| Author | Message | ||
Lenin Hero Username: Lenin Post Number: 16664 Registered: 08-2014 Posted From: 118.209.208.156 Rating: N/A |
not every damn thing can be securitized unlike in the west Guntur, Hyderabad, Andhra, Telangana, Tamilnadu, Karnataka first....India last!!! | ||
Lenin Hero Username: Lenin Post Number: 16663 Registered: 08-2014 Posted From: 118.209.208.156 Rating: N/A |
itz not right in this scenario...FRDI is a natural consequence of Demonetization the govt want to create a new kind of securities and bonds which they can bailout so that banks will run after these things and the cash flow will have more transparency west lo story completely different...there is a mechanism created to benefit from FRDI for banks
why would banks will go to that extent in west mate? There competition for customers every where for banks...the banks are more disciplined here Indian banking system is not that robust unless and until u think of full reserve banking or go back to that world where money is needed , this is not supposed to fail Yes, in India in far future FRDI poses threat..but not immediately Guntur, Hyderabad, Andhra, Telangana, Tamilnadu, Karnataka first....India last!!! | ||
Lenin Hero Username: Lenin Post Number: 16662 Registered: 08-2014 Posted From: 118.209.208.156 Rating: N/A |
Final ga BJP morons tried to implement a better capitalistic idea and withdrawn from implementation because of the backlash Finally I want to see what BJP supporters will say on this, they want capitalist system and FRDI is unavoidable in that system..again their leader lacks true understanding of these things, proved again that he has only political interests Lefitts la propaganda ki toka mudichina economic illiterates..meeenduku ra bhai ruling Guntur, Hyderabad, Andhra, Telangana, Tamilnadu, Karnataka first....India last!!! | ||
Brightlife34 Side Hero Username: Brightlife34 Post Number: 2099 Registered: 11-2017 Posted From: 73.104.144.185 Rating: N/A |
All I am saying is: FRDI in west and India is a way to avoid bail outs. make investors/management pay for losses not govt. ultimately its a private transaction between banks and investors. if a mfg company fails govt does not bail them out. kaani tough to do for banks as they are nerve centre of economy. thats why quasi equity AT1 bonds came in, these investors have signed up for losses on Day1 FRDI could be in australia but still its bail in is never invoked globally anywhere to my understanding. whether it will create market efficiency or induce competition anedi secondary benefit. india lo enduk try chesar antey govt just did 2.5l bail out in 2017, so just like west they wanted to try this in india. leaving retail out. india lo securitisation of assets lekapotam endi comedy ga | ||
Lenin Hero Username: Lenin Post Number: 16661 Registered: 08-2014 Posted From: 118.209.208.156 Rating: N/A |
why FRDI will hurt depositors although it is a dechoking for the financial sector, unless u r allowed to create tertiary market to sell securities with in themselves , the burden will go in the form of increased banking transaction cost to the end user all in all, deeni gurinchi discussion unfortunately user daggara agipotandi...not to the system level any one discussed at least in this DB Guntur, Hyderabad, Andhra, Telangana, Tamilnadu, Karnataka first....India last!!! | ||
Lenin Hero Username: Lenin Post Number: 16660 Registered: 08-2014 Posted From: 118.209.208.156 Rating: N/A |
Why FRDI will not fail in India ? Simple answer...Indian banks are not risk takers, apart from bad loans to politically connected businesses there is literally zero risk taking If u take US, they allow securitization of financial assets is allowed and the securities can be traded in between the banks which involves huge risk Guntur, Hyderabad, Andhra, Telangana, Tamilnadu, Karnataka first....India last!!! | ||
Lenin Hero Username: Lenin Post Number: 16659 Registered: 08-2014 Posted From: 118.209.208.156 Rating: N/A |
U r saying FRDI is a progressive move to make banks more accountable to not push the liabilities in form of deposits to a higher volume ani
nope itz wrong..most of the West countries banks run on the same principles, even in Australia I think there is a limit on the current account for the deposit to be safeguarded by the federal govt
the more comprehensive answer would be FRDI would push customers to look secure banks and will increase competitiveness For India, FRDI is pointless at the moment but it is a consequence of dickhead decision of demonetization as they want to push for etransaction without inflation any particular sector and improve the cash flow the thing is, India does n't need to introduce FRDI to avoid bailouts, they can simply enact a RADAR above the loan issuers and the crony crooks... FRDI can be seen as a step ahead in terms of liberalization...but again, every thing looked in political angle , Modi ki dammu ledu ani prove chesindi e bill meeda back step tho once again Guntur, Hyderabad, Andhra, Telangana, Tamilnadu, Karnataka first....India last!!! | ||
Brightlife34 Side Hero Username: Brightlife34 Post Number: 2098 Registered: 11-2017 Posted From: 73.104.144.185 Rating: N/A |
evaro goppo thop o endukule kaani. What FRDI will do to the banking system? it is brought to adddress moral hazard events. meaning taxpayers/govts are paying for excesses of a few in the top echelons of banks/ other FIs through bail outs. morgtgage crisis lo US had to pump in trillions and so did ECB. becasue banking is back bone of economy they could not allow investors/depositors to fear the system becasue if ppl do not deposit lending falls and economy fails. India tried to import similar idea with some tweaks. idea is investors in a financial firm are just that-investors, they not not be bailed since they are risk takers and should be ready to lose money if firm fails. so conceptually its correct no one is doing service by depositing money in back its a mutual understanding what FRDI will do to the economy ? in west its still untested. so what many banks did is they raised quasi equity or AT1 bonds with an understanding that is insolvency happens they have to take haircut or convert debt into equity. so these bonds pay more than debt investors of bank. to my understnading it will better absorb shock as system is in place for insolvency risks rather than arbitratry bail outs which are politically scrutinised. in west deposit insurance is generally high so as it is retail is insured. coming to india, idea is not to let retail investors to take hit. so if banks in india fail, some big funds/HNIs who bought bonds will take hit and not retial. any case india lo 1l insurance undi so 95% safe. naaku telsi retail guys are not subject to frdi in india, even if they did i think they can opt out of it as per draft bill. i.e in writing you can say i wont bail in ivanni on paper sollu maatalu, oka bank mootha padithhey even now govt can opt out and let ppl take loss what FRDI will do to the depositors ? as above idea is no loss to retail. in any case capitalism lo every one is a risk taker, if you invest in a bank be ready to lose (whihc as i said is not within India frdi SCOPE) FRDI enduku introduce cheyalanukunnaru..enduku teeselayanukunnaru ? endukantey to eliminate bail outs, why removed antey because it led to un-necessary press and rumour mongering by leftists FRDI manchidaa...cheddada...pointless aa? | ||
Lenin Hero Username: Lenin Post Number: 16655 Registered: 08-2014 Posted From: 118.209.208.156 Rating: N/A |
FRDI bill gurinchi nee understanding cheppu open ga thread start chesindi nenu...nenu aithe pariponu kada Guntur, Hyderabad, Andhra, Telangana, Tamilnadu, Karnataka first....India last!!! | ||
Lenin Hero Username: Lenin Post Number: 16650 Registered: 08-2014 Posted From: 118.209.208.156 Rating: N/A |
I have got better understanding of finance /economic related issues than many in this DB le kani question chesindi nenu..answer ivalsindi thread lo ki enter aina vallu I can bat on the 2 sides...nuv cheppu mundu what's ur understanding Guntur, Hyderabad, Andhra, Telangana, Tamilnadu, Karnataka first....India last!!! | ||
Lenin Hero Username: Lenin Post Number: 16649 Registered: 08-2014 Posted From: 118.209.208.156 Rating: N/A |
What FRDI will do to the banking system? what FRDI will do to the economy ? what FRDI will do to the depositors ? FRDI enduku introduce cheyalanukunnaru..enduku teeselayanukunnaru ? FRDI manchidaa...cheddada...pointless aa? please present your views Guntur, Hyderabad, Andhra, Telangana, Tamilnadu, Karnataka first....India last!!! | ||
Brightlife34 Side Hero Username: Brightlife34 Post Number: 2097 Registered: 11-2017 Posted From: 107.72.162.32 Rating: N/A |
What’s your understanding of frdi adi seppu? | ||
Lenin Hero Username: Lenin Post Number: 16648 Registered: 08-2014 Posted From: 118.209.208.156 Rating: N/A |
communism ni vyatirekinche half baked capitalism supporters aka neo liberals aka economic illiterates ivanni enduku BJP supporters in the DB Let's start the disco FRDI is for good or bad Guntur, Hyderabad, Andhra, Telangana, Tamilnadu, Karnataka first....India last!!! |