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Conquas
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Username: Conquas

Post Number: 5965
Registered: 11-2011
Posted From: 99.82.251.78

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Posted on Wednesday, December 12, 2012 - 11:57 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

401k or IRAs.... look into these funds.... if you have questons regarding ratings.... check it in morningstar.com

1. Index Fund:

Vanguard 500 Index ($VFINX) fund is one of the most popular products out there, with more than $25 billion under management and a rock-bottom 0.17% expense ratio. That's a mere $17 on every $10,000 invested!

2. Small-cap growth fund:

Janus Triton T ($JATTX). It has earned a five-star rating from Morningstar, and its lifetime rate of return is about 11% annually.

Janus also has no transaction costs and a reasonable expense ratio of 0.94%. That means its management fee is $94 for every $10,000 you invest.

3. Large-cap dividend fund:

Fidelity Strategic Dividend and Income Fund ($FSDIX)

This fund gets four stars from Morningstar. It has no transaction charges and an expense ratio of just 0.84%. That's an $84 charge on every $10,000 you have invested.

4. International growth fund:

Oakmark International I ($OAKIX) fund. This mutual fund has a lifetime return of more than 10% annually, a five-star ranking from Morningstar and an impressive $9 billion under management.

The expense ratio is a reasonable 1.06%, meaning you pay $106 for every $10,000 invested.

5. Bond Fund:

Pimco Total Return C ($PTTCX) fund

The expense ratio is a decent 1.6% -- about $160 on $10,000 invested.

nice article from msn...
http://money.msn.com/mutual-fund/5-funds-for-your-401k-in-20 13
all opinions expressed here are mine..

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