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529 plans for kids education.

Chalanachithram.com DB » New TF Industry Related » Archive through October 24, 2017 » 529 plans for kids education. « Previous Next »
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Rgb
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Posted on Monday, October 23, 2017 - 04:32 pm:       

Site link missed https://ctftime.org
 

Rajusk
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Posted on Monday, October 23, 2017 - 04:29 pm:       


Rgb:

Arduino. Idhi Raspberry Pi kurollu kummutunnaru interest vunte




thanks for correcting..

kurrod cheppinavi anni bouncers ae paddai
 

Rgb
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Posted on Monday, October 23, 2017 - 04:28 pm:       


Last_avataar:

Good to know , now a days kids are doing robotic programming which is completely an abstraction, all kids need to know is programming rest is off the shelf



Idho okati and hacking competition. Last year kondaru telusu all Ivy League CS vallu. Andaru ii Robotics and Hacking competitions lo well placed

II site lo aa Capture the Fakg tournaments anni listed
 

Rgb
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Posted on Monday, October 23, 2017 - 04:23 pm:       


Rajusk:

Drone ki edo Adreno programming ani edo annadu..




Arduino. Idhi Raspberry Pi kurollu kummutunnaru interest vunte
 

Last_avataar
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Posted on Monday, October 23, 2017 - 04:22 pm:       


Rajusk:




Thanks Bro.
 

Rajusk
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Posted on Monday, October 23, 2017 - 04:17 pm:       


Last_avataar:

Please suggest us how you are sending quality time with your kids for their improvement




basic things..
ischool lo em homework icharu..check the work..
ask about upcoming quiz/test
elemenatry ischool aithe..valle quechen paper istharu..make them repeat it at home again
give them some more work from textbook or khan acadamey or print out from online websites ...on the same topic..sit and solve along with them if they have problems..
 

Last_avataar
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Posted on Monday, October 23, 2017 - 04:09 pm:       

Telugu_times -

Please suggest us how you are sending quality time with your kids for their improvement
 

Last_avataar
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Posted on Monday, October 23, 2017 - 04:08 pm:       


Rajusk:

oka Drone build chesi..fly chesthunnad..all by himself..zero help from parents except for buying parts..

kurrod already C++ and Java programming anta..




Good to know , now a days kids are doing robotic programming which is completely an abstraction, all kids need to know is programming rest is off the shelf
 

Rajusk
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Posted on Monday, October 23, 2017 - 04:04 pm:       


Telugu_times:

my elder one is thopu




poora baap pe gaya aithe :D
 

Rajusk
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Posted on Monday, October 23, 2017 - 04:03 pm:       


Hero:

some are gifted ...some are above avg..



monna Saturday oka friend intlo Diwali party ki velthe

kurrod 9th grade anta..

oka Drone build chesi..fly chesthunnad..all by himself..zero help from parents except for buying parts..

kurrod already C++ and Java programming anta..

Drone ki edo Adreno programming ani edo annadu..

kurrod ki still no phone anta..adi secret anukonna..kurrod creativity ki
 

Telugu_times
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Posted on Monday, October 23, 2017 - 01:09 pm:       


Mamamiya786:

TT emi cheetah after 5 PM ...? DO you sit with them and work?



my elder one is thopu
younger is focussing a lot on video games all the time, lol
spending time on younger one with math and science. he is in 5th grade
Ignore spam and AJ.
 

Andhrawala
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Posted on Monday, October 23, 2017 - 12:50 pm:       


Telugu_times:

chaava kottaalsina avasaram ledhu.
intlo manchi environment create chesi, education importance constant gaa noori poyyaali




Kids need to realize the importance of education and be responsible for their grades. Then only they will get good scores.

Gurranni neeti daaka theesuku vellagalamu kaani neellu thaaginchalemu kathaa
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Mamamiya786
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Posted on Monday, October 23, 2017 - 12:10 pm:       


Telugu_times:

andhukay, last 3 weeks nunchi, no db after 5 pm, ki ki
already improvement undhi




TT emi cheetah after 5 PM ...? DO you sit with them and work?
Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt.

Jagan|Modi|
 

Telugu_times
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Posted on Monday, October 23, 2017 - 11:15 am:       


Hero:


Pakodi univ vaddhu

Hero:

MIT...Stanford.. Caltech..GAtech ani ..kids chavadobbi chevulu muyyakunda..expectations correct ga set chesukonte better...



ivee vaddhu
mari ettaa?
most of the pvt colleges are good
Ignore spam and AJ.
 

Hero
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Posted on Monday, October 23, 2017 - 08:19 am:       


Rgb:

http://time.com/money/4411379/best-colleges-acceptance-rates /




looks great !

MIT...Stanford.. Caltech..GAtech ani ..kids chavadobbi chevulu muyyakunda..expectations correct ga set chesukonte better...

some are gifted ...some are above avg...enta ruddina..valla childhood spoil tappa use ledu anukotunna
 

Rgb
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Posted on Monday, October 23, 2017 - 08:09 am:       


Hero:




http://time.com/money/4411379/best-colleges-acceptance-rates /

All of those are good colleges
 

Andhrawala
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Posted on Monday, October 23, 2017 - 08:09 am:       


Hero:

pakodi universities kadu annai




yee class lo sadhuvuthunnaaru

BTW, ee year or next year nunchi Kinder Garten istart??
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Rgb
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Posted on Monday, October 23, 2017 - 08:04 am:       


Telugu_times:

chaava kottaalsina avasaram ledhu.




Chaava kodithe tiraga badatam tappa upagoyam ledhu. Ikkada chinnapude 911 gurinchi nerchukuni manake reverse cheputaru
 

Telugu_times
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Posted on Monday, October 23, 2017 - 08:01 am:       


Hero:

vallani eppudu chava kottaledu



chaava kottaalsina avasaram ledhu.
intlo manchi environment create chesi, education importance constant gaa noori poyyaali
if still no result, then east turn and god
but, Lil bit push maathram definite gaa undaali, maanava sahajam
Ignore spam and AJ.
 

Hero
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Posted on Monday, October 23, 2017 - 07:57 am:       


Andhrawala:




pakodi universities kadu annai

 

Andhrawala
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Posted on Monday, October 23, 2017 - 07:55 am:       


Hero:

kids avg in studies...

vallani eppudu chava kottaledu

India lo laga donation/ekkuva katti manchi college/university lo join ayye chance unda cheppandi if possible




Yepp vundhii.

Medicine kavaalaa leka emi kavaali.

There are some universities which has 60% or above acceptence rate.

ALso u have community colleges

avi raakapothee vundhi gaa Silicon Valley University
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Hero
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Posted on Monday, October 23, 2017 - 07:50 am:       

kids avg in studies...

vallani eppudu chava kottaledu

India lo laga donation/ekkuva katti manchi college/university lo join ayye chance unda cheppandi if possible

 

Telugu_times
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Posted on Monday, October 23, 2017 - 07:46 am:       


Humpty_dumpty:

inka 2nd one showing stars as she is more pampered



as usual .....2nd Kid
Ignore spam and AJ.
 

Rajusk
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Posted on Friday, October 20, 2017 - 03:55 pm:       


Telugu_times:

2nd kid, vaanakaalam sadhuvula batch ekkuva unnar
is that an indication of parent's loss of interest?





Humpty_dumpty:

inka 2nd one showing stars as he/she is more pampered


 

Humpty_dumpty
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Posted on Friday, October 20, 2017 - 03:31 pm:       


Telugu_times:

boys here


taarchar babaji
teacher commenting in answer sheet
these are silly mistakes, you should be able to avoid

answer 9499 anukondi
9498 9499 untaayi to select

will select first one
basic gaa hyper speed and next Q: can i play now

inka 2nd one showing stars as she is more pampered
almost have to threaten like roja in assembly session to make them do homework


btw, good disco on selection process
kindha VA TJ stats vessaaar
74% asians ani
it is a natural side effect of local demographics
educated lo max middle class is asians (chinkis, koreans, desis etc)
we are here mostly coz of education ...so asian parents put more emphasis on competitive edge in education ...else tholu legusthaayi
 

Telugu_times
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Posted on Friday, October 20, 2017 - 03:18 pm:       


Rgb:


2 boys here
same story
andhukay, last 3 weeks nunchi, no db after 5 pm, ki ki
already improvement undhi
Ignore spam and AJ.
 

Rajusk
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Posted on Friday, October 20, 2017 - 03:15 pm:       


Rgb:

I refuse to accept until we find eldest who is a boy




Anand/Whyme to confirm aithe
 

Rgb
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Posted on Friday, October 20, 2017 - 03:13 pm:       


Telugu_times:

Andhrawala confirmed as well
LOL




I refuse to accept until we find eldest who is a boy :-). Could be girl vs boy too :-)
 

Telugu_times
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Posted on Friday, October 20, 2017 - 03:05 pm:       


Telugu_times:

maa warald famous lo, 2 kids unna pamilies lo .... general observation
first kid gems ekkuva unnaar
2nd kid, vaanakaalam sadhuvula batch ekkuva unnar
is that an indication of parent's loss of interest?



Andhrawala confirmed as well
LOL
Ignore spam and AJ.
 

Rajusk
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Posted on Friday, October 20, 2017 - 03:05 pm:       


Andhrawala:

There will be good days and bad days. all days cant be good days. Bad days naadu test pedithee thakkuva vasthaayi antaadu




LOL!!!

Telugu_times:

first kid gems ekkuva unnaar
2nd kid, vaanakaalam sadhuvula batch ekkuva unnar



Andhrawala:

Maa ammaayi 12 th grade. thanu comparitively parledhu. SHe is responsible and asks what she wants




Hence Proved !!!
 

Rgb
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Posted on Friday, October 20, 2017 - 03:04 pm:       


Rajusk:

aithe mimmalni kooda add cheyyali list lo ki..




First no antaru. Taruvatha chestharu in general. Trick is to not tell them too many things and just make sure they are within the path (wide path ivvali vallaki)
 

Andhrawala
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Posted on Friday, October 20, 2017 - 03:03 pm:       


Rajusk:

naaku telisi saduvulu varaku vintaru anukonta..

Whyme/Anand/Baba goru/Awala/CJ fleez confirm :D

migitha matters lo raam jaane




endhi vinedhii.

Maa abbai 7th grade. vaadni sadvamantee Nothing to do antaadu

Marks thakkuva vachinappudu adigithee - There will be good days and bad days. all days cant be good days. Bad days naadu test pedithee thakkuva vasthaayi antaadu

eraa ilaa chadhivithee repu college lo seat elaa vasthaadhi. India pampisthaanu antee OK antaadu. Lekapothe COmmunity College lo sadhuvukocchu ani koodaa seppedu

Vaadi lo change gurinchi waitingggg

----------

Maa ammaayi 12 th grade. thanu comparitively parledhu. SHe is responsible and asks what she wants
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Ipc302
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Posted on Friday, October 20, 2017 - 03:03 pm:       


Telugu_times:

cheyyakapoyinaa parvaa ledhu
Jai McD



yeah mana DB ers aithe McD franchise set chestharu...

Rgb:

Okallu just done saar with good results. Inkakallu kooda ayithe gattekinatte but many years to go



vallu kooda gattu ekkestharu lendi...

Rajusk:


naaku telisi saduvulu varaku vintaru anukonta..

Whyme/Anand/Baba goru/Awala/CJ fleez confirm

migitha matters lo raam jaane




aa age lo haarmones and other problems ekkuva....atleast manchi teacher unte edo oka subject meedha grip vasthadhi
 

Rgb
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Posted on Friday, October 20, 2017 - 03:02 pm:       


Rajusk:

ee avidea edo baagundi kada..

tennis coaches kooda ide pani kada..ganta ki $50/$60..all cash..summers lo they do 9 to 9/10 PM..




Funny thing Raju garu, hospital lo work chesindhi summer. Check vacchaka. Enti per hr 8.44 ena? Enti Social security tax a? Enti federal tax a? Sava laksha questions
 

Rajusk
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Posted on Friday, October 20, 2017 - 02:58 pm:       


Rgb:

maa ammayi regular income tutoring middle school kids $15/hr.




ee avidea edo baagundi kada..

tennis coaches kooda ide pani kada..ganta ki $50/$60..all cash..summers lo they do 9 to 9/10 PM..
 

Telugu_times
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Posted on Friday, October 20, 2017 - 02:57 pm:       

maa warald famous lo, 2 kids unna pamilies lo .... general observation
first kid gems ekkuva unnaar
2nd kid, vaanakaalam sadhuvula batch ekkuva unnar
is that an indication of parent's loss of interest?
Ignore spam and AJ.
 

Rajusk
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Posted on Friday, October 20, 2017 - 02:56 pm:       


Rajusk:

Whyme/Anand/Baba goru/Awala/CJ fleez confirm



Rgb:

Okallu just done saar with good results.




aithe mimmalni kooda add cheyyali list lo ki..

of course OkaHyderabadi kooda untaru..but ayana jumma to jumma DB visiting kabatti veyyaledu..
 

Rgb
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Posted on Friday, October 20, 2017 - 02:52 pm:       


Rajusk:

middle ischool ki aithe sendalsina avasaram kanapadaledu naaku aithe..




maa ammayi regular income tutoring middle school kids $15/hr. You cant imagine the demand. Mostly math, but english and some science also
 

Rajusk
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Posted on Friday, October 20, 2017 - 02:50 pm:       


Ipc302:

mesteru aa 13-17 age lo parents telling, kids listening and implementing ante powerball lottery tagilinattu...




naaku telisi saduvulu varaku vintaru anukonta..

Whyme/Anand/Baba goru/Awala/CJ fleez confirm :D

migitha matters lo raam jaane
 

Rgb
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Posted on Friday, October 20, 2017 - 02:50 pm:       


Ipc302:

high school 4 years kadha eppudo okappudu pick up chestharu lendi...manadhi antha science, business , IT focus kadha set ayipothar pillal...fikar nakko re




Okallu just done saar with good results. Inkakallu kooda ayithe gattekinatte but many years to go
 

Telugu_times
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Posted on Friday, October 20, 2017 - 02:49 pm:       


Ipc302:

high school 4 years kadha, eppudo okappudu pick up chestharu lendi...manadhi antha science, business , IT focus kadha set ayipothar pillal...fikar nakko re



cheyyakapoyinaa parvaa ledhu
Jai McD

Ignore spam and AJ.
 

Ipc302
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Posted on Friday, October 20, 2017 - 02:48 pm:       


Rajusk:

naaku telisina okalu iddaru kooda ee pani sestharu..math tuition..for $30 per class..weekly twice ani..

middle ischool ki aithe sendalsina avasaram kanapadaledu naaku aithe..

high schook ki manaki math lo bouncers pade time ki thappadu ani anukontunna..

vonly report card reading parenting is not good ani Baba goru telling..pillalaki ae matram samajh avuthundo teliyali ante ..pakkana koorsondi ani telling ..without watching GOT and Monday Night Football

neeki apply kaadu le ee salaha.




anduke free ga how to parent your middle/high school kids ani advice isthanna...mee pillal kante meeru ekkuva kastapaduthunnaru ischool gurinchi...
mesteru aa 13-17 age lo parents telling, kids listening and implementing ante powerball lottery tagilinattu...
 

Ipc302
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Posted on Friday, October 20, 2017 - 02:45 pm:       


Rgb:

nenu pampale so no idea, but many desis struggle too. No idea if they went to Kumon etc

Also I have seen people going mainly for math, but res of subjects are difficult too including writing which is needed for all language/humanities courses




high school 4 years kadha eppudo okappudu pick up chestharu lendi...manadhi antha science, business , IT focus kadha set ayipothar pillal...fikar nakko re
 

Rajusk
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Posted on Friday, October 20, 2017 - 02:44 pm:       


Ipc302:

babaji mana desi pillakayal ni kumaon gatra centers ki pampistharu kadha inka ee middle school to high school steep ani complain endhi....




naaku telisina okalu iddaru kooda ee pani sestharu..math tuition..for $30 per class..weekly twice ani..

middle ischool ki aithe sendalsina avasaram kanapadaledu naaku aithe..

high schook ki manaki math lo bouncers pade time ki thappadu ani anukontunna..

vonly report card reading parenting is not good ani Baba goru telling..pillalaki ae matram samajh avuthundo teliyali ante ..pakkana koorsondi ani telling ..without watching GOT and Monday Night Football

neeki apply kaadu le ee salaha.
 

Rgb
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Posted on Friday, October 20, 2017 - 02:43 pm:       


Ipc302:

babaji mana desi pillakayal ni kumaon gatra centers ki pampistharu kadha inka ee middle school to high school steep ani complain endhi....




nenu pampale so no idea, but many desis struggle too. No idea if they went to Kumon etc

Also I have seen people going mainly for math, but res of subjects are difficult too including writing which is needed for all language/humanities courses
 

Ipc302
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Posted on Friday, October 20, 2017 - 02:40 pm:       


Rgb:

Ledhu ikkada high school lo standard sudden ga perugutundi especially if you take AP classes. Middle school lo upto date lekapothe kastam catching up



Telugu_times:

but from Middle school to High school, too steep untadhi.




babaji mana desi pillakayal ni kumaon gatra centers ki pampistharu kadha inka ee middle school to high school steep ani complain endhi....
 

Rgb
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Posted on Friday, October 20, 2017 - 02:31 pm:       


Ipc302:

u talking about bullying??????




Ledhu ikkada high school lo standard sudden ga perugutundi especially if you take AP classes. Middle school lo upto date lekapothe kastam catching up
 

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Posted on Friday, October 20, 2017 - 02:29 pm:       


Telugu_times:

oka uchitha salaha, to parents of middle school kids
every evening, spend some time with your kids and their school work
High school lo, Monday Night football untadhi, chedugudu aadesthaar




Baba goru..nenu daily doing homework and classwork :-(

SAT okkati rayanu anukonta ..LOL
 

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Posted on Friday, October 20, 2017 - 02:26 pm:       


Bunty717:



Ipc302:



No, not bullying
Academics pace at High School
From elementary to middle school, as usual untadhi
but from Middle school to High school, too steep untadhi.
Ignore spam and AJ.
 

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Posted on Friday, October 20, 2017 - 02:13 pm:       


Telugu_times:

High school lo, Monday Night football untadhi, chedugudu aadesthaar
couple of my friends mentioned about their kids struggles at high school annatlu
dont be in that boat



u talking about bullying??????
 

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Posted on Friday, October 20, 2017 - 02:12 pm:       


Telugu_times:

High school lo, Monday Night football untadhi, chedugudu aadesthaar


did not get this point..
Twitter naa 1K $ eppudu istaavu..
 

Telugu_times
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Posted on Friday, October 20, 2017 - 01:57 pm:       

oka uchitha salaha, to parents of middle school kids
every evening, spend some time with your kids and their school work
High school lo, Monday Night football untadhi, chedugudu aadesthaar
couple of my friends mentioned about their kids struggles at high school annatlu
dont be in that boat
Ignore spam and AJ.
 

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Posted on Thursday, October 19, 2017 - 04:57 pm:       


Nepatriot:



Thank you brother, very useful info.
 

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Posted on Thursday, October 19, 2017 - 04:06 pm:       


Caone:

I'm not talking about distributions, am talking about contributions. Here is what I have heard from tax guy:
1. 529 contributions are not exempted from Fed Tax (meaning we are paying with after tax money). Some states (ex: CA) do provide tax exemption. So in CA case, we save 9 dollars for every 100 spent on 529. This calc is based on 9% state income tax.

Yes. You have to pay fed tax. States (not all) exempt upto certain amount/ year usually around 5k/year. So even if you contribute 20k in a given year, only 5k is exempt from tax. So it makes sense to contribute over time and early.

2. If we withdraw the distributions for non-edu purposes, then I'm not sure what happens.

Pay tax on the returns. Not on contributed amount(remember you already contributed with after tax money, but how do they calculate tax on withdrawals less than total contribution is CPA question). Unlike 401k , you can withdraw 529 money anytime, just pay tax on returns

3. We can use the money for education of anyone that is related. You, spouse, kids, grandkids etc.., What I don't know is whether it can be used for friends/their kids education.

Yes you can transfer to other kids/ grandkids other than the kid you contributed it for. Not sure if you can use it for yourself/spouse. You should be, as long as its education related.

4. Major downside for me is, this money cannot be used to fund education in foreign countries. Say you send your kid to India, then you will not be able to use the funds.

Not true.. Major indian universities and colleges are now becoming eligible for 529. It will only become better.


 

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Posted on Thursday, October 19, 2017 - 03:50 pm:       


Rgb:

UGA is not that difficult to get in has aceptance rate of 53%. Ga Tech is tough




GA tech top 5 lo untadi computer science..mechanical...industrial engineering..it is very tough now to get in ...

UGA kooda tough avutundi..slow ga...10 yrs back party college anevollu..iffudu next best choice..

for sure ga next 7 to 10 yrs ..lo desi kids ki ittadi ayipotadi
 

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Posted on Thursday, October 19, 2017 - 03:46 pm:       


Xxx:



I'm not talking about distributions, am talking about contributions. Here is what I have heard from tax guy:
1. 529 contributions are not exempted from Fed Tax (meaning we are paying with after tax money). Some states (ex: CA) do provide tax exemption. So in CA case, we save 9 dollars for every 100 spent on 529. This calc is based on 9% state income tax.
2. If we withdraw the distributions for non-edu purposes, then I'm not sure what happens.
3. We can use the money for education of anyone that is related. You, spouse, kids, grandkids etc.., What I don't know is whether it can be used for friends/their kids education.
4. Major downside for me is, this money cannot be used to fund education in foreign countries. Say you send your kid to India, then you will not be able to use the funds.
 

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Posted on Thursday, October 19, 2017 - 03:29 pm:       


Alochinchu:

they will have set of rules on admission process and will not have much influence by board of admissions.




No idea what you are saying here
 

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Posted on Thursday, October 19, 2017 - 03:03 pm:       


Rgb:

CA public colleges only.




they will have set of rules on admission process and will not have much influence by board of admissions.
 

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Posted on Thursday, October 19, 2017 - 02:57 pm:       


Alochinchu:




Also this is for CA public colleges only. Not for Stanford

I know very well about the racial quotas and Asian Fails
 

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Posted on Thursday, October 19, 2017 - 02:56 pm:       


Alochinchu:




Please read about proposition 209. There are nolaws like that anywhere else. California is very different in this regard

Ippudu next Gov race lo this is becoming an issue. Hispanic and Black representatives are trying to repeal this
 

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Posted on Thursday, October 19, 2017 - 02:51 pm:       


Rgb:

California has a law not to use race as a factor. Thats why in UCs there are a lot more asians than in other schools with similar ranking




Law anni chotla untundhi.. they have to come with some strategy to diversify.. it is not against Asians.. they do not want to fill up with one ethnic groups.. It is not like magnet schools.. the admission process is totally different.. they do not say they give admissions based on SAT scores or GPA.. it is more of student..

for example:
the SAT score bar for Ivy leagues even to consider..

Asians - 2300
Thella - 2200
nalla - 2100
makku - 2000

adhe high score valake ivvalante nalla and makku okkadu undadu ee schools lo..

more over it more like reservations in India..

reserved by
Geo Locations
Alumni
Donors
Military
kids of univ. staff
international students

so finally, asians have to fight for 10 to 15% of seats..
 

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Posted on Thursday, October 19, 2017 - 02:44 pm:       


True_indian:




I was talking about California state. harvard akkadishi kaadhu kadha. I am aware of quotas everywhere else
 

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Posted on Thursday, October 19, 2017 - 02:42 pm:       


Caone:

That was my understanding too, thank you!




You are not talking about the with drawls , as I said it is like Roth ,
-
 

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Posted on Thursday, October 19, 2017 - 02:40 pm:       


Rgb:




Check this
http://www.chicagotribune.com/news/opinion/chapman/ct-asians -enrollment-harvard-colleges-perspec-0524-20150522-column,am p.html
.those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches.
 

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Posted on Thursday, October 19, 2017 - 02:38 pm:       

$3.5K/mo on three kids..regular 529 plans.. still doubting..
 

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Posted on Thursday, October 19, 2017 - 02:35 pm:       


Mamamiya786:

Lets say if my kids don't get seat in GA , what are the options. Can they apply in other state colleges by paying out of state fees ?




Meeku Hope scholarship ani edhu vundani vinna. Its supposed to be fairly easy to get?

UGA is not that difficult to get in has aceptance rate of 53%. Ga Tech is tough
 

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Posted on Thursday, October 19, 2017 - 02:26 pm:       


True_indian:

California State lo most of colleges wont accept desi or Asian kids more than certain percentage




California has a law not to use race as a factor. Thats why in UCs there are a lot more asians than in other schools with similar ranking

In general the following people have advantage in decreasing order - Native American, Hispanic, Black
 

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Posted on Thursday, October 19, 2017 - 02:22 pm:       


True_indian:



That was my understanding too, thank you!
 

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Posted on Thursday, October 19, 2017 - 02:13 pm:       

Medical colleges admissions lo, definitely quota system untadhi, usa lo
non Medical lo, kooda untudhi, but antha peddha gaa farak padadhu
DB lo spammers, usa education system fair, thopu ani, T agitation appudu ooginaar
Ignore spam and AJ.
 

Telugu_times
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Posted on Thursday, October 19, 2017 - 02:10 pm:       

Indiana state gives 20%, upto max of 5K on 529, per year
Ignore spam and AJ.
 

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Posted on Thursday, October 19, 2017 - 02:09 pm:       

Looks like they are not taxable even federal , if you use them for college eduction.
If you take it out for some other purpose they are taxable.
Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt.

Jagan|Modi|
 

Xxx
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Posted on Thursday, October 19, 2017 - 02:05 pm:       


True_indian:

So I never got any tax exemption




I guess I got confused, I am talking about the withdrawls , not on the money put into the account ..

only few states have tax exemption , NC used to have it , not any more now
-
 

True_indian
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Posted on Thursday, October 19, 2017 - 02:02 pm:       


Mamamiya786:




Yes it’s only state exempt also till certain percentage e
Which is not worth

Both of my plans are after tax money and also out of state

So I never got any tax exemption
.those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches.
 

Xxx
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Posted on Thursday, October 19, 2017 - 02:02 pm:       

https://www.irs.gov/newsroom/529-plans-questions-and-answers
-
 

Xxx
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Posted on Thursday, October 19, 2017 - 02:00 pm:       


Mamamiya786:

mama are you sure .. ?




Yep , we pay after tax money , all withdrawals are tax free till date
-
 

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Posted on Thursday, October 19, 2017 - 01:59 pm:       


Xxx:

false , no tax at all, like ROTH




mama are you sure .. ?
Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt.

Jagan|Modi|
 

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Posted on Thursday, October 19, 2017 - 01:58 pm:       


Caone:

exemption on 529 plans. It is only states that exempt. Is that true?




I heard that ...are there any federal tax free accounts too ?

TI bro and TT bro .can you enlighten us with some details ?
Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt.

Jagan|Modi|
 

True_indian
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Posted on Thursday, October 19, 2017 - 01:55 pm:       


Kuyyo_morro:




All ivy leagues are coming with quota based

California State lo most of colleges wont accept desi or Asian kids more than certain percentage

Since they are private nobody can question
.those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches.
 

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Posted on Thursday, October 19, 2017 - 01:53 pm:       


Caone:

What I heard is there is no fed tax exemption on 529 plans. It is only states that exempt. Is that true?




false , no tax at all, like ROTH
-
 

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Posted on Thursday, October 19, 2017 - 01:48 pm:       


Mamamiya786:



What I heard is there is no fed tax exemption on 529 plans. It is only states that exempt. Is that true?
 

Xxx
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Posted on Thursday, October 19, 2017 - 01:44 pm:       


Kuyyo_morro:

. Since colleges will also have to maintain certain percentages of desi kids, nallol etc. Brilliant ABCD kids naligipotharu ee competition lo.




How is that distributed ? All indian kids are treated as Asians ?
-
 

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Posted on Thursday, October 19, 2017 - 01:22 pm:       

As T_I mentioned below, CA, NJ etc heavily desi populated areas lo kids ki full competition. Since colleges will also have to maintain certain percentages of desi kids, nallol etc. Brilliant ABCD kids naligipotharu ee competition lo.
 

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Posted on Thursday, October 19, 2017 - 01:18 pm:       


True_indian:

You can withdraw till the cash premium you paid

Cash value u accumulated



nice info .thanks bhayya
 

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Posted on Thursday, October 19, 2017 - 01:18 pm:       


Mamamiya786:

The competition is so much in ATL , i think in 6 to 7 years it would really tough to get into instate.



Not only Georgia
NY, NJ, Virginia, Texas, Calif, Ohio etc etc states lo, desi abcd kids ki
kabaddi kabaddi
toooo much desi population
Ignore spam and AJ.
 

True_indian
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Posted on Thursday, October 19, 2017 - 01:17 pm:       


Siloan:




You can withdraw till the cash premium you paid

Cash value u accumulated
.those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches.
 

True_indian
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Posted on Thursday, October 19, 2017 - 01:15 pm:       


Siloan:




Yes
.those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches.
 

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Posted on Thursday, October 19, 2017 - 01:15 pm:       


Mamamiya786:

Can they apply in other state colleges by paying out of state fees ?



yes, why not?
Ignore spam and AJ.
 

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Posted on Thursday, October 19, 2017 - 01:14 pm:       

529 is good. But not just 529, enroll in other plans also for the kid in case kid becomes a college or high school dropout. Such as Roth etc. 529 tho advantage is the funds get passed on to the siblings.
 

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Posted on Thursday, October 19, 2017 - 01:13 pm:       


True_indian:



universal life insurance meedha loan/draw cheyochha without taxes
 

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Posted on Thursday, October 19, 2017 - 01:12 pm:       


Mamamiya786:




If you apply for any state other than your own state
You are considered as out of state
.those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches.
 

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Posted on Thursday, October 19, 2017 - 01:04 pm:       


Telugu_times:

here is no such thing as instate for pvt colleges. All are same in usa




Lets say if my kids don't get seat in GA , what are the options. Can they apply in other state colleges by paying out of state fees ?

Or only option is private colleges . Either case fees vayimpudena ?
Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt.

Jagan|Modi|
 

True_indian
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Posted on Thursday, October 19, 2017 - 01:00 pm:       


Telugu_times:



Yes baba
Duke gives waivers to lot of kids with good academics
.those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches.
 

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Posted on Thursday, October 19, 2017 - 12:58 pm:       


Rebel:

asala what's the generic cost of college per yr incl everything ? public vs private



are you still in MN? or moved to Georgia?
go to each college and look for in-state fee
many pvt colleges give partial tuition waivers
IVY leagues lo, very difficult. but not impossible i think
Ignore spam and AJ.
 

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Posted on Thursday, October 19, 2017 - 12:57 pm:       


True_indian:

I also wanted flexibility to choose any stage or college




GA429 allows other state colleges too ...I don't think there is a restriction.
Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt.

Jagan|Modi|
 

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Posted on Thursday, October 19, 2017 - 12:57 pm:       


Telugu_times:

. There is no such thing as instate for pvt colleges. All are same in usa




thanks Baba goru for this info..

DB Rocks !!!

any topic instant info..
 

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Posted on Thursday, October 19, 2017 - 12:56 pm:       


Rgb:

enerally instate is easier to get for above avg students




The competition is so much in ATL , i think in 6 to 7 years it would really tough to get into instate.
we have only 2 good colleges ..GA tech and state of GA , athens..

GA tech is already tough ...
Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt.

Jagan|Modi|
 

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Posted on Thursday, October 19, 2017 - 12:53 pm:       


Mamamiya786:

regular ga ni education performance ni batty scholar shippa?



yes, based on high school grades and SAT/ACT scores etc
In Indiana, for example
Indiana Univ and PURDUE in-state fee is about 12K per year
half of the desi kids in my school district get some tuition waiver , 50% waiter, 75% waiver etc
boarding costs around 12-15K per year
private colleges, fee itself 50K+ untadhi. There is no such thing as instate for pvt colleges. All are same in usa
Ignore spam and AJ.
 

True_indian
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Posted on Thursday, October 19, 2017 - 12:52 pm:       


Humpty_dumpty:



Humpty Besides better reruns I also wanted flexibility to choose any stage or college


Mamiayya
T ROWE PRICE
.those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches.
 

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Posted on Thursday, October 19, 2017 - 12:51 pm:       

@TI anna

reasons why u picked non-state 529 accounts? other than better returns?
 

Mamamiya786
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Posted on Thursday, October 19, 2017 - 12:50 pm:       


True_indian:

00 t Rowe and 500 fidetiy




what is rowe ?

i have plans to start vanguard with small amounts..
Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt.

Jagan|Modi|
 

True_indian
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Posted on Thursday, October 19, 2017 - 12:46 pm:       


Mamamiya786:



500 t Rowe and 500 fidetiy
.those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches.
 

Humpty_dumpty
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Posted on Thursday, October 19, 2017 - 12:44 pm:       

also
don't think that the money will get locked or unused if the kid turns out to be Einstein :D

lot of states allow the money to be transferred to your other kid, grand kid etc.
 

Mamamiya786
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Posted on Thursday, October 19, 2017 - 12:41 pm:       


True_indian:

am doing for my daughter 1k per month



where ? 529 accounts or some thing else .

I am doing 200 per kid per month :-) , i will increase it slowly ..my target start year ..2024 and 2027 .
for my range this is comfortable.
Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt.

Jagan|Modi|
 

True_indian
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Posted on Thursday, October 19, 2017 - 12:36 pm:       


Mamamiya786:




I am doing for my daughter 1k per month
Target 2027 fund
I million kavali anj adding more
College will be more expensive
I am putting after tax money and I can withdraw anytime for other things also
I am not restricted to use only for college
.those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches.
 

Rgb
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Posted on Thursday, October 19, 2017 - 12:34 pm:       


Mamamiya786:

Oka 250 k for two kids ...we have to save close to that.
incase instate raka pote matuku chachhame ....




enerally instate is easier to get for above avg students. Yep college is expensive. Medicine ayithe itthade. They dont give any aid for medical except tippytop candidates
 

Mamamiya786
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Posted on Thursday, October 19, 2017 - 12:32 pm:       


Rgb:

Depneds on your state. Yes that sounds reasonable
Rutgers for example is 34K per year (instate) so $136K for 4 years.




Oka 250 k for two kids ...we have to save close to that.
incase instate raka pote matuku chachhame ....
Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt.

Jagan|Modi|
 

Rgb
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Posted on Thursday, October 19, 2017 - 12:30 pm:       

Depneds on your state. Yes that sounds reasonable
Rutgers for example is 34K per year (instate) so $136K for 4 years.
 

Mamamiya786
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Posted on Thursday, October 19, 2017 - 12:25 pm:       

instate aitch per year 25 to 30k , including every thing.
so for 4 years 100k ,multiplied by kids .
Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt.

Jagan|Modi|
 

Rgb
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Posted on Thursday, October 19, 2017 - 12:10 pm:       


Xxx:


Not sure how many kids will get aid, assuming they don't have 529 plans ?

One big advantage of 529 plans are they are tax free on gains




Yes Per year e. Top kids will get merit aid but not at Ivies. Ivies have no merit aid

yes Tax free gains are the only advantage of 529 plans
 

Xxx
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Posted on Thursday, October 19, 2017 - 12:07 pm:       


Rgb:

Private 35K-75K.All Ivies at the higher end




Per year kaada ? 300k per kid for 4 years ?

Not sure how many kids will get aid, assuming they don't have 529 plans ?

One big advantage of 529 plans are they are tax free on gains
-
 

Rgb
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Posted on Thursday, October 19, 2017 - 11:59 am:       


Mamamiya786:

regular ga ni education performance ni batty scholar shippa?




Depending on SAT score, grades and other things people get Merit scholarship. Some are automatic depending on PSAT/SAT score

See below links. They change evry eyar so verify on college's website

http://automaticfulltuition.yolasite.com
http://competitivefulltuition.yolasite.com
http://nmfscholarships.yolasite.com
 

Rgb
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Posted on Thursday, October 19, 2017 - 11:56 am:       

College costs (including dorm and food. Subtract $15K if not paying for dorm and food)

Public 25K-70K (lower for instate, higher for out of state)
Private 35K-75K.All Ivies at the higher end

This is assuming you dont get aid
 

Rebel
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Posted on Thursday, October 19, 2017 - 11:48 am:       

highscool kids or already college lo unna kids parents seppali deeni gurinchi..
asala what's the generic cost of college per yr incl everything ? public vs private
 

Mamamiya786
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Posted on Thursday, October 19, 2017 - 11:31 am:       


Telugu_times:

cademic scholarships ki, no problem.




idi enti ..can you give more info ...

regular ga ni education performance ni batty scholar shippa?
Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt.

Jagan|Modi|
 

Telugu_times
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Posted on Thursday, October 19, 2017 - 11:27 am:       

economic hardship scholarships ki, aadu both parents SS# theesukoni, mottham chittaa soosthaadu, last 15-20 years income etc
Ignore spam and AJ.
 

Telugu_times
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Posted on Thursday, October 19, 2017 - 11:25 am:       


Jai_ycp:

scholarship ante economic hardship scholarships. vatiki manamu elagu eligible avvamu



Yup
Academic scholarships ki, no problem.
Ignore spam and AJ.
 

Jai_ycp
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Posted on Thursday, October 19, 2017 - 11:10 am:       

the money can be spent for boarding, lodging expenses too. some state 529 allow for using the funds to other kids.

scholarship ante economic hardship scholarships. vatiki manamu elagu eligible avvamu.
the story of YCP and TDP in 2014 (AP)- http://goo.gl/zgrYmQ
http://goo.gl/gn6XL5
the story of TDP in 2014 (T) - http://goo.gl/nyu1Wu
 

Mamamiya786
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Posted on Thursday, October 19, 2017 - 11:04 am:       

Sorry , one more thread.

Disadvantage antunnaru ... I mena . kids account lo money vunte scholar ships ivvaru antunnaru ..
Is that true ?
Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt.

Jagan|Modi|

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