| Author | Message | ||
Jaguar Junior Artist Username: Jaguar Post Number: 189 Registered: 01-2017 Posted From: 12.180.115.102 Rating: N/A |
You need to have best scores to get top interest rate....closing cost and APR are trade offs....okati thaggithe inkoti peruguthundhi...and vice-versa.... | ||
Jaguar Junior Artist Username: Jaguar Post Number: 188 Registered: 01-2017 Posted From: 12.180.115.102 Rating: N/A |
Suppose buyer agent ledanukondi... can we ask the builder to give 3% worth amount towards upgrade discounts ??? | ||
Amayakudu Junior Artist Username: Amayakudu Post Number: 666 Registered: 01-2014 Posted From: 73.57.70.47 Rating: N/A |
Nenu uttha amayakudini ani DB peddalu eppudu stamp vesesaru.... Hence proved...  | ||
Amayakudu Junior Artist Username: Amayakudu Post Number: 665 Registered: 01-2014 Posted From: 73.57.70.47 Rating: N/A |
Any home aina istharu...Basically buyers realtor 3% collect Chestharu from Sellers agent....then they will rebate all of that 3% to us. | ||
Amayakudu Junior Artist Username: Amayakudu Post Number: 664 Registered: 01-2014 Posted From: 73.57.70.47 Rating: N/A |
Bankrate gives good idea, but when you start actual shopping it will fluctuate a bit...I got a much better rate than what was shown in Bankrate.com | ||
Amayakudu Junior Artist Username: Amayakudu Post Number: 662 Registered: 01-2014 Posted From: 73.57.70.47 Rating: N/A |
I told them upfront and honestly they don't care about that as long as the % of rebate is less than 5-6%. | ||
Amayakudu Junior Artist Username: Amayakudu Post Number: 661 Registered: 01-2014 Posted From: 73.57.70.47 Rating: N/A |
Yes...interest rate is important. MAKE sure you shop around. One good source of knowledge for Home buying process...naku Chala help ayyindi http://michaelbluejay.com/house/ | ||
Asdf Megastar Username: Asdf Post Number: 28602 Registered: 12-2014 Posted From: 76.109.163.196 Rating: N/A |
old homes meeda kooda istaara mana area lo? | ||
Vja2va Side Hero Username: Vja2va Post Number: 6500 Registered: 11-2014 Posted From: 68.100.233.40 Rating: N/A |
ID Amayakudu ani ettukunnav kani meeri Desamuduru  | ||
Happydays Side Hero Username: Happydays Post Number: 5608 Registered: 02-2015 Posted From: 165.156.40.27 Rating: N/A |
I usually look at bankrate.com and planning to go with lowest interest rate.. For instance, today it's showing 3.750% APR and 3.750% Interest rate.. Do you see any issue going with that? Chiru,Veturi,SPB,Ilayaraja,Jandhyala,Vamsi,K Viswanath,Sachin,Florida | ||
Happydays Side Hero Username: Happydays Post Number: 5606 Registered: 02-2015 Posted From: 73.206.238.181 Rating: N/A |
Thanks..i am new to this..did u tell to your lender that you are going to use 3% commission before hand??.. Also..when looking at mortage rates..there are 2 of them..interest rate % and APR. Which one should i look while taking the loan..I believe i should look at interest rate %..correct? Chiru,Veturi,SPB,Ilayaraja,Jandhyala,Vamsi,K Viswanath,Sachin,Florida | ||
Amayakudu Junior Artist Username: Amayakudu Post Number: 660 Registered: 01-2014 Posted From: 73.57.70.47 Rating: N/A |
I used AFMC online mortgage company...they gave best rate and everything went smooth. Once the house is closed within 15 days, they sold my loan to Wells Fargo. | ||
Happydays Side Hero Username: Happydays Post Number: 5605 Registered: 02-2015 Posted From: 73.206.238.181 Rating: N/A |
Thanks..i will tell the lender in advance.. Also..can anyone tell good lenders ..i want to just see how much they are offering. Closing process konchem summary pedataara?. Chiru,Veturi,SPB,Ilayaraja,Jandhyala,Vamsi,K Viswanath,Sachin,Florida | ||
Amayakudu Junior Artist Username: Amayakudu Post Number: 659 Registered: 01-2014 Posted From: 73.57.70.47 Rating: N/A |
Palm Beach Gardens, Florida Appatlo Solopro.com company undedi...vadu $999 flat fee charge chesi...mottam 3% return ichadu. Ippudu Goldenkey.com ga upgrade ayyadu...flat fee minimum $2500 chesadu. | ||
Maverick Legend Username: Maverick Post Number: 64264 Registered: 01-2008 Posted From: 68.50.111.95 Rating: N/A |
mottam ela icchesaru buyers commision..which place? Happy Vizag | ||
Amayakudu Junior Artist Username: Amayakudu Post Number: 658 Registered: 01-2014 Posted From: 73.57.70.47 Rating: N/A |
Lender ki inform chesa...closing ki use Chesthey naku emi problem ledu annadu | ||
Amayakudu Junior Artist Username: Amayakudu Post Number: 657 Registered: 01-2014 Posted From: 73.57.70.47 Rating: N/A |
Actually insurance mottham premium mundey kattali annadu lender...realtor lender tho matladi..closing appudu kadatadu le...lite teesuko ani oppinchindi | ||
Happydays Side Hero Username: Happydays Post Number: 5604 Registered: 02-2015 Posted From: 107.77.72.88 Rating: N/A |
Insurance ante..adhi kooda appude cheyaala? Chiru,Veturi,SPB,Ilayaraja,Jandhyala,Vamsi,K Viswanath,Sachin,Florida | ||
Happydays Side Hero Username: Happydays Post Number: 5603 Registered: 02-2015 Posted From: 107.77.72.88 Rating: N/A |
Thanks..what is the process..orni..naaku 1.5 percentage ye..do we need to inform about this to lender before hand? Chiru,Veturi,SPB,Ilayaraja,Jandhyala,Vamsi,K Viswanath,Sachin,Florida | ||
Amayakudu Junior Artist Username: Amayakudu Post Number: 656 Registered: 01-2014 Posted From: 73.57.70.47 Rating: N/A |
I closed on Jan 12th...received 3% buyer's commission back and used all of it for closing costs and balance amount to pay insurance during closing. | ||
Amayakudu Junior Artist Username: Amayakudu Post Number: 655 Registered: 01-2014 Posted From: 73.57.70.47 Rating: N/A |
I closed on Jan 12th...received 3% commission back and used all of it for closing costs and balance to pay insurance during closing. | ||
Optionsgenius Comedian Username: Optionsgenius Post Number: 1583 Registered: 12-2014 Posted From: 76.183.220.196 Rating: N/A |
dont confuse urself. prepare to pay ur downpayment without agent credit.why u want to reduce base price whats tge use of it | ||
Happydays Side Hero Username: Happydays Post Number: 5602 Registered: 02-2015 Posted From: 107.77.72.88 Rating: N/A |
Sure..agent emo neeku elagaina istaanu as i promised anaadu..i will ask him more when we meet him next week..kaani athanu chepindi possible a if other parties didnt agree for full comission towards closing Chiru,Veturi,SPB,Ilayaraja,Jandhyala,Vamsi,K Viswanath,Sachin,Florida | ||
Asdf Megastar Username: Asdf Post Number: 28598 Registered: 12-2014 Posted From: 76.109.163.196 Rating: N/A |
also reddit or redfin lati forums lo bhi oka rayi eyi if possible | ||
Asdf Megastar Username: Asdf Post Number: 28597 Registered: 12-2014 Posted From: 76.109.163.196 Rating: N/A |
repu morning bump cheyi bro | ||
Happydays Side Hero Username: Happydays Post Number: 5601 Registered: 02-2015 Posted From: 107.77.72.88 Rating: N/A |
Chaala demand lo undi ippudu..suppose 10000 lo..if i can only use 4000..how will my agent pay remaining amount?.i will also ask him..kaani konchem suggest cheyandi edhi best ani Chiru,Veturi,SPB,Ilayaraja,Jandhyala,Vamsi,K Viswanath,Sachin,Florida | ||
Asdf Megastar Username: Asdf Post Number: 28596 Registered: 12-2014 Posted From: 76.109.163.196 Rating: N/A |
is that community in demand? written ga ipude adi ekkadaina sign cheyinchuko vachaa? | ||
Happydays Side Hero Username: Happydays Post Number: 5600 Registered: 02-2015 Posted From: 107.77.72.88 Rating: N/A |
Sept end if everything is ok..already konchem mosa poyaanu.agent agreed to pay 2 percent..naa bayam emiti ante.. closing time lo if he says they are not agreeing ante na paristhithi enti? Chiru,Veturi,SPB,Ilayaraja,Jandhyala,Vamsi,K Viswanath,Sachin,Florida | ||
Happydays Side Hero Username: Happydays Post Number: 5599 Registered: 02-2015 Posted From: 107.77.72.88 Rating: N/A |
I am talking about 2nd option which is reducing the base price..so daaniki kooda limitations untaaya..you are saying that some builders wont allow more than 1500..? Chiru,Veturi,SPB,Ilayaraja,Jandhyala,Vamsi,K Viswanath,Sachin,Florida | ||
Gochi Side Hero Username: Gochi Post Number: 2827 Registered: 12-2006 Posted From: 64.121.67.210 Rating: N/A |
oh swarry...idhi Happy days thread aa...got confused with two people buying at the same time... mee closing eppudu HD annai... | ||
Gochi Side Hero Username: Gochi Post Number: 2826 Registered: 12-2006 Posted From: 64.121.67.210 Rating: N/A |
nee yenks, repu closing ettukuni ivaala doubts aduguthunnaava...asalu neeku HUD sheet icchaara with all final calculations, cheque enthaki theesukuraavalo cheppaara, certified cheque theesukunnaava...insurance theesukunnaava intiki...  | ||
Vja2va Side Hero Username: Vja2va Post Number: 6497 Registered: 11-2014 Posted From: 68.100.233.40 Rating: N/A |
Agent can send an email to the closing company how much he is going to pay. Total price lo set chesestaru.. | ||
Optionsgenius Comedian Username: Optionsgenius Post Number: 1581 Registered: 12-2014 Posted From: 76.183.220.196 Rating: N/A |
builder ni kanukko will he accept that credit ani oppukuntey antha preplanned ha chesuko. agent has to send that form to builder and title company to lender etc..ask builder who all has to be copied. few builders dont accept any credits over $1500. so kanukko myndu builder ni | ||
Nservicebus Junior Artist Username: Nservicebus Post Number: 273 Registered: 03-2017 Posted From: 96.3.128.196 Rating: N/A |
Annayi konchem documents pamputhanu annavu time unte konchem pampu | ||
Happydays Side Hero Username: Happydays Post Number: 5598 Registered: 02-2015 Posted From: 107.77.72.88 Rating: N/A |
Thanks...agent seperate ga dabbulu pampisthe..tax cuts vuntaaya?..if i use it to reduce the base price, will builder agree as it will reduce the house price Chiru,Veturi,SPB,Ilayaraja,Jandhyala,Vamsi,K Viswanath,Sachin,Florida | ||
Optionsgenius Comedian Username: Optionsgenius Post Number: 1578 Registered: 12-2014 Posted From: 76.183.220.196 Rating: N/A |
chala takkuva mandi allow chestaru to use it during closing time. agrnt has to send a CDA form allowing to release that credit towards closing and all parties should be intimated well in advance in that process like 3 weeks ahead. evarki intomate xheyakapoyeuna it will hold up the agent credit and again you have to redo the paper work to xhange the loan numbers wiyhout agent credit. so bottomline do it properly if u want to use ut at closing or else just wait till ur agent gets $$ and he will mail it out to you. unnecessary confusion lekunda 2nd way follo avuthey best | ||
Happydays Side Hero Username: Happydays Post Number: 5596 Registered: 02-2015 Posted From: 107.77.72.88 Rating: N/A |
Please advice.. Chiru,Veturi,SPB,Ilayaraja,Jandhyala,Vamsi,K Viswanath,Sachin,Florida | ||
Happydays Side Hero Username: Happydays Post Number: 5595 Registered: 02-2015 Posted From: 73.206.238.181 Rating: N/A |
If Agent agrees to give me say 2% of the house price.. can i use it to reduce the house price?..or do i need to use it only during closing process?.. Can i split the 2% between towards house and closing costs? ante..if it's little big amount say 10,000..can they allow me to use in those transactions?..pls suggest Chiru,Veturi,SPB,Ilayaraja,Jandhyala,Vamsi,K Viswanath,Sachin,Florida |