| Author | Message | ||
Anthamidhya Junior Artist Username: Anthamidhya Post Number: 88 Registered: 02-2017 Posted From: 76.122.106.214 Rating: N/A |
bhaiya- you are thinking about term in a wrong way. it's more to protect your family and kids in the event of unexpected loss of your life. 400$ ki 1million coverage vasthadhi. Think of all the gofundme campaigns for desis in the past 2 yrs, I wouldn't put my wife and kids in that position. | ||
Ntr_rocks Legend Username: Ntr_rocks Post Number: 74569 Registered: 04-2009 Posted From: 45.43.104.179 Rating: N/A |
FD or bonds 8.5 to 9% istaya US lo ? | ||
Maverick Legend Username: Maverick Post Number: 63926 Registered: 01-2008 Posted From: 68.50.104.56 Rating: N/A |
Earth quake range shattering unte many will.just foreclose Happy Vizag | ||
Scorpio Hero Username: Scorpio Post Number: 16771 Registered: 09-2008 Posted From: 174.61.228.127 Rating: N/A |
There's a twist on evaluating earthquake insurance, which is that policies available in Seattle provide only catastrophic coverage (no payout if your chimney or Roman Brick veneer pops off); the interesting part is: what would happen in the event of a major catastrophe. If there's major regional devastation, the insurance company might not have the resources to pay everybody off fully. Even if they do, the coverages might be insufficient: if 150,000 structures need rebuilding, shortages of materials and labor mean longer rebuild times and higher prices. Then, where do you live in the meantime? The hotels that remain standing will be overflowing, and their rates will exceed your coverage. And, like fire insurance, the policy only covers the structure, but you're paying the mortgage on the structure and the land. So it may still be worth carrying, but don't expect it to work like a vaccination. It could be years before your home gets rebuilt, and interest, it is said, never sleeps. You do one more Mumbai, you lose Balochistan - NSA Ajit Doval | ||
Scorpio Hero Username: Scorpio Post Number: 16770 Registered: 09-2008 Posted From: 174.61.228.127 Rating: N/A |
yup...750 alone for Earthquake insu...Home owenr's is separate...  You do one more Mumbai, you lose Balochistan - NSA Ajit Doval | ||
Maverick Legend Username: Maverick Post Number: 63923 Registered: 01-2008 Posted From: 68.50.104.56 Rating: N/A |
750+ regular home owners insurance? Happy Vizag | ||
Scorpio Hero Username: Scorpio Post Number: 16768 Registered: 09-2008 Posted From: 174.61.228.127 Rating: N/A |
Colleague gaadu... $750/year kaduthunnaadu for a Millin $ home... Lets say u keep home for 30 years...u will be paying 30 K at the max to secure 1 Mil $ You do one more Mumbai, you lose Balochistan - NSA Ajit Doval | ||
Maverick Legend Username: Maverick Post Number: 63922 Registered: 01-2008 Posted From: 68.50.104.56 Rating: N/A |
Don't banks make it mandatory to have earthquake insurance in this area..After all it's 80% or their.money in home Happy Vizag | ||
Scorpio Hero Username: Scorpio Post Number: 16767 Registered: 09-2008 Posted From: 174.61.228.127 Rating: N/A |
In California, there is the usual deductible, which is usually about 15% of the cost of the structure. For a structure worth, say, $200,000, this means that you, the homeowner, are responsible for the first $30,000 of damage to your home, after which the insurance kicks in. If the damage is less than $30,000 to your home, you'll receive no payout. Another thing to remember is that typically, about 55% of the damage from an earthquake is non-structural, meaning damage to furniture, dishware, valuable items, and other such. For this protection, the yearly premiums are in the neighborhood of $1000 to $1500 or so. https://www.zillow.com/advice-thread/Is-earthquake-insurance -worth-it/197931/ You do one more Mumbai, you lose Balochistan - NSA Ajit Doval | ||
Maverick Legend Username: Maverick Post Number: 63921 Registered: 01-2008 Posted From: 68.50.104.56 Rating: N/A |
enta untai premium s extra Happy Vizag | ||
Scorpio Hero Username: Scorpio Post Number: 16766 Registered: 09-2008 Posted From: 174.61.228.127 Rating: N/A |
Colleague gaadu...Liberty mutual daggara nunchi + Safeco nunchi thechukunnaadu... nenu inkaa burra gokkuntunnaa...theesukovaalaa vaddaa ani... You do one more Mumbai, you lose Balochistan - NSA Ajit Doval | ||
Saarang Hero Username: Saarang Post Number: 15858 Registered: 06-2012 Posted From: 206.29.176.75 Rating: N/A |
All state ivvadhu, inka edho company ni contact chesa vallu kooda ivvanu unnaru...finally got a quote from another company but decided to not take it. One of the reasons to diversify investments is this...ilaanti disaster ayithe not just a question of insurance companies solvency...entire region economy will crash in many ways. | ||
Scorpio Hero Username: Scorpio Post Number: 16765 Registered: 09-2008 Posted From: 174.61.228.127 Rating: N/A |
If you're worried about mudslides/wildfires/earthquakes, don't buy a house in Cali. If you're worried about earthquakes, don't buy a house on the west coast. If you're worried about hurricanes, don't buy a house on the southeastern coast. If you're worried about tornados, don't buy a house in the midwest alley. If you're worried about high crime, don't buy a house in a big inner city. You do one more Mumbai, you lose Balochistan - NSA Ajit Doval | ||
Saarang Hero Username: Saarang Post Number: 15856 Registered: 06-2012 Posted From: 206.29.176.75 Rating: N/A |
Konni companies istayyi...but thats a relatively small list among insurnace companies...also aa list paina comment Some companies on this list may be authorized to sell earthquake coverage, but are not actively selling it. To find out who is actively selling, be sure to contact your insurance agent or broker. | ||
Saarang Hero Username: Saarang Post Number: 15855 Registered: 06-2012 Posted From: 206.29.176.75 Rating: N/A |
Last year 520 bridge was replaced in a multi-billion dollar project...when the old bridge was totally operational...main reason is when they built the old one they did not know about the type of earth quake risk that the region had...ippudu strong ga kattaru http://gizmodo.com/5986110/the-worlds-longest-floating-bridg e-is-no-longer-dying | ||
Scorpio Hero Username: Scorpio Post Number: 16764 Registered: 09-2008 Posted From: 174.61.228.127 Rating: N/A |
https://www.insurance.wa.gov/your-insurance/home-insurance/e arthquake/earthquake-insurance-companies/ You do one more Mumbai, you lose Balochistan - NSA Ajit Doval | ||
Saint Legend Username: Saint Post Number: 68491 Registered: 01-2011 Posted From: 144.230.191.36 Rating: N/A |
because he thinks he is wasting 70$ per month | ||
Saint Legend Username: Saint Post Number: 68489 Registered: 01-2011 Posted From: 144.230.191.36 Rating: N/A |
u said it.....it will be a catestrophe...they will go for bankruptcy....but until that happens, they make tons of money ...may be they might reinsurance with others bt chances or %of total value will be less I think... | ||
Saarang Hero Username: Saarang Post Number: 15854 Registered: 06-2012 Posted From: 206.29.176.75 Rating: N/A |
Most companies don't even offer earth quake insurance for Seattle. 25% of home under 1 company ayithe company will surely go bankrupt...but most companies protect themselves by getting re-insurance from one of the global giansts...aa part i need to understand better. | ||
Saint Legend Username: Saint Post Number: 68487 Registered: 01-2011 Posted From: 144.230.191.36 Rating: N/A |
it doesn't make any difference...u might get some peanuts....policy face value wise it is same... 59-65 years u end of spending more money with very little returns (Insurance lo initial years admin fees/maintenance charges are more) I dont think he will give u full money what u have paid up to 59 years....u might get 50% of it..but if u dont have that option and taking term else where, you might be paying less and saving more till 59... | ||
Saarang Hero Username: Saarang Post Number: 15853 Registered: 06-2012 Posted From: 206.29.176.75 Rating: N/A |
Laantidha kaadhu...extension... http://www.newyorker.com/magazine/2015/07/20/the-really-big- one Just north of the San Andreas, however, lies another fault line. Known as the Cascadia subduction zone, it runs for seven hundred miles off the coast of the Pacific Northwest, beginning near Cape Mendocino, California, continuing along Oregon and Washington, and terminating around Vancouver Island, Canada. The “Cascadia†part of its name comes from the Cascade Range, a chain of volcanic mountains that follow the same course a hundred or so miles inland. The “subduction zone†part refers to a region of the planet where one tectonic plate is sliding underneath (subducting) another. Tectonic plates are those slabs of mantle and crust that, in their epochs-long drift, rearrange the earth’s continents and oceans. Most of the time, their movement is slow, harmless, and all but undetectable. Occasionally, at the borders where they meet, it is not. Take your hands and hold them palms down, middle fingertips touching. Your right hand represents the North American tectonic plate, which bears on its back, among other things, our entire continent, from One World Trade Center to the Space Needle, in Seattle. Your left hand represents an oceanic plate called Juan de Fuca, ninety thousand square miles in size. The place where they meet is the Cascadia subduction zone. Now slide your left hand under your right one. That is what the Juan de Fuca plate is doing: slipping steadily beneath North America. When you try it, your right hand will slide up your left arm, as if you were pushing up your sleeve. That is what North America is not doing. It is stuck, wedged tight against the surface of the other plate. Without moving your hands, curl your right knuckles up, so that they point toward the ceiling. Under pressure from Juan de Fuca, the stuck edge of North America is bulging upward and compressing eastward, at the rate of, respectively, three to four millimetres and thirty to forty millimetres a year. It can do so for quite some time, because, as continent stuff goes, it is young, made of rock that is still relatively elastic. (Rocks, like us, get stiffer as they age.) But it cannot do so indefinitely. There is a backstop—the craton, that ancient unbudgeable mass at the center of the continent—and, sooner or later, North America will rebound like a spring. If, on that occasion, only the southern part of the Cascadia subduction zone gives way—your first two fingers, say—the magnitude of the resulting quake will be somewhere between 8.0 and 8.6. That’s the big one. If the entire zone gives way at once, an event that seismologists call a full-margin rupture, the magnitude will be somewhere between 8.7 and 9.2. That’s the very big one. | ||
Ntr_rocks Legend Username: Ntr_rocks Post Number: 74559 Registered: 04-2009 Posted From: 107.77.94.94 Rating: N/A |
lets say i convert to life at 59 age and pay 45/yr for 6 years and my policy is 1M, how much will I make at 66 ? | ||
Saint Legend Username: Saint Post Number: 68486 Registered: 01-2011 Posted From: 144.230.191.36 Rating: N/A |
yes agree.... | ||
Andhravodu Side Hero Username: Andhravodu Post Number: 7643 Registered: 07-2015 Posted From: 69.62.241.11 Rating: N/A |
This is true. Katrina appudu 30+ years of insurers/re-insurer's profits wiped out. A federal court declared Insurance companies don't need to pay flood insurance payments. years and years payments kattina vallaki bokka | ||
Ntr_rocks Legend Username: Ntr_rocks Post Number: 74558 Registered: 04-2009 Posted From: 107.77.94.94 Rating: N/A |
60 ki mundu ponu kabatti..  | ||
Saint Legend Username: Saint Post Number: 68485 Registered: 01-2011 Posted From: 144.230.191.36 Rating: N/A |
out of that 10k, spend 1k for term insurance, and rest 9k put it in fixed deposits or bonds which give 8.5 to 9% pa...u wil still beat Life insurance by double margin.. they r sucking ur 9k and giving u 3-4% returns on that...if u think, u r good with 4-5% returns and dont have other avenues where u can get better returns, life insurance is best.... but u think u can get any thing above 4% returns, term is best....u r securing ur family for 30Y by taking term insurance....ur family is safe for 30Y, after 30Y, the other 9k investment returns will get u a better deal... in case if something happens, u will still get the covered insurance amount plus 9k per year invested in other places... | ||
Mental_sachinodu Hero Username: Mental_sachinodu Post Number: 19828 Registered: 10-2008 Posted From: 24.125.46.70 Rating: N/A |
Term is no brainer unless you are going for multi-mullion cash value returns ani naa idhi.. rox, why do you think Whole is better than Term? | ||
Scorpio Hero Username: Scorpio Post Number: 16763 Registered: 09-2008 Posted From: 174.61.228.127 Rating: N/A |
West coast mottam...Earth quake prone one fine morning...mottam gaayab You do one more Mumbai, you lose Balochistan - NSA Ajit Doval | ||
Gotcha Megastar Username: Gotcha Post Number: 28115 Registered: 02-2008 Posted From: 172.87.48.134 Rating: N/A |
u r assuming whole earth quake area will be covered by a single company adi rare kada maha unte 25% untunda oka area lo policies by single company? ... | ||
Scorpio Hero Username: Scorpio Post Number: 16762 Registered: 09-2008 Posted From: 174.61.228.127 Rating: N/A |
ee madhya Tamil colleague gaadu theesukunnadu...Theesukomani chepthunnaadu nannu kudaa...aadidi 1.2 Million $ house... You do one more Mumbai, you lose Balochistan - NSA Ajit Doval | ||
Maverick Legend Username: Maverick Post Number: 63920 Registered: 01-2008 Posted From: 108.171.130.189 Rating: N/A |
ee attraction kooda unda? san andreas lantida Happy Vizag | ||
Saarang Hero Username: Saarang Post Number: 15851 Registered: 06-2012 Posted From: 206.29.176.75 Rating: N/A |
Nenu teesukola...as its expensive, condos automatically have it from HoA...one of the reasons why hoa dues are high. We are in a high earth quake prone area....so I don't feel totally comfortable with it...but haven't taken it so far. Somebody told me, in the event of a major earth quake, there is a good chance that the insurance company will go bankrupt...so peddaga use undadu ani. But, naaku telisi the good ones have re-insurance, so they should be good. Idhi sariga research chesi malli decide avudaamu anukunna but tarvaatha follow-up cheyyaledhu. | ||
Ntr_rocks Legend Username: Ntr_rocks Post Number: 74557 Registered: 04-2009 Posted From: 107.77.94.94 Rating: N/A |
My thinking of life insurance... Year ki 10K touch cheyani savings(like emergency funds) anukunte life insurance is very good Ledu I will go bottom anukunte term... I dont like term bcoz Am wasting 70/month. I save 10K excluding saving anyway, that y I prefer life.. I like the convert option bcoz it will give me 10 yrs time to decide... ee lopu GC and other immi issues, ikada vuntama leda anedi chusukuni will convert to life | ||
Maverick Legend Username: Maverick Post Number: 63919 Registered: 01-2008 Posted From: 108.171.130.189 Rating: N/A |
choodaledu..personal blog emo..delete chesaremo anukunna Happy Vizag | ||
Scorpio Hero Username: Scorpio Post Number: 16761 Registered: 09-2008 Posted From: 174.61.228.127 Rating: N/A |
Seattle area lo earth quake insurance evarannaa theesukunnaaraa? Is it worth ? You do one more Mumbai, you lose Balochistan - NSA Ajit Doval | ||
Andhravodu Side Hero Username: Andhravodu Post Number: 7642 Registered: 07-2015 Posted From: 69.62.241.11 Rating: N/A |
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Entiodu Comedian Username: Entiodu Post Number: 1269 Registered: 02-2011 Posted From: 174.104.223.85 Rating: N/A |
ikkada companies eppudu bankrupt avutayo teledu... LIC lanti company safe ... also India ki poyaka malli vettukune pani vundadu.. | ||
Maverick Legend Username: Maverick Post Number: 63918 Registered: 01-2008 Posted From: 108.171.130.189 Rating: N/A |
naa policy choosi chepta gotcha..i think i was told there is a break point when premium starts rising..naaku adi 12 or 15 yrs ani cheppinattu gurtu.. Happy Vizag | ||
Saint Legend Username: Saint Post Number: 68484 Registered: 01-2011 Posted From: 144.230.191.36 Rating: N/A |
India lo term insurance 2.5-3x expensive compared to here uncle.. | ||
Maverick Legend Username: Maverick Post Number: 63917 Registered: 01-2008 Posted From: 108.171.130.189 Rating: N/A |
idi ekkada undi link? can anyone email? bitnbyte at gmail Happy Vizag | ||
Saint Legend Username: Saint Post Number: 68483 Registered: 01-2011 Posted From: 144.230.191.36 Rating: N/A |
lets say if the candidate is in sound health, will he convert to life? -- NO if his health is not so good, will he convert to life? -- No for the same kind of coverage, he will have to pay 50x-100x more or face value will go down by 40-50x. I dont see how anybody will cover to life....for me it doesnt make any difference having this option or not. I think if he is giving u that option means, he may be adding some xtra charges...with out that option also, is the premium same? Only advantage I see, if u cancel the policy and get ur money back in next 2-3 years after conversion, u might be getting more money sinec all 10 years it accumulated some amount... but again u need to have another backup option for life cover in this case | ||
Gotcha Megastar Username: Gotcha Post Number: 28114 Registered: 02-2008 Posted From: 172.87.48.134 Rating: N/A |
life entaki teesukunavu, i also have life ante till 99 years i have life insurance provided i pay but premiums will keep increaseing ... | ||
Ntr_rocks Legend Username: Ntr_rocks Post Number: 74556 Registered: 04-2009 Posted From: 107.77.90.107 Rating: N/A |
naku chupettina dantlo covert option ki intial ga takkuva, 10 yrs ki match avutundi for fixed term.. 10 yrs lo covert chesukunte life ki, we r in good shape...10 yrs ki manam kuda slow avutam ani assume chesukunte | ||
Entiodu Comedian Username: Entiodu Post Number: 1268 Registered: 02-2011 Posted From: 174.104.223.85 Rating: N/A |
took LIC term insurance.. sounds reasonable | ||
Maverick Legend Username: Maverick Post Number: 63916 Registered: 01-2008 Posted From: 108.171.130.189 Rating: N/A |
no one can predict ur health after 10 yrs..so if ou have an option to covert to life after x years, its better to keep it open..premiums ekkuve undacchu..kadanaledu.. Happy Vizag | ||
Saint Legend Username: Saint Post Number: 68481 Registered: 01-2011 Posted From: 144.230.191.36 Rating: N/A |
howww?once u convert to life, again u r going to pay much more higher premiums or less face value....either case u loose | ||
Ntr_rocks Legend Username: Ntr_rocks Post Number: 74555 Registered: 04-2009 Posted From: 107.77.90.107 Rating: N/A |
life insurance lo pettina money nuvvu epudu kavalante apudu Tesukovachu in 2 ways..base tax free or u can loan urself for fixed apr like 6 or 7% 10K saving every year anukunte, aa 10K dantlo pettachu | ||
Maverick Legend Username: Maverick Post Number: 63915 Registered: 01-2008 Posted From: 108.171.130.189 Rating: N/A |
having that option is always advantageoues..im still in term Happy Vizag | ||
Saint Legend Username: Saint Post Number: 68478 Registered: 01-2011 Posted From: 144.230.191.36 Rating: N/A |
Mav, wrong mindset idi...u r comparing apples to oranges... Why term insurance? in case if something happens to u suddenly, you would like your family to be financially secure....Its like worst case option and must retirement: this is totally different aspect...this is for ur retirement you would like to be financially secure... Problem(Life Insurance): You are combining both and investing and finally ending up with very very less returns on ur investments (do u know LIC India policies gives u 4-5% returns on an avg on matured policies).. It must be same for other life insurances...You need to pay very high premiums for higher coverages. Solution: dont mix these two..keep them separate... 1) Buy term insurance 2) plan your investments properly for your retirement Term insurance will cost you 100x less than life insurance.... you can invest 99x elsewhere and if you can make more than 4-5% returns on ur investments, you will break the life insurance returns... If you are thinking about money u r paying for temr insurance, thats for safety net for your family and anyways for life insurance also, you will pay maintenance charges which will be mre than term insurance over the years...but yu dont see it... | ||
Maverick Legend Username: Maverick Post Number: 63914 Registered: 01-2008 Posted From: 108.171.130.189 Rating: N/A |
i think so..we pay about 1100 for both Happy Vizag | ||
Time_pass Side Hero Username: Time_pass Post Number: 9470 Registered: 06-2008 Posted From: 136.174.187.5 Rating: N/A |
Naa 20 year term 410 attundi | ||
Ntr_rocks Legend Username: Ntr_rocks Post Number: 74552 Registered: 04-2009 Posted From: 45.43.104.179 Rating: N/A |
meeku kuda same options ichada nenu cheppina 2 lo ? Premiums entha kadutunnau ?
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Maverick Legend Username: Maverick Post Number: 63912 Registered: 01-2008 Posted From: 108.171.130.189 Rating: N/A |
i use NW with option to covert to full..insurance is needed after 60 anukunta, so most term are useless Happy Vizag | ||
Time_pass Side Hero Username: Time_pass Post Number: 9469 Registered: 06-2008 Posted From: 136.174.187.5 Rating: N/A |
30 Years term chaala takkuva Northwest Mutual is very stable and good company | ||
Ntr_rocks Legend Username: Ntr_rocks Post Number: 74550 Registered: 04-2009 Posted From: 152.85.8.38 Rating: N/A |
mastaaru 20-30 yrs lo emayina jaragachu...2008 lo AIG lanti A+ company ee problems lo vundindi, govt bail out chesindi annadu agent...inka small companies chalane poyayi annadu mari, right or wrong I dont know | ||
Just4fun Legend Username: Just4fun Post Number: 35543 Registered: 10-2007 Posted From: 172.72.132.15 Rating: N/A |
ummm maa deggara only 20 annaru. Protective, yes non Costco 30 yrs undochu @NtrRocks, bankruptcy anedi extreme AA companies don't do easily | ||
Saint Legend Username: Saint Post Number: 68477 Registered: 01-2011 Posted From: 144.230.191.36 Rating: N/A |
anything above A is good... Mutual of Omaha Protective AIG NY Life there are lot of other companies too | ||
Saint Legend Username: Saint Post Number: 68476 Registered: 01-2011 Posted From: 144.230.191.36 Rating: N/A |
Protective 30 years term vundi..but costco thru elthe u will only get 20 years...u shud ask for 30 years and they will provide that..I got quote for 30 years from protective... NY life also give 30Y term.... | ||
Ntr_rocks Legend Username: Ntr_rocks Post Number: 74545 Registered: 04-2009 Posted From: 152.85.8.38 Rating: N/A |
nenu matladina agent 2 types cheppadu.. 1) If another company acquires yours, then it will cover. 2) If it bankrupted and closed shop, you will be at loss. 2008 lo chala mandiki ayindi annadu, mari state rules avemi cheppaledu | ||
Just4fun Legend Username: Just4fun Post Number: 35542 Registered: 10-2007 Posted From: 172.72.132.15 Rating: N/A |
TA ni adagaledu but terms n conditions lo undi edo state laws kick in avutai, every state have some consortium with group of agencies blah blah ...so least worried | ||
Jeffa Comedian Username: Jeffa Post Number: 1031 Registered: 10-2012 Posted From: 104.129.196.85 Rating: N/A |
ippudu chaala companies offering flexible term(not just round numbers, even pick your term also coming up). FIRST dont think anything else than Term life if you want to pay for life insurance. All other types if life coverage is only agents feeders nothing else. Try to get 30 or 20 depending on your age, health, financial needs etc.. I took AIG two years bk for 30 yrs term(me and my spouse together pay $2K/year) | ||
Ntr_rocks Legend Username: Ntr_rocks Post Number: 74540 Registered: 04-2009 Posted From: 152.85.8.38 Rating: N/A |
He said the same.. A++ doesnot offer 30 yr term. Ipudu 30 yr term lo 20 yrs ayyaka Tranamerica bankrupted aithe enti ani adigava ? | ||
Bithiri_bathi Comedian Username: Bithiri_bathi Post Number: 1643 Registered: 04-2016 Posted From: 73.241.241.99 Rating: N/A |
I believe you .. Confuse ayyanu meeru deniki against ani dusparcharam emi ledu | ||
Just4fun Legend Username: Just4fun Post Number: 35541 Registered: 10-2007 Posted From: 172.72.132.15 Rating: N/A |
Northwest Mutual no idea but NYLife, Protective don't offer 30 yr term. I just signup with Transamerica for 30Yrs 1M. | ||
Ntr_rocks Legend Username: Ntr_rocks Post Number: 74539 Registered: 04-2009 Posted From: 152.85.8.38 Rating: N/A |
http://www.chalanachithram.com/discus/messages/115/333622.ht ml?1481143123 | ||
Ntr_rocks Legend Username: Ntr_rocks Post Number: 74538 Registered: 04-2009 Posted From: 152.85.8.38 Rating: N/A |
mastaru nenu term dabbulu bokka, nenu 60 ki mundu ponu, naku work avvadu ani cheppa ga...I never said life no...enduku ee dushpracharam... | ||
Ntr_rocks Legend Username: Ntr_rocks Post Number: 74537 Registered: 04-2009 Posted From: 152.85.8.38 Rating: N/A |
Ok, will read tonight. Thanks | ||
Bithiri_bathi Comedian Username: Bithiri_bathi Post Number: 1642 Registered: 04-2016 Posted From: 73.241.241.99 Rating: N/A |
ragging kaadhu ley vuncle...enduku manasu maarchukunnadu ani chinna doubt vachindhi? Seattle thread vall change ayyada ani | ||
Saarang Hero Username: Saarang Post Number: 15832 Registered: 06-2012 Posted From: 206.29.176.75 Rating: N/A |
Maa vaadi blog post chaduvu baaga explain chesaadu...chaala sensible thinker...60-40 type judgement type antha gattiga cheppadu. | ||
Ntr_rocks Legend Username: Ntr_rocks Post Number: 74536 Registered: 04-2009 Posted From: 152.85.8.38 Rating: N/A |
http://www.chalanachithram.com/discus/messages/125/194567.ht ml http://www.chalanachithram.com/discus/messages/125/174285.ht ml ee company meda chala disco ayindi, recent ga tesukunna valu cheppandi | ||
Ntr_rocks Legend Username: Ntr_rocks Post Number: 74535 Registered: 04-2009 Posted From: 152.85.8.38 Rating: N/A |
DB lo kuda chala mandi tolded, still not convinced with Term, Life aithe vaasipotadi ani lite tesukunna, but ee conversion edo nachindi which will give 10 yrs to decide... (Message edited by kingjames on April 14, 2017) | ||
Ntr_rocks Legend Username: Ntr_rocks Post Number: 74534 Registered: 04-2009 Posted From: 152.85.8.38 Rating: N/A |
only Term ki against...not life | ||
Andhravodu Side Hero Username: Andhravodu Post Number: 7637 Registered: 07-2015 Posted From: 69.62.241.11 Rating: N/A |
 nee ragging endi vunkle, info update ayindi, ippudu insurance kavali antunnadu | ||
Saarang Hero Username: Saarang Post Number: 15831 Registered: 06-2012 Posted From: 206.29.176.75 Rating: N/A |
Oka freind eppudo research chesi Only Term better ani decide chesaadu...sensible candidate..inka kontha mandhi kooda doubt lekunda told...go for term insurance only ani http://finedvice.blogspot.com/2012/01/cash-value-life-insura nce-advice.html | ||
Bithiri_bathi Comedian Username: Bithiri_bathi Post Number: 1641 Registered: 04-2016 Posted From: 73.241.241.99 Rating: |
meeru strictly against undey kadha any insurance...why this u-turn? | ||
Ntr_rocks Legend Username: Ntr_rocks Post Number: 74533 Registered: 04-2009 Posted From: 152.85.8.38 Rating: N/A |
Today went to NWM agent. He said they don’t do 30 years Term. Is it true? He showed me two options. 80 Year Term which starts low and keeps on increasing every year which we can convert to Whole Life within 60 years at any point. 20 Year Term which is constant every year but we can only convert to Whole Life in first 10 years. As I am not interested in ONLY Term Insurance, I like this conversion which starts low and convert to life. Which one is better? Am inclining towards 80 Term. |
