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Netsaint
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Username: Netsaint

Post Number: 3573
Registered: 05-2008
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Posted on Friday, June 08, 2012 - 02:10 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Scallion:


Maa uncle family , 60s lo one of richest in district.
Valla intlo Pelli. Vooorura chepukunnaru.
Dabbu poyyindhi 80s ki literal gudise home ki vochesaru.

Again they started buildingup , now 3 cars 2 big vans unnai.

Business. Maa vallu VANTA baga chestharuu. High quality catering.

Appudu ippudu adhe chesindi vallu.
My Telugu Bhakthi Blog :http://gurugeetha.blogspot.com/
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Netsaint
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Post Number: 3572
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Posted on Friday, June 08, 2012 - 02:06 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Scallion:


Perfect analysis.
1dollar coupon ki egabaduthu,
online deals chooskunta.,
mugggs kooda 2nd half lo ammukodam,
tax Lu pothai ani Dakota state payrolls,

eeellem businesslike jestharu babai.

Avasaram ayithey tega badii naalugu uthiki baitaki voccheattitude undali.

Kotlu laxalu invest chesthe okkaroju koooda nidraporu tension tho.
My Telugu Bhakthi Blog :http://gurugeetha.blogspot.com/
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Sensation
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Username: Sensation

Post Number: 1667
Registered: 02-2009
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Posted on Friday, June 08, 2012 - 02:03 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Scallion:




ok. Emanna telusemonani adiganu
Mamamiya786(About CBN):I always respected CBN for what he has done to the state ..esp IT and infrastructure and law and order .

Mamamiya786( About Jagan ):ami crime chesadu babu ...corruptiona? andarini meeda enquirty cheyyandi..aha andaru avasaram ledu ..
Emmar ne correct ga cheyamanandi ...
atu tippi iti tippi jagan meedaku toyalane taapathrayam anthe ....
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Scallion
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Username: Scallion

Post Number: 12563
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Sensation:

Emavutondi brother bi-elections lo ee last 2 days nunchi?




US lo una bro...
Jai NTR, Jai Jai TDP
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Sensation
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Username: Sensation

Post Number: 1666
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Scallion:




Emavutondi brother bi-elections lo ee last 2 days nunchi?
Mamamiya786(About CBN):I always respected CBN for what he has done to the state ..esp IT and infrastructure and law and order .

Mamamiya786( About Jagan ):ami crime chesadu babu ...corruptiona? andarini meeda enquirty cheyyandi..aha andaru avasaram ledu ..
Emmar ne correct ga cheyamanandi ...
atu tippi iti tippi jagan meedaku toyalane taapathrayam anthe ....
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Scallion
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Username: Scallion

Post Number: 12561
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Posted on Friday, June 08, 2012 - 01:59 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Netsaint:

undali risk teeskunedhi




China vishayam chepali anipinchindhi, Maa thathaladhi Krishna dt lo oka village lands hear are real fertile .. maa village ni oka unit ga teesukoni aalochisthe, even after 2 generations farmers how owned 30+ acres ( maa dagara 30 ante seema or T side 100 kante kooda better aa rojulo) vall families ani chala bagunaayi at the same time families how owned 3 , 4 ,5 acres land kooda doing very good… etu thitigi atu itu kaakunda oka 10 to 20 madhya lo una vaalua families ani ipudu teevramayina ibandhulu face chesthunaayi….
1at case baga aadhayam undhi and exposer untundhi so either baga chaduvukoni professional ga develop ayaru ledha dabu undatam tho risk chesi success ayaru…
2nd case china chaduvulu like ITI, degree but pota chethi lo patu koni migrate ayaru… tegisthe oodedhi ledhu ane thegimputho mundhuku velaaru and success ayaru…
3rd case, veelaki happy life apudu, excess income ledhu pothe poyindhi le try chedham anukovataniki or mari thakuva income kooda ledhu must and should ga teginchataaniki… so chala thakuva development kanipistha undhi…
Naaku endhu ko SW lo una manam ee 3rd category la ayi potham emo anipistha undhi
Jai NTR, Jai Jai TDP
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Netsaint
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Post Number: 3571
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Posted From: 166.147.123.18

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Posted on Friday, June 08, 2012 - 01:32 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Scallion:


Businessskills acumen andariki undadu.
Chala hRdwork talent undali risk teeskunedhi khaleja undali.
My Telugu Bhakthi Blog :http://gurugeetha.blogspot.com/
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Scallion
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Post Number: 12560
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Posted on Friday, June 08, 2012 - 01:26 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Netsaint:

Thred lo antharleeenamga 2 groups ki messages
laxmi kataksham saraswathi kataksham




naa varaku ayithe ardham kaale nuvu emi antunavo...
Jai NTR, Jai Jai TDP
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Onlytruth
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Post Number: 101852
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Posted on Friday, June 08, 2012 - 01:26 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Andhrawala:

But credit limit ni card 1 nunchi card 2 ki transfer seyamante yappygaa sesthaaadu.

Did that multiple times with Citi Bank




credit limit is not the issue.....Balance transfer kavali
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Andhrawala
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Post Number: 12738
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Posted on Friday, June 08, 2012 - 01:22 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Onlytruth:

same Bank B lo eppudu anni banks lo vunnatte 18 months balance transfer 0% interest offer undhi..... vaadu card 1 close jesi new card which enables balance transfer from bank A kosam oppukuntada ?




close cheyyoddhu. But credit limit ni card 1 nunchi card 2 ki transfer seyamante yappygaa sesthaaadu.

Did that multiple times with Citi Bank
Racha - second biggest hit Charan ke untademo antunnadu
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Netsaint
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Posted on Friday, June 08, 2012 - 01:20 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Thred lo antharleeenamga 2 groups ki messages

laxmi kataksham saraswathi kataksham
My Telugu Bhakthi Blog :http://gurugeetha.blogspot.com/
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Onlytruth
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Post Number: 101849
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Posted on Friday, June 08, 2012 - 01:15 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

I have :

Bank A
card 1
card 2

Bank B
Card 1



Bank B card 1
lo single dollar kuda use jeyyaledhu ala padi undhi full 6K limit


same Bank B lo eppudu anni banks lo vunnatte 18 months balance transfer 0% interest offer undhi..... vaadu card 1 close jesi new card which enables balance transfer from bank A kosam oppukuntada ?
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Scallion
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Post Number: 12559
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Onlytruth:

2-3 examples ivvandi...per say i have 1 crore cash in hand...what u suggest to do ?




Kindha oka example icha choodu for Mav and enti... idhi 1Cr tho cheyalevu, 0ka 5 to 10L unte slow ga cheya vachu
Jai NTR, Jai Jai TDP
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Siloan
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Post Number: 24760
Registered: 03-2008
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Scallion:




annai mee e-mail address ?
Guriginja(22896):jagan is chandraguptha mourya with the brain of koutilya.
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Scallion
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Maverick:



Entikaburlu:




Mav, Enti lanti patient ga invest chesukone valaki china tip… look for bonds issued by reputed companies in secondary market you can make good returns….
I will give you an example, 2010 March lo L&T Finance's N5 series bond issue chesindhi base price 1000, 36 month duration @ 8.4%... today's price is 1001, this is going to mature in March 2013 so mee effective yield will be more than 15%...
Said that, meeru oke saari konestha oka 20L peti ante kudharadhu patient ga eni dorikithe ani konukontu povaali, ival less than 200 trade ayayi….
Jai NTR, Jai Jai TDP
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Netsaint
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Post Number: 3569
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Posted on Friday, June 08, 2012 - 12:55 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

I HAVE A PPF account in Banjara Hills POSTOffice, since 2002.

so 10 years ayipoyindi. inka ala munduku doooskuni pothune unnna.

desam::SBI: 1997, LIC:2002,PPF:2002 :::: Usa ::401(K): 2008, Pension Plan :2008
My Telugu Bhakthi Blog :http://gurugeetha.blogspot.com/
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Papayya
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Post Number: 1723
Registered: 01-2009
Posted From: 170.63.96.108

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Posted on Friday, June 08, 2012 - 12:52 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Ustad:




Daniki seperate ga request cheyyali..

monna hsbc vaditho matladithe cheppadu.. quarterly interest deposit chesi.. danni main ki add chestaru.. next time niku interest total amount ki vastundi.. ee vidanga chusukunte 5 years ki ni interest rate 12 to 14% untundi ani seppadu..


ee idea bagundi.. ee property mida pedithe niku antha vastundi?
Manasakshi ni champukoni brathakadam ki savam la bathakadam ki pedda teda ledu
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Netsaint
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Posted on Friday, June 08, 2012 - 12:52 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Someone Asked 1 CRoRE ela ani.

30 years ki 1 PPF account open chesi, YEARLY 70,000 rupees veyyandi.

15 years account idhi. 45 age ki 20 Laks authundi.

5 years BLOCK extend, 50 age, 55 age ,

Final 3rd BLOCK extend ends: 60 Age.

Just every year disciples ga oka 70vela rupailu veskuntey, U have 1 crore.

**: Motham TAX FREEE idhi, at investment, those intersts earned and final maturity. even court cannot attach it. neeku APPULU unna, eeee ACCOUTN money is not qualified even for ALIMONY etc etc in India
My Telugu Bhakthi Blog :http://gurugeetha.blogspot.com/
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Netsaint
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Posted on Friday, June 08, 2012 - 12:49 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Ustad:


avunu. calculatye it on some personal finance sites.

bank branch lo kooda detailed ga cheptharu le deposit chese tapudu.
My Telugu Bhakthi Blog :http://gurugeetha.blogspot.com/
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Ustad
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Netsaint:

Ustad. Sbi co in
banjarahills branch lo I have it since 15 yrs account.



Website choosanu...9% interest ani undi kaani sakshi link lo petinattu...14.35% return explanation ledu. After a given period (lets say an year)...accumulated interest ni capital amount ki add chestada?
Fan of Fab 5: Sachin, Rahul, Saurav, Laxman and Kumble.
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Mental_sachinodu
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Posted on Friday, June 08, 2012 - 12:41 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Netsaint:




thanks annai
the world of appearances may or may not be real, or both may and may not be real - or may be indescribable; or may be real and indescribable, or unreal and indescribable; or in the end may be read and unreal and indescribable - its all Syadvada
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Papayya
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Posted on Friday, June 08, 2012 - 12:39 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

1) India lo property investment eppudu kuda Raw cash tho cheyyakudadu. .it is too risky..

You pay 10% get remaining loan and invest.. diniki 1cr avasaram ledu..

when you have liquid cash , break it into small amounts and choose to invest in different location..

20laks kante ekkuva eppudu fixed deposits pettakandi.. some how your money will get tied.

Next having money in us banks is no use.. put in indian nri banks and put for 1 year deposits for 8% interest. Now golden opportunity is having good usd rate.

anothe thing is .. if you have 100k now. you get 55 laks + in conversions. that means you are getting 15 laks extra on 40rs usd rate.. there itself you are earning 15 laks rupees. any property you buy now is 15 laks cheaper for usd money..
Manasakshi ni champukoni brathakadam ki savam la bathakadam ki pedda teda ledu
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Netsaint
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Posted on Friday, June 08, 2012 - 12:37 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Mental every bank has it on websites.
27 public sector banks also. Easy to access.
Gogle them if u don't know.
Sbi idianoverseasbank andhrabank ucobank vijayabank.sbh etc

generally iob bank sbi bank pay higher rates.

Uco bank lo laxmi yojana , kuberr yojana deposit unnai.

Check them out. Many has roi calculators also. So that u can workout.
My Telugu Bhakthi Blog :http://gurugeetha.blogspot.com/
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Mental_sachinodu
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Posted on Friday, June 08, 2012 - 12:36 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Scallion:

SAP akarledhu even testing vaalu kooda cheyavachu




nenu sana time and money bokka ettinattu unna
the world of appearances may or may not be real, or both may and may not be real - or may be indescribable; or may be real and indescribable, or unreal and indescribable; or in the end may be read and unreal and indescribable - its all Syadvada
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Onlytruth
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Posted on Friday, June 08, 2012 - 12:34 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Scallion:

Wrong... 10% anedhi very reasonable..




2-3 examples ivvandi...per say i have 1 crore cash in hand...what u suggest to do ?
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Mental_sachinodu
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Posted on Friday, June 08, 2012 - 12:33 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Netsaint:




annai,

ee details ekkada unnayi... any online resource, leka pothe banki vallani approach avvalsindhe na
the world of appearances may or may not be real, or both may and may not be real - or may be indescribable; or may be real and indescribable, or unreal and indescribable; or in the end may be read and unreal and indescribable - its all Syadvada
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Netsaint
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Posted on Friday, June 08, 2012 - 12:28 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Sbi and job etc has some Floating rate fixed deposit as well.

Explore it. As intrest rates change, ur rate floats. Yet same tenure.

So 5 yrs back 7 unte now 9.5 etc etc keeps floating before ur tenure matures.

Oka few lakhs indulo shotttt iyyandi.
My Telugu Bhakthi Blog :http://gurugeetha.blogspot.com/
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Scallion
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Onlytruth:

1 option tappa migilinavi theoritically true aina practical ga consistent ga anni years above 10% vache investment OR business 5 in 100 matrame cheyyagalaru i.e. 5 in 100 rich who have "1 crore"




Wrong... 10% anedhi very reasonable... actual ga you can go up to 15%, ika pothe capital ekuva ayinapudu unde labham definitely untundhi at the same time antha capital vala focus thaguthundhi adhe thakuva capital ni manchi focus tho invest cheya vachu
Jai NTR, Jai Jai TDP
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Netsaint
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Posted on Friday, June 08, 2012 - 12:25 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Ustad. Sbi co in
banjarahills branch lo I have it since 15 yrs account.
My Telugu Bhakthi Blog :http://gurugeetha.blogspot.com/
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Onlytruth
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Posted on Friday, June 08, 2012 - 12:23 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

#1 option tappa migilinavi theoritically true aina practical ga consistent ga anni years above 10% vache investment OR business 5 in 100 matrame cheyyagalaru i.e. 5 in 100 rich who have "1 crore"
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Scallion
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Andhrawala:

AT the age of 30 save seyatam annaa antha eazy kaadhanuukutaa unless SAP laanti skilla aithe thappinchii




usual ga 24 ki MS ayindhi anukona... 30ki ante you have already worked for 6 years ante 72 months, deentlo you may be a bachelor for 3 years... so nelaki avg ga 2.8K USD dayatam visheshama ???? SAP akarledhu even testing vaalu kooda cheyavachu
Jai NTR, Jai Jai TDP
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Scallion
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Jatayu:

30 ke 1cr unte.. vaallu investment gurinsi endu alosistaru bujjai.. mundu 1cr unte kanna.. aa 1cr etta sampadinsalo kosem selaviyyarade..




1Cr anedhi to explain with impact, oka vela nee dagara 10K rs unayi anuko nenu chepina result ni 1000 tho divide chesuko, consept ardham chesukovataniki try cheyi... edho vakati vadhinchali ante pakaku velu
Jai NTR, Jai Jai TDP
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Andhrawala
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Post Number: 12728
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Posted on Friday, June 08, 2012 - 09:33 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Jatayu:

30 ke 1cr unte.. vaallu investment gurinsi endu alosistaru bujjai.. mundu 1cr unte kanna.. aa 1cr etta sampadinsalo kosem selaviyyarade.. tarvata danni etta invest seyyalo ee thed soosi nersukunta




AT the age of 30 save seyatam annaa antha eazy kaadhanuukutaa unless SAP laanti skilla aithe thappinchii
Racha - second biggest hit Charan ke untademo antunnadu
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Jatayu
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Scallion:

30 you have 1Cr to invest



30 ke 1cr unte.. vaallu investment gurinsi endu alosistaru bujjai.. mundu 1cr unte kanna.. aa 1cr etta sampadinsalo kosem selaviyyarade.. tarvata danni etta invest seyyalo ee thed soosi nersukunta :-) :-)
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Gotcha
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Posted on Friday, June 08, 2012 - 09:06 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Remember we have to pay tax on that interst ikkada annaya 10k kante ekkuvu unte declare cheyali ani rule pass chesadu kada
This real estate is for sale.
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Andhrawala
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Maverick:

so bottom line sbi nre acct open cheyyalantava




adhe alochisthunnaa 9.5 % return but converted in INR - with exchange isk or deposit FCR with 3.2% no exchange risk.

olready deposited arnd 25K for 10% return when the rate was arnd 51.30. So pirst year vache interent olready poindhi becos of exchange rate(Sent money arnd 14th April)
Racha - second biggest hit Charan ke untademo antunnadu
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Maverick
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Posted on Friday, June 08, 2012 - 08:55 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

so bottom line sbi nre acct open cheyyalantava
Who is this DB member?
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Andhrawala
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Maverick:

what if it goes down 40 aite $ ?




Bonanzaa


we will get 5000 dollars more. so total arnd 25K USD vasthundhi.

But thats a remote chance anukuntunnaa

1995 lo Rs 30 vunna USD ippudu 55 vundhi in 2012.

17 years lo nearly double aindhii

so aa basis naa soosukuntee 8 years lo max 70 aina aparvaaledhu.

okavela USD kanukaa 120 aithe nethi meedhaa chengeee

for 10K deposit we will get arnd 7-8K after 8 years
Racha - second biggest hit Charan ke untademo antunnadu
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Maverick
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Posted on Friday, June 08, 2012 - 08:48 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

aw

what if it goes down 40 aite $ ?
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Andhrawala
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Posted on Friday, June 08, 2012 - 08:43 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Maverick:

ela?




say u put 10K converted at 55. so u deposit 5.5 lakhs in India and u will get 11 lakhs after 8 years (7 year 10 months)

AT the rate of Rs 70 per $ when u convert after 8 years u get 15492.

adhe dabbu manam US lo dollars laa pettukuntee, it wont be even 11000
Racha - second biggest hit Charan ke untademo antunnadu
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Maverick
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Posted on Friday, June 08, 2012 - 08:40 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

>>NRE Fixed deposit lo ippudu 55 vunna dollaru arnd 70 ainaa manam safeee

ela?
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Andhrawala
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Entikaburlu:

i have decided to put some $$$ in an NRE account. this could be a historic opportunity. sometimes we dont realize what we have right infront of us.




Ikkadaa US lo dabbu vuntee u are not getting more than 1% for CD.

Also SBI giving 3.2% for FCNR deposits where u dont have excahnge risk

NRE Fixed deposit lo ippudu 55 vunna dollaru arnd 70 ainaa manam safeee
Racha - second biggest hit Charan ke untademo antunnadu
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Pavala
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Posted on Friday, June 08, 2012 - 08:25 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

enti kab
anni savings and billionaire ideas neekokkadike na...maakevi levaa? chas
RT,RAM and Pawan andaroo first innings Amitabh ni imitate chesevalle - Gandhiguevera
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Entikaburlu
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i have decided to put some $$$ in an NRE account. this could be a historic opportunity. sometimes we dont realize what we have right infront of us.
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all opinions expressed are mine and only mine. not to be attributed to the other IP address sharers, my employer, or any other human, animal, robot or alien.
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Ustad
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Netsaint:


basky bhaiyya, sbi link plz?
Fan of Fab 5: Sachin, Rahul, Saurav, Laxman and Kumble.
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Entikaburlu
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Entikaburlu:

safety and highly liquid.




this is uncanny. when the whole world has interest rates between 1%-4% why is India giving 14%? Did they lose a lot of USD in some bet? It does not make sense.
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Farmer
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Posted on Thursday, June 07, 2012 - 10:11 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

15% ante super kadha..with almost zero risk...

oka gootle kochen...nri's ettochaa deentloo?....8 year ante, 8 yrs fixed deposit cheyaala? madhyaloo emanna emergency vunte draw cheyochaa.....15% chappuna mana money enni years ki double ka meeta avuthundi...flz explain
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Netsaint
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Posted on Thursday, June 07, 2012 - 09:41 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Entikaburlu:

NRE deposit rates are not that high, can you verify? they cannot give 14% for NRE deposits. it will be insane.




I verified SBI site.
My Telugu Bhakthi Blog :http://gurugeetha.blogspot.com/
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Netsaint
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Posted on Thursday, June 07, 2012 - 09:39 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Andhrawala:

whats ur take on putting some 25 or 30K in this. It will becomes 60K in 8 years


safety and highly liquid.
My Telugu Bhakthi Blog :http://gurugeetha.blogspot.com/
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Andhrawala
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Netsaint:

http://epaper.sakshi.com/epaperimages/862012/862012-sh-hyd-1 /D26465214.JPG

Yield 14.6%




Scal,

whats ur take on putting some 25 or 30K in this. It will becomes 60K in 8 years
Racha - second biggest hit Charan ke untademo antunnadu
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Entikaburlu
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Entikaburlu:

NRE deposit rates are not that high, can you verify? they cannot give 14% for NRE deposits. it will be insane.




they are for NRE also.. hmm. something that should be looked into..
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Entikaburlu
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Netsaint:

NRE kooda undi kada.




NRE deposit rates are not that high, can you verify? they cannot give 14% for NRE deposits. it will be insane.
All Class Notes -> https://twitter.com/#!/EKSWAcademy

all opinions expressed are mine and only mine. not to be attributed to the other IP address sharers, my employer, or any other human, animal, robot or alien.
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Netsaint
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Entikaburlu:

USD


NRE kooda undi kada.
My Telugu Bhakthi Blog :http://gurugeetha.blogspot.com/
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Entikaburlu
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Netsaint:

Yield 14.6%




kani rupee 25% paduthondi. adi problem. manaki funds ultimatega USD lo kadaa kavalsindi.
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Netsaint
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Posted on Thursday, June 07, 2012 - 09:16 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

http://epaper.sakshi.com/epaperimages/862012/862012-sh-hyd-1 /D26465214.JPG

Yield 14.6%
My Telugu Bhakthi Blog :http://gurugeetha.blogspot.com/
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Entikaburlu
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Idle_yzag:

guruv garu meeru kuda na, daily coolie ikkada




nenu nammatledu. ayina, richness dil lo vundaloy. bank lo vundi emi labham.
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Idle_yzag
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Entikaburlu:


idle kurrod already billionaire aayanaki investing enduku




guruv garu meeru kuda na, daily coolie ikkada
RahulGandhi/JP/Chiru
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Coolmac
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Entikaburlu:

I will be 50 soon, so for what it is worth, here is my experience. to become rich, you should not waste evn 1 day when you are young. the greatest asset young people have is the future. future is money. there is a saying, money does not grow on trees. true. but it grows on its own with time. so start early, start immediately. do not waste a day. whatever is possible, save, invest. even the dumbest investment turns out great if you give it enough time like 30 years.

next lesson is, start in small amounts. when you give anything 30 years, even small amounts like 3K or 5K will be come huge. by investing small packets, you can sow more seeds, more chances of growing more trees.

next lesson is, always invest. do not trade. when you do not invest, you are losing the value of time. when you trade, you feel you are doing a wise thing, or doing smart, staying liquid, less risk etc. its all superficial. you will not create significant assets by the time you reach retirement.

next, keep liquid assets. do not think "I dont need money". "I am simple". "I have few needs". "My kids love me and take care of me" "I will live in a forest" "blah blah" No. Plan for your retirement as though the whole world hates you and you have to live for 99 years. anything better is for better.

next, before you reach 35, take a life insurance for atleast 1Mn with coverage upto 75 or better.



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Entikaburlu
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Jackjill:

ee ishayam idle kurrodiki seppandi, intha manchodini nannu notiki vachinattu tidutunnadu




idle kurrod already billionaire aayanaki investing enduku..
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Jackjill
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Entikaburlu:

next lesson is, always invest. do not trade. when you do not invest, you are losing the value of time.


ee ishayam idle kurrodiki seppandi, intha manchodini nannu notiki vachinattu tidutunnadu
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Jackjill
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Idle_yzag:

ee sodhi baga sebuthav, uzless pello


aa ledhu le, muddalu kalipi notlo pedatharu

nuvvu every week nee portfolio chooskoni nannu dobbithe nen eti seyyagalanu, aina nee deggara D&G undhi kada - enjoy

BTW, oka vishayam email chesaa, reply ivvu
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Entikaburlu
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Posted on Thursday, June 07, 2012 - 07:42 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

I will be 50 soon, so for what it is worth, here is my experience. to become rich, you should not waste evn 1 day when you are young. the greatest asset young people have is the future. future is money. there is a saying, money does not grow on trees. true. but it grows on its own with time. so start early, start immediately. do not waste a day. whatever is possible, save, invest. even the dumbest investment turns out great if you give it enough time like 30 years.

next lesson is, start in small amounts. when you give anything 30 years, even small amounts like 3K or 5K will be come huge. by investing small packets, you can sow more seeds, more chances of growing more trees.

next lesson is, always invest. do not trade. when you do not invest, you are losing the value of time. when you trade, you feel you are doing a wise thing, or doing smart, staying liquid, less risk etc. its all superficial. you will not create significant assets by the time you reach retirement.

next, keep liquid assets. do not think "I dont need money". "I am simple". "I have few needs". "My kids love me and take care of me" "I will live in a forest" "blah blah" No. Plan for your retirement as though the whole world hates you and you have to live for 99 years. anything better is for better.

next, before you reach 35, take a life insurance for atleast 1Mn with coverage upto 75 or better.

g/l
All Class Notes -> https://twitter.com/#!/EKSWAcademy

all opinions expressed are mine and only mine. not to be attributed to the other IP address sharers, my employer, or any other human, animal, robot or alien.
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Idle_yzag
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Posted on Thursday, June 07, 2012 - 07:37 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Jackjill:


20 and 30 : Gamble (High Volatility Stocks)
30 and 40 : Aggressive Investment (Throw in a Contra Fund,TIPS MFs)
40 and 50 : Balanced Investments (High Yield,TIPS, Index Funds with low volatility and less than 20% of gambling)
50 and above : Fixed Income/Conservative (High quality REITS,Dividend paying stocks, TIPS & Short Term target date funds)




ee sodhi baga sebuthav, uzless pello
RahulGandhi/JP/Chiru
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Bhishma
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Posted on Thursday, June 07, 2012 - 07:17 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Rajanna rajayam lo 1 crore = oka rupaii lekka undhii.. lime gadda 800 kottlu pettubadii anii..inkoddu inkonni 100 la cr's, thamara puvvu cheruvu konni vandhala kotlu..gali gadikii bangaru simhasanam.. dhandhaa antha lachaa la kottlu.. nalla coat chusya kani real cr suda le, but villu endhii vayyaa...samaj kavatle..dimma dhirigi mind block.. veeelley gitla untey..italian saree entha nokkindhoo.. desham mothhanii __thunnaru.
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Jackjill
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Time horizon of retirement matters. Let us go by 59 for retirement. If your age is between :
20 and 30 : Gamble (High Volatility Stocks)
30 and 40 : Aggressive Investment (Throw in a Contra Fund,TIPS MFs)
40 and 50 : Balanced Investments (High Yield,TIPS, Index Funds with low volatility and less than 20% of gambling)
50 and above : Fixed Income/Conservative (High quality REITS,Dividend paying stocks, TIPS & Short Term target date funds)

is a plausible Investment Philosophy. Though I believe in Value Investing,I feel that two most powerful wealth creators are I & I - Interest & Income.
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Pipeline
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Posted on Thursday, June 07, 2012 - 06:53 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Bond yeild minus inflation rate ani chaduvukondi.
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Pipeline
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Posted on Thursday, June 07, 2012 - 06:49 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

15% per year for 30years evadu babu ichedi, antha scene ledu. Average govt bond yeild-inflation gives you real return. Idi guaranteed return, migathavanni gaalilo deepalu
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Scallion
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Posted on Thursday, June 07, 2012 - 06:37 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

ika pothe naa nunchi second suggestion....

Identify stocks, which have real worth and good fundamentals, invest in those stocks when the sentiment is week in the market, set a target sell them when ever your target is reached and sit on the fence till you see a week sentiment once again....

example of stocks KCP Cement, deenini gatha 20 years ga follow avuthuna, may be nenu 17 aa age nunchi, every 1 or 2 years ki price double avatamo saganiki padatamo jaruguthundhi 2008 Nov dec time lo 11+ ki padindhi and 2009 mid kala 35+ ki velindhi, this is a continuous cycle, oka saari pattern catch chesaro inka chepedhi emi ledhu
Jai NTR, Jai Jai TDP
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Mental_sachinodu
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Posted on Thursday, June 07, 2012 - 06:36 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Conquas:

your retirement amount anedhi seperate ga vundali..... save cheyyaga inka emanna migilithe.... ala seperate ga invest cheyyali....

why unnecessary risk...




i see what you are saying. but i think long term investments like investing on land, farms which yeild more returns than 401k are also part of retirement.

inka short and volatile investments ni same category lo veyyalem.

but may be im wrong, worth a thought.
the world of appearances may or may not be real, or both may and may not be real - or may be indescribable; or may be real and indescribable, or unreal and indescribable; or in the end may be read and unreal and indescribable - its all Syadvada
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Conquas
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Posted on Thursday, June 07, 2012 - 06:31 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Mental_sachinodu:

basic ga migatha amount ni ekva returns vache vaatilo invest seyyaali ani.




your retirement amount anedhi seperate ga vundali..... save cheyyaga inka emanna migilithe.... ala seperate ga invest cheyyali....

why unnecessary risk...
all opinions expressed here are mine..
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Conquas
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Posted on Thursday, June 07, 2012 - 06:29 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Scallion:

Aa remaining amount ni wise ga invest cheyi....




retirement ante ne wise investments ee kadha?
all opinions expressed here are mine..
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Mental_sachinodu
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Conquas:

dheenivalla advt. enti??



basic ga migatha amount ni ekva returns vache vaatilo invest seyyaali ani.
the world of appearances may or may not be real, or both may and may not be real - or may be indescribable; or may be real and indescribable, or unreal and indescribable; or in the end may be read and unreal and indescribable - its all Syadvada
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Scallion
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Conquas:

dheenivalla advt. enti??




Aa remaining amount ni wise ga invest cheyi....
Jai NTR, Jai Jai TDP
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Ipad
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Posted on Thursday, June 07, 2012 - 06:27 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Scallion:




Currently for me there is no matching 401k. but i am doing 12k to avoid heavy taxes. Are you saying it is not good ?
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Ferrari
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Posted on Thursday, June 07, 2012 - 06:25 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

1 crore aa...e 1 crore sampadinchatanike inko 30 years pattey la undhi..
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Conquas
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Scallion:

mee 401K lo employer iche matching kosam pete ammount mathrame petandi... max limit cut ivatam maaneyandi...




dheenivalla advt. enti??
all opinions expressed here are mine..
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Mental_sachinodu
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Posted on Thursday, June 07, 2012 - 06:23 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Scallion:

mee 401K lo employer iche matching kosam pete ammount mathrame petandi... max limit cut ivatam maaneyandi...




i agree. also identify credit card bills, interest rate ettukoni, bank lo savings lo dabbu edithe saana bokka padathadhi. i have seen some guys doing this.
the world of appearances may or may not be real, or both may and may not be real - or may be indescribable; or may be real and indescribable, or unreal and indescribable; or in the end may be read and unreal and indescribable - its all Syadvada
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Coolmac
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Posted on Thursday, June 07, 2012 - 06:22 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Scallion:

and let us all share thoughts, apudu ikada time spend chesthunandhuku entho kantha use untadhi




idhe em cheyyalo teliyatam ledhu... burral baadhukunnaa ardham kavatam ledhu :D
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Scallion
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Posted on Thursday, June 07, 2012 - 06:21 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Naa nunchi first suggestion... mee 401K lo employer iche matching kosam pete ammount mathrame petandi... max limit cut ivatam maaneyandi...
Jai NTR, Jai Jai TDP
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Scallion
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Posted on Thursday, June 07, 2012 - 06:19 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Maverick:

aa investments ento kooda disco cheddam..




Astual ga jaragalsindhi idhi.... and let us all share thoughts, apudu ikada time spend chesthunandhuku entho kantha use untadhi
Jai NTR, Jai Jai TDP
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Mental_sachinodu
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Posted on Thursday, June 07, 2012 - 06:18 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Kish:



the world of appearances may or may not be real, or both may and may not be real - or may be indescribable; or may be real and indescribable, or unreal and indescribable; or in the end may be read and unreal and indescribable - its all Syadvada
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Emc2
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Posted on Thursday, June 07, 2012 - 06:17 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

32 to 40 crores..
cherapakura chedevu.
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Kish
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Posted on Thursday, June 07, 2012 - 06:15 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Gatti_gunde:

kish annai mana lanti middle class olaki enduku ee thed padandi ellipodhaam


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Maverick
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Posted on Thursday, June 07, 2012 - 06:13 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

aa investments ento kooda disco cheddam..
Who is this DB member?
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Ustad
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Posted on Thursday, June 07, 2012 - 06:12 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Scallion:

final ga chepadaluchukonadhi entha sampadincham anedhi kaadhu savings ni entha baga invest chesam anedhe important



You nailed it
Fan of Fab 5: Sachin, Rahul, Saurav, Laxman and Kumble.
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Ipad
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Posted on Thursday, June 07, 2012 - 06:08 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

After 30 years the current 1 cr stands at 12-15 lakhs as of today
as far as purchasing power is concerned.

In India currently 1000 rs are like Rs 50 in late 80's
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Entikaburlu
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Posted on Thursday, June 07, 2012 - 06:04 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

most people will realize about 15-20 crores. average. thumb rule is N/2 +/- a few times. 30/2 = 15/ So 15-18 crores.
All Class Notes -> https://twitter.com/#!/EKSWAcademy

all opinions expressed are mine and only mine. not to be attributed to the other IP address sharers, my employer, or any other human, animal, robot or alien.
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Scallion
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Posted on Thursday, June 07, 2012 - 06:04 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

don't get me wrong guys nina oka thread choosa about retirement apude vedham anukuna gani vere pani lo padi veyala... so chepali anipinchindhi
Jai NTR, Jai Jai TDP
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Uppu
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Scallion:

15% Per Annam compounded Annually your 1cr will be 66.21Cr after 30 years...


ila ela invest chesataru
“Generations to come will scarce believe that such a one as this walked the earth in flesh and blood.”
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Scallion
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Posted on Thursday, June 07, 2012 - 06:02 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Kish:




endhuku aa expression, calculate chesi choodu neeke ardham avuthundhi
Jai NTR, Jai Jai TDP
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Gatti_gunde
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Posted on Thursday, June 07, 2012 - 06:01 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

kish annai mana lanti middle class olaki enduku ee thed padandi ellipodhaam
MEE abimaananni nenu gundello dhachukunta kani thala ki ekkanivanu - Pawan Kalyan
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Kish
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Scallion:

3. suppose for suppose if you can invest the same amount where you will get 20% Per Annam compounded Annually your 1cr will be 237Cr after 30 years...


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Scallion
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Posted on Thursday, June 07, 2012 - 05:58 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Let us assume you are 30 you have 1Cr to invest for your retirement... what will be its value after 30 years....

1. if you buy Govt of India Bonds which will yield 8.5% Per Annam compounded Annually your 1cr will be 11.55 Cr after 30 years...

2. if you can invest the same amount where you will get 15% Per Annam compounded Annually your 1cr will be 66.21Cr after 30 years...

3. suppose for suppose if you can invest the same amount where you will get 20% Per Annam compounded Annually your 1cr will be 237Cr after 30 years...

--------------------------

final ga chepadaluchukonadhi entha sampadincham anedhi kaadhu savings ni entha baga invest chesam anedhe important
Jai NTR, Jai Jai TDP

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