. ika 12% possible antaaava, its a cycle.. 90's, lo PPF was giving 14% per annum slowly declined, but still whatever they give is best rate possible.. My Telugu Bhakthi Blog :http://gurugeetha.blogspot.com/ | ||
| Netsaint Side Hero Username: Netsaint Post Number: 7640 Registered: 05-2008 Posted From: 49.204.184.19 Rating: N/A |
NRIs konchem workaround chesi petteyocchu. US citizens mathram no. My Telugu Bhakthi Blog :http://gurugeetha.blogspot.com/ | ||
| Andhrawala Megastar Username: Andhrawala Post Number: 21261 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
HUF meedha koodaa inko laccha pettukochemoo BTW Can NRIs aka citzens of USA pettocchaaaa No Signature | ||
| Netsaint Side Hero Username: Netsaint Post Number: 7639 Registered: 05-2008 Posted From: 49.204.184.19 Rating: N/A |
if u want to open ppf open quickly. as technically NRI ki account open cheyyaru. u have to be domestic for opening or domestic during the period of opening. once u open, if u later become NRI u can still continue. My Telugu Bhakthi Blog :http://gurugeetha.blogspot.com/ | ||
| Netsaint Side Hero Username: Netsaint Post Number: 7638 Registered: 05-2008 Posted From: 49.204.184.19 Rating: N/A |
SAINT ekkada leni vidhamugha PPF is highly guaranteed by govt. soverign guarantee tho samaanamu. plus its E-E-E. ante EXEPT EXEMPT EXEMPT. investment, GROWTH(intrest), Final COrpus accumulated all 3 are EXEMPTED FROM INCOMETAX. deniki ledhu ilaaga other any fixed schemes lo My Telugu Bhakthi Blog :http://gurugeetha.blogspot.com/ | ||
| Netsaint Side Hero Username: Netsaint Post Number: 7637 Registered: 05-2008 Posted From: 49.204.184.19 Rating: N/A |
PPF limit is 1.00 Lac per account. you can however invest in Spouse Name account also, child account also . SELF - 1lac, SPOUSE 1lac, child 1 lac My Telugu Bhakthi Blog :http://gurugeetha.blogspot.com/ | ||
| Filmbuff Comedian Username: Filmbuff Post Number: 1854 Registered: 11-2011 Posted From: 223.227.240.160 Rating: N/A |
PPF lo limit untadhi, i don't think you can invest more than 50 K a year or something. Over the last 2 years, GoI has started allowing govt. companies to issue tax free bonds. They give a tax free interest of around 7.5 - 8%. So before tax (to compare like to like), the yield can be close to 11%. Most of these bonds are very actively traded on the NSE. You can buy them just like you buy any share. You can invest upto Rs10 lakhs a year in one company to be considered a retail investor. Here is a link where you can read up a bit. http://wealth18.com/comparison-of-current-tax-free-bonds-iss ues-ifrc-pfc-rec-hudco-iifcl-jnpt-nhb-enmore-dredging-corp/ | ||
| Saint Hero Username: Saint Post Number: 15642 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
anni ante ippudu meeru cheppedi..idi vaddu...PPF lanti govt bonds lo invest chesukondi anena? meeru cheppedi ardham inattu kanattu vundi... | ||
| Filmbuff Comedian Username: Filmbuff Post Number: 1852 Registered: 11-2011 Posted From: 223.227.240.160 Rating: N/A |
Elaa ante - do you mean why is there a difference between Interest and Yield. That is because the bond might be trading at less than par value. So at the current price of the yield, the interest of 9.75% would give you a yield of 11.85%. You basically need to a basic YTM calculation (aka discounted cash flow of the interest payments and the principal repayments) to get the yield stated. But take the risk, haayiga invest in tax free bonds of the govt like HUDCO, PFC etc you will get better yields without the risk of a private company, as they are sovereign guaranteed bonds. | ||
| Andhrawala Megastar Username: Andhrawala Post Number: 21253 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
Compund interest say for example u deposit Rs 1 lakh with Mahindra & Mahindra Financial Services Ltd. after 6 months u get 159230 so 60K on 1 lakhs capital/ This divided by 5 u are getting arnd 12% yield No Signature | ||
| Saint Hero Username: Saint Post Number: 15638 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
http://content.icicidirect.com/mailimages/FixedDeposit_Mahin draFinanceCo.html elanoo seppandi? |
