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Message |
   
Jake_ryan
Junior Artist Username: Jake_ryan
Post Number: 392 Registered: 01-2008 Posted From: 129.192.170.250
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 01:46 pm: |
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in bay area, my agent says we are no longer in buyers market - its gone sometime in February/March. We are officially in Sellers market as far as Bay Area concerned atlest. |
   
Simba
Side Hero Username: Simba
Post Number: 6059 Registered: 02-2008 Posted From: 206.210.17.33
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 01:36 pm: |
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Guru:Simba - miru marlboro lo na undedy?
yes.
Urumi:mee illu kaasta finish ayyaaka kaasta mammalni invite cheyyandi, kotta members ni kalupukom anakunda. vachi furniture adee choosi potaam.
you are welcome  |
   
Guru
Side Hero Username: Guru
Post Number: 3540 Registered: 05-2009 Posted From: 192.193.221.142
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 01:31 pm: |
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Simba - miru marlboro lo na undedy? |
   
Ipad
Junior Artist Username: Ipad
Post Number: 781 Registered: 03-2011 Posted From: 12.10.219.226
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 01:29 pm: |
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It is not a good timing to buy a property for investment here, if it is for lining that fine. Any Real estate , better in INDIA now |
   
Guru
Side Hero Username: Guru
Post Number: 3539 Registered: 05-2009 Posted From: 192.193.221.142
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 01:28 pm: |
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NJ lo good schooling districts lo demand bane undi |
   
Urumi
Side Hero Username: Urumi
Post Number: 2532 Registered: 12-2011 Posted From: 71.174.226.211
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 01:27 pm: |
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Simba:
mee illu kaasta finish ayyaaka kaasta mammalni invite cheyyandi, kotta members ni kalupukom anakunda. vachi furniture adee choosi potaam. |
   
Simba
Side Hero Username: Simba
Post Number: 6057 Registered: 02-2008 Posted From: 206.210.17.33
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 01:26 pm: |
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Mrhyderabad:suggest any good sites for indoor plants
inka indoor plants varaku raaledu. Will share when I have the info. Jodhaa:main page lo unna theme aa?
Antha ledu. We have a B&M store near us. They carry some unique accent tables, wall decor etc. We are bought few items from there. Inka cheyylasindi chaala undhi... |
   
Jodhaa
Megastar Username: Jodhaa
Post Number: 22719 Registered: 02-2008 Posted From: 69.174.58.124
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 01:11 pm: |
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Simba:http://www.arhaus.com/
main page lo unna theme aa? |
   
Mrhyderabad
Side Hero Username: Mrhyderabad
Post Number: 8932 Registered: 01-2008 Posted From: 98.221.83.14
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 01:07 pm: |
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Simba:http://www.arhaus.com/
nice... suggest any good sites for indoor plants Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein |
   
Khandada
Side Hero Username: Khandada
Post Number: 3047 Registered: 10-2008 Posted From: 64.79.135.151
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 01:03 pm: |
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simba goru atta kaadh...CC should not be a block to buy or not ani kavi bhaavam Humpty Dumpty sat on a wall,Humpty Dumpty had a great fall |
   
Khandada
Side Hero Username: Khandada
Post Number: 3046 Registered: 10-2008 Posted From: 64.79.135.151
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 01:02 pm: |
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idiot1 CC ekkuva emu undadhu ~10k <10k in most estimates i got Humpty Dumpty sat on a wall,Humpty Dumpty had a great fall |
   
Idiot1
Side Hero Username: Idiot1
Post Number: 2306 Registered: 07-2008 Posted From: 199.245.32.210
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 12:59 pm: |
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Khandada:
inka confirm kaaledu move aithe isthadu annattu. deeni valla entha difference vastundi? |
   
Simba
Side Hero Username: Simba
Post Number: 6056 Registered: 02-2008 Posted From: 206.210.17.33
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 12:59 pm: |
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Khandada:emp isthaa utnay financial think sethaa unnava
salary kooda employer istaadu gaa.. atla ani koneyyala?  |
   
Simba
Side Hero Username: Simba
Post Number: 6054 Registered: 02-2008 Posted From: 206.210.27.33
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 12:58 pm: |
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Mrhyderabad:paramus has some great European / Italian furniture stores.
yeah... okappudu baagane tirigam. Now, our theme is rustic and transitional. Furniture/accents are unique and one-of-a-kind. http://www.arhaus.com/ |
   
Khandada
Side Hero Username: Khandada
Post Number: 3044 Registered: 10-2008 Posted From: 64.79.135.151
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 12:57 pm: |
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ori emp isthaa utnay financial think sethaa unnava it is your personal choice whether you want to own or not Humpty Dumpty sat on a wall,Humpty Dumpty had a great fall |
   
Idiot1
Side Hero Username: Idiot1
Post Number: 2303 Registered: 07-2008 Posted From: 199.245.32.210
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 12:55 pm: |
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Khandada:
ichedi agents kaadannai employer  |
   
Khandada
Side Hero Username: Khandada
Post Number: 3043 Registered: 10-2008 Posted From: 64.79.135.151
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 12:54 pm: |
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idtio1 annai see if seller or sellers agent can contribute towards closing else find a realtor who will be your buyer's agent and contribute second care lo he will get 2.5 to 3% of Sale price as commission mana wallu unnaru who keep 1% for their efforts and give rest catch is they cannot give you that amount as cash...so towards CC ani set sesthaar Humpty Dumpty sat on a wall,Humpty Dumpty had a great fall |
   
Khandada
Side Hero Username: Khandada
Post Number: 3042 Registered: 10-2008 Posted From: 64.79.135.151
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 12:50 pm: |
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mav LV lo edhi gated kaadhay( tires arigay laagaa already tirigings) nen cheppina gated is a diff one called belmont Humpty Dumpty sat on a wall,Humpty Dumpty had a great fall |
   
Idiot1
Side Hero Username: Idiot1
Post Number: 2302 Registered: 07-2008 Posted From: 199.245.32.210
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 12:49 pm: |
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Khandada:
khan annai, closing costs inkodu epttukonta ante illu konadam ok naa leka naada undi kada gurram konattu avutundaa?  |
   
Maverick
Legend Username: Maverick
Post Number: 38654 Registered: 01-2008 Posted From: 70.39.231.164
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 12:47 pm: |
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h_d mee loudon community gurinche nenu cheppedi..last year vaccha..no gates Who is this DB member? |
   
Khandada
Side Hero Username: Khandada
Post Number: 3040 Registered: 10-2008 Posted From: 64.79.135.151
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 12:41 pm: |
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mav nuvvu chusindhee alaa undavachu the one i saw is fenced/walled all around and guarded entry/exit points with one exit point closed after a certain time in the evening kids gurinchi koncham takkuva bhaya padaaali wrt mental naa kondis, drugs availabilty Humpty Dumpty sat on a wall,Humpty Dumpty had a great fall |
   
Mrhyderabad
Side Hero Username: Mrhyderabad
Post Number: 8931 Registered: 01-2008 Posted From: 98.221.83.14
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 12:40 pm: |
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Simba:ppdu maa intiki shopping is like antham kaadidi aarambham. Prathi item iddhariki nacchali ante antha easy kaadu. But that's the whole fun.
u might already know this but paramus has some great European / Italian furniture stores. We used to drive all the way there to check out all the stores. Good that we didn't have any kids back then so it was lot fun shopping around. Ippudu kids tho furniture shopping anna thought kuda chaala scary gaa vundi :-) maa ammayi crib kosam kuda H_D 1 stores tippindi Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein |
   
Maverick
Legend Username: Maverick
Post Number: 38653 Registered: 01-2008 Posted From: 70.39.231.164
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 12:38 pm: |
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ee gated community concept ardham kaadu naaku..mundu gate untundi..always open even at 3 o4 4 in the night..not the entire community is fenced inka enduku gated communities anukovadam? Who is this DB member? |
   
Khandada
Side Hero Username: Khandada
Post Number: 3038 Registered: 10-2008 Posted From: 64.79.135.151
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 12:36 pm: |
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@DC LV estates ani already oka comm undhi off exit 7...it is not gated but homes are decenlty spaced out compared to bramb toll aadi comm vasthaandhee on same road at the west/south end of LV pkwy... i havent paid attention if it is going to be gated ..dasara decorations type lo edho pettad at the entry Humpty Dumpty sat on a wall,Humpty Dumpty had a great fall |
   
Mrhyderabad
Side Hero Username: Mrhyderabad
Post Number: 8930 Registered: 01-2008 Posted From: 98.221.83.14
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 12:33 pm: |
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Jodhaa:mari aa 1 year no sofa at home aa?
yes, mostly. Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein |
   
Jodhaa
Megastar Username: Jodhaa
Post Number: 22712 Registered: 02-2008 Posted From: 69.174.58.124
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 12:32 pm: |
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Jackson:
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Jackson
Side Hero Username: Jackson
Post Number: 7347 Registered: 09-2007 Posted From: 171.159.192.10
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 12:28 pm: |
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Jodhaa:mee anni house related threads save chesaara..if yes..mail me..memu kontey tappudu use avuthaaye..TIA.
GC vochi one year+ avutundi inka konaledaa illu?? ... |
   
Maverick
Legend Username: Maverick
Post Number: 38649 Registered: 01-2008 Posted From: 70.39.231.164
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 12:16 pm: |
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http://www.bestbuy.com/site/Samsung+-+3.5+Cu.+Ft.+6-Cycle+Hi gh-Efficiency+Washer+-+White/9739898.p?id=1218165052349&skuI d=9739898 http://www.bestbuy.com/site/Samsung+-+7.3+Cu.+Ft.+7-Cycle+El ectric+Dryer+-+White/9739916.p?id=1218165052287&skuId=973991 6 vadi unte reviews please. Who is this DB member? |
   
Jodhaa
Megastar Username: Jodhaa
Post Number: 22710 Registered: 02-2008 Posted From: 69.174.58.124
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 12:16 pm: |
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Maverick:i dont think i have saved.
oh k. Np |
   
Maverick
Legend Username: Maverick
Post Number: 38648 Registered: 01-2008 Posted From: 70.39.231.164
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 12:15 pm: |
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>>mee anni house related threads save chesaara..if yes..mail me..memu kontey tappudu use avuthaaye..TIA. i dont think i have saved..malla start chesi disco cheyyatame kavalante Who is this DB member? |
   
Jodhaa
Megastar Username: Jodhaa
Post Number: 22709 Registered: 02-2008 Posted From: 69.174.58.124
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 12:14 pm: |
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Maverick:immediate move in checklist cheppandi..like blinds etc.. are u using a samsung washer and dryer?ela untai quailty..best buy lo 620 each ki unnai
mee anni house related threads save chesaara..if yes..mail me..memu kontey tappudu use avuthaaye..TIA. |
   
Maverick
Legend Username: Maverick
Post Number: 38647 Registered: 01-2008 Posted From: 70.39.231.164
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 12:12 pm: |
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immediate move in checklist cheppandi..like blinds etc.. are u using a samsung washer and dryer?ela untai quailty..best buy lo 620 each ki unnai Who is this DB member? |
   
Jackson
Side Hero Username: Jackson
Post Number: 7346 Registered: 09-2007 Posted From: 171.159.194.11
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 12:09 pm: |
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Simba:You got it. Andariki ila perige chances undaka povacchu. It depends on the location, school district etc.
yes i understand.. but deal OK deggara nundi house chetikoche lopala kuda ila down payment (installments lo) chesukovachu ani telidhu naaku.. ... |
   
Dreamcatcher
Side Hero Username: Dreamcatcher
Post Number: 2992 Registered: 11-2009 Posted From: 208.86.145.68
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 12:08 pm: |
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Khan saab: LC lo loudon valley estates area nassindhee...brambleton bhee ok but finding a resale one is pretty tough...toll waadu LV lo kaduthunaadu...better than all other new ones in LV and bramb anipinchindhee wrt floor plan
ee LV ye na gated community with elementary or middle school inside the community? naa ex-colleague okaamey LV lo konna annadi, I tried to reach her to get more info for you, did not get a response back. |
   
Simba
Side Hero Username: Simba
Post Number: 6053 Registered: 02-2008 Posted From: 206.210.27.33
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 12:05 pm: |
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Jackson:endukante house value koncham perigindi (so aa extra 5% compensate ayipoindi house value pergatam valla so PMI avasaram ledhu anthena??
You got it. Andariki ila perige chances undaka povacchu. It depends on the location, school district etc. |
   
Mental_sachinodu
Side Hero Username: Mental_sachinodu
Post Number: 7406 Registered: 10-2008 Posted From: 208.85.128.5
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 12:03 pm: |
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Maverick:.just a simple FD in india would obviously fetch more returns..avakasam unnapudu enduku vadukokapovali annadi naa question..
yes, ante kontha mandhi savings lo edathaar kadha.. alanti vallaki it is better they put it in the house . the world of appearances may or may not be real, or both may and may not be real - or may be indescribable; or may be real and indescribable, or unreal and indescribable; or in the end may be read and unreal and indescribable - its all Syadvada |
   
Jackson
Side Hero Username: Jackson
Post Number: 7345 Registered: 09-2007 Posted From: 171.159.194.11
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 12:03 pm: |
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Simba:
meeru cheppina concept naaku ardham ayye bhasha lo chebuta.. (ee loan knowledge nillio..as I'm still living in apt) Example: Jan 1st na deal OK chesaaru house di..10% down payment chesaaru.. July 1st kistha annadu builder house.. Jan-Jul madhya lo inko 5% kattesaaru Jul 1st na aa migitha 5% kuda katta bothe, builder upgrades ki use chesuko.. endukante house value koncham perigindi (so aa extra 5% compensate ayipoindi house value pergatam valla so PMI avasaram ledhu anthena??) ... |
   
Khandada
Side Hero Username: Khandada
Post Number: 3037 Registered: 10-2008 Posted From: 64.79.135.151
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 12:03 pm: |
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DC bhayya herndon, reston ruled out , the TH example in my first post was next to floris 535k listed...went to contract in 2 days LC lo loudon valley estates area nassindhee...brambleton bhee ok but finding a resale one is pretty tough...toll waadu LV lo kaduthunaadu...better than all other new ones in LV and bramb anipinchindhee wrt floor plan Humpty Dumpty sat on a wall,Humpty Dumpty had a great fall |
   
Simba
Side Hero Username: Simba
Post Number: 6052 Registered: 02-2008 Posted From: 206.210.27.33
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 12:02 pm: |
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Mrhyderabad:we shopped for almost 1 year to find the right sec sofa for living room :-)
that's the spirit. Ippdu maa intiki shopping is like antham kaadidi aarambham. Prathi item iddhariki nacchali ante antha easy kaadu. But that's the whole fun. |
   
Jodhaa
Megastar Username: Jodhaa
Post Number: 22708 Registered: 02-2008 Posted From: 69.174.58.124
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 11:59 am: |
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Mrhyderabad:we shopped for almost 1 year to find the right sec sofa for living room :-)
mari aa 1 year no sofa at home aa?J/K |
   
Dreamcatcher
Side Hero Username: Dreamcatcher
Post Number: 2991 Registered: 11-2009 Posted From: 208.86.145.68
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 11:55 am: |
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Also, keep in mind that this is the time RE picks up as kids schools are closing and many families relocate during this summer break. This will slow down during August/September months and RE will pullback a little bit, but early spring is the best time to shop for a home as homes in the market will have less demand. |
   
Mrhyderabad
Side Hero Username: Mrhyderabad
Post Number: 8929 Registered: 01-2008 Posted From: 98.221.83.14
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 11:52 am: |
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Simba:For me, buying a house should be emotional.
ilaa emotional ayye H1/GC lekapoyina (i was on L1) mundu venuka choosukokunda illu konnam as we wanted to live in our own home even if it is for short time. we shopped for almost 1 year to find the right sec sofa for living room :-) Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein |
   
Dreamcatcher
Side Hero Username: Dreamcatcher
Post Number: 2989 Registered: 11-2009 Posted From: 208.86.145.68
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 11:52 am: |
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Khan saab, NOVA is becoming hot again RE wise, especially Herndon/Reston area. Herndon townhomes are going out of market within week. Did you find anything interesting in LC? |
   
Maverick
Legend Username: Maverick
Post Number: 38645 Registered: 01-2008 Posted From: 70.39.231.164
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 11:51 am: |
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>>other wise, not much beneficial unless you invest in better returning options. america lo house investment kante anything else is better returns ee kada..just a simple FD in india would obviously fetch more returns..avakasam unnapudu enduku vadukokapovali annadi naa question.. Who is this DB member? |
   
Jodhaa
Megastar Username: Jodhaa
Post Number: 22705 Registered: 02-2008 Posted From: 69.174.58.124
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 11:51 am: |
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Khandada:meeru evening ayya sariki kids andarnee pogesiii songs singuthaaaa utnay....ahaaa naa raaja ( sri laxmi style)
paatey kada..nenu nenu paadatha kadha.. |
   
Jodhaa
Megastar Username: Jodhaa
Post Number: 22704 Registered: 02-2008 Posted From: 69.174.58.124
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 11:50 am: |
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Simba:btw, if you are serious and need advice, let us know
Khandada:if you need any info on VA, dont hesitate to email
Thank u thank u..def ga advice kaavali..ee year ayethe ikkadey.Move plan confirm avvagaaney will ping u guys. |
   
Jodhaa
Megastar Username: Jodhaa
Post Number: 22703 Registered: 02-2008 Posted From: 69.174.58.124
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 11:48 am: |
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Maverick:cinci lo kooda anta kante emi undadu..same type of market..u should plan
cinci is not my type of city.ikkada house koney plan asalu ledhu. |
   
Mental_sachinodu
Side Hero Username: Mental_sachinodu
Post Number: 7402 Registered: 10-2008 Posted From: 208.85.128.5
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 11:47 am: |
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Maverick:200K house ki ee piggyback/subordinate loans avasaramantara?..
helps if planning to sell it within 4 to 5 years, other wise, not much beneficial unless you invest in better returning options. the world of appearances may or may not be real, or both may and may not be real - or may be indescribable; or may be real and indescribable, or unreal and indescribable; or in the end may be read and unreal and indescribable - its all Syadvada |
   
Maverick
Legend Username: Maverick
Post Number: 38644 Registered: 01-2008 Posted From: 70.39.231.164
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 11:45 am: |
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200K house ki ee piggyback/subordinate loans avasaramantara?.. Who is this DB member? |
   
Mental_sachinodu
Side Hero Username: Mental_sachinodu
Post Number: 7400 Registered: 10-2008 Posted From: 208.85.128.5
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 11:43 am: |
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Simba:For me, buying a house should be emotional. One should dream about it. Make plans about spending quality time with family/friends, down to picking the room color and furniture. If you are contemplating the purchase down to last dollar, there is no point. Quality of life cannot be expressed in dollars. JMO.
very well said. house purely investment kosam konatam ayithe, it is better not to go for it. there are better options for investments.
Mrhyderabad:late 2005
yep, naaku thelisi chaala states lo this is not an option any more. the world of appearances may or may not be real, or both may and may not be real - or may be indescribable; or may be real and indescribable, or unreal and indescribable; or in the end may be read and unreal and indescribable - its all Syadvada |
   
Simba
Side Hero Username: Simba
Post Number: 6049 Registered: 02-2008 Posted From: 206.210.17.33
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 11:41 am: |
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Mrhyderabad:Hope i did the right thing. Simba may not agree but R2I or ikkada settle ani inkaa decide avvani vaallaki 20% down waste ani naa opinion
If you have plans to R2I then putting down least is advisable. For me, buying a house should be emotional. One should dream about it. Make plans about spending quality time with family/friends, down to picking the room color and furniture. If you are contemplating the purchase down to last dollar, there is no point. Quality of life cannot be expressed in dollars. JMO. |
   
Mrhyderabad
Side Hero Username: Mrhyderabad
Post Number: 8928 Registered: 01-2008 Posted From: 98.221.83.14
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 11:40 am: |
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Mental_sachinodu:when did you do this? i mean year.
late 2005 Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein |
   
Mental_sachinodu
Side Hero Username: Mental_sachinodu
Post Number: 7399 Registered: 10-2008 Posted From: 208.85.128.5
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 11:38 am: |
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Mrhyderabad: 15% home equity (sub-ordinate loan) set chesaa
when did you do this? i mean year. recent ga ilaantivi allow seyyatledhu kadha the world of appearances may or may not be real, or both may and may not be real - or may be indescribable; or may be real and indescribable, or unreal and indescribable; or in the end may be read and unreal and indescribable - its all Syadvada |
   
Khandada
Side Hero Username: Khandada
Post Number: 3035 Registered: 10-2008 Posted From: 64.79.135.151
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 11:38 am: |
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@Simba nice that it worked out thay way for you it is a good tactic to explore for newbies appraisal lo peragatam is fingers crossed emo if one want to jump from 15% to > 20% Humpty Dumpty sat on a wall,Humpty Dumpty had a great fall |
   
Mrhyderabad
Side Hero Username: Mrhyderabad
Post Number: 8927 Registered: 01-2008 Posted From: 98.221.83.14
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 11:37 am: |
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Maverick:idi kaasta explain chestava?
inka andulo explain cheyadaniki emi ledu :-) To avoid PMI, lot of people use this option. int payment on both loans is eligible for tax deduction same bank (chase) provided primary and sub-ord loan at the same time. Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein |
   
Maverick
Legend Username: Maverick
Post Number: 38643 Registered: 01-2008 Posted From: 70.39.231.164
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 11:34 am: |
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>> same opinion. anduke i only put 5% down. 80% primary loan and 15% home equity (sub-ordinate loan) set chesaa.. so NO PMI idi kaasta explain chestava? Who is this DB member? |
   
Maverick
Legend Username: Maverick
Post Number: 38642 Registered: 01-2008 Posted From: 70.39.231.164
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 11:33 am: |
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>>pmi is diff from interest paid on loan right? pmi kooda tax deductible if u fall in limits..i will check the piggy back option with lender Who is this DB member? |
   
Mrhyderabad
Side Hero Username: Mrhyderabad
Post Number: 8926 Registered: 01-2008 Posted From: 98.221.83.14
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 11:33 am: |
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Khandada:20% down is a big amount 10% with points ani munduku saagi poyings
same opinion. anduke i only put 5% down. 80% primary loan and 15% home equity (sub-ordinate loan) set chesaa.. so NO PMI Initial gaa knochem additional pay chesevadini then stopped. Today i can either foreclose / short-sale the house and walk out with minimum loss. Hope i did the right thing. Simba may not agree but R2I or ikkada settle ani inkaa decide avvani vaallaki 20% down waste ani naa opinion Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein |
   
Simba
Side Hero Username: Simba
Post Number: 6048 Registered: 02-2008 Posted From: 206.210.17.33
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 11:31 am: |
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Khandada:snr most simba can chip in
recent ga konna house (new construction) ki, 10% down chesi sign up chesa. Put down another 5% after 6 months. I was ready to put the rest of 5% during closing but lender "suggested" not to and use that for upgrades. As I have good credit rating, lender made 80% and 5% as two separate loans. When they appraised the home at closing, value of home increased (in 10 months from signup to closing) and I already have 20% equity (with 15% down), thus no need for PMI.  |
   
Rajusk
Megastar Username: Rajusk
Post Number: 22308 Registered: 02-2008 Posted From: 192.234.99.11
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 11:28 am: |
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Rasputin:oka moolana padi untaadi.
oka moolana hole already padindi..anduke no opening zillow at all |
   
Khandada
Side Hero Username: Khandada
Post Number: 3034 Registered: 10-2008 Posted From: 64.79.135.151
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 11:24 am: |
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mav, pmi is diff from interest paid on loan right? second is tax deductible AFAIK aa second loan concept is arachak snr most simba can chip in legend, yes Humpty Dumpty sat on a wall,Humpty Dumpty had a great fall |
   
Bunty717
Moderator Username: Bunty717
Post Number: 27404 Registered: 02-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 11:19 am: |
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Rajusk:antha ledu anukonta..maa community lo 445,000 ki konna vaadu...399,000 ki pettina no sale...2007 construction..very nicely upgraded model and house..
manchi iskool dist lo houses levu raju gaaru.. south Br'ck lo hot cakes laaga potunnayi.. FB lo janalakunde desa bhakti border lo unde jawanlaku kuda undadu ':-D' --SnkrdadaMS
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Maverick
Legend Username: Maverick
Post Number: 38641 Registered: 01-2008 Posted From: 70.39.231.164
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 11:19 am: |
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>>you should get good rate even if you put less than 20% its not about the rate, i was wondering about using interest for tax deductions Who is this DB member? |
   
Rasputin
Hero Username: Rasputin
Post Number: 14879 Registered: 02-2008 Posted From: 192.146.101.24
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 11:19 am: |
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Rajusk:445,000 ki konna vaadu...399,000 ki pettina no sale...2007 construction.
390 ki isthey meerey koneyyandi, oka moolana padi untaadi. 01/06/2012 - 169.4;05/04/2012 - 175.8 |
   
Thelegend
Moderator Username: Thelegend
Post Number: 16450 Registered: 04-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 11:18 am: |
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20% down pettakaunda mtgg loans istunnara? |
   
Rajusk
Megastar Username: Rajusk
Post Number: 22303 Registered: 02-2008 Posted From: 192.234.99.11
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 11:17 am: |
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Bunty717:NJ lo kuda same undi situation..
antha ledu anukonta..maa community lo 445,000 ki konna vaadu...399,000 ki pettina no sale...2007 construction..very nicely upgraded model and house.. |
   
Maverick
Legend Username: Maverick
Post Number: 38640 Registered: 01-2008 Posted From: 70.39.231.164
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 11:16 am: |
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http://www.investopedia.com/articles/pf/07/avoid_pmi.asp#axz z1y9toDCib 6 reasons to avoid PMI..pmi is tax deductibe only if income is less than 110k How to Avoid PMI In some circumstances PMI can be avoided by using something called a piggy-back mortgage. It works like this: Assume that a prospective homeowner wants to purchase a house for $200,000, but he or she only has enough money saved for a 10% down payment (not enough to avoid PMI). By entering into what is known as an "80/10/10" agreement, the individual will take out a loan totaling 80% of the total value of the property, or $160,000. A second loan, referred to as a piggyback, will also be taken out totaling $20,000 (or 10% of the value). Finally, as part of the transaction, the buyer puts down the final 10%, or $20,000. Read more: http://www.investopedia.com/articles/pf/07/avoid_pmi.asp#ixz z1y9uWqvfP Who is this DB member? |
   
Khandada
Side Hero Username: Khandada
Post Number: 3031 Registered: 10-2008 Posted From: 64.79.135.151
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 11:13 am: |
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fafi rent mortgage laaga undaali antay condo with avg hoa fees set cheyyi if you pay 1500 rent currently, a 300k condo might cost you less than 2k per month vadhu anukuntay rent kee ichi recover cheyyochu Humpty Dumpty sat on a wall,Humpty Dumpty had a great fall |
   
Khandada
Side Hero Username: Khandada
Post Number: 3030 Registered: 10-2008 Posted From: 64.79.135.151
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 11:12 am: |
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mav, i am guessing your credit score is good and monthly debt to income ratio is also less you should get good rate even if you put less than 20% fafi monthly rent entha kaduthunaav how long have you been in the same area do you see yourself being in the same location for the next few years? the rent you are going to pay is going to go the same place the previous rent went...all down the drain financials anni pakkana pedithay...home ownsership is an emotional choice...do you feel it matters too Humpty Dumpty sat on a wall,Humpty Dumpty had a great fall |
   
Xxx
Side Hero Username: Xxx
Post Number: 2700 Registered: 04-2009 Posted From: 65.220.13.2
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 11:07 am: |
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Papayya:nenu ee roju katte rent morgage la undlai.. ready to move in undali
Find a foreclosure and 30 year mortage
Papayya:xt repu vaddu anukunte paisa lekunda bayata padali.. diniki oo planing cheppandi
Forelcose it again |
   
Siloan
Megastar Username: Siloan
Post Number: 25124 Registered: 03-2008 Posted From: 132.174.20.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 11:06 am: |
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Khandada:
alaage namasthe .. Guriginja(22896):jagan is chandraguptha mourya with the brain of koutilya. |
   
Maverick
Legend Username: Maverick
Post Number: 38639 Registered: 01-2008 Posted From: 70.39.231.164
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 11:06 am: |
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hmm..now this thread is making me think if i should reduce my downpayment and use the interest for tax deductions Who is this DB member? |
   
Papayya
Comedian Username: Papayya
Post Number: 1760 Registered: 01-2009 Posted From: 170.63.96.108
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 11:05 am: |
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Illu ela kontaru karchu lekunda.. oo plan ivvandi.. nenu ee roju katte rent morgage la undlai.. ready to move in undali.. next repu vaddu anukunte paisa lekunda bayata padali.. diniki oo planing cheppandi .. anthe kani.. first 40 k.. repu podduna vaddu anukunte 50k bokka ante.. kastam.. konchem analysis cheppandi Manasakshi ni champukoni brathakadam ki savam la bathakadam ki pedda teda ledu |
   
Simba
Side Hero Username: Simba
Post Number: 6042 Registered: 02-2008 Posted From: 206.210.17.33
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 11:00 am: |
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Khandada:20% down is a big amount
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Khandada
Side Hero Username: Khandada
Post Number: 3028 Registered: 10-2008 Posted From: 64.79.135.151
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 10:58 am: |
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@XXX yeah definitely all that matters is "location location location " 20% down is a big amount 10% with points ani munduku saagi poyings Humpty Dumpty sat on a wall,Humpty Dumpty had a great fall |
   
Khandada
Side Hero Username: Khandada
Post Number: 3027 Registered: 10-2008 Posted From: 64.79.135.151
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 10:56 am: |
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jodhaa okay ee roju nundi eduru bodhuru homes kosam shopping startttttt meeru evening ayya sariki kids andarnee pogesiii songs singuthaaaa utnay....ahaaa naa raaja ( sri laxmi style) if you need any info on VA, dont hesitate to email Humpty Dumpty sat on a wall,Humpty Dumpty had a great fall |
   
Jodhaa
Megastar Username: Jodhaa
Post Number: 22702 Registered: 02-2008 Posted From: 69.174.58.124
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 10:53 am: |
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Maverick:also dont put all ur money in the home as it is difficult to get money out of the home.
No one does this in this country anukontunna..unless they want to settle here. 20% kooda mandatory kaanappudu antha kattadam kooda waste kada..may be that will help us in low monthly payments. |
   
Maverick
Legend Username: Maverick
Post Number: 38638 Registered: 01-2008 Posted From: 70.39.231.164
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 10:52 am: |
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>>The place where we live is disastrous ekkada ? Who is this DB member? |
   
Maverick
Legend Username: Maverick
Post Number: 38637 Registered: 01-2008 Posted From: 70.39.231.164
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 10:51 am: |
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>>Idhi maathram keka. cinci lo kooda anta kante emi undadu..same type of market..u should plan Who is this DB member? |
   
Simba
Side Hero Username: Simba
Post Number: 6040 Registered: 02-2008 Posted From: 206.210.17.33
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 10:51 am: |
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Jodhaa:NJ or VA ki move avudham anukonna
NJ ki vastaru ante, roads paina red carpets veyistam kadaa... btw, if you are serious and need advice, let us know |
   
Bunty717
Moderator Username: Bunty717
Post Number: 27401 Registered: 02-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 10:51 am: |
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Jodhaa:
 FB lo janalakunde desa bhakti border lo unde jawanlaku kuda undadu ':-D' --SnkrdadaMS
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Maverick
Legend Username: Maverick
Post Number: 38636 Registered: 01-2008 Posted From: 70.39.231.164
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 10:50 am: |
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also dont put all ur money in the home as it is difficult to get money out of the home. nenu just 20% katti migati monthly apt rental madiri lagista as long as i stay..then rent or sell Who is this DB member? |
   
Jodhaa
Megastar Username: Jodhaa
Post Number: 22701 Registered: 02-2008 Posted From: 69.174.58.124
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 10:50 am: |
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Maverick:maaki mortagage 1000-1500 madhya untundi
Idhi maathram keka. |
   
Maverick
Legend Username: Maverick
Post Number: 38635 Registered: 01-2008 Posted From: 70.39.231.164
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 10:49 am: |
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3 new in my street in addition to my home that is being built..maaki mortagage 1000-1500 madhya untundi kiki Who is this DB member? |
   
Jodhaa
Megastar Username: Jodhaa
Post Number: 22700 Registered: 02-2008 Posted From: 69.174.58.124
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 10:49 am: |
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Khandada:
Bunty717:
NJ or VA ki move avudham anukonna meeru unnaaru ani..okaru emo Hi kooda chepparu..inkokaru nannu patel emanna chetha unna pattinchukoru..so mimmalni nammukoni move avvatam not correct ani dropped the idea  |
   
Xxx
Side Hero Username: Xxx
Post Number: 2699 Registered: 04-2009 Posted From: 65.220.13.2
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 10:48 am: |
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Khandada:bhayankar demand
Depends on where you are .. The place where we live is disastrous 230k house , put in the market for 165k no takers. Just an example |
   
Simba
Side Hero Username: Simba
Post Number: 6039 Registered: 02-2008 Posted From: 206.210.17.33
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 10:48 am: |
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Short term ki mathram buying a house is not a wise idea. Nenu 2002 lo townhouse koni (280K), 2012 lo ammina (380K). market peak lo price 450K kooda perigindhi, but ippudu antha raavatledu. Inti meeda pettina kharchu, mortgage kalipukoni, I barely made it even. Ee time lo, loss ki ammakunda unte, adhe padivelu... |
   
Khandada
Side Hero Username: Khandada
Post Number: 3023 Registered: 10-2008 Posted From: 64.79.135.151
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 10:45 am: |
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@papi illu koni 2 yrs lo ammatam is lack of planning...very few desis do that @bunty EAD, GC ani meelanti snrs mandipadatam kaadh int rate is a big factor...3.8, 4 kee isthaamu ani ready...makes a diff when the mortage is going to be 3200 instead of 3800 each month vs rent of 1900 Humpty Dumpty sat on a wall,Humpty Dumpty had a great fall |
   
Maverick
Legend Username: Maverick
Post Number: 38634 Registered: 01-2008 Posted From: 70.39.231.164
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 10:45 am: |
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my community lo march(i started looking home) to june lopala 5 new constructions completed. bagane kontunnaru..ofcourse maa area lo re seap Who is this DB member? |
   
Thelegend
Moderator Username: Thelegend
Post Number: 16446 Registered: 04-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 10:43 am: |
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Khandada:
inko 6-9 months lo townhome to house upgrading plaaning. etla chasthayo rates jc goru? |
   
Bunty717
Moderator Username: Bunty717
Post Number: 27400 Registered: 02-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 10:39 am: |
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deeniki reason low int rates kaadu.. EAD's and GC's raavatam.. NJ lo kuda same undi situation.. FB lo janalakunde desa bhakti border lo unde jawanlaku kuda undadu ':-D' --SnkrdadaMS
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Papayya
Comedian Username: Papayya
Post Number: 1759 Registered: 01-2009 Posted From: 170.63.96.108
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 10:39 am: |
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market bagunna... eee roju koni 2 years ki ammina niku closing cost.. house mida nivu firslo pett dabbu.. market lo 1 or 2% slide anni poga at least 50 k to 100k lose undi.. recent ga 3 4 cases chushanu .. 2 years lo konna illu ammalsi vacchindi.. with obama tax bailout 8k undaka.. 50k above loses lo ammesharu.. okaridi almost 100 k loses. 299k ki 2009 lo illu konnaru. 25k daka karchu chesharu.. tiles ani.... kitchen related stuff. rangulu..shopping. closing cost. madyalo adi idhi ani inko 10k daka pettaru 2 years lo.. next 2 years lo jobs change chesharu.. house ki duram.. migitha karchulu tattukoleka.. ammadaniki pedithe 250k ki takkuva offers vastunnai.. so reality ki on the spot 50k loss. plus nivu spend chesinavi.. 2 years lo 100k ante.. manam tattuko galama.. unless long term.. 10 years plan avuthe konocchu.. gula tho elli illu konte 100k panchi pettinatte Manasakshi ni champukoni brathakadam ki savam la bathakadam ki pedda teda ledu |
   
Khandada
Side Hero Username: Khandada
Post Number: 3019 Registered: 10-2008 Posted From: 64.79.135.151
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, June 18, 2012 - 10:33 am: |
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interest rates takkuva undatam tho lots of buyers in market low inventory tho rates taggat ledh...ok TH wednesday list ayyi Friday contract loki poyindhee bhayankar demand builders edaval kooda daarunam gaa cashing price on a as it is model bumped by more than 10% in last 3 months coz of demand oka street lo 7 new homes kee toranaalu...street motham oka patch teesukuni karivepak, kothimeera etc setting sethay made in andhra food antay idhay raa ani song singochu nirutshaaha paduthunna badugu buyers like khandada varthalu samaaaptham Humpty Dumpty sat on a wall,Humpty Dumpty had a great fall |