| Author | Message | ||
     New_user Hero Username: New_user Post Number: 14005 Registered: 02-2008 Posted From: 173.17.154.247 Rating: N/A |
jODHA HSA plans ki deductible high ga untundi. For ex 10000. Regular PPO plan cost ekkuva, deductible thagge koddi, rate peruguthundi.. HSA plan cost you less and you ll pay with pretax dollars. "PRP, Alliance tho 75 contest chesina... ANTHEY (70 lakh votes) vasthai.... may be more...depending" - Basky_India.. Ki ki ki... | ||
| Andhrawala Side Hero Username: Andhrawala Post Number: 4538 Registered: 03-2008 Posted From: 66.57.127.83 Rating: N/A |
High deductible plans ki generally HSA is offered. Family deductible could be as high as 10000 so HSA plan lo untill 10K insurance wont pay single $ and everything u pay. Once the deductible is met, insurance pays 100% Traditional plans lo say family deductible is 5K and out of pocket max is 8K once 8K is reached Insurance pays 100% | ||
| Jodhaa Hero Username: Jodhaa Post Number: 14966 Registered: 02-2008 Posted From: 24.99.84.182 Rating: N/A |
80-20 until out of pocket max antey? as per my understanding, lets say if I go for Annual Deductible of 3850$/family, I will have to pay the monthly premium of 412$+ first 3850 bills from my pocket. Once adhi reach ayyaka, Insurance will pay 100% for after bills.Is that right? United valladhi 5800$/family undi for 336$ monthly premium. | ||
| Maverick Megastar Username: Maverick Post Number: 22703 Registered: 01-2008 Posted From: 24.12.110.29 Rating: N/A |
yes, if u meet the deductibe insurance pays. % vary..some do 80-20 until out of pocket max after which 100% coverage | ||
| Jodhaa Hero Username: Jodhaa Post Number: 14965 Registered: 02-2008 Posted From: 24.99.84.182 Rating: N/A |
Idhi ela chebutham andi ippudey?  . Just in case major medical bills unna kooda, once the deductible has been met, 100% insurance pay chesthundhi antunnadu?? | ||
| Maverick Megastar Username: Maverick Post Number: 22702 Registered: 01-2008 Posted From: 24.12.110.29 Rating: N/A |
JODHA i have been on HSA for 2+ years now. major health emerencies lekapote after 1 yr u will have enuf cushion on the hsa account..opt for max contribution which is 5150$ | ||
| New_user Hero Username: New_user Post Number: 14004 Registered: 02-2008 Posted From: 173.17.154.247 Rating: N/A |
If you dont anticipate major medical bills, HSA is the best option. You ll save tax dollars. "PRP, Alliance tho 75 contest chesina... ANTHEY (70 lakh votes) vasthai.... may be more...depending" - Basky_India.. Ki ki ki... | ||
| Jodhaa Hero Username: Jodhaa Post Number: 14963 Registered: 02-2008 Posted From: 184.36.78.153 Rating: N/A |
yeah..thats true. Once deductible has been met, insurance pays 100%. | ||
| Oohlala Junior Artist Username: Oohlala Post Number: 360 Registered: 09-2008 Posted From: 174.109.5.168 Rating: N/A |
Jodha, HSA konchem different kada from regular plans. I think you need to pay until you cover your deductible before the plan starts paying your bills. | ||
| Jodhaa Hero Username: Jodhaa Post Number: 14962 Registered: 02-2008 Posted From: 167.193.134.61 Rating: N/A |
once for all cheppandi, need to buy a new Insurance plan. HSA ki decide ayepona?Medical coverage with HSA and regular plans emanna difference untadha? Maternity was not included under HSA plan /under any other plan in GA state now. So other than maternity, remaining coverage same untadha with HSA or regular premium plans. Please let me know. TIA |
