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Mikkymouse
Hero Username: Mikkymouse
Post Number: 12904 Registered: 04-2008 Posted From: 66.87.80.16
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 02, 2017 - 05:42 pm: |
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Mrhyderabad:
HSA ki loose avvamu, carry avuthundi and vere vallaki kooda ivvachu . Year ki before tax 6750 some thing veyyachu, company vadi 1200 poga remaining amount Chala mandi contribute chestaru.so future purpose ke kadu Tax purpose ki kooda use avuthundi Nuvve unna kannulatho mare vanka choodanani reppa venuka ninne ella kaalam dhachani... |
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Mikkymouse
Hero Username: Mikkymouse
Post Number: 12902 Registered: 04-2008 Posted From: 66.87.80.16
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 02, 2017 - 05:38 pm: |
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Mrhyderabad:
Maaku eeroje vachindi email. Last year 600 for Cigna , same coverage $700 anta ippudu . HSA ki , $100 every month HSA account lo vestadu company vadu, Adi same undi Nuvve unna kannulatho mare vanka choodanani reppa venuka ninne ella kaalam dhachani... |
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Analog
Side Hero Username: Analog
Post Number: 4772 Registered: 05-2008 Posted From: 207.43.172.140
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 02, 2017 - 05:33 pm: |
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Cinejeevi:I am switching to HSA this year
Best option. I switched to HSA last year 450 per month pre tax, high co-pay ayina kuda, we end up paying less.
Ipc302:HSA lo $1500 saving sesthe daanitho ee deuctible, medicines gatra paying seyyochu emo ani....
Yes Mrhyderabad:HSA tax deductible?
Plus employer contribution 1000-1200 Trump medical plan lo 10K chesinattunnadu. Max HSA limit for 2016 was 6500 |
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Andhrawala
Legend Username: Andhrawala
Post Number: 63910 Registered: 03-2008 Posted From: 136.56.13.159
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 02, 2017 - 05:23 pm: |
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Mrhyderabad:HSA tax deductible?
yepp. Just like 401K No Signature |
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Ipc302
Megastar Username: Ipc302
Post Number: 25580 Registered: 02-2008 Posted From: 146.7.248.71
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 02, 2017 - 04:57 pm: |
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https://money.usnews.com/money/personal-finance/mutual-funds /articles/2015/05/18/the-triple-tax-benefit-of-health-saving s-accounts An HSA allows account owners to pay for current health care expenses and save for those in the future. Its first advantage is that contributions are tax-deductible, or if made through a payroll deduction, they are pretax. Second, the interest earned is tax-free. Third, account owners may make tax-free withdrawals for qualified medical expenses. |
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Mrhyderabad
Hero Username: Mrhyderabad
Post Number: 12862 Registered: 01-2008 Posted From: 47.187.20.146
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 02, 2017 - 04:39 pm: |
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HSA tax deductible? Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein |
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Ipc302
Megastar Username: Ipc302
Post Number: 25579 Registered: 02-2008 Posted From: 146.7.248.71
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 02, 2017 - 04:33 pm: |
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Gochi:HSA lo money podhu,it gets carried over to the next year...FSA lo u will lose the money if u dont use it...please check again correctly...
my bad it is FSA that I am planning to put money in...u r right HSA lo Money will be carried over to next year |
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Gochi
Side Hero Username: Gochi
Post Number: 3024 Registered: 12-2006 Posted From: 159.53.46.142
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 02, 2017 - 04:25 pm: |
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Ipc302:only draw back is u forfeit the money if you dont use it but good news is they three extra months to use in 2019
HSA lo money podhu,it gets carried over to the next year...FSA lo u will lose the money if u dont use it...please check again correctly... |
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Cinejeevi
Moderator Username: Cinejeevi
Post Number: 6185 Registered: 10-2014
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 02, 2017 - 04:13 pm: |
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maaku copay and coinsurance plans slight ga perigayi ee year. HSA lo 2700 family deductible. kakapote 1500 vallu istaru kabatti max 1200. FSA teesukokundaa (yearly 800) unte saripotundemo.. one year try cheddam ani decide ayya gajaanaam manda buddhsha, sarpaaNa mati nidrataa brahmaNaanaa manEkatvam, tribhillOkOpakaarakam !! |
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Teenmaar
Side Hero Username: Teenmaar
Post Number: 3349 Registered: 02-2011 Posted From: 74.90.146.180
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 02, 2017 - 04:12 pm: |
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Oceanseven:Enti mee county lo okka provider kooda ledaa ?
not even single provider. Only option is high mark with 70% cost sharing and 1500 per per month per family and 15 k deductible. Another option is change the county.. rent another house. |
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Ipc302
Megastar Username: Ipc302
Post Number: 25578 Registered: 02-2008 Posted From: 146.7.248.71
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 02, 2017 - 04:09 pm: |
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Nen bhi health savings account opening cheddamu an thinku thunna...anyway premiums anni pay chesaka deductible is 2000$ per family...so HSA lo $1500 saving sesthe daanitho ee deuctible, medicines gatra paying seyyochu emo ani.... only draw back is u forfeit the money if you dont use it but good news is they three extra months to use in 2019 |
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Cinejeevi
Moderator Username: Cinejeevi
Post Number: 6183 Registered: 10-2014
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 02, 2017 - 03:54 pm: |
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I am switching to HSA this year gajaanaam manda buddhsha, sarpaaNa mati nidrataa brahmaNaanaa manEkatvam, tribhillOkOpakaarakam !! |
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Jalsa
Legend Username: Jalsa
Post Number: 35995 Registered: 02-2008 Posted From: 4.14.225.180
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 02, 2017 - 03:51 pm: |
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Yes it increased this year. What are your deductibles and out of pocket maximum? |
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Oceanseven
Side Hero Username: Oceanseven
Post Number: 7973 Registered: 09-2008 Posted From: 73.141.60.79
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 02, 2017 - 03:49 pm: |
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Teenmaar:just got off with bluw cross blue shield, No money in the world can buy insurance in our county. Period. !!!
Maa county lo only BCBS oka ten plans list chesaadu Enti mee county lo okka provider kooda ledaa ? |
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Teenmaar
Side Hero Username: Teenmaar
Post Number: 3348 Registered: 02-2011 Posted From: 74.90.146.180
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 02, 2017 - 03:47 pm: |
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Oceanseven:Ilaa kooda jarugudhaa ?
just got off with bluw cross blue shield, No money in the world can buy insurance in our county. Period. !!! |
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Brodipet_baadshah
Side Hero Username: Brodipet_baadshah
Post Number: 4514 Registered: 12-2014 Posted From: 167.121.4.35
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 02, 2017 - 03:46 pm: |
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aaa Obamagaadu chesina pentaa idhanthaa...daridrapugottu sannaasi...thuuth!! |
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Oceanseven
Side Hero Username: Oceanseven
Post Number: 7972 Registered: 09-2008 Posted From: 73.141.60.79
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 02, 2017 - 03:45 pm: |
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Teenmaar:no insurance available in my county.
Ilaa kooda jarugudhaa ? |
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Oceanseven
Side Hero Username: Oceanseven
Post Number: 7971 Registered: 09-2008 Posted From: 73.141.60.79
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 02, 2017 - 03:43 pm: |
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Bobby:eppati lage https://www.healthcare.gov/
Thanks brother, ee site thappa verey maargam ledhaa ? Can't we buy directly from the provider ? |
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Teenmaar
Side Hero Username: Teenmaar
Post Number: 3347 Registered: 02-2011 Posted From: 74.90.146.180
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 02, 2017 - 03:41 pm: |
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no insurance available in my county. I said what if i want to pay 20k per month.. they said still you can not but any insurance. sorry.. try 2019 What is happening |
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K805
Junior Artist Username: K805
Post Number: 25 Registered: 10-2016 Posted From: 208.87.236.201
Rating:  Votes: 1 (Vote!) | | Posted on Thursday, November 02, 2017 - 03:36 pm: |
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Health insurance also mafia..all plans not available in all states. Only one or two providers available n we need to choose from them only. 1. Health Insurance is must as per affordable care act 2. The min plan (for family of 4, if you take individual not from company) starts from $900 per month 3. As per affordable care act kids must have dental plan too.. Why it is not choice rather mandatory? Insurance companies are officially looting common man ... |
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Bobby
Junior Artist Username: Bobby
Post Number: 363 Registered: 04-2008 Posted From: 207.70.163.246
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 02, 2017 - 03:23 pm: |
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Oceanseven:Okay, basic question now, Individual plans ekkada konochu ?
eppati lage https://www.healthcare.gov/ |
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Oceanseven
Side Hero Username: Oceanseven
Post Number: 7970 Registered: 09-2008 Posted From: 73.141.60.79
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 02, 2017 - 02:38 pm: |
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Okay, basic question now, Individual plans ekkada konochu ? |
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Andhrawala
Legend Username: Andhrawala
Post Number: 63905 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 02, 2017 - 02:20 pm: |
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Mrhyderabad: never used HSA/FSA till date manam oka 2000 pakkana pedithe if you don't use some of it then you lose it ani vinna.. so never explored also, whatever you used also you have to submit bills ani annaru... antaa chesinaa annual savings will be very less did i miss anything?
Flex lo pettina money - use it or loose it HSA is Health Savings Account. Premium ki paychesina money aithee once the year is gone its gone. adhe HSA Lo money you use it life long. Just like 401K it stays with you even if u leave the job No Signature |
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Mrhyderabad
Hero Username: Mrhyderabad
Post Number: 12859 Registered: 01-2008 Posted From: 47.187.20.146
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 02, 2017 - 01:59 pm: |
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Biggboss:Kaiser HMO plan
ee HMO plans ki some major disadvantage edo vinnaa.,.don't remember now anyway, we don't have kaiser listed as an option Only Aetna, United Health, Cigna anta for 2018 Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein |
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Biggboss
Side Hero Username: Biggboss
Post Number: 2635 Registered: 08-2017 Posted From: 45.62.177.6
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 02, 2017 - 01:56 pm: |
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220 per month, Kaiser HMO plan, 10$ co-pay, 100$ emergency oka vela hospital lo admit avuthey 250$, labs and x-rays free |
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Mrhyderabad
Hero Username: Mrhyderabad
Post Number: 12858 Registered: 01-2008 Posted From: 47.187.20.146
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 02, 2017 - 01:55 pm: |
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Andhrawala: There company contributes around 1000 to HSA and you can contribute premium difference between 700 and that one. Say the HSA Plan is 450 you can put the savings of 250 or 3000 into HSA. SO you have 4000 to use for the full year
never used HSA/FSA till date manam oka 2000 pakkana pedithe if you don't use some of it then you lose it ani vinna.. so never explored also, whatever you used also you have to submit bills ani annaru... antaa chesinaa annual savings will be very less did i miss anything? Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein |
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Andhrawala
Legend Username: Andhrawala
Post Number: 63898 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 02, 2017 - 01:38 pm: |
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Mrhyderabad:Btw, i have always used Aetna for more than 10 years... or there are any better ones like UHC or Cigna etc in terms of network coverage
You can explore High deductible Plan. There company contributes around 1000 to HSA and you can contribute premium difference between 700 and that one. Say the HSA Plan is 450 you can put the savings of 250 or 3000 into HSA. SO you have 4000 to use for the full year No Signature |
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Stellar
Hero Username: Stellar
Post Number: 19054 Registered: 02-2016 Posted From: 192.200.5.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 02, 2017 - 01:35 pm: |
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trump edo chesadu annaruga.. enduku perigayi? |
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Boeing747
Comedian Username: Boeing747
Post Number: 1628 Registered: 04-2016 Posted From: 70.162.116.98
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 02, 2017 - 01:31 pm: |
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cigna vadi premiums baga increase ayyayi for 2018 |
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Optionsgenius
Side Hero Username: Optionsgenius
Post Number: 2337 Registered: 12-2014 Posted From: 172.58.152.59
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 02, 2017 - 01:27 pm: |
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Dental vision tersidobbandi..elagu dental problems Anni India lo avuthayei |
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Mrhyderabad
Hero Username: Mrhyderabad
Post Number: 12857 Registered: 01-2008 Posted From: 47.187.20.146
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 02, 2017 - 01:23 pm: |
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Amaravathi:$700 ki Individual kuda raadhu...forget about adding family
ante small desi consultancy through policy ayithe that may be true big companies get heavy discounts on mass volume kadaa i have been paying 550 or so per month for family of 4 for Aetna PPO 90% option now it is almost 700 Btw, i have always used Aetna for more than 10 years... or there are any better ones like UHC or Cigna etc in terms of network coverage Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein |
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Stellar
Hero Username: Stellar
Post Number: 19053 Registered: 02-2016 Posted From: 192.200.5.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 02, 2017 - 01:17 pm: |
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Mrhyderabad:Family ki 700 per month
good price |
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Amaravathi
Hero Username: Amaravathi
Post Number: 14929 Registered: 04-2015 Posted From: 208.68.150.10
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 02, 2017 - 01:16 pm: |
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depends on ur zipcode... and in VA , $700 ki Individual kuda raadhu...forget about adding family Dharmam gelavani Chota... Tappadhu Kathula veta ... thappu oppedho.. samharam tarvatha !! |
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Mrhyderabad
Hero Username: Mrhyderabad
Post Number: 12856 Registered: 01-2008 Posted From: 47.187.20.146
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 02, 2017 - 01:14 pm: |
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I guess annual health and other benefits renewal/update time is around the corner for most of us... i was checking the options and see that health insurance cost has gone up ? Family ki 700 per month for 90% plan from aetna or cigna Is that too high or normal? What do you pay? Are you also in the process of renewing? see any change? Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein |