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Gochi
Junior Artist Username: Gochi
Post Number: 325 Registered: 12-2006 Posted From: 70.44.12.183
Rating: N/A Votes: 0 (Vote!) | | Posted on Saturday, February 11, 2012 - 11:58 pm: |
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I did both ways sensexx baa... first time I went through my insurance company (Geico)...my insurance immediately covered the loss as collision with a 500 deductible....meanwhile I went to the police station and got the accident report where it was mentioned the other party was at fault...I faxed the report to my insurance company and then they dealt with the other insurance company and in one month's time I got back my deductible amount...Advantages here are your car will be fixed immediately but the deductible amount you will get after a month.. second time I called the other parties insurance directly....the other parties insurance called their driver and confirmed if it was his fault or not...vaadu manchodu kaabatti he agreed...and immediately my car got fixed...adhe vaadu oppukokapothe again same story,get the police report and fax it to the other insurance company proving it was the other driver's fault...anyway ee process kooda fast gaane ayyyindi with no money out from my pocket... end of the day other oarty at fault aithe manaki money loss undadhu...I personally prefer my insurance company to deal with his insurance company...money raavatam oka nela late aina parley gaani I want my car to be fixed immediately.... whatever option ur friend takes,mee vaadni police report collect chesukuni insurance company ki fax cheyyamani cheppu,lekapothe vaallu order chesi idhi elletappatiki 2-3 weeks pattuddi.... |
   
Xxx
Side Hero Username: Xxx
Post Number: 2348 Registered: 04-2009 Posted From: 166.82.172.153
Rating: N/A Votes: 0 (Vote!) | | Posted on Saturday, February 11, 2012 - 11:43 pm: |
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Ntr_rocks:, if you deal directly with other insurance company
It depends, for me the other insurance company gave a very hard time, my car was damged , but it was partially driveable , so I called the other party insurance and they asked me to submit , repair costs from two independent body shops,which I did; the they said it is too expensivie and some one will come to check the car; and the person is supoosed to come after few days did not turn up etc, it was a hassle; so finally gave it to my insurance company; only problem with this is , they will deduct your copay ; so you have to pay that amount in front; you will get this back after they had collected the same amount from the other party; Always it is better to move the car to Body shop as soon as possible |
   
Sensexxxxx
Side Hero Username: Sensexxxxx
Post Number: 4564 Registered: 08-2011 Posted From: 69.141.156.218
Rating: N/A Votes: 0 (Vote!) | | Posted on Saturday, February 11, 2012 - 11:20 pm: |
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Ntr_rocks:It is always better, if you deal directly with other insurance company.
oh ok..will tell the same thing to him |
   
Ntr_rocks
Moderator Username: Ntr_rocks
Post Number: 30665 Registered: 04-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Saturday, February 11, 2012 - 11:11 pm: |
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Sensexxxxx: i told him it would be better if his insurance company acts on his behalf...
It is always better, if you deal directly with other insurance company. Process will move fast. otherwise, it will take months. For Insurance company's...Police report itself take 2 weeks and then they evaluate the car.. Without getting the police report, they will not touch your car... You can rent a car and once they fix your car, you can put those bills and claim the money.. |
   
Sensexxxxx
Side Hero Username: Sensexxxxx
Post Number: 4563 Registered: 08-2011 Posted From: 69.141.156.218
Rating: N/A Votes: 0 (Vote!) | | Posted on Saturday, February 11, 2012 - 11:08 pm: |
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Ntr_rocks:You can deal directly with other guy's insurance company. If you are busy or dont know how to do, you can let your company do the process...
ok...actually my freidn said to his insurance company that he would directly with the oppiste insurance company..but i told him it would be better if his insurance company acts on his behalf... so checking whcih option would be best |
   
Ntr_rocks
Moderator Username: Ntr_rocks
Post Number: 30664 Registered: 04-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Saturday, February 11, 2012 - 11:07 pm: |
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Sensexxxxx: yes case file chesadu..but jusy edo card with some number on it icchadu anata...mostly case no ayyintundemo...i told him to call the police to get the full report..
Ok...No need to worry... It will take 2-3 days to get the detailed report from police station. You can pick that and fax/email to insurance company. If the insurance do that, it will take 2-3 weeks... Tappu opposite ani police report lo vunte, Rental car hire chesukomanu happy ga...No need to worry.. (Message edited by ntr_rocks on February 11, 2012) |
   
Ntr_rocks
Moderator Username: Ntr_rocks
Post Number: 30663 Registered: 04-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Saturday, February 11, 2012 - 11:05 pm: |
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You should report to your insurance company first... If the fault is with other guy, you can call that guy's insurance company and explain the situation... You can deal directly with other guy's insurance company. If you are busy or dont know how to do, you can let your company do the process... |
   
Immotional_hatyachar
Side Hero Username: Immotional_hatyachar
Post Number: 2473 Registered: 05-2011 Posted From: 99.111.72.15
Rating: N/A Votes: 0 (Vote!) | | Posted on Saturday, February 11, 2012 - 11:05 pm: |
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Yup .. Let ur insurance know... Give the police case info... Chinnu:Evadraaa babu aa posters eesindi .. Nandamuri ani kooda sariggaa raayaledu .. thuu edavalu Coolmac 2 Chinnu: akkada prestige motham debba ayipothunte, neeku spelling kavalsochindhaa |
   
Sensexxxxx
Side Hero Username: Sensexxxxx
Post Number: 4562 Registered: 08-2011 Posted From: 69.141.156.218
Rating: N/A Votes: 0 (Vote!) | | Posted on Saturday, February 11, 2012 - 11:04 pm: |
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Ntr_rocks:First of all, police vachada ?? Police vaste police report consider chestaaru....
yes case file chesadu..but jusy edo card with some number on it icchadu anata...mostly case no ayyintundemo...i told him to call the police to get the full report.... |
   
Ntr_rocks
Moderator Username: Ntr_rocks
Post Number: 30662 Registered: 04-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Saturday, February 11, 2012 - 11:02 pm: |
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First of all, police vachada ?? Police vaste police report consider chestaaru.... |
   
Sensexxxxx
Side Hero Username: Sensexxxxx
Post Number: 4561 Registered: 08-2011 Posted From: 69.141.156.218
Rating: N/A Votes: 0 (Vote!) | | Posted on Saturday, February 11, 2012 - 11:01 pm: |
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friend met with an accident...car is damaged a bit and he is safe.. now does his insurance company should involved to follow up on this case with the other insurance company? Also do we need to get any stmt from the police which states that he is not at fault? |