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Subzero
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Username: Subzero

Post Number: 6202
Registered: 04-2008
Posted From: 59.93.75.225

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Posted on Tuesday, February 01, 2011 - 08:14 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Risingstar:

federal bank ani vaadu naaku computer ki loan ichadu saduvukunetappudu vaadi bank loo 1 lakh fixed veyyali..



aa computer loan theercheyyi mundu.

Jcgaru:

Ninney kotha bank ettaam..bank of bokadia.




Jcgaru:

eee roju meeru deposits esthe, repu lepethaam...gawd bless



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Jcgaru
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Username: Jcgaru

Post Number: 120
Registered: 01-2011
Posted From: 75.221.42.56

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Posted on Tuesday, February 01, 2011 - 03:59 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Ninney kotha bank ettaam..bank of bokadia...eee roju meeru deposits esthe, repu lepethaam...gawd bless
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Twitter
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Username: Twitter

Post Number: 7108
Registered: 10-2009
Posted From: 151.191.175.206

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Posted on Tuesday, February 01, 2011 - 03:46 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Dinu:

existing fd values ni vaalla rates tho compare cheste values ni patti chupistundi..


make sense thx bro.
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Dinu
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Username: Dinu

Post Number: 1375
Registered: 09-2009
Posted From: 122.169.137.92

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Posted on Tuesday, February 01, 2011 - 03:34 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Twitter:


bro, existing fd values ni vaalla rates tho compare cheste values ni patti chupistundi..
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Twitter
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Username: Twitter

Post Number: 7107
Registered: 10-2009
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Posted on Tuesday, February 01, 2011 - 03:26 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Dinu:



>7.5 Rate it is showing in diminishing values why ?
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Dinu
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Username: Dinu

Post Number: 1372
Registered: 09-2009
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Posted on Tuesday, February 01, 2011 - 02:56 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Risingstar:


mam,

fixed deposits in india
http://www.savingscore.com/Fixed-Deposits
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Basky_indya
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Username: Basky_indya

Post Number: 22865
Registered: 10-2007
Posted From: 72.181.54.77

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Posted on Tuesday, February 01, 2011 - 02:41 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Risingstar:



ya adhi kerala bank .

upto 1 lakh private,govt, edhayina Deposit is guaranteed by insurance.

so 1 lak and lopala any bank any branch eskotamey... peddha ammounts aithey

risk less teeskovali
kRUshITHO nAsthee dURbhikSHAM
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Risingstar
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Username: Risingstar

Post Number: 20467
Registered: 08-2008
Posted From: 68.87.42.115

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Posted on Tuesday, February 01, 2011 - 02:35 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

federal bank ani vaadu naaku computer ki loan ichadu saduvukunetappudu vaadi bank loo 1 lakh fixed veyyali..
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Basky_indya
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Username: Basky_indya

Post Number: 22862
Registered: 10-2007
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Posted on Tuesday, February 01, 2011 - 02:29 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Risingstar:


IOB konchem ekkuva rate isthundi.generally . govt bank idhi.but Its a TAMILNADU headquartered bank.

naaku Account vundhi... but I dont hold large amounts with them.

Paper work ekkuva, chadastham ekkuva...., aravollu manager lu...
kRUshITHO nAsthee dURbhikSHAM
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Risingstar
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Username: Risingstar

Post Number: 20466
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Posted on Tuesday, February 01, 2011 - 02:27 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Scallion:

Rising bro India lo at present banks lo ayithe Indian Overseas Bank.....
555 days ki kanaka deposit chesthe 9.35% Quarterly Compounding pay chestaru so nee Annual yield will be around 9.7%...........




idhedho bagane undhi
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Scallion
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Username: Scallion

Post Number: 6728
Registered: 05-2009
Posted From: 173.46.239.244

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Posted on Tuesday, February 01, 2011 - 01:46 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Risingstar:




Rising bro India lo at present banks lo ayithe Indian Overseas Bank.....
555 days ki kanaka deposit chesthe 9.35% Quarterly Compounding pay chestaru so nee Annual yield will be around 9.7%...........

naa drusti lo ayithe banks kante Dewan Housing Finance lo pedithe better yelid kuda konchem ekuva 1 year ki 10.3%
Jai NTR, Jai Jai TDP
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Subzero
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Username: Subzero

Post Number: 6185
Registered: 04-2008
Posted From: 59.93.81.54

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Posted on Monday, January 31, 2011 - 09:43 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Risingstar:

Fixed deposit ki india loo manchi banki endhi? entha interest istharu?



try Dinu's scheme
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Subzero
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Username: Subzero

Post Number: 6183
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Posted on Monday, January 31, 2011 - 09:41 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Risingstar:

entha cheyyachu max..



no upper limit anukuntunna. but the interest amt will be less (diff is 0.25%) if the amount is more than 1 crore.


Risingstar:

senior citizen benefits type emauna unnaya?



they get 0.5% extra interest
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Jalsa
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Username: Jalsa

Post Number: 15847
Registered: 02-2008

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Posted on Monday, January 31, 2011 - 03:51 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

btw, meeku singles vesthunnadi nenu kaadu
----------------------------------------------

oh, inka paduthunnayaa...hehe. office lo images blocked, so theleetledhu. evaro tagulkunnaru nannu.
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Basky_indya
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Username: Basky_indya

Post Number: 22789
Registered: 10-2007
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Posted on Monday, January 31, 2011 - 03:24 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Jalsa:

basky, meeru ichina link lo idhedho undhi. daani bhavamemi?




it means: 20 year policy, 10 years premium paying.

5 years (growth/lock).

from 16% year onwards, 20% Money will be returned , like that upto 20th year.
kRUshITHO nAsthee dURbhikSHAM
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Humpty_dumpty
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Username: Humpty_dumpty

Post Number: 12081
Registered: 02-2009
Posted From: 38.117.247.14

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Posted on Monday, January 31, 2011 - 03:24 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Jodhaa:


maa flow mee laaga bindhelu size kaadhu chemcha size ...naa laziness kee pedha wallu geesina maps avi...ippudaina nenu edo okati sedhaari ani thinking
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Mrhyderabad
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Username: Mrhyderabad

Post Number: 9148
Registered: 01-2008
Posted From: 167.230.38.120

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Posted on Monday, January 31, 2011 - 03:23 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Jalsa:

poni naa GC process kadhilaaka istha le voii


deeni kante policy maturity offer ye batter

btw, meeku singles vesthunnadi nenu kaadu :-)
Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein
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Basky_indya
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Username: Basky_indya

Post Number: 22788
Registered: 10-2007
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Posted on Monday, January 31, 2011 - 03:20 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Any takers for KID-policy (for thier kids). best one is Komal jeevan

http://www.licindia.in/children_need_002_features.htm

This worksout to be: 75 per 1000 i.e (Rs 7,500) per lakh per year.

so 20 years avuthey, 20 * 7,5000 (guaranteed growth) + its a Money back type so Money is coming back at Required Intervals.
kRUshITHO nAsthee dURbhikSHAM
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Jodhaa
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Username: Jodhaa

Post Number: 16670
Registered: 02-2008
Posted From: 98.214.210.206

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Posted on Monday, January 31, 2011 - 03:19 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Humpty_dumpty:

volready FDs, post office, 2rs interest lo leg etta.


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Jalsa
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Post Number: 15840
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Posted on Monday, January 31, 2011 - 03:19 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

money Back Period 5 years @ 20% Sum Assured p.a
----------------------------------------------------------
basky, meeru ichina link lo idhedho undhi. daani bhavamemi?
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Basky_indya
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Username: Basky_indya

Post Number: 22787
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Posted on Monday, January 31, 2011 - 03:17 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Jalsa:

ittaanti manchi products emaina untey seppu.




StateBANK INSURANCE lo koooda Manchi products vunnai. Next to LIC.

http://www.sbilife.co.in/sbilife/content/9_2801

SBI Life - Sanjeevan Supreme
kRUshITHO nAsthee dURbhikSHAM
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Secondcup
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Username: Secondcup

Post Number: 1626
Registered: 02-2008
Posted From: 199.74.155.50

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Posted on Monday, January 31, 2011 - 03:17 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Mrhyderabad:

Commission ippude isthaa ante cheppu Profit vachaaka, koduku pelli ayyaka ante kashtam




ayuna ne range enti, ma range emiti..china chinna amt neeku e patidi cheppu HYD.
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Jalsa
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Username: Jalsa

Post Number: 15838
Registered: 02-2008

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Posted on Monday, January 31, 2011 - 03:16 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Commission ippude isthaa ante cheppu Profit vachaaka, koduku pelli ayyaka ante kashtam
------------------------------------------------------------ -----------
poni naa GC process kadhilaaka istha le voii :D
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Mrhyderabad
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Username: Mrhyderabad

Post Number: 9147
Registered: 01-2008
Posted From: 167.230.38.120

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Posted on Monday, January 31, 2011 - 03:15 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Jalsa:

ittaanti manchi products emaina untey seppu.


Commission ippude isthaa ante cheppu Profit vachaaka, koduku pelli ayyaka ante kashtam
Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein
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Basky_indya
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Post Number: 22786
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Posted on Monday, January 31, 2011 - 03:15 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Mrhyderabad:

So i thought you would already know :-)




annai LIC TABLES (table books) ikkada MEKA Laaga namilesina vadini..

nenu work chesindhey private firm ki Insurance Webportal, calculating premiums based on inputs. appatlo LIC was only 1, Pvt just entering (1999-01)

Lic Book lo ninchi, EXCEL(data entry ki 1 resource) then Design DB ,program and show on site.

end to end annattu..
kRUshITHO nAsthee dURbhikSHAM
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Jalsa
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Username: Jalsa

Post Number: 15836
Registered: 02-2008

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Posted on Monday, January 31, 2011 - 03:13 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

@Hyder,
ittaanti manchi products emaina untey seppu.
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Basky_indya
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Post Number: 22785
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Posted on Monday, January 31, 2011 - 03:10 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

For any LIC product, my Go-To man is a person whom I know since my childhood.

he is a million-dollar club member. 2010 lo canada kooda vacchi velladu for Insurance meetings.

Athanu chese premiums per annum sum to Millions rupees . basically High-Fi.

He gives HONEST opinion of each every product. nenu katte low-premiums ki ,his advice is good for me.
kRUshITHO nAsthee dURbhikSHAM
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Jalsa
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Username: Jalsa

Post Number: 15835
Registered: 02-2008

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Posted on Monday, January 31, 2011 - 03:09 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Commision check ekkada?
-----------------------------
profit vachaaka :D
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Secondcup
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Username: Secondcup

Post Number: 1624
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Posted on Monday, January 31, 2011 - 03:04 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Mrhyderabad:

Commision check ekkada?




a fund withdraw chesinappudu ma abbai ki cheputhanu, HYD uncle ki fee ivvu ani, emantavu,deal okena.
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Basky_indya
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Post Number: 22782
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Posted on Monday, January 31, 2011 - 02:59 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

http://www.licindia.in/wealth_plus_feature.html

Its a good returns product.

jalsa: savings product like FD is differ from INVESTment prod(long periods)

FD break rules telusukovali, but Investment is like investment to reap max benifit. You should not think to take out of INV-product
kRUshITHO nAsthee dURbhikSHAM
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Humpty_dumpty
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Post Number: 12079
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Posted on Monday, January 31, 2011 - 02:55 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

@Basky

india lo response kee pedha problem kaadhu...as usual local branch lo telisina wallu utnaaru kadha
online(nri) banking kee easu untay..all set
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Mrhyderabad
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Username: Mrhyderabad

Post Number: 9144
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Posted on Monday, January 31, 2011 - 02:54 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Secondcup:

Thx Hyd


Commision check ekkada?
Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein
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Mrhyderabad
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Posted on Monday, January 31, 2011 - 02:53 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Maverick:

intakee wealthplus inka unda? closed aa? new accepting aa?


Closed. Jan lo open chesi Mar varaku time chesaaru for reaching 70,000 cr target. But they reached target much earlier.


Jalsa:

lock-in period 8 yrs aa? madhyalo kaavali antey?


Think of it as FD :-) Withdrawal ante malli penalties etc vuntaayi not worth it.

Ilaanti products mana portfolio lo oka chinna part gaa pettukovaali anthe kaani total savings / big chunk of it invest cheyakudadu. Just FD ki replacement gaa use cheyochu anthe...

2010 lo 10 rupees ki open ayyi, 2014 ki 14 touch ayi malli 2018 ki ye 11-12 range lo vundi anuko due to recession etc... u will still get the 14 rate as it will be the highest NAV of the 8 year period.

This is where it WINS over Mutual Funds. Your money, bull market NAVs are guaranteed.
Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein
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Basky_indya
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Post Number: 22781
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Posted on Monday, January 31, 2011 - 02:52 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

NRI lo SBI USA is offering Highest % in FD. 3% anukunta for 3 years.

ye rakamga chooosina, They come 1st in Banking.

Insurance lo LIC No. 1 Leader.

Rest follow them.
kRUshITHO nAsthee dURbhikSHAM
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Basky_indya
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Post Number: 22780
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Posted on Monday, January 31, 2011 - 02:50 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Humpty_dumpty:

SBI antay slow gaa untaaru ani oka impression...




maa father ki money kosam, SPOT lo FD vippesa. 1 rupee revenue stamp

atikinchi isthey chalu, SPOT payment. its a mYTH.

offcourse SLOW unte kooda okko sari manchide le. Money withdrawl affair kadha
kRUshITHO nAsthee dURbhikSHAM
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Jalsa
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Post Number: 15834
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Posted on Monday, January 31, 2011 - 02:45 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

idly, flss forgive me for not including your name in the below list...
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Jalsa
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Post Number: 15833
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Posted on Monday, January 31, 2011 - 02:44 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

unda? closed aa? new accepting aa?
-------------------------

nuvvu saamanyudi kaadhu guru...vizag, hyderabad, bangalore lo investments sesi kooda inka invest chestaa antunnavanteyyy..nuvvu definite ga hyder, T_I range.
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Humpty_dumpty
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Posted on Monday, January 31, 2011 - 02:44 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

@mav
wealthplus was open for three months anukuntaa

@jal,

sure bro , will check it out
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Maverick
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Username: Maverick

Post Number: 24470
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Posted on Monday, January 31, 2011 - 02:43 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Hyd, intakee wealthplus inka unda? closed aa? new accepting aa?
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Jalsa
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Posted on Monday, January 31, 2011 - 02:42 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

BI antay slow gaa untaaru ani oka impression...
but parents kee easier access in desham ...so think cheyyali
------------------------------------------------------------ -------------

bro, idhi okkappati opinion. look at their NRI website, much better than icici. they are very aggressively marketing to lure younger generation into their market.
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Jalsa
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Posted on Monday, January 31, 2011 - 02:41 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

//Total 8 years term lo highest NAV enta touch chesi vunte u will get that at the maturity.. irrespective of NAV of maturity date. //
------------------------------------------------------------ ----------------

lock-in period 8 yrs aa? madhyalo kaavali antey?
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Humpty_dumpty
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@jalsa, second_cup, mav

thanks!

SBI antay slow gaa untaaru ani oka impression...
but parents kee easier access in desham ...so think cheyyali
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Basky_indya
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Mrhyderabad:

Started in June 2010 at 10 rupees... already touched 11.1 or so in 2010 it self. So 10-11% is guaranteed as of now.




annai I AGree with you. I am not disputing. offlate recently ,I am out of synch with LIC becoz, I am not investing anything as I am hardly saving anything.


BIMA NIVESH ani 2000 lo undedi.., 11% 1 time investment (guaranteed 11%) for 5 years undedi. and that too maturity is totally tax-freeeee

later, JEEVAN SHREE was a bigg hitt. now wealthmanagementplus is a No.1 product.


times changes, cycle recycles, products keep coming with betterments..
kRUshITHO nAsthee dURbhikSHAM
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Secondcup
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Humpty_dumpty:




H_D

nenu Hyder vesina thread choosi LIC wealth plus tesukunna,(Thx Hyd) a time lo e trhread choosa but i don't know much about any investment.

here is one link i found something about other plans.

http://www.mohanbn.com/lic-wealth-plus-ulip-with-guaranteed- nav-review
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Jalsa
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@H_D,
SBI best.
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Maverick
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h_d

jagoinvestor choodu
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Humpty_dumpty
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@Hyder

WealthPLus lantivi ekkada sadavaali...antay consolidated website/blog emaina undhaa for newbies
mee exp lo NRI banking kee best edhi icici/hdfc/sbi - purpose is to transfer funds to invest...NRE , NRO rendu kavaali...


volready FDs, post office, 2rs interest lo leg etta...so ittantivi kooda start sethay padi untaadhi ani
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Ustad
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Posted on Monday, January 31, 2011 - 02:33 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Basky_indya:

LIC lo investment policy as simple as that.



Basky bhaiyya, ee scheme lo NRI's invest cheyocha or parents peru meeda tesukovala?

Any limit on the amount you can invest?

Online line unte ivvandi? LIC agents through vellala?
Never argue with an idiot. They drag you down to their level, then they beat you with experience.
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Mrhyderabad
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Basky_indya:

Ayina, You didnt utter LIC name in yur post. I thought its generic-wealth schemes.


LIC's WealthPLUS industry HIT product So i thought you would already know :-)

70,000 crore pool chesindi less than 2 months time lo :-)

First ever product from LIC (and in the market as well?) which GUARANTEES highest NAV of 7 or 8 years policy period.

Total 8 years term lo highest NAV enta touch chesi vunte u will get that at the maturity.. irrespective of NAV of maturity date.

Started in June 2010 at 10 rupees... already touched 11.1 or so in 2010 it self. So 10-11% is guaranteed as of now.

Now tell me...
Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein
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Basky_indya
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Risingstar:


LIC lo investment policy as simple as that.

performance, market,profits, future market etc trends batti GROWTH vuntadi.

15% ravachu, 18% ravacchu..... time balekunte, 5% vacchina gammuna koosavali.

Scheme ki Bharosa Govt/rbi isthundi. but Returns % meedha iyyaledhu.

Insurance coverage kooda vasthundi.
kRUshITHO nAsthee dURbhikSHAM
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Risingstar
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Mrhyderabad:

Depends on one's risk appetite.

Portfolio lo FD type fixed/guaranteed/safe investment kuda vundaali anukunte there are lot of products in the market which provide the same at much higher ROI.

For ex: Said it many times in DB - WealthPlus product is like FD with written guarantee from RBI/Govt. But ROI will be much higher... as of now 11%. It will easily give more than 15-18% returns.

So you can think of it as FD with 18% interest rate. (And you get insurance for FREE)

that's just one example. many such products exist in the market.




konchem artham ayyettu seppandi idhemi english exam kadhu gaa
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Basky_indya
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Mrhyderabad:

btw, I thought you are a big fan of LIC :-)




Yes. Ayina, You didnt utter LIC name in yur post. I thought its generic-wealth schemes.

Private lo 10 rupailu ekkuva osthai emo, but you wont get that cushion of govt-backed.
GTB Bank mooosesthey em chesaru..... emi peekaleru.... just nothing....

OBC came to the rescue.
kRUshITHO nAsthee dURbhikSHAM
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Mrhyderabad
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Basky_indya:

recent ga, CITI BANK gurgoan branch lo... 400 CRORES dobbesadu...


Citi Bank ki LIC ki comparison aa? LOL...

btw, I thought you are a big fan of LIC :-)
Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein
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Basky_indya
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Mrhyderabad:

ayinaa, ee kaalam lo FDs evaru sethunnaru? 70's thinking vunna vaallu tappa




You need to tune up some banking basics.... meeeku lacchal ,lacchal Loan lu icchedi....

maa lanti badugu balaheena vargala... FD deposits tho ney....

FD constitute the HIGHEST % of an investment bank.
kRUshITHO nAsthee dURbhikSHAM
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Basky_indya
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Mrhyderabad:

For ex: Said it many times in DB - WealthPlus product is like FD with written guarantee from RBI/Govt. But ROI will be much higher... as of now 11%. It will easily give more than 15-18% returns.




recent ga, CITI BANK gurgoan branch lo... 400 CRORES dobbesadu...

HNI(High Network Individuals) Client Relationship manager.

Sebi/approval forge chesi maree chooopinchi, 400 CRORES deposits cheyinchi...

aa 400 CR ni real-estate,stocks loki tosesadu...

He is in Jail now. no guarantee so far given for that money till NOW. its already 60 days after tge SCAM was unearthed.
kRUshITHO nAsthee dURbhikSHAM
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Mrhyderabad
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Risingstar:

mari emi chesthunnar money?


Depends on one's risk appetite.

Portfolio lo FD type fixed/guaranteed/safe investment kuda vundaali anukunte there are lot of products in the market which provide the same at much higher ROI.

For ex: Said it many times in DB - WealthPlus product is like FD with written guarantee from RBI/Govt. But ROI will be much higher... as of now 11%. It will easily give more than 15-18% returns.

So you can think of it as FD with 18% interest rate. (And you get insurance for FREE)

that's just one example. many such products exist in the market.
Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein
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Risingstar
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Mrhyderabad:

ayinaa, ee kaalam lo FDs evaru sethunnaru? 70's thinking vunna vaallu tappa




mari emi chesthunnar money?
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Mrhyderabad
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Risingstar:

rendu rupayala dharma vadde


2 rupees vaddee ante 24% per anum.

FD lo vachedi 9% i.e 75 paisa interest approximately

ayinaa, ee kaalam lo FDs evaru sethunnaru? 70's thinking vunna vaallu tappa
Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein
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Bunty717
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Risingstar:

endhi 1 year loo 10 lakhs ki 20 isthava?




maradee.. nuvvu 10L iste.. 1 yr taravatha malli .. nee 10L neeku
istaddu antunnadu..intrest free appu ivvamantunnadu indirect gaa

nuvvu ekkadiko vellipoyevu.. idly tho games voddu
2004 ..2009
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Idle_yzag
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Risingstar:


endhi 20 ichedhi... ses, no vaddi... velli J ki jai kottina 1cr visiresthadu, nuv vunnav
RahulGandhi/JP/Chiru
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Jcgaru
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Posted on Monday, January 31, 2011 - 01:43 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

maa bank loo etandi fd
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Risingstar
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Idle_yzag:

annai nee level ki ee vaddi vyaparam endhi seapu ga, malanti vallaki catch visuru, 1 yr lo istha aa 10L




endhi 1 year loo 10 lakhs ki 20 isthava? DINU kooda ivvatamledhu aa range loo..
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Idle_yzag
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Risingstar:


annai nee level ki ee vaddi vyaparam endhi seapu ga, malanti vallaki catch visuru, 1 yr lo istha aa 10L
RahulGandhi/JP/Chiru
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Risingstar
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Idle_yzag:

vadu principal dengesthadu




vasulu chesukogalam kabattee antunna..auna principal denkesedhi ekkuva 3+ rs despo vallu.. 2rs vallu baganee untaru.. polam edhanna thakattu ettinattu raayunchukuni istharu villages loo..alaa cheyyali.. vaadu denkesthe manam kooda polam denkeyyachu..
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Basky_indya
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Risingstar:


Fixed deposit rates are DEPENDENT on LOAN lending rates

2000 lo 12% undedi FD. Loan was 14-18%.

2005 lo 5% vachindi FD. Load was 8-9%.

Again 2011 going up. Its CYCLE. LOAN ki FD ki 2-3% margin tho BANKS survive authai
kRUshITHO nAsthee dURbhikSHAM
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Idle_yzag
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Risingstar:

edhanna rendu rupayala dharma vadde ki isthee saripothundemoo...


vadu principal dengesthadu
RahulGandhi/JP/Chiru
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Risingstar
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Idle_yzag:

annai nee financial advisor ga nannu pettuko, nee lekkalu bokkalu, shortcuts anni fill chestha




hahahha... inthadaka eppudu ilaa banki accounts ettukovatam pixed deposits seyyatam theldu... first time konchem seddari anukunna... soottee idhi maree darunamga undhi... mundu nenu inka 10L chesthe min 9k vasthundemoo per month anukunna lol..
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Risingstar
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lol.. pallee batanee lekka undhi....
deeni badulu edhanna rendu rupayala dharma vadde ki isthee saripothundemoo...
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Idle_yzag
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Risingstar:

ee link loo sr citizens ki 9% antunnadu.. antee 10 lakhs vesthe month ki 9k vasthundaaa? tax entha untundi?




annai nee financial advisor ga nannu pettuko, nee lekkalu bokkalu, shortcuts anni fill chestha :D
RahulGandhi/JP/Chiru
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Jalsa
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Risingstar:

lol... very bad in maths yaaa



9% per month dobbedhhamaneyyyy..hehehe
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Basky_indya
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Risingstar:


100% Tax free aithey : 5 years FD teeskovali(Tax benifit) undedi. indulo TAX cuttings, undav
kRUshITHO nAsthee dURbhikSHAM
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Risingstar
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lol... very bad in maths yaaa
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Basky_indya
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Risingstar:


mama % per annum lekka (12 months total).

so 10 Lakhs vesthey, 90,000 per ANNUM is interest gained. 90,000/12 = 7,000 range.
kRUshITHO nAsthee dURbhikSHAM
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Humpty_dumpty
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Risingstar:

ee link loo sr citizens ki 9% antunnadu.. antee 10 lakhs vesthe month ki 9k vasthundaaa? tax entha untundi?




brother...adi monthly kaadhu yearly interest rate ..monthly aa rate iwwali antay waadu printing machine ettukovaali
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Idle_yzag
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Idle_yzag:

FD ante month ki endhuku istharu? 9L ki 9% vaddi aithe yr 81000 vasthundi ante month ki 6750




everything is taxable
RahulGandhi/JP/Chiru
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Jalsa
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Post Number: 15823
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Posted on Monday, January 31, 2011 - 01:25 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Risingstar:

9 lakhs FD chesthe entha vasthundi month ki... entha tax kattalsindi untundi... approximate ga cheppu




1 year to 554 days 7.75 1 year to 554 days 8.25
555 days 8.5 555 days 9


8.25 * 9 = 74250 p/a interest

mee parents ki verey income lekapothe no tax anukunta (interest upto 1,80,000 is not taxable)
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Idle_yzag
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Post Number: 28978
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Risingstar:

9 lakhs FD chesthe entha vasthundi month ki... entha tax kattalsindi untundi... approximate ga cheppu




FD ante month ki endhuku istharu? 9L ki 9% vaddi aithe yr 81000 vasthundi ante month ki 6750
RahulGandhi/JP/Chiru
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Basky_indya
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Post Number: 22769
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Risingstar:


oka ujjayimpu.

1 lakh : 555 days scheme: 9.25% = 9,250. monthly = 700-750 range.

9 Laks : 60,000 change per annum.

TDS chesthey (10% at source): 6000 cut authundi...

again, annnual filing appudu, total income choopinchukuni, VENAKKI techukovali
kRUshITHO nAsthee dURbhikSHAM
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Risingstar
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Post Number: 20429
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Posted on Monday, January 31, 2011 - 01:23 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

http://www.icicibank.com/interest-rates.html#fd

ee link loo sr citizens ki 9% antunnadu.. antee 10 lakhs vesthe month ki 9k vasthundaaa? tax entha untundi?
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Jalsa
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Post Number: 15821
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Posted on Monday, January 31, 2011 - 01:22 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Risingstar:



bro maa parents peru meeda 5 lacs esinattu gurthu.. limit endhuku untadhi saami...

idhigo:

http://www.statebankofindia.com/user.htm

The revised interest rates for Domestic Term Deposits 'Below Rupees One Crore' effective from the 03.01.2011 would be as under:   

Tenors Existing w.e.f. 07.12.2010   Revised w.e.f. 03.01.2011
7 days to 14 days 3 7 days to 14 days 4
15 days to 45 days 4.5 15 days to 45 days 5
46 days to 90 days 5.5 46 days to 90 days 5.5
91 days to 180 days 6 91 days to 180 days 6
181 days to less than 1 year 7.25 181 days to less than 1 year 7.75
1 year to 554 days 7.75 1 year to 554 days 8.25
555 days 8.5 555 days 9
556 days to less than 2 years 7.75 556 days to less than 2 years 8.25
2 years to 999 days 8.25 2 years to 999 days 8.75
1000 days 8.5 1000 days 9
1001days to less than 3 years 8.25 1001days to less than 3 years 8.75
3 year to less than 5 years 8.25 3 year to less than 5 years 8.25
5 years to less than 8 years 8.5 5 years to less than 8 years 8.5
8 years and up to 10 years 8.75 8 years and up to 10 years 8.75
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Basky_indya
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Post Number: 22768
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Posted on Monday, January 31, 2011 - 01:22 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Bhikhu:


bhiku bhayya, post office golden days gone.

9% SBI vaadu isthunnadu (555 days ki). postoffice lo 5 years Lock
kRUshITHO nAsthee dURbhikSHAM
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Risingstar
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Post Number: 20428
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Basky_indya:




thanks mama for ur detailed info..

but naa simple question answer cheyyaledhu... 9 lakhs FD chesthe entha vasthundi month ki... entha tax kattalsindi untundi... approximate ga cheppu
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Basky_indya
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Post Number: 22767
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Risingstar:


sing. visit statebankofindia.com for domestic interest rates.

direct link naaku copy avvatledu.
kRUshITHO nAsthee dURbhikSHAM
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Basky_indya
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Posted on Monday, January 31, 2011 - 01:18 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Risingstar:


since ur young and earning, U can also consider

PPF (public prov fund) . SBI or Postoffice lo open cheyocchu.


max limit per annum: 70,000 rs into this account. Earning,withdraw TAX FREEEEEE.

Also it adds to SEction 80(c) of IT.

2-3 FD valla TAX liability vasthey, SEC 80(C) tho PPF dwara balance cheyocchu Tax.

PPF not suggested on your parent-name. its like a 15 year corpus accumulate account for you.
kRUshITHO nAsthee dURbhikSHAM
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Jodhaa
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Username: Jodhaa

Post Number: 16656
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Posted From: 98.214.210.206

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Posted on Monday, January 31, 2011 - 01:18 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Jalsa:

NRI account ka? leka akkada citizens ka?


gen fixed deposit amount ki

Bhikhu:

.FD limit edtaru


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Risingstar
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Posted on Monday, January 31, 2011 - 01:18 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

ikkada nunchi pampi FD cheyyataniki kaadhu lol..
india loo unna money cheyyataniki.. parents name thoo...
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Jalsa
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Post Number: 15819
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Posted on Monday, January 31, 2011 - 01:16 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

and yes, senior citizen ki rate oka 0.5 % extra untadhi.
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Jalsa
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Risingstar:

limit entha?



NRI account ka? leka akkada citizens ka? anyway no limit anukunta. only thing is each slab (amount) ki oka rate untadhi depending on the term.
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Basky_indya
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Post Number: 22765
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Risingstar:

inni opening seyyalantee okkokkadaniki entha documentation fee untundi? nuvvu cheppina 9 loo each 1 lakh choppuna 9 lakhs vesthe nelaki entha vasthundi? anduloo entha tax kattali?




FD ki no documentation FEE. Account untene chesthunnaru generally these days (standard suggested practise). U can then give INSTRUCTION via FAX , so that they will convert to FD . usa ninchi kadha nadapocchu (provided Bank manager tho konchem friendship unte chalu).
Or ONLINE Banking dwara , u can divert money from savings to fixed at ur choice

Taxation is subject to Indian Law. parents meedha teeskunte inkaa Better....

becoz vallaki TAX liabitity thakkuva kabatti...

15H ani document presetn chesthey, TDS kooda cheyyakunda unchutharu...
kRUshITHO nAsthee dURbhikSHAM
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Jalsa
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Posted on Monday, January 31, 2011 - 01:14 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Bhikhu:



deeniki lock-in period oka 5 yrs emo ga?
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Risingstar
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Post Number: 20426
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Bhikhu:

sing post office with senior citizen is keka..FD limit edtaru but catch is all branches r not linked..




limit entha?
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Bhikhu
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Posted on Monday, January 31, 2011 - 01:13 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

sing post office with senior citizen is keka..FD limit edtaru but catch is all branches r not linked..
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Risingstar
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Basky_indya:

ila pettukondi

SBI TAX SAVINGS SCHEME, 2006
SBI 555 DAYS
SBI 1000
FLOATING RATE TERM DEPOSITS (FRTD)
REINVESTMENT PLAN
SBI MODS
RECURRING DEPOSIT
ANNUITY DEPOSIT SCHEME
SBI FLEXI DEPOSIT SCHEME




inni opening seyyalantee okkokkadaniki entha documentation fee untundi? nuvvu cheppina 9 loo each 1 lakh choppuna 9 lakhs vesthe nelaki entha vasthundi? anduloo entha tax kattali?
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Basky_indya
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Post Number: 22764
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Posted on Monday, January 31, 2011 - 01:11 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

555 FD scheme lo: 9% for sr.citizens
kRUshITHO nAsthee dURbhikSHAM
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Basky_indya
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Risingstar:


ila pettukondi

SBI TAX SAVINGS SCHEME, 2006
SBI 555 DAYS
SBI 1000
FLOATING RATE TERM DEPOSITS (FRTD)
REINVESTMENT PLAN
SBI MODS
RECURRING DEPOSIT
ANNUITY DEPOSIT SCHEME
SBI FLEXI DEPOSIT SCHEME
kRUshITHO nAsthee dURbhikSHAM
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Jodhaa
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Risingstar:


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Basky_indya
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Risingstar:


Max enthayina cheyocchu depending on your appetite.

I suggest 1 Lakh each in various products. like senior citizen,

TAX BENIFIT product (5 years lock), etc

Senior citizen ki 0.75% ekkuva untadi. its a GOVT Bank. so safe-free.
kRUshITHO nAsthee dURbhikSHAM
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Gandhiguevara
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Risingstar:

Fixed deposit ki india loo manchi banki endhi? entha interest istharu?


ootooti bank...30% intereset per month
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Basky_indya
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Post Number: 22761
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Posted on Monday, January 31, 2011 - 01:06 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Advantage in SBI is they do AUtomatic Renewal after that period ,


ANdhra bank etc Paperwork involve chesthai . dabbul teesko mantai.
kRUshITHO nAsthee dURbhikSHAM
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Risingstar
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Posted on Monday, January 31, 2011 - 01:05 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

entha cheyyachu max.. senior citizen benefits type emauna unnaya?
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Jalsa
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Post Number: 15816
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Posted on Monday, January 31, 2011 - 01:05 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

SBI
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Andhrawala
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Posted on Monday, January 31, 2011 - 01:05 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

SBI

1 year to 554 days
8.25
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Basky_indya
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Risingstar:


SBI. 9% varaku isthondi... depending on customised product and maturity period
kRUshITHO nAsthee dURbhikSHAM
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Risingstar
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Posted on Monday, January 31, 2011 - 01:02 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Fixed deposit ki india loo manchi banki endhi? entha interest istharu?

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