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Andhrawala
Hero Username: Andhrawala
Post Number: 13887 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 20, 2012 - 12:38 pm: |
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or else see kvrao.org who gives some plans to residents also Those are much cheaper but atleast something No Signature |
   
Andhrawala
Hero Username: Andhrawala
Post Number: 13886 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 20, 2012 - 12:13 pm: |
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Acf:I checked ehealthinsurance and posted two plans in my initial post. ehealthinsurance guys told me that there is no HSA option for NJ guys. $1250 is ok but for 1250 the benefits are not great. $5000 deductible for a family before insurance starts paying. s0 (12 * 1250) + 5000 = 15,000 + 5000. so i have to spend 20K yearly. so trying for any better option.
I suggest u to move to some place in PA which is closest to NJ. or may be CT on the otherside PA has good choices for Individual health Plans or if ur wife is working u need to find a job for her which offers good plans Many employees provide group plans to W2 employeess which has to be fudned fully by employee No Signature |
   
Acf
Junior Artist Username: Acf
Post Number: 492 Registered: 01-2008 Posted From: 12.144.48.226
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 20, 2012 - 11:39 am: |
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Jodhaa:ohh..usually they will send u COBRA details in mail..register avvataaniki koncham time isthaaru from the day u left the FT job..with in 120 or 180 days..dont remember exactly.
Andhrawala:U lost that COBRA option now. U have to opt COBRA within 90 days
i googled and found that i dont have that option now. |
   
Acf
Junior Artist Username: Acf
Post Number: 490 Registered: 01-2008 Posted From: 12.144.48.226
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 20, 2012 - 11:38 am: |
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Andhrawala:which state u live??
NJ
Andhrawala:Try ehealthinsurance. Go for HSA plan which will be cheaper But if u think 1250 is OK (becos of higher pay now than FTE), go ahead.
I checked ehealthinsurance and posted two plans in my initial post. ehealthinsurance guys told me that there is no HSA option for NJ guys. $1250 is ok but for 1250 the benefits are not great. $5000 deductible for a family before insurance starts paying. s0 (12 * 1250) + 5000 = 15,000 + 5000. so i have to spend 20K yearly. so trying for any better option. |
   
Andhrawala
Hero Username: Andhrawala
Post Number: 13882 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 20, 2012 - 11:26 am: |
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Acf: hmm adhi ela work avuthundho idea ledhu... last day HR cheppindhi cobra details mail chestham ani nenu pedha patinchukoledhu... nenu FT job vadhilesi 4 months iyindhi... india ku vella... will try to explore this cobra option. Thanks Jodhaa.
U lost that COBRA option now. U have to opt COBRA within 90 days which state u live?? Try ehealthinsurance. Go for HSA plan which will be cheaper But if u think 1250 is OK (becos of higher pay now than FTE), go ahead. No Signature |
   
Jodhaa
Megastar Username: Jodhaa
Post Number: 23472 Registered: 02-2008 Posted From: 69.174.58.116
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 20, 2012 - 11:00 am: |
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Acf: last day HR cheppindhi cobra details mail chestham ani nenu pedha patinchukoledhu... nenu FT job vadhilesi 4 months iyindhi... india ku vella... will try to explore this cobra option.
ohh..usually they will send u COBRA details in mail..register avvataaniki koncham time isthaaru from the day u left the FT job..with in 120 or 180 days..dont remember exactly. |
   
Acf
Junior Artist Username: Acf
Post Number: 489 Registered: 01-2008 Posted From: 12.144.48.226
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 20, 2012 - 11:00 am: |
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Twitter:evaro chepparu nuv oka co register cheskoni aa co ki group insurance la theeskunte cheap paduddhani ..think in that direction
min 2 employees vunte group insurance vasthundhi... but ippudu nenu comp register chesina nenu already vere employer degara payrol lo vunta and only my wife nenu register chesina comp. lo employee avuthundhi so only 1 employee vunte ivvaru kadha group insurance? |
   
Twitter
Megastar Username: Twitter
Post Number: 21862 Registered: 10-2009 Posted From: 69.126.240.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 20, 2012 - 10:57 am: |
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Acf:
evaro chepparu nuv oka co register cheskoni aa co ki group insurance la theeskunte cheap paduddhani ..think in that direction |
   
Acf
Junior Artist Username: Acf
Post Number: 488 Registered: 01-2008 Posted From: 12.144.48.226
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 20, 2012 - 10:52 am: |
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Jodhaa:you can be on your FT insurance for 18months after job anukonta..COBRA insurance..did u check that option?
hmm adhi ela work avuthundho idea ledhu... last day HR cheppindhi cobra details mail chestham ani nenu pedha patinchukoledhu... nenu FT job vadhilesi 4 months iyindhi... india ku vella... will try to explore this cobra option. Thanks Jodhaa. |
   
Jodhaa
Megastar Username: Jodhaa
Post Number: 23471 Registered: 02-2008 Posted From: 69.174.58.116
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 20, 2012 - 10:44 am: |
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Acf:6 years FT valla non-group health insurance gurinchi idea ledhu...
you can be on your FT insurance for 18months after job anukonta..COBRA insurance..did u check that option? |
   
Acf
Junior Artist Username: Acf
Post Number: 487 Registered: 01-2008 Posted From: 12.144.48.226
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, August 20, 2012 - 10:42 am: |
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6 years FT valla non-group health insurance gurinchi idea ledhu... ippudu contract job on W2 hourly accept chesa... new employer emo hourly valaku no benefits annadu not even to purchase their group insurance... so ippudu nenu own ga insurance theesukovali so ehealthinsurace.com lo choosthe NJ lo very few plans vunnai... avi kuda too expensive... below 2 plans lo edhi better? 1. AmeriHealth - for a family of three the premium comes to $1250 per month. https://www.ehealthinsurance.com/ehealthinsurance/benefits/i fp/NJ/NJAmeriHealth_PPO_25_50-1010.pdf 2. UHC Oxford around $1150 but no deductible... kaani chala limitations vunnai https://www.ehealthinsurance.com/ehealthinsurance/benefits/i fp/NJ/NJOxford_EnhancedEPO_2011.pdf also evaranna employer through kakunda NJ lo family insurance thesukunnara? vunte kastha details isthara? TIA. |