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Samarasimha
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Username: Samarasimha

Post Number: 2095
Registered: 03-2010
Posted From: 63.138.230.82

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Posted on Tuesday, February 07, 2012 - 04:04 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

choose your portfolio based on risk apetite

No risk
1)Fixed income such as Treasury/ other bonds

moderate risk
2) MTA port authority Bonds( Best yield) /Australian Fixed ( best in current economy)
3) Got to know any municipal / or local got high potential returns

more moderate risk choose best mutual funds
4)http://www.mutualfundobserver.com/ --> one of the best guy
5)Dividend based mutual funds (Barclay's best one)

with Risk
6) Go for emerging markets Equity diverse funds
7) Small cap us high return/Risk

High risk Return

9) hedge fund based risk funds ..

Any point of time if you feel move all the money to money market fund, which is equivalent to liquid cash

If you are good at managing finances just take loan and act your self as bank and make sure you will manage properly.
RajasaYOdha RajaSekhara JOHAR JOHAR !!
http://www.ted.com/talks/lang/eng/anupam_mishra_the_ancient_ingenuity_of_water_harvesting.html
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Tifosi
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Username: Tifosi

Post Number: 478
Registered: 02-2008
Posted From: 171.161.160.10

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Posted on Tuesday, February 07, 2012 - 04:00 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Maverick:




nenu nee laage unDevaDini....if you have a mix of stock that is reflective of your personality, it will pay off in the long term

if you change or have to change the port more that once or twice a year, that means you need to move to a more sober mix.

emi cheyyakunna you will get 10% annual ROI per year as per the stats.
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Andhrawala
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Username: Andhrawala

Post Number: 9541
Registered: 03-2008
Posted From: 152.51.56.1

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Posted on Tuesday, February 07, 2012 - 03:58 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Maverick:

Naaku 401k ledu, but i have to manage my wifes.

Currently oka 53% is in her firms stocks and the rest in lifestyle/premix.

how do u manage it with market changes like locking in profit.





Put the money in something like 2035 fund.

He will change the mix as the time ends

we cant time the market. padatam,peragtam maamuleee
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Maverick
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Username: Maverick

Post Number: 34940
Registered: 01-2008
Posted From: 184.150.236.67

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Posted on Tuesday, February 07, 2012 - 03:56 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

>>not managing is the best way to manage 401Ks

why? currently if a company stock is doing good, 401k grows, at this point cant i move it other funds and protect the growth..malla down aite back to stock move cheyyachuga
Who is this DB member?
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Basky_indya
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Username: Basky_indya

Post Number: 30387
Registered: 10-2007
Posted From: 24.127.230.2

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Posted on Tuesday, February 07, 2012 - 03:56 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

mine is 25% risk, 25% medium, 50% extremly conservative mixup.
kRUshITHO nAsthee dURbhikSHAM!!
JP_ROCKS: ...der unte enchakka andarni giant wheel ekkistadu..girrr mani oogachu..
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Tifosi
Junior Artist
Username: Tifosi

Post Number: 477
Registered: 02-2008
Posted From: 171.161.160.10

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Posted on Tuesday, February 07, 2012 - 03:54 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

not managing is the best way to manage 401Ks until you are in your early 50s


unless

you plan to take out money from your 401K early
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Maverick
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Username: Maverick

Post Number: 34939
Registered: 01-2008
Posted From: 184.150.236.67

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Posted on Tuesday, February 07, 2012 - 03:53 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Naaku 401k ledu, but i have to manage my wifes.

Currently oka 53% is in her firms stocks and the rest in lifestyle/premix.

how do u manage it with market changes like locking in profit.
Who is this DB member?

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