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Ashton
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Username: Ashton

Post Number: 14844
Registered: 05-2008
Posted From: 50.7.12.2

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Posted on Tuesday, February 21, 2012 - 07:40 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Uppu:

they spends tons of money on research, and malpractice insurance, need to pay doctor high


They get funding(fellowship) from the medical institutions to do the research...and why do you think we should pay for his research ??
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Ashton
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Post Number: 14843
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Posted on Tuesday, February 21, 2012 - 07:35 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Rasputin:

Better find a company that has better health benefits. $10k premium aa? 5k deductible aa? entha mandiki? Even when paying on your own...7 or 8K premium to cover a family of 3 with 1.5k deductible ikkada. Employer contribution untey inkonchem tagguthundi.


This is the amt my co-worker pays from his pocket every year for the family (wife and 2 kids) health insurance.
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Ashton
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Posted on Tuesday, February 21, 2012 - 07:27 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Dreamcatcher:

Tammi, god forbid, what if you run into something that requires hospitalization and huge expenses. If you are rich enough to take care of the expensive bills, you do not need insurance. If you are middle class, health insurance is a safety net to catch you in these kind of situations. Believe me, I have seen the bills for someone not insured, and you do not want to be in that position.


I'm not asking for free health insurance, but it's not worth of paying thousands of dollars for a medial treatment. If a patient is getting treatment for major heart surgery, it makes sense to pay higher premiums, but why would you pay $10k bill for a knee surgery???
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Rasputin
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Username: Rasputin

Post Number: 13666
Registered: 02-2008
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Posted on Tuesday, February 21, 2012 - 02:50 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Another example....insurance cap limit reach ayyaaka it was $2500 via the CVS/Caremark (group plan with the employer). Light teeesukoni online pharmacy out of pocket (no insurance) ayithey $740.
01/06/2012 - 169.4
02/01/2012 - 168.6
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Rasputin
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Username: Rasputin

Post Number: 13665
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Posted on Tuesday, February 21, 2012 - 02:47 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Uppu:


insurance companies and pharma companies milakat muflia anukuntunnaaa. Canada lo govt care, India lo pvt care kaabatti they price it competitively.

For example...Advair - $60 with insurance in USA, $60 without insurance if shipped from Canada.

Overall gaa...Pharma company gets their $60....but in USA, the bloated price is covered by insurance.
01/06/2012 - 169.4
02/01/2012 - 168.6
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Uppu
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Username: Uppu

Post Number: 4503
Registered: 11-2007
Posted From: 206.16.32.136

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Posted on Tuesday, February 21, 2012 - 02:43 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Rasputin:

Same drug - around $300 here...with insurance $60.

In India, same drug...without insurance...around $20. Andukey dabbaalu dabbaalu India nundi theppinchukuntaa.


because they need money reaserch for new drugs, inka india anii reserch avasaram ledu ga, rules chenge cheste india lo kuda pelathayi
âGenerations to come will scarce believe that such a one as this walked the earth in flesh and blood.â
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Twitter
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Post Number: 16303
Registered: 10-2009
Posted From: 151.191.175.207

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Posted on Tuesday, February 21, 2012 - 02:42 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Rasputin:

private insurance companies kattey dabbu ki govt support ki link enti?

Medicare tho confuse ayyaava enti?




conpuse emi ledhu ..govt. has its quota in every pvt insurance company in one or other way that is how they survive ..in other words dongalu dongalu kalisi oorini panchukunnattu.
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Rasputin
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Username: Rasputin

Post Number: 13661
Registered: 02-2008
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Posted on Tuesday, February 21, 2012 - 02:36 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Twitter:

so many people who depend on the govt for the medical support


private insurance companies kattey dabbu ki govt support ki link enti?

Medicare tho confuse ayyaava enti?
01/06/2012 - 169.4
02/01/2012 - 168.6
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Twitter
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Posted on Tuesday, February 21, 2012 - 02:35 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Ashton:



because you are paying not only for yourself and your family but also to so many people who depend on the govt for the medical support.
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Rasputin
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Username: Rasputin

Post Number: 13660
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Posted on Tuesday, February 21, 2012 - 02:33 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

What irks me is the cost of the medicine itself.

Same drug - around $300 here...with insurance $60.

In India, same drug...without insurance...around $20. Andukey dabbaalu dabbaalu India nundi theppinchukuntaa.
01/06/2012 - 169.4
02/01/2012 - 168.6
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Uppu
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Post Number: 4501
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Posted on Tuesday, February 21, 2012 - 02:31 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Ashton:

Why pay $10k premium every year with $5k deductible, while we only pay a visit to the doctor one or twice for check-up/treatment ?


they spends tons of money on research, and malpractice insurance, need to pay doctor high
âGenerations to come will scarce believe that such a one as this walked the earth in flesh and blood.â
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Rasputin
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Username: Rasputin

Post Number: 13658
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Posted on Tuesday, February 21, 2012 - 02:28 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Doctors need to pay Malpractice insurance too.

Better find a company that has better health benefits. $10k premium aa? 5k deductible aa? entha mandiki? Even when paying on your own...7 or 8K premium to cover a family of 3 with 1.5k deductible ikkada. Employer contribution untey inkonchem tagguthundi.
01/06/2012 - 169.4
02/01/2012 - 168.6
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Thelegend
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Username: Thelegend

Post Number: 11288
Registered: 04-2008

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Posted on Tuesday, February 21, 2012 - 02:04 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

system me$ed up kabatti
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Dreamcatcher
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Username: Dreamcatcher

Post Number: 2602
Registered: 11-2009
Posted From: 208.86.145.68

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Posted on Tuesday, February 21, 2012 - 02:03 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Tammi, god forbid, what if you run into something that requires hospitalization and huge expenses. If you are rich enough to take care of the expensive bills, you do not need insurance. If you are middle class, health insurance is a safety net to catch you in these kind of situations. Believe me, I have seen the bills for someone not insured, and you do not want to be in that position.
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Ashton
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Username: Ashton

Post Number: 14838
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Posted From: 50.7.12.2

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Posted on Tuesday, February 21, 2012 - 02:00 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

So, who is getting benefited here ?

1) Health Insurance companies like BCBS, UnitedHealth
2) Doctors like Caddy, New_User
3) Pharma Companies like Merck,Novartis, Pfizer,etc
4) Medical Device Companies like Boston Scientific, Medtronics, etc
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Dreamcatcher
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Posted on Tuesday, February 21, 2012 - 01:59 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

It is like Life Insurance, you want to have it hoping your family will never have to use it.
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Ashton
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Username: Ashton

Post Number: 14837
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Posted on Tuesday, February 21, 2012 - 01:57 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Why pay $10k premium every year with $5k deductible, while we only pay a visit to the doctor one or twice for check-up/treatment ?

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